Ferst Capital Partners - FCP

Chexy operates a digital platform that transforms the rent payment process for tenants and landlords. The platform enables tenants to send rent payments online, allowing them to earn rewards and build credit points as they manage this significant monthly expense. Additionally, tenants can redeem their accrued points for exclusive membership perks, enhancing their overall experience and financial well-being. By providing these services, Chexy empowers tenants with greater control over their rental payments while offering incentives that promote responsible financial behavior.

NorthOne Inc., established in 2016 with headquarters in Toronto, Canada, specializes in digital banking solutions. The company offers a mobile-first API-based bank account, accessible via iOS, Android, and desktop platforms, catering primarily to startups, freelancers, and small businesses across America. NorthOne's platform enables users to manage finances and transactions efficiently, with features such as automated envelope creation for expenses like taxes, payroll, and rent, along with seamless integration of payment processing tools via Stripe. The company aims to simplify financial management, allowing businesses to focus more on their core operations.

auticon GmbH is a consulting firm based in Berlin, Germany, with additional offices in Munich and Düsseldorf. Founded in 2011, the company specializes in information technology services, particularly in software testing and quality assurance. auticon employs autistic individuals exclusively as software testers, leveraging their unique skills to provide high-quality workmanship in various areas, including static code analysis, functional testing, usability testing, and data analysis. The company's services cater to a diverse clientele, including software producers, IT firms, consulting companies, and public institutions. By focusing on the strengths of its workforce, auticon not only delivers exceptional testing services but also promotes inclusivity within the tech industry.

Moka Financial Technologies Inc. is a financial technology company based in Montreal, Canada, that operates an application designed to assist users in achieving their financial goals. Founded in 2015 and rebranded from Mylo in July 2020, Moka's app automatically rounds up everyday purchases and invests the spare change, allowing users to start investing without requiring significant financial knowledge or lifestyle changes. Since its launch in 2017, the app has gained popularity, with over 750,000 downloads and numerous positive reviews. Moka leverages artificial intelligence to provide personalized financial insights and recommendations, simplifying money management for its users. The company is also focused on developing additional features, such as expense reduction tools, debt repayment acceleration, financial coaching, and cashback rewards, to further empower individuals in their financial journeys.

KNØX specializes in secure digital asset custody for institutions, offering comprehensive insurance coverage for the full value of clients' holdings. Its end-to-end system ensures simplicity and uncompromising security, with each client having access to a dedicated terminal for asset management.

NorthOne Inc., established in 2016 with headquarters in Toronto, Canada, specializes in digital banking solutions. The company offers a mobile-first API-based bank account, accessible via iOS, Android, and desktop platforms, catering primarily to startups, freelancers, and small businesses across America. NorthOne's platform enables users to manage finances and transactions efficiently, with features such as automated envelope creation for expenses like taxes, payroll, and rent, along with seamless integration of payment processing tools via Stripe. The company aims to simplify financial management, allowing businesses to focus more on their core operations.

Moka Financial Technologies Inc. is a financial technology company based in Montreal, Canada, that operates an application designed to assist users in achieving their financial goals. Founded in 2015 and rebranded from Mylo in July 2020, Moka's app automatically rounds up everyday purchases and invests the spare change, allowing users to start investing without requiring significant financial knowledge or lifestyle changes. Since its launch in 2017, the app has gained popularity, with over 750,000 downloads and numerous positive reviews. Moka leverages artificial intelligence to provide personalized financial insights and recommendations, simplifying money management for its users. The company is also focused on developing additional features, such as expense reduction tools, debt repayment acceleration, financial coaching, and cashback rewards, to further empower individuals in their financial journeys.

Covera takes care of insurance re-shopping for you. We build a detailed profile on your behalf and, before your policies expire, present you with a small number of curated alternatives that can be purchased in minutes. If you can get smarter insurance coverage with a different insurance provider, Covera does all of the work to switch you over in time. If you're already with the best possible provider, we keep you exactly where you are. Best of all, using Covera doesn't cost you a penny.

