DCU FinTech Innovation Center

Tally Street, Inc. develops and operates a smart software for improving cash flow using accounting data to help small and midsize businesses. It offers Tally Street to uncover the customer stories and insights trapped in the accounting system; know the valuable and profitable customers, what products drive repeat business, and who presents the most risk; and optimize sales funnel and make money. The company’s software is also used to track customer and net revenue retention rates, lifetime value, and other customer insights; provide business owners and CEOs with the results and trends they need to make decisions; and identify payment risks, prioritize collections efforts, and forecast incoming cash flow. Tally Street, Inc. was incorporated in 2019 and is based in Boston, Massachusetts.

Cranberry Ventures helps Americans build wealth through lease-to-own housing.

Wunderite, Inc. develops software specifically designed for the insurance industry, aiming to enhance the efficiency of insurance agencies in the digital era. Founded in 2018 and based in Bourne, Massachusetts, the company offers a platform that automates the submission of insurance applications and facilitates online application processes. Its software utilizes data sets and APIs to provide valuable insights for decision-makers, while features like customer risk profiling, deal collaboration, and digital signatures enable agents and their clients to complete applications more swiftly. With a team composed of industry veterans, Wunderite is committed to supporting insurance professionals in navigating the digital landscape.

Developer of financial technology designed to streamline the mortgage life cycle from origination to securitization. The company's platform leverages technology to automate repeating processes, and reduce the time taken in the mortgage origination process, enabling lenders to close loans faster, reduce closing costs and keep up with fluctuating borrower demand.

Paerpay is a financial application designed to enhance in-person payment experiences for merchants, particularly in the restaurant industry. By streamlining the payment process, Paerpay addresses the challenges faced by merchants, who can lose significant revenue due to payment friction and non-paying customers. The platform allows users to scan a code at their table to either create a new bill or connect to an existing one, facilitating payment, bill splitting, and tipping with ease. This contactless payment service aims to eliminate the frustrations associated with traditional payment methods, enabling a smoother and more efficient transaction experience for both merchants and their customers.

Bitbridge is an MIT-spun hedge fund that focuses on global cryptocurrency markets.

Government Regulation of Insurance. Data Entry. Faxing and Mailing. Three of the least sexy things on the planet. But, state-level regulation of insurance requires keeping up with various filing requirements, maintaining form templates, and completing hours of research. Errors result in fines and penalties. FilingMate is creating a platform for insurance companies to find, manage, complete, review, and submit forms and filings to regulators. We like to think of it as a bit like "TurboTax for Insurance Companies".

Databento is a Boston-based platform founded in 2019 that specializes in providing institutional-quality market and alternative data. The company focuses on delivering both live and historical data through its colocation platform, which simplifies and accelerates access to this information. By automating data licensing processes, Databento significantly reduces onboarding time, allowing clients to efficiently capture and utilize high-fidelity financial data directly from the source. This capability enables businesses and financial institutions to access real-time exchange feeds and vast amounts of historical data while minimizing storage costs and avoiding latency issues.

Everyday Life Insurance is an innovative company based in Boston, Massachusetts, focused on enhancing financial security for middle-income families through technology. Founded in 2018, the company offers a unique insurance concierge platform that streamlines the life insurance acquisition process. Its flagship product, Predictive Protection, automatically adjusts coverage based on significant life events such as aging children or retirement, helping consumers save money. By leveraging an algorithm that integrates individual responses with population data, Everyday Life provides personalized life insurance recommendations, enabling customers to obtain tailored and cost-effective insurance plans.

Posh is a conversational AI and NLP technology development company that enables developers to deliver a new way to interact with users. With Posh, website actions that takes minutes to complete can be sped up to just seconds with a simple message from bots. Companies in finanical services, healthcare, utilities, and beyond are using the Posh platform to re-create call centers and automate routine requests for both customers and staff while saving time and money. The company wants to make the internet experience easier and more enjoyable. Posh was launched on 2015 and is based in Boston, Massachusetts.

PayByCar is a Boston-based company that provides an innovative in-vehicle payment solution designed to facilitate transactions at drive-up retailers. Established in 2017, the company utilizes existing toll transponders, such as E-ZPass, allowing drivers to pay for gas, food, and automotive services at participating locations without the need for traditional payment methods. This approach enhances convenience and security for users, streamlining the payment process while they remain in their vehicles.

Envel, Inc. is a financial services company based in Boston, Massachusetts, that focuses on providing innovative banking solutions for Generation Z and younger millennials. Founded in 2017, Envel offers an artificial intelligence-based retail banking platform designed to assist users in managing their finances effectively. This platform utilizes machine learning and behavioral science to create a personalized money management system that organizes income, optimizes savings, and minimizes unnecessary spending. By analyzing individual spending habits, Envel's technology autonomously allocates funds into various categories, helping users achieve financial stability and build wealth. Initially targeting college students, the company aims to support over one million individuals in managing their finances and reducing debt.

