DST Global

Clara is a spending management platform focused on serving companies in Latin America. It offers an end-to-end solution that includes locally-issued corporate cards, bill payment services, financing options, and a software platform that streamlines corporate expense management. The platform is designed to simplify and automate financial processes, allowing businesses to gain real-time insights into spending and manage budgets more effectively. Clara is backed by a diverse group of global and regional investors, aiming to empower companies with greater financial agility and clarity. By enhancing the way company finances are managed, Clara contributes to increasing the economic competitiveness of the region.

Safe Superintelligence is an artificial intelligence research lab that solves the technical challenge of building superhuman intelligence. The company operates a dedicated lab to advance capabilities while prioritizing safety through revolutionary engineering.

Pennylane is a developer of a comprehensive financial management platform aimed at centralizing fragmented financial data for businesses. The platform provides a real-time overview of financial information, allowing business managers to make informed decisions. By integrating various financial and accounting functions, Pennylane assists small and medium-sized enterprises in streamlining their administrative processes, including invoicing, collections, supplier payments, and cash management. This approach combines advanced technology with human expertise, enabling startups and SMEs to achieve efficient accounting and management outcomes.

RedotPay is a blockchain technology company that specializes in crypto wallets and payment solutions.

Tomo is a fintech startup dedicated to revolutionizing the residential mortgage and home-buying process through its subsidiaries, Tomo Mortgage and Tomo Real Estate. The company offers a modern real estate portal that leverages artificial intelligence, visual insights, and data to streamline the home-buying experience. Its platform emphasizes data-driven solutions, automation, and third-party API integrations, allowing clients to complete real estate transactions more efficiently than traditional methods. By addressing the complexities of home ownership, Tomo aims to simplify and enhance the overall experience for buyers.

Zolve is a neo-banking platform established in 2020 and based in Bangalore, India, designed to offer consumers a range of financial products and services. Its offerings include deposit accounts, prepaid cards, money transfers, bill payments, and cross-border transactions, along with tools for transaction monitoring and budget management. The platform aims to create equitable access to global financial products, enabling individuals to save and invest their money effectively. By focusing on providing a comprehensive financial ecosystem, Zolve seeks to empower users to achieve financial freedom and pursue their ambitions.

Mercor is a tech company that focuses on helping individuals secure jobs through its AI-driven platform. It leverages artificial intelligence to match job seekers with potential employers by analyzing skills and experiences, reducing the time spent job searching. Users complete a 20-minute interview and can apply to numerous companies simultaneously, streamlining the recruitment process for both candidates and businesses.

Maki is a recruitment hiring tools to find and hire talents. They develop data and analysis tools for recruiters to find top talents. They save time and replace CV screenings using bias-free recruitment tool.

Whatnot Inc. operates an online marketplace that specializes in buying and selling authenticated collectibles, including Funko Pops and limited-edition toys. Founded in 2019 and based in Marina Del Rey, California, the company offers a livestream shopping platform where users can discover and trade a diverse range of products, such as fashion, beauty items, and electronics. Whatnot emphasizes community engagement and entertainment, creating a unique shopping experience through features like live shopping and auctions. The platform ensures the authenticity of every product sold, enabling collectors and enthusiasts to safely transact and connect with one another.

Kast Finance provides open access, financial freedom, and rapid gratification services.

ZipHQ offers an intelligent purchase request platform that streamlines the process for employees to initiate purchase or vendor requests. The platform simplifies the creation of purchase requests, automatically routing them for approval across various departments, including procurement, finance, IT, and legal. By integrating with major ERP and P2P solutions, it facilitates the generation of purchase requisitions or draft purchase orders. Additionally, ZipHQ recommends preferred vendors and checks against price benchmarks to enhance cost efficiency and compliance. This comprehensive approach reduces the time spent coordinating approvals, ensuring a smooth and efficient purchasing process for organizations.

Atlys is a software solutions provider that specializes in developing a user-friendly visa application platform aimed at simplifying the visa process for travelers. The company offers tools that allow users to apply for visas with ease, featuring personalized guidance, document scanning and uploading capabilities, and real-time status updates. By focusing on innovation and efficiency, Atlys enhances the experience for customers, enabling them to save time and reduce stress while ensuring timely visa acquisition. In addition to its visa application services, Atlys also provides various software tools designed to streamline business operations, including project management, collaboration platforms, data analytics, and automation solutions, ultimately helping organizations improve productivity and make informed decisions.

Harmonic builds mathematical superintelligence. The company develops Mathematical Superintelligence (MSI), a next-generation artificial intelligence based on mathematical principles that ensures accuracy and eliminate hallucinations.

Safe Superintelligence is an artificial intelligence research lab that solves the technical challenge of building superhuman intelligence. The company operates a dedicated lab to advance capabilities while prioritizing safety through revolutionary engineering.

Zepto is an e-grocery company that specializes in the rapid delivery of daily essentials and grocery items directly to customers' doorsteps. Utilizing hyperlocal dark stores, Zepto stocks a variety of fresh produce, snack foods, and electronics, which can be conveniently ordered through its app or website. The company aims to provide a seamless online shopping experience, catering to the needs of customers seeking quick access to grocery products. By focusing on timely delivery, Zepto serves various sectors, including retail, food and beverage, and logistics.

Xiaohongshu, founded in 2013 and based in Shanghai, China, is a lifestyle sharing platform that allows users to share experiences through text, images, and videos. Initially aimed at assisting overseas travelers with shopping, it has transformed into a vibrant community focused on various lifestyle areas, including cosmetics, fashion, food, travel, entertainment, reading, fitness, and childcare. The platform serves as a social e-commerce space where users can post their favorite products, share shopping experiences, and discover global merchandise, particularly in luxury and beauty sectors. By fostering user-generated content, Xiaohongshu encourages a collaborative environment for lifestyle enthusiasts to exchange insights and recommendations.

