DisrupTech Ventures

Khazna is a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of the population who are active smartphone users but lack access to traditional banking. The company offers a range of services, including General Purpose Credit, Buy Now Pay Later (BNPL), bill payment, savings, and insurance. Additionally, Khazna enables employers to provide cash advances to employees for unforeseen emergencies and facilitates seamless transfers and withdrawals without transaction fees. By focusing on digitizing cash transactions, Khazna aims to provide convenient, effective, and secure smartphone-based financial solutions, thereby improving the overall financial landscape in Egypt and potentially beyond.

WideBot, Inc., established in 2016 and headquartered in Cairo, Egypt, specializes in developing an Arabic-focused bot builder platform. The company's core product, WideBot, empowers businesses to create intelligent chatbots that communicate effectively in the Middle East and North Africa (MENA) region, without requiring coding expertise. WideBot's platform offers data training and building, customization and optimization, hosting and maintenance, and ongoing technical support, all driven by its proprietary, enterprise-grade AI engine that understands multiple Arabic dialects and detects sentiment and tone. As a META Official Partner, WideBot is recognized as MENA's leading AI communication platform, focusing on enhancing customer experience and AI engagement.

Bitcoin isn’t just digital gold—it’s the new foundational layer of capital markets. Hamilton leverages Bitcoin’s unmatched security and decentralization to tokenize real-world assets (RWA), providing global access to institutional-grade financial products.

Lucky is a financial services company that operates an app designed to enhance the shopping experience by providing access to credit products, discounts, and cashback rewards. The app allows users to search for and coordinate their shopping, payments, and savings, offering discounts of up to 50% from a variety of merchants. With a mission to transform the shopping and payment landscape in the Middle East and North Africa, Lucky has successfully connected over six million users since its inception. The platform enables customers to utilize credit services and cashback rewards both in-person and online, facilitating easier access to credit while helping them save on purchases.

Bokra, established in 2023 and based in Cairo, Egypt, is a lending firm specializing in revenue-based revolving financing. It caters to both individual and corporate clients, offering innovative financial solutions to help them meet their goals and maximize returns.

Sprints is an education technology platform focused on bridging the gap in the tech talent market by providing a comprehensive solution for assessing, hiring, and upskilling global tech professionals. The company offers a unique learning journey where participants only pay once they secure employment, ensuring a commitment to their success. With a community of over 100,000 techies, Sprints not only aims to enhance the employability of its learners but also prepares them to compete on a global scale. By customizing educational paths and guaranteeing job placements, Sprints supports the career growth of its alumni, making it an essential resource for both aspiring tech talents and employers seeking skilled professionals.

Teradix is a provider of cloud-based procurement software aimed at enhancing the efficiency of business spend management. The company's platform facilitates various procurement processes, including purchase requisitions, supplier management, electronic auctions, and contract management. By digitizing sourcing and supplier engagement, Teradix enables procurement professionals to quickly identify and evaluate suppliers while streamlining price negotiations through reverse auctions. This comprehensive approach not only promotes cost savings but also enhances transparency, ultimately leading to improved decision-making and faster audit cycles for businesses.

Banknbox is a financial technology company that specializes in providing comprehensive banking solutions. It offers a wide array of services, including ATM administration, transaction monitoring, point-of-sale (POS) and soft-POS electronic payment devices, payment gateways, and anti-fraud systems. The company's integrated banking platform is designed to streamline financial services, providing clients with seamless access to a full suite of services through a unified hub. This enables clients to efficiently manage their financial operations from a single partner.

PaySupp is an Egyptian fintech platform that specializes in providing innovative financial solutions aimed at assisting small and medium-sized enterprises (SMEs) in accessing financing. Its SaaS platform facilitates a unique trading environment where non-bank financial institutions (NBFIs), banks, and businesses can engage with one another. By allowing NBFIs to sign up for free, PaySupp enables them to finance businesses through connections with banks on its platform. This approach not only enhances financing opportunities for SMEs but also fosters collaboration within the financial ecosystem.

Nice Deer is an Egypt-based InsurTech startup that focuses on improving the interactions between healthcare providers, health insurance companies, and beneficiaries. By facilitating the insurance process and enabling the repayment of insurance claims, the company aims to streamline operations within the healthcare sector. Nice Deer operates an insurance technology platform designed to empower all stakeholders in the insurance industry, providing a comprehensive integrated digital ecosystem. This platform enhances communication among doctors, payers, and patients, thereby optimizing the overall efficiency and effectiveness of healthcare service delivery.

Khazna is a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of the population who are active smartphone users but lack access to traditional banking. The company offers a range of services, including General Purpose Credit, Buy Now Pay Later (BNPL), bill payment, savings, and insurance. Additionally, Khazna enables employers to provide cash advances to employees for unforeseen emergencies and facilitates seamless transfers and withdrawals without transaction fees. By focusing on digitizing cash transactions, Khazna aims to provide convenient, effective, and secure smartphone-based financial solutions, thereby improving the overall financial landscape in Egypt and potentially beyond.

Lucky is a financial services company that operates an app designed to enhance the shopping experience by providing access to credit products, discounts, and cashback rewards. The app allows users to search for and coordinate their shopping, payments, and savings, offering discounts of up to 50% from a variety of merchants. With a mission to transform the shopping and payment landscape in the Middle East and North Africa, Lucky has successfully connected over six million users since its inception. The platform enables customers to utilize credit services and cashback rewards both in-person and online, facilitating easier access to credit while helping them save on purchases.

Nexta is a financial technology platform that enables users to transfer money and consolidate their existing payment cards into a single Nexta card. The platform aims to simplify money management by offering a range of features designed to make financial tasks straightforward, efficient, and cost-effective. Through its innovative approach, Nexta provides customers with an accessible and mindful banking experience, continually evolving its services to meet user needs.

