Catalyst Fund

Sand to Green provides a long-term solution to the problems of desertification, land degradation, food security, and pressure on primary forests.

Operator of a dedicated health insurance company intended to provide insurance and preventative care services to seniors in Mexico. The company's platform specializes in providing health plans, and remote support services that include accident insurance, medical emergencies, insurance for major medical expenses, and unlimited preventive advice by specialists, enabling the elderly to enjoy their independence for longer while maintaining their physical and mental abilities.

Syrg helps hourly workplaces make operations more efficient, compliant, and human. The company develops a management application platform for employers of hourly work who seek to transform and optimize their workforce. Syrg's technologies integrate with existing HR software with enterprise-grade security, allowing businesses to reduce cost, improve compliance, and increase engagement.

Kibanda Topup digitizes the supply for micro, small and medium-sized restaurants. Kibanda Topup allows restaurant owners to order inventory such as grains, poultry, beverages, and beef by app through a simple SMS and get the orders the next day.

Cold Hubs is a Solar Powered Cold Storage .

Tulix is a FinTech application that facilitates remittances and payments for African migrants, allowing them to efficiently send money to businesses and support their beneficiaries back home. The platform offers a user-friendly interface that enables users to make payments, add beneficiaries, and collaboratively manage expenses. Tulix also includes features for tracking spending and receiving updates on fund allocations, helping users maintain connections with their families and friends across borders. By streamlining the process of sending money, Tulix addresses the needs of a growing demographic seeking to support their loved ones in Africa.

AquaRech is a company focused on enhancing fish farming practices to improve production efficiency and market access for farmers. By developing a fish farming platform, AquaRech aims to reduce production costs and make quality tilapia more affordable, thereby contributing to food security in Africa. The platform provides fish farmers with resources to source quality feed and transition to technology-driven precision fish farming. Additionally, it offers tools to discover new market routes and access credit, empowering farmers to increase productivity and income. AquaRech promotes a community-based aquaculture value chain that fosters equitable trade and supports the growth of local farming communities.

Kibanda Topup digitizes the supply for micro, small and medium-sized restaurants. Kibanda Topup allows restaurant owners to order inventory such as grains, poultry, beverages, and beef by app through a simple SMS and get the orders the next day.

Mujer Financiera is a startup focused on reducing the gender gap in financial inclusion for women, particularly in Latin America. The company provides educational resources aimed at enhancing women's personal finance skills, covering essential topics such as budgeting, saving, and investing. Through its comprehensive academy and supportive online community, Mujer Financiera empowers women to make informed financial decisions and achieve their financial goals. Additionally, the company offers a free personal finance management app called Felicity, designed to help users track their finances and gain control over their economic well-being. By fostering financial literacy and providing practical tools, Mujer Financiera aims to create a more financially empowered future for women.

Swoove is a logistics service aggregator platform that enhances delivery experiences for businesses and customers. It provides an e-commerce fleet management software service that enables real-time monitoring, updates, and tracking of deliveries. With a focus on supporting small and medium-sized enterprises (SMEs) in Africa, Swoove facilitates doorstep delivery and accurate pricing, allowing businesses to expand without the burden of high shipping costs—starting at just ¢15. Initially launched in Ghana, Swoove aims to offer comprehensive delivery solutions across Africa and beyond.

Swoove is a logistics service aggregator platform that enhances delivery experiences for businesses and customers. It provides an e-commerce fleet management software service that enables real-time monitoring, updates, and tracking of deliveries. With a focus on supporting small and medium-sized enterprises (SMEs) in Africa, Swoove facilitates doorstep delivery and accurate pricing, allowing businesses to expand without the burden of high shipping costs—starting at just ¢15. Initially launched in Ghana, Swoove aims to offer comprehensive delivery solutions across Africa and beyond.