NALA Incorporation Company Limited is a FinTech firm based in Dar es Salaam, Tanzania, founded in 2017. The company develops a mobile payments application that facilitates various financial transactions, including peer-to-peer payments, bill payments, and airtime top-ups, all without the need for an internet connection. NALA's platform is designed to enhance financial inclusion by offering services that include money transfers, budgeting tools, and transaction tracking. The application also features advanced security measures such as bank-grade encryption and multi-factor authentication, ensuring safe and reliable transactions, particularly in areas with limited internet access. Through its services, NALA aims to support mobile money transfers for Africans worldwide, promoting seamless international payments and digital financial services.

Zepto is an e-grocery company that specializes in the rapid delivery of daily essentials and grocery items directly to customers' doorsteps. Utilizing hyperlocal dark stores, Zepto stocks a variety of fresh produce, snack foods, and electronics, which can be conveniently ordered through its app or website. The company aims to provide a seamless online shopping experience, catering to the needs of customers seeking quick access to grocery products. By focusing on timely delivery, Zepto serves various sectors, including retail, food and beverage, and logistics.

Hurb is a technology platform based in Rio de Janeiro that simplifies travel through its online service, allowing users to find and reserve accommodations and activities. The company sells a room night every three seconds and significantly contributes to Brazil's tourism GDP. With over 20 million registered travelers and 35,000 destinations worldwide, Hurb offers a comprehensive travel experience, including hotel bookings and tour packages at competitive prices. The platform also encourages user engagement by enabling travelers to share their experiences. Hurb has a strong social media presence, boasting over 16 million followers, and operates not only in Brazil but also internationally, with offices in Porto, Portugal, and plans for expansion into Montreal, Canada.

Lyskraft is an omnichannel fashion and lifestyle platform that provides a shopping experience that combines online convenience with in-store customization and engagement for customers worldwide.

Clazar is the leading Cloud Sales Acceleration Platform for Go-to-Market teams to scale revenue on AWS, Azure and Google cloud marketplaces. From listing to co-sell to revenue reconciliation and recognition, our platform helps companies to streamline and automate their entire cloud sales journey from a single, unified platform — with zero operational overhead. Clazar integrates seamlessly with existing CRMs, offers robust governance controls, and complies fully with industry-leading security standards so that revenue teams can efficiently scale operations with complete peace of mind. Top companies like Pinecone, Perplexity, Cortex, CloudZero and Secureframe trust Clazar to power their success on cloud marketplaces. To learn more, please visit www.clazar.io

Yuno is a company that provides payment infrastructure technology, allowing businesses to accept a wide range of payment methods and manage fraud through a single integration. Its platform enhances the checkout experience and facilitates the addition of new payment methods with ease. By intelligently routing transactions to the most suitable processors and retrying declined payments, Yuno helps increase revenue for enterprises. Additionally, the company offers a user interface that supports transaction orchestration and reconciliation, enabling businesses to effectively manage all payment methods and fraud providers. Overall, Yuno aims to streamline the payment process and improve customer satisfaction.

Yolk.fm is a social platform that allows users to chat rather than send text messages.

Lapse is a social disposable camera application that allows users to capture and share photos within private group chats. The app emulates the experience of traditional disposable cameras by enabling groups to take a set of 36 photos, referred to as 'rolls.' Once the first photo is taken, the roll becomes accessible to group members for a limited time, fostering a sense of shared experience and nostalgia. This innovative approach encourages users to engage with friends while creating temporary memories that are exclusive to their group.

Pennylane is a developer of a comprehensive financial management platform aimed at centralizing fragmented financial data for businesses. The platform provides a real-time overview of financial information, allowing business managers to make informed decisions. By integrating various financial and accounting functions, Pennylane assists small and medium-sized enterprises in streamlining their administrative processes, including invoicing, collections, supplier payments, and cash management. This approach combines advanced technology with human expertise, enabling startups and SMEs to achieve efficient accounting and management outcomes.

Quince, LLC is a retail company based in San Francisco, California, specializing in affordable luxury apparel, accessories, and home goods for both men and women. Founded in 2016, Quince offers a diverse range of products including jewelry, tops, sweaters, loungewear, leather goods, and various accessories for men, as well as bedding and bath items for the home. The company employs a manufacturer-to-consumer retail model, producing inventory on a near just-in-time basis, which allows for direct shipping to consumers. This approach not only reduces costs but also minimizes financial and environmental waste, enabling Quince to provide high-quality fashion and home products at competitive prices.

Udaan is a B2B e-commerce platform based in India that connects businesses with suppliers across various sectors, including FMCG, pharmaceuticals, and staples. It aims to address core trade challenges faced by small, medium, and large enterprises by providing a centralized platform for buying and selling goods. Udaan facilitates direct connections between clients, allowing them to negotiate better deals while ensuring secure payment processes and efficient logistics. The platform also supports small businesses by offering financial products tailored to their needs, thereby enhancing their operational capabilities and market reach.

Brinta is an innovative tax compliance platform designed specifically for the Latin American market. It simplifies the complexities of tax calculations, reporting, filing, and remittance through an automated process. The platform enables real-time tax calculations using a single application programming interface that caters to multiple countries. Additionally, Brinta offers customizable reporting options to meet the unique needs of its users, effectively saving them time and facilitating the submission of tax returns.

Hirey is the chat-based hiring app that connects employers with candidates in seconds.

Loft is a residential real estate transactional marketplace based in São Paulo, Brazil, founded in 2018 by experienced entrepreneurs. As Brazil's first platform of its kind, Loft facilitates the buying and selling of properties for individuals, brokers, and publicly listed REITs managed by the company. The platform offers a searchable database that allows users to find, browse, and evaluate properties based on customer feedback and reviews. By utilizing proprietary transaction data and an end-to-end digital workflow, Loft modernizes the homebuying experience in Brazil, integrating various adjacent services to enhance the overall process for buyers and sellers.

