Holt Xchange

Holt Xchange is a Montreal-based venture capital firm established in 2017, specializing in early-stage investments in the fintech sector. The company focuses on B2B and B2C startups that operate in various areas, including digital banking, digital lending, payments, digital identity, real estate technology, regulatory technology, cybersecurity, wealth management, data analytics, and infrastructure platforms. Drawing on a rich family legacy of entrepreneurship and financial innovation spanning five generations, Holt Xchange accelerates deals by connecting fintech startups with corporate clients and investors. The firm collaborates with notable partners, including Holdun, a family business with a long-standing history, and Stradigi AI, a prominent provider of artificial intelligence solutions in Canada.

Brendan Dunn

Founding Investor

Elisabeth Laett

Managing Partner

30 past transactions

FilmChain Group

Venture Round in 2024
FilmChain Group is a fintech company based in London, United Kingdom, established in 2018. It addresses significant financial challenges faced by the film and television industry, where up to 30% of revenues can go unreported and payments may be delayed for extended periods. The company provides a digital collection agent platform that modernizes payment processes for producers, financiers, sales agents, and talent, ensuring they receive their accurate entitlements. FilmChain employs a private Ethereum blockchain ledger to facilitate transparent, near real-time payments to stakeholders for independent films, while its Software as a Service (SAAS) platform helps manage royalties and generate reports for enterprises. Key features include collaboration tools, legal support, instant withdrawals, automatic statement generation, and performance tracking. FilmChain serves a diverse clientele, including award-nominated films and industry participants from Europe, the UK, Israel, Australia, and North America.

Acceleron Bank

Seed Round in 2022
Acceleron Bank is a financial services firm specializing in foreign exchange payment solutions. The company has developed a platform that simplifies the management of currency risk, allowing clients to lock in exchange rates well in advance. Through its API-driven technology, Acceleron Bank provides users with access to the latest currency exchange information and methodologies, eliminating the need for multiple vendors and connections. This streamlined approach not only enhances the service experience for clients but also enables banks to reduce provider costs and improve the efficiency of their foreign exchange transaction processes.

NAORIS

Venture Round in 2022
Naoris Ltd is a cybersecurity firm that harnesses blockchain technology to develop a decentralized security ecosystem. It offers a range of innovative products designed to enhance digital security for various organizations, including Naoris Distributed Security Ecosystem (DSE), which safeguards sensitive information across different business environments. Its Naoris Distributed Core (DC) technology focuses on application and cloud security, allowing users to manage access and monitor governance. The Naoris Legion solution aims to prevent undetectable cyberattacks, while Naoris DOT protects critical infrastructure such as SCADA systems and IoT devices. Additionally, Naoris Distributed Data Loss Prevention (DDLP) provides organizations with tools to secure intellectual property and sensitive data against unauthorized access. Founded in 2017 and headquartered in London, Naoris is positioned as a leader in next-generation cybersecurity, catering to a wide array of clients from startups to government entities, utilizing advanced technologies like distributed ledger technology, artificial intelligence, and machine learning to enhance security measures.

NAORIS

Initial Coin Offering in 2022
Naoris Ltd is a cybersecurity firm that harnesses blockchain technology to develop a decentralized security ecosystem. It offers a range of innovative products designed to enhance digital security for various organizations, including Naoris Distributed Security Ecosystem (DSE), which safeguards sensitive information across different business environments. Its Naoris Distributed Core (DC) technology focuses on application and cloud security, allowing users to manage access and monitor governance. The Naoris Legion solution aims to prevent undetectable cyberattacks, while Naoris DOT protects critical infrastructure such as SCADA systems and IoT devices. Additionally, Naoris Distributed Data Loss Prevention (DDLP) provides organizations with tools to secure intellectual property and sensitive data against unauthorized access. Founded in 2017 and headquartered in London, Naoris is positioned as a leader in next-generation cybersecurity, catering to a wide array of clients from startups to government entities, utilizing advanced technologies like distributed ledger technology, artificial intelligence, and machine learning to enhance security measures.

