Deciens Capital

Sydecar is a financial technology company based in Walnut, California, founded in 2021. It offers tools designed to simplify the management of private investments for a diverse range of clients, including founders, casual investors, venture capitalists, and syndicate leads. The company's technology streamlines various aspects of investment management, such as organizing subscription documents, ensuring compliance, handling banking tasks, and managing tax reporting. Additionally, Sydecar specializes in deal syndication, capitalizing on its ability to clean up capitalization tables and set up special purpose vehicles. By focusing on these areas, Sydecar enables investors to shift their attention from administrative tasks to making informed investment decisions in private companies, funds, and other assets.

Gynger is a payments platform designed specifically for technology purchases, integrating embedded financing to enhance the buying and selling process. By offering flexible payment terms, Gynger allows businesses to make technology acquisitions with greater ease. The platform focuses on sales acceleration by providing custom financing solutions to pre-qualified leads, effectively combining software management with financial services. This enables businesses to improve their sales processes and manage credit more effectively, ultimately enhancing cash flow through tailored financing options.

Grupago is a pioneering financial technology company focused on providing digital microcredit to small and mid-sized businesses (SMBs) in Latin America. The company addresses the challenges faced by micro-SMBs that have limited access to traditional lending options by utilizing artificial intelligence, group collateral, and community distribution methods. Additionally, Grupago operates a payment orchestration platform designed to enhance payment acceptance rates for merchants while simultaneously reducing processing costs. This platform employs AI to automatically retry transactions across various payment providers, ensuring that merchants receive payments from a broader customer base efficiently and cost-effectively. Through these innovative solutions, Grupago aims to empower underserved businesses in the region.

Pippin Title specializes in providing a comprehensive title search platform that operates across all 50 states. The company has developed an AI-enabled cloud-based software solution designed to generate detailed property reports for both residential and commercial properties. This platform serves various sectors, including title insurance brokerages, lenders, attorneys, and the green energy industry, which encompasses solar and wind farms as well as EV charging stations. By utilizing proprietary search technology and a reliable searcher network, Pippin Title ensures quality control and efficiency, allowing clients such as insurance firms, developers, governments, and financial institutions to expedite transaction diligence and informed decision-making in their development projects.

GlacierGrid is a venture-backed company that specializes in optimizing energy use strategies for businesses, focusing on energy savings, operational efficiency, and sustainability. The company employs Internet of Things (IoT) technology to facilitate real-time monitoring and analytics, enabling clients to refine their energy consumption practices. By utilizing wireless temperature and humidity sensors, GlacierGrid collects accurate data to minimize risks associated with data loss and inaccuracies, thereby reducing inventory waste. This approach allows business owners and managers to gain timely insights into equipment performance and energy usage, ultimately aiding in informed decision-making and enhancing operational effectiveness while lowering their carbon footprint.

Treasury Prime Inc. is a Banking-as-a-Service company that provides an application programming interface (API) banking platform designed to connect banks and fintechs. Founded in 2017 and headquartered in San Francisco, California, Treasury Prime enables institutions to open and manage online bank accounts, automate financial operations, and streamline compliance processes. Its offerings include integration with core banking systems, allowing for a range of services such as account management, payment processing, and card issuance. By facilitating these services, Treasury Prime enhances the customer experience while helping banks and fintechs reduce operational costs.

BeatBread is an innovative music and finance company founded in 2020 that aims to empower independent and unsigned artists by providing them with financial advances while allowing them to retain ownership of their music and decision-making power. The company has assembled a team with extensive expertise in music, finance, artificial intelligence, and machine learning to create new opportunities for artists and their managers. BeatBread's platform offers artists the flexibility to choose how they repay the financial advances, which are derived from a limited share of their revenues generated through streaming and airplay. This approach enables musicians to advance their careers on their own terms, fostering greater independence and control in the music industry.

Tint.ai is a data intelligence platform founded in 2018 and based in San Francisco, California. The company specializes in providing tools for data scientists and insurance companies to enhance the performance of artificial intelligence models and insurance programs. Its platform automates the process of sourcing external data from various vendors and employs machine learning to evaluate this data effectively. By leveraging API-based technology, Tint.ai offers the infrastructure necessary to launch, manage, and optimize property and casualty insurance programs. This approach not only streamlines the development of real-time risk selection and pricing software but also significantly reduces the engineering and data science resources typically required for such initiatives, ultimately improving profitability and customer experience in the insurance sector.

Gynger is a payments platform designed specifically for technology purchases, integrating embedded financing to enhance the buying and selling process. By offering flexible payment terms, Gynger allows businesses to make technology acquisitions with greater ease. The platform focuses on sales acceleration by providing custom financing solutions to pre-qualified leads, effectively combining software management with financial services. This enables businesses to improve their sales processes and manage credit more effectively, ultimately enhancing cash flow through tailored financing options.

