TransUnion

SavvyMoney, Inc. is a fintech company based in Pleasanton, California, founded in 2008. It offers an online platform that allows individuals to check their credit scores and compare financial products, including credit cards, personal loans, and car loans, aimed at helping users save money. The company provides integrated credit score and personal finance solutions to over 125 credit unions and banks, featuring free credit score access, reports, and daily monitoring. SavvyMoney's pre-qualification offer engine presents tailored financial offers based on users' credit profiles. The platform is designed to educate and empower users to improve their financial health while enabling financial institutions to focus on assisting consumers rather than merely identifying leads.

Iovation Inc. specializes in developing device-based software designed for fraud prevention and authentication in online businesses. Founded in 2004 and based in Portland, Oregon, the company offers a range of products, including ClearKey, LaunchKey, FraudForce, and SureScore, which address various types of fraud such as payment fraud, account takeover, application fraud, and new account fraud. Iovation employs advanced device identification, shared device reputation, and real-time risk evaluation to help businesses mitigate financial losses from fraud while enhancing operational efficiency. The company serves a diverse clientele across sectors such as retail, financial services, insurance, and social networking. Additionally, Iovation operates a shared platform that allows businesses to leverage collective insights from other users. As of July 2018, Iovation Inc. is a subsidiary of TransUnion, and it has established strategic partnerships with several firms to bolster its offerings.

Callcredit Information Group is expert in managing consumer data for businesses across every sector, from financial services, retail and utilities to public sector, telecoms, insurance and many more. The Group is focused on developing innovative products and services to help businesses make smarter, more informed decisions throughout the customer lifecycle.

FactorTrust, The Alternative Credit Bureau, helps lenders manage the credit lifecycle of underbanked consumers using unique alternative credit information not available from the Big Three bureaus, enabling them to offer non-prime consumers the credit they deserve. Leveraging the company’s credit information, lenders can more accurately predict future borrowing behavior, credit performance and risk scoring for this growing segment. FactorTrust’s team of predictive analytics specialists, statisticians, and financial industry experts has delivered unique data and valuable insight to lenders throughout the U.S. and the U.K. for nearly ten years.

eBureau, LLC is a provider of big data and predictive analytic solutions tailored for both business-to-consumer and business-to-business sectors. Founded in 2004 and based in St. Cloud, Minnesota, the company offers a range of services designed to enhance decision-making throughout the customer lifecycle. These services include eScore for developing customized statistical scores, eVerify for verifying consumer identity, and eTarget for appending information to customer records. Additionally, eBureau provides eLink for account monitoring, eMonitor for visualizing transactional data, and eAuthenticate for knowledge-based authentication. The company's solutions are utilized in various industries, including higher education, insurance, financial services, automotive, telecom, utilities, and retail, focusing on marketing, fraud prevention, credit risk assessments, and collections. eBureau operates as a subsidiary of TransUnion, having rebranded from xTech LLC in 2007.

Datalink Services offers nationwide driving and vehicle records, as well as driver pre-screening services. Datalink Services, Inc.’s DMV reporting services also benefit a variety of non-insurance related markets including financial institutions, employment screening, and litigation. Datalink Services, Inc.’s access to DMV records and other vehicle information in all 50 states delivers the most cost-effective and comprehensive information available.

PeerIQ, Inc. is a financial information services company based in New York that specializes in the peer-to-peer lending sector. The firm provides institutional investors with an analytics platform that aggregates loan data from various online P2P marketplaces, offering credit risk analytics and benchmarks. These tools enable clients to assess loan performance, generate cash flows, develop investment strategies, price credit instruments, and manage loan portfolios while evaluating associated risks. Additionally, PeerIQ offers a Consumer Credit Suite, which integrates consumer credit datasets with its risk analytics platform, assisting clients in optimizing their loan portfolios and making informed investment and origination decisions. Founded in 2001, PeerIQ aims to enhance the P2P lending market by promoting transparency and efficient risk management through its comprehensive analytics solutions.

