Creation Investments Capital Management

DD360 is an intelligent ecosystem for real estate developments.

Progcap is a financial service company based in New Delhi, India, that focuses on providing financial opportunities to micro and small businesses, particularly in rural and semi-urban areas. Founded in 2017, the company utilizes a blend of technology and a unique delivery model to underwrite credit, offering flexible and collateral-free working capital to underbanked retailers. Progcap's platform employs non-traditional ecosystem data for risk assessment, enabling the creation of credit scores for customers who are typically overlooked by conventional financial institutions. By leveraging advanced technology, Progcap aims to empower these businesses with affordable and timely credit solutions, thereby enhancing their financial accessibility and operational capabilities.

ReshaMandi is a comprehensive platform aimed at streamlining the silk supply chain, addressing various needs from production to retail. The company focuses on procuring scientifically graded cocoons from farmers and supplying them to reelers, while also ensuring that high-quality yarn is accessible to weavers. Additionally, ReshaMandi provides services such as quality testing, technical advisory, and market linkages, facilitating connections between reelers and a wide range of retailers. By creating a digital ecosystem that supports the entire natural fiber supply chain, ReshaMandi seeks to enhance the overall efficiency and quality of silk production, ultimately influencing fashion trends in the market.

Vivriti Capital is a financial services company based in Chennai, India, founded in 2017. The firm specializes in providing a range of services including lending, investing, investment banking, and advisory services, with a focus on small enterprises and individuals who face challenges in accessing financial services. By leveraging data analytics and technology, Vivriti Capital tailors financial products to meet the specific needs of its clients. The company serves a diverse array of industries, including information technology, financial services, transportation, real estate, media, and retail, ensuring comprehensive support across various sectors.

Oxyzo specializes in providing tailored financial services aimed at transforming small and medium enterprises (SMEs) into larger entities. The company offers customized credit solutions designed to help SMEs enhance their operations and revenue while improving profit margins. Oxyzo's services include low-interest, collateral-free loans with expedited processing times of up to 72 hours. Notably, the firm serves over 3,000 SMEs across India, disbursing substantial loan amounts annually. Key features of Oxyzo's offerings include a "Pay As Per Usage" model, which allows clients to pay interest only for the duration of credit usage without foreclosure charges, minimal documentation requirements for loan processing, and competitive interest rates starting at 1.5% per month. Additionally, clients can benefit from savings on raw material purchases through partnerships that provide discounts. Overall, Oxyzo positions itself as a leading lending option for SMEs in India, focusing on their unique financial needs.

Vastu Housing Finance Corporation Ltd is a Public Limited Company registered with National Housing Bank as a Housing Finance corporation. VHFC is primarily engaged in socially relevant direct housing Finance to affordable Housing segment and low income segments . It will essentially provide loans to Self-Employed segment for following purposes: Purchase of house New & Re-Sale, Construction of house, Extension/ Improvement of House building, Composite Loan purchase of land & Construction of house, Commercial Purchase, Loan against Property, Builder Loans.

Vastu Housing Finance Corporation Ltd is a Public Limited Company registered with National Housing Bank as a Housing Finance corporation. VHFC is primarily engaged in socially relevant direct housing Finance to affordable Housing segment and low income segments . It will essentially provide loans to Self-Employed segment for following purposes: Purchase of house New & Re-Sale, Construction of house, Extension/ Improvement of House building, Composite Loan purchase of land & Construction of house, Commercial Purchase, Loan against Property, Builder Loans.

Avla S.A. operates as an insurance company. The company underwrites insurance products in the areas of surety bonds, trade credit, and private debt. The company was founded in 2008 and is based in Las Condes, Chile.

ReshaMandi is a comprehensive platform aimed at streamlining the silk supply chain, addressing various needs from production to retail. The company focuses on procuring scientifically graded cocoons from farmers and supplying them to reelers, while also ensuring that high-quality yarn is accessible to weavers. Additionally, ReshaMandi provides services such as quality testing, technical advisory, and market linkages, facilitating connections between reelers and a wide range of retailers. By creating a digital ecosystem that supports the entire natural fiber supply chain, ReshaMandi seeks to enhance the overall efficiency and quality of silk production, ultimately influencing fashion trends in the market.

