DisrupTech Ventures

Khazna operates a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of smartphone users who lack access to formal financial systems. The super app provides a range of services including General Purpose Credit, Buy Now Pay Later (BNPL), bill payments, savings, and insurance. It also facilitates cash advances for employees to address unforeseen emergencies and allows users to transfer and receive funds without incurring transaction fees. By focusing on digitizing cash transactions, Khazna aims to offer convenient, effective, and secure financial solutions, thereby improving financial inclusion in Egypt and potentially beyond.

WideBot, Inc. is a Cairo-based company that specializes in developing an Arabic-focused bot builder platform. Founded in 2016, WideBot is the first platform of its kind in the MENA region, allowing businesses to create intelligent chatbots without the need for coding or technical expertise. The platform provides a user-friendly experience, enabling clients to build customized bots in just ten minutes. It features capabilities such as data training, optimization, and ongoing technical support. Additionally, WideBot's proprietary AI engine is designed to understand and respond to multiple Arabic dialects, while being sentiment and tone aware, thereby enhancing user engagement.

Bitcoin isn’t just digital gold—it’s the new foundational layer of capital markets. Hamilton leverages Bitcoin’s unmatched security and decentralization to tokenize real-world assets (RWA), providing global access to institutional-grade financial products.

Lucky is a financial services company that operates an app designed to enhance the shopping experience through credit products, discounts, and cashback rewards. The app allows users to search for and coordinate their shopping, payments, and savings, providing access to cashback rewards of up to 50% from various merchants. With a mission to transform shopping, payment, and savings in the Middle East and North Africa, Lucky has successfully connected over six million users since its launch. By partnering with both local and global brands, the app enables customers to easily access credit and save on their purchases, both in-person and online.

Bokra, established in 2023 and based in Cairo, Egypt, is a lending firm specializing in revenue-based revolving financing. It caters to both individual and corporate clients, offering innovative financial solutions to help them meet their goals and maximize returns.

Sprints is an education technology platform that focuses on developing exceptional tech talent capable of competing on a global scale. It offers a unique "Guaranteed-Hiring" model, where learners only pay for their education upon securing employment. Sprints provides an end-to-end solution that begins with assessing the skills of tech candidates, followed by a tailored learning journey designed to enhance their abilities and ensure job placement. This approach not only addresses the tech talent gap but also fosters career growth for its alumni. With a community of over 100,000 tech professionals, Sprints serves as a valuable resource for employers seeking to evaluate, hire, and compensate global tech talent effectively.

Teradix is a provider of cloud-based procurement software that streamlines the management of business expenditures. Its platform facilitates various aspects of procurement, including purchase requisitions, supplier management, electronic auctions, price negotiations, spend analytics, and contract management. By digitizing sourcing and supplier engagement, Teradix enables procurement professionals to efficiently identify and engage with suppliers, negotiate prices, and manage contracts. The software aims to enhance transparency, drive cost savings, and support faster audit cycles, ultimately leading to improved business decision-making.

Banknbox provides a diverse range of services, including ATM administration, transaction monitoring, POS and soft-POS electronic payment devices, payment gateways, and anti-fraud systems.

PaySupp is an Egyptian fintech platform that offers a Software as a Service (SaaS) solution designed to facilitate access to financial services for small and medium-sized enterprises (SMEs). By connecting non-bank financial institutions, banks, and businesses, PaySupp enables these entities to trade and collaborate in a streamlined manner. The platform allows non-bank financial institutions to sign up for free, providing them with the tools to finance businesses through established banking connections. This innovative approach aims to enhance financial inclusion and support the growth of SMEs by improving their access to necessary funding.

Nice Deer is an Egypt-based InsurTech startup focused on creating a seamless connection among healthcare providers, health insurance companies, and beneficiaries. The company operates an insurance technology platform designed to empower all participants in the insurance industry. This platform offers an integrated digital ecosystem that allows healthcare stakeholders, including doctors, to manage their communications effectively with both payers and patients. By facilitating the insurance process and streamlining the repayment of insurance claims, Nice Deer aims to enhance the overall efficiency and accessibility of healthcare services.

Khazna operates a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of smartphone users who lack access to formal financial systems. The super app provides a range of services including General Purpose Credit, Buy Now Pay Later (BNPL), bill payments, savings, and insurance. It also facilitates cash advances for employees to address unforeseen emergencies and allows users to transfer and receive funds without incurring transaction fees. By focusing on digitizing cash transactions, Khazna aims to offer convenient, effective, and secure financial solutions, thereby improving financial inclusion in Egypt and potentially beyond.

Lucky is a financial services company that operates an app designed to enhance the shopping experience through credit products, discounts, and cashback rewards. The app allows users to search for and coordinate their shopping, payments, and savings, providing access to cashback rewards of up to 50% from various merchants. With a mission to transform shopping, payment, and savings in the Middle East and North Africa, Lucky has successfully connected over six million users since its launch. By partnering with both local and global brands, the app enables customers to easily access credit and save on their purchases, both in-person and online.

Nexta is a financial technology platform that enables users to transfer money and consolidate their existing payment cards into a single Nexta card. The platform aims to simplify money management by offering a range of features designed to make financial tasks straightforward, efficient, and cost-effective. Through its innovative approach, Nexta provides customers with an accessible and mindful banking experience, continually evolving its services to meet user needs.

