Vouchsafe is a biometric identity verification provider that offers a flexible platform designed for compliance, risk, and trust teams. The company's technology enables users to verify their identities without the need for traditional forms of identification, such as passports or driving licenses. Instead, Vouchsafe allows individuals to authenticate their identity through trusted acquaintances, streamlining the verification process and enhancing user experience. This innovative approach addresses the growing demand for secure and efficient identity verification solutions in various sectors.
FlatPeak is an energy data and intelligence platform designed to facilitate the transition from fossil fuels to renewable energy. The platform connects device manufacturers with customers' real-time electricity tariffs, allowing for optimization of energy use to achieve lower costs and reduced carbon emissions. By linking appliances to consumers' energy accounts, FlatPeak's solution enables the seamless exchange of tariff information and consumption data through a universal API. This innovative approach helps companies align their operations with the availability of renewable energy, ultimately contributing to a more sustainable energy ecosystem.
Jove offers specialty business insurance to contractors, consultants, experts, advisors and SMEs. If your company contacts with customers, contractors, suppliers, or members of the general public, business insurance is designed to protect you from compensation claims for bodily harm, property damage, and financial loss. It also provides legal support to defend against claims.
UnitPlus is a Berlin-based WealthTech startup that serves as a Neo Asset Manager, providing a comprehensive platform for both short- and long-term investments. It has recently launched CashPlus, an innovative savings account solution, and UnitPlus Business, a sophisticated cash management tool designed specifically for small and medium-sized enterprises (SMEs). This platform equips businesses with advanced financial tools similar to those utilized by prominent investment firms, aiming to create the first digital capital market CFO. Additionally, UnitPlus offers a personalized savings plan that adapts to users' lifestyle needs and allows for real-time tracking of account movements, facilitating users in achieving their investment objectives.
ReceiptHero is a digital eReceipt platform that facilitates the transmission of digital receipts from point of sale systems to banking and accounting applications. The platform aims to enhance customer experience and loyalty for merchants by providing a secure environment for consumers, merchants, and financial institutions. It allows for the identification of customers at checkout using just a payment card, which enables various entities, including banks and expense management systems, to engage more meaningfully with customers. By transforming traditional transactions into significant interactions, ReceiptHero helps streamline the receipt management process and fosters improved communication among stakeholders.
Trustap Ltd is a transaction platform based in Carrigaline, Ireland, founded in 2016. It offers a personal escrow service designed to safeguard both buyers and sellers during online or in-person transactions with strangers. By acting as a third party, Trustap ensures that funds are securely held until both parties are satisfied with the transaction and all conditions are met. This approach helps prevent scams and provides users with a reliable means of conducting digital payments, fostering a safer marketplace for transactions between unknown parties.
Scaleup Finance is a subscription-based financial management platform aimed at assisting startup companies in meeting their financial needs. The platform offers a Chief Financial Officer as a service and features a digital CXO cockpit, which enhances financial management and administration for small businesses. By streamlining financial operations, Scaleup Finance enables clients to focus on activities that add greater value to their business.
Rivero is a privately held company that focuses on simplifying card payment operations through its innovative software solutions. It serves various stakeholders in the card payment ecosystem, including issuers, acquirers, and FinTechs. Rivero's key offerings include Kajo and Amiko. Kajo is a specialized tool designed for payment scheme compliance, helping payment network licensees manage risks and streamline efforts. Amiko transforms the processes of fraud recovery and dispute management by digitizing these operations, thereby improving efficiency for issuing banks and enhancing consumer protection. Additionally, Rivero's platform provides real-time insights into payment compliance and facilitates the management of cardholder transactions, ultimately enabling banks to maintain customer engagement while optimizing payment processes within a heavily regulated industry.
Numarics® is Switzerland’s first 100% digital accounting ecosystem, with a consistent mobile-first approach. Accounting, payroll, tax returns, invoicing, document management are now streamlined via the Numarics Ecosystem in the app or on the web, and make business management for entrepreneurs simple, accessible and transparent. Numarics was developed in 2020 by experts in the fields of accounting, digitalization, artificial intelligence and auditing with the vision of seamlessly integrating accounting into the lifestyle of today's entrepreneurs.
