Capital One

EquipmentShare provides online construction equipment rental services, catering primarily to contractors. The company offers a wide range of equipment, including aerial work platforms, power tools, vehicles and trailers, and various specialized machinery for agriculture, landscaping, and construction tasks. Founded in 2014 and based in Columbia, Missouri, EquipmentShare has expanded its presence with additional locations in the United States and New Zealand. The company also develops proprietary technology to enhance productivity in the commercial construction sector, providing tools for fleet management that include insurance verification, background checks, and payment processing. This technology enables contractors to make informed decisions about equipment and fleet management, promoting a more connected and efficient job site.

Brookdale lifestyles create fulfilling experiences for each resident every day. We continually innovate and evolve, to develop new and better methods for enriching their lives. This approach makes each Brookdale community much more than a place to live. It enables residents to be recognized as individuals, to continue to live their lives with a sense of purpose and to remain connected to the greater community, including the people, interests and activities that make life meaningful. There are more than 600 Brookdale communities throughout the nation offering a wide range of innovative programs and services. And there are nearly 50,000 associates whose passion, courage and sense of partnership make Brookdale more than a company, but a calling. Divisional and regional teams are staffed with experts in operations, food service, marketing, human resources and resident care. They call on their expertise to enhance the quality of life for our residents, while maintaining or improving community performance. Your new career is calling for you at Brookdale Senior Living. Let’s Start The Conversation today!

Melio Payments Inc., known as Melio, offers a digital bill payment solution specifically designed for small businesses in the United States. Founded in 2018 and headquartered in New York, Melio provides a comprehensive digital accounts payable and receivable dashboard that enables small businesses to efficiently transfer and receive payments. The platform processes transactions and facilitates payments to vendors and suppliers through options such as mailed paper checks or bank deposits. By streamlining the payment process, Melio helps small businesses manage their cash flow more effectively, reducing the likelihood of late payment costs and enhancing overall financial control.

Phillips Edison & Company is an internally-managed real estate investment trust (REIT) based in Ohio, specializing in the ownership and operation of grocery-anchored shopping centers across the United States. The firm boasts a diversified portfolio of well-occupied neighborhood shopping centers, featuring a mix of national and regional retailers that provide necessity-based goods and services in strong demographic markets. With a vertically-integrated operating platform, Phillips Edison effectively acquires, leases, and manages its properties, resulting in a history of strong operating performance. Founded in 1991, the company remains focused on enhancing the shopping experience and improving the communities it serves, demonstrating a commitment to core-plus and value-add opportunities in the retail sector. As of September 2020, it managed a portfolio of 309 properties, including 283 wholly-owned shopping centers, encompassing approximately 31.7 million square feet.

WHYNOT Media Co., Ltd. is a South Korean company established in 2016 that specializes in developing and operating a video content streaming platform. The company focuses on producing and distributing a variety of entertainment content, including web series, short films, and web dramas. Notable titles in its portfolio include "Secret Crushes," "Always a Boyfriend," "Never a Boyfriend," and "Office Watch." By tailoring its content to fit specific cultural backgrounds, WHYNOT Media aims to enhance viewer engagement and accessibility, thereby creating a diverse range of entertainment options for its audience.

Hopper Inc. is a travel technology company that has developed a mobile application leveraging big data to predict and analyze airfare and hotel prices. Founded in 2007 and headquartered in Montreal, Canada, with additional offices in Cambridge, Massachusetts, New York, New York, and Sofia, Bulgaria, Hopper assists travelers in securing the best deals by providing timely notifications when flight and accommodation prices reach their predicted lowest points. By offering data-driven travel recommendations, Hopper enhances the booking experience for users, enabling them to make informed decisions and save money on their journeys.

