Vesta
Vesta Corporation specializes in electronic payment solutions, offering a range of services designed to support merchants and consumers across various industries. Their merchant solutions include vSafe for Small to Midsize Businesses, which aids digital goods merchants with payment processing and fraud protection; vSafe for Enterprise, tailored for larger organizations with comprehensive payment management and fraud prevention; and vGuaranteed, designed for online retailers. Additionally, Vesta provides DelayPay, a consumer lending solution that allows prepaid wireless customers to make phone refills in installments. With a focus on enhancing revenue and minimizing costs through the reduction of fraud losses and improved payment capabilities, Vesta serves clients in e-commerce, telecommunications, and financial services globally. Founded in 1995 and headquartered in Lake Oswego, Oregon, the company also maintains operation centers in the United States, Ireland, and China, along with an office in Singapore.
Heidi Health focuses on transforming primary care through the use of AI-powered software that enhances both the quality and accessibility of healthcare services. The company has developed a clinical training and decision support tool aimed at improving clinical reasoning among medical professionals. This platform offers real-time data collection for patient feedback and disease diagnosis, streamlining the storage of this data for easy access on an integrated dashboard. By enabling healthcare providers to learn from and analyze patient health information, Heidi Health seeks to reduce the occurrence of missed diagnoses and ultimately improve patient outcomes.
Mirador is a leading front-end small business lending platform that assists established lenders in borrower acquisition, digital application processing, decision-making, and communication with borrowers. By providing a streamlined user experience, Mirador enhances profitability and efficiency in the lending process, enabling traditional lenders to remain competitive. The core lending platform can be augmented with additional modules for lead generation and second-look programs, allowing lenders to either implement or expand their small business loan offerings with a single partner. Lenders utilizing Mirador's platform have experienced a 69% increase in efficiency and an average reduction of $1,550 in loan origination costs, contributing to greater profitability. The platform supports a variety of small business lending products, including term loans, collateralized loans, SBA guaranteed loans, commercial real estate loans, and quick decision loans, ranging from $1,000 to over $20 million. Additionally, Mirador collaborates with banks, credit unions, non-profits, and specialty finance companies to enhance risk management and borrower experiences in small business lending.
Chockstone, a marketing and technology company, provides loyalty marketing and gift card solutions for restaurant and convenience store markets. The company's Single Swipe loyalty platform enables merchants to build loyalty programs for the consumer's credit and debit cards, as well as to track customers' preferences and purchase history, and to provide savings and promotional offers. It also provides do-it-yourself loyalty marketing and gift promotions; and gift cards and processing services. The company was founded by Dan Devlin and Jeff Lipp in 2002 and is headquartered in Portland, Oregon. As of November 14, 2008, Chockstone, Inc. operates as a subsidiary of Heartland Payment Systems.
Cybiko is a wireless Internet platform developer that launched its first wireless technology product, Cybiko 1.0, in 2000 for the U.S. market. The company has a team of Russian programmers who develop and integrate technologies in five core areas: operating system design, hardware design, Internet-based global wireless roaming, network systems and applications. Cybiko was established in 1999 and is headquartered in Bloomingdale, U.S.
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