Fiserv, Inc. is a global provider of financial services technology, offering a wide range of solutions to clients including banks, credit unions, businesses, and government entities. The company operates through several segments, including merchant acquiring, e-commerce, and mobile commerce services under its First Data segment. It also provides credit card and loan account processing, fraud management solutions, and various payments infrastructure services. Additionally, Fiserv offers electronic bill payment, mobile banking software, and card personalization services. Its Financial Institution Services segment delivers account processing, loan origination, cash management, and consulting services tailored for financial transactions. Fiserv Solutions, a subsidiary, specializes in automotive finance and real estate lending software, offering comprehensive loan origination and servicing solutions. Founded in 1984 and headquartered in Brookfield, Wisconsin, Fiserv is recognized for its innovative financial services solutions that enhance the efficiency of money management for its extensive client base.
Savana, Inc. is a software company that specializes in providing process management and customer interaction management solutions tailored for the financial services sector. Founded in 2009 and based in Malvern, Pennsylvania, the company offers a range of services including customer contact management, onboarding, compliance, and fraud prevention. Savana's nGage platform serves as the core of its financial software solutions, enabling financial institutions to modernize outdated systems with minimal disruption and reduced costs. By delivering an omnichannel customer experience and automating processes, Savana's solutions help banks and mortgage lenders improve operational efficiency, enhance customer service, and drive profitability. The company also offers training and support services to ensure effective implementation and use of its technology.
NYDIG is a leading financial services firm dedicated to Bitcoin. The firm offers asset management, derivatives, financing, custody, and execution services. NYDIG's platform satisfies the highest regulatory, audit, and governance standards.
Goalsetter is a goal-based savings and gifting platform designed specifically for children, allowing families to contribute to their kids' future aspirations instead of purchasing additional consumer goods. The platform integrates features from both savings tools and gift registries, aiming to engage millennial parents. It encourages healthy financial habits by providing a first savings vehicle for kids, allowing automatic deposits on a weekly or monthly basis. Additionally, Goalsetter offers debit cards with parental controls and incorporates financial literacy quizzes to help young users make informed financial decisions. The platform is centered around making saving engaging through games, memes, and elements of pop culture, fostering a culture of saving among the younger generation.
Pineapple Payments specializes in providing payment processing technology for both physical and online businesses, focusing particularly on mid-market E-Commerce, SaaS, and enterprise technology integrations. The company offers a range of solutions designed to enhance the payment experience through simple, secure, and scalable tools. By bundling innovative products and services, Pineapple Payments aims to deliver a seamless credit card processing experience for merchants, making commerce more accessible and efficient for partners and businesses of all sizes.
Candidly is a company focused on simplifying student debt repayment and refinancing for employers through a software-as-a-service (SaaS) model. Founded by former Google employee, Candidly aims to assist organizations in providing effective benefits that help employees manage and reduce their student debt burdens. By offering innovative solutions, Candidly empowers companies to support their workforce in achieving financial well-being and securing a more stable future.
Radius8, Inc. is a software company that specializes in creating hyperlocal shopping experiences for retailers. Founded in 2014 and based in Princeton, New Jersey, Radius8 enables businesses to leverage local consumer behavior to drive foot traffic to nearby stores. The platform tailors online and in-store experiences to meet local demand, enhancing customer engagement and improving profitability. By ensuring that local content reaches customers through their social networks and online searches, Radius8 helps retailers connect with consumers in a more meaningful way. The implementation of its technology is typically rapid, taking less than 30 days, and does not require changes in store associate behavior or significant investments in new infrastructure. Notable clients include brands like GUESS, John Varvatos, and Academy Sports + Outdoors. Through its strategic partnership with JRNI Limited, Radius8 continues to enhance the integration of digital and physical retail spaces, unlocking commerce opportunities based on local trends and consumer data.
