Seed X Liechtenstein

Next Gate Tech SA, based in Luxembourg City, provides software-as-a-service automation solutions specifically tailored for the asset management industry. Founded in 2015, the company leverages machine learning and data analytics to deliver innovative, cloud-based technologies that streamline middle and back-office operations. Its web platform offers extensive data harmonization and analytics capabilities, enabling clients to gain meaningful insights that optimize their operations, ensure regulatory compliance, and enhance customer experiences. By focusing on smart automation and adaptive solutions, Next Gate Tech aims to improve efficiency and effectiveness in the fund industry.

Sprinque is a B2B checkout platform for merchants & marketplaces which makes it possible for sellers to “Sell & Forget”, while business buyers decide how and when they would like to pay for a purchase.

Numarics is a digital accounting ecosystem based in Switzerland, established to simplify business management for entrepreneurs through a mobile-first approach. Launched in 2020 by experts in accounting, digitalization, artificial intelligence, and auditing, Numarics integrates essential financial services such as accounting, payroll, tax returns, invoicing, and document management into a single platform. The algorithm-based system streamlines these processes, allowing businesses to manage transactions in real-time and maintain transparency in their financial activities. By eliminating bureaucratic hurdles and repetitive manual tasks, Numarics aims to enhance accessibility and efficiency in accounting, catering specifically to the needs of modern entrepreneurs.

Lano Software GmbH is a Berlin-based company that offers a software-as-a-service platform designed to facilitate collaboration among businesses, freelancers, and vendors. Founded in 2018, Lano provides tools that help users manage proposals, track income and expenses, create invoices, and organize work schedules. The platform serves various industries, including content creation, media production, marketing, advertising, and fitness. Lano's solutions enable organizations to manage their global teams efficiently, automate onboarding processes, ensure compliance, and streamline invoicing. For freelancers and contractors, the platform simplifies client management, invoicing, and payment processes, promoting a flexible and independent work environment. Through its cloud-based platform and mobile application, Lano aims to enhance collaboration and improve operational efficiency for both companies and individual talent.

Helvengo operates a digital managing general agent (MGA) platform that specializes in providing comprehensive insurance solutions for small and medium enterprises (SMEs). The platform leverages AI-based risk analysis to identify coverage gaps and streamline the quoting process, offering real-time, automated insurance quotes. By addressing common challenges such as complex and opaque premium structures, Helvengo enables SMEs and their advisors to access transparent, tailored insurance products that are customized to specific business needs. The end-to-end digital process facilitates efficient insurance management, allowing businesses to assess risks and mitigate losses effectively.

Emailing suppliers and counterparties is simple. But when many internal and external people collaborate in RFx processes, exchanging large amounts of information (prices, pre-qualification, clarifications, deviations, contracts, etc.) with multiple businesses, things start to get messy. Doing this manually on emails leads to compliance risks, inefficiencies, frustration and bloated spend. With the latest agile technology, DeepStream has built the fastest and most-user friendly RFx platform ever made, migrating all communication onto a collaborative, auditable and network based secure cloud application.

Digip is a Swedish legal tech company specializing in software solutions for trademark registration and protection. Its platform offers an accessible and affordable approach to intellectual property management by digitizing traditional processes. With features designed for on-demand trademark registration and monitoring, Digip enables businesses and entrepreneurs to protect their brand names effectively in a user-friendly digital environment. By leveraging innovative technology and expertise, Digip aims to streamline the trademark protection process, reducing costs and enhancing the overall customer experience in managing intellectual property.

Dabbel is an innovative provider of an AI-autonomous building management system that enhances the efficiency of building operations. Its advanced cognitive artificial intelligence allows the system to self-manage critical building controls, including temperature, ventilation, and lighting, surpassing traditional human management. By employing a self-learning and self-configuring approach, Dabbel's technology significantly reduces implementation, energy, and operational costs by 20-40%. Additionally, it promotes a healthier environment that boosts tenant wellness and productivity. The system is designed to transform commercial office buildings into AI-driven facilities in a short timeframe, making it a compelling solution for modern building management challenges.

OptioPay GmbH, based in Berlin, Germany, specializes in payment solution software that integrates marketing with payment processing. Founded in 2014, the company allows businesses to efficiently manage payments to employees, customers, and partners through various options, including pre-paid gift cards. This innovative approach not only offers recipients flexibility and value but also transforms outgoing payments into potential revenue streams for businesses. OptioPay's platform creates a performance-based advertising channel, helping companies reduce transaction costs while providing valuable payout alternatives. With a diverse team of 50 professionals from 20 nations, OptioPay aims to redefine how individuals receive payments, ultimately establishing itself as a leading processor for corporate payouts.

Elucidate GmbH, founded in 2019 and based in Berlin, Germany, specializes in developing a financial crime risk management platform. The company's flagship product, the Elucidate FinCrime Index (EFI), leverages probabilistic modeling and machine learning to assess and quantify financial crime risk for financial institutions. This software-as-a-service (SaaS) platform enables users to store, manage, and analyze data related to financial crime, facilitating standardized measurement and reporting. By providing comprehensive data analysis, Elucidate allows clients to define acceptable levels of risk exposure and continuously monitor this exposure, thereby enhancing their ability to manage financial crime risk effectively.