OZÉ, Inc. is a Ghana-based company founded in 2016 that provides an Android application designed for small businesses to manage their finances effectively. The OZÉ app allows users to track sales, expenses, and customer information, offering tailored recommendations and reports based on the analyzed data. It also provides business education and access to support through OZÉ Coaches. By leveraging machine learning, OZÉ can assess credit risk and connect businesses with affordable capital from banking partners. With over 20,000 registered users, OZÉ has established itself as the largest online community of small and medium enterprises in Ghana. The platform has demonstrated significant success, with 97% of businesses using OZÉ for at least nine months reporting growth or profitability.

Tendo is a company that specializes in designing and developing an online platform for reselling ready-to-ship products. Founded in 2019 and based in Accra, Ghana, Tendo sources products from various suppliers and facilitates their delivery to customers of independent resellers. The platform allows users to add their profit margin to the products, list them at wholesale prices, and leverage social media for marketing, all without the need for upfront capital investment or the logistical challenges of transporting goods. This enables small businesses to engage in digital e-commerce by connecting with individuals for independent reselling opportunities.

Operator of an e-commerce startup intended to order products directly from manufacturers, and suppliers. The company digitizes the informal retail supply chain by connecting informal retailers to suppliers, also offers microcredit for this informal retailer, and makes essential goods consistently available to consumers in underprivileged communities, enabling clients to source goods from suppliers as well as have access to credit to run their business activities.

TOP is a women-owned feminine care company that aims to empower women to make better choices, protecting their bodies and the environment. It offers 100% organic, bio-based, hypoallergenic tampons and pads that are accessible to everyone.

Crop2Cash is an agricultural technology company focused on empowering smallholder farmers in rural Nigeria by improving their access to financing. The platform facilitates digital payments and streamlines the value chain of food crops, encompassing activities such as weighing, quality control, and extension services. By enhancing transparency and efficiency within the agricultural supply chain, Crop2Cash not only supports responsible farmers but also helps them build their financial identity. This approach allows banks to engage in formal financing with greater confidence, mitigating concerns regarding fund mismanagement and ensuring that farmers receive the capital they need to thrive.

KudiGo offers a mobile based integrated retail, accounting, payments and analytics engine for informal consumer retailers in Africa. Our solution enables users to leverage on innovative technology in gaining oversight of their business, adopt efficient book-keeping practices and become financial inclusive. We also leverages on big data and blockchain to enable transparency and allow for real-time oversight my manufacturers and distributors within our niche market.

Jetstream Africa Limited operates a cloud-based platform that provides cross-border marine logistics services to businesses across Africa. Founded in 2018 and based in Accra, Ghana, the company specializes in facilitating freight forwarding and global exports for African suppliers. Its platform offers features such as shipment booking, tracking, and consolidated shipping, which enhance access to international trade for small and medium-sized enterprises. By automating key aspects of the procurement process and leveraging a network of freight carriers, customs agents, and ground transporters, Jetstream aims to reduce inefficiencies and improve transparency in pricing, cargo tracking, and customs regulations.

Kandua is an online marketplace based in South Africa that connects homeowners with vetted and rated independent contractors for various home services, including renovations, maintenance, and repairs. The platform facilitates all aspects of the hiring process, allowing users to communicate, manage invoicing, and make payments securely through its system. By providing comprehensive profiles of artisans, complete with personal details and reviews from previous clients, Kandua enables homeowners to make informed decisions when selecting service providers tailored to their specific needs. This approach aims to reduce the risks typically associated with hiring small contractors, ensuring a more reliable and efficient home service experience.

Developer of a digital insurance platform intended to integrate insurance into businesses. The company's platform allows easy integration across sectors to offer insurance products through a seamless digital experience, providing clients with automated underwriting, speeding up claims, reducing claims ratios, and increasing profitability.

Koa is a savings and financial services platform that provides tech solutions and financial services apps via its API.

Power operates as a financial services platform focused on supporting employees and gig workers in sub-Saharan Africa. The company provides a range of services, including access to earned wages, loans, insurance, and payment solutions, while also facilitating savings contributions. Power aims to empower individuals by enabling them to manage their financial resources effectively, thereby enhancing their quality of life and reducing financial stress. With a commitment to improving financial well-being, Power addresses the evolving needs of its clients in a dynamic economic landscape.

