Sequoia Capital

Tazapay is a trade management platform that focuses on enhancing cross-border commerce for small and medium-sized businesses (SMBs). The platform addresses trust barriers often encountered in international trade by offering essential financial technology tools and services. It enables users to conduct background checks on trade partners and safeguards payments through digital escrows. Additionally, Tazapay provides templated proposals and contracts, along with other related services, to streamline negotiations and reduce friction in trade transactions. By facilitating these processes, Tazapay aims to increase the success rate of international trade for SMBs.

Tabby is a financial technology company based in the United Arab Emirates that offers payment solutions for consumers in the UAE and Saudi Arabia. The company allows customers to pay for their online and in-store purchases either through a deferred single payment or in multiple installments. Tabby's proprietary decision engine facilitates instant checkout, enabling users to make purchases and pay later without incurring additional costs. Through its services, Tabby aims to enhance the shopping experience by providing greater financial flexibility to consumers.

Mos is a financial services platform designed to simplify the process of accessing government aid and financial assistance for students. Initially focused on college financial aid, Mos has streamlined the application process, allowing users to apply for a significant portion of the available government aid through a single application. The platform provides comprehensive guidance and research on financial sources, helping students navigate the complexities of financial aid and remove barriers to accessing funds. By prioritizing user experience, Mos enables individuals to understand and claim their rights and benefits more effectively.

TONIK provides retail financial products, including deposits, loans, current accounts, payments, and cards on a highly secure digital banking platform.

Papaya is a developer of an online mobile bill payment application that simplifies financial transactions for users. The application supports various payment methods, including debit and credit cards and direct bank account transfers. It prioritizes security by encrypting personal information and payment data, ensuring compliance with HIPAA and PCI standards. In addition to its bill payment services, Papaya operates as an electronic money platform, offering digital solutions, online banking, and international payment services. This combination of features enables users to manage their financial activities efficiently and securely.

OPay designs a mobile payment service and consumer platform for users to send and receive money, pay bills, and order food and groceries. It empowers and enables users to accomplish more with their money by providing smart financial services. It is a one-stop mobile-based platform for payment, transportation, food and grocery delivery, and other important services in everyday life. Millions of users rely on OPay every day to send and receive money, pay bills, and order food and groceries.

Flowaccount Co., Ltd. develops a cloud accounting software for small businesses in Thailand. It creates and sends professional invoices, track payments, and collaborates with partners. The company is based in Bangkok, Thailand.

FamPay Solutions Private Limited is a Bengaluru-based company that provides a digital payment application specifically designed for teenagers and their families. Incorporated in 2019, FamPay enables minors to conduct various payment activities, including UPI, peer-to-peer (P2P) transactions, and card payments, without requiring a traditional bank account. The application allows parents to send money to their children, who can then spend it securely at online and in-store merchants under parental supervision. By focusing on the unique needs of younger users, FamPay aims to create a seamless and enjoyable payment experience for teenagers while ensuring financial safety and accountability.

Telda is a financial brand in the MENA region built for Millennials and GenZ to take the pain out of payment experience and peer-to-peer transfers.

TONIK provides retail financial products, including deposits, loans, current accounts, payments, and cards on a highly secure digital banking platform.

Tillit is a fintech startup focused on creating a buy now, pay later solution specifically for business-to-business (B2B) transactions. The company aims to streamline the purchasing process for businesses by providing flexible payment options that enhance cash flow management. Additionally, it operates an investment platform designed to empower investors by offering a user-friendly interface and engaging content. This platform features a curated selection of investment funds, complete with detailed information and tools, enabling users to make informed investment decisions with ease. Through its innovative solutions, Tillit seeks to facilitate financial transactions and investment opportunities for businesses and individuals alike.

TONIK provides retail financial products, including deposits, loans, current accounts, payments, and cards on a highly secure digital banking platform.

Mos is a financial services platform designed to simplify the process of accessing government aid and financial assistance for students. Initially focused on college financial aid, Mos has streamlined the application process, allowing users to apply for a significant portion of the available government aid through a single application. The platform provides comprehensive guidance and research on financial sources, helping students navigate the complexities of financial aid and remove barriers to accessing funds. By prioritizing user experience, Mos enables individuals to understand and claim their rights and benefits more effectively.

FamPay Solutions Private Limited is a Bengaluru-based company that provides a digital payment application specifically designed for teenagers and their families. Incorporated in 2019, FamPay enables minors to conduct various payment activities, including UPI, peer-to-peer (P2P) transactions, and card payments, without requiring a traditional bank account. The application allows parents to send money to their children, who can then spend it securely at online and in-store merchants under parental supervision. By focusing on the unique needs of younger users, FamPay aims to create a seamless and enjoyable payment experience for teenagers while ensuring financial safety and accountability.

