Enza Capital

Djamo is a fintech company offering a mobile application that enables users to use their cards fee-free across various services. The app provides free physical and virtual cards, automatic savings features, salary reception options, expense tracking, and withdrawal controls.

Affinity is a financial solutions company that provides financial inclusion, advisory, and literacy services.

WideBot is a Cairo-based technology company that develops an Arabic-focused bot builder platform. Founded in 2016, it enables businesses to create smart chatbots that speak the MENA language without coding. The platform provides data training, tailoring, optimization, hosting, and maintenance, with ongoing technical support. It relies on an enterprise-grade AI engine that is sentiment-aware and tone-aware, capable of detecting multiple Arabic dialects, allowing organizations to build chatbots that understand and engage customers in the region's language in minutes.

Hub2.Io is a system for digitizing ongoing transactions. Services like cash out, to pay, manage, and others are offered by them. Connecting businesses to their infrastructure will enable them to accept and process payments quickly and safely.

Nash enables finance teams to manage all their finance flows in one place and craft their money flow experiences globally. Our ledger-based operating system allows your borderless business to connect all your money accounts, accounting systems, payment service providers, treasury operations, spend management in one place. Our mission is to enable borderless commerce in Africa. We achieve this initially by providing your team with all the finance tools needed to build, scale, and grow your borderless business without the need for a costly and complex in-house infrastructure.

DotPay helps hundreds of people quickly and securely make cash withdrawals, transfers, and pay bills. It operates by utilizing network agents that use Dotpay terminals in various locations and offer financial services there and in the neighborhood around the community. DotPay is located in Yaba, Lagos.

EarthAcre is a company focused on climate and biodiversity conservation by collaborating with local communities. It provides environmental technology services aimed at addressing climate change and preventing biodiversity collapse through the application of advanced monitoring techniques. Utilizing drones, acoustic monitors, and other technologies, EarthAcre specializes in assessing ecosystem health on a large scale. The company empowers indigenous and smallholder landowners by facilitating payments for the carbon and biodiversity assets associated with their land. This approach enables landowners to engage in holistic land regeneration and ecosystem conservation, contributing to efforts aimed at reversing climate change and preserving biodiversity.

Copia Global Inc. is an e-commerce company based in Nairobi, Kenya, founded in 2013. It provides an innovative application that allows users to browse and order products from local shopkeepers, facilitating access to a wide range of quality goods for consumers in the developing world. The platform is designed to empower middle to low-income Africans by enabling them to make purchases without needing direct internet access. Copia Global leverages mobile technologies and a network of local agents to serve as distribution points, ensuring efficient delivery of products at consumers' convenience. The application also incorporates a mobile payment system, allowing shopkeepers to fulfill customer orders seamlessly.

MNZL aims to broaden access to capital for Egyptians by transforming owned assets into liquid financial resources. Through an innovative digital platform, it enables asset-backed financing, offering services like home equity investment and low-interest financing.

Cloudline specializes in emissions-free aviation using lighter-than-air technology and solar power. It offers logistics services, including drone deliveries of large payloads, goods transportation, data gathering, maintenance inspections, and surveillance. The company connects isolated communities to global supply chains, benefiting remote areas such as rural villages, island nations, and disaster-stricken regions.

Craydel is an online platform that helps African students and working professionals discover, compare, and apply to higher education programs worldwide. It offers thousands of undergraduate, postgraduate, and vocational courses from leading universities and colleges in 15 countries, including many online options.

Ndovu is a financial advisory platform that provides personalized and cost-effective investment solutions for users seeking to engage with both local and global financial markets. The company employs advanced technology and expert financial advisors to simplify investment processes, making them more accessible to a broader audience. Ndovu's platform features curated investment funds and tailored investment plans that align with individual risk tolerance and financial goals, empowering customers to navigate the complexities of investing and enhance their wealth-building potential.

Peach Payments is a company that specializes in providing payment solutions for online and mobile businesses, facilitating the acceptance of payments from consumers worldwide, with a strong emphasis on emerging markets, particularly in Africa and the BRIC countries. The company has developed an online payment platform that offers a variety of electronic payment services. This platform features a well-documented API for easy integration, allows payment collection through email and SMS, and includes secure tokenization for storing card data. Additionally, it enhances user experience by enabling one-click checkouts, ensuring a safe and efficient transaction process across all digital channels.

Affinity is a financial solutions company that provides financial inclusion, advisory, and literacy services.

Jumba is a construction technology platform based in Nairobi, Kenya, established in 2022, that streamlines B2B procurement of construction materials and financing. The platform allows hardware stores and construction firms to order a wide range of materials (cement, steel, paint, tiles, plumbing, electrical components, glass, kitchen and bathroom finishes) and to pay later. It aggregates materials from multiple suppliers, manages logistics and financing, and provides transparent pricing, quality control, and efficient delivery options. By offering a dependable sourcing channel and consolidated procurement, Jumba aims to help projects stay on budget and on schedule.

