Disruptech Ventures

Khazna operates a mobile financial platform in Egypt and the Middle East aimed at expanding access to formal financial services. The company offers general purpose credit, buy now, pay later, and bill payment capabilities and seeks to digitize cash transactions across Egypt and beyond. Its platform is described as a workforce banking solution that enables employers to provide cash advances to employees, facilitates peer-to-peer payments, and supports cash deposits and withdrawals with low or no transaction fees. The service bundle includes payments, savings, and insurance features to deliver a convenient, secure smartphone-based financial ecosystem for individuals and workforces in Egypt and Saudi Arabia.

WideBot is a Cairo-based technology company that develops an Arabic-focused bot builder platform. Founded in 2016, it enables businesses to create smart chatbots that speak the MENA language without coding. The platform provides data training, tailoring, optimization, hosting, and maintenance, with ongoing technical support. It relies on an enterprise-grade AI engine that is sentiment-aware and tone-aware, capable of detecting multiple Arabic dialects, allowing organizations to build chatbots that understand and engage customers in the region's language in minutes.

PaySupp is an Egyptian fintech platform that specializes in providing innovative financial solutions aimed at assisting small and medium-sized enterprises (SMEs) in accessing financing. Its SaaS platform facilitates a unique trading environment where non-bank financial institutions (NBFIs), banks, and businesses can engage with one another. By allowing NBFIs to sign up for free, PaySupp enables them to finance businesses through connections with banks on its platform. This approach not only enhances financing opportunities for SMEs but also fosters collaboration within the financial ecosystem.

Nice Deer is an Egypt-based InsurTech startup that focuses on improving the interactions between healthcare providers, health insurance companies, and beneficiaries. By facilitating the insurance process and enabling the repayment of insurance claims, the company aims to streamline operations within the healthcare sector. Nice Deer operates an insurance technology platform designed to empower all stakeholders in the insurance industry, providing a comprehensive integrated digital ecosystem. This platform enhances communication among doctors, payers, and patients, thereby optimizing the overall efficiency and effectiveness of healthcare service delivery.

Khazna operates a mobile financial platform in Egypt and the Middle East aimed at expanding access to formal financial services. The company offers general purpose credit, buy now, pay later, and bill payment capabilities and seeks to digitize cash transactions across Egypt and beyond. Its platform is described as a workforce banking solution that enables employers to provide cash advances to employees, facilitates peer-to-peer payments, and supports cash deposits and withdrawals with low or no transaction fees. The service bundle includes payments, savings, and insurance features to deliver a convenient, secure smartphone-based financial ecosystem for individuals and workforces in Egypt and Saudi Arabia.

Nexta is a financial technology platform that enables users to transfer money and consolidate their existing payment cards into a single Nexta card. The platform aims to simplify money management by offering a range of features designed to make financial tasks straightforward, efficient, and cost-effective. Through its innovative approach, Nexta provides customers with an accessible and mindful banking experience, continually evolving its services to meet user needs.

Halan is an Egyptian technology company established in 2017, operating a mobile application that caters to various consumer needs through a single platform. The app offers ride-hailing services for two and three-wheeler vehicles, on-demand logistics solutions, food delivery, and goods transportation via motorbikes or cargo tricycles. Halan also facilitates e-payments and microfinance services for its users. It has partnered with prominent fast-food chains in Egypt to provide last-mile delivery services using smart-tech integrated systems. The company aims to enhance convenience and safety for customers while offering incremental business opportunities for drivers, supporting both large organizations and small businesses in their distribution needs.

WideBot is a Cairo-based technology company that develops an Arabic-focused bot builder platform. Founded in 2016, it enables businesses to create smart chatbots that speak the MENA language without coding. The platform provides data training, tailoring, optimization, hosting, and maintenance, with ongoing technical support. It relies on an enterprise-grade AI engine that is sentiment-aware and tone-aware, capable of detecting multiple Arabic dialects, allowing organizations to build chatbots that understand and engage customers in the region's language in minutes.

Cassbana is a financial lending platform based in Egypt that focuses on building financial identities for underserved communities. The company employs artificial intelligence and machine learning to create a behavior-based credit scoring system, which assesses individuals and businesses' access to credit. By analyzing behavior patterns, Cassbana enables financial institutions to make low-risk investments while providing micro-lending and monetary payment options. This approach facilitates short-term financing for small businesses and individuals, enhancing their access to essential financial resources.

Fatura is a technology platform established in 2019 that aims to transform the fast-moving consumer goods (FMCG) industry in Egypt and Africa. It serves as a digital solution connecting FMCG manufacturers and wholesalers directly with retailers, streamlining the traditional trade cycle. By digitizing the ordering process, Fatura addresses significant challenges faced by retailers, such as supply-side inefficiencies and access to market intelligence. The platform enables retailers to make on-credit purchases, thereby improving their working capital. Additionally, Fatura employs advanced data analytics and artificial intelligence to assess the creditworthiness of retailers within its network, enhancing financial decision-making for both retailers and wholesalers. With notable traction in Cairo and Giza, Fatura is positioned to become a leading player in the FMCG technology landscape across the region.

Khazna operates a mobile financial platform in Egypt and the Middle East aimed at expanding access to formal financial services. The company offers general purpose credit, buy now, pay later, and bill payment capabilities and seeks to digitize cash transactions across Egypt and beyond. Its platform is described as a workforce banking solution that enables employers to provide cash advances to employees, facilitates peer-to-peer payments, and supports cash deposits and withdrawals with low or no transaction fees. The service bundle includes payments, savings, and insurance features to deliver a convenient, secure smartphone-based financial ecosystem for individuals and workforces in Egypt and Saudi Arabia.