Capital One

Capital One is a financial institution based in the United States, primarily engaged in consumer and commercial lending, as well as deposit origination. Founded in 1995, it operates through two main segments: Local Banking and National Lending. The Local Banking segment encompasses consumer, small business, and commercial deposits and lending activities within its branch network. The National Lending segment includes several sub-segments, such as domestic consumer credit and debit card services, auto financing, and international lending activities, which also cover small business and installment loans, home loans, and healthcare financing. Additionally, Capital One Asset Management, a subsidiary, manages equity and fixed income portfolios for individuals and institutions, investing primarily in the U.S. public markets. With offices in multiple states, the company serves a diverse client base, emphasizing its commitment to providing a wide range of financial products and services.

Richard Blackley

Chief Financial Officer

Ian Cunningham

Chief Marketing Officer and COO

Charles Lee Davis

Principal Executive Officer

Charles Devaney

Chief Investment Officer

Danielle Dietz

Vice President, Investor Relations

Timothy Golden

Controller

Alexa LaBarge

Manager of Investor Relations

Jeff Norris

Senior Vice President of Investor Relations

52 past transactions

EquipmentShare

Debt Financing in 2023
EquipmentShare provides online construction equipment rental services, catering primarily to contractors. The company offers a wide range of equipment, including aerial work platforms, power tools, vehicles and trailers, and various specialized machinery for agriculture, landscaping, and construction tasks. Founded in 2014 and based in Columbia, Missouri, EquipmentShare has expanded its presence with additional locations in the United States and New Zealand. The company also develops proprietary technology to enhance productivity in the commercial construction sector, providing tools for fleet management that include insurance verification, background checks, and payment processing. This technology enables contractors to make informed decisions about equipment and fleet management, promoting a more connected and efficient job site.
Brookdale lifestyles create fulfilling experiences for each resident every day. We continually innovate and evolve, to develop new and better methods for enriching their lives. This approach makes each Brookdale community much more than a place to live. It enables residents to be recognized as individuals, to continue to live their lives with a sense of purpose and to remain connected to the greater community, including the people, interests and activities that make life meaningful. There are more than 600 Brookdale communities throughout the nation offering a wide range of innovative programs and services. And there are nearly 50,000 associates whose passion, courage and sense of partnership make Brookdale more than a company, but a calling. Divisional and regional teams are staffed with experts in operations, food service, marketing, human resources and resident care. They call on their expertise to enhance the quality of life for our residents, while maintaining or improving community performance. Your new career is calling for you at Brookdale Senior Living. Let’s Start The Conversation today!

Melio

Series D in 2021
Melio Payments Inc., known as Melio, offers a digital bill payment solution specifically designed for small businesses in the United States. Founded in 2018 and headquartered in New York, Melio provides a comprehensive digital accounts payable and receivable dashboard that enables small businesses to efficiently transfer and receive payments. The platform processes transactions and facilitates payments to vendors and suppliers through options such as mailed paper checks or bank deposits. By streamlining the payment process, Melio helps small businesses manage their cash flow more effectively, reducing the likelihood of late payment costs and enhancing overall financial control.

Phillips Edison & Co

Debt Financing in 2021
Phillips Edison & Company is an internally-managed real estate investment trust (REIT) based in Ohio, specializing in the ownership and operation of grocery-anchored shopping centers across the United States. With a portfolio of 309 properties, including 283 wholly-owned locations totaling approximately 31.7 million square feet, the company focuses on well-occupied neighborhood shopping centers that feature a mix of national and regional retailers offering necessity-based goods and services. Established in 1991, Phillips Edison has built a vertically-integrated operating platform that enhances its ability to acquire, lease, and manage properties effectively, resulting in strong operating results over its three-decade history. The company is dedicated to creating positive shopping experiences and enhancing the communities it serves through its commitment to quality and strategic investment in core-plus and value-add opportunities.

