Elevar Equity

SarvaGram Fincare Private Limited is a fintech startup based in Mumbai, India, that provides financial services to individuals and small enterprises in rural and semi-urban areas. Founded in 2018, the company offers a range of loan products, including gold loans, consumer durable loans, farm loans, and business loans. By leveraging a data science-enabled platform, SarvaGram assesses the financial potential of rural households, treating them as cohesive economic units. The company's approach incorporates a comprehensive understanding of household cash flows, balance sheets, and various income streams. In addition to credit services, SarvaGram facilitates access to productivity-enhancing tools and risk management solutions, thereby supporting livelihood upgrades for underserved communities and enabling small to medium businesses to secure necessary financing.

Niro is a fintech startup focused on embedding personal credit products into prominent consumer internet platforms. By providing a financial platform that includes an application programming interface, Niro allows these platforms to integrate tailored credit offerings that enhance user engagement and generate substantial revenue. The company aims to transform the consumer lending landscape in India, targeting the 624 million internet users by democratizing access to convenient and hassle-free embedded credit solutions. Through its innovative approach, Niro seeks to empower internet brands to offer personalized credit products, fostering growth and accessibility in the financial services sector.

Niro is a fintech startup focused on embedding personal credit products into prominent consumer internet platforms. By providing a financial platform that includes an application programming interface, Niro allows these platforms to integrate tailored credit offerings that enhance user engagement and generate substantial revenue. The company aims to transform the consumer lending landscape in India, targeting the 624 million internet users by democratizing access to convenient and hassle-free embedded credit solutions. Through its innovative approach, Niro seeks to empower internet brands to offer personalized credit products, fostering growth and accessibility in the financial services sector.

SarvaGram Fincare Private Limited is a fintech startup based in Mumbai, India, that provides financial services to individuals and small enterprises in rural and semi-urban areas. Founded in 2018, the company offers a range of loan products, including gold loans, consumer durable loans, farm loans, and business loans. By leveraging a data science-enabled platform, SarvaGram assesses the financial potential of rural households, treating them as cohesive economic units. The company's approach incorporates a comprehensive understanding of household cash flows, balance sheets, and various income streams. In addition to credit services, SarvaGram facilitates access to productivity-enhancing tools and risk management solutions, thereby supporting livelihood upgrades for underserved communities and enabling small to medium businesses to secure necessary financing.

Indifi Technologies Pvt. Ltd., established in 2015 and headquartered in Gurugram, India, operates an online platform that facilitates loans for small businesses. It connects borrowers with lenders, providing a range of services to support the lending process, including data aggregation, analysis, and loan monitoring. Indifi specializes in serving businesses in sectors such as e-commerce, travel, hospitality, retail, and trading. Its unique approach involves assessing creditworthiness based on industry-specific performance data, enabling it to identify low-risk, high-potential businesses that may lack access to traditional financing. The platform presents these applications to multiple lenders, increasing the chances of loan approval and providing lenders with choices.

Niro is a fintech startup focused on embedding personal credit products into prominent consumer internet platforms. By providing a financial platform that includes an application programming interface, Niro allows these platforms to integrate tailored credit offerings that enhance user engagement and generate substantial revenue. The company aims to transform the consumer lending landscape in India, targeting the 624 million internet users by democratizing access to convenient and hassle-free embedded credit solutions. Through its innovative approach, Niro seeks to empower internet brands to offer personalized credit products, fostering growth and accessibility in the financial services sector.

SarvaGram Fincare Private Limited is a fintech startup based in Mumbai, India, that provides financial services to individuals and small enterprises in rural and semi-urban areas. Founded in 2018, the company offers a range of loan products, including gold loans, consumer durable loans, farm loans, and business loans. By leveraging a data science-enabled platform, SarvaGram assesses the financial potential of rural households, treating them as cohesive economic units. The company's approach incorporates a comprehensive understanding of household cash flows, balance sheets, and various income streams. In addition to credit services, SarvaGram facilitates access to productivity-enhancing tools and risk management solutions, thereby supporting livelihood upgrades for underserved communities and enabling small to medium businesses to secure necessary financing.

