Fin Capital

Healthee is an AI-powered digital platform designed to simplify health benefits management for employees. By providing immediate answers to questions regarding health coverage and benefits, the platform enables users to navigate their health options more effectively. Healthee assists employees in locating lower-cost healthcare providers and informs them about relevant preventive care benefits, promoting healthier outcomes. Through its user-friendly application, Healthee aims to save employees time and reduce healthcare costs, ultimately enhancing their overall health management experience.

Turbine Finance provides liquidity solutions to venture funds, enabling Limited Partners (LPs) to access their investments on their own timeline, maintain exposure, and gain financial flexibility. The platform facilitates loans against existing investments, allowing LPs to manage liquidity while investing in new opportunities without impacting their ongoing portfolio.

Synctera Inc. is a digital banking solutions provider based in San Carlos, California, and was incorporated in 2020. The company specializes in offering technology infrastructure, sponsor bank connections, and a compliance framework to facilitate the launch of FinTech and embedded banking products for businesses of all sizes. Synctera’s platform employs a unified set of APIs, allowing companies to efficiently introduce and expand various financial products such as debit cards, bank accounts, charge cards, lines of credit, and money movement services. By examining the specific needs of traditional banks and connecting them with appropriate FinTech firms, Synctera manages relationships and regulatory compliance, enabling regional and community banks to transition to digital operations effectively.

OneVest Corporation is a financial technology company based in New York that focuses on connecting entrepreneurs, investors, advisors, and influencers within the entrepreneurship community. The company operates 1000 Angels, an exclusive investor network that enables members to build a venture portfolio from a curated selection of high-growth and early-stage investment opportunities without incurring management fees or large capital commitments. Additionally, OneVest runs CoFoundersLab, a matchmaking service designed to connect founders with cofounders, advisors, and interns, while collaborating with startup hubs like universities and accelerator programs to foster innovation. OneVest services a diverse clientele, including accredited investors, family offices, venture funds, and corporations. Originally established as Rock The Post, Inc. in 2011, the company rebranded to OneVest Corporation in July 2014.

Elevate is an automated, AI-powered platform designed to modernize consumer-directed employee benefits. It serves as an API-enabled benefit account solution for account administrators, including benefit platforms, financial institutions, health plans, and third-party administrators. Elevate's technology supports health savings accounts (HSAs), flexible spending accounts (FSAs), and health reimbursement arrangements (HRAs), offering a comprehensive and reliable service. The platform is utilized by thousands of employers and supports hundreds of thousands of American workers and their families in managing their benefits efficiently.

Poolside is an artificial intelligence platform that offers foundation concepts and infrastructure. It aims to unlock humanity's potential by pursuing AGI for software creation, with the fundamental belief that the transitional path for humanity to AGI is by building specific capabilities instead of a general-purpose approach. It also helps users utilize the power of software creation and understand future systems.

VRGL is a company that specializes in providing wealth management firms with advanced analytics and automated data extraction tools. Its platform is designed to enhance the client acquisition, proposal management, and retention processes for financial advisors. By enabling seamless aggregation of client investment data, VRGL allows advisors to deliver a comprehensive view of clients' investment portfolios. The technology offers a no-touch analytics package that helps advisors contextualize their investment offerings and demonstrate the value they add. Additionally, VRGL's software provides scoring of client and prospect portfolios based on key metrics such as performance, diversification, risk, taxes, and fees, thereby guiding advisors in formulating more effective investment strategies. Founded by pioneers in the institutional wealth management sector, VRGL aims to empower financial professionals with the insights needed to better serve their clients.

GovPort is a developer of a centralized platform that enhances collaboration and management between prime contractors and their subcontractors in the federal government contracting sector. The company provides subcontractor management software tailored for government contractors, offering tools that facilitate secure communication, centralized alerts, and efficient task management. By enabling seamless interaction between parties, GovPort aims to help contractors and subcontractors stay aligned, minimize risks, and streamline their operational processes.

NewRetirement is a company that offers a retirement planning and management platform. It serves both individual consumers directly and enterprises through white-label solutions or API integrations. The platform assists users in managing various aspects of retirement, including income, healthcare, taxes, and fees. Through content, software, coaching, classes, and advisors, NewRetirement helps users optimize their retirement strategies across multiple factors such as Social Security, Medicare, home equity, asset drawdown, relocation, work, and estate planning. Additionally, the platform provides on-demand fee-only advice to support collaborative decision-making for a better financial future.