Mumerz is a bilingual community and e-commerce platform dedicated to supporting parents and children from pregnancy through the age of 12. The company provides a wide range of mother and baby care products, along with a supportive online community for parents. Mumerz features a blog that covers various topics related to pregnancy, childbirth, motherhood, and childcare, offering valuable content, tips, and resources to assist mothers in their parenting journey. Through its platform, Mumerz aims to meet the needs of families while fostering a sense of community among parents.

Brimore operates a social commerce platform that connects emerging brand owners with a network of resellers. These resellers market and sell the products of these brands using social media, providing nationwide coverage for the brands. The platform uses data analytics to facilitate this connection between emerging brands and individual distributors across Egypt's 27 governorates, enabling small local manufacturers to directly reach consumers through freelance sales agents.

Brimore operates a social commerce platform that connects emerging brand owners with a network of resellers. These resellers market and sell the products of these brands using social media, providing nationwide coverage for the brands. The platform uses data analytics to facilitate this connection between emerging brands and individual distributors across Egypt's 27 governorates, enabling small local manufacturers to directly reach consumers through freelance sales agents.

Gahez Market is an e-commerce company that focuses on providing wholesale services to local shops and merchants. It operates a B2B marketplace platform that connects traders with a wide variety of clothing and footwear products at competitive prices. By acting as an intermediary, Gahez facilitates the delivery of these goods, allowing merchants to improve their profit margins and reach new customer segments. The platform is supported by electronic content and a mobile application, making it easier for retailers to access and manage their wholesale purchases effectively.

MNT-Halan is a microfinance lending and payments company focused on serving the unbanked population and promoting electronic payment solutions. The company offers a diverse range of financial services, including small and micro business lending, consumer finance, and digital payment options such as mobile wallets and cards. By combining proprietary digital channels with physical networks, MNT-Halan aims to facilitate the digitalization of banking services for both commercial and retail clients. Through its innovative solutions, MNT-Halan seeks to replace cash transactions with more accessible and efficient electronic alternatives.

Halan is an Egyptian technology company established in 2017, operating a mobile application that caters to various consumer needs through a single platform. The app offers ride-hailing services for two and three-wheeler vehicles, on-demand logistics solutions, food delivery, and goods transportation via motorbikes or cargo tricycles. Halan also facilitates e-payments and microfinance services for its users. It has partnered with prominent fast-food chains in Egypt to provide last-mile delivery services using smart-tech integrated systems. The company aims to enhance convenience and safety for customers while offering incremental business opportunities for drivers, supporting both large organizations and small businesses in their distribution needs.

WideBot, Inc., established in 2016 and headquartered in Cairo, Egypt, specializes in developing an Arabic-focused bot builder platform. The company's core product, WideBot, empowers businesses to create intelligent chatbots that communicate effectively in the Middle East and North Africa (MENA) region, without requiring coding expertise. WideBot's platform offers data training and building, customization and optimization, hosting and maintenance, and ongoing technical support, all driven by its proprietary, enterprise-grade AI engine that understands multiple Arabic dialects and detects sentiment and tone. As a META Official Partner, WideBot is recognized as MENA's leading AI communication platform, focusing on enhancing customer experience and AI engagement.

Mozare3 is a startup focused on connecting underserved smallholder farmers with global markets via its agri-fintech platform. It serves over 20 million farmers, providing them access to training programs, market opportunities, and essential supplies like seeds and fertilizers on flexible payment terms. The company facilitates periodic field visits and reports for capacity building and connects farmers directly to agricultural export companies.

Cassbana is a financial lending platform based in Egypt that focuses on building financial identities for underserved communities. The company employs artificial intelligence and machine learning to create a behavior-based credit scoring system, which assesses individuals and businesses' access to credit. By analyzing behavior patterns, Cassbana enables financial institutions to make low-risk investments while providing micro-lending and monetary payment options. This approach facilitates short-term financing for small businesses and individuals, enhancing their access to essential financial resources.

Fatura is a technology platform established in 2019 that aims to transform the fast-moving consumer goods (FMCG) industry in Egypt and Africa. It serves as a digital solution connecting FMCG manufacturers and wholesalers directly with retailers, streamlining the traditional trade cycle. By digitizing the ordering process, Fatura addresses significant challenges faced by retailers, such as supply-side inefficiencies and access to market intelligence. The platform enables retailers to make on-credit purchases, thereby improving their working capital. Additionally, Fatura employs advanced data analytics and artificial intelligence to assess the creditworthiness of retailers within its network, enhancing financial decision-making for both retailers and wholesalers. With notable traction in Cairo and Giza, Fatura is positioned to become a leading player in the FMCG technology landscape across the region.

Brimore operates a social commerce platform that connects emerging brand owners with a network of resellers. These resellers market and sell the products of these brands using social media, providing nationwide coverage for the brands. The platform uses data analytics to facilitate this connection between emerging brands and individual distributors across Egypt's 27 governorates, enabling small local manufacturers to directly reach consumers through freelance sales agents.

Khazna is a mobile application platform designed to enhance financial services for Egyptians, particularly targeting the 50% of the population who are active smartphone users but lack access to traditional banking. The company offers a range of services, including General Purpose Credit, Buy Now Pay Later (BNPL), bill payment, savings, and insurance. Additionally, Khazna enables employers to provide cash advances to employees for unforeseen emergencies and facilitates seamless transfers and withdrawals without transaction fees. By focusing on digitizing cash transactions, Khazna aims to provide convenient, effective, and secure smartphone-based financial solutions, thereby improving the overall financial landscape in Egypt and potentially beyond.