CreditMantri is a digital credit services management platform based in India that focuses on helping consumers understand and improve their credit health. The platform creates an individual credit profile by integrating data from institutional sources, such as credit history and scores from credit bureaus, as well as alternate data sources. Based on this comprehensive credit profile, CreditMantri guides users towards the most suitable financial products, including loans and credit cards, and offers credit improvement services. Additionally, CreditMantri provides lender-specific services, including a marketplace for credit products, solutions for lenders to facilitate instant credit decisions for new users, and verification services. The company collaborates with over 55 lenders to enhance the credit experience for both consumers and financial institutions.

SarvaGram Fincare Private Limited is a fintech startup based in Mumbai, India, that provides financial services to individuals and small enterprises in rural and semi-urban areas. Founded in 2018, the company offers a range of loan products, including gold loans, consumer durable loans, farm loans, and business loans. By leveraging a data science-enabled platform, SarvaGram assesses the financial potential of rural households, treating them as cohesive economic units. The company's approach incorporates a comprehensive understanding of household cash flows, balance sheets, and various income streams. In addition to credit services, SarvaGram facilitates access to productivity-enhancing tools and risk management solutions, thereby supporting livelihood upgrades for underserved communities and enabling small to medium businesses to secure necessary financing.

Indifi Technologies Pvt. Ltd., established in 2015 and headquartered in Gurugram, India, operates an online platform that facilitates loans for small businesses. It connects borrowers with lenders, providing a range of services to support the lending process, including data aggregation, analysis, and loan monitoring. Indifi specializes in serving businesses in sectors such as e-commerce, travel, hospitality, retail, and trading. Its unique approach involves assessing creditworthiness based on industry-specific performance data, enabling it to identify low-risk, high-potential businesses that may lack access to traditional financing. The platform presents these applications to multiple lenders, increasing the chances of loan approval and providing lenders with choices.

Varthana is a financial services company focused on enhancing private education in India by providing tailored financial solutions to low-cost private schools. It partners with education entrepreneurs dedicated to improving access to high-quality education in low-income communities. Varthana offers both secured and unsecured loans designed for various projects, including infrastructure renovations, library and playground additions, laboratory upgrades, smart classroom technology, teacher training programs, and transportation services like school buses. Through its support, Varthana aims to empower private schools to better serve students from economically disadvantaged backgrounds, thereby contributing to the overall improvement of educational facilities in the region.

CreditMantri is a digital credit services management platform based in India that focuses on helping consumers understand and improve their credit health. The platform creates an individual credit profile by integrating data from institutional sources, such as credit history and scores from credit bureaus, as well as alternate data sources. Based on this comprehensive credit profile, CreditMantri guides users towards the most suitable financial products, including loans and credit cards, and offers credit improvement services. Additionally, CreditMantri provides lender-specific services, including a marketplace for credit products, solutions for lenders to facilitate instant credit decisions for new users, and verification services. The company collaborates with over 55 lenders to enhance the credit experience for both consumers and financial institutions.

Indifi Technologies Pvt. Ltd., established in 2015 and headquartered in Gurugram, India, operates an online platform that facilitates loans for small businesses. It connects borrowers with lenders, providing a range of services to support the lending process, including data aggregation, analysis, and loan monitoring. Indifi specializes in serving businesses in sectors such as e-commerce, travel, hospitality, retail, and trading. Its unique approach involves assessing creditworthiness based on industry-specific performance data, enabling it to identify low-risk, high-potential businesses that may lack access to traditional financing. The platform presents these applications to multiple lenders, increasing the chances of loan approval and providing lenders with choices.

Varthana is a financial services company focused on enhancing private education in India by providing tailored financial solutions to low-cost private schools. It partners with education entrepreneurs dedicated to improving access to high-quality education in low-income communities. Varthana offers both secured and unsecured loans designed for various projects, including infrastructure renovations, library and playground additions, laboratory upgrades, smart classroom technology, teacher training programs, and transportation services like school buses. Through its support, Varthana aims to empower private schools to better serve students from economically disadvantaged backgrounds, thereby contributing to the overall improvement of educational facilities in the region.