Reggora, Inc. is an appraisal technology company based in Boston, Massachusetts, that specializes in providing a cloud-based platform for mortgage lenders and real estate appraisers. The software automates various manual processes, from order allocation to quality control, which helps reduce costs and increase efficiency. It offers tools for lenders that enhance customization and streamline tasks related to accounting and underwriting. For appraisers, Reggora provides management tools that facilitate the appraisal process and improve operational efficiency. This two-sided platform aims to deliver higher-quality appraisals and quicker turnaround times, allowing appraisers to manage more orders effectively. Reggora was founded in 2016 and was previously known as Sonder Partners, LLC before rebranding in May 2017.

Developer of digital process automation software designed to help automate customer service, and compliance processes and handle large volumes of transactions. The company's platform automates the daily manual processes that financial institutions undertake to resolve mission-critical situations like fraud, collections, and compliance, business people can easily deploy end-to-end processes across technical and organizational boundaries, enabling businesses to automate tasks and improve efficiency.

Tunnel allows real-time global cross-currency payments for free using our Distributed Ledger Technology. We provide our own payment rails, APIs and mobile apps.

Edmit was founded by innovative university leaders passionate about student success. We believe students should feel empowered in the college admissions and financial aid process, and that colleges should have more effective ways to engage directly with students on pricing in order to effectively bring great students to their institution.

Finnest, Inc. is a Boston-based company founded in 2016 that develops application software aimed at teaching children and teenagers essential financial skills through gamification. The mobile app and secured debit card account provide tools and activities designed to instill good money habits, covering topics such as financial education, personal finance, savings, and responsible spending. By facilitating easier transfers between parents and their children, Finnest encourages young users to save and grow their money while fostering an understanding of money management and investment. The platform represents an innovative approach to financial literacy for the younger generation.

We believe ordering should be easy no matter where you are. From trivia at the local bar to intermission at the theater, order and pay with Noble and get back to enjoying your night. Specialties Mobile Ordering, Mobile Payments, Food and Beverage, Big Data

At PeopleHedge, they are trying to solve the world's foreign exchange rate problems. PeopleHedge is working on a product that easily allows you to lock in an exchange rate months in advance.

TowerIQ, Inc. specializes in developing an enterprise software platform tailored for the insurance industry. Founded in 2017 and based in Boston, Massachusetts, the company offers a broker-first platform designed to enhance transparency in insurance markets. Its solution simplifies and automates workflows, connects data and systems, and improves data quality and validation. By facilitating robust communication and providing valuable data insights, TowerIQ enables brokers, managing general agents (MGAs), and carriers to streamline the end-to-end insurance experience. This low-touch technology platform allows brokers and agents to focus on addressing clients' business challenges, ultimately enhancing client retention and satisfaction while enabling firms to win more business.

Arwen gives protection while trade on cryptocurrency exchanges. They are a team of seasoned experts in cryptography, network and cloud security. Arwen aims to be the most secure standard of trading as a technology built for centralized cryptocurrency exchanges. Their protocol and system has been developed by a team with over a decade of expertise in cryptographic standards and network security. They are building better crypto trading infrastructure and have the best team in the business.

Stavvy, Inc. is a financial technology company that specializes in a digital mortgage vendor platform designed to streamline communications and access to vendor data for mortgage banking professionals. The platform offers tools such as Stavvy Connect, which facilitates secure interactions between lenders and their title, settlement, and appraisal vendors, and Stavvy Notarize, which enables real estate professionals to conduct virtual closings and meetings using web conference technology. By eliminating traditional paper processes, Stavvy aims to enhance operational efficiency and compliance while minimizing risks associated with vendor interactions. Founded in 2018 and based in Boston, Massachusetts, the company was formerly known as Stavros Technologies, Inc. before rebranding in August 2020.

Headquartered in Boston, FiVerity, Inc. develops and markets AI- and machine learning software solutions that detect new and emerging forms of cyber fraud and deliver actionable, proactive threat intelligence. The company’s products meet the unique requirements of financial institutions, including banks, credit unions, and credit card providers. The company’s solutions help financial institutions strengthen, streamline and scale their consumer-facing business processes, such as application processing, credit verification, and customer onboarding. With its predictive and proactive approach, FiVerity’s solutions help customers to improve their internal processes to reduce losses from fraud and drive faster, and more profitable and sustainable growth.

Own Up, operating under Rategravity, Inc., offers a software platform designed to assist homebuyers in financing their homes. Founded in 2015 and based in Boston, Massachusetts, the company provides a solution that eliminates the need for salespeople, allowing users to compare, select, and finalize their mortgage options directly with lenders. The platform caters to a variety of property types, including primary residences, second homes, investment properties, single-family homes, multi-family homes, condos, and townhomes. By streamlining the lending process, Own Up aims to facilitate easier access to low-interest mortgages for consumers.

LearnLux Inc. operates a digital platform focused on providing independent financial and benefits education, particularly aimed at millennials. Founded in 2014 and based in Boston, Massachusetts, the platform offers unbiased and customized financial education, guiding users through personal financial decisions while helping them understand their financial needs and options. Users can earn credits towards new accounts and connect with financial institutions through the platform. Additionally, LearnLux empowers employers to provide financial wellness as a benefit, integrating digital lessons, interactive tools, and resources with on-demand access to financial advisors, thereby promoting independent and holistic financial well-being among employees.