GoStudent is an online tutoring platform that connects students with qualified tutors for personalized, one-to-one video lessons across more than 20 subjects. Utilizing a membership model, students can book sessions through the platform, which offers features like a virtual classroom, whiteboard, and document-sharing capabilities. The platform serves primary, secondary, and college-aged students, facilitating over 400,000 tutoring sessions monthly. GoStudent has a diverse network of approximately 15,000 customers and collaborates with around 5,500 international tutors. The company employs over 600 staff members and operates 12 international offices. Additionally, it incorporates artificial intelligence to enhance tutor selection and onboarding. GoStudent has successfully raised over €291 million in funding from various investors.

Reka is an AI research and product company that develops models to benefit humanity, organizations, and enterprises. Reka, based in San Francisco, was founded by Dani Yogatama, Cyprien de Masson d'Autume, Qi Liu, Mikel Artetxe and Yi Tay.

Mobile commerce app that allows customers to have an enjoyable and affordable shopping experience

Pennylane is a developer of a comprehensive financial management platform aimed at centralizing fragmented financial data for businesses. The platform provides a real-time overview of financial information, allowing business managers to make informed decisions. By integrating various financial and accounting functions, Pennylane assists small and medium-sized enterprises in streamlining their administrative processes, including invoicing, collections, supplier payments, and cash management. This approach combines advanced technology with human expertise, enabling startups and SMEs to achieve efficient accounting and management outcomes.

Clara is a spending management platform focused on serving companies in Latin America. It offers an end-to-end solution that includes locally-issued corporate cards, bill payment services, financing options, and a software platform that streamlines corporate expense management. The platform is designed to simplify and automate financial processes, allowing businesses to gain real-time insights into spending and manage budgets more effectively. Clara is backed by a diverse group of global and regional investors, aiming to empower companies with greater financial agility and clarity. By enhancing the way company finances are managed, Clara contributes to increasing the economic competitiveness of the region.

We are Pandas, and our mission is to give consumers the most value out of their smartphones with zero hassle by empowering them to sell/trade them in the fastest, safest, and easiest way possible. 1Bn (with a B!) smartphones stop being used yearly after you upgrade to the latest and greatest. But there is a solution as simple as trading them in and getting paid while participating in the circular economy. So, why aren’t people selling their old phones, we wondered? This is where Pandas comes in. Inspired by humans and powered by tech, we ensure that the frustrating experience of trading in your smartphone becomes fast, simple, and fun. Our patented A.I. technology in the Panda Flex allows us to identify any smartphone and evaluate its condition, from the smallest nick to serious technical issues, with unprecedented accuracy.

Amo is a social networking platform.

OpenBorder is a technology and logistics platform designed to support e-commerce merchants in expanding their sales globally. The company provides a range of services that facilitate international commerce, including shipping solutions, tax and product compliance, and management of importer and merchant records. Additionally, OpenBorder offers inventory management, local payment options, and global inventory visibility, all aimed at simplifying the complexities of selling products overseas. By assisting businesses in navigating global marketplaces, OpenBorder enables them to save time and resources while reaching new customers and increasing their sales potential.

Lemon Cash is a digital wallet that provides banking, extra banking, and cryptocurrency functionalities, catering primarily to users in Latin America. The company has developed an online payment platform that facilitates secure electronic transactions and integrates various payment services. Through partnerships, Lemon Cash offers features such as margin trading and a lending market, allowing users to effectively invest and manage their digital assets. Additionally, the platform enables liquidity providers to engage in real-time trading within the peer-to-peer crypto financing market.

WATI is an early-stage, fast-growing SaaS platform that is revolutionizing how businesses communicate with their customers. We believe customer relationships are built through conversations, one message at a time. Through our cutting-edge customer engagement software built on WhatsApp’s Business API, businesses are now able to have personalized conversations, be easily accessible and engage with their customers in real-time - at scale! We live in the on-demand economy, where customers expect fast, simple and easy service and that’s exactly what our platform empowers companies to do. This is made possible through WATI’s easy-to-use platform that can be made up and running in no time. As a result, small and medium businesses have embraced the platform rapidly, and thousands of customers across 54 countries are now using WATI within just a year of launch.

Fazz is a financial technology company based in Singapore and Indonesia, founded in 2016. It focuses on providing digital financial services to enhance financial inclusion across Southeast Asia, particularly targeting underserved segments such as micro and small enterprises. Fazz offers a range of services including payment processing, banking, and investment solutions tailored for small businesses, startups, and large corporations. Its flagship offerings include Fazz Agen, an agent-based financial application designed for micro and small businesses, and Fazz Business, a comprehensive business account that facilitates payments, capital growth, and funding opportunities. The merger of PayFazz and Xfers has strengthened Fazz's position in the fintech landscape, enabling it to deliver diverse financial services to consumers and businesses alike.

Cashgrow is an all-in-one payment and expense management platform for businesses and SME merchants in Vietnam

MarqVision is a brand protection platform designed to assist companies in detecting and removing counterfeit products sold online. Utilizing advanced AI and machine learning technologies, the platform enables global brands to automatically identify infringing listings across various online marketplaces. By streamlining the process of countering intellectual property infringement, MarqVision helps clients safeguard their sales and protect their reputations from the threats posed by counterfeiters.

Whatnot Inc. operates an online marketplace that specializes in buying and selling authenticated collectibles, including Funko Pops and limited-edition toys. Founded in 2019 and based in Marina Del Rey, California, the company offers a livestream shopping platform where users can discover and trade a diverse range of products, such as fashion, beauty items, and electronics. Whatnot emphasizes community engagement and entertainment, creating a unique shopping experience through features like live shopping and auctions. The platform ensures the authenticity of every product sold, enabling collectors and enthusiasts to safely transact and connect with one another.