Indifi Technologies Pvt. Ltd., established in 2015 and headquartered in Gurugram, India, operates an online platform that facilitates loans for small businesses. It connects borrowers with lenders, providing a range of services to support the lending process, including data aggregation, analysis, and loan monitoring. Indifi specializes in serving businesses in sectors such as e-commerce, travel, hospitality, retail, and trading. Its unique approach involves assessing creditworthiness based on industry-specific performance data, enabling it to identify low-risk, high-potential businesses that may lack access to traditional financing. The platform presents these applications to multiple lenders, increasing the chances of loan approval and providing lenders with choices.

The idea of Vistaar dawned on the minds of two first generation entrepreneurs, who truly believe in supporting and creating new economic opportunity through providing access to finance, to deserving small business men, to enhance and enrich their lives and the community they live in. The Company targets the missing middle segment, consisting of customers with an annual income of Rs 120000-10,00,000, which is not effectively served by the formal financial system.

CreditMantri is a digital credit services management platform based in India that focuses on helping consumers understand and improve their credit health. The platform creates an individual credit profile by integrating data from institutional sources, such as credit history and scores from credit bureaus, as well as alternate data sources. Based on this comprehensive credit profile, CreditMantri guides users towards the most suitable financial products, including loans and credit cards, and offers credit improvement services. Additionally, CreditMantri provides lender-specific services, including a marketplace for credit products, solutions for lenders to facilitate instant credit decisions for new users, and verification services. The company collaborates with over 55 lenders to enhance the credit experience for both consumers and financial institutions.

Varthana is a financial services company focused on enhancing private education in India by providing tailored financial solutions to low-cost private schools. It partners with education entrepreneurs dedicated to improving access to high-quality education in low-income communities. Varthana offers both secured and unsecured loans designed for various projects, including infrastructure renovations, library and playground additions, laboratory upgrades, smart classroom technology, teacher training programs, and transportation services like school buses. Through its support, Varthana aims to empower private schools to better serve students from economically disadvantaged backgrounds, thereby contributing to the overall improvement of educational facilities in the region.

The idea of Vistaar dawned on the minds of two first generation entrepreneurs, who truly believe in supporting and creating new economic opportunity through providing access to finance, to deserving small business men, to enhance and enrich their lives and the community they live in. The Company targets the missing middle segment, consisting of customers with an annual income of Rs 120000-10,00,000, which is not effectively served by the formal financial system.

The idea of Vistaar dawned on the minds of two first generation entrepreneurs, who truly believe in supporting and creating new economic opportunity through providing access to finance, to deserving small business men, to enhance and enrich their lives and the community they live in. The Company targets the missing middle segment, consisting of customers with an annual income of Rs 120000-10,00,000, which is not effectively served by the formal financial system.

Vistaar Finance is a financial services provider established in 2010 by Brahmanand Hegde in Bengaluru, Karnataka. The company specializes in designing and delivering customized loan products tailored to the unique requirements of small businesses, focusing on specific industries such as power looms and textiles. Vistaar's platform offers non-banking financial services, aiming to attract mainstream capital and resources to effectively serve its target markets. By addressing the individual needs of these businesses in terms of loan amounts and tenors, Vistaar enables clients to enhance their economic output through strategic financial planning.

Swadhaar FinServe, based in Mumbai, is dedicated to providing financial services to economically vulnerable and underserved households and businesses in urban areas. As a pioneer in individual lending within the Indian context, the company focuses on delivering microcredit effectively, even in challenging urban environments. Swadhaar FinServe offers a range of services, including individual and business loans, insurance, and financial education, aimed at helping clients achieve financial security and fulfill their aspirations. With Mumbai housing one of the largest populations of urban poor, the company's success has the potential to impact millions and establish a scalable lending model for other major cities. Swadhaar FinServe operates as a for-profit entity associated with Swadhaar FinAccess, which is a non-profit organization.

The idea of Vistaar dawned on the minds of two first generation entrepreneurs, who truly believe in supporting and creating new economic opportunity through providing access to finance, to deserving small business men, to enhance and enrich their lives and the community they live in. The Company targets the missing middle segment, consisting of customers with an annual income of Rs 120000-10,00,000, which is not effectively served by the formal financial system.