Fair Isaac Corporation offers provides products and services that enable businesses to automate, improve, and connect decisions to enhance business performance. The company operates in three segments: applications, which include pre-configured decision management applications designed for a specific type of business problem or process; scores, which includes the company’s business-to-business scoring solutions and services, its myFICO solutions for consumers, and associated professional services; and tools segment, which include software tools that clients can use to create their own custom decision management applications as well as associated professional services. Fair Isaac Corporation offers a portfolio of applications, tools, and services in the cloud to clients through its FICO Analytic Cloud, FICO Solution Stack, and FICO Decision Management Platform tools. Fair Isaac Corporation was founded in 1956 and is based in San Jose, California.
EZMCOM is a leader in digital security & risk management solutions. Using its converged multi-layer stack of Identity Proofing, Biometric, Behavioral and Risk-based authentication EZMCOM delivers a new approach to establishing and sustaining trust in digital identities. Powered by its patented IP and R&D, EZMCOM's software increases security, improves convenience, and reduces fraud at a lower total cost of ownership than traditional multi-factor authentication (MFA) solutions. EZMCOM has been recognized by Gartner in its Hyper Cycle and Market Guide Reports for its innovative technology that aligns with the Gartner recommended new approach to establishing and sustaining security of digital identities. EZMCOM has 50+ million end users across Tier-1 banks globally.
QuadMetrics Inc. is a company that specializes in developing web-based software solutions aimed at measuring and predicting cyber risk. Founded in 2014 and located in Ann Arbor, Michigan, the company helps businesses identify and mitigate cybersecurity vulnerabilities. As of May 2016, QuadMetrics operates as a subsidiary of Fair Isaac Corporation, enhancing its capabilities in predictive cybersecurity risk measurement.
FICO TONBELLER specializes in developing and implementing solutions to combat financial and white-collar crime, focusing on risk management, monitoring, analysis, and reporting. The company offers a range of products in areas such as anti-money laundering, counter-terrorism financing, risk assessment, know your customer protocols, tax compliance, and business partner due diligence. Established in 1971 and based in Bensheim, Germany, FICO TONBELLER serves over 1,200 clients across various industries, helping them comply with regulatory requirements while enhancing their risk management strategies. The company's commitment to innovative software technology, combined with exceptional consultancy and customer support, has positioned it as a key player in governance, risk, and compliance solutions. FICO TONBELLER became a subsidiary of Fair Isaac Corporation in 2015 following the acquisition of TONBELLER AG.
Karmasphere specializes in business analytics software that leverages the capabilities of Apache Hadoop to enhance data-driven decision-making for companies. Its Collaborative Analytics Workspace empowers business analysts by providing tools for SQL-based querying and automated workflows, which include data ingestion, cleansing, and scheduling, all within a self-service framework that minimizes the need for IT support. The platform features a social, web-based interface that facilitates collaboration and resource sharing among users working with big data. Karmasphere's solutions are designed to integrate seamlessly with traditional business intelligence applications and are compatible with major Hadoop distributions, allowing organizations to harness the insights from their large datasets effectively.
Infoglide develops software to detect and investigate fraud, risk, and compliance issues across industry segments. The company’s Identity Resolution Engine™ (IRE) is used to perform: 1. Federated Search across internal and external third-party data sources without the need for moving or cleaning data. 2. Intelligent Identity Resolution which solves for variations in dozens of attribute types. 3. Protected Data Search, whereby only a patented match probability score is returned without revealing personally identifiable information. 4. Social Link Discovery detects hidden relationships between entities across data sources. Unlike traditional link tools which require hours of investigation and input from analysts, IRE actually ‘discovers’ those hidden groups of connected entities instantly. 5. Link Analysis and Visualization ‘draws’ up the matches and relationships that are discovered, or alternately delivers them into existing applications, so that the analyst can spend more time resolving the crime, and less time preparing the data. 6. IRE Rules provides organizations with an automated means by which to adjudicate the results of the matches and social links discovered in various data sources. Accounting for ‘where’ the results were found and ‘what’ the results imply, IRE automatically takes appropriate actions in real time. Founded in 1996, Infoglide Software is a privately held company headquartered in Austin, Texas.
CR Software has more than 28 years’ experience implementing collections recovery and debt management platforms, currently offering Titanium, considered by industry experts the best open architecture platform on the market. Titanium offers credit issuers, government organizations, collection agencies, healthcare groups and retail chains a Commercial off the Shelf (COTS) solution with a configuration, flexibility and security unavailable from any other software provider.
Adeptra Ltd. provides automated contact and resolution services to consumer credit and risk management companies. It offers Auto-resolution Services, which are two-way voice and alerting solutions to reach out and deliver customer communication through voice, fax, pagers, text messaging, and email; and Adeptra Analytics, an analytics platform that enables financial organizations to build consumer credit and risk management strategies. The company also provides industry-specific solutions for business processes, such as fraud detection, collections, and marketing. It serves financial institutions, card issuers, and banks, as well as mortgage lending, loan, and utility markets. The company has a strategic alliance with Fair Isaac Corporation. Adeptra Ltd. was formerly known as RealCall Ltd. The company was founded in 1996 and is headquartered in Reading, the United Kingdom. It has additional offices in Norwalk, Connecticut; and London, the United Kingdom, as well as in Sydney, Singapore, and Hong Kong.
Entiera offers on demand enterprise marketing management solutions. It offers Entiera Insight, an integrated SaaS-based platform that combines both structured and unstructured customer data and enables marketers to design and execute large-scale marketing campaigns across multiple channels, including social media. It creates increased marketing ROI by delivering relevant and targeted messages in real time across multiple customer channels. Entiera was established in 2005 and is based in Denver, Colorado with a location in London, United Kingdom. The company has locations and additional offices in Minneapolis, Minnesota; and Bangkok, Thailand. Currently, it operates as a subsidiary of Fair Isaac Corporation.
RulesPower is a provider of high-performance business rules management systems. The addition of RulesPower's innovative, exclusive technology is intended to complement and advance the capabilities and user benefits of Fair Isaac's industry-leading Blaze Advisor rules management system.
London Bridge Software
Acquisition in 2004
London Bridge Software engages in the development and sale of computer software and services to providers of retail finance and consumer credit.
Braun Consulting delivers Internet professional services to their clients by combining strategy, business and customer information and advanced Internet application development skills. They call these services eSolutions.
HNC Software
Acquisition in 2002
HNC Software is a software company that provided analytics and decision management software and tools. The company was founded by providing defense-related research and development applications. The company also provided services to the financial services industry by developing software to detect credit card fraud. HNC Software’s innovative technologies helped it record strong growth until its acquisition by Fair Isaac Corporation in 2002. HNC Software was formed in 1986.
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