Deciens Capital

Founded in 2021, Sydecar is a technology company based in Walnut, California. It develops tools that streamline private investment management for investors, enabling them to efficiently handle subscription documents, compliance, banking, tax reporting, and administrative tasks across various deal sizes.

Gynger is a pioneering payments platform designed specifically for technology purchases, integrating embedded financing solutions to transform the buying and selling process. The company offers a sales acceleration platform that enhances deal closure by providing tailored financing options to pre-qualified leads. Gynger's system underwrites, approves, and issues loans with flexible payment terms, including easy monthly installment options. By combining software management with financial services, Gynger enables businesses to optimize their sales processes and manage credit more effectively, thereby improving cash flow and facilitating technology acquisitions.

Grupago is an innovative company focused on providing digital microcredit solutions for small and mid-sized businesses (SMBs) in Latin America. By utilizing artificial intelligence, Grupago extends credit to micro-SMBs that have traditionally faced challenges in accessing financial resources from conventional lending sources. The company employs a unique approach that incorporates group collateral and community distribution, effectively broadening access to credit for underserved businesses in the region. Additionally, Grupago operates a payment orchestration platform designed to enhance payment acceptance rates for merchants while minimizing processing costs. This platform leverages AI to optimize transaction retries across multiple payment providers, ensuring that merchants can efficiently receive payments from a diverse customer base.

Pippin Title offers a cloud-based software for efficient management of title search workflows across all U.S. states. Its AI-enabled platform streamlines the process for various sectors, including green energy and financial institutions, providing reliable title documents to facilitate timely transactions.

GlacierGrid is a venture-backed company specializing in energy usage optimization for businesses, aiming to enhance energy savings, operational efficiency, and sustainability. The company employs advanced IoT technology to facilitate real-time monitoring and analytics of energy consumption and equipment performance. By utilizing wireless temperature and humidity sensors, GlacierGrid ensures accurate data collection, minimizing the risks associated with data inaccuracies and inventory waste. This approach enables clients to efficiently track their energy usage and make informed decisions about maintenance and operational improvements, ultimately supporting their goals of reducing carbon footprints.

Treasury Prime Inc. is a Banking-as-a-Service provider that operates an application programming interface (API) banking platform designed to connect banks and fintech companies. Incorporated in 2017 and headquartered in San Francisco, California, the company facilitates the opening and servicing of online bank accounts. Treasury Prime's platform integrates seamlessly with core banking systems, allowing developers to access a variety of banking services, including account management, payment processing, and card issuance. The solutions offered by Treasury Prime aim to automate and streamline financial operations, enhance compliance, and improve the overall customer experience while reducing costs for banks and fintechs alike.

BeatBread is a music finance company that provides financial advances to independent and unsigned artists while preserving ownership of their music and control over their careers. Founded in 2020, it combines expertise in music, finance, and data analytics to offer advances that are repaid through a limited share of streaming and airplay revenue over a term chosen by the artist. The approach lets artists select collaborators and advance their careers on their own terms, without surrendering ownership or decision-making power.

Tint.ai is a data intelligence platform founded in 2018, based in San Francisco, California. The company specializes in enhancing artificial intelligence models by enabling data scientists to efficiently access and evaluate external data. It automates the process of sourcing external data from vendors and leverages machine learning to assess its quality, thereby improving model performance. Additionally, Tint.ai offers an AI-empowered insurance platform that provides the tools necessary for launching, managing, and optimizing insurance programs. The platform is designed to enhance profitability while simultaneously improving the customer experience. Its API-based technology serves as the foundational infrastructure for property and casualty insurance programs, streamlining risk selection and pricing processes, and significantly reducing the engineering and data science resources required for development.

Gynger is a pioneering payments platform designed specifically for technology purchases, integrating embedded financing solutions to transform the buying and selling process. The company offers a sales acceleration platform that enhances deal closure by providing tailored financing options to pre-qualified leads. Gynger's system underwrites, approves, and issues loans with flexible payment terms, including easy monthly installment options. By combining software management with financial services, Gynger enables businesses to optimize their sales processes and manage credit more effectively, thereby improving cash flow and facilitating technology acquisitions.

