Fin Capital

Pipe Technologies Inc develops financing platform for SaaS companies. Its suite of products allows companies with recurring revenues to unlock their deferred cash flows and invest in growth without taking any dilution. The company offers non-dilutive financing through an instant cash advance against the full annual value of software subscriptions. It turns MRR (monthly recurring revenue) into ARR (annual recurring revenue). The company was founded in 2019 and is based in Walnut, California.

Sequence is developing a new breed of FinOps stack for B2B companies, as well as APIs and other tools to enable more responsive pricing, billing, and related services.

Conduit provides one API for connecting to DeFi. We enable companies to launch crypto-backed earnings products within their existing financial service platforms in days, not months. With Conduit, financial growth can become accessible to everyone.

Figure provides consumer financial solutions intended for home improvement, debt consolidation, and retirement planning. Its financial services include provide home equity release services such as home equity lines of credit, home improvement loans, and home buy-lease back offerings for retirement leveraging through blockchain, artificial intelligence, and advanced analytics, enabling customers to access capital in as few as five days.

Neo.tax provides tax preparation and filing services by using tax automation software The company is based in Mountain View, California.

Offerd helps talent professionals remote screen and interview candidates. The company helps both agency and internal recruiters save vital time at the start of the hiring process by combining digital CV’s, testing, video interviews, and interview schedules together in one automated process. Its virtual screening portal inside of the platform helps recruiters automatically gain all the vital information on their applicants in minutes, instead of spending hours manually gathering this data themselves. Offerd was founded in 2018 and based in London, England.

Caplight is a platform that enables institutional investors to buy and sell derivatives of private equity. For the first time in the private markets, institutional investors can hedge positions, generate income on assets, and access true liquidity with public settlement-like mechanics. Caplight serves a broad range of QIBs including hedge funds, VC funds, family offices, pensions, endowments, mutual funds, and insurance firms. Securities are offered by North Capital Private Securities, member FINRA/SIPC, a partner of Caplight Markets LLC.

SamCart is the first e-commerce platform, built from the ground up, for direct to consumer brands. Online shopping has changed. Today’s eCommerce runs on selling products, not brands. By focusing on the product level, and not the store level our customers can create beautiful sites that showcase their products, convert visitors into customers, and increase the value of each purchase. SamCart's mission is to empower entrepreneurs and brands with the tools they need to succeed. With our easy to use eCommerce platform and superior customer support, we have helped tens of thousands of businesses sell billions of dollars worth of products.

Hi, we're Maxwell. We’re on a mission to revolutionize the $8.5T residential mortgage market by reimagining how mortgage lenders collaborate with homebuyers and real estate agents to buy a home. We connect our hundreds of lenders onto one seamless, intuitively-designed platform, so the focus isn’t the paperwork, it’s the place to call home. Today, hundreds of lenders across the United States use Maxwell’s digital mortgage platform to originate billions in mortgage loans each month at a cycle time 45 percent faster than the national average.

Circle provides an online platform that enables users to send money quickly and easily. Circle uses blockchain technology with Circle Pay to ease and improve how users send money. Circle expands its services with a crypto-currency investment product with Circle Invest, enabling anyone to buy and sell crypto assets. It provides crypto-coins and offer OTC trading services via Circle Trade. Its crypto-trading desk provides one of the largest global liquidity pools for digital asset trading and averages $2 billion in monthly volume. Jeremy Allaire and Sean Neville founded Circle in 2013. $140 million from investors including Jim Breyer (Facebook), Goldman Sachs, IDG Capital (Baidu, Tencent), General Catalyst (AirBnB, Snapchat) and Accel Partners backs the company, with its headquarters in Boston, and branches in New York, San Francisco, Dublin, London, and Hong Kong.

Unqork Inc. develops and operates a Software-as-a-Service enterprise software platform that digitizes the client lifecycle for financial and insurance companies. It offers Unqork, a visual application platform that helps large enterprises to build complex custom software without a code. The company serves insurance, financial services, real estate, government, education, and healthcare sectors. Unqork Inc. was founded in 2016 and is headquartered in New York, New York.