Manzil

Seed Round in 2022
Manzil is a financial services provider focused on serving the Muslim community in Canada by offering fully compliant financial products that align with their spiritual values. The company specializes in mortgages and investment opportunities that are locally structured, allowing Muslim Canadians to build wealth and assets while adhering to their financial and ethical principles. Manzil takes into consideration various factors such as personal credit, risk profile, property value, repayment terms, and deposit amounts, ensuring clients can access loans and invest in diverse portfolios with ease. By prioritizing ethical financial solutions, Manzil aims to support the financial health of its clients and promote responsible wealth-building practices.

CityFalcon

Equity Crowdfunding in 2022
CityFALCON is an innovative company that transforms unstructured financial content into structured data, facilitating real-time access to analytics, insights, and news on over 250,000 topics from more than 3,000 sources. By utilizing automation, Big Data, and AI techniques, CityFALCON democratizes access to financial markets and data, catering to a diverse audience including retail investors, small and medium-sized enterprises, and large corporations. The platform offers paywall-free access to premium non-public content and leverages crowd-sourced and crowd-curated news to enhance trading and investing returns. Current delivery channels include a web platform, mobile app, voice devices, and API access, with plans for additional features such as Single Sign-on and historical data sets in the future.

NAORIS

Pre Seed Round in 2021
Naoris Ltd is a cybersecurity firm that harnesses blockchain technology to develop a decentralized security ecosystem. It offers a range of innovative products designed to enhance digital security for various organizations, including Naoris Distributed Security Ecosystem (DSE), which safeguards sensitive information across different business environments. Its Naoris Distributed Core (DC) technology focuses on application and cloud security, allowing users to manage access and monitor governance. The Naoris Legion solution aims to prevent undetectable cyberattacks, while Naoris DOT protects critical infrastructure such as SCADA systems and IoT devices. Additionally, Naoris Distributed Data Loss Prevention (DDLP) provides organizations with tools to secure intellectual property and sensitive data against unauthorized access. Founded in 2017 and headquartered in London, Naoris is positioned as a leader in next-generation cybersecurity, catering to a wide array of clients from startups to government entities, utilizing advanced technologies like distributed ledger technology, artificial intelligence, and machine learning to enhance security measures.

Agryo

Grant in 2021
Agryo Inc., established in 2018 and headquartered in Brasília, Brazil, specializes in developing artificial intelligence and blockchain-based solutions for the agricultural sector. The company offers a peer-to-peer lending platform that provides access to financial services, including credit assessment, risk evaluation, and smart contract monitoring. Agryo also delivers infrastructure support for agribusiness through services such as ratings, risk assessment, lending, insurance, price protection, savings accounts, and trade contracts. Its core business involves providing global enterprise risk intelligence to enable financial institutions to assess, manage, and monitor financial risks at the crop field level, facilitating underwriting of agriculture insurance, credit, trade finance, and environmental services like carbon credits.

Ownest

Seed Round in 2020
Ownest is a technology company that provides a cloud-based platform for autonomous financing. It offers an end-to-end financing approval engine, which uses non-fungible tokens (NFTs) for client onboarding and ownership verification in the financial services sector. The platform also includes widget-based software and an online credit tool, aiming to streamline and expedite the lending and borrowing process for users.

Curu

Seed Round in 2020
Curu, Inc. is a technology company based in Denver, Colorado, founded in 2016, that specializes in automated credit building solutions. Its flagship application analyzes users' credit reports, transactions, and financial behaviors to create customized action plans aimed at improving credit scores. By allowing users to link their financial accounts, Curu's sophisticated algorithms identify specific actions that individuals can take to enhance their creditworthiness. This not only helps applicants meet eligibility requirements for various financial products, such as credit cards and loans, but also enables lenders to open more accounts by providing insights into user behavior. Curu's innovative approach includes features like the "Extended Approval Plan" and a tailored risk model, making it a valuable partner for financial institutions seeking to enhance their clientele's credit profiles while promoting responsible financial management.