Scaleup Finance is a subscription-based financial management platform focused on assisting startup companies with their financial needs. The company provides a Chief Financial Officer as a service, offering a digital cockpit that enhances financial management and administration for small businesses. By streamlining financial operations, Scaleup Finance enables clients to maintain control over their finances, allowing them to focus on areas that contribute greater value to their business.

Healthee is an AI-powered digital platform designed to simplify health benefits management for employees. By providing immediate answers to questions regarding health coverage and benefits, the platform enables users to navigate their health options more effectively. Healthee assists employees in locating lower-cost healthcare providers and informs them about relevant preventive care benefits, promoting healthier outcomes. Through its user-friendly application, Healthee aims to save employees time and reduce healthcare costs, ultimately enhancing their overall health management experience.

Synctera Inc. is a digital banking solutions provider based in San Carlos, California, and was incorporated in 2020. The company specializes in offering technology infrastructure, sponsor bank connections, and a compliance framework to facilitate the launch of FinTech and embedded banking products for businesses of all sizes. Synctera’s platform employs a unified set of APIs, allowing companies to efficiently introduce and expand various financial products such as debit cards, bank accounts, charge cards, lines of credit, and money movement services. By examining the specific needs of traditional banks and connecting them with appropriate FinTech firms, Synctera manages relationships and regulatory compliance, enabling regional and community banks to transition to digital operations effectively.

Navro is a fintech company that specializes in providing payment and banking infrastructure for software businesses. It offers a platform that enables brands to scale their payment operations globally by integrating various financial services such as international payment acceptance, local fund collection, and real-time coverage. Navro's solution allows businesses to manage their payment stack efficiently, facilitating international growth.

Articul8 operates as a Generative AI enterprise software company focused on helping organizations.

Vestwell is a developer of a digital savings platform focused on creating retirement plans for employees. The company provides automated retirement investing options tailored for registered investment advisers (RIAs), ensuring compliance with relevant rules and regulations. By streamlining the process of defined contributions for companies and their employees, Vestwell enables advisers to effectively engage with their clients while facilitating automation in retirement planning.

Entrio is the pioneer of Responsible Tech Adoption, helping financial institutions to manage and streamline their use of technology with a Live Solutions Catalog. The company’s innovative approach ensures optimized spending, efficient tech use and reuse, and a transparent tech ecosystem, leading to agility and sustainable growth in the financial sector.

Refine Intelligence is a technology company specializing in anti-money laundering solutions aimed at helping banks manage the rising operational costs associated with financial crime. The company has developed a proprietary artificial intelligence system that analyzes anti-money laundering alerts from transaction monitoring systems. By identifying legitimate customer activities and marking them as "greenflags," the AI significantly reduces the time required for investigations. Additionally, Refine Intelligence's approach focuses on understanding the life events that influence changes in users' financial behavior, enabling the establishment of a baseline for normal activity. This methodology improves the accuracy of alerts, reduces false positives, and enhances the overall risk management processes for financial institutions, ultimately fostering greater trust in financial transactions.

Ternary is a San Francisco-based company that specializes in providing a multi-cloud financial operations (FinOps) platform focused on cloud cost optimization for Google Cloud Platform (GCP) customers. Founded in 2021, Ternary's solution simplifies the complexities associated with cloud billing, making costs transparent and manageable. The platform employs data optimization techniques to enhance collaboration and accountability among users, allowing clients to effectively monitor, prioritize, and track their cloud expenditures. By delivering real-time analytical tools, Ternary enables organizations to maximize their cloud investments and improve cost management strategies. As a certified partner of the FinOps Foundation, Ternary is dedicated to addressing the unique financial operations needs of its clients in the cloud landscape.

Carefull is a company focused on supporting financial caregivers—primarily adult children managing the financial responsibilities of their aging parents. Recognizing that approximately 45 million individuals serve in this role, Carefull offers digital services designed to simplify the complexities of financial caregiving. The platform connects caregivers with families and financial advisors, facilitating collaboration and informed decision-making regarding financial well-being. By providing tools that streamline tasks such as bill payments and future planning, Carefull aims to enhance the overall experience for caregivers and their families, ensuring they can better navigate the challenges of managing elder finances while balancing their own financial lives.

Vellum is a data and analytics platform built specifically for the insurance and reinsurance industry.

Boost Insurance USA, Inc. specializes in providing a comprehensive platform for insurtech startups in the property and casualty insurance sector. Established in 2017 and headquartered in New York, Boost offers an infrastructure-as-a-service solution that simplifies the creation and management of insurance products. The platform enables technology companies and emerging startups to seamlessly embed insurance offerings into their existing systems, significantly reducing costs associated with operational, compliance, and capital requirements through straightforward API integration. Boost automates essential processes such as policy administration, claims management, and regulatory compliance, allowing partners to concentrate on enhancing customer experiences and innovating their insurance products. The company is licensed to produce both commercial and personal lines of insurance across all 50 states, delivering modern, 'A'-rated insurance solutions that are backed by leading industry players.