Progcap is a financial service company based in New Delhi, India, that focuses on providing financial opportunities to micro and small businesses, particularly in rural and semi-urban areas. Founded in 2017, the company utilizes a blend of technology and a unique delivery model to underwrite credit, offering flexible and collateral-free working capital to underbanked retailers. Progcap's platform employs non-traditional ecosystem data for risk assessment, enabling the creation of credit scores for customers who are typically overlooked by conventional financial institutions. By leveraging advanced technology, Progcap aims to empower these businesses with affordable and timely credit solutions, thereby enhancing their financial accessibility and operational capabilities.

Capital Float is an online platform that provides working capital finance to SMEs in India. It offers flexible, short-term loans that can be used to purchase inventory, service new orders or optimize cash cycles. Borrowers can apply online in minutes, select desired repayment terms and receive funds in their bank accounts in 7 days with minimal hassle. Capital Float was founded in 2013 by Gaurav Hinduja and Sashank Rishyasringa.

OfBusiness is a technology-driven platform designed to enhance the procurement and financing processes for small and medium enterprises (SMEs) in India. By integrating e-commerce with a robust product fulfillment engine, OfBusiness provides businesses with better access to raw materials at competitive prices and optimized timelines. The platform focuses on delivering a seamless experience for its users, allowing them to concentrate on their core operations. OfBusiness addresses key challenges in the B2B sector, including logistics, credit, and information flow, by managing end-to-end logistics and offering credit solutions through partnerships with non-banking financial companies. With a team that has extensive experience across various industrial sectors, OfBusiness is committed to understanding and meeting the needs of its customers, ultimately facilitating better operational efficiency for SMEs in the manufacturing and infrastructure domains.

Vivriti Capital is a financial services company based in Chennai, India, founded in 2017. The firm specializes in providing a range of services including lending, investing, investment banking, and advisory services, with a focus on small enterprises and individuals who face challenges in accessing financial services. By leveraging data analytics and technology, Vivriti Capital tailors financial products to meet the specific needs of its clients. The company serves a diverse array of industries, including information technology, financial services, transportation, real estate, media, and retail, ensuring comprehensive support across various sectors.

Fusion Microfinance Private Limited is a non-banking financial company based in New Delhi, specializing in providing micro-credit services to women entrepreneurs in rural and semi-urban regions of India. Established in 1994, the company began its Greenfield operations in January 2010 and expanded its reach by acquiring the microfinance division of Aajeevika, which had a loan book of Rs 6.3 million and 1,280 members at the time of acquisition. Fusion Microfinance focuses on facilitating the establishment and growth of small businesses by offering micro-loans and life insurance products. As of March 31, 2019, the company operated through a network of 504 branches across less penetrated areas in North Central India, including Madhya Pradesh, Uttarakhand, Uttar Pradesh, Delhi, and Haryana.

Vivriti Capital is a financial services company based in Chennai, India, founded in 2017. The firm specializes in providing a range of services including lending, investing, investment banking, and advisory services, with a focus on small enterprises and individuals who face challenges in accessing financial services. By leveraging data analytics and technology, Vivriti Capital tailors financial products to meet the specific needs of its clients. The company serves a diverse array of industries, including information technology, financial services, transportation, real estate, media, and retail, ensuring comprehensive support across various sectors.

Vivriti Capital is a financial services company based in Chennai, India, founded in 2017. The firm specializes in providing a range of services including lending, investing, investment banking, and advisory services, with a focus on small enterprises and individuals who face challenges in accessing financial services. By leveraging data analytics and technology, Vivriti Capital tailors financial products to meet the specific needs of its clients. The company serves a diverse array of industries, including information technology, financial services, transportation, real estate, media, and retail, ensuring comprehensive support across various sectors.