Chipper Cash is a financial services company founded in 2017 and headquartered in San Francisco, California. The company operates a mobile application platform that facilitates free and instant cross-border money transfers across Africa. By allowing users to send money to any mobile phone number in the region, Chipper Cash promotes financial inclusivity and provides a frictionless method for personal payments in different currencies. Its aim is to make peer-to-peer money transfers as simple and accessible as sending a text message, thereby enhancing the efficiency of financial transactions across the continent.

Chipper Cash is a financial services company founded in 2017 and headquartered in San Francisco, California. The company operates a mobile application platform that facilitates free and instant cross-border money transfers across Africa. By allowing users to send money to any mobile phone number in the region, Chipper Cash promotes financial inclusivity and provides a frictionless method for personal payments in different currencies. Its aim is to make peer-to-peer money transfers as simple and accessible as sending a text message, thereby enhancing the efficiency of financial transactions across the continent.

Treasury Prime Inc. is a Banking-as-a-Service company that provides an application programming interface (API) banking platform designed to connect banks and fintechs. Founded in 2017 and headquartered in San Francisco, California, Treasury Prime enables institutions to open and manage online bank accounts, automate financial operations, and streamline compliance processes. Its offerings include integration with core banking systems, allowing for a range of services such as account management, payment processing, and card issuance. By facilitating these services, Treasury Prime enhances the customer experience while helping banks and fintechs reduce operational costs.

GlacierGrid is a venture-backed company that specializes in optimizing energy use strategies for businesses, focusing on energy savings, operational efficiency, and sustainability. The company employs Internet of Things (IoT) technology to facilitate real-time monitoring and analytics, enabling clients to refine their energy consumption practices. By utilizing wireless temperature and humidity sensors, GlacierGrid collects accurate data to minimize risks associated with data loss and inaccuracies, thereby reducing inventory waste. This approach allows business owners and managers to gain timely insights into equipment performance and energy usage, ultimately aiding in informed decision-making and enhancing operational effectiveness while lowering their carbon footprint.

Zeta is a financial technology company based in San Francisco that provides tools designed to enhance family financial management. Its platform features a modern joint account and money management system, allowing families to track their bank accounts with sharing controls, manage shared and personal budgets, and split transactions. Additionally, Zeta offers capabilities such as bill reminders, memos, and money coaching, all aimed at helping families effectively monitor their spending, establish budgets, and achieve their financial objectives together. The company operates remotely, emphasizing convenience and accessibility in its services.

Chipper Cash is a financial services company founded in 2017 and headquartered in San Francisco, California. The company operates a mobile application platform that facilitates free and instant cross-border money transfers across Africa. By allowing users to send money to any mobile phone number in the region, Chipper Cash promotes financial inclusivity and provides a frictionless method for personal payments in different currencies. Its aim is to make peer-to-peer money transfers as simple and accessible as sending a text message, thereby enhancing the efficiency of financial transactions across the continent.

Chipper Cash is a financial services company founded in 2017 and headquartered in San Francisco, California. The company operates a mobile application platform that facilitates free and instant cross-border money transfers across Africa. By allowing users to send money to any mobile phone number in the region, Chipper Cash promotes financial inclusivity and provides a frictionless method for personal payments in different currencies. Its aim is to make peer-to-peer money transfers as simple and accessible as sending a text message, thereby enhancing the efficiency of financial transactions across the continent.

Funding U is a merit-based student lender that focuses on providing financial support to career-oriented college students. Founded in 2015 and headquartered in Atlanta, Georgia, the company offers an alternative to traditional FICO and cosigner-based bank loans by assessing students' academic performance, career trajectory, and earning potential. This innovative approach allows students to secure loans with fixed interest rates, helping to bridge the gap between conventional college financing and the actual cost of attendance. By prioritizing merit over credit history, Funding U aims to reduce the financial barriers that can lead to college dropouts.

True Link Financial, Inc., founded in 2012 and based in San Francisco, California, is a financial services company dedicated to serving people with disabilities, vulnerable older adults, and individuals in recovery. The company offers Visa prepaid cards designed to protect loved ones from fraud and misuse, as well as investment advisory services including fiduciary accounts. True Link's software platform supports budgeting, disbursements, record-keeping, reporting, communication, and government benefits protection for various trustees and fiduciaries. The company aims to enhance the independence and quality of life for its customers by providing financial solutions tailored to their unique needs.

Chipper Cash is a financial services company founded in 2017 and headquartered in San Francisco, California. The company operates a mobile application platform that facilitates free and instant cross-border money transfers across Africa. By allowing users to send money to any mobile phone number in the region, Chipper Cash promotes financial inclusivity and provides a frictionless method for personal payments in different currencies. Its aim is to make peer-to-peer money transfers as simple and accessible as sending a text message, thereby enhancing the efficiency of financial transactions across the continent.

