Vivriti Capital

Aerem is a Mumbai-based FinTech platform dedicated to promoting clean energy solutions for businesses and commercial enterprises. By facilitating the adoption of rooftop solar systems, Aerem enables organizations to significantly reduce electricity costs by up to 70%. The company utilizes a comprehensive installer network and offers financing options through its in-house non-banking financial company or partner banks, making it easier for businesses, particularly micro, small, and medium enterprises, to transition to solar energy. Aerem’s mission is to democratize access to clean energy and contribute to a sustainable future, achieving a positive impact on the environment, society, and economy through its innovative services. With its growing presence across India, Aerem is positioned to lead the charge in solar energy adoption.

Care.Fi is a fintech company that provides innovative financing solutions tailored for hospitals, doctors, and allied suppliers in the healthcare sector. Its financial platform offers a range of services, including supply chain financing, invoice discounting, receivables financing, unsecured business loans, and working capital loans. By enabling healthcare organizations to access their bank accounts and receive real-time updates on payment dues and transactions, Care.Fi enhances financial transparency and efficiency within the healthcare industry. This comprehensive approach helps healthcare providers manage their finances more effectively, ultimately improving their operational capabilities.

GPS Renewables specializes in innovative waste management and bio-methanation technologies aimed at addressing urban waste challenges, particularly in India, where a significant portion of biodegradable waste originates from mass kitchens. The company focuses on the approximately USD 3 billion market associated with this waste. Its flagship product, the BioUrja reactor, is a compact waste-to-energy solution that can convert 100 kg of bio-waste into 7 kg of LPG, pending patent approval. Additionally, GPS Renewables has created a GPS shredder, which efficiently processes wet waste, and GPS dewatering systems that effectively separate solids from liquid mixtures. Through these technologies, GPS Renewables enables businesses to transform organic waste into clean energy, thereby promoting sustainable living and reducing carbon emissions.

Source.One is a supplier of chemical products that operates a technology-driven platform for polymer distribution. The platform simplifies commodity distribution by enabling buyers to place orders and sellers to post their inventory. This system facilitates connections between buyers and sellers, offering essential services such as logistics, payment processing, and credit management. Additionally, Source.One provides a range of products, including those related to fintech and B2B commerce, and offers an online inquiry form on its website for customer convenience.

LoanKuber is a digital lending platform focused on simplifying and democratizing business financing for individuals and businesses that may not qualify for traditional banking services. The company offers a range of financial products, including unsecured loans, working capital, loans against property, and structured loans. By providing real-time information and a user-friendly experience, LoanKuber aims to enable users to secure loans with trust and confidence, ultimately supporting them in achieving a better financial future.

Agrizy operates an agri-processing platform that offers supply chain solutions specifically tailored for agribusinesses. The platform facilitates connections between processors and buyers of non-perishable farm products in both food and non-food sectors, including categories such as jute, oilseeds, cereals, and pulses. By streamlining the transaction process, Agrizy empowers agricultural suppliers to manage their supplies effectively and enhance their business operations.

COGOS Technologies is one such enterprise. Its innovative solutions coupled with the founders’ dedication have the potential to transform the Indian logistics ecosystem for the better.

Kalamandir is a fashion house showcasing women's wear, men's wear, and kid's wear. They provide sarees for festivals, weddings, and parties. They offer various types of sarees, such as georgette sarees, chiffon, soft silk, and matka silk sarees.

Snapmint is an online shopping platform based in Mumbai, India, that facilitates purchasing in installments without the need for credit cards. Founded in 2015, the company streamlines the buying process through a simple five-minute online application, allowing customers to access no-cost EMI plans. Snapmint offers a diverse range of products, including mobile phones, electronics, appliances, and fashion items, enabling consumers to afford their desired purchases through flexible and manageable installment payments while eliminating the complexities associated with traditional loan applications.

Credit Fair is a fintech startup focused on providing consumer lending solutions in India, particularly targeting the underserved population of approximately 550 million individuals. The company has developed an online financial platform that specializes in point-of-sale consumer financing, allowing both businesses and private individuals to access credit. By ensuring that users receive the appropriate amount of credit at an affordable cost and at the right time, Credit Fair aims to enhance financial inclusion and bridge the gap in access to financial services for those who have traditionally been overlooked.

Eduvanz is a fintech Non-banking Finance Company for students seeking financial assistance. Its platform collaborates with various educational institutes to offer unsecured loan products that can be availed through a quick and easy online process that pr pupils and academic aspirants with transparent and secure financial assistance to make education universally accessible.

G.O.A.T Brand Labs specializes in acquiring and scaling distinctive direct-to-consumer brands within the lifestyle sector, encompassing categories such as fashion, home, nutrition, beauty, and personal care. The company enhances brand performance by offering data-driven insights and streamlined operational support. G.O.A.T Brand Labs leverages its extensive expertise in brand development, digital marketing, and product innovation to strengthen the market presence of the brands it partners with. By focusing on improving product design, user experience, and content strategy, the company aims to grow the consumer base and enhance overall brand loyalty.

Infra.Market is a construction solutions company that operates a centralized online procurement marketplace for the construction materials industry. It offers a comprehensive range of products, including cement, steel, and chemicals, to meet diverse construction needs. By leveraging technology, Infra.Market simplifies the procurement and logistics processes, providing clients with an efficient platform that aggregates demands and matches them with its supply chain. The company also emphasizes affordability by offering credit options and enhancing delivery tracking capabilities, thereby delivering a streamlined experience for businesses in the real estate and construction sectors. Through innovation and technology, Infra.Market is transforming the construction materials ecosystem.

