Japan Post Bank

Japan Post Bank is a key financial institution in Japan, originating from the postal-savings system established during the Meiji era. It offers a range of general banking services and investment products, including bonds, foreign securities, loans, and short-term investments. The bank was partially privatized in 2015 when the government sold an 11% stake in its parent company, Japan Post Holdings, which retains a 64% ownership of Japan Post Bank. This structure mandates that Japan Post Holdings eventually divest its stake in the bank. Japan Post Bank operates 235 direct branches and collaborates with over 24,000 post offices nationwide to provide banking services and investment opportunities. The bank has been exploring private equity and property investments to adapt to low yields and narrow credit spreads in the financial market.