WHYNOT Media

Series C in 2021
Whynot Media Co., Ltd. develops and operates a video content streaming platform. It offers web series, short films, and web dramas. Its web series include Secret Crushes, Always a Boyfriend, Never a Boyfriend, and Office Watch. Whynot Media Co., Ltd. was founded in 2016 and is based in Seoul, South Korea.

Hopper

Series F in 2021
Hopper Inc. is a travel technology company that has developed a mobile application leveraging big data to predict and analyze airfare and hotel prices. Founded in 2007 and headquartered in Montreal, Canada, with additional offices in Cambridge, Massachusetts, New York, New York, and Sofia, Bulgaria, Hopper assists travelers in securing the best deals by providing timely notifications when flight and accommodation prices reach their predicted lowest points. By offering data-driven travel recommendations, Hopper enhances the booking experience for users, enabling them to make informed decisions and save money on their journeys.

DoubleVerify

Debt Financing in 2020
DoubleVerify provides online media verification and campaign effectiveness solutions for brand marketers, agencies, advertising networks, demand side platforms, exchanges and digital publishers looking to ensure quality advertising environments, campaign transparency and performance. DoubleVerify validates over 60 billion advertising impressions per month for hundreds of Fortune 500 brands, advertising networks and media platforms. Headquartered in New York City, DoubleVerify’s investors include JMI Equity, Institutional Venture Partners, Blumberg Capital, First Round Capital and Genacast Ventures.

TradLinx Co.

Series A in 2020
TradLinx Co., Ltd. is an integrated international logistics platform based in Incheon and Seoul, South Korea, established in 2015. The company focuses on connecting shippers with freight service providers through its comprehensive logistics management system. TradLinx offers a range of services, including logistics cost comparison, real-time cargo tracking, and a cloud-based document management system, enabling shippers to streamline their operations and reduce costs. The platform allows for hassle-free quote requests, smart comparison of quotes, and efficient management of shipment history, making it easier for users to manage logistics without cumbersome spreadsheets. TradLinx also provides a monitoring dashboard that gives shippers real-time updates on their logistics status. In addition to serving individual shippers, TradLinx supplies logistics data to major conglomerates and government agencies in Korea, enhancing the overall user experience by delivering integrated data sets related to ocean and air cargo schedules, tracking, vessel information, and terminal schedules.

Freebird

Acquisition in 2020
Freebird is a first-of-its-kind mobile rebooking tool that empowers travelers to skip the line and instantly book a new ticket – on any airline at no additional cost – in the event of a flight cancellation, four-hour delay, or missed connection. Freebird provides travelers with instant notifications in the event of a flight disruption, and offers the ability to rebook in less than 30 seconds with only three taps on their mobile device.

Tictoccroc

Series A in 2020
Developer of a parenting application designed to match childcare teachers and parenting families. The company's platform helps users to enter the desired time and location and view the profiles of potential sitters, with information including proficiency in various educational areas, personality test results, and criminal history, enabling working parents to connect with vetted part-time babysitters for childcare services.

KippsDeSanto & Co.

Acquisition in 2019
KippsDeSanto is an investment bank focused on delivering exceptional results for leading, growth-oriented aerospace/defense and technology companies. They leverage our creativity and industry experience to provide M&A, private financing, and strategic consulting. Capitalizing on real-time industry trends and in-depth technical and strategic analysis,their solutions-driven approach is highly structured and uniquely tailored to each client. They are recognized for our market insight and broad industry relationships. We help market leaders realize their full strategic value.

United Income

Acquisition in 2019
United Income, Inc. is a financial technology company based in Washington, D.C., founded in May 2016 by Matt Fellowes. The company specializes in retirement planning solutions, offering a comprehensive money management platform that integrates personalized financial planning with investment strategies. Its services include budgeting, spending, investment management, and account sequencing, all designed to help individuals optimize their financial resources for retirement. United Income's platform simulates various life decisions alongside market outcomes to create tailored financial plans that address spending needs, manage investment risk, optimize Social Security claiming, and determine the ideal retirement age, while also minimizing taxes on withdrawals and investments. As of July 2019, United Income operates as a subsidiary of Capital One Financial Corporation.