Starcity Properties, Inc. is a San Francisco-based company that develops and operates co-living homes, focusing on community-based living for its residents. Established in 2016, the company offers fully furnished apartments with amenities such as equipped kitchens, WiFi, utilities, community events, and maintenance services. Starcity currently operates nearly 500 beds across San Francisco, Oakland, and Los Angeles, with plans for a development pipeline of approximately 2,000 units. The company's team, consisting of professionals from various sectors including real estate, technology, and hospitality, aims to make urban living more accessible. Unlike many competitors, Starcity operates as both a General Partner and Operator, emphasizing its capacity for full-stack real estate development and management. The company is dedicated to enhancing the living experience in urban environments while maintaining a strong focus on design and community engagement.

Chipper Cash is a financial services company founded in 2017 and headquartered in San Francisco, California. The company operates a mobile application platform that facilitates free and instant cross-border money transfers across Africa. By allowing users to send money to any mobile phone number in the region, Chipper Cash promotes financial inclusivity and provides a frictionless method for personal payments in different currencies. Its aim is to make peer-to-peer money transfers as simple and accessible as sending a text message, thereby enhancing the efficiency of financial transactions across the continent.

True Link Financial, Inc., founded in 2012 and based in San Francisco, California, is a financial services company dedicated to serving people with disabilities, vulnerable older adults, and individuals in recovery. The company offers Visa prepaid cards designed to protect loved ones from fraud and misuse, as well as investment advisory services including fiduciary accounts. True Link's software platform supports budgeting, disbursements, record-keeping, reporting, communication, and government benefits protection for various trustees and fiduciaries. The company aims to enhance the independence and quality of life for its customers by providing financial solutions tailored to their unique needs.

Finvoice, Inc. is a San Francisco-based company that specializes in cloud-based lending software solutions tailored for factors and asset-based lenders. Founded in 2014, the company provides a suite of products designed to enhance the lending process and ensure regulatory compliance for financial institutions. Its offerings include FV Originate, which facilitates conversion through accounting integrations and user-friendly online applications; FV Underwrite, which focuses on optimizing rates and monitoring portfolios using data aggregation and risk analytics; and FV Operate, which streamlines workflows and expedites deal closures through automation. By enabling offline lenders to transition to online platforms, Finvoice supports financial institutions in growing their sales while maintaining compliance with industry regulations.

Chipper Cash is a financial services company founded in 2017 and headquartered in San Francisco, California. The company operates a mobile application platform that facilitates free and instant cross-border money transfers across Africa. By allowing users to send money to any mobile phone number in the region, Chipper Cash promotes financial inclusivity and provides a frictionless method for personal payments in different currencies. Its aim is to make peer-to-peer money transfers as simple and accessible as sending a text message, thereby enhancing the efficiency of financial transactions across the continent.

Funding U is a merit-based student lender that focuses on providing financial support to career-oriented college students. Founded in 2015 and headquartered in Atlanta, Georgia, the company offers an alternative to traditional FICO and cosigner-based bank loans by assessing students' academic performance, career trajectory, and earning potential. This innovative approach allows students to secure loans with fixed interest rates, helping to bridge the gap between conventional college financing and the actual cost of attendance. By prioritizing merit over credit history, Funding U aims to reduce the financial barriers that can lead to college dropouts.

Treasury Prime Inc. is a Banking-as-a-Service company that provides an application programming interface (API) banking platform designed to connect banks and fintechs. Founded in 2017 and headquartered in San Francisco, California, Treasury Prime enables institutions to open and manage online bank accounts, automate financial operations, and streamline compliance processes. Its offerings include integration with core banking systems, allowing for a range of services such as account management, payment processing, and card issuance. By facilitating these services, Treasury Prime enhances the customer experience while helping banks and fintechs reduce operational costs.

EarnUp Inc. is a fintech company based in San Francisco, California, that focuses on automating loan payments for consumers. Established in 2013, EarnUp's platform is designed to assist over 200 million Americans managing various types of debt, including home mortgages, student loans, auto loans, and personal loans. The platform allows users to set aside small amounts of money when they can afford it, which are then allocated for loan payments, helping users pay off their debts more efficiently. By syncing micro-payments with individual income and automating savings in real-time, EarnUp aims to alleviate the stress of financial management and empower users to take control of their financial situations.

True Link Financial, Inc., founded in 2012 and based in San Francisco, California, is a financial services company dedicated to serving people with disabilities, vulnerable older adults, and individuals in recovery. The company offers Visa prepaid cards designed to protect loved ones from fraud and misuse, as well as investment advisory services including fiduciary accounts. True Link's software platform supports budgeting, disbursements, record-keeping, reporting, communication, and government benefits protection for various trustees and fiduciaries. The company aims to enhance the independence and quality of life for its customers by providing financial solutions tailored to their unique needs.