Indicina Technologies Limited is a Lagos-based company that offers a digitized credit analysis platform designed to enhance consumer finance strategies. The platform serves banks, insurers, consumer finance firms, and retail merchants by enabling them to develop credit rules and models, conduct credit assessments and scoring, manage loan portfolios comprehensively, and streamline loan collections. By leveraging analytics-driven insights, Indicina facilitates informed credit decisions for lenders, thereby improving the efficiency and effectiveness of the lending process.

Flex Finance offers a mobile platform designed for small and medium-sized enterprises (SMEs) to manage and track their expenses effectively. The platform features an intuitive user interface, allowing users with little to no financial knowledge to navigate it easily. Through built-in artificial intelligence, Flex Finance provides valuable insights that help business owners reduce waste, save money, and make informed spending decisions. The company aims to support SMEs in overcoming common challenges, particularly in their formative years, thereby contributing to job creation and economic stability in Nigeria. By digitizing daily operations, including budgeting, expense tracking, and facilitating bulk payment transfers, Flex Finance empowers businesses to streamline their financial management processes.

WellaHealth is a startup focused on improving healthcare access for low-income individuals and families in Nigeria. The company has developed a digital triage bot that provides guidance based on the Nigeria Centre for Disease Control guidelines, allowing users to log their health responses for potential follow-up by public health authorities. In addition to this innovative tool, WellaHealth offers micro-health insurance plans that target prevalent diseases, providing affordable coverage for treatments and medications. Their platform connects users to a network of pharmacies and healthcare professionals, enabling them to manage their health needs without facing significant financial strain.

Graviti offers you the products you need the most, financed for months. No credit or debit card, no initial payment, no arrears, and with your credit approved immediately. Graviti wants to make sure every family in LATAM is able to buy basic appliances for the home by offering fair and accessible financing to acquire them.

KarmaLifeAI is an AI-powered digital solution for the financial well being of blue-collar gig workers and micro-business. The company allows the user to pay directly for key expenditures and smoothen their consumption patterns. It offers real-time access to credit for gig workers, based on their payroll account, through partnerships with the digital platforms they work for. It operates an interest-free subscription model in which the platform or the gig worker can pay a flat fee and access credit equalling up to one-third of their monthly income. The company analyzes alternative data points and payment behavior over time to unlock higher credit lines for the workers.

Paymenow Group operates a financial wellness and inclusion platform that provides employees with early access to earned wages, helping to alleviate financial stress associated with traditional payday cycles. Founded in 2019 and based in Stellenbosch, South Africa, the platform integrates seamlessly with employers' payroll systems, allowing for real-time access to funds. Paymenow focuses on promoting responsible financial behavior and encourages saving through gamification. By offering affordable access to cash, the platform aims to reduce reliance on payday loans and microlenders while providing educational resources to assist employees in achieving their financial goals.

MangoLife is a company that offers life, retirement, education, and health insurance aimed at safeguarding individuals and their families from fundamental life risks. Founded in 2017 and headquartered in Leon, Guanajuato, the company leverages technology to enhance the customer experience by simplifying interactions and the contracting process. This approach minimizes unnecessary paperwork and clarifies coverage options, distinguishing MangoLife from traditional insurers.

Chipper Cash is a financial services company that features a software application platform that enables free instant cross-border mobile money transfers in Africa as easy as sending a text message. The company was founded in 2017 and is headquartered in San Francisco, California.

Sokowatch revolutionizes access to essential goods and services by connecting small shops to the digital economy. Through individual agents equipped with proprietary mobile data-collection tools, Sokowatch increases sales and market coverage for companies in emerging markets. It enables informal retailers to order products at any time via SMS or mobile app, and receive free same-day delivery to their store. This makes it easier for shopkeepers to source goods and helps manufacturers ensure that their products are consistently available to consumers. Sokowatch evaluates retailers to provide them with access to credit and other financial services typically not available to informal businesses. Sokowatch's systems track real-time sales and orders across thousands of stores. Access to market trends and purchasing habits enables manufacturers to tailor their marketing strategies and allows Sokowatch to offer personalized promotions and business insights to individual retailers.

