Elevar Equity

FinX is an Indian company that specializes in providing integrated collaborative certification services. The firm focuses on streamlining the certification process through innovative approaches, fostering collaboration among various stakeholders in the certification ecosystem. By leveraging technology and collaboration, FinX aims to enhance the efficiency and effectiveness of certification, catering to a diverse range of industries and sectors.

SarvaGram Fincare Private Limited is a fintech startup based in Mumbai, India, that provides financial services to individuals and small enterprises in rural and semi-urban areas. Founded in 2018, the company offers a range of loan products, including gold loans, consumer durable loans, farm loans, and business loans. By leveraging a data science-enabled platform, SarvaGram assesses the financial potential of rural households, treating them as cohesive economic units. The company's approach incorporates a comprehensive understanding of household cash flows, balance sheets, and various income streams. In addition to credit services, SarvaGram facilitates access to productivity-enhancing tools and risk management solutions, thereby supporting livelihood upgrades for underserved communities and enabling small to medium businesses to secure necessary financing.

Niro is a fintech startup focused on embedding personal credit products into prominent consumer internet platforms. By providing a financial platform that includes an application programming interface, Niro allows these platforms to integrate tailored credit offerings that enhance user engagement and generate substantial revenue. The company aims to transform the consumer lending landscape in India, targeting the 624 million internet users by democratizing access to convenient and hassle-free embedded credit solutions. Through its innovative approach, Niro seeks to empower internet brands to offer personalized credit products, fostering growth and accessibility in the financial services sector.

Niro is a fintech startup focused on embedding personal credit products into prominent consumer internet platforms. By providing a financial platform that includes an application programming interface, Niro allows these platforms to integrate tailored credit offerings that enhance user engagement and generate substantial revenue. The company aims to transform the consumer lending landscape in India, targeting the 624 million internet users by democratizing access to convenient and hassle-free embedded credit solutions. Through its innovative approach, Niro seeks to empower internet brands to offer personalized credit products, fostering growth and accessibility in the financial services sector.

Bike Bazaar is a two-wheeler life cycle company based in Pune, Maharashtra, India, established in 2017. It offers a comprehensive range of services for buying, selling, and exchanging two-wheelers, as well as financing options for new and pre-owned vehicles. The company focuses on providing affordable solutions and a hassle-free experience throughout the two-wheeler lifecycle. Its financing services utilize proprietary underwriting tools to facilitate quick loan approvals with minimal documentation, allowing customers to secure loans within a day at manageable monthly installments. Additionally, Bike Bazaar promotes access to eco-friendly bikes and provides insurance services, creating a transparent marketplace for pre-owned two-wheelers.

SarvaGram Fincare Private Limited is a fintech startup based in Mumbai, India, that provides financial services to individuals and small enterprises in rural and semi-urban areas. Founded in 2018, the company offers a range of loan products, including gold loans, consumer durable loans, farm loans, and business loans. By leveraging a data science-enabled platform, SarvaGram assesses the financial potential of rural households, treating them as cohesive economic units. The company's approach incorporates a comprehensive understanding of household cash flows, balance sheets, and various income streams. In addition to credit services, SarvaGram facilitates access to productivity-enhancing tools and risk management solutions, thereby supporting livelihood upgrades for underserved communities and enabling small to medium businesses to secure necessary financing.

Indifi Technologies Pvt. Ltd., established in 2015 and headquartered in Gurugram, India, operates an online platform that facilitates loans for small businesses. It connects borrowers with lenders, providing a range of services to support the lending process, including data aggregation, analysis, and loan monitoring. Indifi specializes in serving businesses in sectors such as e-commerce, travel, hospitality, retail, and trading. Its unique approach involves assessing creditworthiness based on industry-specific performance data, enabling it to identify low-risk, high-potential businesses that may lack access to traditional financing. The platform presents these applications to multiple lenders, increasing the chances of loan approval and providing lenders with choices.