Fusion Microfinance Private Limited is a non-banking financial company based in New Delhi, specializing in providing micro-credit services to women entrepreneurs in rural and semi-urban regions of India. Established in 1994, the company began its Greenfield operations in January 2010 and expanded its reach by acquiring the microfinance division of Aajeevika, which had a loan book of Rs 6.3 million and 1,280 members at the time of acquisition. Fusion Microfinance focuses on facilitating the establishment and growth of small businesses by offering micro-loans and life insurance products. As of March 31, 2019, the company operated through a network of 504 branches across less penetrated areas in North Central India, including Madhya Pradesh, Uttarakhand, Uttar Pradesh, Delhi, and Haryana.

OfBusiness is a technology-driven platform designed to enhance the procurement and financing processes for small and medium enterprises (SMEs) in India. By integrating e-commerce with a robust product fulfillment engine, OfBusiness provides businesses with better access to raw materials at competitive prices and optimized timelines. The platform focuses on delivering a seamless experience for its users, allowing them to concentrate on their core operations. OfBusiness addresses key challenges in the B2B sector, including logistics, credit, and information flow, by managing end-to-end logistics and offering credit solutions through partnerships with non-banking financial companies. With a team that has extensive experience across various industrial sectors, OfBusiness is committed to understanding and meeting the needs of its customers, ultimately facilitating better operational efficiency for SMEs in the manufacturing and infrastructure domains.

Fusion Microfinance Private Limited is a non-banking financial company based in New Delhi, specializing in providing micro-credit services to women entrepreneurs in rural and semi-urban regions of India. Established in 1994, the company began its Greenfield operations in January 2010 and expanded its reach by acquiring the microfinance division of Aajeevika, which had a loan book of Rs 6.3 million and 1,280 members at the time of acquisition. Fusion Microfinance focuses on facilitating the establishment and growth of small businesses by offering micro-loans and life insurance products. As of March 31, 2019, the company operated through a network of 504 branches across less penetrated areas in North Central India, including Madhya Pradesh, Uttarakhand, Uttar Pradesh, Delhi, and Haryana.

Capital Float is an online platform that provides working capital finance to SMEs in India. It offers flexible, short-term loans that can be used to purchase inventory, service new orders or optimize cash cycles. Borrowers can apply online in minutes, select desired repayment terms and receive funds in their bank accounts in 7 days with minimal hassle. Capital Float was founded in 2013 by Gaurav Hinduja and Sashank Rishyasringa.

Fusion Microfinance Private Limited is a non-banking financial company based in New Delhi, specializing in providing micro-credit services to women entrepreneurs in rural and semi-urban regions of India. Established in 1994, the company began its Greenfield operations in January 2010 and expanded its reach by acquiring the microfinance division of Aajeevika, which had a loan book of Rs 6.3 million and 1,280 members at the time of acquisition. Fusion Microfinance focuses on facilitating the establishment and growth of small businesses by offering micro-loans and life insurance products. As of March 31, 2019, the company operated through a network of 504 branches across less penetrated areas in North Central India, including Madhya Pradesh, Uttarakhand, Uttar Pradesh, Delhi, and Haryana.

Capital Float is an online platform that provides working capital finance to SMEs in India. It offers flexible, short-term loans that can be used to purchase inventory, service new orders or optimize cash cycles. Borrowers can apply online in minutes, select desired repayment terms and receive funds in their bank accounts in 7 days with minimal hassle. Capital Float was founded in 2013 by Gaurav Hinduja and Sashank Rishyasringa.

Te Creemos a Mexican financial institution, aimed at contributing to the sustainability of our customers and their communities.

Sohan Lal Commodity Management Pvt Ltd, based in New Delhi, India, specializes in agricultural commodity warehouse management and procurement services. Founded in 1971, the company provides a range of offerings, including commodity warehousing, agricultural financing, collateral management, risk mitigation, and analytical services. Its Commodity Market Intelligence division conducts primary and secondary crop surveys and monitors crop cycles. The company also ensures quality testing of agricultural products and offers pest control and disinfestation services for stored grains. In addition, Sohan Lal Commodity Management provides assaying, trade and export services, and skill-building initiatives. Its diverse clientele includes farmers, processors, millers, traders, importers, exporters, commodity exchanges, and government entities, with operations extending across India and into Myanmar.