Energetic Insurance, Inc. is an InsurTech company based in Boston, Massachusetts, founded in 2016. The company specializes in providing solar insurance solutions aimed at mitigating credit and counterparty risks associated with commercial and industrial solar photovoltaic projects. Its flagship product, EneRate, offers coverage for third-party solar developers and asset owners, protecting them against payment default risks and revenue losses when off-takers fail to meet their Power Purchase Agreement (PPA) obligations. Additionally, Energetic Insurance has developed a systematic approach to address off-taker payment defaults, thereby facilitating solar financing for organizations that are unrated or classified as below investment grade. This innovative, data-driven methodology aims to enhance risk management within the renewable energy sector, promoting increased project deployment and capital investment in solar initiatives.

Digital Onboarding Inc. is a technology company that specializes in a SaaS-based platform aimed at enhancing the new account activation process for financial institutions, such as banks and credit unions. Founded in 2015 and headquartered in Boston, Massachusetts, the company offers an automated solution that facilitates seamless communication with customers, improving engagement and education regarding financial products and services. Through its platform, Digital Onboarding enables institutions to create personalized email and SMS reminders, guiding customers through tailored digital journeys that encourage the adoption of essential services like direct deposit and online bill pay. By streamlining the onboarding experience, the company helps banks and credit unions strengthen relationships with account holders, ultimately driving profitability through increased customer activation and engagement.

Adjoint, Inc. specializes in blockchain technology-based software solutions tailored for the financial industry. Founded in 2016 and headquartered in Boston, Massachusetts, the company offers a range of software suites, including Adjoint Uplink and Adjoint X Suite. Adjoint Uplink streamlines multi-party transaction workflows, transforming them into secure digital processes, while Adjoint X Suite provides tools for deploying and managing Uplink, as well as constructing smart contracts using specialized programming languages. The company's technology enhances efficiency, security, and compliance across various sectors, including treasury management, banking, capital markets, insurance, commodities, and energy trading. By leveraging advanced research in cryptography and formal verification, Adjoint enables enterprises to effectively deploy, maintain, and execute smart contracts, thereby reducing costs and mitigating risks.

Provider of a financial education platform created to help individuals learn about the ins and outs of personal finance and investing. The company's platform offers financial education and literacy tools, videos, media content and problem sets, enabling users to make more efficient personal financing.

Bullseye offers a mobile-first experience that provides daily stock discussions, relevant and current investment information, and private group chats with other investors.

QuantUniversity specializes in custom consulting services focused on data analytics, quantitative finance, and machine learning. The firm provides modeling and advisory services to various clients, facilitating the development, validation, and auditing of quantitative finance applications. Additionally, QuantUniversity conducts workshops in data science and machine learning across the United States, offering strategic advice and tailored solutions to enhance performance and optimization for its clients. Through deep engagement and collaboration, the company aims to deliver significant value, ultimately improving clients' return on investment in their projects.

Sandbox Banking offers a banking platform that connects new fintech software with existing banking systems, enabling banks and credit unions to integrate innovative solutions seamlessly. Its web-based integration builder and API management tools allow users to create, manage, and monetize banking-as-a-service offerings without requiring extensive programming knowledge. Designed for ease of use, the platform can be utilized by industry professionals familiar with basic tools like Excel. Sandbox Banking addresses significant challenges such as data security and legacy system integration, empowering financial institutions to securely test and adopt new fintech products while maintaining control over their unique data and system architecture. This approach positions Sandbox Banking as a versatile and efficient solution for modern banking needs.

Own Up, operating under Rategravity, Inc., offers a software platform designed to assist homebuyers in financing their homes. Founded in 2015 and based in Boston, Massachusetts, the company provides a solution that eliminates the need for salespeople, allowing users to compare, select, and finalize their mortgage options directly with lenders. The platform caters to a variety of property types, including primary residences, second homes, investment properties, single-family homes, multi-family homes, condos, and townhomes. By streamlining the lending process, Own Up aims to facilitate easier access to low-interest mortgages for consumers.

Elsen Inc. is a financial technology company based in Boston, Massachusetts, founded in 2013. It specializes in providing a cloud-based platform-as-a-service designed for large financial institutions. The Elsen platform enables firms to efficiently manage, access, and utilize extensive data sets, facilitating improved decision-making and problem-solving. With its accelerated computing engine and graphical processing unit-based algorithms, Elsen allows businesses to optimize their data and resources, ultimately enhancing insights and return on investment. By simplifying the complexities of data handling, Elsen empowers financial services firms to leverage their information for better outcomes.

Blueleaf is a financial relationship management platform based in Boston, Massachusetts, established in 2010. It aims to simplify wealth management workflows for financial advisors by leveraging client information to foster profitable relationships. The platform enables clients to track and understand their assets in one centralized location, offering features such as live reporting through branded portals. Users can access real-time data on balances, performance, allocation, and detailed holdings, along with weekly updates and collaboration tools. Blueleaf's account aggregation capabilities automatically identify assets, streamlining traditional reporting tasks and reducing operational burdens. This functionality allows financial advisors to enhance their revenue potential and expand their client base.