Chipper facilitates free cross-border money transfers via its mobile app. Users can send funds to any mobile number in Africa, with support for multiple currencies.

Chipper facilitates free cross-border money transfers via its mobile app. Users can send funds to any mobile number in Africa, with support for multiple currencies.

Treasury Prime Inc. is a Banking-as-a-Service provider that operates an application programming interface (API) banking platform designed to connect banks and fintech companies. Incorporated in 2017 and headquartered in San Francisco, California, the company facilitates the opening and servicing of online bank accounts. Treasury Prime's platform integrates seamlessly with core banking systems, allowing developers to access a variety of banking services, including account management, payment processing, and card issuance. The solutions offered by Treasury Prime aim to automate and streamline financial operations, enhance compliance, and improve the overall customer experience while reducing costs for banks and fintechs alike.

GlacierGrid is a venture-backed company specializing in energy usage optimization for businesses, aiming to enhance energy savings, operational efficiency, and sustainability. The company employs advanced IoT technology to facilitate real-time monitoring and analytics of energy consumption and equipment performance. By utilizing wireless temperature and humidity sensors, GlacierGrid ensures accurate data collection, minimizing the risks associated with data inaccuracies and inventory waste. This approach enables clients to efficiently track their energy usage and make informed decisions about maintenance and operational improvements, ultimately supporting their goals of reducing carbon footprints.

Zeta is a financial technology company based in San Francisco, California, that provides a platform designed to help families manage their finances collaboratively. The company's offerings include a modern joint account and money management tools that facilitate tracking of bank accounts, budget management, and transaction splitting. Zeta's platform features sharing controls, shared and personal budgets, bill reminders, and money coaching, enabling families to monitor their spending, set financial goals, and achieve them collectively. As a remote-first organization, Zeta focuses on enhancing financial relationships through its innovative tools.

Chipper facilitates free cross-border money transfers via its mobile app. Users can send funds to any mobile number in Africa, with support for multiple currencies.

Chipper facilitates free cross-border money transfers via its mobile app. Users can send funds to any mobile number in Africa, with support for multiple currencies.

Founded in 2015, Funding U is a merit-based student lender headquartered in Atlanta, Georgia. It offers alternative financing solutions to traditional bank loans by assessing students' academic performance, career trajectory, and earning potential. This enables career-focused college students to secure fixed-interest rate loans, reducing the risk of dropping out due to financial constraints.

True Link Financial provides financial services aimed at protecting and increasing independence for people at financial risk, including individuals with disabilities, vulnerable older adults, and people in recovery. The company offers Visa prepaid cards for families and professionals to safeguard beneficiaries, along with investment management and fiduciary accounts. It also provides a software platform that supports budgeting, disbursements, record keeping, reporting, and communication for conservators, guardians, attorneys, independent fiduciaries, nonprofit pooled trusts, family member trustees, and trust companies. The platform helps prevent financial exploitation, limits impulsive cash use that could threaten stability, and preserves access to government benefits. True Link also offers personalized retirement investment planning to deliver steady retirement income. By combining payment tools, investment services, and guardianship-focused technology, the company aims to help vulnerable clients maintain financial independence and stay informed about unusual or potentially fraudulent activity across accounts.

Chipper facilitates free cross-border money transfers via its mobile app. Users can send funds to any mobile number in Africa, with support for multiple currencies.

Starcity Properties, Inc. is a San Francisco-based company that develops and operates co-living homes, focusing on community-based living for its residents. Established in 2016, the company offers fully furnished apartments with amenities such as equipped kitchens, WiFi, utilities, community events, and maintenance services. Starcity currently operates nearly 500 beds across San Francisco, Oakland, and Los Angeles, with plans for a development pipeline of approximately 2,000 units. The company's team, consisting of professionals from various sectors including real estate, technology, and hospitality, aims to make urban living more accessible. Unlike many competitors, Starcity operates as both a General Partner and Operator, emphasizing its capacity for full-stack real estate development and management. The company is dedicated to enhancing the living experience in urban environments while maintaining a strong focus on design and community engagement.

