Tpaga

Tpaga S.A.S. is a fintech company based in Bogotá, Colombia, that operates a mobile wallet designed for unbanked consumers in Latin America, particularly in Colombia and Mexico. Founded in 2015, Tpaga addresses the financial inclusion challenge in a region where over 50% of the population lacks credit cards or bank accounts. Users can deposit cash at a network of 4,000 kiosks and utilize the digital wallet to pay utility bills, recharge cell phones, and make purchases at supermarkets and gas stations. By enabling transactions without the need for traditional banking infrastructure, Tpaga has become a pioneer in providing mobile payment solutions for both consumers and merchants, allowing unbanked businesses to accept payments without point-of-sale systems. Additionally, the company offers payment gateway services and banking APIs to banks, fintechs, telecommunications companies, and retailers, enhancing digital transaction capabilities across various sectors.