Hummingbird is a platform for managing anti-money laundering (AML) operations. Compliance professionals use Hummingbird to collect case information, conduct investigations, and report on unusual or suspicious behaviors. The platform dramatically reduces paperwork and improves efficiency, enabling AML investigators to refocus on fighting financial crime. Hummingbird’s founding team brings together product and regulatory experience from organizations like Square, IDEO, the Department of the Treasury, and the OCC. Hummingbird is using data and design to modernize regulatory compliance in finance.

PollyEx is a loan trading platform that improves loan sale execution for efficient trading. It offers a cloud-based platform that connects buyers and sellers of mortgage loans through API integration, increasing liquidity, and automating capital markets functions. PollyEx was founded in 2019 and is headquartered in San Francisco, California.

Headquartered in Boston, FiVerity, Inc. develops and markets AI- and machine learning software solutions that detect new and emerging forms of cyber fraud and deliver actionable, proactive threat intelligence. The company’s products meet the unique requirements of financial institutions, including banks, credit unions, and credit card providers. The company’s solutions help financial institutions strengthen, streamline and scale their consumer-facing business processes, such as application processing, credit verification, and customer onboarding. With its predictive and proactive approach, FiVerity’s solutions help customers to improve their internal processes to reduce losses from fraud and drive faster, and more profitable and sustainable growth.

Netomi develops an conversational artificial intelligence platform for commerce that enables brands and business on mobile messaging applications to make product recommendations, field questions about product availability, and provide assistance with purchases. Netomi was formerly known as msg.ai. The company is based in San Francisco, California.

mistho.io offers the first open payroll API for Europe, that enables consumers to easily access and share their salary and employment information with third parties such as banks, insurance companies, lenders and others at the click of a button. Our goal is to help businesses build the best consumer experiences in the fintech world that require income information. As a first step, we are now enabling businesses to easily integrate the Mistho app into their existing flow for income verification. Remember the last time you searched for a flat to rent, wanted to lease a car or applied for a loan? At some point during your search you were asked to share your last three months of payslips. You probably had to upload them to a platform or send them via e-mail to your agent. In some cases, you might even have needed to ask your HR department to help you out. Mistho helps exactly here - by offering a digital, directly embedded income verification tool that asks the end consumer to do no more than log in to their payroll portal.

Signal Intent is building the next generation of financial calculators. Whether you're a bank, credit union, insurance, or mortgage company, now you can easily launch calculators your customers will love - no coding required. How it works is simple. We offer a library of interactive calculator templates that you can easily embed on your website in just a few clicks. Plus, we’re the only calculator company to come equipped with a platform, so you can customize each calculator to match your brand, convert more customers with custom calls-to-action, and measure performance with our real-time analytics.

Synctera Inc. offers digital banking solutions, which includes PII encryption, endpoint protection and scanning, assessments and penetration tests, secure login, authentication, and role-based access. Synctera Inc. was formerly known as Entangle Inc. The company was incorporated in 2020 and is based in San Carlos, California.

Cash flow issues should never stop your momentum. Setscale helps your business scale with purchase order financing and the capital you need to grow. We evaluate purchase orders of all sizes. We are effective, efficient and experienced in helping you scale. A cash flow shortage can interrupt growth when business is still coming in. Setscale gives your business an advance, directly paying manufacturers up to 100% of the production costs. We don’t get paid until you do — when your customer receives the goods, you invoice them for the order and they pay us directly.

NewRetirement develops a retirement planning tool offering a combination of automated financial and retirement planning services. NewRetirement acts as a virtual financial advisor focused on retirement planning to help people generate retirement income, get healthcare, lower taxes, and manage fees. The system will help users optimize across Social Security, Medicare, Taxes, Home Equity, Income, Asset drawdown, Relocation, Work, and Estate Planning. Users can also access fee-only advice on-demand for collaborative planning to help them make and act on better decisions about their future.

Vestwell is a digital platform that makes it easier to offer and administer 401(k) plans. Vestwell removes traditional friction points through seamless plan design, automated onboarding, streamlined administration, and flexible investment strategies, all at competitive pricing. By acting as a single point of contact, Vestwell has modernized the retirement offering while keeping the plan sponsor's and plan participant's best interests in mind. The company was founded in 2016 and based in New York, New York.