Helvengo operates a digital managing general agent (MGA) platform that specializes in providing comprehensive insurance solutions for small and medium enterprises (SMEs). The platform leverages AI-based risk analysis to identify coverage gaps and streamline the quoting process, offering real-time, automated insurance quotes. By addressing common challenges such as complex and opaque premium structures, Helvengo enables SMEs and their advisors to access transparent, tailored insurance products that are customized to specific business needs. The end-to-end digital process facilitates efficient insurance management, allowing businesses to assess risks and mitigate losses effectively.

Zelf is a neobank focused on serving Gen Z by integrating financial services into messaging platforms. It provides a streamlined onboarding process that allows users to issue a card and conduct transactions in under 60 seconds, all without leaving their preferred messaging app. The platform offers AI-powered voice control for various financial operations, catering to the growing preference for voice interactions among younger users. Additionally, Zelf enables users to create and manage invoices, as well as track and send reminders for unpaid bills, ensuring a convenient and efficient approach to managing finances.

Sense Street Ltd. innovates capital market communications. The company develops models that understand client intent, drives trade recommendations in markets, and more. Sense Street Ltd. was incorporated in 2019 and is based in Sevenoaks, United Kingdom.

turicode Inc. develops software as a service (SaaS) platform for document processing. Its software reads and understands documents such as PDFs, scans, and emails. The company’s MINT.extract platform helps companies and their employees to digitize document. It serves legal and tax, financial industry, healthcare, logistics, insurance, and archives industries. turicode Inc. was founded in 2016 and is based in Winterthur, Switzerland.

Remind.me GmbH operates an online platform that offers reminder and optimization services specifically for contracts and insurance policies. Founded in 2017 and based in Berlin, the service allows users to input their contractual information, set reminders for expiry dates, and receive notifications about opportunities to optimize their contracts. Additionally, the platform provides access to online deals for various products and services, including the most affordable electricity and gas tariffs. The service is free for consumers, as it generates revenue through agency commissions from partners when users choose to finalize contracts. Remind.me aims to help users save money by ensuring they are aware of contract deadlines and can access the best available deals in the market.

Elucidate GmbH, founded in 2019 and based in Berlin, Germany, specializes in developing a financial crime risk management platform. The company's flagship product, the Elucidate FinCrime Index (EFI), leverages probabilistic modeling and machine learning to assess and quantify financial crime risk for financial institutions. This software-as-a-service (SaaS) platform enables users to store, manage, and analyze data related to financial crime, facilitating standardized measurement and reporting. By providing comprehensive data analysis, Elucidate allows clients to define acceptable levels of risk exposure and continuously monitor this exposure, thereby enhancing their ability to manage financial crime risk effectively.

Sense Street Ltd. innovates capital market communications. The company develops models that understand client intent, drives trade recommendations in markets, and more. Sense Street Ltd. was incorporated in 2019 and is based in Sevenoaks, United Kingdom.

Reloadly Inc. operates a cloud-based API platform that facilitates mobile top-ups and digital payments for businesses and developers. Based in Miami, Florida, the platform allows users to easily set up accounts and send mobile airtime, data bundles, and digital goods globally. By connecting developers with mobile operator services, Reloadly aims to modernize the mobile payment industry, which has traditionally relied on outdated business models. The company aims to create new sales channels for mobile operators and enhance the ability for clients to integrate mobile top-up services into their applications. Through its innovative approach, Reloadly is addressing the needs of a rapidly evolving market, particularly in emerging economies.

Troy GmbH, founded in 2017 and based in Lippstadt, Germany, is a FinTech company specializing in a debt collection platform designed to enhance customer experience. Operating as a subsidiary of TROY Group, Inc., Troy offers a service referred to as Friendly Debt Collection, which emphasizes a data-driven, omnichannel approach to engage customers effectively. The platform aims to preserve relationships between creditors and customers, recognizing that many customers may simply forget to pay or face temporary financial difficulties. By leveraging advanced technology, marketing, and customer relationship management, Troy has positioned itself as a leader in Europe’s debt collection sector, demonstrating a notable increase in debt recovery rates compared to traditional agencies. The service not only facilitates faster payments but also fosters positive customer sentiments, achieving an average customer satisfaction rating of 4.1 out of 5. Troy primarily targets corporate clients, providing tools that also enhance digitization and customer experience in internal processes.

EverReal GmbH, based in Munich, Germany, provides a B2B2C platform aimed at enhancing the efficiency of real estate management. The platform serves various stakeholders, including property managers, brokers, landlords, developers, and asset managers, by offering tools that streamline the rental process from tenant screening to property management. By facilitating real-time access to relevant information, EverReal's solutions promote productivity and collaboration among real estate professionals. The integrated ecosystem reduces the complexities associated with renting and selling properties, enabling users to lower costs, expand their business, and enhance the experience for tenants.