Ondot Systems, Inc. is a provider of mobile card service platforms designed to enhance the management of payment cards and transactions for financial institutions. Founded in 2011 and headquartered in San Jose, California, with additional operations in Atlanta, Georgia, the company serves over 4,000 banks and credit unions. Its offerings include CardControl, which allows consumers to activate or deactivate cards and set usage preferences; CardAlerts, enabling personalized transaction alerts; and a Self Service feature for managing card-related inquiries on-the-go. Ondot also provides mConsole for product managers, Fraud Watch for real-time fraud monitoring, and a Card App to deliver spending insights. By focusing on convenience, control, and transparency in card usage, Ondot Systems aims to increase engagement and lifetime value for cardholders while reducing costs and fraud for financial institutions.
Bypass Mobile, LLC specializes in mobile ordering and payment solutions tailored for public venues and campuses. Founded in 2010 and based in Austin, Texas, the company offers a suite of applications and platforms that facilitate extensive payment and point-of-sale integrations for third-party developers. Bypass focuses on simplifying commerce in sports and entertainment sectors by utilizing advanced tablet technology and software designed to address high-volume operations. Its solutions encompass fixed and mobile systems that support various sales channels, including concessions, merchandise, and portable services. As of March 2020, Bypass operates as a subsidiary of Fiserv, Inc., and has expanded its reach to multiple states across the United States, enhancing payment solutions for major sports leagues and regional music venues.
MerchantPro Express is an Independent Service Organization (ISO), that provides processing services, sophisticated point-of-sale equipment and merchant cash advances to companies nationwide.
BlueVoyant is a cybersecurity company founded in 2017 and headquartered in New York, NY. It specializes in cybersecurity defense and protection by providing a blend of technology and tailored services. The company offers advanced cyber threat intelligence and managed security services, along with proactive professional services that include forensic capabilities for incident response and remediation. BlueVoyant caters to large enterprises by delivering impactful intelligence while also making its comprehensive software and services accessible to small and medium enterprises. By leveraging a world-class team of experts, BlueVoyant enhances visibility, professional insights, and targeted responsiveness in the realm of cybersecurity, ensuring robust protective measures for its clients.
First Data Corporation, headquartered in Atlanta, Georgia, is a prominent provider of electronic commerce and payment processing solutions for merchants and financial institutions. The company serves approximately 6.2 million merchant locations and over 4,000 financial institutions globally. First Data's extensive product portfolio includes merchant transaction processing services, credit and debit card issuing and processing, fraud protection, electronic check acceptance through TeleCheck, and mobile payment solutions. The STAR Network, one of the leading electronic funds transfer networks in the United States, allows consumers to use their ATM and debit cards securely at more than 2 million locations. Founded in 1971, First Data has evolved significantly, including a merger with Kohlberg Kravis Roberts & Co. in 2007 and a subsequent acquisition by Fiserv in 2019, enhancing its capabilities in payment, loyalty, e-commerce, and data analytics services.
Dovetail provides enterprise-class solutions that support the cost effective processing of banking payments. Founded in London with offices in New Jersey, Milan, Brussels and Singapore Dovetail has delivered innovative solutions to some of the world's leading banks. The Dovetail Payment Services Hubs automates the processing of a wide range of payments, from bulk ACH (Automatic Clearing House) clearing to global RTGS (Real Time Gross Settlement) settlement, supporting both straight-through-processing and manual entry and repair. It is universal, covering wholesale and retail, high value and low value, urgent and non-urgent, single and bulk payments; in multi-currency, multi-company, and multi-entity operations. Dovetail customer base includes companies like JP Morgan, Deutsch Bank, HSBC, ING, Bank of Montreal and many more.
PCLender LLC, based in Reno, Nevada, specializes in internet-based mortgage software and solutions tailored for community banks, credit unions, and mortgage bankers. Founded in 1997, the company focuses on providing user-friendly and efficient tools to support lenders in navigating the evolving landscape of mortgage lending. PCLender is owned and operated by executives with extensive experience in the mortgage banking sector, ensuring that its products are closely aligned with the specific needs of its clients. As of July 2017, PCLender operates as a subsidiary of Fiserv, Inc.