Kwara GmbH is a Berlin-based company that develops a digital banking platform specifically designed for savings and credit co-operative societies (SACCOs). Founded in 2018, Kwara provides a cloud-based platform that facilitates loan application servicing and approval for members, alongside integration services, customer support, and real-time financial tracking. The platform also includes compliance services and offers a product called Kwara Pronto for managing loans. By enabling cooperative financial institutions to connect with the formal financial system, Kwara aims to bolster the financial cooperative movement, which positively impacts millions of people. The company also has an office in Nairobi, Kenya, expanding its reach and support for these communities.

FarMart Service Private Limited operates an online marketplace that connects farmers who own agricultural machinery with those who need it on a pay-per-use basis. Founded in 2015 and based in Gurugram, India, the company has developed a mobile app that allows farmers to order agri-machinery, select delivery dates, and even rent machinery via phone. Given that a significant portion of Indian farmers possess less than one hectare of land, FarMart addresses the challenge of limited access to machinery, thereby enhancing productivity while minimizing costs. The platform not only facilitates the rental and sharing of machinery but also contributes to rural entrepreneurship by providing farmers with access to modern agricultural technology. Additionally, FarMart connects farmers with retailers and food businesses, enabling them to sell their products at competitive prices.

CowryWise is a FinTech company based in Lagos, Nigeria, that provides a personal finance platform designed to automate savings and investments for its users. By allowing individuals to set up automatic transfers from their bank accounts to their CowryWise accounts on a daily, weekly, or monthly basis, the platform facilitates consistent saving. Users benefit from earning interest on their savings through investments in risk-free assets such as treasury bills and government bonds. CowryWise aims to democratize access to premium financial services by offering them at an affordable cost, thus promoting financial inclusion. The company also provides free wealth advisory services and consumer education, helping customers achieve their financial goals in a straightforward and secure manner.

Spoon Money is a online stokvel management system which improves transparency, security, and accountability within the traditional practice of stokvels. Built with the community for the community, meaning we actively build products based around the solutions our customers require.

PesaKit is a technology company based in Nairobi, Kenya, that specializes in providing a platform for last-mile agent networks in the mobile money and digital finance sectors. Established in 2018, PesaKit utilizes artificial intelligence to develop a virtual assistant that streamlines the management of liquidity and conversion processes for mobile money agents and merchants. The company's software application features an API-driven interface, enabling users to digitize distribution and access channels effectively. PesaKit aims to enhance financial inclusion by supporting mobile money agents with innovative tools that improve their operational efficiency.

Meerkat is a financial wellness company based in Cape Town, South Africa, founded in 2015. It aims to enhance the financial health of individuals by offering a range of services designed to improve their financial situations. The company provides debt counseling, debt consolidation, debt rescue, and credit risk cover, making it easier for clients to manage their finances and achieve their financial goals. Additionally, Meerkat's credit life business offers comprehensive coverage at lower premiums, all accessible through a mobile platform, facilitating convenient financial management for its customers.

Chipper Cash is a financial services company that features a software application platform that enables free instant cross-border mobile money transfers in Africa as easy as sending a text message. The company was founded in 2017 and is headquartered in San Francisco, California.

Turaco develops simplified insurance and credit solutions through mobile technology to solve the healthcare financing needs. Turaco has simplified insurance products and also provides on-demand health loans, allowing customers to get healthcare at affordable monthly premiums.

Hover, LLC, founded in 2002 and based in Eaton, Colorado, specializes in mobile money payment solutions. The company has developed an application that facilitates seamless mobile financial transactions, allowing users to make payments easily. Its platform includes an Android API that empowers developers to integrate various mobile money services globally in a matter of hours. Additionally, Hover's automation platform supports USSD actions from any operator, featuring a customizable user experience and enabling data access without internet connectivity. This functionality allows developers to incorporate USSD-based mobile financial services into their applications efficiently, without relying on mobile money service providers for assistance.

