Arrow Financial

Arrow Financial Corporation is a bank holding company headquartered in Glens Falls, New York, that offers a range of commercial and consumer banking services, as well as financial products. Its deposit offerings include demand accounts, interest-bearing checking, savings accounts, and various time deposits. The company engages in lending activities encompassing commercial loans, such as term loans and lines of credit, as well as commercial real estate loans for property purchases and development. Additionally, Arrow Financial provides consumer installment loans, home equity loans, and residential real estate loans. It also supports an indirect lending program and sells residential loan originations in the secondary market. Beyond banking, the company offers retirement planning, trust services, and employee benefit administration, alongside insurance products and investment advisory services. Arrow Financial operates twenty-seven branch offices and leases thirteen additional branches across several counties in northeastern New York. Founded in 1851, the company focuses on delivering comprehensive financial solutions while generating revenue primarily through interest income and fees from its various services.