Monitise is a technology and services company that delivers mobile banking, payments, and commerce networks worldwide. Monitise enables financial institutions and other payments companies to defend and extend their market position by protecting their existing customer relationships and transactions while enabling new forms of mobile commerce revenue. Monitise powers bank-grade solutions that are delivered on premise, or via cloud services. The value of payments and transfers initiated via Monitise’s technology platform is more than US $20 billion on an annualized basis. The company provides services to more than 350 financial institutions and other leading brands globally, have 30 million users and strategic partnerships with Visa Inc., Visa Europe, RBS Group, Telefónica Digital, and FIS to develop and deliver Mobile Money services. Monitise was founded by Alastair Lukies in 2003 and has expanded its services to the UK, the US, Turkey, India, Hong Kong, and Indonesia.
Online Banking Solutions (OBS), established in 2002, specializes in providing financial institutions with advanced online banking services. With a commitment to delivering secure financial technology, OBS offers a range of services, including transaction and file-delivery solutions, online messenger multi-channel reporting, and cash management tools. The company operates as a privately held entity, emphasizing innovation and excellence while maintaining profitability and a debt-free status. OBS understands the competitive nature of online banking, where many institutions offer similar services such as balance reporting and payment processing. To distinguish itself, OBS focuses on three key attributes: accessibility, innovation, and partnership. By fostering strong relationships with clients and prioritizing user experience, OBS aims to help financial institutions enhance their online banking profitability while managing expenses effectively and ensuring a secure banking environment for their customers.
ACI Worldwide - Community Financial Services Business
Acquisition in 2016
ACI Worldwide - Community Financial Services Business is a provider of electronic payment and banking solutions.
Hewlett Packard Convenience Pay
Acquisition in 2016
Hewlett Packard Enterprise’s Convenience Pay Services business, which enables providers to accept electronic payments from their consumers through multiple channels, thereby expanding the Company’s biller solution offerings.
Chain, Inc. is an enterprise software company based in San Francisco, California, established in 2012. It specializes in developing cryptographic ledger systems designed to enhance the security and efficiency of financial services. The company's key offerings include the Chain Open Standard, an open-source blockchain protocol for large-scale financial applications, Chain Core, an enterprise-grade production node, and Chain Sandbox, a prototyping environment. Chain's technology allows organizations to securely track and transfer financial assets in a token format across both private and public networks, facilitating programmatic and peer-to-peer transfers of digital assets. Its clientele includes major financial institutions such as Visa, Nasdaq, and Citigroup, as well as emerging startups focused on innovative financial products.
The InterPoynt cloud based Billing, Invoicing, and Payments (BIP) Platform provides robust functionality and security for all your BIP needs. From simple “Click to pay” or “View and Pay”, to mobile payments, to highly configurable convenience fee and merchant funded BIP needs, InterPoynt is the solution to help every business from SMEs up to Fortune 100 Clients, Bill Better so you can Collect Faster! Thier BIP Platform is integrated with the top global payment processors and provides thier resellers and referral partners a BIP offering that is easily integrated into existing application with virtually no coding effort from the client.
Open Solutions provides collaborative, enterprise core account processing technology for banks, thrifts and credit unions, along with a full range of surround solutions.
CashEdge(R) provides infrastructure that global financial institutions rely on to extend their online channels and enhance customer profitability. CashEdge delivers secure Online Money Movement and Advanced Account Aggregation platforms that power specialized retail banking and advisor applications. These proven solutions enable CashEdge's clients to create compelling online offerings that attract customers, generate revenues, and reduce costs. CashEdge serves top-tier financial institutions around the world. Clients and partners include Vanguard, RBC Financial Group, CIBC, Yahoo! Finance, Digital Insight, First Data, TD Canada Trust, NYCE, Laurentian Bank, Financial Fusion and Corillian. CashEdge has offices in New York and Silicon Valley.