Upland BlueVenn

Post in 2019
Upland Software is a cloud provider specializing in enterprise work management software. The company offers a suite of applications designed to help organizations optimize their goals, projects, and workflows, enhancing resource utilization and team collaboration. Upland's services include marketing, analytics, workflow automation, IT financial management, and project management, catering to a diverse clientele that spans large corporations, government agencies, and small to medium-sized businesses across various sectors such as finance, healthcare, retail, and technology. Founded in 2010 and based in Austin, Texas, Upland has established a robust presence with over 1,200 clients and 300,000 active users in more than 50 countries.

MoneyLion

Series C in 2019
Moneylion, Inc., a mobile bank, operates a personal finance, banking, and investment platform. It offers Moneylion, an all-in-one mobile banking membership for managed investment accounts, checking accounts, and cashback rewards. The company was incorporated in 2013 and is based in Sandy, Utah.

Stag Industrial

Post in 2019
Stag Industrial is a self-administered and self-managed real estate company that specializes in the acquisition, ownership, and management of single-tenant industrial properties across the United States. The company primarily targets Class B industrial properties in secondary markets, focusing on those with purchase prices exceeding $5 million that are essential to their tenants' operations. Stag Industrial may also consider opportunities in primary and tertiary markets when favorable risk-adjusted returns are available. The portfolio includes various types of properties, such as warehouse and distribution centers, manufacturing facilities, and flex/office buildings.

BlueTarp Financial

Acquisition in 2019
BlueTarp Financial is a B2B credit management company serving over 2000 suppliers since 1998. BlueTarp pays suppliers upfront for their sales and protects them from credit risk so they can fund the growth of their business. Suppliers can customize their program by choosing to manage customer interactions as they do today, or select a full-service option where BlueTarp handles customer service and collections. They can also grow sales with options for up to 90-day terms, credit lines up to $1M, and a loyalty rewards program. Their SmartView™online tools give suppliers full transparency into customer buying and payment activities. It was founded in 1998 and headquartered in Portland, Maine.

Jewel Commerce

Acquisition in 2019
Jewel Commerce LLC operates as an e-commerce company. It offers cash back on luxury brands when bought from the website. The company was founded in 2017 and is headquartered in West Bloomfield, Michigan. Jewel Commerce LLC operates as a subsidiary of Capital One, N.A.

Folio Photonics

Seed Round in 2019
Folio Photonics is developing an optical data storage disc with two Terabyte capacity manufactured using a highly scalable, low-cost method. It also redefines archival data storage with its modern optical solution. Their patented solution, the data film disc is disruptive in cost, capacity, and archival lifetime. The company also develops optical data storage discs and systems. Folio Photonics was founded in 2012 and is based in Solon, Ohio, USA.

IQEA

Corporate Round in 2019
IQEA is a digital currency trading butler service provider that uses artificial intelligence to strategically trade transactions, automate investment and transaction processes, and systemize strategy and risk control to trade on the market in milliseconds.

Wikibuy

Acquisition in 2018
Wikibuy aims to make saving money effortless, automatically finding lower prices, coupons, and rewards while you shop online. The “wiki” in Wikibuy comes from the idea that one customer’s shopping helps other customers find savings. When it comes to finding lower prices, it works like Waze. When one customer finds a great price on a product, other customers who have looked at that product are notified of the savings available. And, future customers who have looked at the product will see the lower price too. The community benefit is true with coupons too! If one customer finds savings with a great coupon, customers who shop later will also automatically be offered that coupon. Through technology and the power of community, Wikibuy makes shopping tasks that can take 10–15 minutes happen automatically in a fraction of the time. Wikibuy is a U.S.-based company that was founded by Jonathan Coon and Walt Roloson.