Gordian Software LLC, founded in 2017 and headquartered in Bellevue, Washington, specializes in developing application programming interfaces (APIs) for airline bookings on travel websites. The company offers drop-in integration solutions that allow airlines to sell ancillary products, such as baggage, seating, and meals, through third-party travel agency platforms. Gordian serves a diverse range of clients, including major travel organizations like Priceline, Hopper, and Trip.com, and supports over 100 airlines, including well-known carriers like Lufthansa Group, United Airlines, and Singapore Airlines. With significant growth, Gordian reported a 3.5x revenue increase in the first half of 2022 and currently serves more than 60 million passengers each month. The company is backed by several notable investors and emphasizes a culture of empowerment and collaboration among its team of over 30 employees.

Masteos SAS is a rental real estate investment advisory firm based in Aulnay-Sous-Bois, France, founded in 2019. The company operates a platform that assists users in identifying and managing rental investment opportunities. Masteos offers a range of services, including renovation and furnishing assistance to enhance property value and rental income, as well as rent tracking features. This approach enables clients to invest in real estate efficiently, minimizing financial effort and operational burdens.

Juni is a fintech company that offers a banking app and platform tailored for e-commerce and online marketing entrepreneurs. The platform provides an integrated payment solution that allows users to track all their financial activities from a centralized dashboard, giving them a comprehensive overview of their bank accounts, networks, and payment services. By delivering detailed customizable financial reports, Juni empowers digital entrepreneurs to make informed decisions and effectively scale their operations, maximizing the potential of their digital commerce ventures.

Ergeon operates a global construction marketplace aimed at transforming the multi-trillion-dollar construction industry. Focused on outdoor home improvement, the company provides services such as fence installation, hardscapes, and landscaping for both commercial and residential clients. By leveraging a skilled global workforce and proprietary technology, Ergeon offers a user-friendly platform that allows customers to visualize, plan, and manage their projects with ease. This approach enables fast, responsive service, transparent pricing, and high-quality craftsmanship, simplifying the home improvement process for property owners. With over 8,000 satisfied customers benefiting from their services, Ergeon is poised to expand its offerings to include more complex building projects. Founded by two experienced entrepreneurs with a passion for technology, the company emphasizes enhancing the home improvement experience for families and communities.

Super is a social commerce platform that enables leaders to become self-made entrepreneurs and builds logistics networks. The company features Superagen, an agent-led commerce group buying that enables community leaders to become retailers within their communities.

Frubana is a digital platform based in Bogotá, Colombia, founded in 2018, that serves as a one-stop shop for restaurants by connecting them directly with agricultural producers and suppliers. The company facilitates the buying and selling of food products, enabling restaurants to source ingredients directly from farmers without intermediaries, which enhances price transparency and reduces trade barriers. Additionally, Frubana provides tools for restaurants to digitize their operations, including the creation of virtual menus that can be easily shared with customers through QR codes. By streamlining the supply chain, Frubana aims to support small retailers and restaurants in accessing fresh agricultural products efficiently.

SpotOn is a technology company founded in 2017 by Doron Friedman, Matt Hyman, and Zach Hyman, headquartered in San Francisco, California. The company specializes in providing innovative software and payment solutions tailored for small and midsize businesses. SpotOn offers a comprehensive, cloud-based platform that includes tools for payments, point-of-sale systems, marketing, website development, online ordering, appointments, eCommerce, digital loyalty, and review management. By integrating these services, SpotOn aims to enhance operational efficiency and customer engagement for its clients. The company's mission is to empower businesses by delivering high-quality solutions at fair prices, supported by personalized local service.

VIDA is an IT company that develops customized digital platforms to enhance compliance and security services.

Xepelin is a financial technology company focused on transforming business finance for small and medium-sized enterprises (SMEs) in Latin America. The company offers a range of digital financial services, including short-term and long-term loans, capital credits, and accounts payable financing through an online platform. Xepelin aims to provide SMEs with economic freedom in their financial decisions by allowing clients to personalize services to meet their specific needs. With a team of over 500 employees, Xepelin leverages advanced financial indicators and risk assessments to streamline decision-making processes within the business ecosystem. The company is supported by notable investors, positioning it as a leader in the region's evolving financial landscape.

BeReal is a photo-sharing application that aims to foster genuine connections among users. The app operates by sending a simultaneous notification to all users on a selected list at a random time, prompting them to capture and share a photo within a limited timeframe. This unique approach encourages users to present authentic moments from their daily lives, distinguishing BeReal from traditional social media platforms that often emphasize curated content. By focusing on spontaneity and realism, BeReal seeks to enhance interpersonal relationships and provide a fresh perspective on friendship in the digital age.

Stakeshop Pty Ltd, operating as Stake, is an investment platform that provides a streamlined and cost-effective way for individuals to buy and sell listed shares and exchange-traded funds, particularly in the United States market. The platform eliminates the need for cumbersome paperwork, facilitating easier access for international investors. Additionally, Stake offers a self-managed super fund (SMSF) administration service, which includes comprehensive support for compliance and administration. While Stake aims to enhance the investing experience, it does not account for individual investors' personal objectives or financial needs, and any advice provided is general in nature. Investors are encouraged to consider the risks associated with investments and to seek appropriate legal and taxation advice before making decisions.

Launched in 2017, Moladin operates an e-commerce platform focused on the automotive sector, allowing consumers to access information about used vehicles and purchase them online. The platform serves as a centralized portal for various automotive transactions, connecting users with nearby service workshops, spare part retailers, accessory dealers, and modifiers. By partnering with over 40 dealers and several major financing companies, Moladin offers a range of options and discounts, facilitating easy access to information and funding for motorcycle users and automotive buyers alike.