Maverick Network Solutions is an e-payments solutions company. they provide customized and alternative payment solutions in the United States. It offers its clients access to national bank card networks through a range of payment solutions, including private label gift cards and debit cards, prepaid visa and MasterCard gift cards; and employee incentive cards. It provides a solution that incorporates custom design programs and marketing materials, system integration, back-room billing, and customer service. The company handles marketing operations, such as card design, POP collateral, and indoor/outdoor signage; encodes and distributes cards; and setups and maintains accounts in customer’s system. Maverick Network Solutions was founded in 2006 and is headquartered in Wilmington, Delaware.
Mobile Commerce Ltd. specializes in mobile banking and payment services, offering a range of solutions including credit and debit card payments, international remittances, and bill payment services. Founded in 2000 and headquartered in Auckland, New Zealand, the company caters to various clients such as banks and financial institutions. In addition to its core payment services, Mobile Commerce Ltd. provides features like threshold, scheduled, and event-based alerts to enhance user experience. As of February 2011, it operates as a subsidiary of Fiserv, Inc.
AdviceAmerica is a provider of integrated advisor solutions to financial institutions and independent advisors that include financial planning, asset allocation and client relationship management solutions.AdviceAmerica products allow advisors to improve productivity, deliver better services to clients, and increase advisor revenue and client retention.
i_Tech Corporation is a data processing service company providing Financial Processing, Item Processing, Imaging and Archiving, Internet Banking, Network Communications, Internet Access, Microcomputer Support, and ATM/EFT services to financial institutions.
CheckFree
Acquisition in 2007
CheckFree Corporation is the leading provider of financial electronic commerce services and products. The company was founded in 1981 and was acquired in December 2007 by Fiserv, Inc. The change of the name and the brand unifies all Fiserv business units with a new, enhanced market approach and new brand identity, affirming the company’s commitment to its clients and to leading a transformation of financial services technology. The new icon is representative of a further acceleration in Fiserv’s singular approach to the market and better anticipating changing client demands within a rapidly evolving environment.
Carreker Corporation
Acquisition in 2007
Carreker-Antinori is a leading provider of integrated consulting and software solutions that enable banks to increase their revenues, reduce their costs and enhance their delivery of customer services. The Company's offerings include yield management, payment systems, payment electronification and enabling technologies solutions.
NetEconomy is a prominent provider of financial crime management and compliance solutions, serving clients in South Africa, Australia, Europe, Southeast Asia, and the United States. The company specializes in enterprise risk management and anti-money laundering technologies, offering real-time products that automate the prevention and detection of financial crimes for financial institutions and telecom businesses globally. Through a personalized customer approach, NetEconomy aims to minimize regulatory risk, deliver measurable results, and safeguard the corporate brand and reputation of its clients.
Corillian develops and provides banking software solutions and services that enable financial service providers to deploy internet-based financial services. Its products include Voyager, a software platform combined with applications for internet banking, electronic bill presentment and payment, targeted marketing, data aggregation, and online customer relationship management; and Member Advantage, a hosted solution to the credit union and community banking industries. Corillian also provides consumer banking, small business banking, corporate banking, credit card management, and wealth management business applications. The company offers enterprise applications, including Payments, which enables financial service providers to offer electronic bill payment services; Alerts that enables financial institutions to provide customers with alerts on various types of activities; eStatements, which enables financial institutions to provide customers with online statements; OFX that enables financial institutions to offer customers the ability to integrate financial information with personal financial management software; and Personal Money Manager, which enables a financial institution to provide online check registry and personal financial management tools.
InsureWorx
Acquisition in 2006
InsureWorx is a leading provider of enterprise and tactical software solutions for Workers’ Compensation, Commercial Property & Casualty and Risk Administration organizations. Established in January of 2005 following WorldGroup’s acquisition of Taliant Software, InsureWorx, Inc. combined the expertise, product strength and industry savvy of two highly respected insurance industry software solution providers. The result: a powerhouse organization possessing expanded research and development capabilities; and the ability to expedite forward-looking commercial lines and ancillary product options. Comprising decades of experience deploying reliable, well-built and functionally rich software applications, our Workers’ Compensation client base alone provides more than 25 percent of the WC insurance in the United States. Our flagship PowerComp™ product line delivers unmatched breadth and depth of functionality in an enterprise class software solution. Acquired by Fiserv.