Confyrm

Acquisition in 2018
Confyrm, Inc., founded in 2013 and based in San Francisco, California, specializes in digital identity risk detection software. As businesses and individuals increasingly rely on digital identities for online transactions, the necessity for secure identity verification has grown. Confyrm addresses the vulnerabilities associated with the digital identity ecosystem, where a breach in one service can lead to cascading attacks on others, including banking and e-commerce platforms. The company's online service offers identity security alerts designed to detect threats and reduce fraud across interconnected services. By delivering high-quality identity signals, Confyrm aims to provide early warnings before potential attacks occur, thus safeguarding consumer privacy and enhancing the security of company brands. In 2018, Confyrm became a subsidiary of Capital One Financial Corporation, further strengthening its capabilities in the identity security space.

DTT

Debt Financing in 2018
DTT is a private equity backed, full-service provider of surveillance system and loss prevention solutions for the hospitality and specialty retail industries. DTT's complete line of digital solutions offers simplicity and reliability, creating a virtual management presence at all locations at one time through our enterprise management portal, MyDTT™. With DTT, increase employee productivity, improve profit margins, decrease costs of goods sold, enhance customer satisfaction, ensure transactional integrity, and control labor costs.DTT's Loss Prevention team brings additional value to the systems in the form of unbiased evaluations of your operation, investigative services, and various case management tools.

NOTCH

Acquisition in 2018
Notch is a technology consultancy company based in Richmond, Virginia, founded in 2014. The firm specializes in helping large enterprises enhance their agility and assisting startups in scaling their operations. By leveraging its expertise in machine learning and software implementation, Notch delivers tailored solutions that incorporate disruptive business models and technologies. As of December 31, 2017, Notch operates as a subsidiary of Capital One Financial Corporation.
CS Department is to help you acquire the knowledge, skills and attitude to succeed as a scientist in the field of computation, whether by launching a career in an industry built on computing technology or by joining a graduate program on your way to research in our field.Department of Computer Science at the University of Maryland, College Park. Here you will find information on upcoming events, updates from the department and have the opportunity to talk about computer science with fellow majors.

Snowflake

Series D in 2017
Snowflake Inc. is a cloud-based data platform that enables organizations to consolidate data into a single source of truth, facilitating meaningful business insights and the development of data-driven applications. Founded in 2012 and headquartered in San Mateo, California, Snowflake offers a data warehouse-as-a-service designed specifically for the cloud. Its innovative architecture allows multiple users to access large volumes of data simultaneously, achieving performance that is significantly faster and more cost-effective than traditional solutions. The platform supports various data workloads and combines the capabilities of data warehousing with the flexibility of big data platforms, ensuring secure and governed access to an extensive network of data. Additionally, Snowflake Ventures invests in growth-stage companies that align with its mission to enhance data utilization and expand opportunities within the Data Cloud.

SnapLogic

Series F in 2016
SnapLogic, Inc. is a provider of a cloud-based integration platform designed to facilitate web data integration across various environments. The company's flagship offering, the SnapLogic Intelligent Integration Platform, utilizes artificial intelligence to connect data from diverse sources, enabling seamless data and process flow across applications, databases, and data warehouses, whether on-premises or in the cloud. This platform allows users, including IT and business professionals, to create scalable data pipelines without the need for extensive coding, utilizing a user-friendly drag-and-drop interface. SnapLogic also offers pre-built integration templates through its SnapLogic Patterns Catalog, enhancing the efficiency of integration projects. The company serves a wide range of sectors, including human resources, finance, and customer experience, catering to Global 2000 companies, developers, and software vendors. Headquartered in San Mateo, California, SnapLogic maintains additional offices in New York, London, Hyderabad, and Melbourne.

Paribus

Acquisition in 2016
Paribus Co. is a technology company based in New York that specializes in helping consumers save money on online purchases by tracking price changes. Founded in 2014, Paribus operates a portal that scans users' email inboxes for receipts and automatically monitors price fluctuations for purchased items. When a price drop occurs, the company files price adjustment claims on behalf of the user, ensuring they receive any eligible refunds. This service allows consumers to benefit from retailers' price matching guarantees without the hassle of navigating the claims process themselves. Paribus became a subsidiary of Capital One Financial Corporation in 2016, further enhancing its capabilities in the financial technology space.