Mumerz is a bilingual community and e-commerce platform designed to meet the needs of parents and children from pregnancy through the age of 12. It offers a wide range of mother and baby care products, while also fostering a supportive community for parents. In addition to its product offerings, Mumerz features a blog that provides articles on various topics related to pregnancy, childbirth, motherhood, and childcare. This combination of e-commerce and community support enables mothers to easily access essential baby products online and gain valuable insights and tips for their parenting journey.

Brimore operates a social commerce platform that connects emerging brand owners with a network of resellers. These resellers market and sell the products of these brands using social media, providing nationwide coverage for the brands. The platform uses data analytics to facilitate this connection between emerging brands and individual distributors across Egypt's 27 governorates, enabling small local manufacturers to directly reach consumers through freelance sales agents.

Brimore operates a social commerce platform that connects emerging brand owners with a network of resellers. These resellers market and sell the products of these brands using social media, providing nationwide coverage for the brands. The platform uses data analytics to facilitate this connection between emerging brands and individual distributors across Egypt's 27 governorates, enabling small local manufacturers to directly reach consumers through freelance sales agents.

Gahez Market is an e-commerce company that focuses on providing wholesale services to local shops and merchants. It operates a B2B marketplace platform that connects traders with a wide variety of clothing and footwear products at competitive prices. By acting as an intermediary, Gahez facilitates the delivery of these goods, allowing merchants to improve their profit margins and reach new customer segments. The platform is supported by electronic content and a mobile application, making it easier for retailers to access and manage their wholesale purchases effectively.

MNT-Halan is a microfinance lending and payments company focused on serving the unbanked population and promoting electronic payment solutions. The company offers a diverse range of financial services, including small and micro business lending, consumer finance, and digital payment options such as mobile wallets and cards. By combining proprietary digital channels with physical networks, MNT-Halan aims to facilitate the digitalization of banking services for both commercial and retail clients. Through its innovative solutions, MNT-Halan seeks to replace cash transactions with more accessible and efficient electronic alternatives.

Halan is a ride-hailing application based in Cairo, Egypt, that specializes in providing two and three-wheeler vehicle rides and on-demand logistics services. Founded in November 2017, the platform allows users to request motorbike or tuk-tuk rides and order food or goods for delivery via motorbikes and cargo tricycles. In addition to catering to individual customers, Halan offers smart-tech last-mile delivery solutions to support both large organizations and small businesses in their distribution and supply chain needs. The application enhances convenience and safety for users while providing drivers with opportunities for incremental business. Halan has established partnerships with notable fast-food chains such as McDonald’s, KFC, and Pizza Hut, further solidifying its presence in the logistics and ride-hailing market.

WideBot, Inc. is a Cairo-based company that specializes in developing an Arabic-focused bot builder platform. Founded in 2016, WideBot is the first platform of its kind in the MENA region, allowing businesses to create intelligent chatbots without the need for coding or technical expertise. The platform provides a user-friendly experience, enabling clients to build customized bots in just ten minutes. It features capabilities such as data training, optimization, and ongoing technical support. Additionally, WideBot's proprietary AI engine is designed to understand and respond to multiple Arabic dialects, while being sentiment and tone aware, thereby enhancing user engagement.

Mozare3 is an agricultural-fintech startup that aims to support over 20 million underserved smallholder farmers and their families. The platform connects local farming communities to both local and global markets, facilitating access to essential agricultural services and resources. It offers periodic field visits, detailed reports, and tailored training programs to enhance the skills and capabilities of small farmers. Additionally, Mozare3 provides opportunities for farmers to market their crops and connect with agricultural export companies, ensuring they can access deals from various agricultural service providers. This includes flexible payment terms for essential supplies such as pesticides, fertilizers, and seeds, thereby fostering economic growth and sustainability within the agricultural sector.

Cassbana is a financial lending platform focused on creating financial identities for underserved communities in Egypt. The company employs artificial intelligence and machine learning to develop a behavior-based credit scoring system that assesses individuals and businesses' access to credit. By analyzing behavior patterns, Cassbana enables financial institutions to provide low-risk investment opportunities while facilitating access to monetary payments and micro-lending options. This approach assists small businesses and individuals in obtaining short-term financing more easily, thereby contributing to financial inclusion within the region.

Fatura is a technology platform transforming the fast-moving consumer goods (FMCG) sector in Egypt and Africa since its inception in 2019. It serves as the first application to facilitate the entire FMCG traditional trade cycle, connecting manufacturers and wholesalers directly with retailers. By digitizing the ordering process, Fatura addresses critical challenges within the traditional FMCG framework, while also enhancing retailers' cash flow through the option of on-credit purchasing. The platform utilizes data analytics and advanced AI models to evaluate the creditworthiness of retailers efficiently. With a strong presence in Cairo and Giza, Fatura is positioned to become a leading technology provider in the FMCG industry across the region, helping to correct supply-side inefficiencies and providing valuable market intelligence.

Brimore operates a social commerce platform that connects emerging brand owners with a network of resellers. These resellers market and sell the products of these brands using social media, providing nationwide coverage for the brands. The platform uses data analytics to facilitate this connection between emerging brands and individual distributors across Egypt's 27 governorates, enabling small local manufacturers to directly reach consumers through freelance sales agents.

Khazna operates a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of smartphone users who lack access to formal financial systems. The super app provides a range of services including General Purpose Credit, Buy Now Pay Later (BNPL), bill payments, savings, and insurance. It also facilitates cash advances for employees to address unforeseen emergencies and allows users to transfer and receive funds without incurring transaction fees. By focusing on digitizing cash transactions, Khazna aims to offer convenient, effective, and secure financial solutions, thereby improving financial inclusion in Egypt and potentially beyond.