SavvyMoney, Inc. is a fintech company based in Pleasanton, California, founded in 2008. It offers an online platform that allows individuals to check their credit scores and compare financial products, including credit cards, personal loans, and car loans, aimed at helping users save money. The company provides integrated credit score and personal finance solutions to over 125 credit unions and banks, featuring free credit score access, reports, and daily monitoring. SavvyMoney's pre-qualification offer engine presents tailored financial offers based on users' credit profiles. The platform is designed to educate and empower users to improve their financial health while enabling financial institutions to focus on assisting consumers rather than merely identifying leads.

Established in 2000, Recipero has built one of the world's largest proprietary databases of IMEI data identifying consumer mobile devices by serial number, ownership, theft, loss, insurance and warranty information, known clones, counterfeits and fraudulent trading information. Recipero's technology is used to detect and prevent mobile device theft and fraud; comply with legislation around the handling of secondary-market mobile device transactions; and assess whether a device can be activated on a particular mobile network. The Gloucester-based company has grown significantly since its inception and employs 20 people with operations across the UK and US.

L2C is the nation's leading provider of advanced consumer scoring and analytics solutions. L2C leverages alternative payment and asset data to create new predictive credit, collection and marketing scores for over 260 million Americans. L2C’s clients include leading institutions in the financial service, retail, healthcare, automotive, telecommunication, and media and entertainment industries.

Transunion CIBIL Limited is a leading credit information organization based in Mumbai, India, and was established in 2000. It specializes in providing comprehensive information on both consumer and commercial borrowers, utilizing a vast database to support credit grantors and consumers. The organization collects, analyzes, and disseminates credit histories to facilitate informed lending decisions. CIBIL's services include credit reporting, fraud and identity management, analytics, consulting, and portfolio management. Its offerings encompass various products such as CIBIL consumer reports, credit scores, and commercial reports, which help businesses manage risk and enhance customer loyalty. CIBIL plays a crucial role in the financial services sector, contributing to the growth of retail loans by providing valuable insights that drive lending strategies and improve portfolio profitability. Formerly known as Credit Information Bureau (India) Limited, it rebranded in 2016 and operates as a subsidiary of TransUnion Intermediate Holdings, Inc.

Crivo offers credit and risk assessment software that allows its users to take a decision in under 3 seconds while accessing more than 300 different information sources.

Accupost Corporation, now a business unit of TransUnion, is a technology and outsource services provider of post-closing solutions for the mortgage services industry. Accupost’s post-closing system automates back-office processes to improve efficiencies, increase productivity and minimize the risks associated with non-compliance of loan documentation. The company’s platform includes mortgage assignment and release processing, document retrieval, portfolio due diligence, document imaging and government insuring services. In August 2004, AccuPost was acquired by TransUnion Settlement Services, a subsidiary of leading global information solutions company TransUnion.

RentPort is a provider of data and decision-making information tailored for the U.S. apartment industry. The company offers two primary services: CreditRetriever, an applicant screening service that assists multifamily property owners in evaluating potential tenants, and RentBridge, which collects rent payment information and reports it to national credit bureaus. Through these services, RentPort aims to enhance the operational efficiency and financial transparency of property management while supporting tenants in building their credit histories.

TrueLink Inc., an online provider of credit reporting services.

Competix.com delivers superior automated lending solutions to lenders nationwide. The company's Internet lending solution called Credit Manager is a turn-key credit-decisioning service based on proven, state-of-the-art lending technology developed by a $1 billion international information technology firm and one of the largest banks in North America. This same technology that's used by banks, financial organizations and lending institutions throughout the country is now available as an affordable service offered to community banks as a cost-effective alternative to traditional large-scale lending software and expensive hardware systems. Credit Manager harnesses the power of the Internet to fully automate the entire lending process from application, to credit decision, to booking in an online, real-time environment. The service supports a wide range of personal and small business loan products, including installment loans, revolving credit lines, credit cards, overdraft protection, mortgages, home equity loans and indirect lending.