Niro is a fintech startup focused on embedding personal credit products into prominent consumer internet platforms. By providing a financial platform that includes an application programming interface, Niro allows these platforms to integrate tailored credit offerings that enhance user engagement and generate substantial revenue. The company aims to transform the consumer lending landscape in India, targeting the 624 million internet users by democratizing access to convenient and hassle-free embedded credit solutions. Through its innovative approach, Niro seeks to empower internet brands to offer personalized credit products, fostering growth and accessibility in the financial services sector.

SarvaGram Fincare Private Limited is a fintech startup based in Mumbai, India, that provides financial services to individuals and small enterprises in rural and semi-urban areas. Founded in 2018, the company offers a range of loan products, including gold loans, consumer durable loans, farm loans, and business loans. By leveraging a data science-enabled platform, SarvaGram assesses the financial potential of rural households, treating them as cohesive economic units. The company's approach incorporates a comprehensive understanding of household cash flows, balance sheets, and various income streams. In addition to credit services, SarvaGram facilitates access to productivity-enhancing tools and risk management solutions, thereby supporting livelihood upgrades for underserved communities and enabling small to medium businesses to secure necessary financing.

Bike Bazaar is a two-wheeler life cycle company based in Pune, Maharashtra, India, established in 2017. It offers a comprehensive range of services for buying, selling, and exchanging two-wheelers, as well as financing options for new and pre-owned vehicles. The company focuses on providing affordable solutions and a hassle-free experience throughout the two-wheeler lifecycle. Its financing services utilize proprietary underwriting tools to facilitate quick loan approvals with minimal documentation, allowing customers to secure loans within a day at manageable monthly installments. Additionally, Bike Bazaar promotes access to eco-friendly bikes and provides insurance services, creating a transparent marketplace for pre-owned two-wheelers.

Kamatan Farm Tech, established in 2017 and headquartered in New Delhi, specializes in constructing efficient agri supply chains for fresh produce in India. The company supports farmers in adopting best practices for production, harvesting, packaging, and transportation, ensuring high-quality produce reaches markets. It manages the entire value chain, from farm gate to the buyer's doorstep, sourcing directly from farmers and Farmer Producer Organizations (FPOs). Kamatan Farm Tech's technology-driven approach aims to reduce wastage and inefficiencies, fostering a transparent and value-driven relationship between producers and bulk buyers.

CreditMantri is a digital credit services management platform based in India that focuses on helping consumers understand and improve their credit health. The platform creates an individual credit profile by integrating data from institutional sources, such as credit history and scores from credit bureaus, as well as alternate data sources. Based on this comprehensive credit profile, CreditMantri guides users towards the most suitable financial products, including loans and credit cards, and offers credit improvement services. Additionally, CreditMantri provides lender-specific services, including a marketplace for credit products, solutions for lenders to facilitate instant credit decisions for new users, and verification services. The company collaborates with over 55 lenders to enhance the credit experience for both consumers and financial institutions.

SarvaGram Fincare Private Limited is a fintech startup based in Mumbai, India, that provides financial services to individuals and small enterprises in rural and semi-urban areas. Founded in 2018, the company offers a range of loan products, including gold loans, consumer durable loans, farm loans, and business loans. By leveraging a data science-enabled platform, SarvaGram assesses the financial potential of rural households, treating them as cohesive economic units. The company's approach incorporates a comprehensive understanding of household cash flows, balance sheets, and various income streams. In addition to credit services, SarvaGram facilitates access to productivity-enhancing tools and risk management solutions, thereby supporting livelihood upgrades for underserved communities and enabling small to medium businesses to secure necessary financing.

Indifi Technologies Pvt. Ltd., established in 2015 and headquartered in Gurugram, India, operates an online platform that facilitates loans for small businesses. It connects borrowers with lenders, providing a range of services to support the lending process, including data aggregation, analysis, and loan monitoring. Indifi specializes in serving businesses in sectors such as e-commerce, travel, hospitality, retail, and trading. Its unique approach involves assessing creditworthiness based on industry-specific performance data, enabling it to identify low-risk, high-potential businesses that may lack access to traditional financing. The platform presents these applications to multiple lenders, increasing the chances of loan approval and providing lenders with choices.