Yebo Fresh is an online grocery shopping service based in Cape Town, South Africa, focused on delivering a wide range of products, including meat, poultry, fish, dairy, dry groceries, drinks, frozen foods, fruits, vegetables, toiletries, and household items. The company specifically targets underserved areas, such as Imizamo Yethu, Langa, Khayelitsha, Mfuleni, and Gugulethu, where access to formal retail options is limited. By leveraging unique business partnerships, Yebo Fresh is able to offer high-quality products and popular brands at competitive prices. Following recent funding, the company is expanding its reach throughout the greater Cape Town area, aiming to enhance grocery accessibility for its communities.

ORDA is a cloud-based restaurant operating system built for African chefs and food business owners. ORDA's ePos, integrations, and lending solutions enable Africa’s millions of food business owners to scale and grow their business. The company was founded in 2020 and is based in Lagos, Nigeria.

Djamo is a fintech company offering a mobile application that enables users to use their cards fee-free across various services. The app provides free physical and virtual cards, automatic savings features, salary reception options, expense tracking, and withdrawal controls.

Turaco Inc., established in 2018 and headquartered in Wilmington, Delaware, is an insurance technology company specializing in providing affordable health and life insurance solutions to low-income individuals. It offers a range of products, including health loans and insurance, delivered through a user-friendly mobile application and online platform. Turaco's mission is to make healthcare financing accessible and affordable, enabling customers to manage risks and obtain necessary medical care at budget-friendly monthly premiums.

Founded in 2012, Tugende is a Ugandan company that provides finance and business assets to informal sector entrepreneurs and micro, medium, and small-sized enterprises. It offers lease-to-own financing for income-generating assets such as motorcycles (bodas), taxis, matatus, boat engines, and other equipment like smartphones, salon gear, shop fridges, and sewing machines. Tugende also provides value-added services including insurance, safety training, GPS tracking, and genuine parts.

Jumba is a construction technology platform based in Nairobi, Kenya, established in 2022, that streamlines B2B procurement of construction materials and financing. The platform allows hardware stores and construction firms to order a wide range of materials (cement, steel, paint, tiles, plumbing, electrical components, glass, kitchen and bathroom finishes) and to pay later. It aggregates materials from multiple suppliers, manages logistics and financing, and provides transparent pricing, quality control, and efficient delivery options. By offering a dependable sourcing channel and consolidated procurement, Jumba aims to help projects stay on budget and on schedule.

Pharmacy Marts is an online business-to-business marketplace that connects pharmacists with multiple suppliers to source daily prescriptions and pharmacy supplies. Founded in 2021 and based in Cairo, Egypt, the platform combines fintech and logistics features to offer discounts on medications from various warehouses, with no delivery charges for orders. It enables medical suppliers to list products and allows pharmacists to compare offers in a single location to fulfill daily supply requests.

Gigmile is a financial services company focused on gig workers in the mobility sector. It offers an online lending platform and affordable leases on productive assets tailored to individual earnings to help gig workers launch and sustain entrepreneurial activity. The platform also provides training and essential services to support gig workers, addressing health, working capital, and emergency expenses so they can concentrate on their work.

Paps is a Senegalese transport and logistics company established in 2016. It specializes in innovative distribution solutions for businesses and merchants, offering real-time delivery scheduling and tracking via its e-commerce platform. Services include secure warehouse storage, insured parcel delivery, cash on delivery management, courier provision, returns management, collection, and periodic reporting.

ORDA is a cloud-based restaurant operating system built for African chefs and food business owners. ORDA's ePos, integrations, and lending solutions enable Africa’s millions of food business owners to scale and grow their business. The company was founded in 2020 and is based in Lagos, Nigeria.

SeamlessHR Limited is a human resource technology software company based in Lagos, Nigeria, founded in 2013. It specializes in creating enterprise-grade, cloud-based HR solutions designed to automate and optimize the entire HR process for medium to large-sized organizations. The company's comprehensive product suite includes a Recruitment Management System, HR Information System (HRIS), Performance and Competency Management, Payroll Management, Leave Management, and Learning Management System, among other modules. These tools facilitate various HR functions such as recruitment, training, payroll processing, performance evaluation, and analytics, enabling businesses to streamline their human resource operations from recruitment to retirement. Additionally, SeamlessHR provides embedded finance solutions that enhance financial security for both employers and employees.

Craydel is an online platform that helps African students and working professionals discover, compare, and apply to higher education programs worldwide. It offers thousands of undergraduate, postgraduate, and vocational courses from leading universities and colleges in 15 countries, including many online options.

Autochek is an automotive technology company that operates online platforms connecting buyers and sellers and provides digital infrastructure for the car market. Founded in 2020 and based in South Africa, it offers an automotive marketplace that supports access to auto loans, maintenance and aftersales services, warranty solutions, and transactional capabilities, helping buyers and sellers coordinate and maintain vehicle records.