Boost Insurance USA, Inc. develops and offers a platform for emerging insurtech startups in the property and casualty insurance market. Its infrastructure as a service platform (IaaS) provides modern insurance data exchange focusing on insurance products, distribution, data analytics, underwriting, and claims. The company guides entrepreneurs through the product development and regulatory processes. The company was incorporated in 2017 and is based in New York, New York.

Tap is a financial services firm for people who work in tech.

Certificial is a real-time intelligent insurance verification platform, designed to simplify the Supplier management process by providing businesses with instant access to their Supplier’s insurance coverage and automatic updates when changes to their coverage occurs. The Certificial API integrates directly with brokers’ APIs as well as AMS providers, offering a seamless experience and accessibility for large and small Agents and Brokers alike with no associated costs to Insurers.

Mnemonic, Inc is the first NFT intelligence platform and the first B2B NFT company. Its nonfungible token (NFT) analytics platform is designed to facilitate API and cross-chain aggregation functionalities, which enable developers to build NFT-centric applications.

Elevate mission to revolutionized employee benefits. Elevate makes life easier for employers and employees by bringing innovation, simplicity, and security to consumer-directed benefits.

Paytrix provides payment and banking infrastructure for software companies. Paytrix builds a regulated curation layer into their network, integrating financial infrastructure to allow companies to immediately grow their payments operations internationally.

Teampay is reinventing the corporate card, delivering smart purchasing for empowered teams. Teampay is a purchasing software built for modern, technology-enabled businesses. Their products enable companies to request, approve, and track employee spending in real-time. Teampay helps companies focus their resources on growth, not overhead.

Laika, Inc. develops information security and compliance-as-a-service software platform that enables business to manage compliance, and obtain security certifications. The company provides space for storing, sharing, and managing the components of business’s compliance program. The company reviews the client’s policies and procedures, and provides steps for compliance; organizes and controls system of record, and map it according to desired compliance requirements; and fosters collaboration on vendor security assessments. Laika, Inc. is based in New York, New York.

OatFi provides the end-to-end infrastructure for B2B payment platforms to embed and monetize working capital tools.

Developer of a financial platform intended to improve the financial well-being of the employees. The company's platform automatically manages advance payment requests and offers a financial management tool, without any impact on cash flow, enabling employees to save time and reduce their financial stress.

Banyan provides an easy way for consumers to connect their receipts to any app in a secure, safe, and anonymized way.

Aiera is an event intelligence and insights platform that leverages adaptive deep learning to enhance active fundamental investment strategies. Using advanced linguistics and predictive modeling, Aiera offers investment managers and other professionals the ability to automatically and proactively monitor all public earnings calls and events in real-time, as well as across broker research, media, SEC filings, meeting notes, and more. Aiera was founded in 2016 and is headquartered inNew York, NY, United States.

CRE Simple, Inc. develops and operates a cloud based lending platform to access to capital for commercial real estate deals. The company engages in commercial lending, data services, security, and intelligent automation. It offers OneSource cloud based platform and workflow solutions that connect to CRE finance ecosystem and keeps deals on track. CRE Simple, Inc. was incorporated in 2016 and is based in San Francisco, California.

Fuell Corporate Card is a card issuer and an expense management software, at the same time. And that makes all kinds of new things possible. Eliminate the need for expense reports, manage your company’s spending (employees and providers) in real-time, set and control budgets, get credit increases as your business grows, rewards your business with cash backs, and much more. It’s the corporate card we wanted for ourselves.

Hi, we're Maxwell. We’re on a mission to revolutionize the $8.5T residential mortgage market by reimagining how mortgage lenders collaborate with homebuyers and real estate agents to buy a home. We connect our hundreds of lenders onto one seamless, intuitively-designed platform, so the focus isn’t the paperwork, it’s the place to call home. Today, hundreds of lenders across the United States use Maxwell’s digital mortgage platform to originate billions in mortgage loans each month at a cycle time 45 percent faster than the national average.