CoPower is a Canadian company that operates an online platform for clean energy investing. It enables investors to fund energy efficiency and renewable energy projects, aiming to deliver solid returns while reducing environmental impact. Founded in 2013, CoPower has facilitated clean energy loans and pursued sustainability credentials as a certified B Corporation. The business forms part of the shift toward platform-based financing for clean energy, and its history includes an acquisition by The Vancity Community Investment Bank.

Moka Financial Technologies Inc. is a financial technology company based in Montreal, Canada, that operates an application designed to assist users in achieving their financial goals. Founded in 2015 and rebranded from Mylo in July 2020, Moka's app automatically rounds up everyday purchases and invests the spare change, allowing users to start investing without requiring significant financial knowledge or lifestyle changes. Since its launch in 2017, the app has gained popularity, with over 750,000 downloads and numerous positive reviews. Moka leverages artificial intelligence to provide personalized financial insights and recommendations, simplifying money management for its users. The company is also focused on developing additional features, such as expense reduction tools, debt repayment acceleration, financial coaching, and cashback rewards, to further empower individuals in their financial journeys.

Zensurance Inc. is a Toronto-based online commercial insurance brokerage firm that specializes in providing tailored insurance solutions for startups and small businesses. Founded in 2016, the company focuses on simplifying the insurance process by utilizing data and analytics to identify common risks within various industries. This approach allows Zensurance to create customized insurance packages, including business, contractors, tech, and tenants insurance, specifically designed to meet the unique needs of its clients. By offering an online platform, Zensurance enables small business owners to learn about their insurance requirements and make purchases conveniently within minutes, eliminating the need for cumbersome paperwork and lengthy phone calls. As a subsidiary of The Travelers Companies, Inc., Zensurance collaborates with leading insurance providers and industry experts to deliver innovative and user-friendly insurance solutions.

Goodfood is a home meal solutions company that delivers fresh ingredients and recipes with free delivery. It aims to take the hassle out of cooking, leaving subscribers with the fun part - cooking, sharing with family and eating. Subscribers select their favorite recipes from a variety of original dishes online. The Company prepares a personalized box of fresh ingredients and delivers it to the subscriber's doorstep with easy step-by-step instructions. The company's administrative office is based in Montreal, Quebec. Jonathan Ferrari, Raffi Krikorian, and Neil Cuggy founded it in 2014.

NorthOne Inc., established in 2016 with headquarters in Toronto, Canada, specializes in digital banking solutions. The company offers a mobile-first API-based bank account, accessible via iOS, Android, and desktop platforms, catering primarily to startups, freelancers, and small businesses across America. NorthOne's platform enables users to manage finances and transactions efficiently, with features such as automated envelope creation for expenses like taxes, payroll, and rent, along with seamless integration of payment processing tools via Stripe. The company aims to simplify financial management, allowing businesses to focus more on their core operations.

Founded in 2015, Lendful Financial is a Canadian company specializing in personal loans. It offers fixed-term loans of three to five years, targeting credit-worthy borrowers with a score of 650 and above. The company aims to provide a better borrowing experience by offering competitive interest rates, avoiding unnecessary paperwork, and enhancing customer service.

Founded in 2015, Lendful Financial is a Canadian company specializing in personal loans. It offers fixed-term loans of three to five years, targeting credit-worthy borrowers with a score of 650 and above. The company aims to provide a better borrowing experience by offering competitive interest rates, avoiding unnecessary paperwork, and enhancing customer service.

Moka Financial Technologies Inc. is a financial technology company based in Montreal, Canada, that operates an application designed to assist users in achieving their financial goals. Founded in 2015 and rebranded from Mylo in July 2020, Moka's app automatically rounds up everyday purchases and invests the spare change, allowing users to start investing without requiring significant financial knowledge or lifestyle changes. Since its launch in 2017, the app has gained popularity, with over 750,000 downloads and numerous positive reviews. Moka leverages artificial intelligence to provide personalized financial insights and recommendations, simplifying money management for its users. The company is also focused on developing additional features, such as expense reduction tools, debt repayment acceleration, financial coaching, and cashback rewards, to further empower individuals in their financial journeys.

