Vivo Ventures

Klubi operates as a financial services provider specializing in a unique consortium-based approach to credit access. The company facilitates a planned purchasing model where members participate in a group to secure credit through a competitive offering process. Each month, the consortium distributes credit among its members, creating opportunities for individuals to win credit allocations. Klubi emphasizes a digital and transparent experience, aiming to help clients achieve their financial goals while ensuring a secure and straightforward process. By combining educational resources with its services, Klubi seeks to empower its users in managing their financial aspirations effectively.

Agrolend is a digital bank dedicated to providing credit solutions specifically for the agribusiness sector in Brazil. The company aims to support small and medium rural producers by offering a lending platform that facilitates the purchase of essential agricultural inputs such as seeds, crop protection, and crop nutrition. By leveraging technology and innovative credit analysis methods, Agrolend enables farmers to access loans without the need for physical guarantees, such as farms or grain. This approach allows small and medium-sized farmers to secure sustainable credit necessary for enhancing their production capabilities and encourages investment in equipment and technology, ultimately leading to improved productivity and profitability in the agricultural sector.

Inspira is Brazil's smartest legal AI assistant, being the first legaltech and LATAM startup to ever win Websummit's Pitch Contest. Created by lawyers and experienced tech entrepreneurs, the platform makes attorney's time-intensive tasks such as research, document analysis and knowledge sharing more efficient and costless, empowering its users to obtain actionable insights faster through cutting-edge AI technology.

CRM&Bonus is a Brazilian company founded in April 2018, based in São Paulo. It specializes in customer relationship management software aimed at enhancing sales for retail stores, targeting an increase of 10% to 20% within 100 days, while maintaining an effective discount of less than 2%. The platform seamlessly integrates with major ERP and e-commerce systems through Weblink/API, facilitating discounts for customers and thus enabling businesses to boost their profitability. By driving real sales growth, CRM&Bonus helps companies offset their fixed costs, ultimately supporting their financial health and operational efficiency.

Conexa Saúde is a digital platform based in Rio de Janeiro, Brazil, that focuses on connecting patients with healthcare professionals through its integrated telemedicine services. Founded in 2017, the platform facilitates access to online medical history, guidance, and an agile scheduling system, which enhances patient monitoring and enables the use of digital prescriptions. By leveraging technology, Conexa Saúde aims to humanize medical care, promote preventive medicine, and democratize access to healthcare across Brazil. The platform effectively shortens distances in healthcare delivery, fostering a network that benefits businesses, doctors, and patients alike.

Digibee is a technology company offering an enterprise integration Platform-as-a-Service (eiPaaS). Its core product is a hybrid integration platform designed to connect and modernize critical business systems. The platform facilitates faster integrations, automates operations, supports digital transformation initiatives, and enables real-time omnichannel connectivity across both on-premises and cloud environments. Digibee's technology is cloud-native and low-code, supporting the entire integration lifecycle while potentially reducing costs by up to 10x compared to traditional methods.

Klubi operates as a financial services provider specializing in a unique consortium-based approach to credit access. The company facilitates a planned purchasing model where members participate in a group to secure credit through a competitive offering process. Each month, the consortium distributes credit among its members, creating opportunities for individuals to win credit allocations. Klubi emphasizes a digital and transparent experience, aiming to help clients achieve their financial goals while ensuring a secure and straightforward process. By combining educational resources with its services, Klubi seeks to empower its users in managing their financial aspirations effectively.

Klavi is a developer of an open finance platform established in 2020 by co-founders Bruno Chan and Stone Zheng. The company specializes in data aggregation, analytics, and API services, providing a suite of financial tools that includes bank account management, credit card management, and payment management. Klavi's platform is designed to enhance the accessibility of financial data, enabling customers to automate the tracking and management of their accounts, credit cards, and accounts payable. Through its innovative solutions, Klavi aims to contribute to the democratization of financial data access for users.