Marquee Equity is a company that offers deal management and capital raising services aimed at assisting start-ups and organizations in securing investments in the private capital market. The firm specializes in a range of funding solutions, including support for start-ups, funding for funds, deal origination, mergers and acquisitions, and documentation management. It caters to various industries, such as fintech, edtech, telecom, healthcare, insurance, blockchain, retail, travel, eCommerce, biotech, cleantech, and software. By connecting organizations with potential investors, Marquee Equity facilitates the investment process and helps drive growth in emerging businesses.

DoubleVerify is a digital media measurement and analytics software platform headquartered in New York City, founded in 2008. The company offers solutions that help brand marketers, agencies, advertising networks, demand-side platforms, exchanges, and digital publishers enhance the quality and effectiveness of their digital advertising campaigns. Its technology ensures that ads are delivered in brand-safe environments, are fully viewable, and reach real audiences in the intended geographic areas. By providing consistent and unbiased data, DoubleVerify enables clients to assess campaign performance and optimize their digital ad investments. The company's revenue model is based on charging a Measured Transaction Fee for the volume of media transactions measured on its platform.

TradLinx Co., Ltd. is an integrated international logistics platform based in Incheon and Seoul, South Korea, established in 2015. The company focuses on connecting shippers with freight service providers through its comprehensive logistics management system. TradLinx offers a range of services, including logistics cost comparison, real-time cargo tracking, and a cloud-based document management system, enabling shippers to streamline their operations and reduce costs. The platform allows for hassle-free quote requests, smart comparison of quotes, and efficient management of shipment history, making it easier for users to manage logistics without cumbersome spreadsheets. TradLinx also provides a monitoring dashboard that gives shippers real-time updates on their logistics status. In addition to serving individual shippers, TradLinx supplies logistics data to major conglomerates and government agencies in Korea, enhancing the overall user experience by delivering integrated data sets related to ocean and air cargo schedules, tracking, vessel information, and terminal schedules.

Freebird is a first-of-its-kind mobile rebooking tool that empowers travelers to skip the line and instantly book a new ticket – on any airline at no additional cost – in the event of a flight cancellation, four-hour delay, or missed connection. Freebird provides travelers with instant notifications in the event of a flight disruption, and offers the ability to rebook in less than 30 seconds with only three taps on their mobile device.

Developer of a parenting application designed to match childcare teachers and parenting families. The company's platform helps users to enter the desired time and location and view the profiles of potential sitters, with information including proficiency in various educational areas, personality test results, and criminal history, enabling working parents to connect with vetted part-time babysitters for childcare services.

KippsDeSanto & Co. is an investment banking firm based in McLean, Virginia, established in 2007. The firm specializes in providing advisory services for mergers and acquisitions, as well as assistance with private financing across various levels of the capital structure, including senior debt and mezzanine debt. KippsDeSanto primarily serves growth-oriented companies in the aerospace, defense, and technology sectors, covering areas such as information technology consulting, healthcare technology, national security, and data analytics. Known for its market insight and extensive industry relationships, the firm employs a structured and tailored approach to deliver effective solutions that help clients maximize their strategic value in a dynamic market.

United Income, Inc. is a financial technology company based in Washington, D.C., founded in May 2016 by Matt Fellowes. The company specializes in retirement planning solutions, offering a comprehensive money management platform that integrates personalized financial planning with investment strategies. Its services include budgeting, spending, investment management, and account sequencing, all designed to help individuals optimize their financial resources for retirement. United Income's platform simulates various life decisions alongside market outcomes to create tailored financial plans that address spending needs, manage investment risk, optimize Social Security claiming, and determine the ideal retirement age, while also minimizing taxes on withdrawals and investments. As of July 2019, United Income operates as a subsidiary of Capital One Financial Corporation.

Upland Software is a cloud provider specializing in enterprise work management software. The company offers a suite of applications designed to help organizations optimize their goals, projects, and workflows, enhancing resource utilization and team collaboration. Upland's services include marketing, analytics, workflow automation, IT financial management, and project management, catering to a diverse clientele that spans large corporations, government agencies, and small to medium-sized businesses across various sectors such as finance, healthcare, retail, and technology. Founded in 2010 and based in Austin, Texas, Upland has established a robust presence with over 1,200 clients and 300,000 active users in more than 50 countries.

