Dubai Future District Fund

NymCard is a payment processing platform founded in 2016, operating from Abu Dhabi, United Arab Emirates, with a focus on enhancing the digital payment landscape in Africa and the Middle East. The company specializes in providing an issuer processor solution that allows banks and financial institutions to offer innovative digital payment products, including plastic, virtual, and tokenized cards. NymCard's advanced infrastructure and user-friendly mobile wallet solutions facilitate quick account setup and immediate access to smart payment cards, promoting efficient and secure online transactions. By leveraging open APIs and mobile SDKs, NymCard aims to address the low penetration of payment cards in these regions, thereby driving greater participation in the digital economy.

Mamo is a Fintech startup based in Dubai, UAE, focused on providing innovative payment and financial solutions tailored for small and medium-sized enterprises (SMEs). The company operates under a Cat 3C Providing Money Services license from the Dubai Financial Services Authority, making it the first licensed Fintech startup in this category in the region. Mamo's flagship offering, Mamo Business, serves as an alternative to traditional banking for SMEs, combining payments, spend management, and analytics into a user-friendly platform. This platform enables businesses to accept payments globally in multiple currencies, manage expenses, and issue virtual cards, thereby streamlining financial operations and enhancing payment success rates. Mamo's diverse customer base includes a variety of sectors, such as B2B services, healthcare, tourism, and retail, making it a crucial partner for businesses looking to optimize their financial processes.

Iyris Advanced Desert Greenhouses specializes in agriculture glazing solutions aimed at enhancing crop production in desert environments. The company leverages advanced agroclimatic technology that integrates climate control, plant science, and intelligent control systems to promote sustainable food production in water-scarce regions. By collaborating with leading glass manufacturers, Iyris offers ultra-clear glazing equipped with innovative anti-reflective and light diffusive coatings. This approach not only reduces the carbon and water footprint of agriculture but also empowers local farmers to cultivate food using fewer resources. Iyris is committed to designing sustainable agricultural technologies that effectively address the challenges posed by harsh climates, ultimately lowering costs and improving crop yields.

Holo is the Middle East’s first digital property buying platform, transforming the homebuying process with an integrated, end-to-end digital solution. With advanced algorithms, Holo matches customers with the optimal mortgage product tailored to their financial needs and connects them with over 2,500 real estate agents via The Hub. With a user-friendly, 24/7 interface, users can seamlessly apply, upload documents, and track progress on any connected device. Recognized in the 2020 Wamda X cohort, Holo is revolutionizing home financing in the UAE—achieving monthly loan GMV exceeding AED 1 billion.

Lune is a financial data analytics company that focuses on transforming transaction data into actionable insights. Its platform provides a comprehensive integration that simplifies financial information, allowing institutions to better understand user spending habits and engagement patterns. By offering features such as carbon footprint estimates and the categorization of third-party resources, Lune enables clients to enhance user engagement and facilitate cross-selling opportunities through personalized and timely interactions. This approach allows organizations to create end-to-end engagement flows that resonate with their customers, ultimately improving the overall customer experience.

MoneyHash is a payment orchestration platform that simplifies payment processes for businesses across the Middle East and Africa through a single integration. The company's offerings include a unified API that streamlines both pay-in and pay-out operations, allowing for a customizable checkout experience. It also features transaction routing capabilities equipped with fraud and failure rate optimizers, which help enhance success rates for transactions. Additionally, MoneyHash provides clients with a centralized transaction reporting hub, enabling them to accept a wide range of payment methods and gain comprehensive insights into their transaction activities.

Kema is Fintech SaaS platform that aims to accelerate cashflow for B2B SMEs in MENA. Kema transforms how businesses sell to one another by digitizing, automating, and streamlining the invoice-to-cash process, also known as accounts receivable. Businesses benefit from shorter transactions cycles while saving both time and money.

DXwand, LLC is a technology company specializing in artificial intelligence-driven cognitive CRM software. Founded in 2018 and headquartered in Cheyenne, Wyoming, the company aims to transform customer relationship management by automating and personalizing online interactions. Its platform enables businesses to manage communications across various social channels, including Facebook Messenger, WhatsApp, and websites, by employing intelligent chatbots that engage with customers 24/7. This technology not only facilitates real-time conversations but also generates valuable insights and analytics, supporting data-driven decision-making for enterprise clients. By leveraging AI and machine learning, DXwand's solutions help businesses track orders, respond to customer inquiries, and convert chats into leads, ultimately enhancing growth opportunities and revenue generation.

Zest regularizes access to secondary investing for later-stage venture-backed companies.

Wellx, based in Dubai's DIFC Innovation Hub, is the Middle East's pioneering wellness-focused InsureTech company. Founded by Vaibhav Kashyap and Javed Akberali, Wellx offers digital-first health insurance plans that encourage policyholders' engagement in various wellness activities like gym visits, healthy eating, mental wellness practices, and wearable tech usage. The company employs advanced data analytics to tailor these wellness experiences for individuals, families, corporates, and SMEs. By incentivizing healthier lifestyles, Wellx aims to disrupt the region's insurance landscape.

Holo is the Middle East’s first digital property buying platform, transforming the homebuying process with an integrated, end-to-end digital solution. With advanced algorithms, Holo matches customers with the optimal mortgage product tailored to their financial needs and connects them with over 2,500 real estate agents via The Hub. With a user-friendly, 24/7 interface, users can seamlessly apply, upload documents, and track progress on any connected device. Recognized in the 2020 Wamda X cohort, Holo is revolutionizing home financing in the UAE—achieving monthly loan GMV exceeding AED 1 billion.

