Tenity

Klaimy is a technology company that specializes in AI-driven automation for the insurance industry. It offers a platform that transforms traditional claims management processes by automating document processing using Optical Character Recognition (OCR), Artificial Intelligence (AI), and Large Language Models (LLM). This automation enhances operational efficiency, accelerates decision-making, and enables quicker access to necessary information. Klaimy's innovative approach also includes the use of semantic folding and vector-based search technologies to streamline operations and improve user experience.

Inriskable is a technology company that specializes in AI-driven software for enhanced due diligence of non-listed companies and small businesses. Its platform proactively identifies and analyzes real-world activities of target companies and their related parties in real-time, empowering financial institutions to efficiently assess and mitigate financial risks associated with their small and medium-sized enterprise (SME) lenders at scale.

Lyfery is a health and wellness company that incentivizes healthy living. It offers life insurance policies that reward policyholders with premium discounts for maintaining healthy lifestyles, as tracked by the company's platform. This platform also provides personalized health insights and access to discounted health services, empowering individuals to enhance their well-being and financial security.

Kvikk Insurance is an innovative provider of on-demand travel insurance that aims to simplify and personalize the insurance experience for its clients. The company has developed a platform that streamlines all insurance-related processes, from purchasing policies to managing claims. Utilizing geofencing technology, Kvikk’s travel insurance activates automatically when clients enter their travel destination and deactivates upon their return, thereby eliminating unnecessary premiums for days of coverage that are not used. By focusing on clarity and efficiency, Kvikk Insurance enhances the user experience in the travel insurance sector, making it easier for clients to navigate their coverage needs.

GoNsave is a developer of a gig economy platform aimed at enhancing worker engagement among independent workers in Latin America and Southeast Asia. The company addresses the challenges faced by the approximately 130 million underbanked and under-protected workers in these regions by unlocking access to vital data. GoNsave offers a super app that allows users to store their financial and work records securely. By leveraging this data, the platform connects workers with multiple service vendors, ensuring a pre-screened and targeted audience. This approach not only enhances service accessibility for workers but also reduces distribution costs for vendors, ultimately streamlining operations within the gig economy.

Cober.io is an insurance company established in 2022 and headquartered in Málaga, Spain, that specializes in providing coverage for eCommerce businesses against temporary internet outages. The company offers a platform that empowers users to customize the protection services they wish to secure for their operations, as well as the insurance solutions they can provide to their clients, aligning with their business models. By facilitating embedded insurance, Cober.io enables eCommerce businesses to effectively monetize their offerings while safeguarding their online transactions against unforeseen disruptions.

Emilian is a developer of a digital insurance brokering platform that aims to democratize insurance distribution. The company provides innovative solutions for managing general agents (MGAs), cover holders, insurance companies, and insurtech firms, enabling them to efficiently distribute their products through automated processes. Emilian's platform allows users to establish their own digital agencies, offers automated quotes and policy issuance, and enhances customer trust and satisfaction through an insurance service review system. By streamlining operations, Emilian empowers insurance entrepreneurs to transition into the digital era, allowing them to prioritize customer engagement over administrative tasks while effectively assessing their exposure in the insurance market.

distriBind is a digital data exchange company that specializes in automating back-office processing for the insurance industry. It focuses on data validation and analytics, offering alternatives that enhance the validation, reconciliation, and enrichment of risk, premium, and claims data. By leveraging AI and blockchain technologies, distriBind provides solutions that promote transparency and allow for detailed insights at various levels, including risk, claims, contracts, and portfolios. The company's innovations aim to streamline operations within the insurance sector, improving efficiency and understanding of complex data sets.