PayAgri is an Agri FinTech organization established in 2017 and based in Chennai, Tamil Nadu. The company aims to enhance value for all participants in the agriculture value chain, particularly farmers, by streamlining trade and funding flows. PayAgri's primary platform connects farmers directly with buyers, facilitating transparent transactions and minimizing inefficiencies caused by middlemen and cash-based dealings. By leveraging technology and agricultural expertise, PayAgri enables farmers to generate verifiable and traceable data, which helps them build assets and optimize returns. The company's focus is on creating value for each stakeholder in the value chain, ultimately improving the overall efficiency of agricultural operations in India.

Sokowatch revolutionizes access to essential goods and services by connecting small shops to the digital economy. Through individual agents equipped with proprietary mobile data-collection tools, Sokowatch increases sales and market coverage for companies in emerging markets. It enables informal retailers to order products at any time via SMS or mobile app, and receive free same-day delivery to their store. This makes it easier for shopkeepers to source goods and helps manufacturers ensure that their products are consistently available to consumers. Sokowatch evaluates retailers to provide them with access to credit and other financial services typically not available to informal businesses. Sokowatch's systems track real-time sales and orders across thousands of stores. Access to market trends and purchasing habits enables manufacturers to tailor their marketing strategies and allows Sokowatch to offer personalized promotions and business insights to individual retailers.

Leaf offers virtual banking services to vulnerable populations crossing borders. By connecting people to their own savings conveniently and affordably, Leaf intervenes in the system that forces people to lose access to everything they’ve earned. Leaf stores and transports assets across borders through a mobile device—no smartphone required. Refugees and migrants can journey without cash, knowing accounts are safe and accessible globally. Friends and family abroad can contribute into the Leaf customer’s account. Leaf protects customers’ savings through blockchain technology without exposure to cryptocurrency. With Leaf, customers build the foundation for an economic identity complete with biometrics, transactions, and savings history

Banco Maré is a social startup based in Rio de Janeiro that provides a financial platform aimed at simplifying access to basic banking services for underserved communities. Through its application, users can pay bills and transfer money seamlessly, utilizing a local digital currency known as "stilt." The platform enhances financial inclusion by streamlining payment collections and eliminating intermediaries, allowing residents to conduct transactions with ease. By focusing on regions that lack traditional financial systems, Banco Maré seeks to empower individuals and foster local economic development.

Zippi Soluções de Crédito Ltda is a digital platform based in São Paulo, Brazil, that specializes in providing financial services for gig workers, particularly drivers for ride-sharing applications such as Uber, 99, and Cabify. The platform offers personal loans tailored to the needs of self-employed individuals, allowing them to manage their finances more effectively. By providing weekly invoices and facilitating payments through a user-friendly application, Zippi aims to support its clients in focusing on their business growth without incurring annual fees. This approach positions Zippi as a valuable resource for the growing gig economy in Latin America.

Chipper Cash is a financial services company that features a software application platform that enables free instant cross-border mobile money transfers in Africa as easy as sending a text message. The company was founded in 2017 and is headquartered in San Francisco, California.

Salutat specializes in intelligent communication solutions for financial institutions. The company has developed a technology that automates and enhances customer relations, offering two-way personalized smartphone chats. This innovation allows banks to streamline client conversations, significantly reducing communication time and costs. By improving customer interaction, Salutat's technology enhances repayment services, sales, and customer retention capabilities, ultimately driving better outcomes for financial institutions and their clients.

Chipper Cash is a financial services company that features a software application platform that enables free instant cross-border mobile money transfers in Africa as easy as sending a text message. The company was founded in 2017 and is headquartered in San Francisco, California.