Kamatan Farm Tech, established in 2017 and headquartered in New Delhi, specializes in constructing efficient agri supply chains for fresh produce in India. The company supports farmers in adopting best practices for production, harvesting, packaging, and transportation, ensuring high-quality produce reaches markets. It manages the entire value chain, from farm gate to the buyer's doorstep, sourcing directly from farmers and Farmer Producer Organizations (FPOs). Kamatan Farm Tech's technology-driven approach aims to reduce wastage and inefficiencies, fostering a transparent and value-driven relationship between producers and bulk buyers.

Varthana is a financial services company focused on enhancing private education in India by providing tailored financial solutions to low-cost private schools. It partners with education entrepreneurs dedicated to improving access to high-quality education in low-income communities. Varthana offers both secured and unsecured loans designed for various projects, including infrastructure renovations, library and playground additions, laboratory upgrades, smart classroom technology, teacher training programs, and transportation services like school buses. Through its support, Varthana aims to empower private schools to better serve students from economically disadvantaged backgrounds, thereby contributing to the overall improvement of educational facilities in the region.

Shubham Housing Development Finance Company Private Limited, established in 2010 and headquartered in Gurugram, India, specializes in providing housing finance solutions to families with informal incomes. The company aims to assist customers who may not qualify for loans from traditional lending institutions by offering home loans, home improvement loans, and loans against property. Shubham stands out for its innovative operating model, which prioritizes an interview-based approach over conventional document-based underwriting, allowing for a better understanding of each customer's income and expense flows. This focus on urban low-income and informal income families reflects Shubham's commitment to facilitating home ownership through accessible and formal credit options.

Kamatan Farm Tech, established in 2017 and headquartered in New Delhi, specializes in constructing efficient agri supply chains for fresh produce in India. The company supports farmers in adopting best practices for production, harvesting, packaging, and transportation, ensuring high-quality produce reaches markets. It manages the entire value chain, from farm gate to the buyer's doorstep, sourcing directly from farmers and Farmer Producer Organizations (FPOs). Kamatan Farm Tech's technology-driven approach aims to reduce wastage and inefficiencies, fostering a transparent and value-driven relationship between producers and bulk buyers.

CreditMantri is a digital credit services management platform based in India that focuses on helping consumers understand and improve their credit health. The platform creates an individual credit profile by integrating data from institutional sources, such as credit history and scores from credit bureaus, as well as alternate data sources. Based on this comprehensive credit profile, CreditMantri guides users towards the most suitable financial products, including loans and credit cards, and offers credit improvement services. Additionally, CreditMantri provides lender-specific services, including a marketplace for credit products, solutions for lenders to facilitate instant credit decisions for new users, and verification services. The company collaborates with over 55 lenders to enhance the credit experience for both consumers and financial institutions.

Indifi Technologies Pvt. Ltd., established in 2015 and headquartered in Gurugram, India, operates an online platform that facilitates loans for small businesses. It connects borrowers with lenders, providing a range of services to support the lending process, including data aggregation, analysis, and loan monitoring. Indifi specializes in serving businesses in sectors such as e-commerce, travel, hospitality, retail, and trading. Its unique approach involves assessing creditworthiness based on industry-specific performance data, enabling it to identify low-risk, high-potential businesses that may lack access to traditional financing. The platform presents these applications to multiple lenders, increasing the chances of loan approval and providing lenders with choices.

LivLush, formerly known as GreenAgTech, operates a supply chain platform focused on delivering fresh fruits and vegetables directly from farmers to business clients, including hotels, restaurants, and retailers. By minimizing the number of intermediaries in the supply chain, LivLush aims to enhance the quality of produce and reduce costs associated with pilferage and margin-seeking middlemen. The company's approach not only benefits consumers with fresher products but also supports farmers by providing them with better pricing and meaningful price data to improve their income. With a commitment to efficiency in the agricultural supply chain, LivLush is expanding its operations across various regions in India, enhancing connectivity between producers and end-users.

