Ferst Capital Partners - FCP

Chexy operates a digital platform that transforms the rent payment process for tenants. It enables users to send money online to their landlords while also earning rewards and building credit points. The platform allows tenants to redeem these points for exclusive membership perks, thereby giving them greater control over their rent payments, which are a significant monthly expense. Through its innovative approach, Chexy aims to enhance the rental experience by providing financial benefits and improving credit history for tenants.

NorthOne Inc. provides digital banking solutions tailored for small businesses, startups, and freelancers. Founded in 2016 and headquartered in Toronto, Canada, with additional offices in New York and Boston, the company offers a mobile-first banking app that integrates various financial tools in a single platform. Users can manage their finances through features such as automated tax, payroll, and rent envelopes, and the ability to make deposits from anywhere. The app is accessible on iOS, Android, and desktop, ensuring a seamless banking experience while allowing businesses to focus more on their operations and community engagement.

auticon GmbH is a consulting firm based in Berlin, Germany, with additional offices in Munich and Düsseldorf. Founded in 2011, the company specializes in information technology services, particularly in software testing and quality assurance. auticon employs autistic individuals exclusively as software testers, leveraging their unique skills to provide high-quality workmanship in various areas, including static code analysis, functional testing, usability testing, and data analysis. The company's services cater to a diverse clientele, including software producers, IT firms, consulting companies, and public institutions. By focusing on the strengths of its workforce, auticon not only delivers exceptional testing services but also promotes inclusivity within the tech industry.

Moka (previously Mylo) is Canada’s #1 saving and investing app and we're on a mission to help people around the world achieve their financial goals. Moka makes it easy to save more, spend less, and invest smarter. The Moka app automatically rounds up your everyday purchases and invests the spare change, which makes it possible for everyone to start investing with no minimum investment, lifestyle change or financial knowledge required. Since launching in 2017, the app has been downloaded by 750,000 Canadians and earned thousands of 5-star reviews. In 2020, the company rebranded from Mylo to Moka and expanded to France to make it possible for more people to round up —but investing spare change is just the first Moka feature designed to help people save more, spend less, and invest smarter. Moka is developing new products driven by AI and human expertise that will reduce expenses, accelerate debt repayment, provide financial coaching, deliver valuable cashback rewards, and ultimately empower everyone to make the most of their money.

KNØX is a digital asset custody provider that focuses on ensuring the safekeeping of clients' holdings through comprehensive insurance coverage. The company offers a secure end-to-end system that allows institutional clients to manage their digital assets via a dedicated terminal. By employing actuarial principles and precise engineering, KNØX is designed to meet the fiduciary obligations of institutions while blending simplicity with high-security measures. The insurance protection for client assets adheres to the full terms and conditions of the policy, ensuring that clients' investments are safeguarded effectively.

NorthOne Inc. provides digital banking solutions tailored for small businesses, startups, and freelancers. Founded in 2016 and headquartered in Toronto, Canada, with additional offices in New York and Boston, the company offers a mobile-first banking app that integrates various financial tools in a single platform. Users can manage their finances through features such as automated tax, payroll, and rent envelopes, and the ability to make deposits from anywhere. The app is accessible on iOS, Android, and desktop, ensuring a seamless banking experience while allowing businesses to focus more on their operations and community engagement.

Moka (previously Mylo) is Canada’s #1 saving and investing app and we're on a mission to help people around the world achieve their financial goals. Moka makes it easy to save more, spend less, and invest smarter. The Moka app automatically rounds up your everyday purchases and invests the spare change, which makes it possible for everyone to start investing with no minimum investment, lifestyle change or financial knowledge required. Since launching in 2017, the app has been downloaded by 750,000 Canadians and earned thousands of 5-star reviews. In 2020, the company rebranded from Mylo to Moka and expanded to France to make it possible for more people to round up —but investing spare change is just the first Moka feature designed to help people save more, spend less, and invest smarter. Moka is developing new products driven by AI and human expertise that will reduce expenses, accelerate debt repayment, provide financial coaching, deliver valuable cashback rewards, and ultimately empower everyone to make the most of their money.

Covera takes care of insurance re-shopping for you. We build a detailed profile on your behalf and, before your policies expire, present you with a small number of curated alternatives that can be purchased in minutes. If you can get smarter insurance coverage with a different insurance provider, Covera does all of the work to switch you over in time. If you're already with the best possible provider, we keep you exactly where you are. Best of all, using Covera doesn't cost you a penny.