Sokowatch revolutionizes access to essential goods and services by connecting small shops to the digital economy. Through individual agents equipped with proprietary mobile data-collection tools, Sokowatch increases sales and market coverage for companies in emerging markets. It enables informal retailers to order products at any time via SMS or mobile app, and receive free same-day delivery to their store. This makes it easier for shopkeepers to source goods and helps manufacturers ensure that their products are consistently available to consumers. Sokowatch evaluates retailers to provide them with access to credit and other financial services typically not available to informal businesses. Sokowatch's systems track real-time sales and orders across thousands of stores. Access to market trends and purchasing habits enables manufacturers to tailor their marketing strategies and allows Sokowatch to offer personalized promotions and business insights to individual retailers.

Rukula provides financial services aimed at assisting financially-excluded individuals by offering small loans for household consumer durables and electronic items. The company focuses on enhancing the quality of life for these communities by enabling access to affordable financing solutions. Rukula's approach is designed to create a simple, understandable, and transparent loan process, allowing individuals to acquire essential items that may otherwise be out of reach. By facilitating access to credit, Rukula aims to improve the financial well-being of its clients and help them secure the basics in life.

Grão is born to change the relationship of Brazilians with their money.

Asaak Financial Services Limited is a Uganda-based company founded in 2016 that operates a platform designed to connect borrowers with lenders. The platform primarily focuses on providing micro financing to clients who require funds to grow their businesses. By facilitating these financial transactions, Asaak aims to enhance access to capital for individuals and small enterprises in emerging markets, thereby contributing to economic development in the region.

Abalobi is a non-profit organization dedicated to empowering small-scale fishing communities through a mobile app suite designed to enhance fisheries governance from catch to consumption. The initiative focuses on social justice and poverty alleviation within the small-scale fisheries sector by fostering sustainable fishing practices and improving data collection. By promoting traceable seafood sourced from these communities, Abalobi enables fishers to connect directly with buyers, thereby enhancing market access. The organization aims to build resilience against climate change and ensure the responsible stewardship of marine resources, ultimately contributing to the social, economic, and ecological well-being of fishing communities.

Asaak Financial Services Limited is a Uganda-based company founded in 2016 that operates a platform designed to connect borrowers with lenders. The platform primarily focuses on providing micro financing to clients who require funds to grow their businesses. By facilitating these financial transactions, Asaak aims to enhance access to capital for individuals and small enterprises in emerging markets, thereby contributing to economic development in the region.

MobiLife is an insurance provider aiming to transform micro-insurance in South Africa. It was established in 2015 and is headquartered in Johannesburg, South Africa.

ESCALA EDUCACION S.A.S is a social enterprise based in Medellin, Colombia, founded in 2015. The company focuses on promoting access to higher education and financial inclusion by partnering with businesses to provide educational benefits to their employees. ESCALA offers savings plans that allow employees to allocate a portion of their paychecks for educational purposes, either for themselves or their children. These savings plans include company matching funds, tuition discounts, scholarships, and vocational support, along with career counseling services. By enhancing these educational benefits, ESCALA aims to make higher education more accessible to a broader audience, fostering both personal and professional development.

ROSS Intelligence Inc. provides an online platform that enhances legal research through artificial intelligence tools. Based in San Francisco, the company offers services that deliver answers with citations and recommend relevant readings from various sources in response to user inquiries. Additionally, it monitors legal developments, notifying users of new court decisions that may impact their cases. ROSS Intelligence's flagship product, ROSS, aims to augment lawyers' capabilities, enabling them to work more efficiently and effectively. Its clientele includes prominent law firms and corporate legal departments in the United States and internationally. The company also has operational offices in Toronto and New York.

ESCALA EDUCACION S.A.S is a social enterprise based in Medellin, Colombia, founded in 2015. The company focuses on promoting access to higher education and financial inclusion by partnering with businesses to provide educational benefits to their employees. ESCALA offers savings plans that allow employees to allocate a portion of their paychecks for educational purposes, either for themselves or their children. These savings plans include company matching funds, tuition discounts, scholarships, and vocational support, along with career counseling services. By enhancing these educational benefits, ESCALA aims to make higher education more accessible to a broader audience, fostering both personal and professional development.