Varthana is a financial services company focused on enhancing private education in India by providing tailored financial solutions to low-cost private schools. It partners with education entrepreneurs dedicated to improving access to high-quality education in low-income communities. Varthana offers both secured and unsecured loans designed for various projects, including infrastructure renovations, library and playground additions, laboratory upgrades, smart classroom technology, teacher training programs, and transportation services like school buses. Through its support, Varthana aims to empower private schools to better serve students from economically disadvantaged backgrounds, thereby contributing to the overall improvement of educational facilities in the region.

SecureNow Insurance Broker Private Limited is an insurance brokerage firm based in New Delhi, India, established in 2011. The company provides a comprehensive range of insurance and related services, including life, health, car, and general insurance, as well as specialized coverage such as professional indemnity, commercial general liability, directors and officers liability, and construction all risk insurance. SecureNow also offers marine insurance, office insurance, and employee compensation insurance. Additionally, it provides group health insurance solutions, including maternity coverage and provisions for pre-existing diseases. The firm is recognized for offering fair insurance options and works closely with corporate leaders to address their employee benefits and insurance needs.

Indifi Technologies Pvt. Ltd., established in 2015 and headquartered in Gurugram, India, operates an online platform that facilitates loans for small businesses. It connects borrowers with lenders, providing a range of services to support the lending process, including data aggregation, analysis, and loan monitoring. Indifi specializes in serving businesses in sectors such as e-commerce, travel, hospitality, retail, and trading. Its unique approach involves assessing creditworthiness based on industry-specific performance data, enabling it to identify low-risk, high-potential businesses that may lack access to traditional financing. The platform presents these applications to multiple lenders, increasing the chances of loan approval and providing lenders with choices.

CreditMantri is a digital credit services management platform based in India that focuses on helping consumers understand and improve their credit health. The platform creates an individual credit profile by integrating data from institutional sources, such as credit history and scores from credit bureaus, as well as alternate data sources. Based on this comprehensive credit profile, CreditMantri guides users towards the most suitable financial products, including loans and credit cards, and offers credit improvement services. Additionally, CreditMantri provides lender-specific services, including a marketplace for credit products, solutions for lenders to facilitate instant credit decisions for new users, and verification services. The company collaborates with over 55 lenders to enhance the credit experience for both consumers and financial institutions.

Ujjivan Financial Services Limited, established in 2004, is a leading Indian financial services provider, headquartered in Bengaluru. It specializes in serving the economically active poor, offering a wide range of micro and rural finance products, housing, personal, vehicle, and institutional loans, along with group and individual insurance. As of 2020, it operated through 575 branches. In 2016, Ujjivan Small Finance Bank Limited was launched as a subsidiary, providing banking services including savings and loan products, mobile banking, debit cards, and insurance to unserved and underserved segments, with 575 banking outlets and 475 ATMs. Both entities are committed to promoting financial inclusion in India.

Varthana is a financial services company focused on enhancing private education in India by providing tailored financial solutions to low-cost private schools. It partners with education entrepreneurs dedicated to improving access to high-quality education in low-income communities. Varthana offers both secured and unsecured loans designed for various projects, including infrastructure renovations, library and playground additions, laboratory upgrades, smart classroom technology, teacher training programs, and transportation services like school buses. Through its support, Varthana aims to empower private schools to better serve students from economically disadvantaged backgrounds, thereby contributing to the overall improvement of educational facilities in the region.

Shubham Housing Development Finance Company Private Limited, established in 2010 and headquartered in Gurugram, India, specializes in providing housing finance solutions to families with informal incomes. The company aims to assist customers who may not qualify for loans from traditional lending institutions by offering home loans, home improvement loans, and loans against property. Shubham stands out for its innovative operating model, which prioritizes an interview-based approach over conventional document-based underwriting, allowing for a better understanding of each customer's income and expense flows. This focus on urban low-income and informal income families reflects Shubham's commitment to facilitating home ownership through accessible and formal credit options.

Shubham Housing Development Finance Company Private Limited, established in 2010 and headquartered in Gurugram, India, specializes in providing housing finance solutions to families with informal incomes. The company aims to assist customers who may not qualify for loans from traditional lending institutions by offering home loans, home improvement loans, and loans against property. Shubham stands out for its innovative operating model, which prioritizes an interview-based approach over conventional document-based underwriting, allowing for a better understanding of each customer's income and expense flows. This focus on urban low-income and informal income families reflects Shubham's commitment to facilitating home ownership through accessible and formal credit options.