Sentimer Technologies is a developer of an artificial intelligence chatbot platform specifically designed to enhance customer acquisition, service, and cross-selling for sectors such as insurance, banking, finance, energy, and automotive. The platform facilitates interactions across various customer support channels, including web, social media, and messaging applications, using natural language processing to create personalized user experiences. By leveraging AI and behavioral analytics, Sentimer's technology aims to improve customer engagement and streamline the sales process, addressing challenges throughout the customer journey. Combining the interactivity of messaging platforms with the personalized touch of expert advice, Sentimer helps businesses improve conversion rates and overall service quality.

bsurance is a company that specializes in developing and digitalizing innovative insurance products through a B2B2C business model. Its platform enables the seamless integration of insurance solutions into existing sales processes, allowing businesses to offer relevant insurance products directly at the Point-of-Sale, such as in apps, web shops, or cashier systems. By collaborating exclusively with B2C partners, bsurance ensures that end-customers have easy access to fair insurance options. The company's cloud-based insurance management platform connects B2C partners and insurance providers via REST APIs, facilitating a fully digital end-to-end insurance management process that includes real-time policy issuance, billing, and claims handling. This approach not only enhances the value proposition for B2C partners by differentiating their offerings and fostering customer loyalty, but it also provides insurance partners with access to new customer segments and fast integration into various sales platforms. Overall, bsurance aims to create sustainable ecosystems in the insurance landscape by streamlining processes and improving accessibility.

DreamQuark is a technology company that specializes in advanced data analysis through deep representation learning, primarily serving the insurance, financial services, and healthcare sectors. The company focuses on developing algorithms that efficiently identify rare and hidden phenomena across diverse data types, including images, texts, and audio files. By providing a transparent solution, DreamQuark enables business users to easily access and interpret insights derived from large datasets. Additionally, the company offers a platform that enhances wealth management by delivering explainable predictions and personalized actions for informed decision-making. This platform also automates data science tasks, simplifying the creation of predictive models, thereby facilitating new sales opportunities and improving customer engagement for its clients.

Terminos is a software developer focused on streamlining the process of creating and managing Terms and Conditions for insurance companies. Its innovative platform enables users to efficiently generate documents that comply with local regulations and seamlessly adapt to different insurance products. The software identifies and localizes specific clauses, ensuring compliance while also translating them into multiple languages. This efficient process allows for the reuse of previously created content in new documents, significantly reducing the time and cost associated with generating multi-language Terms and Conditions. By enhancing the creation and management of these critical documents, Terminos empowers insurance companies to scale their operations effectively across multiple regions.

PLG is a portable benefits platform for the gig economy, that enables independent contractors to pick and choose company-sponsored workplace benefits through a simple plug and play platform through work apps.

Aira System is an AI-based digital platform founded in 2021 and headquartered in Madrid, Spain. The company specializes in preventing fraud in the insurance sector through its innovative inspection platform, which focuses on risk inspection, review, and analysis. By integrating artificial intelligence, geolocation, and extensive databases, Aira System enables users to identify and mitigate fraud risks from the point of contracting, rather than addressing issues after they arise. This proactive approach allows insurance industries to evaluate various types of risks more effectively, ultimately helping them to create better policies and enhance overall security in their operations.

Sustema is a behavioural data analytics company founded by experienced underwriters and risk managers to help commercial insurers improve underwriting performance. With ever-increasing volumes of data and digitisation of the insurance industry, the need to analyse and extract meaningful insights from information has never been greater. However, at its core, commercial underwriting is about insuring companies and specifically insuring the decisions made by the people running those companies. Therefore, to improve underwriting performance, the way companies behave should be taken into account when putting your capital at risk on their behalf. Analysing the publicly available data of over 17’000 companies worldwide, Sustema makes this possible at scale. Sustema behavioural analytics service (BASE™) enables insurers to integrate ESG data into their underwriting processes, reduce exposure to corporate behavioural risk and significantly increase profitability with a secure and intuitive cloud-based service. Built to meet the current and future needs of underwriters, client acquisition teams and portfolio managers, Sustema BASE™ operates independently of existing core IT infrastructure − enabling insurers to get up and running swiftly and securely.

Riskwolf is a developer of a comprehensive business-to-business insurance platform that automates the insurance process from ideation to market. The company focuses on managing exposure, notifying claims, and triggering payments through APIs, facilitating direct integration into e-commerce, food delivery, and telecommunications offerings. Additionally, Riskwolf's platform provides independent risk monitoring and calculation services, allowing insurers to create and operate parametric coverages on a large scale. Established in Europe and Asia, Riskwolf's technology-driven approach aims to streamline insurance operations and enhance the overall efficiency of risk management solutions.