MoneyLion, Inc. is a mobile banking and financial membership platform that provides a comprehensive suite of services aimed at helping individuals manage their finances effectively. Founded in 2013 and headquartered in New York, with additional offices in San Francisco and Kuala Lumpur, MoneyLion offers a range of features including managed investment accounts, checking accounts, and cashback rewards through its all-in-one mobile banking membership. The platform leverages advanced analytics and machine learning technology to deliver personalized financial advice and solutions, encouraging positive financial behaviors among its users. By providing low-cost access to banking, borrowing, and investment options, MoneyLion seeks to empower individuals to take control of their financial futures and achieve their financial goals.

Stag Industrial is a self-administered and self-managed real estate company that specializes in the acquisition, ownership, and management of single-tenant industrial properties across the United States. The company primarily targets Class B industrial properties in secondary markets, focusing on those with purchase prices exceeding $5 million that are essential to their tenants' operations. Stag Industrial may also consider opportunities in primary and tertiary markets when favorable risk-adjusted returns are available. The portfolio includes various types of properties, such as warehouse and distribution centers, manufacturing facilities, and flex/office buildings.

BlueTarp Financial is a B2B credit management company founded in 1998 and headquartered in Portland, Maine. It serves over 2,000 suppliers by providing upfront payments for sales, which mitigates credit risk and allows businesses to fund their growth. Suppliers have the flexibility to customize their credit management programs, opting to either maintain their existing customer interactions or utilize a full-service option where BlueTarp manages customer service and collections. The company offers various features, including credit lines up to $1 million and terms of up to 90 days, along with a loyalty rewards program. BlueTarp's SmartView™ online tools provide suppliers with transparency into customer buying and payment behaviors, enhancing their ability to manage cash flow and reduce financial risk.

Jewel Commerce LLC is an e-commerce company headquartered in West Bloomfield, Michigan, that focuses on making luxury and fashion accessible to a broad audience. Founded in 2017, the company operates an online platform where users can browse and purchase high-end clothing, accessories, home goods, and shoes from various luxury brands. Jewel Commerce distinguishes itself by offering cash back incentives on these purchases, allowing consumers to earn rebates while shopping for premium products. This approach caters to the growing market of online luxury consumers and helps retailers attract and retain customers in the competitive e-commerce landscape. Jewel Commerce LLC is a subsidiary of Capital One, N.A.

Folio Photonics is developing an optical data storage disc with two Terabyte capacity manufactured using a highly scalable, low-cost method. It also redefines archival data storage with its modern optical solution. Their patented solution, the data film disc is disruptive in cost, capacity, and archival lifetime. The company also develops optical data storage discs and systems. Folio Photonics was founded in 2012 and is based in Solon, Ohio, USA.

IQEA is a digital currency trading butler service provider that uses artificial intelligence to strategically trade transactions, automate investment and transaction processes, and systemize strategy and risk control to trade on the market in milliseconds.

Provider of home cleaning services intended to connect cleaning agents with clients as per the requirement. The company offers mobile-based home cleaning brokerage services that allow customers to request home cleaning services to get professionally trained managers to clean up the client's space as per quoted cleaning area size, estimated hours, preferred time slots and additional services, enabling customers to keep their space clean at low cost and convenience.

Wikibuy aims to make saving money effortless, automatically finding lower prices, coupons, and rewards while you shop online. The “wiki” in Wikibuy comes from the idea that one customer’s shopping helps other customers find savings. When it comes to finding lower prices, it works like Waze. When one customer finds a great price on a product, other customers who have looked at that product are notified of the savings available. And, future customers who have looked at the product will see the lower price too. The community benefit is true with coupons too! If one customer finds savings with a great coupon, customers who shop later will also automatically be offered that coupon. Through technology and the power of community, Wikibuy makes shopping tasks that can take 10–15 minutes happen automatically in a fraction of the time. Wikibuy is a U.S.-based company that was founded by Jonathan Coon and Walt Roloson.