WealthBlock

Pre Seed Round in 2019
WealthBlock, founded in 2018 and headquartered in Chicago, Illinois, is a technology company specializing in connecting investors directly with vetted asset managers and global investment opportunities via its intelligent network platform. The firm leverages blockchain, artificial intelligence, and behavioral science to facilitate private investments, streamline regulatory-compliant processes, and automate high-touch services at scale across various asset classes.

Confirmu

Pre Seed Round in 2019
ConfirmU is a data analytics startup focused on providing alternative credit scoring services to lenders. The company offers a platform that integrates seamlessly with lending institutions, allowing for a smooth and transparent analysis that yields more accurate credit scores. ConfirmU's solution employs psycho-linguistic profiling across more than 20 languages, utilizing chatbot and voice interaction supported by speech-to-text and machine learning technologies. The platform is designed to facilitate financial inclusion by assessing credit risk for individuals with little or no credit history. By combining financial data with a tailored questionnaire, ConfirmU enables lenders to better understand potential borrowers and helps those borrowers access necessary credit.

Hodlbot

Pre Seed Round in 2019
Hodlbot is a cryptocurrency trading platform that provides an intelligent software service enabling users to manage their digital asset portfolios efficiently. The platform seamlessly integrates with cryptocurrency exchange accounts to execute trades automatically, allowing users to diversify and rebalance their portfolios. Hodlbot's application empowers users to create, backtest, and implement customized portfolio strategies, facilitating participation in the cryptocurrency market for non-accredited investors. By offering an accessible and cost-effective method for market investment, Hodlbot aims to enhance the trading experience while promoting strategic asset management in the rapidly evolving digital currency landscape.

Manzil

Seed Round in 2019
Manzil is a financial services provider focused on serving the Muslim community in Canada by offering fully compliant financial products that align with their spiritual values. The company specializes in mortgages and investment opportunities that are locally structured, allowing Muslim Canadians to build wealth and assets while adhering to their financial and ethical principles. Manzil takes into consideration various factors such as personal credit, risk profile, property value, repayment terms, and deposit amounts, ensuring clients can access loans and invest in diverse portfolios with ease. By prioritizing ethical financial solutions, Manzil aims to support the financial health of its clients and promote responsible wealth-building practices.

Conatix

Seed Round in 2019
Conatix is a company focused on revolutionizing business research by providing a semi-automated business intelligence system that leverages machine learning. This innovative platform allows organizations to efficiently discover, source, structure, and share unstructured data and information from external sources. Conatix offers its system as an online knowledge management service, licensed on a per-month, per-seat basis, enabling companies to enhance their market, investment, and strategic research capabilities. By rethinking the traditional business research process, Conatix aims to streamline online search and discovery, organize research workflows, and create a scalable knowledge system that meets the evolving needs of businesses. Rather than merely offering a search engine or a technical solution, Conatix delivers a comprehensive end-to-end system designed to address specific business challenges, ultimately helping organizations conduct research more effectively and cost-efficiently.

LexAlign PBC

Seed Round in 2019
LexAlign PBC is a technology company based in Austin, Texas, that specializes in developing online compliance tools designed to help businesses identify and address gaps in their compliance practices. The company's solutions cater to various sectors, including auto dealerships, financial advisors, consumer lenders, and legal professionals. LexAlign's offerings automate the onsite audit function for banks' business customers, enabling them to effectively identify and remediate compliance issues while streamlining training processes. This approach eliminates the need for traditional on-site audits, enhancing operational efficiency and reducing fraud risk. Among its products is "Sign Here," a mobile application that allows users to create and sign custom business and legal documents seamlessly on mobile devices. LexAlign's tools ultimately provide vital records that support risk management for both banks and their business clients, facilitating cost reductions in treasury operations.