FamPay Solutions Private Limited is a Bengaluru-based company that provides a digital payment application specifically designed for teenagers and their families. Incorporated in 2019, FamPay enables minors to conduct various payment activities, including UPI, peer-to-peer (P2P) transactions, and card payments, without requiring a traditional bank account. The application allows parents to send money to their children, who can then spend it securely at online and in-store merchants under parental supervision. By focusing on the unique needs of younger users, FamPay aims to create a seamless and enjoyable payment experience for teenagers while ensuring financial safety and accountability.

Finix Payments, Inc. is a San Francisco-based company that provides a payment infrastructure platform designed to help businesses manage and monetize their payment processes effectively. Founded in 2015, Finix offers a range of services, including a payment facilitator platform that includes features such as tokenization, merchant onboarding, reporting, reconciliation, settlements, and chargeback management. The company enables businesses to avoid the complexities and costs associated with developing an in-house payment system. Additionally, through a partnership with Visa, Finix facilitates real-time push-to-card payments, enhancing the efficiency of disbursements. Finix's solutions aim to improve the payment experience for both businesses and their customers, recognizing the critical role that effective payment technology plays in driving revenue.

OPay designs a mobile payment service and consumer platform for users to send and receive money, pay bills, and order food and groceries. It empowers and enables users to accomplish more with their money by providing smart financial services. It is a one-stop mobile-based platform for payment, transportation, food and grocery delivery, and other important services in everyday life. Millions of users rely on OPay every day to send and receive money, pay bills, and order food and groceries.

QFPay provides businesses with mobile payment technologies and value-added services. QFPay has been partnering with various mobile wallet providers including Alipay, WeChat Pay, China UnionPay, among others, servicing over 1 million+ merchants across Asia and executing over 500 million mobile payment transactions totaling USD30 billion+ in transaction value over the last 6 years.

OPay designs a mobile payment service and consumer platform for users to send and receive money, pay bills, and order food and groceries. It empowers and enables users to accomplish more with their money by providing smart financial services. It is a one-stop mobile-based platform for payment, transportation, food and grocery delivery, and other important services in everyday life. Millions of users rely on OPay every day to send and receive money, pay bills, and order food and groceries.

O'Pay Electronic Payment is a mobile payment mobile app.

Papaya is a developer of an online mobile bill payment application that simplifies financial transactions for users. The application supports various payment methods, including debit and credit cards and direct bank account transfers. It prioritizes security by encrypting personal information and payment data, ensuring compliance with HIPAA and PCI standards. In addition to its bill payment services, Papaya operates as an electronic money platform, offering digital solutions, online banking, and international payment services. This combination of features enables users to manage their financial activities efficiently and securely.

LianLian, founded in 2003, is a prominent electronic payment service provider based in China, recognized as the fourth largest non-banking third-party payment institution in the country. With a registered capital of RMB 325 million, LianLian operates under its parent company, Lianlian Number. The company offers a comprehensive range of payment services, including mobile payments, cross-border payment solutions, and value-added services, catering primarily to small and midsized merchants and enterprises. LianLian has secured over 60 payment licenses across various regions, enabling it to facilitate cross-border transactions for approximately 1.1 million e-commerce stores in more than 100 countries, supporting settlements in 19 different currencies. The company's global payment segment is its primary revenue driver, bolstered by partnerships with major domestic banks and its involvement in national-level cross-border e-commerce initiatives.

CardUp Pte Ltd. is an online card payment platform based in Singapore that facilitates cash management by allowing payments typically made through bank transfers to be shifted to credit cards, even when the recipients do not accept card payments. Founded in 2015, CardUp offers personal services for various expenses, including rent, insurance, car loans, taxes, and condominium fees. For businesses, the platform enables payment of rent, taxes, salaries, and supplies, as well as the collection of payments. By utilizing CardUp, users can earn credit card rewards on significant expenses that are usually paid by cash, cheque, or bank transfer, thereby optimizing working capital and supporting business growth.

Happay is an online business expense management solution that streamlines user expense workflows from end-to-end and offers real-time visibility and control over business spends. Businesses can provide their employees with Happay prepaid VISA cards and let them spend freely while tracking and approving their expenses within set limits through Happay dashboard. Employees can snap photos of receipts, record cash expenses, and submit expense reports. Happay is serving over 5000 businesses and 40 verticals across India. Its AI-powered policy and approval engine enable managers and finance teams to approve expense claims, control leakage and ensure compliance. The company was founded in 2012 and is based in Whitefield in India.