Truewind is a provider of AI-powered accounting and finance software designed to support startups in managing their financial operations. The company's platform offers a comprehensive financial back office experience, combining advanced artificial intelligence with a concierge service to deliver reliable bookkeeping and detailed financial models. Truewind aims to streamline financial processes for startups, ensuring they have an effective financial model and the necessary tools for smooth operational management.

Certa is a technology company that specializes in managing third-party relationships for businesses. Its core product is an automated SaaS platform designed to streamline various aspects of third-party lifecycle management, including onboarding, due diligence, risk mitigation, and ongoing monitoring. This platform enables companies to efficiently manage the operational risks, compliance issues, and overall workflow associated with their third-party interactions globally from a single location.

Middleware is a technology company that provides a unified cloud-native observability and monitoring platform for DevOps teams, engineers, IT operations personnel, and business users. Its platform offers real-time insights into metrics, logs, and traces across cloud infrastructure, enabling efficient issue identification, understanding, and resolution. Middleware serves businesses of all sizes, helping them modernize their infrastructure with agile, scalable, and resource-light observability tools.

Parcha is an AI-powered enterprise software that enables businesses to automate their scale compliance and operations.

Certificial is an insurance verification platform that streamlines the supplier management and certificate issuance processes. By providing businesses with real-time access to suppliers' insurance coverage, it ensures that companies can easily monitor compliance and updates regarding changes in coverage. The platform integrates seamlessly with brokers' and AMS providers' APIs, making it accessible for both large and small agents and brokers at no cost to insurers. Certificial's features include immediate information retrieval, historical records of business relationships, and compliance alerts, which help mitigate risks associated with fraud, misinformation, and coverage lapses.

CapStack Technologies is a financial technology company that provides an integrated operating system for banks and financial services providers. Its platform facilitates collaboration among these institutions, enabling them to manage loan and deposit exposure more effectively, mitigate risks, and ultimately drive profitability and asset diversification.

Diadia Health is a technology company specializing in AI-driven health and wellness solutions. It focuses on preventive care and enhancing longevity, with a particular emphasis on managing and reversing diabetes. The company's platform offers personalized healthcare assistance and curated educational content, utilizing AI assistants that adapt to individual patient needs. This platform empowers both medical professionals and patients with tools for continuous monitoring and learning, ultimately improving health outcomes and expanding medical knowledge.

OneVest Corporation is a financial technology company based in New York that focuses on connecting entrepreneurs, investors, advisors, and influencers within the entrepreneurship community. The company operates 1000 Angels, an exclusive investor network that enables members to build a venture portfolio from a curated selection of high-growth and early-stage investment opportunities without incurring management fees or large capital commitments. Additionally, OneVest runs CoFoundersLab, a matchmaking service designed to connect founders with cofounders, advisors, and interns, while collaborating with startup hubs like universities and accelerator programs to foster innovation. OneVest services a diverse clientele, including accredited investors, family offices, venture funds, and corporations. Originally established as Rock The Post, Inc. in 2011, the company rebranded to OneVest Corporation in July 2014.

Tap is a financial services firm focused on individuals working in the technology sector. It has developed an equity trading platform that facilitates the conversion of startup stock into cash, providing users with the ability to sell their stock for liquidity. The platform offers flexibility, allowing shareholders to sell varying amounts of stock without the complications of traditional processes, such as extensive paperwork or tax implications. Additionally, Tap's services enable users to diversify their equity investments into funds, earn interest, and manage their finances through a cash account within the application. This streamlined approach caters specifically to the needs of technology professionals looking for efficient ways to manage their startup equity.

Setscale is a financial services company that specializes in providing purchase order financing to businesses seeking to scale their operations without the hindrance of cash flow issues. By advancing capital directly to manufacturers, Setscale ensures that clients can fulfill orders promptly, covering up to 100% of production costs. The company carefully evaluates purchase orders of all sizes, allowing it to tailor funding solutions to meet the specific needs of brands and suppliers. As a partner in growth, Setscale helps businesses maintain momentum by offering non-dilutive funding, where repayment occurs only after customers receive their goods and invoice Setscale directly. This model enables companies to focus on expanding their operations rather than struggling with immediate cash flow shortages.