Owl.Co

Seed Round in 2019
Owl is an insurance claims monitoring platform designed to assist financial institutions in identifying non-eligible claims and mitigating risks associated with fraudulent activities. The platform connects to trusted data sources to automatically aggregate and synthesize relevant data points, allowing it to learn about customers and entities effectively. By detecting significant losses from exaggerated or malingering claims, Owl helps prevent unnecessary claim payments, reserve allocations, and adjusting expenses that can lead to increased premiums. This capability enables clients to enhance their fraud detection efforts, ensure compliance with Know Your Customer regulations, and make informed decisions while maintaining the security and integrity of sensitive data.

Liquidity Marketplace

Seed Round in 2018
Liquidity Marketplace, established in 2016, operates a peer-to-peer platform that connects corporate entities, banks, and non-bank financial institutions for direct short-term liquidity transactions. Based in Vancouver, Canada, with offices in Singapore, London, and New York, the company's platform facilitates real-time pricing and processing of treasury products, enabling members to invest and borrow from each other without intermediaries.

QuantumSense

Seed Round in 2018
QuantumSense is an artificial intelligence company based in Canada that specializes in advanced semantic search technology. As a graduate of the Creative Destruction Lab's quantum machine learning track, the company has developed a platform that transcends traditional keyword searches by analyzing the meaning and structure of sentences. This innovative approach allows for efficient comparisons and significantly enhances the accuracy and speed of searches for ideas or text passages within documents and archives. QuantumSense's technology also includes capabilities for question answering, named entity recognition, and sentiment analysis, making it valuable for various industries. In finance, it can analyze unstructured data to improve predictive accuracy, while in the insurance sector, it streamlines and accelerates the claims process, thus enhancing operational efficiencies for insurers.

Commercial Passport

Seed Round in 2018
Commercial Passport is an international digital platform focused on the secure collection, certification, and exchange of Know Your Customer (KYC) documents. The company provides advanced digital document management and analytical services that streamline business processes related to client due diligence and compliance. By leveraging blockchain technology, Commercial Passport ensures a secure repository and clear chain of custody for KYC documents, facilitating efficient sharing between senders and receivers. Its solutions are designed to enhance the integrity and accessibility of KYC data while simplifying the compliance process for businesses.

Curu

Seed Round in 2018
Curu, Inc. is a technology company based in Denver, Colorado, founded in 2016, that specializes in automated credit building solutions. Its flagship application analyzes users' credit reports, transactions, and financial behaviors to create customized action plans aimed at improving credit scores. By allowing users to link their financial accounts, Curu's sophisticated algorithms identify specific actions that individuals can take to enhance their creditworthiness. This not only helps applicants meet eligibility requirements for various financial products, such as credit cards and loans, but also enables lenders to open more accounts by providing insights into user behavior. Curu's innovative approach includes features like the "Extended Approval Plan" and a tailored risk model, making it a valuable partner for financial institutions seeking to enhance their clientele's credit profiles while promoting responsible financial management.

KapitalWise

Seed Round in 2018
KapitalWise is a technology company that specializes in client engagement automation for financial institutions. It offers a no-code platform that connects client information, external data, and financial wellness content, facilitating a more holistic approach to customer service. Through its advanced use of machine learning and artificial intelligence, KapitalWise enables institutions to detect and predict personal and financial events, allowing them to deliver personalized recommendations and engagement strategies. By optimizing client interactions, KapitalWise aims to enhance the speed and effectiveness with which financial institutions serve their customers.

LoanConnect

Pre Seed Round in 2018
LoanConnect is Canada's premier loan search engine. Visit LoanConnect.ca to search over 20 lenders for the best rates. You can apply for an unsecured loan, personal loan, or quick cash loan. Apply today. Get money today!