Happay is an online business expense management solution that streamlines user expense workflows from end-to-end and offers real-time visibility and control over business spends. Businesses can provide their employees with Happay prepaid VISA cards and let them spend freely while tracking and approving their expenses within set limits through Happay dashboard. Employees can snap photos of receipts, record cash expenses, and submit expense reports. Happay is serving over 5000 businesses and 40 verticals across India. Its AI-powered policy and approval engine enable managers and finance teams to approve expense claims, control leakage and ensure compliance. The company was founded in 2012 and is based in Whitefield in India.

SharkPay is an innovative, easy-to-use payment gateway that accepts over 20 different methods, including cryptocurrencies like Bitcoin. SharkPay integrates into any website - easily and without a sweat. Conforming to the native design of each website, SharkPay is lightweight and fast, and secure - with 128-bit encryption alongside the SSL protection, making it one of the best gateways in terms of security.

Ping++ is a provider of mobile payment SDKs and comprehensive mobile payment services designed to streamline access to various payment and transaction channels. The company offers a unified payment cloud platform that simplifies the integration process for businesses, allowing them to manage mobile payment channels efficiently. This platform enhances the payment experience for different consumer groups, ultimately improving order conversion rates. Additionally, Ping++ facilitates transaction management, audit reconciliation, and data analysis, providing businesses with essential tools to address challenges in their operations. A dedicated customer success team supports clients in developing tailored payment solutions, ensuring a worry-free experience in managing their payment needs.

Citrus was founded in 2011 by a group of software, UX, and finance professionals who saw space for true simplification & innovation in the world of payments.

Happay is an online business expense management solution that streamlines user expense workflows from end-to-end and offers real-time visibility and control over business spends. Businesses can provide their employees with Happay prepaid VISA cards and let them spend freely while tracking and approving their expenses within set limits through Happay dashboard. Employees can snap photos of receipts, record cash expenses, and submit expense reports. Happay is serving over 5000 businesses and 40 verticals across India. Its AI-powered policy and approval engine enable managers and finance teams to approve expense claims, control leakage and ensure compliance. The company was founded in 2012 and is based in Whitefield in India.

Founded in 2010, CardInfoLink is a fintech company that builds economic payment infrastructure for the internet and mobile, and provides banks with an integrated payment and collection system that integrates bankcard & QR code. With business coverage in more than 20 countries, CIL serves major merchants, reputable enterprises and financial institutions to manage their payment businesses online with lower financial complexity and better user experiences. In CIL, we help banks and acquirers to proceed with more efficient acquiring and issuing works. Our services include domestic and oversea online payment processing, and a variety of front-end products such as QR payment and membership marketing based on Big Data Analysis. Meanwhile, EVO Cloud invented by CIL support major mobile wallets in SEA region, and connects to all six major international card schemes. Furthermore, we offer many other value added customer data services that boost your “smart” commerce. Our products are widely applied at various scenarios; like university fee payment, transportations, dining, hotel/restaurant reservation, mobile ordering and many more. CIL is a company funded by Sequoia Capital China and TIS Intec Group, and certified as compliant under PCI DSS and ISO 27001.

QFPay provides businesses with mobile payment technologies and value-added services. QFPay has been partnering with various mobile wallet providers including Alipay, WeChat Pay, China UnionPay, among others, servicing over 1 million+ merchants across Asia and executing over 500 million mobile payment transactions totaling USD30 billion+ in transaction value over the last 6 years.

Citrus was founded in 2011 by a group of software, UX, and finance professionals who saw space for true simplification & innovation in the world of payments.

Citrus was founded in 2011 by a group of software, UX, and finance professionals who saw space for true simplification & innovation in the world of payments.

QFPay provides businesses with mobile payment technologies and value-added services. QFPay has been partnering with various mobile wallet providers including Alipay, WeChat Pay, China UnionPay, among others, servicing over 1 million+ merchants across Asia and executing over 500 million mobile payment transactions totaling USD30 billion+ in transaction value over the last 6 years.

Hitachi Payment Services is focused on establishing a secure and innovative payments ecosystem, primarily serving financial institutions, retailers, and service providers. The company emerged from the integration of Integrated Maintenance and Services Private Limited and the investment from Sequoia Capital. Through its brand, Prizm Payments, it aims to create a modern payments network that benefits all stakeholders. Hitachi Payment Services operates in 70 cities across India, catering to 20 prominent corporate clients and managing over 3,500 electronic transaction terminals, including ATMs and kiosks. With 43 spare part depots nationwide and a rework center in Chennai, the company ensures that clients have prompt access to support and maintenance services.