Liberty SBF

Debt Financing in 2016
Liberty SBF Holdings, LLC is a commercial real estate finance company based in Wynnewood, Pennsylvania, with additional operations in Newport Beach, California. Founded in 2011, the company specializes in small-balance commercial lending, catering to small businesses navigating a difficult credit landscape. Liberty SBF provides a diverse range of loan products, including SBA 504 and 7a loans, owner-occupied commercial real estate loans, bridge loans, and various financing options for properties such as offices, retail spaces, industrial sites, hotels, and assisted living facilities. Additionally, the company offers lender services to banks, credit unions, and loan investors, including loan screening, packaging, underwriting, closing, servicing, and mortgage banking services. By utilizing conventional, CMBS, and government-guaranteed loan programs, Liberty SBF aims to support borrowers in their efforts to expand their businesses and acquire commercial real estate.

Transactis

Series E in 2016
Transactis, Inc. offers Software-as-a-Service solutions for electronic bill presentment and payment, primarily within the United States. Its flagship product, BillerIQ, is a cloud-based platform that enables businesses to send electronic bills and invoices while facilitating online, phone, and mobile payments. Additionally, the company provides DocumentIQ, a digital document management solution that helps organizations manage and archive documents electronically. Transactis serves a diverse range of sectors, including financial services, healthcare, utilities, and real estate, among others. The company operates through a network of resellers, such as financial institutions and technology firms, offering a suite of sales, marketing, and operational support to enhance their service delivery. Founded in 2001 and headquartered in New York, Transactis adheres to stringent regulatory standards, ensuring compliance with industry requirements. Since its incorporation, it has evolved into a subsidiary of Mastercard Incorporated, reflecting its significant role in transforming traditional billing and payment processes into efficient digital alternatives.

Critical Stack

Acquisition in 2016
Critical Stack, Inc. is a Boston-based company established in 2014 that focuses on enhancing security infrastructure through innovative software solutions. The company aims to transform how organizations select, acquire, deploy, and manage visibility and security tools, particularly in the context of the expanding Internet of Everything. Critical Stack offers a threat intelligence solution known as the Intel Marketplace, which provides network security monitoring by streaming advanced intelligence from numerous sources directly to network sensors across various locations. As a subsidiary of Capital One Financial Corporation, Critical Stack is committed to containerizing and scaling security measures to address contemporary security challenges.

IronPlanet

Debt Financing in 2015
IronPlanet is an online marketplace for selling and buying used equipment and other durable assets. IronPlanet connects buyers and sellers of used equipment. It has built a database of more than 3.3 million registered users worldwide. IronPlanet connects buyers and sellers of used equipment with its exclusive IronClad Assurance equipment condition certification and family of brands, including IronPlanet, GovPlanet, TruckPlanet, Kruse Energy and Equipment AuctioneersSM, and Asset Appraisal ServicesSM. Since 2000, IronPlanet has built a database of more than 1.4 million registered users worldwide. It was formerly known as IronPlanet.com and changed its name to IronPlanet in November 2009. The company was founded in 1999 and is headquartered in Pleasanton, California.

Monsoon Company

Acquisition in 2015
Monsoon Company, Inc. provides Web and mobile application design and development services. The company was founded in 2001 and is based in Oakland, California. As of July 8, 2015, Monsoon Company, Inc. operates as a subsidiary of Capital One Financial Corporation.

Cedar Realty Trust

Post in 2015
Cedar Realty Trust is a fully-integrated real estate investment trust specializing in the ownership, operation, and redevelopment of grocery-anchored shopping centers located in high-density urban markets along the corridor from Washington, D.C. to Boston. The company manages a portfolio of 54 properties that collectively encompass approximately 8.2 million square feet of gross leasable area. Cedar Realty Trust emphasizes long-term value creation for its shareholders and aims to foster enduring relationships with its tenants, focusing on the strategic redevelopment of its shopping centers to enhance their appeal and functionality.

