DisrupTech Ventures

Khazna operates a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of smartphone users who lack access to formal financial systems. The super app provides a range of services including General Purpose Credit, Buy Now Pay Later (BNPL), bill payments, savings, and insurance. It also facilitates cash advances for employees to address unforeseen emergencies and allows users to transfer and receive funds without incurring transaction fees. By focusing on digitizing cash transactions, Khazna aims to offer convenient, effective, and secure financial solutions, thereby improving financial inclusion in Egypt and potentially beyond.

WideBot AI is MENA's leading AI communication platform, focusing on customer experience and AI engagement. META Official Partner.

Bitcoin isn’t just digital gold—it’s the new foundational layer of capital markets. Hamilton leverages Bitcoin’s unmatched security and decentralization to tokenize real-world assets (RWA), providing global access to institutional-grade financial products.

Lucky is a financial services company that operates an app designed to enhance the shopping experience through credit products, discounts, and cashback rewards. The app allows users to search for and coordinate their shopping, payments, and savings, providing access to cashback rewards of up to 50% from various merchants. With a mission to transform shopping, payment, and savings in the Middle East and North Africa, Lucky has successfully connected over six million users since its launch. By partnering with both local and global brands, the app enables customers to easily access credit and save on their purchases, both in-person and online.

Bokra is dedicated to transforming the investment and savings arena, offering a diverse range of creative solutions to aid both individual and corporate customers in achieving their financial goals and optimizing their returns.

Sprints is an education technology platform that focuses on developing exceptional tech talent capable of competing on a global scale. It offers a unique "Guaranteed-Hiring" model, where learners only pay for their education upon securing employment. Sprints provides an end-to-end solution that begins with assessing the skills of tech candidates, followed by a tailored learning journey designed to enhance their abilities and ensure job placement. This approach not only addresses the tech talent gap but also fosters career growth for its alumni. With a community of over 100,000 tech professionals, Sprints serves as a valuable resource for employers seeking to evaluate, hire, and compensate global tech talent effectively.

Teradix is a provider of cloud-based procurement software that streamlines the management of business expenditures. Its platform facilitates various aspects of procurement, including purchase requisitions, supplier management, electronic auctions, price negotiations, spend analytics, and contract management. By digitizing sourcing and supplier engagement, Teradix enables procurement professionals to efficiently identify and engage with suppliers, negotiate prices, and manage contracts. The software aims to enhance transparency, drive cost savings, and support faster audit cycles, ultimately leading to improved business decision-making.

Banknbox provides a diverse range of services, including ATM administration, transaction monitoring, POS and soft-POS electronic payment devices, payment gateways, and anti-fraud systems.

PaySupp is an Egyptian fintech platform that offers a Software as a Service (SaaS) solution designed to facilitate access to financial services for small and medium-sized enterprises (SMEs). By connecting non-bank financial institutions, banks, and businesses, PaySupp enables these entities to trade and collaborate in a streamlined manner. The platform allows non-bank financial institutions to sign up for free, providing them with the tools to finance businesses through established banking connections. This innovative approach aims to enhance financial inclusion and support the growth of SMEs by improving their access to necessary funding.

Nice Deer is an Egypt-based InsurTech startup focused on creating a seamless connection among healthcare providers, health insurance companies, and beneficiaries. The company operates an insurance technology platform designed to empower all participants in the insurance industry. This platform offers an integrated digital ecosystem that allows healthcare stakeholders, including doctors, to manage their communications effectively with both payers and patients. By facilitating the insurance process and streamlining the repayment of insurance claims, Nice Deer aims to enhance the overall efficiency and accessibility of healthcare services.

Khazna operates a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of smartphone users who lack access to formal financial systems. The super app provides a range of services including General Purpose Credit, Buy Now Pay Later (BNPL), bill payments, savings, and insurance. It also facilitates cash advances for employees to address unforeseen emergencies and allows users to transfer and receive funds without incurring transaction fees. By focusing on digitizing cash transactions, Khazna aims to offer convenient, effective, and secure financial solutions, thereby improving financial inclusion in Egypt and potentially beyond.

Lucky is a financial services company that operates an app designed to enhance the shopping experience through credit products, discounts, and cashback rewards. The app allows users to search for and coordinate their shopping, payments, and savings, providing access to cashback rewards of up to 50% from various merchants. With a mission to transform shopping, payment, and savings in the Middle East and North Africa, Lucky has successfully connected over six million users since its launch. By partnering with both local and global brands, the app enables customers to easily access credit and save on their purchases, both in-person and online.

Born out of a desire to reimagine payments and money management in Egypt, nexta offers a new way to bank right from your phone. We’re focused on simplifying money management for everyone and always looking to make money tasks simple, fast, and affordable, with an evolving suite of tools and features to be added along the way.