Multiplier is a global employment platform that facilitates international hiring and team management for companies. Its technology streamlines the complexities of local compliance, labor contracts, payroll, benefits, and taxes, allowing businesses to employ teams from anywhere without the need to establish local legal entities. The platform enables efficient onboarding and management through a user-friendly dashboard, which consolidates employee details, expenses, holidays, pay slips, and invoices. By assuming responsibility for local labor law compliance, Multiplier simplifies the employment process, helping companies effectively manage their distributed workforce while ensuring adherence to legal requirements.

Zebec Network is a financial platform that operates on the Solana blockchain, specializing in continuous settlement protocols. It aims to transform the payroll process by utilizing decentralized finance (DeFi) technology to facilitate real-time and continuous payment streams. By enabling users to stream their payroll directly into compliant cryptocurrency, Zebec allows for seamless conversion into cash, enhancing the efficiency and flexibility of financial transactions. The company focuses on creating a composable transfer of value, beginning with its Stream Payroll feature, which redefines how individuals and businesses manage payroll payments.

Fenbeitong is a corporate wallet application designed to streamline the management of corporate expenditures. The platform enables users to oversee, pay, and receive reimbursements for various business-related expenses, such as travel and procurement. By implementing intelligent control rules and reminder measures, Fenbeitong assists enterprises in significantly reducing costs associated with public consumption. Its credit monthly payment and unified invoice consumption model provide employees with a convenient way to manage expenditures without the burden of reimbursement processes, thus enhancing operational efficiency. Overall, Fenbeitong focuses on improving the financial management of corporate spending while facilitating a more efficient workflow for businesses.

Flexport, Inc. is a global freight forwarder and logistics platform that offers online customs brokerage and freight forwarding services. Established in 2013 and headquartered in San Francisco, California, the company provides a modern web application that allows businesses to understand, purchase, manage, and track global trade services. Flexport's offerings include customs clearances, product classification, and various freight options, such as ocean, air, and road transport. Additionally, the platform provides supply chain services, including cargo insurance, quality inspections, warehousing, fulfillment, product sourcing, and trade finance. By utilizing advanced technology, Flexport aims to enhance the user experience in global trade, enabling logistics companies to optimize transportation routes and inventory management while ensuring timely delivery of goods to fulfillment centers.

Hirect is a mobile chat-based hiring application tailored for startups, designed to facilitate direct interactions between recruiters and candidates. The platform utilizes AI matching algorithms to streamline the recruitment process, allowing users to connect instantly through real-time conversations. By eliminating the need for intermediaries, Hirect enables recruiters to hire talent within a day. Its features include direct chat capabilities, resume-based shortlisting, and interview scheduling, all aimed at enhancing the efficiency of the hiring process. This innovative approach helps both recruiters and job seekers find the right match quickly and effectively.

Betterfly is a purpose-driven wellbeing and insurance platform founded in 2018 and based in Santiago, Chile. The company aims to enhance the health and wellbeing of organizations and their employees while fostering positive community impact. Betterfly's innovative platform rewards individuals for adopting healthy habits by providing life insurance coverage that increases daily. Additionally, every healthy activity is converted into a charitable donation, enabling businesses to integrate corporate wellness and social responsibility into their employee benefits programs. This unique approach not only promotes individual health but also encourages corporate engagement in community support.

Wayflyer is a Dublin-based revenue-based financing platform specifically designed for e-commerce brands. The company offers fast and affordable funding solutions to facilitate business growth while simplifying the financing process. In addition to funding, Wayflyer provides an analytics platform that leverages a daily underwriting engine to assess marketing performance. This enables e-commerce businesses to receive detailed insights and recommendations aimed at optimizing their campaign budgets and enhancing overall performance. By combining financial support with actionable marketing analytics, Wayflyer aims to empower e-commerce brands to achieve sustainable growth.

Deliverect is a subscription-based service that streamlines online food ordering for restaurants by integrating various third-party platforms such as Uber Eats, Deliveroo, Glovo, and DoorDash into existing point-of-sale systems. The company's software automates the inbound order flow, allowing restaurants to manage online orders through a single interface, which reduces the need for staff to monitor multiple devices and manually enter orders. Additionally, Deliverect offers consolidated reporting and inventory management features, enhancing operational efficiency by facilitating menu uploads and the outbound flow of information. This comprehensive approach helps restaurants optimize their delivery services and improve overall business performance.

Flex is a human relations platform co-founded by Haenam (Justin) Chang, designed to enhance work efficiency and employee experience through digital transformation. The platform addresses various challenges faced by organizations in managing their workforce. It offers features such as time and attendance management, payroll processing, electronic contracts, workflow automation, and data insights. By streamlining these processes, Flex aims to reduce the risks associated with HR management and assists companies in making informed decisions while minimizing repetitive tasks.

Rei do Pitaco is a pioneering Brazilian mobile application focused on Daily Fantasy Sports, designed to enhance the enjoyment of sports for fans in Brazil. The platform enables users to participate in single-round fantasy sports contests across all major football leagues. Users can create their own teams by selecting their preferred players and compete with friends or other participants. Additionally, the app offers the opportunity to establish leagues and provides real cash prizes, fostering active engagement and rewarding users for their involvement in the game.

Checkout.com is a company that specializes in providing an online payments platform designed to facilitate secure digital transactions across the Internet. Established in 2012, it offers a comprehensive solution that supports payments in over 150 currencies, integrating local acquiring capabilities and advanced fraud detection through a single API. The platform enables businesses to accept all major international credit and debit cards, as well as various alternative and local payment methods. With a focus on eliminating intermediaries, Checkout.com connects retailers directly with customers' bank accounts, delivering data-rich insights that help enhance performance and improve approval rates. The company employs more than 1,700 people across 19 offices globally, ensuring local expertise and tailored risk management solutions to help businesses optimize their mobile and online purchasing while effectively managing potential risks.