Level Money

Acquisition in 2015
Level Money is a developer of mobile application software that aims to simplify personal finance management. By providing a real-time overview of spendable income, the application allows users to track their financial situation without the complexities of traditional budgeting methods. It automatically detects income and fixed expenses from linked financial accounts, offering insights into cash flow. This functionality enables users to spend confidently, save more effectively, and maintain a balanced financial life. Through its innovative approach, Level Money seeks to empower individuals with better financial control and understanding.

Adaptive Path

Acquisition in 2014
Adaptive Path helps organizations develop product concepts through experience strategy and deliver on those concepts through experience design. In the fall of 2000, as the bubble was bursting, Peter Merholz sent an email to the future co-founders of Adaptive Path. He was thinking of striking out on his own but didn’t want to go solo. And he wanted to focus exclusively on user experience problems. Despite the chaos of the market, it was clear there was a demand for user experience services. Were they interested in joining forces? A few months later in March of 2001, probably the worst time to start a business, Adaptive Path was launched at SXSW on the rooftop of the old Waterloo Brewing Company. From the very beginning, the company has worked with recognizable brands on hairy problems. NPR and PeopleSoft were the first two Adaptive Path clients. Other early clients include Intel, UN Relief Web, PBS, and Wells Fargo. It was important to the founders to approach client work differently than most consultancies. No telling clients how to do business. No forcing a rigid methodology. The Adaptive Path way was purposefully flexible—based on what was learned from clients during the course of each engagement. That flexibility and the ability to respond to emergent forces and to include clients in the process were crucial to Adaptive Path’s early success and continue to inform the practice today. Another founding principle was openness of ideas. Not only amongst each other, but with the community that was forming around user experience. With missionary zeal, the founders spread the word about UX, writing about it, speaking at conferences and leading workshops on user experience. It was clear people were hungry for more. In 2002, co-founder Jesse James Garrett published The Elements of User Experience, to help explain user experience to non UX folks. It has become a classic in the field, taught widely in college courses. Also that year, with the first public workshop in Chicago, the Adaptive Path events line of business was launched, offering some of the only hands-on training available for UX professionals. The following year, UX Week, Adaptive Path’s flagship event, kicked off in Washington, D.C. Today it is considered the premier user experience conference, drawing hundreds of UX professionals from all over the world. In addition to sharing ideas and furthering the practice, there was Ajax. In 2005, Jesse coined the term in an effort to help a client understand the concept of rich interaction with native Web technologies. Coining the word helped the idea take off, and placed Adaptive Path firmly in the middle of the Web 2.0 revolution. We worked with Blogger (after it was acquired by Google), and Flickr. In 2006, Measure Map, an analytics tool for bloggers that we built in-house, was bought by Google. Then there was Charmr. In 2007, Adaptive Path’s R&D team took up the plea of diabetes blogger Amy Tenderich to create a product to make diabetes management less clunky and awkward and more sleek and seamless. The work was awarded patents and was responsible for opening the door for us to work in healthcare, an industry for which we are especially well suited. That same year, two new events launched. UX Intensive, a traveling four-day workshop series, and MX: Managing Experience, a conference for managers with a user experience mandate. We also opened our Austin office. In 2008, our book Subject to Change, published by O’Reilly, hit the shelves. It captured our philosophy in approaching the development of products and services. In 2009, there was a recession. We survived. (Whew.) The following year Adaptive Path Amsterdam opened for business. It’s been a great ten years. From a beginning in web user experience, doing upfront user research and information architecture to delivering wireframes, our work has evolved to being involved from strategy through visual design, tech and development across a wider variety of platforms and environments. We are routinely hired to take a crack at the tough problems and complex challenges our clients face and think only we can handle. We continue to seek the difficult, the crazy, the impossible and push ourselves and our clients ever forward. Since Adaptive Path’s inception UX has emerged from the backroom to the boardroom, going from something that’s “nice to have” to an essential element of successful products and services. Adaptive Path can take a little bit of the credit.