Lyyna is a forward-thinking distribution platform focused on insurance solutions, leveraging advanced technologies to enhance customer experience. The company specializes in single-item insurance, offering a cloud-native platform that is both scalable and flexible. By utilizing artificial intelligence, Lyyna recommends tailored insurance products based on digital payment and electronic fund transfer data, effectively assessing individual needs. Committed to customer privacy, Lyyna prioritizes the secure and responsible management of personal data while enabling banks to maximize the value derived from payment information. This innovative approach allows financial institutions to offer insurance for small purchases, creating a more accessible insurance landscape for consumers.

CoverGo is a pioneering company that offers a fully configurable, modular, no-code insurance platform designed for property-and-casualty, health, and life insurance providers. Its platform allows companies to build and launch a wide range of insurance products rapidly, enhancing the overall efficiency of policy administration and claims management. By leveraging hundreds of open insurance APIs, CoverGo facilitates seamless connectivity and automates various insurance processes, which supports digital transformation in a cost-effective manner. The platform's flexibility and adaptability enable swift integration with existing legacy systems, making it a valuable tool for insurance companies aiming to innovate and enhance their operational capabilities.

Resilient operates an insurance-as-a-service platform designed to foster business development and growth while delivering significant value to all stakeholders. The company offers innovative insurance programs and inclusive microinsurance solutions that aim to enhance the financial health and freedom of its customers. By addressing the protection gap faced by low and moderate-income individuals who have been historically underserved by traditional insurance providers, Resilient enables businesses to offer no-cost insurance protections as a means of fostering customer loyalty and engagement. This approach not only improves the overall bottom line for businesses but also contributes to greater financial stability for their customers.

Riskwolf is a developer of a comprehensive business-to-business insurance platform that automates the insurance process from ideation to market. The company focuses on managing exposure, notifying claims, and triggering payments through APIs, facilitating direct integration into e-commerce, food delivery, and telecommunications offerings. Additionally, Riskwolf's platform provides independent risk monitoring and calculation services, allowing insurers to create and operate parametric coverages on a large scale. Established in Europe and Asia, Riskwolf's technology-driven approach aims to streamline insurance operations and enhance the overall efficiency of risk management solutions.

Qumata is a provider of innovative life and health insurance underwriting services aimed at streamlining the application process. By utilizing digital data, the company calculates the risk of diagnosis for over 800 medical conditions, significantly reducing the need for lengthy questionnaires and doctor visits. This approach not only enhances the accuracy of risk assessment but also improves the overall customer experience. Qumata's platform allows insurers to retain precision in underwriting while opening up new revenue opportunities, ultimately transforming the traditional methods of life and health insurance underwriting.

Qumata is a provider of innovative life and health insurance underwriting services aimed at streamlining the application process. By utilizing digital data, the company calculates the risk of diagnosis for over 800 medical conditions, significantly reducing the need for lengthy questionnaires and doctor visits. This approach not only enhances the accuracy of risk assessment but also improves the overall customer experience. Qumata's platform allows insurers to retain precision in underwriting while opening up new revenue opportunities, ultimately transforming the traditional methods of life and health insurance underwriting.

EasySend is a technology company founded in 2016 and headquartered in Tel Aviv-Yafo, Israel. It specializes in developing a no-code digital transformation platform tailored for the banking and insurance sectors. The platform enables organizations to convert traditional paper forms and PDFs into interactive digital experiences, thereby streamlining customer interactions and enhancing overall customer experience. EasySend provides pre-built components for various use cases, such as digital mortgages, lending, policy renewals, claims processing, and customer onboarding. Its intelligent eForms can seamlessly integrate with existing legacy and core banking systems, as well as third-party services like popular customer relationship management tools. With a strong presence in the Israeli market, where it serves over 90% of the financial and insurance sectors, EasySend is rapidly expanding its global footprint, catering to more than forty enterprise clients across multiple countries, including the United States, Germany, and Japan.

Digital Claim specializes in automating claim recovery for travel and health insurance providers, addressing the challenges of a costly and labor-intensive process. The company employs advanced machine learning technology and optical character recognition to transform traditional paper files into fully digitized claims. By creating a comprehensive digital claim database, Digital Claim enhances the efficiency of claim management and recovery processes for its clients, streamlining operations and reducing overhead costs. This innovative approach allows insurance companies to focus on core activities while improving their overall service delivery.