Confyrm, Inc., founded in 2013 and based in San Francisco, California, specializes in digital identity risk detection software. As businesses and individuals increasingly rely on digital identities for online transactions, the necessity for secure identity verification has grown. Confyrm addresses the vulnerabilities associated with the digital identity ecosystem, where a breach in one service can lead to cascading attacks on others, including banking and e-commerce platforms. The company's online service offers identity security alerts designed to detect threats and reduce fraud across interconnected services. By delivering high-quality identity signals, Confyrm aims to provide early warnings before potential attacks occur, thus safeguarding consumer privacy and enhancing the security of company brands. In 2018, Confyrm became a subsidiary of Capital One Financial Corporation, further strengthening its capabilities in the identity security space.

DTT is a private equity backed, full-service provider of surveillance system and loss prevention solutions for the hospitality and specialty retail industries. DTT's complete line of digital solutions offers simplicity and reliability, creating a virtual management presence at all locations at one time through our enterprise management portal, MyDTT™. With DTT, increase employee productivity, improve profit margins, decrease costs of goods sold, enhance customer satisfaction, ensure transactional integrity, and control labor costs.DTT's Loss Prevention team brings additional value to the systems in the form of unbiased evaluations of your operation, investigative services, and various case management tools.

Notch is a technology consultancy company based in Richmond, Virginia, founded in 2014. The firm specializes in helping large enterprises enhance their agility and assisting startups in scaling their operations. By leveraging its expertise in machine learning and software implementation, Notch delivers tailored solutions that incorporate disruptive business models and technologies. As of December 31, 2017, Notch operates as a subsidiary of Capital One Financial Corporation.

CS Department is to help you acquire the knowledge, skills and attitude to succeed as a scientist in the field of computation, whether by launching a career in an industry built on computing technology or by joining a graduate program on your way to research in our field.Department of Computer Science at the University of Maryland, College Park. Here you will find information on upcoming events, updates from the department and have the opportunity to talk about computer science with fellow majors.

Snowflake Inc. is a cloud-based data platform that enables organizations to consolidate data into a single source of truth, facilitating meaningful business insights and the development of data-driven applications. Founded in 2012 and headquartered in San Mateo, California, Snowflake offers a data warehouse-as-a-service designed specifically for the cloud. Its innovative architecture allows multiple users to access large volumes of data simultaneously, achieving performance that is significantly faster and more cost-effective than traditional solutions. The platform supports various data workloads and combines the capabilities of data warehousing with the flexibility of big data platforms, ensuring secure and governed access to an extensive network of data. Additionally, Snowflake Ventures invests in growth-stage companies that align with its mission to enhance data utilization and expand opportunities within the Data Cloud.

SnapLogic, Inc. is a provider of a cloud-based integration platform designed to streamline data integration across various applications and environments. The company's Intelligent Integration Platform leverages artificial intelligence to facilitate the integration of data from diverse sources, including on-premises and cloud applications, databases, data warehouses, and IoT devices. This platform supports the creation of data pipelines through an intuitive drag-and-drop interface that allows both IT professionals and business users to develop scalable solutions without extensive coding. SnapLogic's offerings include pre-built integration templates and a procurement automation solution, catering to a range of sectors such as human resources, finance, and customer relationship management. The company serves organizations within the Global 2000 and collaborates with strategic partners to enhance its service offerings. Founded in 2006 and headquartered in San Mateo, California, SnapLogic also maintains offices in New York, London, Hyderabad, and Melbourne.

