IIX Asia

Eratani is an Agri-tech company dedicated to enhancing the agricultural ecosystem by providing farmers with access to technology aimed at improving productivity and overall welfare. The company seeks to foster a healthy agricultural environment through the use of digitalization and transparency throughout various stages of the agricultural process. By collaborating with food and beverage companies, Eratani aims to contribute to national food security. Additionally, it has developed a financial support and education platform that digitizes both upstream and downstream agricultural processes, enabling farmers to access capital, production facilities, and crop processing resources, ultimately promoting increased agricultural productivity.

Kinara Capital is a financing company based in Bengaluru, India, that specializes in providing flexible collateral-free loans to small business entrepreneurs. Founded in 2011 by Hardika Shah, the company primarily targets growing businesses that need funding for working capital, capital assets, and startup expenses. Its lending portfolio encompasses various industries, including agri-products, handicrafts, water, food, and energy. Kinara Capital aims to bridge the gap between microfinance and commercial capital by offering loans ranging from Rs 1 lakh to 15 lakh to micro and small enterprises. The company is recognized for its personalized customer service and rapid loan processing, leveraging data-driven insights to enhance its offerings. Kinara Capital has received accolades such as being named 'Bank of the Year-Asia' by the IFC/World Bank in 2019 and being listed among the Top 100 High-Growth Companies in the Asia-Pacific by the Financial Times.

Dvara is a financial inclusion platform in India focused on enhancing access to financial services for low-income households. It operates through several entities, including Dvara KGFS, which establishes community financial services institutions tailored to rural markets. Dvara Solutions, another branch of the organization, develops software to assist financial institutions in becoming more customer-centric. Additionally, Dvara Research conducts policy research to identify and address market gaps in financial services. Collectively, these efforts aim to ensure that every individual and enterprise can access the financial resources they need, thereby fostering economic inclusion and growth.

Samunnati is a company based in Chennai, Tamil Nadu, that focuses on enhancing the agriculture value chain through financial intermediation, market linkages, and advisory services. Established in 2014, it aims to provide underserved households with access to markets, thereby promoting inclusive growth within the agricultural ecosystem. By leveraging social and trade capital, Samunnati offers tailored commerce and financial services to stakeholders, enabling them to build better market connections and utilize relevant technology and skills for improved productivity. The company's objective is to create value for all participants in the agricultural value chain, ultimately enhancing their economic prospects.

Dvara is a financial inclusion platform in India focused on enhancing access to financial services for low-income households. It operates through several entities, including Dvara KGFS, which establishes community financial services institutions tailored to rural markets. Dvara Solutions, another branch of the organization, develops software to assist financial institutions in becoming more customer-centric. Additionally, Dvara Research conducts policy research to identify and address market gaps in financial services. Collectively, these efforts aim to ensure that every individual and enterprise can access the financial resources they need, thereby fostering economic inclusion and growth.

Sehat Kahani is a telemedicine platform based in Karachi, Pakistan, founded in 2017. It connects patients with healthcare providers through an e-health platform that facilitates chat, audio, and video consultations. This service is designed to offer quality and affordable medical consultations 24/7, catering to individual consumers, corporate employees, and patients in remote areas. Sehat Kahani's innovative approach allows access to healthcare services via a mobile application, as well as through intermediary-assisted telemedicine centers. The platform aims to serve underprivileged populations, particularly in low and middle-income markets, by connecting out-of-workforce doctors with underserved patients and providing additional services such as online diagnostics and at-home care.

Lenana Innovative Solutions is a credit only microfinance institution specializing in extending trade finance to small scale farmers and traders. They offer decentralized procurement and billing, raising and settlement of payments, payroll management, working capital financing to farmers, and crop insurance premium financing.

CROWDO is a digital financial solutions platform designed for medium and small enterprises in emerging markets. It operates a crowdlending marketplace that aids startups and small to medium-sized businesses in capital raising through a variety of crowdfunding services, including equity crowdfunding and peer-to-business lending. CROWDO's innovative approach includes the digitalization of supply chain activities, supported by an advanced digital banking platform and a unique AI-powered credit scoring engine. The company emphasizes environmental, social, and governance (ESG) principles in its offerings, making it a pioneer in providing tailored financial services that align with sustainable practices.

Dvara is a financial inclusion platform in India focused on enhancing access to financial services for low-income households. It operates through several entities, including Dvara KGFS, which establishes community financial services institutions tailored to rural markets. Dvara Solutions, another branch of the organization, develops software to assist financial institutions in becoming more customer-centric. Additionally, Dvara Research conducts policy research to identify and address market gaps in financial services. Collectively, these efforts aim to ensure that every individual and enterprise can access the financial resources they need, thereby fostering economic inclusion and growth.

Sehat Kahani is a telemedicine platform based in Karachi, Pakistan, founded in 2017. It connects patients with healthcare providers through an e-health platform that facilitates chat, audio, and video consultations. This service is designed to offer quality and affordable medical consultations 24/7, catering to individual consumers, corporate employees, and patients in remote areas. Sehat Kahani's innovative approach allows access to healthcare services via a mobile application, as well as through intermediary-assisted telemedicine centers. The platform aims to serve underprivileged populations, particularly in low and middle-income markets, by connecting out-of-workforce doctors with underserved patients and providing additional services such as online diagnostics and at-home care.

Kinara Capital is a financing company based in Bengaluru, India, that specializes in providing flexible collateral-free loans to small business entrepreneurs. Founded in 2011 by Hardika Shah, the company primarily targets growing businesses that need funding for working capital, capital assets, and startup expenses. Its lending portfolio encompasses various industries, including agri-products, handicrafts, water, food, and energy. Kinara Capital aims to bridge the gap between microfinance and commercial capital by offering loans ranging from Rs 1 lakh to 15 lakh to micro and small enterprises. The company is recognized for its personalized customer service and rapid loan processing, leveraging data-driven insights to enhance its offerings. Kinara Capital has received accolades such as being named 'Bank of the Year-Asia' by the IFC/World Bank in 2019 and being listed among the Top 100 High-Growth Companies in the Asia-Pacific by the Financial Times.

Krakakoa is an artisanal chocolate manufacturer based in Mampang Prapatan, Indonesia, established in 2013. The company specializes in producing craft chocolate from select Indonesian cacao beans, sourcing directly from smallholder farmers. Krakakoa's product line includes a variety of offerings such as dark and milk chocolate bars, chocolate-covered nuts and fruits, truffles, drinking chocolate, chocolate bark, cacao tea, and gourmet cacao nibs. In addition to its chocolate products, Krakakoa is committed to supporting local cocoa farmers by providing training programs and promoting sustainable farming practices. This approach not only enhances the quality of the cacao but also helps empower the farming communities involved in the cacao supply chain.

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SOLshare Ltd. is a company based in Dhaka, Bangladesh, that develops a peer-to-peer solar electricity trading platform aimed at providing sustainable and affordable energy access to low-income rural communities. Founded in 2013, SOLshare utilizes decentralized microgrids that allow households and businesses to trade excess solar power for profit. The company offers innovative products such as the SOLbox, a bi-directional electricity meter that facilitates peer-to-peer trading and integrates mobile money payments, and SOLcontrol, a charge controller for solar home systems. By interconnecting solar home systems in a network, SOLshare empowers communities to monetize their excess solar energy in real-time, promoting a micro-energy transition model that could serve as a model for utilities worldwide. The company has established strategic alliances with various organizations, enhancing its mission to deliver affordable solar electricity across Bangladesh and beyond.

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ATEC Biodigesters is an Australian-Cambodian social enterprise that produces small-scale biodigester system for rural Cambodian households.