Cedar Realty Trust

Post in 2014
Cedar Realty Trust is a fully-integrated real estate investment trust specializing in the ownership, operation, and redevelopment of grocery-anchored shopping centers located in high-density urban markets along the corridor from Washington, D.C. to Boston. The company manages a portfolio of 54 properties that collectively encompass approximately 8.2 million square feet of gross leasable area. Cedar Realty Trust emphasizes long-term value creation for its shareholders and aims to foster enduring relationships with its tenants, focusing on the strategic redevelopment of its shopping centers to enhance their appeal and functionality.

Beech Street Capital

Acquisition in 2013
Beech Street Capital, LLC is a mortgage banking company engaged in originating, underwriting, closing, and servicing high-quality multifamily, long-term care and seniors housing financing solutions nationwide. Their multifamily and seniors housing experts customize each transaction to meet the needs of their borrowers with Fannie Mae, Freddie Mac, FHA, and non-agency lending sources. Headquartered in Bethesda, Maryland, Beech Street has offices in Alabama, California, Florida, Georgia, Illinois, Massachusetts, New York and Texas. Web site: www.beechstcap.com

Bundle

Acquisition in 2012
Bundle rates merchants based on actual credit card spending by millions of people at that location. Bundle has built a data and analytical solution that structures and sorts through billions of spending transactions in order to rate the merchants.

Bankons

Acquisition in 2012
Bankons is a B2B service that enables financial institutions to create a mass of local offers and increase their mobile engagement.

ING Direct

Acquisition in 2012
ING DIRECT is a bank. They have a disruptive model focusing on banking through mail, online, and phone--removing brick and mortar sites. ING DIRECT acquired [ShareBuilder](http://home.ingdirect.com/about/about.asp?s=News07#11152007b) on November 7, 2007. Their unique approach to banking is backed by ING (NYSE:ING), a global financial institution of Dutch origin offering banking, insurance and asset management to over 60 million private, corporate and institutional clients in more than 50 countries. ING employs over 112,000 people in 50 countries, including more than 10,000 in the US, and has been operating in America for over 100 years. ING DIRECT is a member of the FDIC (Federal Deposit Insurance Corporation) which insures bank deposits up to $250,000. ING DIRECT (the operating name of ING Bank, fsb) is headquartered in Wilmington, Delaware. They have more than 6.5 million customers in the US, and another 15 million customers served by ING DIRECT divisions in Canada, Australia, France, Spain, Italy, United Kingdom, Austria and Germany.

Chevy Chase Bank

Acquisition in 2009
Chevy Chase Bank is the greater Washington region's largest locally-owned banking institution providing a complete array of financial products and services to consumers and businesses in Maryland, Virginia, and the District of Columbia. The Bank, which is headquartered in Bethesda, Maryland, has approximately 250 branches and over 1,000 ATMs, more than anyone else in the greater Washington market. Chevy Chase Bank currently has over $16 billion in assets and services over 1 million customers. For more information about Chevy Chase Bank, please visit chevychasebank.com.

North Fork Bancorporation

Acquisition in 2006
North Fork Bancorporation, Inc. is a bank holding company that principally operates commercial banks on Long Island, New York, and in the New York City area. It runs over 150 North Fork Banks, and maintains a telebanking operation through its Superior Savings of New England subsidiary.

TrueCar

Debt Financing in 2006
TrueCar, Inc. is an internet-based platform that provides market-based pricing data for new and used cars in the United States. Operating through its website and mobile applications, TrueCar connects consumers with a network of certified dealers, offering insights into how much others have paid for vehicles in their area. The platform aggregates data from multiple sources to deliver real-time, unbiased pricing information, assisting both car buyers and dealers. Additionally, TrueCar offers services such as TrueCar Trade, which informs users of their trade-in vehicle's value and guarantees a price before visiting a dealership. The company also provides advanced tools for dealers through services like DealerSync and DealerScience. Founded in 2005 and headquartered in Santa Monica, California, TrueCar customizes its platform for various partners, including financial institutions and membership organizations.