CoPower Inc., founded in 2013 and headquartered in Canada, operates a sustainable investment platform that streamlines clean energy investing. The company provides an online crowdfunding service that allows investors to direct their capital toward energy efficiency and renewable energy generation projects. CoPower focuses on delivering solid financial returns while also promoting measurable environmental impact. Since its inception, the company has facilitated more than $2.5 million in clean energy loans and is recognized as a Certified B Corporation, reflecting its commitment to social and environmental performance.

Moka (previously Mylo) is Canada’s #1 saving and investing app and we're on a mission to help people around the world achieve their financial goals. Moka makes it easy to save more, spend less, and invest smarter. The Moka app automatically rounds up your everyday purchases and invests the spare change, which makes it possible for everyone to start investing with no minimum investment, lifestyle change or financial knowledge required. Since launching in 2017, the app has been downloaded by 750,000 Canadians and earned thousands of 5-star reviews. In 2020, the company rebranded from Mylo to Moka and expanded to France to make it possible for more people to round up —but investing spare change is just the first Moka feature designed to help people save more, spend less, and invest smarter. Moka is developing new products driven by AI and human expertise that will reduce expenses, accelerate debt repayment, provide financial coaching, deliver valuable cashback rewards, and ultimately empower everyone to make the most of their money.

Zensurance Inc. is an online commercial insurance brokerage based in Toronto, Canada, that specializes in providing insurance solutions for startups and small businesses. Founded in 2016, the company offers a variety of insurance products, including business, contractors, technology, and tenants insurance. By utilizing data and analytics, Zensurance identifies common risks within various industries to create tailored insurance packages that meet the specific needs of its clients. This approach allows small business owners to navigate the insurance process more efficiently, enabling them to learn about their requirements and purchase insurance online within minutes, without the hassle of lengthy forms or phone calls. Zensurance collaborates with leading insurance companies and industry experts to deliver advanced insurance solutions, enhancing the user experience and making insurance more accessible to its clients.

Goodfood is a home meal solutions company that delivers fresh ingredients and recipes with free delivery. It aims to take the hassle out of cooking, leaving subscribers with the fun part - cooking, sharing with family and eating. Subscribers select their favorite recipes from a variety of original dishes online. The Company prepares a personalized box of fresh ingredients and delivers it to the subscriber's doorstep with easy step-by-step instructions. The company's administrative office is based in Montreal, Quebec. Jonathan Ferrari, Raffi Krikorian, and Neil Cuggy founded it in 2014.

NorthOne Inc. provides digital banking solutions tailored for small businesses, startups, and freelancers. Founded in 2016 and headquartered in Toronto, Canada, with additional offices in New York and Boston, the company offers a mobile-first banking app that integrates various financial tools in a single platform. Users can manage their finances through features such as automated tax, payroll, and rent envelopes, and the ability to make deposits from anywhere. The app is accessible on iOS, Android, and desktop, ensuring a seamless banking experience while allowing businesses to focus more on their operations and community engagement.

Lendful Financial Inc., founded in 2015 and based in Vancouver, Canada, specializes in providing personal loans to Canadians. The company offers a range of loan options, including those for weddings, education, home renovations, medical procedures, yoga teacher training, and travel. Lendful Financial aims to streamline the borrowing process by offering quick and easy access to loans with competitive interest rates that can save borrowers up to 30% when refinancing. The company targets credit-worthy individuals with a credit score of 650 or higher, providing fixed-term loans with durations of three to five years. By focusing on customer service and transparency, Lendful Financial seeks to eliminate common frustrations associated with traditional lending, such as excessive paperwork and high interest rates. As of June 2018, Lendful Financial operates as a subsidiary of Peoples Trust Company.

Lendful Financial Inc., founded in 2015 and based in Vancouver, Canada, specializes in providing personal loans to Canadians. The company offers a range of loan options, including those for weddings, education, home renovations, medical procedures, yoga teacher training, and travel. Lendful Financial aims to streamline the borrowing process by offering quick and easy access to loans with competitive interest rates that can save borrowers up to 30% when refinancing. The company targets credit-worthy individuals with a credit score of 650 or higher, providing fixed-term loans with durations of three to five years. By focusing on customer service and transparency, Lendful Financial seeks to eliminate common frustrations associated with traditional lending, such as excessive paperwork and high interest rates. As of June 2018, Lendful Financial operates as a subsidiary of Peoples Trust Company.

