Century Oak Capital

Luna POS is a provider of cloud-based business management software tailored for small and medium enterprises in Indonesia. The company specializes in a comprehensive Point of Sale (POS) and accounting system that streamlines various business activities, including inventory management, sales tracking, and financial reporting. Luna POS enables retailers to efficiently manage their operations, offering features such as stock checking, bundle menu creation, and detailed financial statements. Its platform integrates multiple functionalities, including business analytics, database management, and a multi-franchise system, all within a single cashier application, facilitating effective desk management and stock oversight.

SnappRetail is focused on establishing the largest virtual retail franchise in Pakistan by providing a comprehensive fintech platform tailored for traditional trade retailers. The company offers a point-of-sale (POS) application designed to streamline shop operations and enhance cash flow management. Its platform includes tools for inventory management, sales recording, stock ordering, credit management, and micro-lending, enabling retailers to optimize their operations. Additionally, SnappRetail facilitates traditional trade analytics for brands and retailers, order aggregation for manufacturers and distributors, and payment solutions for customers. By digitizing retail operations, SnappRetail aims to support small merchants in improving their financial capabilities and accessing essential services.

Unbox is an online business platform specifically designed for small and medium-sized enterprises (SMEs) to establish their own brands and sell products online rapidly. The platform enables entrepreneurs to create a virtual store in under five minutes, fully integrated with essential services such as payment processing, logistics, and digital marketing. By centralizing sales and providing a comprehensive set of tools, Unbox facilitates cost savings and process automation for SMEs, allowing them to effectively engage with consumers across multiple channels. This approach empowers businesses to digitize their operations without requiring an initial investment, thereby streamlining their transition into the online marketplace.

Chargel is a freight brokerage platform that facilitates connections between shippers and carriers, enabling efficient matching of available loads. The platform is designed to help carriers identify freight opportunities at any time, thereby minimizing empty miles and maximizing revenue. Additionally, Chargel offers value-added services, including GPS plotters, fuel purchasing assistance at reduced rates, and support for repairs in case of breakdowns. This approach not only allows shippers to access transportation solutions at competitive prices but also helps carriers enhance their operational efficiency and profitability.

ZenOwn is an AI technology company that assists leading consumer goods brands in enhancing their customer engagement and retention strategies in retail environments. Its ZenShelf AI solutions facilitate the automatic planning and monitoring of in-store execution, helping brands attract and acquire consumers effectively. Additionally, the LoopbyZenOwn platform allows brands to register, engage, and understand their customers while providing post-purchase services. This includes features such as scanning purchase receipts, tracking purchase information, and offering post-purchase support like warranty claims and reminders. By enabling brands and retail partners to deliver a superior post-purchase experience, ZenOwn aims to foster lasting relationships between brands and their consumer bases.

BigOmics Analytics offers a cloud-based self-service data analytics platform for the healthcare industry.

Mvxchange simplifies global trade for businesses through two products: TradeAlly; A SaaS product that simplifies freight management for small/medium freight forwarders, allowing them to connect with global partners and scale their operations. MVX; A digital freight forwarder - powered by TradeAlly, providing door-to-door cross-border shipping and freight finance for energy and agro-businesses.

Mucho is an e-commerce platform focused on providing household items at affordable prices. The platform employs a unique approach that combines social sharing, community group buying, and a gamified shopping experience to enhance customer engagement and reduce costs. By leveraging innovative payment solutions, Mucho aims to make online shopping accessible to a broader audience, particularly in regions with limited banking options. This model not only allows consumers to discover products at lower prices but also fosters a sense of community among users who can benefit from group purchases. Overall, Mucho is dedicated to transforming the way people shop by making essential household items more affordable and accessible.

Rivy is making it easier to finance small and medium sized businesses in Africa. There is a need for financing of $158 bn for SMEs in Nigeria alone. To start, Rivy o helps SMEs access and spend lender capital effectively. During their first full operational year in 2020, the Rivy o co--founders leveraged their domain expertise and founding experience to beat their 2020 goal by 50%.

truID is an open banking platform that simplifies bank integration by offering a single API for accessing user identity data, account balances, and transaction information. This service not only streamlines the development process for clients but also ensures compliance with regulatory standards. By facilitating secure access to critical financial data, truID enables banks to analyze customer profiles and credit scores, fostering a trustworthy environment for data sharing. As a result, truID enhances the efficiency of financial services while promoting secure interactions between users and institutions.