CRE Simple, Inc. develops and operates a cloud based lending platform to access to capital for commercial real estate deals. The company engages in commercial lending, data services, security, and intelligent automation. It offers OneSource cloud based platform and workflow solutions that connect to CRE finance ecosystem and keeps deals on track. CRE Simple, Inc. was incorporated in 2016 and is based in San Francisco, California.

Braintrust is a blockchain-powered freelancer marketplace that connects technical and design talents with organizations. The marketplace that the company offers a user-controlled talent network that provides enterprises with highly skilled technical and design talent that they need. It connects organizations directly to top tech talent, offering 40-70 percent savings by removing middlemen. The company charge a flat 10 percent project fee and talent keep 100 percent of their revenue. Braintrust aims to build a talent platform that disrupts traditional hiring methods and aligns incentives and redistributes value to talent and organizations. Adam Jackson, Gabriel Luna-Ostaseski, and Brian Flynn co-founded Braintrust in San Jose, California in 2018.

Synctera Inc. offers digital banking solutions, which includes PII encryption, endpoint protection and scanning, assessments and penetration tests, secure login, authentication, and role-based access. Synctera Inc. was formerly known as Entangle Inc. The company was incorporated in 2020 and is based in San Carlos, California.

Neuro-ID is a next-generation analytics platform passionate about putting humans at the center of the digital world. Its mission is to empower its clients to build meaningful, lasting relationships with their digital customers. With a decade of patented scientific research, Neuro-ID unlocks a rich source of behavioral data, gathered in real-time from any device, in any language. This visibility provides actionable insight that their clients need to reduce fraud while improving customer experience.

Aiera is an event intelligence and insights platform that leverages adaptive deep learning to enhance active fundamental investment strategies. Using advanced linguistics and predictive modeling, Aiera offers investment managers and other professionals the ability to automatically and proactively monitor all public earnings calls and events in real-time, as well as across broker research, media, SEC filings, meeting notes, and more. Aiera was founded in 2016 and is headquartered inNew York, NY, United States.

Pipe Technologies Inc develops financing platform for SaaS companies. Its suite of products allows companies with recurring revenues to unlock their deferred cash flows and invest in growth without taking any dilution. The company offers non-dilutive financing through an instant cash advance against the full annual value of software subscriptions. It turns MRR (monthly recurring revenue) into ARR (annual recurring revenue). The company was founded in 2019 and is based in Walnut, California.

Onfido digitally proves a user’s real identity using AI technology, by verifying their photo ID and comparing it to their facial biometrics. It means users and businesses can verify their online identities anywhere and anytime, without compromising on experience, inclusion, privacy or security. Onfido powers over 1,500 fintech, banking, and marketplace clients globally—helping them onboard more users while reducing risk. Identity underpins all transactions, and over the coming years, access to everything will be based on every user's ability to easily and securely prove their legal identity. This will change how we think of access—everything from opening a bank account to self-checking-in to a hotel, and ultimately voting.

Axio Global, Inc. offers cyber security products and risk management services to organizations. Its product, Axio360, is a platform which provides dashboards, track security improvements, and produce reports for executives. It serves owners and operators, private and public companies, government agencies, and insurance providers. The company was incorporated in 2016 and is headquartered in New York, New York with additional offices in Tysons, Virginia and Decatur, Georgia.

AnChain.AI’s Blockchain Ecosystem Intelligence is trusted by the world’s leading blockchain companies, including Huobi, TokenInsight, and hedge funds. Plus AnChain.AI has played an active role in industry-standard committees like OWASP and ISACA.

Funnel offers a complete marketing and leasing management solution for residential landlords and brokers. From top national management companies to boutique brokerages, thousands of multifamily professionals rely on Funnel’s intuitive software to manage their inventory from one place, optimize the tenant experience from prospect to close, and drive more revenue. The company was founded in 2010 and is based in New York, New York.

Teampay is reinventing the corporate card, delivering smart purchasing for empowered teams. Teampay is a purchasing software built for modern, technology-enabled businesses. Their products enable companies to request, approve, and track employee spending in real-time. Teampay helps companies focus their resources on growth, not overhead.