CareGain Inc. provides application software solutions for the consumer directed healthcare industry. Its CareGain Defined Care platform enables health plans and third-party administrators, such as health savings accounts, health reimbursement accounts, and flexible spending accounts to create and administer consumer-directed health plans. The company's products comprise CareGain Asset Management Platform, an integrated software solution for CDH benefits administration; CareGain BankConnect that links the health plan's back-end systems with the systems of banks and other financial institutions that take on the role of health savings account custodians; and CareGain CardConnect, which facilitates the integration to multiple card transaction processing engines. It also offers services, including business analysis and consulting, customer support, and integration, as well as implementation, planning and analysis, design, construction, deployment, and training. The company was founded in 2001 and is headquartered in East Windsor, New Jersey. As of October 9, 2008, CareGain Inc. operates as a subsidiary of Canopy Financial, Inc.
Xcipio
Acquisition in 2005
Xcipio provides Web-based, real-time rating and automation solutions to insurance agents, brokers and carriers in Connecticut. Xcipio will operate as a division of FSC Insurance Solutions, a Fiserv business unit that holds a leading position in the insurance rating business in California, Arizona and seven Midwestern states.
VerticalPoint
Acquisition in 2005
VerticalPoint provides new business and underwriting software and consulting services to a diverse insurance industry clientele across both the United States and Canada. VerticalPoint's LifeSuite™, the company's automated underwriting system, is marketed both as a traditional licensed product, and as an ASP offering.
BillMatrix Corp. specializes in providing outsourced payment services that leverage advanced technology to modernize traditional payment methods. The company partners with over 120 businesses to enhance the efficiency of remittance processes by replacing paper-based methods with electronic payment solutions. By offering services through hosted internet platforms and telephone systems, BillMatrix enables consumers, customer service representatives, and third-party agents to make payments using credit cards, ATM/debit cards, and electronic checks. This approach allows end-customers to enjoy greater convenience by paying bills online or via phone, maintain control over payment timing, and receive immediate confirmation that their payments have been processed and recorded in their accounts.
Administrative Services Group
Acquisition in 2005
Administrative Services Group is a provider to expand its share of the health benefits administration market.
Interactive Technologies
Acquisition in 2005
Interactive Technologies develops software that enables large international and domestic banks, investment management companies, depositories, exchanges and other high-end providers of financial services to better manage the complex, customized fee arrangements that are now part of the financial services arena. The Advantage Fee System is a multi-currency, multi-lingual product that is sold worldwide.
Emergis - U.S. eLending Business Assets
Acquisition in 2005
The eLending solution provides mortgage lenders with the tools that enable them to more easily obtain an array of third-party services needed to process, close and fund mortgage loans via the Internet and provides the capability to manage, electronically sign, and store mortgage documents in a secure electronic environment.
Del Mar Datatrac, doing business as Del Mar Database, provides mortgage lending solutions. It offers DataTrac, a technology for small to medium lenders that centralizes data across operations; WebTrac, an Internet-based interface to DataTrac application for users to set standards in support for originators; DocumentTrac, an electronic document management module for DataTrac application that provides organizations with a solution for the imaging, archival, retrieval, and distribution of documents associated with a loan file; and BusinessTrac, a DataTrac module that provides Web-based access to the performance metrics to.
RegEd provides Compliance Education and Training, Compliance and Risk Management and Licensing and Registration solutions and services. With more than 400 enterprise clients, RegEd's solutions enable financial services firms to efficiently comply with state, federal, FINRA and other regulations impacting broker-dealers, insurance companies and insurance brokers.
General American Corporation
Acquisition in 2003
GAC is a full service mortgage settlement company, providing nationwide assistance to the real estate finance industry.
Benesight
Acquisition in 2001
Benesight and Harrington Benefit Services, subsidiaries of Trewit, Inc., administer health and other benefit plans for self-funded and managed care companies that outsource benefit plan design, administration, and claims processing services through their subsidiaries.
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