Next Gate Tech SA specializes in providing software-as-a-service automation solutions tailored for the asset management industry. Founded in 2015 and based in Luxembourg City, the company leverages cloud technology to consolidate data from various unstructured sources into a single, consistent platform. This approach allows clients to streamline their middle and back-office operations, enhancing efficiency while reducing risks associated with multiple legacy systems. The platform features analytics tools that support automated oversight in areas such as Net Asset Value (NAV), risk management, and environmental, social, and governance (ESG) compliance. By focusing on data harmonization, Next Gate Tech empowers firms to manage governance and controls effectively, ultimately optimizing their operations and lowering technology and manual costs.
Keyzy is a FinTech and PropTech company focused on facilitating home ownership for young professionals and first-time buyers. It addresses the challenges of saving for a deposit and obtaining traditional mortgages by purchasing homes on behalf of its clients. Keyzy then rents these homes to clients for a period of three to seven years, during which up to 25% of their monthly rent payments can be applied toward a future deposit. Clients have the opportunity to buy the home at the original purchase price, minus the accumulated deposit. With rising house prices and a significant decline in youth home ownership, Keyzy aims to break the cycle of renting and provide a pathway to home ownership for individuals such as doctors, nurses, teachers, and civil servants, who often struggle with affordability due to increasing living costs and stringent lending criteria.
Sprinque is a B2B checkout platform based in Amsterdam, founded in 2021 by Juan Espinosa, Manoj Tutika, and Mark Holleman. The platform is designed for merchants and marketplaces, allowing them to offer pay-by-invoice options with net payment terms to online buyers. This approach enables business buyers to choose their payment timing while ensuring that sellers receive payment instantly and upfront, regardless of the buyer's payment schedule. By minimizing risk and operational overhead, Sprinque enhances the checkout experience for both merchants and their customers.
Digip is a Swedish legal tech SaaS company that offers trademark accessible and affordable protection, By combining tech, know-how, and investments, Digip creates the most innovative technology on the market to enhance the customer experience, streamline processes and lower the cost of intellectual property protection.
Next Gate Tech SA specializes in providing software-as-a-service automation solutions tailored for the asset management industry. Founded in 2015 and based in Luxembourg City, the company leverages cloud technology to consolidate data from various unstructured sources into a single, consistent platform. This approach allows clients to streamline their middle and back-office operations, enhancing efficiency while reducing risks associated with multiple legacy systems. The platform features analytics tools that support automated oversight in areas such as Net Asset Value (NAV), risk management, and environmental, social, and governance (ESG) compliance. By focusing on data harmonization, Next Gate Tech empowers firms to manage governance and controls effectively, ultimately optimizing their operations and lowering technology and manual costs.
ReceiptHero is a digital eReceipt platform that facilitates the transmission of digital receipts from point of sale systems to banking and accounting applications. The platform aims to enhance customer experience and loyalty for merchants by providing a secure environment for consumers, merchants, and financial institutions. It allows for the identification of customers at checkout using just a payment card, which enables various entities, including banks and expense management systems, to engage more meaningfully with customers. By transforming traditional transactions into significant interactions, ReceiptHero helps streamline the receipt management process and fosters improved communication among stakeholders.
Numarics® is Switzerland’s first 100% digital accounting ecosystem, with a consistent mobile-first approach. Accounting, payroll, tax returns, invoicing, document management are now streamlined via the Numarics Ecosystem in the app or on the web, and make business management for entrepreneurs simple, accessible and transparent. Numarics was developed in 2020 by experts in the fields of accounting, digitalization, artificial intelligence and auditing with the vision of seamlessly integrating accounting into the lifestyle of today's entrepreneurs.
Lano is a global software solution that facilitates the hiring and payment of full-time employees and contractors in over 170 countries, ensuring compliance without the need for local legal entities. The platform is supported by a network of employment, tax, and compliance experts, providing a cloud-based system that streamlines global hiring, payments, and payroll operations. Serving more than 1,500 companies, including startups, small and medium-sized businesses, and enterprises, Lano allows organizations to enter new markets quickly, reducing the time required to build local teams from months to days. The software also offers tools to automate talent sourcing and manage the external workforce, enabling businesses to make informed decisions that enhance efficiency and reduce costs.
Helvengo operates a digital managing general agent (MGA) platform that specializes in providing comprehensive insurance solutions for small and medium enterprises (SMEs). The platform employs an AI-driven risk analysis to identify potential coverage gaps and streamline the insurance process. By automating quote calculations, Helvengo delivers real-time offers, ensuring a transparent and efficient experience for SMEs and their advisors. The company addresses common challenges in SME insurance, such as non-transparent offers and complex premium structures, by offering customized insurance products that align with the specific needs of various professions.