Quaestor Technologies, Inc. develops automated financial tools. It offers Quaestor, an automated data platform that enables financial transparency between startups and investors, empowering founders to make better decisions in scaling their companies. The company’s Quaestor fosters a collaborative relationship between founders and investors by automatically collecting, standardizing, and synthesizing startup data enabling both parties to make metrics-driven decisions. The company was incorporated in 2020 and is based in San Francisco, California.

Bits Technology connects data sources & orchestrates workflows for financial tech services.

Offerd helps talent professionals remote screen and interview candidates. The company helps both agency and internal recruiters save vital time at the start of the hiring process by combining digital CV’s, testing, video interviews, and interview schedules together in one automated process. Its virtual screening portal inside of the platform helps recruiters automatically gain all the vital information on their applicants in minutes, instead of spending hours manually gathering this data themselves. Offerd was founded in 2018 and based in London, England.

Stere is a one-stop shop for businesses to find capacity and access digital tools to launch, improve, and grow insurance programs. It aims to empower businesses to launch and grow insurance programs with a full-stack infrastructure, by providing the right services and tools such as digital platforms, data analytics, a network of capacity providers, innovative tech, and more. The company was founded in 2021 and is based in Dover, Delaware.

Axio Global, Inc. offers cyber security products and risk management services to organizations. Its product, Axio360, is a platform which provides dashboards, track security improvements, and produce reports for executives. It serves owners and operators, private and public companies, government agencies, and insurance providers. The company was incorporated in 2016 and is headquartered in New York, New York with additional offices in Tysons, Virginia and Decatur, Georgia.

Greenlight Financial Technology is a financial services company that specializes in the fields of debit cards for kids and mobile apps. It empowers parents with convenient controls to safely manage family finances and create teachable moments around earning, spending, saving, and giving. Using its patent-pending technology, they can even specify the exact stores in their town or neighborhood where each child's Greenlight card is accepted. The company was founded in 2014 and is headquartered in Atlanta, Georgia.

Figure provides consumer financial solutions intended for home improvement, debt consolidation, and retirement planning. Its financial services include provide home equity release services such as home equity lines of credit, home improvement loans, and home buy-lease back offerings for retirement leveraging through blockchain, artificial intelligence, and advanced analytics, enabling customers to access capital in as few as five days.

Onfido digitally proves a user’s real identity using AI technology, by verifying their photo ID and comparing it to their facial biometrics. It means users and businesses can verify their online identities anywhere and anytime, without compromising on experience, inclusion, privacy or security. Onfido powers over 1,500 fintech, banking, and marketplace clients globally—helping them onboard more users while reducing risk. Identity underpins all transactions, and over the coming years, access to everything will be based on every user's ability to easily and securely prove their legal identity. This will change how we think of access—everything from opening a bank account to self-checking-in to a hotel, and ultimately voting.

Banxware is a software provider for embedded financial technologies. With Banxware's solution any company can offer financial services to their customers. Those who integrate Banxware's white-label software benefit from the unique know-how of the founders team and the end-to-end approach that covers the entire value chain for financial services. Banxware's first market-ready product is an instant business lending solution that allows digital platforms, marketplaces, and payment service providers to offer loans to their merchants based on platform transaction data. The process of onboarding, verification, credit decision and payout takes less than 15 minutes. For lenders and bank partners, Banxware manages the loan throughout the entire lifecycle. The Berlin-based company was founded in 2020 by Miriam Wohlfarth, Jens Röhrborn and Fabian Heiß.

PTO Inc. develops a software that allows employees to personalize their workplace benefits. The software enables employees to convert unused paid time off into tangible goods and services including vacations, retirement funding, student loans, and charitable donations. The company was founded in 2013 and is headquartered in Woodinville, Washington.

Tradeshift is a cloud-based business network connecting buyers and suppliers. Its platform enables its clients to connect with all their suppliers digitally in order to seize early payment discounts and minimize risks, eliminating paper and manual processes across procure-to-pay, thereby allowing businesses to simplify supply chain payments in a secure manner. The company was founded in 2009 and is headquartered in San Francisco, California.