Paribus Co. is a technology company based in New York that specializes in helping consumers save money on online purchases by tracking price changes. Founded in 2014, Paribus operates a portal that scans users' email inboxes for receipts and automatically monitors price fluctuations for purchased items. When a price drop occurs, the company files price adjustment claims on behalf of the user, ensuring they receive any eligible refunds. This service allows consumers to benefit from retailers' price matching guarantees without the hassle of navigating the claims process themselves. Paribus became a subsidiary of Capital One Financial Corporation in 2016, further enhancing its capabilities in the financial technology space.

Liberty SBF Holdings, LLC is a commercial real estate finance company based in Wynnewood, Pennsylvania, with additional operations in Newport Beach, California. Founded in 2011, the company specializes in small-balance commercial lending, catering to small businesses navigating a difficult credit landscape. Liberty SBF provides a diverse range of loan products, including SBA 504 and 7a loans, owner-occupied commercial real estate loans, bridge loans, and various financing options for properties such as offices, retail spaces, industrial sites, hotels, and assisted living facilities. Additionally, the company offers lender services to banks, credit unions, and loan investors, including loan screening, packaging, underwriting, closing, servicing, and mortgage banking services. By utilizing conventional, CMBS, and government-guaranteed loan programs, Liberty SBF aims to support borrowers in their efforts to expand their businesses and acquire commercial real estate.

Transactis, Inc. is a provider of Software-as-a-Service electronic bill presentment and payment solutions in the United States, helping businesses transition from traditional paper-based processes to efficient digital alternatives. The company's primary offering, BillerIQ, is a cloud-based platform that allows businesses to issue electronic bills and invoices and accept payments through various channels, including online, phone, and mobile devices. Additionally, Transactis offers DocumentIQ, a digital document management solution for transforming and archiving documents. The company serves a diverse range of sectors, including financial services, healthcare, education, and utilities, and operates exclusively through a network of resellers, such as financial institutions and technology companies. Transactis is committed to meeting stringent regulatory and compliance standards. Established in 2001 and based in New York, Transactis operates as a subsidiary of Mastercard Incorporated.

Critical Stack, Inc. is a Boston-based company founded in 2014 that specializes in security software aimed at enhancing threat detection and network security monitoring. The company offers a unique platform that enables the containerization and scaling of security infrastructure, thereby improving the way organizations select, acquire, deploy, and operate visibility and security tools. One of its key products is the Intel Marketplace, a threat intelligence solution that aggregates advanced intelligence from hundreds of sources and streams it directly to network sensors in various locations. As of March 2016, Critical Stack operates as a subsidiary of Capital One Financial Corporation, further solidifying its position in the cybersecurity landscape.

IronPlanet is an online marketplace for selling and buying used equipment and other durable assets. IronPlanet connects buyers and sellers of used equipment. It has built a database of more than 3.3 million registered users worldwide. IronPlanet connects buyers and sellers of used equipment with its exclusive IronClad Assurance equipment condition certification and family of brands, including IronPlanet, GovPlanet, TruckPlanet, Kruse Energy and Equipment AuctioneersSM, and Asset Appraisal ServicesSM. Since 2000, IronPlanet has built a database of more than 1.4 million registered users worldwide. It was formerly known as IronPlanet.com and changed its name to IronPlanet in November 2009. The company was founded in 1999 and is headquartered in Pleasanton, California.

Monsoon Company, Inc. provides Web and mobile application design and development services. The company was founded in 2001 and is based in Oakland, California. As of July 8, 2015, Monsoon Company, Inc. operates as a subsidiary of Capital One Financial Corporation.

Cedar Realty Trust, Inc. is a real estate investment trust that specializes in the ownership, operation, and redevelopment of grocery-anchored shopping centers located in high-density urban markets from Washington, D.C. to Boston. The company's portfolio includes 54 properties, encompassing approximately 8.2 million square feet of gross leasable area. Cedar Realty Trust generates its revenue primarily from rents and operating expense reimbursements received through long-term leases with tenants. The focus on grocery-anchored centers positions the company to cater to essential retail needs in densely populated areas, contributing to its long-term value creation strategy.