DeepStream is a London-based company founded in 2016 that offers a cloud-based software-as-a-service platform designed to streamline procurement processes for businesses. The platform digitizes source-to-contract workflows, allowing users to manage all their requests for proposals, information, and quotes in one centralized location. By providing customizable tools, DeepStream enhances decision-making transparency, automates processes, and reduces transactional costs, all while helping organizations identify and engage with the best suppliers. The company prides itself on its interdisciplinary team, which brings diverse perspectives to innovate within the procurement sector. DeepStream collaborates with leading companies across various industries, empowering teams globally to achieve their full potential through more efficient procurement practices.
Jove offers specialty business insurance to contractors, consultants, experts, advisors and SMEs. If your company contacts with customers, contractors, suppliers, or members of the general public, business insurance is designed to protect you from compensation claims for bodily harm, property damage, and financial loss. It also provides legal support to defend against claims.
Digip is a Swedish legal tech SaaS company that offers trademark accessible and affordable protection, By combining tech, know-how, and investments, Digip creates the most innovative technology on the market to enhance the customer experience, streamline processes and lower the cost of intellectual property protection.
Dabbel is an AI-based autonomous building management system that enhances the efficiency of building control systems, including temperature, ventilation, and lighting. Utilizing a self-learning and self-adapting artificial intelligence, Dabbel's system operates independently, making informed decisions to optimize building performance. This innovative approach leads to significant reductions in implementation, energy, and operational costs—typically between 20% to 40%—while also improving tenant wellness and productivity by creating healthier environments. By replacing traditional technical facility managers, Dabbel's predictive control system effectively minimizes HVAC energy consumption and carbon dioxide emissions in commercial buildings. The transformation process for an office building into an AI-driven environment can be completed in just two weeks.
Clink.Me is a mobile application designed to transform WiFi-enabled venues into social networks, facilitating connections among patrons and between customers and the venue. Founded in 2012 by Scott Horn, the application was conceived during Horn's experience managing a nightclub, aiming to enhance social interactions in various locations. Clink allows users to check in and receive personalized advertising based on their preferences, creating an engaging environment within venues. The application initially launched on Android, debuting at Deniros nightclub in Suffolk, and has since expanded its reach. Clink's innovative platform encourages user interaction and offers venues a unique way to engage their clientele, ultimately enhancing the overall experience for patrons and venue operators alike.
Elucidate GmbH, founded in 2019 and based in Berlin, Germany, specializes in financial crime risk management through its innovative platform, the Elucidate FinCrime Index (EFI). This platform employs probabilistic modeling and machine learning to assess and quantify financial crime risks for financial institutions. By providing comprehensive data analysis, the EFI enables clients to measure, assess, and standardize their financial crime risks, allowing them to define acceptable risk exposure levels and monitor these continuously. Additionally, Elucidate's ratings and risk pricing products facilitate collaborative efforts between front and back office teams, enhancing customer service and promoting lawful behavior within the financial sector.
Helvengo operates a digital managing general agent (MGA) platform that specializes in providing comprehensive insurance solutions for small and medium enterprises (SMEs). The platform employs an AI-driven risk analysis to identify potential coverage gaps and streamline the insurance process. By automating quote calculations, Helvengo delivers real-time offers, ensuring a transparent and efficient experience for SMEs and their advisors. The company addresses common challenges in SME insurance, such as non-transparent offers and complex premium structures, by offering customized insurance products that align with the specific needs of various professions.
ZELF is a neobank fintech company that aims to make financial services accessible to younger generations globally. Operating in both the EU and the US, ZELF allows users to access banking services through popular social messaging platforms, including WhatsApp, Facebook Messenger, Discord, Telegram, and Viber. The company focuses on providing a seamless money-transfer platform that supports artificial intelligence-powered voice control, enabling users to send and receive money, create invoices, and manage reminders for unpaid transactions easily. In June 2022, ZELF launched its "Bank of the Metaverse" campaign, integrating traditional fiat currency with game loot and NFTs, further enhancing its innovative banking offerings.
