TransUnion CIBIL

TransUnion CIBIL Limited is a leading credit information organization based in Mumbai, India, specializing in the collection, analysis, and delivery of credit history information for both consumer and commercial borrowers. Established in 2000, the company serves various sectors, including banking, insurance, microfinance, and telecommunications, by providing essential services such as credit reporting, fraud management, and analytics. Its offerings include CIBIL scores, consumer reports, and various portfolio management tools, which aid financial institutions in making informed lending decisions. By facilitating better understanding of credit histories, TransUnion CIBIL helps businesses manage risk, optimize lending strategies, and enhance customer relationships. The organization was formerly known as Credit Information Bureau (India) Limited before rebranding in 2016 and operates as a subsidiary of TransUnion Intermediate Holdings, Inc.