Level Money is a developer of mobile application software that aims to simplify personal finance management. By providing a real-time overview of spendable income, the application allows users to track their financial situation without the complexities of traditional budgeting methods. It automatically detects income and fixed expenses from linked financial accounts, offering insights into cash flow. This functionality enables users to spend confidently, save more effectively, and maintain a balanced financial life. Through its innovative approach, Level Money seeks to empower individuals with better financial control and understanding.

Adaptive Path is a user experience consultancy that assists organizations in developing innovative product concepts and implementing effective experience design. Founded in 2001 during a challenging economic period, the company emerged from a desire to address user experience issues without adhering to rigid methodologies. It has collaborated with notable brands, including NPR and Intel, leveraging a flexible approach that involves clients throughout the engagement process. Adaptive Path has contributed to the user experience field by promoting openness and sharing knowledge through publications, workshops, and conferences, including the renowned UX Week. The firm has also adapted to emerging technologies, coining terms like Ajax to describe innovative web interactions. Over the years, Adaptive Path has expanded its expertise across various sectors, including healthcare, and has continuously evolved from providing basic web user experience services to tackling complex design challenges across multiple platforms. As user experience has transitioned from a supplementary aspect to a critical component of product development, Adaptive Path has played a significant role in this evolution.

Cedar Realty Trust, Inc. is a real estate investment trust that specializes in the ownership, operation, and redevelopment of grocery-anchored shopping centers located in high-density urban markets from Washington, D.C. to Boston. The company's portfolio includes 54 properties, encompassing approximately 8.2 million square feet of gross leasable area. Cedar Realty Trust generates its revenue primarily from rents and operating expense reimbursements received through long-term leases with tenants. The focus on grocery-anchored centers positions the company to cater to essential retail needs in densely populated areas, contributing to its long-term value creation strategy.

Beech Street Capital, LLC is a mortgage banking company engaged in originating, underwriting, closing, and servicing high-quality multifamily, long-term care and seniors housing financing solutions nationwide. Their multifamily and seniors housing experts customize each transaction to meet the needs of their borrowers with Fannie Mae, Freddie Mac, FHA, and non-agency lending sources. Headquartered in Bethesda, Maryland, Beech Street has offices in Alabama, California, Florida, Georgia, Illinois, Massachusetts, New York and Texas. Web site: www.beechstcap.com

Bundle rates merchants based on actual credit card spending by millions of people at that location. Bundle has built a data and analytical solution that structures and sorts through billions of spending transactions in order to rate the merchants.

BankOns is a business-to-business service that assists financial institutions in enhancing mobile engagement by leveraging geo-location and purchase history. The platform enables these institutions to generate a variety of localized offers tailored to their clients, thereby fostering greater interaction and relevance in mobile banking experiences. By utilizing contextual data, BankOns aims to strengthen the connection between financial services and their customers, ultimately driving increased usage and satisfaction.

ING Direct is a digital bank that specializes in providing a range of commercial banking services without traditional brick-and-mortar branches. Its offerings include personal and business savings accounts, investment and retirement accounts, mortgages, certificates of deposit, and home loans, all accessible through mail, online platforms, and phone services. Headquartered in Wilmington, Delaware, ING Direct operates under the umbrella of ING, a global financial institution with a presence in over 50 countries. The bank serves more than 6.5 million customers in the United States and has a broader reach with additional divisions in countries such as Canada, Australia, and several European nations. As a member of the Federal Deposit Insurance Corporation, ING Direct ensures that customer deposits are insured up to $250,000, reflecting its commitment to customer security and trust.

Chevy Chase Bank is the greater Washington region's largest locally-owned banking institution providing a complete array of financial products and services to consumers and businesses in Maryland, Virginia, and the District of Columbia. The Bank, which is headquartered in Bethesda, Maryland, has approximately 250 branches and over 1,000 ATMs, more than anyone else in the greater Washington market. Chevy Chase Bank currently has over $16 billion in assets and services over 1 million customers. For more information about Chevy Chase Bank, please visit chevychasebank.com.