Chipper facilitates free cross-border money transfers via its mobile app. Users can send funds to any mobile number in Africa, with support for multiple currencies.

True Link Financial provides financial services aimed at protecting and increasing independence for people at financial risk, including individuals with disabilities, vulnerable older adults, and people in recovery. The company offers Visa prepaid cards for families and professionals to safeguard beneficiaries, along with investment management and fiduciary accounts. It also provides a software platform that supports budgeting, disbursements, record keeping, reporting, and communication for conservators, guardians, attorneys, independent fiduciaries, nonprofit pooled trusts, family member trustees, and trust companies. The platform helps prevent financial exploitation, limits impulsive cash use that could threaten stability, and preserves access to government benefits. True Link also offers personalized retirement investment planning to deliver steady retirement income. By combining payment tools, investment services, and guardianship-focused technology, the company aims to help vulnerable clients maintain financial independence and stay informed about unusual or potentially fraudulent activity across accounts.

Finvoice, Inc. is a San Francisco-based company founded in 2014 that specializes in developing cloud-based lending software solutions tailored for factors and asset-based lenders. Its offerings include FV Originate, which enhances conversion rates through seamless accounting integrations and user-friendly online applications; FV Underwrite, designed for optimal rate setting and risk monitoring using data aggregation and analytics; and FV Operate, which streamlines workflows and accelerates deal closures through automated operational tools. Finvoice aims to help financial institutions boost sales while ensuring regulatory compliance, enabling offline lenders to transition to online platforms with modern user experiences and third-party integrations.

Chipper facilitates free cross-border money transfers via its mobile app. Users can send funds to any mobile number in Africa, with support for multiple currencies.

Founded in 2015, Funding U is a merit-based student lender headquartered in Atlanta, Georgia. It offers alternative financing solutions to traditional bank loans by assessing students' academic performance, career trajectory, and earning potential. This enables career-focused college students to secure fixed-interest rate loans, reducing the risk of dropping out due to financial constraints.

Treasury Prime Inc. is a Banking-as-a-Service provider that operates an application programming interface (API) banking platform designed to connect banks and fintech companies. Incorporated in 2017 and headquartered in San Francisco, California, the company facilitates the opening and servicing of online bank accounts. Treasury Prime's platform integrates seamlessly with core banking systems, allowing developers to access a variety of banking services, including account management, payment processing, and card issuance. The solutions offered by Treasury Prime aim to automate and streamline financial operations, enhance compliance, and improve the overall customer experience while reducing costs for banks and fintechs alike.

EarnUp Inc. is a fintech company based in San Francisco, California, that focuses on automating loan payments for consumers. Established in 2013, EarnUp's platform is designed to assist over 200 million Americans with debt by intelligently managing their financial obligations, including home mortgages, student loans, auto loans, and personal loans. The service allows users to set aside small amounts of money when financially feasible, which are then used to make loan payments on their behalf. By synchronizing micro-payments with users' income and lifestyle, EarnUp aims to streamline the debt repayment process and help individuals regain control over their finances, ultimately enabling them to pay off their debts more efficiently.

True Link Financial provides financial services aimed at protecting and increasing independence for people at financial risk, including individuals with disabilities, vulnerable older adults, and people in recovery. The company offers Visa prepaid cards for families and professionals to safeguard beneficiaries, along with investment management and fiduciary accounts. It also provides a software platform that supports budgeting, disbursements, record keeping, reporting, and communication for conservators, guardians, attorneys, independent fiduciaries, nonprofit pooled trusts, family member trustees, and trust companies. The platform helps prevent financial exploitation, limits impulsive cash use that could threaten stability, and preserves access to government benefits. True Link also offers personalized retirement investment planning to deliver steady retirement income. By combining payment tools, investment services, and guardianship-focused technology, the company aims to help vulnerable clients maintain financial independence and stay informed about unusual or potentially fraudulent activity across accounts.