Capitalife Assurance is a life insurance company based in Colombo, Sri Lanka, that aims to meet the long-term insurance needs of the local population. As a new entity, it plans to launch its operations with a focus on innovative and unique insurance products. By leveraging in-depth market knowledge and fresh thinking, Capitalife seeks to enhance life insurance coverage in Sri Lanka, addressing gaps between existing products and actual client requirements. The company is committed to providing services that enable clients to manage risks associated with uncertain future events.

Group Lease Public Company Limited, together with its subsidiaries, provides hire purchase services and asset-backed loans to consumers in Thailand, Cambodia, Singapore, Laos, Indonesia, and Myanmar. The company offers hire purchase services and asset-backed loans for motorcycles, cars, agricultural machinery and tools, and Trucks. It also provides auction services; microfinance; and business management and consulting services comprising financing to corporates and other investment holding companies, as well as smart dealer business engine, a software that facilitates dealers to record all the information related to sales of motorcycles and create an organized database and other key information of their customers. The company was founded in 1986 and is headquartered in Bangkok, Thailand.

Trade Finance and Investments PLC is a financial institution based in Sri Lanka. Being a pioneer in the financial services sector of Sri Lanka for over 35 years, Trade Finance and Investments PLC also known as TFIL has won the hearts of many investors of Sri Lanka. Currently run by the founding members of Jetwing Group of Companies, Trade Finance and Investments PLC is the Ideal place for your fixed deposits and leasing needs. Trade Finance and Investments PLC is a strong suite in terms of stability in the Sri Lankan Finance company sector. Trade Finance and Investments PLC provides competitive rates and can also be denoted as friendly, humane and trusted finance company

Commercial Credit & Finance PLC, established in 1982 in Kandy, is a financial services provider registered under the Finance Companies Act of Sri Lanka. After relocating its main operations to Colombo in 2010, the company has broadened its service offerings. It specializes in accepting deposits and providing a variety of financial products, including lease facilities, hire purchases, personal loans, microloans, and pawning services. Additionally, it is involved in real estate development and offers investment advice. The company's product range encompasses fixed deposits, educational loans, gold loans, and short-term loans, catering to diverse financial needs. Its operations are segmented into finance leases, hire purchases, microfinance, small and medium enterprise loans, gold loans, term loans, revolving loans, and investments, with a significant portion of revenue generated from hire purchase agreements.

SAC Apoyo Integral S.A. is a prominent microfinance institution based in San Salvador, El Salvador, founded in 1990. It serves approximately 40,000 clients with a loan portfolio valued at around 70 million USD. The company emphasizes a social impact strategy, which its shareholders view as a key differentiator in a competitive financial market. This strategy aligns social and financial returns, as evidenced by the institution's commitment to annual social objectives. These objectives include extending life and health insurance to about 70% of its clients, providing technical assistance for construction linked to 70% of housing-related loans, and offering financial education seminars to at least 2.2% of its client base. Apoyo Integral operates as a subsidiary of Apoyo Integral Inversiones S.A. de C.V., reinforcing its focus on sustainable growth and community support.

Equitas Holdings operates as a non-banking financial institution in India, focusing on providing a variety of financial services through its subsidiaries. Founded in 2007 and based in Chennai, the company offers products such as microfinance loans, vehicle finance, housing finance, and loans for micro and small enterprises. It also provides agri loans, gold loans, and business loans, primarily targeting individuals and low-income customers who may not have access to traditional banking services. In addition to its lending activities, Equitas Holdings engages in online freight facilitation through its Wowtruck brand. The company, which was formerly known as Equitas Micro Finance India Private Limited, changed its name in 2012 to reflect its broader scope of operations.