North Fork Bancorporation, Inc. is a bank holding company that principally operates commercial banks on Long Island, New York, and in the New York City area. It runs over 150 North Fork Banks, and maintains a telebanking operation through its Superior Savings of New England subsidiary.

TrueCar, Inc. is an internet-based platform that provides market-based pricing data for new and used cars in the United States. Operating through its website and mobile applications, TrueCar connects consumers with a network of certified dealers, offering insights into how much others have paid for vehicles in their area. The platform aggregates data from multiple sources to deliver real-time, unbiased pricing information, assisting both car buyers and dealers. Additionally, TrueCar offers services such as TrueCar Trade, which informs users of their trade-in vehicle's value and guarantees a price before visiting a dealership. The company also provides advanced tools for dealers through services like DealerSync and DealerScience. Founded in 2005 and headquartered in Santa Monica, California, TrueCar customizes its platform for various partners, including financial institutions and membership organizations.

Hibernia Corporation is a banking and financial services provider based in New Orleans, Louisiana, with a strong traditional banking presence in the state and an expanding franchise in Texas. The company offers a range of services, including deposit facilities, credit and debit cards, insurance, treasury management, cash management, and investment services. Hibernia's commitment to serving its clients is reflected in its diverse financial solutions tailored to meet the needs of individuals and businesses alike.

TrueCar, Inc. is an internet-based platform that provides market-based pricing data for new and used cars in the United States. Operating through its website and mobile applications, TrueCar connects consumers with a network of certified dealers, offering insights into how much others have paid for vehicles in their area. The platform aggregates data from multiple sources to deliver real-time, unbiased pricing information, assisting both car buyers and dealers. Additionally, TrueCar offers services such as TrueCar Trade, which informs users of their trade-in vehicle's value and guarantees a price before visiting a dealership. The company also provides advanced tools for dealers through services like DealerSync and DealerScience. Founded in 2005 and headquartered in Santa Monica, California, TrueCar customizes its platform for various partners, including financial institutions and membership organizations.

Based in Overland Park, Kansas, eSmartloan (www.esmartloan.com) provides a diversified offering of full-service mortgage and home equity products through its knowledgeable sales staff and innovative website. eSmartloan is FDIC insured and operates as a division of National Bank of Kansas City.

Founded in 1969 HFS has grown from a small company employing 24 staff, to a group with over 480 staff. In the year ending March 31, 2004, HFS originated a volume of approximately 15,000 loans, with a value of approximately $630 million (GBP 350 million). UK based HFS (Macclesfield, Cheshire) is one of the country's leading independent brokers, providing services for secured and unsecured lending, mortgages, insurance and investment products. It works with a network of major lenders and insurance providers to offer the best possible financial deals for its customers.

Onyx Acceptance Corporation (http://www.onyxacceptance.com) is a specialized automobile finance company based in Foothill Ranch, California. Onyx provides auto financing to franchised and select independent dealerships throughout the United States.

PeopleFirst, founded in 1995, is the largest online motor vehicle lender in the United States, specializing in the origination and servicing of consumer auto and motorcycle loans. The company offers an innovative financing option known as the Blank Check, which allows consumers to purchase new or used vehicles at any dealership nationwide without renegotiating loan terms. In addition to standard auto and motorcycle loans, PeopleFirst also provides financing for lease buyouts, refinancing of existing loans, and purchases from private sellers. The company operates in 48 states and the District of Columbia, making it a significant player in the online vehicle financing sector.

AmeriFee, founded in 1992, is a pioneer in providing patient financing solutions for elective medical procedures. The company markets through medical providers who refer patients seeking elective orthodontic, dental, vision and cosmetic procedures. AmeriFee has the exclusive endorsement of the American Association of Orthodontists, and 12,000 health care providers located throughout the 50 states offer its programs.

Summit Acceptance Corp. is a provider of auto financing.