Indifi Technologies Pvt. Ltd. is a digital lending platform based in Gurugram, India, that connects borrowers with lenders to facilitate loans for small businesses. Established in 2015, the company focuses on assisting businesses that struggle to secure financing from traditional institutions due to a lack of collateral or financial data. Indifi employs technology to gather and analyze data from various sources to assess the creditworthiness and performance of these businesses within their respective industries. This innovative approach enables the identification of low-risk, high-potential enterprises that may otherwise be overlooked. By submitting relevant loan applications to multiple lenders, Indifi enhances the likelihood of securing funding while allowing lenders to choose which businesses they want to support. The platform serves a variety of sectors, including e-commerce, travel, hospitality, retail, and trading, and offers lifecycle support services for lenders, such as marketing, customer relationship management, data aggregation, and loan monitoring.

slice, feel easy with money. slice’s purpose is to make the world better at using money and time, with a major focus on providing the best consumer experience. We believe that the best product will always transcend customer demographics, like how great music touches most of us. slice app brings a fast and simple way to make payments and access credit with its cornerstone products: slice account, slice UPI, and slice borrow. At slice, you’ll have the opportunity to make a significant and positive impact on people's lives with your career. Today, we have employees with an average age of 26, sharing the same belief in innovation, self-motivation, and happiness. We tailor our working experience with the belief that the present moment is the only real thing in life. And we have harmony in the present the most when we feel happy and successful together. We are also backed by leading investors such as Tiger Global, Insight Partners, Advent International, Blume Ventures, and Gunosy Capital.

SmartCoin Financials Private Limited operates a mobile app-based lending platform that specializes in providing unsecured loans to individuals outside the salaried class. Established in 2015 and based in Bengaluru, India, SmartCoin utilizes data science and machine learning algorithms to evaluate the risk profiles of potential borrowers in real time. The platform allows users to register, upload necessary documents, and select from various loan options. By leveraging a proprietary credit underwriting engine, it aggregates numerous data points from a customer's smartphone to create a tailored credit score. This technology enables SmartCoin to offer personalized loan products instantly, with funds transferred directly to the borrower’s bank account.

slice, feel easy with money. slice’s purpose is to make the world better at using money and time, with a major focus on providing the best consumer experience. We believe that the best product will always transcend customer demographics, like how great music touches most of us. slice app brings a fast and simple way to make payments and access credit with its cornerstone products: slice account, slice UPI, and slice borrow. At slice, you’ll have the opportunity to make a significant and positive impact on people's lives with your career. Today, we have employees with an average age of 26, sharing the same belief in innovation, self-motivation, and happiness. We tailor our working experience with the belief that the present moment is the only real thing in life. And we have harmony in the present the most when we feel happy and successful together. We are also backed by leading investors such as Tiger Global, Insight Partners, Advent International, Blume Ventures, and Gunosy Capital.

Eduvanz is a fintech Non-banking Finance Company for students seeking financial assistance. Its platform collaborates with various educational institutes to offer unsecured loan products that can be availed through a quick and easy online process that pr pupils and academic aspirants with transparent and secure financial assistance to make education universally accessible.

slice, feel easy with money. slice’s purpose is to make the world better at using money and time, with a major focus on providing the best consumer experience. We believe that the best product will always transcend customer demographics, like how great music touches most of us. slice app brings a fast and simple way to make payments and access credit with its cornerstone products: slice account, slice UPI, and slice borrow. At slice, you’ll have the opportunity to make a significant and positive impact on people's lives with your career. Today, we have employees with an average age of 26, sharing the same belief in innovation, self-motivation, and happiness. We tailor our working experience with the belief that the present moment is the only real thing in life. And we have harmony in the present the most when we feel happy and successful together. We are also backed by leading investors such as Tiger Global, Insight Partners, Advent International, Blume Ventures, and Gunosy Capital.

CARS24 Services Pvt. Ltd. is a company based in Gurugram, India, that specializes in buying and selling used cars through a network of channel partners across various cities. Founded in 2015, the company aims to transform the used car market by providing a tech-enabled marketplace that ensures an efficient and reliable selling experience for car owners. CARS24 employs an AI-enabled pricing algorithm to offer accurate market and appraisal prices, enhancing transparency in transactions. Additionally, the company provides car inspection and valuation services, facilitating secure sales for customers. CARS24 also operates a financial services division that offers vehicle lending products to enhance customer financing options.

CARS24 Services Pvt. Ltd. is a company based in Gurugram, India, that specializes in buying and selling used cars through a network of channel partners across various cities. Founded in 2015, the company aims to transform the used car market by providing a tech-enabled marketplace that ensures an efficient and reliable selling experience for car owners. CARS24 employs an AI-enabled pricing algorithm to offer accurate market and appraisal prices, enhancing transparency in transactions. Additionally, the company provides car inspection and valuation services, facilitating secure sales for customers. CARS24 also operates a financial services division that offers vehicle lending products to enhance customer financing options.

SMEcorner is a financial lending firm headquartered in Mumbai, Maharashtra, India, that specializes in providing quick access to business loans for micro, small, and medium enterprises. Established in 2014, the company aims to address the lending gap for SMEs in India through its online platform, which leverages machine learning, data science, and artificial intelligence. SMEcorner offers two main products: unsecured business loans and loans against property. The company's lending process incorporates both traditional and alternative data, allowing for efficient decision-making. By minimizing paperwork and streamlining the application process, SMEcorner enables small business owners to secure funding with just a few clicks in a secure digital environment.