Mumerz is a bilingual community and e-commerce platform offering every parent and child their needs starting from pregnancy up to the age of 12.

Brimore is a social commerce platform that connects emerging brand owners with a network of individual distributors, enabling them to market and sell their products via social media. The platform facilitates a parallel distribution channel, allowing small local manufacturers to reach consumers directly through freelance sales agents. By leveraging data analytics, Brimore provides nationwide coverage across all twenty-seven governorates, enhancing the visibility and accessibility of emerging brands in the market. This approach supports local businesses by expanding their sales reach and fostering a community-driven sales model.

Brimore is a social commerce platform that connects emerging brand owners with a network of individual distributors, enabling them to market and sell their products via social media. The platform facilitates a parallel distribution channel, allowing small local manufacturers to reach consumers directly through freelance sales agents. By leveraging data analytics, Brimore provides nationwide coverage across all twenty-seven governorates, enhancing the visibility and accessibility of emerging brands in the market. This approach supports local businesses by expanding their sales reach and fostering a community-driven sales model.

Gahez Market is a company specialised in e-commerce services for wholesale sales. Gahez Market provides local shops and merchants with a large assortment of different models and products of clothing and shoes.

MNT-Halan is a microfinance lending and payments company focused on providing financial services to both commercial and retail clients. The company aims to serve the unbanked population and facilitate the transition from cash to electronic payment methods. Its digital ecosystem encompasses a variety of offerings, including small and micro business lending, consumer finance, digital payment solutions such as mobile wallets and cards, and e-commerce services. By leveraging proprietary digital channels and physical networks, MNT-Halan enables clients to digitalize their banking services effectively.

Halan is a ride-hailing application that provides two and three-wheeler vehicle rides and on-demand logistics. The application also caters to businesses, offering smart-tech last-mile delivery through their integrated smart services using motorcycle and tricycles. It allows customers to request motorbike or tuk-tuk rides, or order food or goods for delivery via motorbikes or cargo tricycles. Halan also offers on-demand logistics solutions to support large organizations and small businesses alike in their distribution and supply chain. It also provides convenience and safety, while for the driver it offers incremental business. The application has delivered partnerships with fast-food chains like McDonald’s, KFC and Pizza Hut in Egypt. Halan was founded in November 2017 and is based in Cairo, Al Qahirah, Egypt.

WideBot AI is MENA's leading AI communication platform, focusing on customer experience and AI engagement. META Official Partner.

Mozare3 operates as an agricultural-fintech startup. Mozare3 is a platform that serves more than 20 million underserved, unbankable smallholder farmers and their families.

Cassbana is a financial lending platform focused on creating financial identities for underserved communities in Egypt. The company employs artificial intelligence and machine learning to develop a behavior-based credit scoring system that assesses individuals and businesses' access to credit. By analyzing behavior patterns, Cassbana enables financial institutions to provide low-risk investment opportunities while facilitating access to monetary payments and micro-lending options. This approach assists small businesses and individuals in obtaining short-term financing more easily, thereby contributing to financial inclusion within the region.

Fatura is a technology platform transforming the fast-moving consumer goods (FMCG) sector in Egypt and Africa since its inception in 2019. It serves as the first application to facilitate the entire FMCG traditional trade cycle, connecting manufacturers and wholesalers directly with retailers. By digitizing the ordering process, Fatura addresses critical challenges within the traditional FMCG framework, while also enhancing retailers' cash flow through the option of on-credit purchasing. The platform utilizes data analytics and advanced AI models to evaluate the creditworthiness of retailers efficiently. With a strong presence in Cairo and Giza, Fatura is positioned to become a leading technology provider in the FMCG industry across the region, helping to correct supply-side inefficiencies and providing valuable market intelligence.

Brimore is a social commerce platform that connects emerging brand owners with a network of individual distributors, enabling them to market and sell their products via social media. The platform facilitates a parallel distribution channel, allowing small local manufacturers to reach consumers directly through freelance sales agents. By leveraging data analytics, Brimore provides nationwide coverage across all twenty-seven governorates, enhancing the visibility and accessibility of emerging brands in the market. This approach supports local businesses by expanding their sales reach and fostering a community-driven sales model.

Khazna operates a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of smartphone users who lack access to formal financial systems. The super app provides a range of services including General Purpose Credit, Buy Now Pay Later (BNPL), bill payments, savings, and insurance. It also facilitates cash advances for employees to address unforeseen emergencies and allows users to transfer and receive funds without incurring transaction fees. By focusing on digitizing cash transactions, Khazna aims to offer convenient, effective, and secure financial solutions, thereby improving financial inclusion in Egypt and potentially beyond.