Sense Street Ltd. is a company based in Sevenoaks, United Kingdom, that specializes in capital market communications. Founded in 2019, it focuses on transforming unstructured market conversations into a detailed understanding of liquidity in over-the-counter (OTC) capital markets. The company employs supervised learning algorithms and neural networks to enhance data curation, enabling the extraction of complex information from market discussions. This innovative approach allows investment banks and capital markets to effectively manage intricate conversations with asset managers, facilitating the development of modern, data-driven business practices.
Acodis is a developer of document digitalization software that transforms various types of documents into structured data quickly and efficiently. Utilizing artificial intelligence, Acodis' machine learning engine can read and comprehend documents similarly to humans, allowing businesses to automate data extraction across multiple formats and layouts. This capability significantly reduces the time and effort spent on manual data entry, enhances accuracy, and improves overall productivity. The software supports documents in any language and integrates seamlessly with existing systems, enabling users to export data via API to enhance their ERP, CRM, or RPA systems. By streamlining document processing, Acodis empowers organizations to derive valuable insights and optimize their business operations.
Remind.me is an online reminder service designed to help consumers manage their contracts effectively and optimize their savings. Launched in October 2017 and operated by remind me GmbH in Berlin, the platform notifies users about important termination dates for contracts, including electricity, gas, mobile communications, and internet services. By providing timely reminders, Remind.me enables users to capitalize on better deals available in the market, potentially increasing their savings by at least €1,700 per year. The service is free for users, as it is financed through agency commissions earned from partners when a contract is finalized. This approach ensures that the selection of offers is based solely on user benefit, rather than commission levels. Founders Daniel Engelbarts and Christian Lang previously established Sparwelt.de, Germany's largest bargain portal, and aim to replicate their success with Remind.me by prioritizing the best deals for consumers.
Elucidate GmbH, founded in 2019 and based in Berlin, Germany, specializes in financial crime risk management through its innovative platform, the Elucidate FinCrime Index (EFI). This platform employs probabilistic modeling and machine learning to assess and quantify financial crime risks for financial institutions. By providing comprehensive data analysis, the EFI enables clients to measure, assess, and standardize their financial crime risks, allowing them to define acceptable risk exposure levels and monitor these continuously. Additionally, Elucidate's ratings and risk pricing products facilitate collaborative efforts between front and back office teams, enhancing customer service and promoting lawful behavior within the financial sector.
Sense Street Ltd. is a company based in Sevenoaks, United Kingdom, that specializes in capital market communications. Founded in 2019, it focuses on transforming unstructured market conversations into a detailed understanding of liquidity in over-the-counter (OTC) capital markets. The company employs supervised learning algorithms and neural networks to enhance data curation, enabling the extraction of complex information from market discussions. This innovative approach allows investment banks and capital markets to effectively manage intricate conversations with asset managers, facilitating the development of modern, data-driven business practices.
Reloadly Inc. is a technology company based in Miami, Florida, that specializes in a B2B cloud API platform for mobile top-ups and digital payments. The platform allows businesses, developers, and users to set up accounts online and facilitate the transfer of mobile airtime, data bundles, gift cards, and utility payments globally. By offering a streamlined interface, Reloadly enables clients of various sizes and industries to integrate digital payment solutions into their web, desktop, and mobile applications, thereby enhancing their global reach and facilitating cross-border transactions. The company's mission is to advance mobile payments, particularly in emerging markets, by providing a reliable and user-friendly service for digital goods and payments.
Troy is a FinTech company specializing in Friendly Debt Collection as a Service, emphasizing a data-driven and customer-centric approach. Recognizing that over half of customers may overlook payments due to short-term issues, Troy aims to maintain positive creditor-customer relationships, which is crucial given the high costs associated with acquiring new customers. Leveraging advanced technology alongside decades of experience in debt collection, Troy has established itself as a leader in customer experience within the industry. The company's platform integrates marketing, customer relationship management, and AI-driven targeting to enhance debt recovery rates, achieving improvements of 25% to 80% compared to traditional agencies. Client satisfaction is further evidenced by a strong customer survey rating of 4.1 out of 5. While primarily focused on corporate clients for debt collection, Troy also offers tools to enhance digitization and customer experience in internal processes.
EverReal believes real estate management and ownership should be simple, enjoyable, and that great results can be achieved from anywhere on the planet. EverReal is developing a platform for real-estate owners and professionals that makes real-time access to relevant information easy as well as driving productivity and collaboration in a simple way from anywhere.