Moka (previously Mylo) is Canada’s #1 saving and investing app and we're on a mission to help people around the world achieve their financial goals. Moka makes it easy to save more, spend less, and invest smarter. The Moka app automatically rounds up your everyday purchases and invests the spare change, which makes it possible for everyone to start investing with no minimum investment, lifestyle change or financial knowledge required. Since launching in 2017, the app has been downloaded by 750,000 Canadians and earned thousands of 5-star reviews. In 2020, the company rebranded from Mylo to Moka and expanded to France to make it possible for more people to round up —but investing spare change is just the first Moka feature designed to help people save more, spend less, and invest smarter. Moka is developing new products driven by AI and human expertise that will reduce expenses, accelerate debt repayment, provide financial coaching, deliver valuable cashback rewards, and ultimately empower everyone to make the most of their money.

KOHO Financial is a Toronto-based company founded in 2014 that offers an application-based banking platform designed to simplify financial management for users. The platform facilitates day-to-day banking operations while providing a range of tools, including goal setting, cash flow projections, group spending features, and detailed spending insights. These resources enable users to effectively manage their expenses and banking activities from their mobile devices, enhancing their overall financial management experience.

Planet DDS, Inc. specializes in developing and delivering cloud-based practice management software tailored for the dental industry. Its flagship product, Denticon, allows dental practices to manage operations efficiently through features such as a graphical analysis dashboard, cloud-based image storage, and advanced patient communication tools. The software also facilitates administrative tasks like insurance verifications, thereby enhancing operational efficiency. Serving over 10,000 practices across North America with more than 60,000 users, Planet DDS offers a comprehensive platform that includes solutions for dental imaging and patient relationship management. Founded in 2004 and headquartered in Costa Mesa, California, the company is dedicated to addressing the pressing challenges faced by dental practices and providing exceptional customer support services.

Algolux is a Canadian AI software company that specializes in advanced perception solutions for various industries, including automotive, robotics, and video security. The company focuses on optimizing camera architectures to enhance image quality and supports both existing and new camera designs through cloud-based tools and embedded software. Founded on innovative research in deep learning, computer vision, and computational imaging, Algolux delivers robust solutions that address critical safety issues for applications such as advanced driver-assistance systems (ADAS), autonomous vehicles, fleets, and autonomous mobile robots. Their technology leverages machine learning and deep perception to improve performance in challenging conditions, including extreme lighting and adverse weather, ensuring clients achieve optimal results from their imaging systems.

Mirametrix Inc. is a Montreal-based company that specializes in artificial intelligence technology for human-computer interaction. Founded in 2008, it has developed a platform that detects and tracks facial features, eyes, gaze, and emotions. One of its key products, Glance, is an attention-sensing software that offers presence detection, facial recognition, and eye and gaze tracking, catering to various markets including consumer electronics, automotive, and mobile. This proprietary technology allows clients, such as original equipment manufacturers and independent software vendors, to create innovative user experiences across a wide range of devices. Mirametrix aims to enhance interactions between humans and technology through its advanced attention-sensing solutions.

Microdea Inc. specializes in developing and supporting document management and business process automation solutions, primarily for the transportation, health care, higher education, insurance, and financial services sectors in the United States, Canada, and Europe. Founded in 1995 and based in Markham, Canada, Microdea offers a range of services including document capture, workflow management, records management, and eForms, alongside integration and consulting services. The company's solutions enable organizations to streamline paper-intensive processes by digitally capturing and managing critical business documents within a unified platform. Additionally, Microdea has formed a strategic alliance with TMW Systems and operates as a subsidiary of Pegasus TransTech Corporation.

Castle Rock Innovations, Inc. is an enterprise technology services provider based in Chicago, Illinois, with additional offices across several states. Established in 2003, the company focuses on delivering a range of services including information management, management consulting, information architecture, and custom software development. Its offerings encompass business intelligence, data management, user interface design, and cloud computing solutions. A notable product is the AXIS Retirement Analytics Platform, a web-based service designed to assist retirement plan fiduciaries in meeting regulatory fee disclosure requirements. Castle Rock Innovations primarily serves the financial services industry, alongside sectors such as insurance, banking, healthcare, and retail. The company has been recognized as one of the fastest-growing private companies in the U.S. and leverages its technical expertise and business acumen to create value for its clients.

Minitrade, Inc. operates an online platform that facilitates the buying and exchanging of branded clothing for women, children, and maternity needs. Established in 2012 and based in Quebec City, Canada, Minitrade allows users to sell and exchange gently used clothing items, including tops, bottoms, dresses, swimwear, and shoes for girls, boys, and women. The platform caters to busy parents seeking to declutter their closets while providing access to high-quality clothing at significantly reduced prices, often up to 70 percent off retail. Minitrade's growth is evidenced by its expansion to 6,000 active members within its first year, reflecting a strong demand for affordable, sustainable fashion options. The company was founded by Isabelle Doucet, who recognized a gap in the market based on her personal experiences as a parent.