Refyne is a company that partners with organizations to provide on-demand Earned Wage Access (EWA) to employees, allowing them to access a portion of their earned salary before payday. The platform aims to enhance financial literacy among staff and promote a stress-free and productive work environment. By offering real-time access to wages, Refyne helps employees, including both salaried workers and contractors, to avoid high-interest loans and other exploitative financial options that can lead to debt. The technology is designed to be easily integrated into existing systems, enabling businesses to foster a positive work culture and improve employee retention. Overall, Refyne's approach supports financial resilience and responsible financial management for the workforce.

CARS24 Services Pvt. Ltd. is a company based in Gurugram, India, that specializes in buying and selling used cars through a network of channel partners across various cities. Founded in 2015, the company aims to transform the used car market by providing a tech-enabled marketplace that ensures an efficient and reliable selling experience for car owners. CARS24 employs an AI-enabled pricing algorithm to offer accurate market and appraisal prices, enhancing transparency in transactions. Additionally, the company provides car inspection and valuation services, facilitating secure sales for customers. CARS24 also operates a financial services division that offers vehicle lending products to enhance customer financing options.

Nowports is a digital freight forwarder that streamlines the import and export processes for businesses. Its platform enables users to manage shipments in real-time, providing features such as freight tracking, shipment booking, and product registration. By leveraging artificial intelligence, Nowports enhances the security and transparency of logistics operations. The platform is designed to facilitate the transportation of goods conveniently and affordably, allowing companies to request quotes and manage their supply chains efficiently from any port.

Clara is a spending management platform focused on serving companies in Latin America. It offers an end-to-end solution that includes locally-issued corporate cards, bill payment services, financing options, and a software platform that streamlines corporate expense management. The platform is designed to simplify and automate financial processes, allowing businesses to gain real-time insights into spending and manage budgets more effectively. Clara is backed by a diverse group of global and regional investors, aiming to empower companies with greater financial agility and clarity. By enhancing the way company finances are managed, Clara contributes to increasing the economic competitiveness of the region.

Zego is a motor insurance provider that aims to offer competitive pricing for responsible drivers. The company operates an on-demand insurance platform designed to deliver flexible professional and commercial insurance options for vehicle owners. Zego's services include pay-as-you-go insurance tailored for drivers and riders who work with their own vehicles, catering particularly to those engaged in flexible work. The platform allows mobility service providers to access various policies, ranging from minute-by-minute coverage to annual plans. By utilizing usage data from vehicles, Zego provides customers with greater flexibility compared to traditional insurance offerings.

Digger is a developer of a low-code platform that focuses on simplifying cloud infrastructure management. The company provides tools that automatically generate infrastructure for code within cloud accounts, allowing users to build on AWS without the need to master infrastructure-as-code. This approach enables businesses to customize their code according to specific needs, streamlining the deployment process and enhancing efficiency in cloud environments. By securing Terraform deployments, Digger supports organizations in managing their cloud infrastructure more effectively.

Dream Sports is a prominent sports technology company based in Mumbai, India, known for its innovative brands, including Dream11, FanCode, DreamX, DreamSetGo, and DreamPay. Established in 2008 by Harsh Jain and Bhavit Sheth, the company aims to enhance the sports experience through various fan engagement platforms. Its flagship product, a fantasy sports platform, allows users to participate in fantasy cricket, football, kabaddi, basketball, hockey, and volleyball, where they can create teams and earn points based on real-life player performances. In addition to fantasy sports, Dream Sports offers avenues for content, commerce, experiences, merchandising, and events, aligning with its vision of "Make Sports Better." The company has consistently been recognized as one of the top workplaces in the sports tech industry since 2018.

CloudWalk, Inc. operates an open payment cloud platform that facilitates a range of payment methods for acquirers, payment service providers, and sub-acquirers globally. Founded in 2013 and headquartered in Sunnyvale, California, the company targets various market segments, including event ticketing, prepaid mobile services, and private label offerings. As the parent of the InfinitePay and Jim.com brands, CloudWalk provides a comprehensive suite of financial services, such as digital banking, loans, online sales, digital wallets, and payment terminals. The platform leverages artificial intelligence to enhance its product efficiency and user experience, making financial management more accessible for individuals and small to medium-sized businesses. Additionally, CloudWalk offers consulting services, training, and support to ensure successful payment operations, with a platform that integrates seamlessly with multiple terminals for processing debit and credit transactions.

Upgrade, Inc. is an online lending platform based in San Francisco, California, with additional offices in Phoenix, Montreal, and Chicago. Founded in 2016, Upgrade provides access to personal loans and the Upgrade Card, offering consumers affordable credit options. The Upgrade Card combines the benefits of traditional credit cards with the responsible lending characteristics of installment loans, available at numerous retail locations in the U.S. In addition to lending services, Upgrade offers free credit monitoring, alerts, and educational tools designed to help consumers understand and manage their finances effectively. By combining financial products with educational resources, Upgrade aims to promote responsible credit use among mainstream consumers.

Frubana is a digital platform based in Bogotá, Colombia, founded in 2018, that serves as a one-stop shop for restaurants by connecting them directly with agricultural producers and suppliers. The company facilitates the buying and selling of food products, enabling restaurants to source ingredients directly from farmers without intermediaries, which enhances price transparency and reduces trade barriers. Additionally, Frubana provides tools for restaurants to digitize their operations, including the creation of virtual menus that can be easily shared with customers through QR codes. By streamlining the supply chain, Frubana aims to support small retailers and restaurants in accessing fresh agricultural products efficiently.

