Industrial Alliance Insurance and Financial Services

Policygenius Inc. is an online insurance brokerage based in New York that specializes in providing a range of insurance products, including life, health, long-term disability, pet, and renters’ insurance. Founded in 2014, the company operates a digital marketplace that allows users to review, research, and compare insurance quotes. This platform aims to assist individuals in finding the appropriate insurance coverage tailored to their needs and budget. Additionally, Policygenius offers online insurance checkup services, further enhancing its commitment to helping customers navigate the complexities of insurance and financial protection.

Borrowell Inc. is a financial services company based in Toronto, Canada, founded in 2014. It operates an online marketplace-lending platform that connects borrowers with lenders, offering a variety of financial products, including personal loans and credit cards. Borrowell provides Canadians with tools to manage their financial well-being, including free credit score monitoring and personalized recommendations for financial products from various partners. The platform aims to simplify the borrowing process by empowering users to make informed decisions, access low-interest loans, and improve their overall financial health. Through its innovative approach, Borrowell seeks to enhance the borrowing experience for Canadians.

IAS has been leading the aftermarket industry in developing superior aftermarket programs and F&I software solutions since 1984. Headquartered in Austin, Texas, IAS offers the highest quality F&I products in the industry and backs them up with the finest quality administration and claims that exceed industry standards. In addition to exceptional product development and unparalleled customer service, IAS also offers world-class technology solutions that create a sensible and profitable turn-key approach to F&I.

PayBright is a Toronto-based company, founded in 2009, that specializes in providing consumer payment solutions for both e-commerce and in-store purchases. The company offers a proprietary technology platform that enables merchants to offer customers the option to divide their purchases into manageable biweekly or monthly installments. This payment flexibility aims to enhance the everyday commerce experience for Canadians by making it more affordable and accessible. PayBright's services cater to a wide range of sectors, including fashion, electronics, furniture, and education, among others.

Groupe PPP Ltée, founded in 1980 and based in Quebec, Canada, specializes in designing and offering warranty and insurance products tailored for various vehicle types, including automobiles and recreational vehicles. The company provides a comprehensive range of services, such as extended warranty, replacement insurance, and life/disability coverage, all aimed at enhancing customer loyalty and optimizing profitability for automotive industry partners. With a reputation for reliability, Groupe PPP has established over 800 points of sale across Quebec, solidifying its position as a leading extended warranty provider in the region. The company has continually adapted its offerings to meet the evolving demands of the automotive market, leveraging its expertise to develop additional after-sale marketing products. Furthermore, Groupe PPP has formed strategic partnerships with major industry players, including a long-standing collaboration with CAA-Quebec and a partnership with La Capitale, Financial Group, enhancing its service capabilities and market reach.

Health Smart Financial Services Inc. operates a real-time financing platform designed to assist medical professionals in providing flexible payment options for their clients. Founded in 2009 and based in Toronto, Canada, the company primarily focuses on the healthcare sector, enabling healthcare providers to offer affordable monthly payment plans for various services, including dentistry, fertility treatments, audiology, mobility devices, veterinary services, and cosmetic procedures. The platform allows customers to secure financing on-location or online, facilitating approval for payments through desktop, tablet, or smartphone interfaces. In addition to healthcare, Health Smart also caters to retail, travel, sporting goods, electronics, and home goods. Since its inception, the company has approved over $170 million in consumer credit, helping merchants enhance customer access to services while driving sales growth. As of January 2021, Health Smart operates as a subsidiary of Affirm Canada Holdings Ltd.

iA Group Retirement Services Inc. offers recordkeeping and administrative services. BMO Financial Group serves more than 12 million personal, commercial, corporate and institutional customers in North America and internationally.

Groupe Financier Moreau Inc. is a prominent financial services firm based in Laval, Canada, specializing in life insurance and travel insurance. The company provides a range of financial services, including financial, tax, and estate planning advice, tailored to meet the needs of its clients. Additionally, Groupe Financier Moreau offers training services for financial advisors, enhancing their expertise in the industry. As of March 2016, it operates as a subsidiary of National Financial Insurance Agency Inc., positioning itself as a key player in the Quebec financial services market.

BBA Financial Group distributes personal insurance products. It offers products through representatives and financial services companies.

CTL was established to serve Canadian consumers needing to purchase a vehicle, yet unable to obtain traditional bank financing. CTL has evolved from modest beginnings – an idea and one vehicle loan in 2010 into Canada’s largest privately held vehicle finance company, serving the non-traditional consumer market. Extremely disciplined in its approach to underwriting and collecting, CTL is entering its sixth year of operations with a solid balance sheet. CTL operates a five tier finance program serving the near-prime to sub-prime credit markets through a growing network of independent and franchise automotive dealers across Canada.

Fin-XO Securities Inc. provides financial services. The company is based in Ottawa, Canada. As of October 1, 2015, Fin-XO Securities Inc. operates as a subsidiary of Industrial Alliance Securities Inc.

Leon Frazer & Associates provides built an enviable track record investing in Canadian companies through periods of war. Leon Frazer’s team of 15 investment professionals manages portfolios for private wealth, retail and institutional investment clients. With $1.6 billion (as at December 31, 2016) under management, offices in Toronto, Vancouver and Calgary; an experienced portfolio management team; a well-honed and tested investment philosophy; and, a compelling view of the future of Canadian equity investment, Leon Frazer has established a reputation as one of Canada’s leading authorities on dividend investing. The firm is a founding member of the Portfolio Management Association of Canada.