KOHO Financial Inc. is a financial technology company founded in 2014 and headquartered in Toronto, Canada. The company offers a digital banking platform that provides low-cost banking services through a prepaid, reloadable Visa-backed debit card and a user-friendly mobile application. This platform enables customers to conduct day-to-day banking operations and includes features such as financial goal setting, cash flow projections, group spending management, and detailed spending insights. By equipping users with these tools, KOHO aims to simplify money management and enhance the overall banking experience for its customers.

Planet DDS, Inc. specializes in developing and delivering cloud-based practice management software tailored for the dental industry. Its flagship product, Denticon, allows dental practices to manage operations efficiently through features such as a graphical analysis dashboard, cloud-based image storage, and advanced patient communication tools. The software also facilitates administrative tasks like insurance verifications, thereby enhancing operational efficiency. Serving over 10,000 practices across North America with more than 60,000 users, Planet DDS offers a comprehensive platform that includes solutions for dental imaging and patient relationship management. Founded in 2004 and headquartered in Costa Mesa, California, the company is dedicated to addressing the pressing challenges faced by dental practices and providing exceptional customer support services.

Algolux is a Canadian AI software company specializing in advanced perception solutions for a variety of applications, including automotive advanced driver-assistance systems (ADAS), autonomous vehicles, and video security. Founded on innovative research at the intersection of deep learning, computer vision, and computational imaging, the company provides robust and scalable tools that enhance image quality and optimize camera architectures. Algolux utilizes machine learning and deep perception technology to deliver cloud-based video analytics and embedded software, enabling clients to achieve superior results under diverse conditions, such as extreme lighting and adverse weather. The company's focus on safety and efficiency positions it as a leader in the development of solutions for both existing camera systems and new designs.

Mirametrix Inc. is a Montreal-based company that specializes in artificial intelligence technology focused on enhancing human-computer interaction. Founded in 2008, it has developed proprietary attention-sensing technology that detects presence, tracks faces, eyes, gaze, and emotions. One of its flagship products, Glance, offers software solutions designed for various markets, including consumer electronics, automotive, and mobile. This platform allows clients, including original equipment manufacturers (OEMs) and independent software vendors (ISVs), to create innovative and intuitive user experiences across all devices. By integrating its advanced technology into consumer electronics, Mirametrix aims to redefine user engagement and responsiveness in digital interfaces.

Microdea Inc. is a software company specializing in document management and business process automation solutions, primarily for the transportation, healthcare, higher education, insurance, and financial services sectors. Founded in 1995 and based in Markham, Canada, the company develops and supports its Synergize product suite, which includes tools for imaging, workflow management, records management, and eForms. These solutions are designed to integrate seamlessly with existing IT systems, enabling organizations to digitize, organize, and manage critical business documents efficiently. In addition to its software offerings, Microdea provides a range of services, including consulting, implementation, training, and disaster recovery. The company has formed a strategic alliance with TMW Systems and operates as a subsidiary of Pegasus TransTech Corporation.

Castle Rock Innovations, Inc. is an enterprise technology services provider based in Chicago, Illinois, with additional offices across several states. Established in 2003, the company focuses on delivering a range of services including information management, management consulting, information architecture, and custom software development. Its offerings encompass business intelligence, data management, user interface design, and cloud computing solutions. A notable product is the AXIS Retirement Analytics Platform, a web-based service designed to assist retirement plan fiduciaries in meeting regulatory fee disclosure requirements. Castle Rock Innovations primarily serves the financial services industry, alongside sectors such as insurance, banking, healthcare, and retail. The company has been recognized as one of the fastest-growing private companies in the U.S. and leverages its technical expertise and business acumen to create value for its clients.

Minitrade, Inc. operates an online platform that facilitates the buying and exchanging of women's, kids', and maternity branded clothing. Founded in 2012 and based in Quebec City, Canada, the company enables users to sell and exchange gently used clothing items, including tops, bottoms, dresses, swimwear, and outerwear for girls, boys, and women. Minitrade offers busy parents a solution to declutter their closets while providing access to high-quality clothing at significantly reduced prices, often around 70 percent off retail. The platform has successfully attracted a growing customer base, with approximately 6,000 active members in Canada. The founder, Isabelle Doucet, established Minitrade in response to her own experiences as a parent, recognizing the need for a more economical and sustainable way to manage children's wardrobes.