CoinSuper Fintech (HK) Co., Ltd., doing business as Coinsuper, provides digital asset trading and customized services for professionals and individuals. It offers financial advisory, compliance, wealth management, and cryptocurrency and financial technology. The company was founded in 2017 and is based in Central, Hong Kong.

Team Labs, Inc. designs and develops software solutions for B2B payments. The company was incorporated in 2016 and is headquartered in New York, New York.

hi.health offers people with private health insurance convenient and safe access to health care billing via app or web. Users can easily submit their invoices digitally and hi.health takes care of the further processing, billing and customer service providing a seamless user experience. With the integrated “library” users receive a transparent overview of relevant digital health products and services, that are (partially) covered by their insurance. hi.health operates at the intersection of digital health, fintech and insurtech. While each of these rapidly growing markets are already exciting in themselves, their combination in one product is unique. The company was founded by Sebastian Gruber and Fredrik Debong in July 2019. Since hi.health launched in Germany at the end of 2019 several thousand users already use the independent billing app.

Developer of a fintech API platform designed to connect ERPs and accounting software with corporate bank accounts. The company's platform offers a cloud-based solution such as identifying and access management, permission and approvals of customer requests as well as handles all of the security, identity and other banking operations, enabling banks and financial institutions to perform treasury-related operations efficiently.

Neuro-ID is a next-generation analytics platform passionate about putting humans at the center of the digital world. Its mission is to empower its clients to build meaningful, lasting relationships with their digital customers. With a decade of patented scientific research, Neuro-ID unlocks a rich source of behavioral data, gathered in real-time from any device, in any language. This visibility provides actionable insight that their clients need to reduce fraud while improving customer experience.

Qoosh Technology is a Digital, Mobile centric FIntech Platform that enables community banks & credit unions to provide "Quilos", instant installment loans to account holders with immediate access to funds and no hidden fees. 'Quilo' is the trademark of Qoosh Technology.

Relativity6, Inc. develops a machine learning/AI platform which enables carriers and brokers to discover ways to bring back lapsed customers. It offers predictive statistical models, machine learning algorithms, and randomized field experiments. Its statistical models utilize unresponsive customer transaction, behavioral, demographic, and digital footprint data to predict which customers are willing to return to a client’s business; estimate the value of each high potential unresponsive customer by predicting their second lifetime value; and run various randomized real-time field experiments. The company was incorporated in 2016 and is based in Cambridge, Massachusetts.

Paytrix provides payment and banking infrastructure for software companies. Paytrix builds a regulated curation layer into their network, integrating financial infrastructure to allow companies to immediately grow their payments operations internationally.

An estimated 45 million of us are financial caregivers — adult children responsible for the financial well-being of our aging parents. We pay bills, haggle with utilities, plan for their future, and pay for things they need — all while managing our own financial and family life. Carefull is a new company building digital services for financial caregivers. Our goal is to make it easier to support our aging parents and to help families make better financial decisions together. Visit us at getcarefull.com to learn more.

Developer of an operational management platform intended to help with third-party workflow optimization. The company's platform helps to monitor supplier lifecycle management to the customer (KYC /AML) and partner validation, enabling businesses to manage risk, compliance, and operations of all third parties globally in one place.

Middleware is the unified cloud-native observability and monitoring platform for DevOps, engineers, IT operations teams, and business users in the cloud age. Businesses of all sizes use our platform. We offer a complete view to our clients of their technology stack so you can monitor and diagnose issues.

hi.health offers people with private health insurance convenient and safe access to health care billing via app or web. Users can easily submit their invoices digitally and hi.health takes care of the further processing, billing and customer service providing a seamless user experience. With the integrated “library” users receive a transparent overview of relevant digital health products and services, that are (partially) covered by their insurance. hi.health operates at the intersection of digital health, fintech and insurtech. While each of these rapidly growing markets are already exciting in themselves, their combination in one product is unique. The company was founded by Sebastian Gruber and Fredrik Debong in July 2019. Since hi.health launched in Germany at the end of 2019 several thousand users already use the independent billing app.

Bookkeep.com is a provider of summarized financial automation for retail, restaurant, and ecommerce businesses.

Banyan provides an easy way for consumers to connect their receipts to any app in a secure, safe, and anonymized way.