SWAP provides a modular payment platform that enables companies to enhance their financial operations through innovative technology and a unique business model. By offering APIs for end-to-end, white-label financial solutions, SWAP allows clients to create comprehensive financial ecosystems that include features such as pre-paid cards, digital wallets, and various financial services. This platform facilitates secure money disbursements to merchants, assists with fund collection and bill payments, and supports peer-to-peer transactions via QR codes. By integrating these services, SWAP empowers businesses to expand their core offerings, eliminate barriers, and develop new revenue streams, effectively establishing internal fintech capabilities.

Zolve is a neo-banking platform established in 2020 and based in Bangalore, India, designed to offer consumers a range of financial products and services. Its offerings include deposit accounts, prepaid cards, money transfers, bill payments, and cross-border transactions, along with tools for transaction monitoring and budget management. The platform aims to create equitable access to global financial products, enabling individuals to save and invest their money effectively. By focusing on providing a comprehensive financial ecosystem, Zolve seeks to empower users to achieve financial freedom and pursue their ambitions.

Brex Inc. is a financial technology company that provides corporate credit cards and integrated financial services to businesses. Established in 2017 and headquartered in San Francisco, California, Brex has additional offices in Draper, Utah; Vancouver, Canada; and New York, New York. The company offers the Brex Mastercard Corporate Credit Card, which features reward programs for various categories, including rideshare, travel, dining, and software subscriptions. By combining financial services with existing software applications, Brex enables businesses to streamline their financial operations and empower employees to make informed financial decisions. This innovative approach helps companies navigate the complexities of the modern business environment and enhances their growth potential.

Gorillas is a grocery delivery provider founded in May 2020 and headquartered in Berlin, Germany. The company focuses on delivering a diverse range of products, including fresh fruits, dairy, vegan items, and beverages, directly to customers' doorsteps within a 10-minute timeframe. By aggregating supermarket product offerings alongside unique selections from local community partners, Gorillas aims to meet the immediate needs of consumers efficiently. The platform is designed to ensure that customers have quick access to both essential groceries and specialized items, enhancing their overall shopping experience.

CRED is a members-only credit card management and bill payments platform that rewards users every time they pay their credit card bills. The fintech startup operates an app that rewards customers for paying their credit card bills on time and gives them access to a range of additional services such as credit and a premium catalog of products from high-end brands. Customers are offered a range of features which include the ability to better track spending across various credit cards, and get reminders. Cred is backed by investors such as Falcon Edge Capital, Coatue Management, Insight Partners, DST Global, RTP Global, Tiger Global, Greenoaks Capital, Dragoneer Investment Group, and Sofina. It was established in Bengaluru, Karnataka by Kunal Shah in 2017.

Juni is a fintech company that offers a banking app and platform tailored for e-commerce and online marketing entrepreneurs. The platform provides an integrated payment solution that allows users to track all their financial activities from a centralized dashboard, giving them a comprehensive overview of their bank accounts, networks, and payment services. By delivering detailed customizable financial reports, Juni empowers digital entrepreneurs to make informed decisions and effectively scale their operations, maximizing the potential of their digital commerce ventures.

Jow is a grocery shopping app based in Paris, France, founded in 2017. The app aims to simplify the grocery shopping experience by offering personalized meal recommendations and free recipes tailored to users' tastes. It automates the grocery shopping process by generating a customized menu, selecting delicious recipes, and automatically filling the shopping cart with the necessary ingredients. This approach allows consumers to shop for groceries conveniently and efficiently, enhancing their overall cooking experience.

Trumid Financial LLC is a financial technology company based in New York that specializes in electronic trading solutions for the credit market. Founded in 2014, Trumid operates the Trumid Market Center, an electronic trading network specifically designed for corporate bonds, and offers Trumid Bond Stream, a tool that provides TRACE pricing data. The company focuses on enhancing the credit trading experience by integrating advanced technology with market expertise, facilitating direct access to liquidity and valuable market intelligence for professionals in the corporate bond sector. Additionally, Trumid Labs leverages data science to manage its network and provide bond price lookup services, enabling participants to make informed trading decisions. Trumid operates as a subsidiary of Trumid Holdings LLC.

Ajaib is a financial technology company based in Jakarta, Indonesia, that provides an online wealth management platform designed to democratize access to investment opportunities. Founded in 2019, Ajaib allows users to buy and sell stocks, exchange-traded funds (ETFs), and mutual funds through its user-friendly application. The platform is aimed at making investing accessible to all Indonesians, regardless of their financial background, by offering low minimum investment requirements and no account fees. Ajaib's mission is to provide safe, trusted, and affordable investment options, enabling individuals to save and grow their wealth effectively while minimizing risk.

Aspire is a finance operating system based in Singapore, catering to growing businesses in Southeast Asia. Founded in 2018, the company offers a comprehensive suite of services that includes business accounts for cross-border operations, corporate cards, and automated invoice processing, all integrated with financial management software. Aspire also provides an incorporation service known as Aspire Kickstart, designed specifically for Singaporean companies. By delivering efficient and transparent banking solutions, Aspire enables clients to manage their bank accounts, credit cards, invoicing, and expenses through a unified platform, facilitating improved cash management and informed business decisions.

Sundayapp is a fully integrated solution built for restaurants, bars, pubs, cafés, and hotels customers to pay for their food via a QR code. It is built by restaurateurs for restaurateurs to connect the front and back-of-house operations and to deliver the fastest payment method. It was founded in 2021 and is headquartered in Atlanta, GA.

Airwallex is a global payments and financial platform that aims to streamline international transactions for businesses by eliminating the complexities and costs associated with traditional financial systems. The company offers a comprehensive suite of services, including payment processing, treasury management, and spend management, all integrated into a single platform. By leveraging an ecosystem of application programming interfaces, automation, and local payment networks, Airwallex enables clients to issue and pay invoices in their preferred currencies at mid-market foreign exchange rates. The platform is designed to support entrepreneurs and businesses in achieving their global objectives by providing seamless access to financial tools and opportunities worldwide.