Consilium Crypto

Seed Round in 2018
Consilium Crypto specializes in providing institutional-grade data and analytics tailored for the digital asset markets. The company enables clients, including funds, family offices, and exchanges, to access critical market information through a comprehensive system that monitors raw transaction data, price, and liquidity from global order books. By leveraging specialized data feeds, including market data, news, indexes, reference rates, and alternative data, Consilium Crypto delivers actionable insights that empower traders to navigate volatile markets effectively. Additionally, its automated reporting tool, The Pulse, utilizes artificial intelligence and natural language processing to generate custom reports, further enhancing decision-making capabilities for market leaders.

CreditSCRIPT

Seed Round in 2018
CreditSCRIPT is an alternative credit investment platform based in London, established in 2016. It assists professional investors in evaluating loans and portfolios sourced from online marketplace lenders, utilizing advanced technology and analytics solutions. The platform enables clients to assess various types of loans, including consumer, student, SME, auto, and mortgages, while providing tools to track financial portfolios and monitor real-time risks. CreditSCRIPT's clientele includes global institutional credit investors, banks, wealth managers, and other professional investors seeking enhanced income-generating assets and alternative finance opportunities. The company's focus is on delivering insights that help clients optimize their investment performance and manage risk effectively.

FundSeeder

Seed Round in 2018
FundSeeder Technologies LLC operates a trading data analytics platform aimed at democratizing capital allocation. Headquartered in Boca Raton, Florida, the company enables traders to establish broker-verified track records and provides tools for tracking equities and trades. Its platform offers a variety of charts and performance metrics to help traders analyze and enhance their trading strategies. Additionally, FundSeeder connects potential traders with investors, facilitating access to performance analytics and risk management tools. The company also provides support for emerging managers, including resources for starting trading businesses in areas such as legal, accounting, and marketing. Founded in 2014, FundSeeder seeks to improve the trading landscape by creating opportunities for traders and enhancing their visibility to investors.

Ivy Lender

Seed Round in 2018
Ivy Lender is an enterprise SaaS solution that connects small business applicants with a variety of financing options across North America. Utilizing proprietary technology and artificial intelligence, Ivy Lender assesses borrowers by analyzing both traditional and non-traditional data points. This platform enables lenders, including balance sheet lenders and financial institutions, to improve conversion rates and address the needs of applicants who fall outside their internal credit guidelines. Additionally, Ivy Lender offers an affordable onboarding tool for brokers, facilitating a fully digitized connection to lenders and reducing the number of poor-quality submissions. The company aims to empower un-bankable business applicants to secure their initial financing and access lower-cost capital as they grow, with a mission centered on financial inclusion.

Conatix

Seed Round in 2013
Conatix is a company focused on revolutionizing business research by providing a semi-automated business intelligence system that leverages machine learning. This innovative platform allows organizations to efficiently discover, source, structure, and share unstructured data and information from external sources. Conatix offers its system as an online knowledge management service, licensed on a per-month, per-seat basis, enabling companies to enhance their market, investment, and strategic research capabilities. By rethinking the traditional business research process, Conatix aims to streamline online search and discovery, organize research workflows, and create a scalable knowledge system that meets the evolving needs of businesses. Rather than merely offering a search engine or a technical solution, Conatix delivers a comprehensive end-to-end system designed to address specific business challenges, ultimately helping organizations conduct research more effectively and cost-efficiently.

Naoris Protocol

Naoris Protocol is a decentralized cybersecurity firm that aims to revolutionize the traditional approach to cybersecurity through a blockchain-based platform. The company offers a cybersecurity enforcement protocol that operates on a permissionless and credibly neutral framework, allowing clients to transform their devices into cyber-trusted validator nodes. This innovative approach enhances network security by ensuring that as networks expand, they become more secure rather than more vulnerable. By leveraging a decentralized mesh, Naoris Protocol addresses the growing threats and risks in the digital landscape, providing robust protection for users and organizations.
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