WeLab Holdings

WeLab Holdings Limited is a financial technology company based in Sheung Wan, Hong Kong, founded in 2013. It operates online and mobile lending platforms, including Wolaidai in China and WeLend in Hong Kong, which offer products such as personal loans, online balance transfers, and handset installment plans. WeLab utilizes proprietary risk management technology to analyze unstructured mobile big data quickly, allowing for efficient credit decisions and enabling customers to access loans at competitive interest rates. In addition to consumer lending, WeLab provides B2B solutions by collaborating with traditional financial institutions, helping them integrate fintech capabilities into their services. The company's approach aims to enhance the digital experience for users and streamline the lending process.