First Circle Capital

Scale accelerates market entry and revenue for fintechs with a people-first approach.

Pumpkn is a financial technology company focused on enhancing the financial health of small and medium-sized agribusinesses in Africa. It aims to bridge the financial gap that many enterprises face by leveraging innovative technologies and data. Pumpkn simplifies financial management and reduces the costs associated with acquiring and financing credit. By providing tailored credit services, the company enables African entrepreneurs in the agribusiness sector to more easily access the funds they need to grow and sustain their operations.

Africa's first fraud orchestration platform

Credify Africa is a fintech company that provides tailored financing, payments, and logistics solutions.

E-Doc Online is a company that specializes in financial data connectivity, focusing on providing access to financial information for underrepresented groups. Its platform utilizes artificial intelligence to facilitate the analysis of financial data, allowing users to access their bank account balances, statements, and transactions without the need to upload documents. This read-only access enables decision-makers to view a comprehensive snapshot of a user's financial history, enhancing the open banking framework. By delivering secure and tamper-proof financial data, E-Doc Online aims to prevent fraud and provide real-time insights, thereby improving financial inclusion and decision-making for clients.

Flow48 is a platform that specializes in revenue-based financing, providing companies with access to capital to stabilize their cash flow. The platform offers upfront lump-sum investments that businesses can use for purposes such as inventory purchases or capital expenditures. This funding model allows companies to generate future revenues while benefiting from rapid access to funds and flexible repayment options. Flow48 aims to support businesses in their growth and operational needs through innovative financial solutions.

MNZL is focused on enhancing access to capital for individuals in Egypt by leveraging their assets. The company develops a property technology marketplace that enables clients to protect their property ownership while transforming it into a digital wallet. Through its innovative platform, MNZL offers services such as digital home registration, home equity investment, and low-interest financing options. This user-friendly system provides borrowers with a custom dashboard and seamless online access to mortgage solutions, facilitating liquidity for personal projects and needs. By promoting asset-backed financing, MNZL aims to reshape the financial landscape in Africa.

Balad is an open banking platform serving migrants abroad and their family members at home. Balad provides services that include cross-border remittances, mobile banking apps, prepaid debit cards, and other financial services.

Estafsar helps connect people with insurance companies and brokers to help them find their next insurance policy. It is an online insurance directory company. It offers personal and business insurance policies through its website and network of independent brokers.

Pennee solves cash flow problems for small businesses starting with credit financing.

WiASSUR offers an insurance brokerage platform. They also provide insurance services such as school insurance, health insurance, travel insurance, multi risk home insurance, life insurance, transportation insurance, and savings insurance.

WafR is a reward-based loyalty startup that allows users to earn phone recharges while shopping at retail shops.

WafR is a reward-based loyalty startup that allows users to earn phone recharges while shopping at retail shops.

Terminal Africa operates a delivery aggregator platform that facilitates the efficient sending and receiving of products globally. By partnering with various local and international couriers, the company streamlines the delivery process. When a delivery request is made, Terminal Africa directs the information to the chosen courier of the sender or receiver, allowing for quick and reliable service. In addition to logistics, the company also focuses on providing eCommerce and payment solutions for entrepreneurs, ensuring a stress-free experience in managing their business needs.

CredPal is a financial platform that enables both businesses and individuals to make purchases and pay for them in installments at various online and offline merchants. Launched in 2018 by Fehintolu Olaogun and Olorunfemi Jegede, CredPal is headquartered in Lagos, Nigeria. The platform is designed to provide transparency and convenience, allowing users to set up their accounts and select payment plans that best suit their needs. By leveraging technology, CredPal minimizes risk and connects users with multiple financial institutions that offer credit. This service not only facilitates consumer access to credit for purchases but also empowers retail businesses to provide on-demand credit options to their customers.

Veend is a fintech company that simplifies the lending process for financial institutions and merchants by providing a robust credit infrastructure. It enables easy embedding of credit into various ecosystems, allowing lenders to automate their lending processes and connect with borrowers through multiple origination channels, including USSD, web, mobile apps, ATMs, and point-of-sale systems. By streamlining access to credit, Veend offers a solution that is both efficient and profitable for its clients.

Collect Africa is a mobile app that assists companies in obtaining payments from clients. Their application accepts payments using several online payment options. Their payments to businesses.

Traction Apps is a developer of a financial platform meant to take payments from small businesses. The platform of the company provides all of the tools required for monitoring sales, sending invoices, receiving payments, maintaining inventory, and allowing retailers to access financing for expansion in order to manage their businesses.

Credrails delivers the infrastructure that connects bank, mobile money, and offline data into a single API, ensuring our customers have the foundation they need to power their own next-gen fintech solutions.

Gamp is a consumer electronics-specific device protection and support service. The company arranges pick-ups and drops of the gadgets, giving consumers post-sale assistance without having to go to a service center. The company offers repair services for smartphones, PCs, and numerous other electronic devices belonging to several well-known electronic manufacturers.

Kashier is a payment management platform tailored for commerce and retail businesses, offering a comprehensive toolkit to facilitate various aspects of business operations. It simplifies the payment process by providing features such as professional and customized invoicing, automated regular billing, and subscription payment management. The platform is designed to accommodate the diverse needs of businesses, from small startups to large enterprises, enabling them to efficiently process and accept payments from customers, vendors, and partners through multiple payment methods and channels.

Wayamoney is a digital banking platform that offers payment and money transfer solutions across Africa. It enables users to send and receive payments quickly and at low rates. The platform supports various services, including utility payments, online purchases such as airline tickets, and cross-border transactions for data and airtime. By facilitating seamless and instant payments, Wayamoney aims to serve an increasingly unbanked population and assist small and medium-sized businesses engaged in trade across the continent, enhancing financial inclusion and simplifying settlements for both individuals and enterprises.

Octamile is an insurtech startup focused on transforming the African insurance ecosystem through a comprehensive digital platform. This platform aids insurance providers, brokers, agents, and fintech companies by streamlining their business processes and facilitating the distribution of insurance products. Octamile's solution encompasses embedded insurance distribution, end-to-end claims automation, and risk assessment, allowing users to create data-driven products. Additionally, it offers functionalities for vehicle valuation, history, and breakdown coverage, making it easier for clients to navigate financial infrastructure efficiently. Through these services, Octamile aims to digitize the insurance value chain, enhancing accessibility and efficiency for all stakeholders involved.

MyStash is a Fintech company that develops applications to save money while doing financial transactions through the app.

Yemaachi Biotechnology is focused on advancing the diagnosis and treatment of cancer through innovative therapeutic technologies. The company employs immunogenomics, bioinformatics, and artificial intelligence to enhance the development of effective cancer detection and treatment strategies. By leveraging these advanced methodologies, Yemaachi aims to lower the economic burden of cancer and improve patient outcomes through more accurate and efficient therapeutic solutions.

Infiuss Health decentralizes trials by providing remote access to participant screening, recruitment, engagement, e-consent, and follow-up. The company was founded in 2018 and is headquartered in Apapa, Lagos.

Dayra is an online financial platform that aims to provide essential financial services to unbanked gig workers and micro-businesses, primarily in Egypt. By leveraging API integration, Dayra enables companies to offer services such as virtual bank accounts, prepaid cards, and access to credit and loans. This approach allows businesses to seamlessly embed financial services into their existing operations, facilitating hassle-free and instant financing for their unbanked workers and customers. Dayra's offerings are designed to be more accessible and cost-effective than traditional lending options, addressing the financial needs of underserved populations.