Hibernia Corporation

Acquisition in 2005
Hibernia's traditional banking strength in Louisiana and growing franchise in Texas.

TrueCar

Series B in 2005
TrueCar, Inc. is an internet-based platform that provides market-based pricing data for new and used cars in the United States. Operating through its website and mobile applications, TrueCar connects consumers with a network of certified dealers, offering insights into how much others have paid for vehicles in their area. The platform aggregates data from multiple sources to deliver real-time, unbiased pricing information, assisting both car buyers and dealers. Additionally, TrueCar offers services such as TrueCar Trade, which informs users of their trade-in vehicle's value and guarantees a price before visiting a dealership. The company also provides advanced tools for dealers through services like DealerSync and DealerScience. Founded in 2005 and headquartered in Santa Monica, California, TrueCar customizes its platform for various partners, including financial institutions and membership organizations.

eSmartloan

Acquisition in 2004
Based in Overland Park, Kansas, eSmartloan (www.esmartloan.com) provides a diversified offering of full-service mortgage and home equity products through its knowledgeable sales staff and innovative website. eSmartloan is FDIC insured and operates as a division of National Bank of Kansas City.

HFS Group

Acquisition in 2004
Founded in 1969 HFS has grown from a small company employing 24 staff, to a group with over 480 staff. In the year ending March 31, 2004, HFS originated a volume of approximately 15,000 loans, with a value of approximately $630 million (GBP 350 million). UK based HFS (Macclesfield, Cheshire) is one of the country's leading independent brokers, providing services for secured and unsecured lending, mortgages, insurance and investment products. It works with a network of major lenders and insurance providers to offer the best possible financial deals for its customers.

Onyx Acceptance Corporation

Acquisition in 2004
Onyx Acceptance Corporation (http://www.onyxacceptance.com) is a specialized automobile finance company based in Foothill Ranch, California. Onyx provides auto financing to franchised and select independent dealerships throughout the United States.

PeopleFirst.com

Acquisition in 2001
Founded in 1995, PeopleFirst is the nation's largest online motor vehicle lender, originating and servicing consumer auto and motorcycle loans, primarily via the Internet. PeopleFirst is the pioneer of an innovative financing option that gives consumers the flexibility to finance their purchase of a new or used car or motorcycle at virtually any dealership in the country up to their pre-approved loan amount without having to renegotiate the terms. The company also provides financing for lease buyouts, refinances of existing loans, and the purchase of vehicles from private individuals. The company presently offers auto and motorcycle loans in 48 states plus the District of Columbia. To obtain more information about PeopleFirst, visit the company's Web site at http://www.peoplefirst.com . Capital One cautions that its current expectations for its earnings are forward-looking statements and actual results could differ materially due to a number of factors, including competition in the credit card, installment loan, and auto finance industries and general economic conditions affecting consumer income and spending, which may affect consumer borrowing, bankruptcies, delinquencies, and charge-offs. A discussion of these and other factors can be found in Capital One's annual and other reports filed with the Securities and Exchange Commission, including, but not limited to, Capital One's report on Form 10-K for the year ended December 31, 2001.

AmeriFee

Acquisition in 2001
AmeriFee, founded in 1992, is a pioneer in providing patient financing solutions for elective medical procedures. The company markets through medical providers who refer patients seeking elective orthodontic, dental, vision and cosmetic procedures. AmeriFee has the exclusive endorsement of the American Association of Orthodontists, and 12,000 health care providers located throughout the 50 states offer its programs.

Summit Acceptance Corp.

Acquisition in 1998
Summit Acceptance Corp. is a provider of auto financing.