Lune is a financial data analytics company that focuses on transforming transaction data into actionable insights. Its platform provides a comprehensive integration that simplifies financial information, allowing institutions to better understand user spending habits and engagement patterns. By offering features such as carbon footprint estimates and the categorization of third-party resources, Lune enables clients to enhance user engagement and facilitate cross-selling opportunities through personalized and timely interactions. This approach allows organizations to create end-to-end engagement flows that resonate with their customers, ultimately improving the overall customer experience.

VUZ is a prominent immersive social application that specializes in delivering XR and Metaverse digital experiences, enhancing the realism of virtual interactions. Launched in 2017, the company operates from offices in Los Angeles, Dubai, and Riyadh. VUZ offers the world's largest premium library of exclusive immersive content, featuring over 20,000 hours of material that spans entertainment, creators, and sports, along with XR, VR, and AR experiences accessible from virtually anywhere. The platform's primary goal is to foster connections among users by providing authentic immersive experiences, effectively eliminating barriers related to travel, time, and access for billions globally. By streaming live events such as sports, talk shows, and music, VUZ enables users to engage with these experiences in a uniquely immersive manner, leveraging advanced technologies for an enriched social interaction.

DXwand, LLC is a technology company specializing in artificial intelligence-driven cognitive CRM software. Founded in 2018 and headquartered in Cheyenne, Wyoming, the company aims to transform customer relationship management by automating and personalizing online interactions. Its platform enables businesses to manage communications across various social channels, including Facebook Messenger, WhatsApp, and websites, by employing intelligent chatbots that engage with customers 24/7. This technology not only facilitates real-time conversations but also generates valuable insights and analytics, supporting data-driven decision-making for enterprise clients. By leveraging AI and machine learning, DXwand's solutions help businesses track orders, respond to customer inquiries, and convert chats into leads, ultimately enhancing growth opportunities and revenue generation.

CozmoX AI is an end-to-end platform for creating and deploying AI voice employees that can truly replace repetitive human roles at enterprise scale. Just as AWS revolutionized cloud computing, we're transforming how businesses build AI workers - complete with natural voice interactions, task automation, and learning capabilities. Our platform enables companies to rapidly deploy AI employees who can handle customer service, sales, administrative tasks, and more, with the ability to speak naturally, understand context, and execute complex workflows. With CozmoX AI, you can build, test, and scale your AI workforce in days instead of months, while maintaining enterprise-grade security and full control over your AI employees' capabilities and learning. We are backed by Y Combinator, Dubai Future District Fund, Goodwater Capital, Rebel Fund and leading global investors.

COTU Ventures is a prominent seed-stage venture firm established in 2020 and located in Dubai, United Arab Emirates. The firm focuses on partnering with exceptional founders at the early stages of their business journeys, providing support from pre-seed through to Series A and beyond. COTU Ventures aims to accelerate the growth of its portfolio companies by facilitating access to essential capital and expertise, helping them achieve product-market fit. With a specific emphasis on the Middle East region, COTU Ventures is dedicated to fostering innovation and entrepreneurship within this dynamic market.

NymCard is a payment processing platform founded in 2016, operating from Abu Dhabi, United Arab Emirates, with a focus on enhancing the digital payment landscape in Africa and the Middle East. The company specializes in providing an issuer processor solution that allows banks and financial institutions to offer innovative digital payment products, including plastic, virtual, and tokenized cards. NymCard's advanced infrastructure and user-friendly mobile wallet solutions facilitate quick account setup and immediate access to smart payment cards, promoting efficient and secure online transactions. By leveraging open APIs and mobile SDKs, NymCard aims to address the low penetration of payment cards in these regions, thereby driving greater participation in the digital economy.

Outliers Venture Capital, established in 2020, is a global venture capital firm based in Menlo Park, California. The company invests in early-stage, technology-focused startups, with a particular interest in cybersecurity, privacy, and data infrastructure in the United States. Additionally, Outliers supports early-stage startups in the emerging Middle East and North Africa (MENA) region, focusing on innovative businesses in finance, digital retail, and new models of work and learning.

FinFlx is a workplace financial wellness platform focused on supporting small and medium-sized enterprises in implementing and managing financial benefits. The company offers a cloud-based platform that simplifies the management of employee gratuity plans, aligning with employment laws. By providing a range of savings plans tailored to diverse risk tolerances, including a capital protection plan that safeguards the principal amount, FinFlx empowers employees to achieve their financial goals. The platform leverages advanced technology to streamline the administration of gratuity funds, moving away from traditional spreadsheets and paperwork to a more accessible and user-friendly system. This approach not only enhances financial transparency but also helps businesses create a healthier balance sheet by keeping gratuity funds separate from operational cash flow, thereby enabling employers to attract and retain talent through effective employee benefits programs.

Mamo is a Fintech startup based in Dubai, UAE, focused on providing innovative payment and financial solutions tailored for small and medium-sized enterprises (SMEs). The company operates under a Cat 3C Providing Money Services license from the Dubai Financial Services Authority, making it the first licensed Fintech startup in this category in the region. Mamo's flagship offering, Mamo Business, serves as an alternative to traditional banking for SMEs, combining payments, spend management, and analytics into a user-friendly platform. This platform enables businesses to accept payments globally in multiple currencies, manage expenses, and issue virtual cards, thereby streamlining financial operations and enhancing payment success rates. Mamo's diverse customer base includes a variety of sectors, such as B2B services, healthcare, tourism, and retail, making it a crucial partner for businesses looking to optimize their financial processes.