WorkHands, Inc. is an online platform based in San Francisco, California, focused on connecting skilled trade workers with job opportunities. Founded in 2013, the platform allows users to showcase their skills, certifications, and tools, facilitating connections with potential employers and coworkers. By addressing the specific needs of blue-collar workers, WorkHands helps individuals stand out in a disconnected industry. The platform not only assists job seekers in finding positions that match their skill sets but also enables companies to identify and hire suitable candidates. Through its user-friendly interface, WorkHands supports the management of apprenticeships and enhances the visibility of trade workers in the job market.

Wevorce Inc. is a divorce mediation company founded in 2012 and headquartered in Boise, Idaho, with additional offices across various states, including California, Florida, Washington, Georgia, Louisiana, Minnesota, Tennessee, Oregon, Colorado, New York, and New Jersey. The company specializes in providing online consultation services that support couples in navigating the complexities of divorce. Wevorce utilizes a unique approach by offering a single attorney-mediator, referred to as a Wevorce Architect, to guide both spouses through the process. This model contrasts with the traditional two-attorney system, promoting amicable resolutions. The services encompass foundation building, parenting planning, financial mapping, document preparation, and final review, facilitated by a community of trained attorneys, counselors, and financial experts. By leveraging web-based technology, Wevorce aims to streamline the divorce process, ensuring clients receive comprehensive support and access to necessary legal documentation, alongside lifelong tools and agreements to assist them post-divorce.

True Link Financial, Inc., founded in 2012 and based in San Francisco, California, is a financial services company dedicated to serving people with disabilities, vulnerable older adults, and individuals in recovery. The company offers Visa prepaid cards designed to protect loved ones from fraud and misuse, as well as investment advisory services including fiduciary accounts. True Link's software platform supports budgeting, disbursements, record-keeping, reporting, communication, and government benefits protection for various trustees and fiduciaries. The company aims to enhance the independence and quality of life for its customers by providing financial solutions tailored to their unique needs.

7 Cups is an online platform that provides on-demand emotional health and well-being services by connecting individuals with trained listeners and therapists through secure, anonymous one-on-one chat sessions. With a network of over 160,000 listeners across 189 countries and support available in 140 languages, 7 Cups serves as a significant resource for those seeking to discuss a wide range of concerns, from everyday challenges to deeper existential issues. Unlike conversations with friends or family, the listeners on 7 Cups offer a non-judgmental, empathetic space, focusing solely on listening and understanding rather than advising. The platform also includes research-backed resources to help users navigate various emotional challenges. Organizations, such as educational institutions, utilize 7 Cups to enhance support for their students and members.

Keychain Logistics develops logistics software that connects businesses shipping products directly with independent semi-truck owner-operators. Based in New York, the company offers a platform that streamlines the shipping process by eliminating traditional third-party logistics brokers. This software-enabled network allows users to monitor the location and capacity of trucks in real-time, facilitating efficient matches between shippers and available carriers. Additionally, Keychain Logistics provides a mobile application for enhanced logistics management, enabling businesses to track shipments and oversee the logistics process online effectively.

TenderTree, Inc. operates an online marketplace in the United States that connects families with in-home caregivers. Founded in 2012 and based in San Francisco, the company provides a platform where users can browse caregiver profiles that include essential information such as photos, skills, professional licenses, and work history. TenderTree conducts thorough background checks, reference verifications, and skill assessments to ensure caregiver quality. The platform offers a range of caregiving services, including companionship, housekeeping, dementia care, and skilled nursing. In addition to facilitating the caregiver search and communication process, TenderTree manages administrative tasks such as paperwork, contracts, and payments, and it provides a liability insurance policy for users. With a focus on improving the caregiver selection process, TenderTree aims to offer families a reliable and efficient way to find the right care for their loved ones.

Fuze Network, founded in 2010 and based in Salt Lake City, is a payments technology company that streamlines the movement of money onto U.S. bank-issued cards. By utilizing Fuze Network's API, users can pay credit card bills, reload prepaid cards, and deposit funds to debit cards with ease. The company, founded by industry veteran Dave Wilkes, partners with card issuers like Citi Bank and First Premier Bank to enhance card usage and utility. Fuze Network's platform simplifies transactions by requiring only the card number, thereby eliminating the need for manual entry of personal information and reducing errors. It empowers cash-preferred and self-banked consumers by providing efficient tools for managing their finances, allowing them to transact and deposit funds at their convenience. The technology also offers merchants and billers a solution for facilitating payments at banks and retail locations.