CreditAccess Grameen provides micro financial products and services for women from rural poor and low income households in India. It offers microcredit loans for income generation, family welfare, emergency, and home improvement, as well as micro insurance services covering life insurance, health insurance, and national pension scheme. CreditAccess Grameen also provides non-financial services, such as enterprise development, financial literacy promotion, basic health/nutrition education, basic medical services, special medical services for women and children, and training for women and women's rights/gender issues education. Vinatha M. Reddy founded Grameen Koota Financial Services in 1999. It became CreditAccess Grameen in January 2018, with its headquarters in Bengaluru in India.

Sonata Finance Private Limited is a micro-finance company based in Lucknow, India, focused on providing financial services to women in rural areas. Established in 1995, the company offers a range of loan products designed to support income generation and improve living conditions. These products include individual and group lending options, micro enterprise loans, utility finance, sanitation loans, home improvement loans, and two-wheeler loans. As of March 31, 2020, Sonata Finance operated through 443 branches, striving to deliver its services in a cost-effective and efficient manner while maintaining professional management and operational sustainability. The company aims to empower women by helping them access the financial resources needed to improve their livelihoods.

Finclusion Mexico microfinance institution engaged in promoting financial inclusion of people who have less opportunities for economic.

Eko India Financial Services Private Limited, founded in 2007 and based in New Delhi, India, focuses on enhancing access to financial services for the unbanked population in both urban and rural areas. The company has developed a platform that enables transactions through mobile devices and laptops, facilitating money transfers and payment services. Its primary offering, Connect, serves as a portal that connects a network of retailers, distributors, and partners, streamlining the delivery of financial services to customers. Eko aims to democratize financial access by leveraging innovative technology to create a low-cost infrastructure that extends the reach of financial institutions.

Sé Más offer quality financial services financial education respond needs of low income families and can help them to significantly improve.

MicroCred Mexico operates as a microfinance institution that offers loans to micro, small, and medium sized Mexican companies.

Inicjatywa Mikro S.A. is a Kraków-based company that specializes in providing micro-financing services to small business owners and entrepreneurs in Poland. Established in 1995, the company offers a variety of financial products, including start-up loans, interest-only loans, and term loans, aimed at supporting both existing and new businesses. Inicjatywa Mikro operates multiple offices across several cities in Poland, including Katowice, Bielsko Biała, Częstochowa, Radom, Tarnobrzeg, and Kielce, contributing to its accessibility for clients seeking financial assistance. Through its services, the company aims to facilitate growth and development in the small business sector.

NOA is a prominent financial institution in Albania, dedicated to supporting families and small entrepreneurs in enhancing their businesses and living standards. With a focus on providing "Fast and Easy" services, NOA effectively reaches 90% of the Albanian territory through a network of 25 branches and approximately 280 employees. The organization aims to become the leading financial institution in the market by offering not only financial products but also advisory and consultancy services to micro and small businesses, helping them achieve their investment goals. NOA emphasizes building an engaged and efficient workforce that embraces innovation and adapts to market changes, transforming challenges into opportunities. Recognized for their professionalism, NOA is committed to delivering fast and flexible solutions tailored to the needs of their customers. Additionally, NOA Holdings N.V. oversees operations and is exploring further acquisitions in Central and Eastern Europe to foster growth.

Forus Bank is a financial services provider based in Nizhni Novgorod, Russia, specializing in lending solutions for micro and small businesses. The bank focuses on offering a range of financial services tailored to the needs of private entrepreneurs and small enterprises. Its product offerings include various loan schemes such as express loans, micro loans, business loans, and credit card programs designed specifically for entrepreneurs. By catering to the unique financial needs of small businesses, Forus Bank plays a significant role in supporting the growth and development of private enterprises within the Russian Federation.

NOA SHA is a holdings company that focuses on enhancing financial services by simplifying customer relationships and streamlining procedures. The company is managed by a small team of experienced leaders who work collaboratively to improve operational efficiency and customer interactions. Through its commitment to facilitating faster processes, NOA SHA aims to create a more accessible and effective financial experience for its clients.

Aspire SOFOM a microfinance institution with a social and business vision.