Pacific Mercantile Bank

Pacific Mercantile Bank was a state-chartered commercial bank that offered a variety of banking products and services primarily to middle-market businesses, professional firms, and individuals in Southern California. Founded in 1998 and headquartered in Costa Mesa, California, the bank provided deposit products such as checking accounts, savings accounts, and time deposits. It specialized in an array of loan offerings, including commercial loans, small business administration guaranteed loans, equipment financing, and lines of credit. The bank also delivered cash and treasury management solutions, fraud protection services, and online banking capabilities. With multiple offices across Orange, Los Angeles, San Diego, and San Bernardino counties, Pacific Mercantile Bank focused on supporting the financial needs of its clients until its merger with Banc of California, which led to its discontinuation.