PXL Vision AG, established in 2017 and headquartered in Zurich, Switzerland, specializes in designing and developing advanced identity verification software solutions. Its flagship product, Daego, is a cross-platform solution that creates trusted digital identities for customer onboarding through sophisticated document and identity verification using computer vision and machine learning technologies. PXL Vision operates research and development centers in Novi Sad, Serbia, and Yerevan, Armenia, serving industries such as insurance, gambling, fintech, banking, and healthcare worldwide. The company aims to reduce customer onboarding costs, enhance conversion rates, and prevent fraud by providing unbiased, verifiable identities for secure digital interactions.

Luminant Analytics is an insurtech company that specializes in providing advanced analytics tailored for insurance firms. The company operates a comprehensive data platform that delivers curated external data, forward-looking models, and embedded insights consultancy. By leveraging these resources, Luminant Analytics enhances insurers' ability to segment portfolios, select risks, and develop effective pricing strategies. The company's offerings aim to improve risk selection and pricing processes, thereby strengthening insurers' competitive positioning in the market.

Anansi is an embedded goods-in-transit insurance platform that caters to distribution partners and e-commerce merchants. The platform is accessed via an embedded API, allowing third-party logistics providers, shipping platforms, marketplaces, and online retailers to offer insurance directly to their customers within their own front-end environments. Anansi is distinguished by its automation, which facilitates one-click signup, eliminates administrative burdens, and enables parametrically triggered claims and payouts in cases of parcel loss or delay. Founded by Megan Bingham-Walker and Ana Martins de Carvalho, the company was created in response to the challenges of traditional insurance processes, such as cumbersome onboarding and inadequate coverage. As an Appointed Representative of Resolution Underwriting Partnership Limited, Anansi aims to address the needs of e-commerce businesses by providing fast, fair, and flexible goods-in-transit insurance solutions.

Safeside is a pioneering company in Switzerland that offers transparent digital life insurance. It specializes in individualizing insurance premiums by integrating health data into its policies, providing customized coverage tailored to each user's needs. The company utilizes advanced technology to streamline the insurance process, eliminating the need for agents and doctor's visits, which makes it efficient and easy to understand. Through its user-friendly application, Safeside enables customers to obtain individual or family life insurance policies in under three minutes, ensuring a quick and straightforward experience.

Lings is a Switzerland-based startup in the insurance industry, founded in 2017. The company specializes in offering simple and efficient digital insurance solutions, primarily focusing on risk protection for photography equipment. Lings caters to both owned and rented items, providing coverage against damage, destruction, or loss. The company distinguishes itself from traditional insurance providers by emphasizing flexibility, allowing customers to easily activate or deactivate their insurance as needed. Through its innovative approach, Lings aims to simplify the often complicated and rigid nature of insurance, enhancing the overall customer experience.

Brainalyzed is a developer of an AI-based enterprise platform aimed at making artificial intelligence accessible to mid-sized companies, particularly in the financial sector. Its flagship product, Brainalyzed Insight, provides a comprehensive AI solution that answers business questions by connecting seamlessly to various data sources. The platform utilizes advanced deep learning methods and evolutionary algorithms, including processes inspired by natural selection, to automatically design and optimize neural networks. This results in models that achieve higher prediction accuracy, as they are tailored specifically to the data and the intended business objectives. By automating the selection of inputs, network structures, and neuron weightings, Brainalyzed ensures that its AI models balance overfitting and underfitting, significantly enhancing predictive stability. The company focuses on serving mid-sized banks, asset managers, and insurance firms, helping them reduce costs and improve the efficiency of their portfolio decisions.

Enterprise Bot GmbH is a company that specializes in developing artificial intelligence-powered chatbots aimed at automating customer interactions for enterprises. Founded in 2017 and headquartered in Zug, Switzerland, with an additional office in Bengaluru, India, the company offers a range of products, including chatbots for sales and customer service, email triage bots, and scheduling assistants. Enterprise Bot's solutions are particularly tailored for financial institutions and insurance enterprises, helping to enhance customer experience while significantly reducing operational costs and wait times. By providing a multi-platform messenger that allows for natural language communication, the company enables businesses to effectively address a wide array of customer needs and queries.