CARS24 Services Pvt. Ltd. is a company based in Gurugram, India, that specializes in buying and selling used cars through a network of channel partners across various cities. Founded in 2015, the company aims to transform the used car market by providing a tech-enabled marketplace that ensures an efficient and reliable selling experience for car owners. CARS24 employs an AI-enabled pricing algorithm to offer accurate market and appraisal prices, enhancing transparency in transactions. Additionally, the company provides car inspection and valuation services, facilitating secure sales for customers. CARS24 also operates a financial services division that offers vehicle lending products to enhance customer financing options.

Cobo is a leading provider of digital asset custody solutions, founded in 2017 and headquartered in Singapore. The company specializes in creating secure and efficient management systems for digital assets, catering primarily to institutional clients. Cobo offers an omni-custody platform that includes a range of custody technologies, such as full custody utilizing bank-grade hardware security modules, co-managed custody based on advanced multi-party computation, and fully decentralized self-custody through smart contracts. Additionally, Cobo provides services like Wallet-as-a-Service and SuperLoop, an off-exchange settlement network. With over 500 institutional clients and billions of dollars in assets under custody, Cobo serves a diverse clientele that includes exchanges, investment funds, and traditional financial institutions across multiple regions. The company emphasizes security and regulatory compliance, holding SOC 2 certification and licenses in several jurisdictions, including the United States and Singapore. Cobo has garnered support from prominent global investors, further solidifying its position in the digital asset management space.

SpotOn is a technology company founded in 2017 by Doron Friedman, Matt Hyman, and Zach Hyman, headquartered in San Francisco, California. The company specializes in providing innovative software and payment solutions tailored for small and midsize businesses. SpotOn offers a comprehensive, cloud-based platform that includes tools for payments, point-of-sale systems, marketing, website development, online ordering, appointments, eCommerce, digital loyalty, and review management. By integrating these services, SpotOn aims to enhance operational efficiency and customer engagement for its clients. The company's mission is to empower businesses by delivering high-quality solutions at fair prices, supported by personalized local service.

Cider is a direct-to-consumer (DTC) e-commerce platform focusing on overseas markets. Its innovative approach to building community, reducing inventory waste, and shipping anywhere has made it a new favorite for a generation of digitally native consumers. By integrating a pre-order option and educating the customer on the possibility of a zero-inventory future, Cider’s retail model is actively reducing the waste that often accompanies accessible fashion — without having to sacrifice affordability. It was founded in 2020 and is based in Hong Kong.

Caddi, Inc. is a technology company based in Tokyo, Japan, that specializes in providing solutions for the manufacturing sector. It operates an online ordering platform that facilitates the management of custom-made processed products and connects orders with processing plants. By utilizing a proprietary costing algorithm, the platform automatically identifies the most suitable factory for production, thereby helping businesses to reduce procurement costs and optimize quality, cost, and delivery (QCD). Additionally, Caddi offers an AI-driven data platform that enhances procurement intelligence and supply chain management, enabling companies to improve operational efficiency and expand their capacity.

Karrot is a hyperlocal community app which offers a secondhand marketplace. Karrot supports an eco-friendly lifestyle and local economy by promoting buying and selling secondhand goods locally. Since its launch in 2015, Karrot has become South Korea's largest second-hand marketplace and second-biggest e-commerce company. Karrot is currently available in select cities in four countries outside the home country, including the United Kingdom, Canada, the United States and Japan. As of March 2021, Karrot runs one of the largest and fastest growing consumer-to-consumer (C2C) mobile marketplace, receiving 15 million monthly unique visitors.

Kojo is a cloud-based construction management software company that provides an all-in-one platform for contractors to manage their material and inventory needs. Founded in 2018 and based in San Francisco, Kojo's system focuses on streamlining materials management and procurement processes, enhancing profitability for construction companies. By integrating various stakeholders, including field teams, procurement, and distributors, Kojo simplifies the supply chain through automation, facilitating the ordering and tracking of materials. This approach enables contractors to ensure timely delivery of materials to job sites, thereby improving operational efficiency.

DoNotPay, Inc. is a technology company based in San Francisco, California, founded in 2015. It operates a platform that provides legal information and self-help services through an artificial intelligence-driven chatbot. This application assists users in a variety of legal matters, enabling them to file lawsuits, claim awards, challenge corporations, and navigate bureaucratic processes. It also helps users cancel free trials, appeal bank fees, and address traffic violations, among other issues. DoNotPay's services are available to residents in the United States, Puerto Rico, and the United Kingdom, aiming to democratize access to legal resources and empower individuals to manage their legal challenges efficiently and at no cost.

PatPat is an online shopping platform tailored for mothers, providing significant discounts on a variety of products for babies, infants, toddlers, children, and maternity needs. The app features daily deals that can reach discounts of 50-90%, with some items available for free. By maintaining strong relationships with manufacturers, PatPat ensures competitive pricing and a diverse selection of products. The platform makes it easier for mothers to shop efficiently and economically, with new promotional events launching every day at 6am PST.

Rappi is a consumer tech company operating an on-demand delivery platform in Latin America. It connects consumers with local merchants and independent contractors, facilitating the delivery of prepared foods, groceries, clothing, pharmaceuticals, liquor, and other items directly to customers' doorsteps.

Market Kurly is an online premium grocery service that compares quality and price when looking for good ingredients for foreign goodies. Market Kurly is a food delivery and logistics platform that enables users to order food via the website and receive it the following morning. The company delivers fresh high-end desserts, bread, milk, bottled water, condiments such as flour & salt, processed foods, and more. The company was founded in 2015 and based in Seoul, South Korea.