Sendbox is a platform that facilitates e-commerce on social media platforms like Instagram, Facebook, and WhatsApp. It offers infrastructure for shipping, secure escrow payments, and merchant discovery services to businesses and customers across North America, Europe, and Africa.

Eden Life is a technology-driven service provider that simplifies daily living by offering subscription-based marketplace solutions for essential household tasks such as laundry, cleaning, meal delivery, and more. Operating primarily in Nigeria and Kenya, the company aims to enhance users' quality of life through convenient access to these services.

Shara is a mobile application that facilitates systematic business growth. It offers free scheduled reminders, customized professional statements, and a secure digital wallet for organizing transactions.

Guidewheel empowers manufacturers worldwide by offering an AI-powered platform, FactoryOps. This non-intrusive solution monitors machines' electrical signals to optimize productivity and profitability. With additional sensors and functionality, it also contributes to sustainability goals. Founded at Stanford University, Guidewheel has successfully improved runtime for hundreds of manufacturers, earning recognition from IndustryWeek and the World Economic Forum.

Quro Medical is a digital health company that specializes in providing premium hospital-at-home services. The company has developed a comprehensive healthcare ecosystem that integrates medical specialist oversight, clinical professional treatment, and evidence-based clinical protocols. It focuses on patient biometrics monitoring through predictive analytics and offers on-demand in-home services. By doing so, Quro Medical aims to deliver accessible and affordable healthcare solutions to patients, allowing them to receive high-quality medical care in the comfort of their own homes.

Money254 is an integrated financial services marketplace that operates a loan comparison platform designed to enhance transparency and accessibility in financial decision-making. It aggregates and reviews a wide range of financial and insurance products from established institutions, allowing users in Kenya to efficiently search and compare these offerings. By centralizing financial and insurance services into one database, Money254 aims to simplify the process for customers, facilitating informed choices in a fast and transparent manner.

Founded in 2012, Tugende is a Ugandan company that provides finance and business assets to informal sector entrepreneurs and micro, medium, and small-sized enterprises. It offers lease-to-own financing for income-generating assets such as motorcycles (bodas), taxis, matatus, boat engines, and other equipment like smartphones, salon gear, shop fridges, and sewing machines. Tugende also provides value-added services including insurance, safety training, GPS tracking, and genuine parts.

Paps is a Senegalese transport and logistics company established in 2016. It specializes in innovative distribution solutions for businesses and merchants, offering real-time delivery scheduling and tracking via its e-commerce platform. Services include secure warehouse storage, insured parcel delivery, cash on delivery management, courier provision, returns management, collection, and periodic reporting.

SeamlessHR Limited is a human resource technology software company based in Lagos, Nigeria, founded in 2013. It specializes in creating enterprise-grade, cloud-based HR solutions designed to automate and optimize the entire HR process for medium to large-sized organizations. The company's comprehensive product suite includes a Recruitment Management System, HR Information System (HRIS), Performance and Competency Management, Payroll Management, Leave Management, and Learning Management System, among other modules. These tools facilitate various HR functions such as recruitment, training, payroll processing, performance evaluation, and analytics, enabling businesses to streamline their human resource operations from recruitment to retirement. Additionally, SeamlessHR provides embedded finance solutions that enhance financial security for both employers and employees.

SeamlessHR Limited is a human resource technology software company based in Lagos, Nigeria, founded in 2013. It specializes in creating enterprise-grade, cloud-based HR solutions designed to automate and optimize the entire HR process for medium to large-sized organizations. The company's comprehensive product suite includes a Recruitment Management System, HR Information System (HRIS), Performance and Competency Management, Payroll Management, Leave Management, and Learning Management System, among other modules. These tools facilitate various HR functions such as recruitment, training, payroll processing, performance evaluation, and analytics, enabling businesses to streamline their human resource operations from recruitment to retirement. Additionally, SeamlessHR provides embedded finance solutions that enhance financial security for both employers and employees.

Sendy operates a logistics platform that simplifies delivery processes for businesses. Founded in 2014, it offers door-to-door delivery services for e-commerce, optimizes logistics for manufacturers and distributors, and provides access to multiple transporters.

Vula Mobile develops a medical referral application that enables health workers to capture patient information, photographs, and medical history and send it to specialists for remote advice, allowing patients to receive expert input without in-person consultations and supporting timely triage to improve access to eye care and reduce preventable blindness.

‍Rescue.co provides emergency response services in the region.

Tuteria is an online marketplace in Nigeria that connects students with private tutors for academic subjects, exam preparation, and various skills. The platform matches learners with teachers whose qualifications are verified and offers one-on-one lessons in areas such as science, languages, arts, music, photography, swimming, and other disciplines. Tutors are arranged for nearby locations, with services available in major cities including Lagos, Port Harcourt and Abuja. The company focuses on enabling accessible, personalized instruction through a network of home tutors and local instructors.