WorkHands, Inc. is an online social network specifically designed for skilled workers in the trades. Founded in 2013 and based in San Francisco, the platform facilitates connections between workers and potential employers, allowing users to showcase their skills, certifications, and tools. By focusing on the unique needs of blue-collar professionals, WorkHands addresses the challenges of a disconnected industry, making it easier for workers to stand out and find suitable job opportunities. The platform also supports the management of apprenticeships, helping both companies and job seekers navigate the employment landscape more effectively.

Wevorce is a technology-driven company that facilitates amicable divorces. It offers online mediation services, guided by trained attorneys, counselors, and experts. The process involves a single attorney-mediator, known as a Wevorce Architect, who helps couples navigate divorce planning, co-parenting, financial agreements, and settlement. The company aims to provide affordable access to legal professionals throughout the divorce process.

True Link Financial provides financial services aimed at protecting and increasing independence for people at financial risk, including individuals with disabilities, vulnerable older adults, and people in recovery. The company offers Visa prepaid cards for families and professionals to safeguard beneficiaries, along with investment management and fiduciary accounts. It also provides a software platform that supports budgeting, disbursements, record keeping, reporting, and communication for conservators, guardians, attorneys, independent fiduciaries, nonprofit pooled trusts, family member trustees, and trust companies. The platform helps prevent financial exploitation, limits impulsive cash use that could threaten stability, and preserves access to government benefits. True Link also offers personalized retirement investment planning to deliver steady retirement income. By combining payment tools, investment services, and guardianship-focused technology, the company aims to help vulnerable clients maintain financial independence and stay informed about unusual or potentially fraudulent activity across accounts.

7 Cups is a global online platform offering emotional health and well-being services. It securely connects individuals seeking support with trained listeners or therapists worldwide for anonymous, judgment-free one-on-one chat sessions. With over 160,000 listeners in 189 countries speaking 140 languages, it's the world's largest mental health delivery system. Additionally, 7 Cups provides evidence-based steps to overcome specific challenges and partners with organizations like MIT to support students and employees.

Keychain Logistics Corp. is a New York-based company that develops innovative logistics software designed to streamline the shipping process for businesses. Its platform connects companies directly with independent semi-truck owner-operators, eliminating the need for traditional third-party logistics brokers. Keychain Logistics provides real-time tracking of shipments and insights into the logistics process, enabling businesses to monitor their operations more effectively. The company's software also features a mobile application for enhanced logistics management, ensuring that users can access crucial information on the go. By leveraging a network of virtual carriers, Keychain Logistics optimizes the matching of trucks with shipping needs, allowing for greater efficiency in freight transportation.

TenderTree, Inc. operates an online marketplace that connects families in the United States with in-home caregivers. Founded in 2012 and based in San Francisco, the company provides a platform where users can browse caregiver profiles that include photos, skills, professional licenses, and work histories. TenderTree conducts thorough background checks and verifies references and licenses to ensure the quality of care. The platform enables families to search, message, and interview caregivers for various needs, including companionship, housekeeping, dementia care, and skilled nursing services. Additionally, TenderTree manages all associated paperwork, taxes, contracts, and payment processes, offering peace of mind to users. The company also provides liability insurance for its clients, further enhancing the trust and security of its services.

Fuze Network, founded in 2010 and based in Salt Lake City, is a payments technology company that enhances the efficiency of financial transactions for consumers using U.S. bank-issued cards. The company offers an API that facilitates the movement of money onto various cards, enabling users to pay credit card bills, reload prepaid cards, and deposit funds into debit accounts seamlessly. Founded by payment industry veteran Dave Wilkes, Fuze Network collaborates with card issuers such as Citi Bank, First Premier Bank, and Merrick Bank, promoting its services directly to cardholders. The platform simplifies transactions by eliminating the need for manual entry of personal information and specific codes, requiring only the card number for accurate and timely fund routing. This innovative approach empowers consumers, particularly those who prefer cash or are self-banked, to manage their finances more effectively and save time. By allowing funds to flow directly from consumers to their chosen card accounts, Fuze Network provides a convenient and cost-effective solution for personal financial management.