Smile Identity Inc. is a technology company based in San Francisco, California, that focuses on identity verification solutions. Founded in 2016, the company has developed an application called SmartSelfie, which allows users to create a universal biometric for authentication on Android devices. The team comprises engineers and financial services professionals from both the United States and Africa, bringing expertise in global markets with a focus on highly regulated environments. Smile Identity has developed advanced encryption, authentication, and security solutions, as well as image processing technology. The company has experience working with telecoms, lenders, banks, and startups, enabling them to understand the unique challenges faced by consumers and enterprises in Africa. With support from prominent investors in Silicon Valley and Africa, Smile Identity has established a pan-African presence, operating in countries such as South Africa, Nigeria, Kenya, Ghana, and Rwanda.

Smile Identity Inc. is a technology company based in San Francisco, California, that focuses on identity verification solutions. Founded in 2016, the company has developed an application called SmartSelfie, which allows users to create a universal biometric for authentication on Android devices. The team comprises engineers and financial services professionals from both the United States and Africa, bringing expertise in global markets with a focus on highly regulated environments. Smile Identity has developed advanced encryption, authentication, and security solutions, as well as image processing technology. The company has experience working with telecoms, lenders, banks, and startups, enabling them to understand the unique challenges faced by consumers and enterprises in Africa. With support from prominent investors in Silicon Valley and Africa, Smile Identity has established a pan-African presence, operating in countries such as South Africa, Nigeria, Kenya, Ghana, and Rwanda.

Harvesting Inc. operates a global business intelligence platform focused on agriculture. The company's software-as-a-service platform enables stakeholders in the agricultural value chain to view, analyze, and manage agri-climatic business risks through comprehensive data collection, analysis, and reporting. Its agriculture intelligence engine offers insights from croplands, including daily satellite images to assess the state of cropland and relevant weather information. By processing various datasets and employing machine learning algorithms, the platform delivers accurate information essential for agricultural operations. The online dashboard is particularly beneficial for crop insurance companies, allowing them to monitor and analyze risks while enhancing their insurance programs. Additionally, Harvesting provides crop monitoring and risk assessment services for seed, fertilizer, and pesticide companies, along with sugar mills. Founded in 2016 and headquartered in Sunnyvale, California, the company is dedicated to improving decision-making within the agricultural sector.

Harvesting Inc. operates a global business intelligence platform focused on agriculture. The company's software-as-a-service platform enables stakeholders in the agricultural value chain to view, analyze, and manage agri-climatic business risks through comprehensive data collection, analysis, and reporting. Its agriculture intelligence engine offers insights from croplands, including daily satellite images to assess the state of cropland and relevant weather information. By processing various datasets and employing machine learning algorithms, the platform delivers accurate information essential for agricultural operations. The online dashboard is particularly beneficial for crop insurance companies, allowing them to monitor and analyze risks while enhancing their insurance programs. Additionally, Harvesting provides crop monitoring and risk assessment services for seed, fertilizer, and pesticide companies, along with sugar mills. Founded in 2016 and headquartered in Sunnyvale, California, the company is dedicated to improving decision-making within the agricultural sector.

PayLatr is a recurring micro-credit mobile platform offering interest-free monthly credits to low-income households in India to easily pay for retail transactions without cash, credit cards or other pre-paid means. On average, a middle-income household in India spends about 7,000 – 9,000 rupees at any neighborhood store. More than 95 percent of transactions are in cash because most stores do not accept cards and/or users do not have credit cards. Often, households experience cash crunch issues by using up most of their cash for grocery shopping. PayLatr offers monthly credit to improve their household cash flow by providing recurring monthly credit lines at various merchants, via mobile money.

PayLatr is a recurring micro-credit mobile platform offering interest-free monthly credits to low-income households in India to easily pay for retail transactions without cash, credit cards or other pre-paid means. On average, a middle-income household in India spends about 7,000 – 9,000 rupees at any neighborhood store. More than 95 percent of transactions are in cash because most stores do not accept cards and/or users do not have credit cards. Often, households experience cash crunch issues by using up most of their cash for grocery shopping. PayLatr offers monthly credit to improve their household cash flow by providing recurring monthly credit lines at various merchants, via mobile money.