Glocal Healthcare is focused on improving healthcare delivery, particularly in rural areas of India, by utilizing a technology-enabled platform. The company operates a network of hospitals that offer a range of services, including outpatient and inpatient care, emergency services, and obstetric treatment, alongside digital dispensaries and telemedicine options. Glocal’s approach makes healthcare more affordable, accessible, and accountable, even in regions where traditional healthcare providers face challenges. It has developed two mobile applications, hellolyf and hellolyf Dr, which facilitate healthcare access for patients. With 250 telemedicine and IoT-based digital clinics, as well as ten hospitals, Glocal Healthcare aims to enhance the speed and effectiveness of treatment, ensuring better health outcomes for communities in need.

Ujjivan Financial Services Limited, established in 2004, is a leading Indian financial services provider, headquartered in Bengaluru. It specializes in serving the economically active poor, offering a wide range of micro and rural finance products, housing, personal, vehicle, and institutional loans, along with group and individual insurance. As of 2020, it operated through 575 branches. In 2016, Ujjivan Small Finance Bank Limited was launched as a subsidiary, providing banking services including savings and loan products, mobile banking, debit cards, and insurance to unserved and underserved segments, with 575 banking outlets and 475 ATMs. Both entities are committed to promoting financial inclusion in India.

Glocal Healthcare is focused on improving healthcare delivery, particularly in rural areas of India, by utilizing a technology-enabled platform. The company operates a network of hospitals that offer a range of services, including outpatient and inpatient care, emergency services, and obstetric treatment, alongside digital dispensaries and telemedicine options. Glocal’s approach makes healthcare more affordable, accessible, and accountable, even in regions where traditional healthcare providers face challenges. It has developed two mobile applications, hellolyf and hellolyf Dr, which facilitate healthcare access for patients. With 250 telemedicine and IoT-based digital clinics, as well as ten hospitals, Glocal Healthcare aims to enhance the speed and effectiveness of treatment, ensuring better health outcomes for communities in need.

Ujjivan Financial Services Limited, established in 2004, is a leading Indian financial services provider, headquartered in Bengaluru. It specializes in serving the economically active poor, offering a wide range of micro and rural finance products, housing, personal, vehicle, and institutional loans, along with group and individual insurance. As of 2020, it operated through 575 branches. In 2016, Ujjivan Small Finance Bank Limited was launched as a subsidiary, providing banking services including savings and loan products, mobile banking, debit cards, and insurance to unserved and underserved segments, with 575 banking outlets and 475 ATMs. Both entities are committed to promoting financial inclusion in India.

Comat is a company dedicated to improving access to information-based services for citizens in rural India. Established in 1996, it combines business profitability with social welfare, focusing on the economic development of underserved markets. Comat provides essential services such as employability training, job creation, financial inclusion, and access to government services. By accurately assessing the needs of the rural population, the company has built a network of Rural Business Centers to deliver these services effectively. Additionally, Comat offers business consulting and technology integration solutions aimed at enhancing operational efficiency for government, public, and private sectors. Through its comprehensive approach, Comat plays a significant role in empowering rural communities and fostering economic growth.

Bharat Financial Inclusion Limited, formerly known as SKS Microfinance Limited, is a non-banking financial company specializing in microfinance services primarily for women in rural India. Established in 1997 and headquartered in Hyderabad, the company focuses on providing small loans to self-employed women organized in Joint Liability Groups. These loans support various business activities such as livestock raising, local retail, and tailoring, as well as the purchase of essential items like mobile phones, bicycles, and solar lamps. In addition to microcredit, Bharat Financial Inclusion also offers life insurance products to its members. As of March 31, 2018, the company operated 1,567 branches across India, facilitating access to financial services for low-income individuals who typically lack options from traditional financial institutions. The acquisition by IndusInd Bank in 2019 further strengthened its position in the microfinance sector.