Business model focused as distribution channel of basic need products in bulk. Revolving around retail sale through dispenser machines in returnable packaging, reducing prices, responding to the problem of lack of liquidity in low-income families that cannot buy higher volume formats, combating poverty tax, further reducing the environmental packaging impact. Algramo aims to establish a wholesale relationship with manufacturers of consumer products such as detergents, rice and oil, among others, in order to buy the products in bulk, not packaged-saving packaging costs significantly without lowering the quality of the product . Thus, bulk suppliers distribute products in stores in large quantities, also reducing logistics costs.

Alpha Direct is a Botswana-based insurtech company focused on providing affordable and accessible insurance products to Africa's underserved consumer market. The company leverages cloud technology, big data, and artificial intelligence to develop innovative insurance solutions. In less than five years, Alpha Direct has become the fifth largest short-term insurance underwriter in Botswana and is now pursuing regional expansion across Africa, including plans to enter the long-term insurance sector. Its product offerings encompass a range of insurance types, such as car, business, bus, workers, and travel insurance, aimed particularly at low-income groups. The company has gained recognition for its innovative "insurance in a box" product, which is sold through retail outlets and features a cloud-based activation and policy management platform. This has enabled Alpha Direct to rapidly acquire thousands of customers. Over the next five years, the company intends to expand its offerings to include long-term insurance and extend its reach into South Africa, Kenya, Egypt, and Nigeria, as well as license its products and technology in ten additional African countries.

Kidato is an online school catering to K-12 students in Africa, aiming to provide high-quality and affordable education to the continent's growing middle class. The platform features a favorable student-to-teacher ratio of 1:5, which facilitates personalized learning experiences. In addition to core academic subjects, Kidato incorporates extracurricular activities such as coding, chess, art, music, sports, and languages, promoting holistic development and socialization among students. The curriculum is aligned with international standards, ensuring that students receive a rigorous education comparable to that of traditional private schools.

Trove Technologies Limited operates an online platform designed to facilitate investment in a range of securities, including stocks, bonds, mutual funds, and cryptocurrencies. Based in Lekki, Nigeria, Trove aims to simplify the investment process for beginners by providing an accessible application that allows users to easily find and select investment opportunities. The platform features a user-friendly KYC process, brokerage services, and a personalized news feed related to the assets traded. Trove enables investors to participate in both local and international markets, offering access to Nigerian stocks, government bonds, and a selection of cryptocurrency assets. Through its seamless approach to micro-investing, Trove empowers users to engage with the financial markets with ease.

Mobile application that connects consumers with daily content from top fashion influencers and enables them to share, save, and shop their favorite fashion blogs in one place.

FinAccess is a Nairobi-based developer of a cloud-based software platform tailored for microfinance institutions (MFIs) and organizations. The platform facilitates personalized payment reminders, arrears follow-up campaigns, transaction notifications, and marketing messages, enhancing communication between MFIs and their clients. Additionally, it offers features such as detailed reporting, debit card issuance, and integration with third-party mobile money providers. By providing a comprehensive digital infrastructure, FinAccess aims to support MFIs in reducing costs, improving operational efficiency, and scaling their services, particularly in rural areas and growth markets.

GoZayaan Limited is an online travel agency based in Dhaka, Bangladesh, founded in 2017. The company aims to simplify travel for customers in emerging markets by offering a comprehensive platform for booking both local and international flights, as well as hotel accommodations. GoZayaan provides a user-friendly experience that includes payment options for local currency cards and mobile financial services, addressing the unique needs of Bangladeshi travelers who are unable to access global platforms like Expedia. By leveraging technology, GoZayaan seeks to transform the travel industry in Bangladesh and enhance the overall travel experience for its users.

Kune is a Nairobi-based foodtech start-up focused on providing quality take-away meals at affordable prices. The company operates a food delivery platform that offers freshly prepared meals, which are cooked and packaged at its factory. Kune distributes these meals directly to individual customers, as well as to retail and corporate clients, ensuring convenient access to fresh food. Currently, the company is in the process of building a food factory capable of producing 5,000 meals per day and is in the process of assembling its founding team.