Comunidad 4Uno (C4Uno) is an online platform that distributes tailored and market-based financial products to low income and financially excluded domestic workers. The company aims to be the largest and most reliable financial product distribution channel for the low income population in Mexico by 2020.

Grafica is a cloud-based software-as-a-service platform designed specifically for solar distributors. It offers a modular and scalable solution that integrates with various service providers, including Internet of Things, customer relationship management, inventory management, data analytics, and credit scoring. The platform allows solar companies to analyze payment history and usage data, empowering stakeholders to make informed decisions regarding financing and operational efficiency. By providing affordable tools that adapt to the growing needs of businesses in the solar industry, Grafica aims to enhance decision-making and streamline processes for its users.

Grafica is a cloud-based software-as-a-service platform designed specifically for solar distributors. It offers a modular and scalable solution that integrates with various service providers, including Internet of Things, customer relationship management, inventory management, data analytics, and credit scoring. The platform allows solar companies to analyze payment history and usage data, empowering stakeholders to make informed decisions regarding financing and operational efficiency. By providing affordable tools that adapt to the growing needs of businesses in the solar industry, Grafica aims to enhance decision-making and streamline processes for its users.

Comunidad 4Uno (C4Uno) is an online platform that distributes tailored and market-based financial products to low income and financially excluded domestic workers. The company aims to be the largest and most reliable financial product distribution channel for the low income population in Mexico by 2020.

Atikus Investments Incorporated offers credit insurance on loans for micro, small, and medium sized enterprises. Through its product J.E.M. Guard, the company focuses on increasing the proportion of loans granted to women and underserved demographics. Additionally, it provides LoanSkout, which is a mobile loan origination and administration application and FINCH, which is its SMS-enabled outreach tool. The company was incorporated in 2013 and is based in New York, New York with a location in Kigali, Rwanda.

WorldCover operates a peer-to-peer risk relief network aimed at protecting farmers from natural disasters, particularly droughts, through an innovative insurance platform. Founded in 2015 and headquartered in New York, the company utilizes satellite technology and mobile money to deliver cost-effective crop insurance to smallholder farmers, primarily in developing countries. By leveraging remote sensing and advanced risk modeling, WorldCover addresses the significant climate risks faced by farmers, improving their food and income security. The platform not only provides financial protection to farmers but also offers investors an opportunity for diversified returns with a direct social impact, targeting the substantial market of individuals reliant on agriculture for their livelihoods.

PayGo Energy is a company based in Kenya that specializes in developing metering systems for pre-paid cooking gas. Founded in 2014, the company aims to provide clean cooking fuel through a pay-as-you-go model, which allows customers to purchase gas gradually using mobile money. Its patented device connects a gas cylinder to a cloud service, enabling real-time monitoring of gas consumption and predicting when refills are needed. This innovative approach addresses the challenges associated with traditional cooking fuels, which often have detrimental environmental and health impacts, particularly in underserved communities. By offering an accessible and efficient energy solution, PayGo Energy seeks to improve the quality of life for millions who rely on inefficient biomass fuels.

WorldCover operates a peer-to-peer risk relief network aimed at protecting farmers from natural disasters, particularly droughts, through an innovative insurance platform. Founded in 2015 and headquartered in New York, the company utilizes satellite technology and mobile money to deliver cost-effective crop insurance to smallholder farmers, primarily in developing countries. By leveraging remote sensing and advanced risk modeling, WorldCover addresses the significant climate risks faced by farmers, improving their food and income security. The platform not only provides financial protection to farmers but also offers investors an opportunity for diversified returns with a direct social impact, targeting the substantial market of individuals reliant on agriculture for their livelihoods.

Destácame SpA develops and markets a credit-ranking service that gives customers an account of their credit rating. The company is based in Santiago, Chile.

Destácame SpA develops and markets a credit-ranking service that gives customers an account of their credit rating. The company is based in Santiago, Chile.