Bits Technology specializes in developing automation software aimed at simplifying and democratizing financial technology services. The company's platform orchestrates and automates the management of infrastructure providers for other fintech companies, offering a low-code experience. This software connects various data sources and streamlines workflows for financial tech services, allowing clients to deploy new products across multiple markets efficiently. By enabling quick creation of dynamic onboarding workflows, Bits Technology helps its clients focus on achieving significant customer outcomes.

FiVerity, Inc., based in Boston, specializes in creating AI- and machine learning-driven software solutions aimed at detecting and preventing cyber fraud. The company's products are tailored for financial institutions such as banks, credit unions, and credit card providers. FiVerity’s solutions enhance these institutions' consumer-facing processes, including application processing, credit verification, and customer onboarding. By offering predictive and proactive threat intelligence, the company helps its clients reduce fraud-related losses and achieve faster, more profitable growth.

Elevate is an automated, AI-powered platform designed to modernize consumer-directed employee benefits. It serves as an API-enabled benefit account solution for account administrators, including benefit platforms, financial institutions, health plans, and third-party administrators. Elevate's technology supports health savings accounts (HSAs), flexible spending accounts (FSAs), and health reimbursement arrangements (HRAs), offering a comprehensive and reliable service. The platform is utilized by thousands of employers and supports hundreds of thousands of American workers and their families in managing their benefits efficiently.

Navro is a fintech company that specializes in providing payment and banking infrastructure for software businesses. It offers a platform that enables brands to scale their payment operations globally by integrating various financial services such as international payment acceptance, local fund collection, and real-time coverage. Navro's solution allows businesses to manage their payment stack efficiently, facilitating international growth.

Salt Labs is a loyalty and financial technology that enables hourly employees to measure, capture, and reward themselves for their work. The platform offers individuals a chance to create asset ownership applications alongside regular paychecks. This transforms work into ownership, empowering hourly workers to capture the enduring value of their efforts.

Evergreen is creating a marketplace for clean energy projects that is accessible to all, ensures additionality, and quantifies the impact of every Renewable Energy Certificate (REC) over the life of every project.

Bridge, a technology platform owned by Foro Holdings, Inc., specializes in optimizing the process of finding and selecting commercial debt financing opportunities for businesses. Catering to companies seeking loans between $1 million and over $20 million, Bridge connects them with suitable financial institutions, streamlining the complexities of commercial lending. The platform leverages data and technology to enhance financial relationships, allowing businesses to make informed decisions tailored to their specific needs and industry. Additionally, Bridge assists financial institutions by identifying businesses in need of growth capital that align with their lending criteria, fostering connections to underserved markets. Overall, Bridge aims to empower businesses with insights and guidance throughout the lending process, facilitating more predictable and profitable financial outcomes.

OpenYield is a next-generation bond marketplace designed specifically for retail brokerages and advisors. The company aims to democratize access to the bond market by providing an equity-like trading environment for bonds sourced directly from algorithmic liquidity providers. This innovative platform empowers wealth management firms to enhance their fixed-income offerings while reducing operational costs. OpenYield is positioned to facilitate the growing trend of direct indexing in the fixed-income sector, thereby transforming the way retail investors and financial advisors engage with bond investments.

Bridge, a technology platform owned by Foro Holdings, Inc., specializes in optimizing the process of finding and selecting commercial debt financing opportunities for businesses. Catering to companies seeking loans between $1 million and over $20 million, Bridge connects them with suitable financial institutions, streamlining the complexities of commercial lending. The platform leverages data and technology to enhance financial relationships, allowing businesses to make informed decisions tailored to their specific needs and industry. Additionally, Bridge assists financial institutions by identifying businesses in need of growth capital that align with their lending criteria, fostering connections to underserved markets. Overall, Bridge aims to empower businesses with insights and guidance throughout the lending process, facilitating more predictable and profitable financial outcomes.

Scaleup Finance is a subscription-based financial management platform focused on assisting startup companies with their financial needs. The company provides a Chief Financial Officer as a service, offering a digital cockpit that enhances financial management and administration for small businesses. By streamlining financial operations, Scaleup Finance enables clients to maintain control over their finances, allowing them to focus on areas that contribute greater value to their business.

Portão 3 is a travel management platform based in Uberlândia, MG, founded in 2020. It specializes in providing comprehensive travel solutions for businesses, including reservations for flights, hotels, cars, and insurance. Additionally, the company offers financial software designed to manage expenses, approvals, reimbursements, and budgets, with features such as reservation management, expense management, and multiple payment methods. This enables businesses to streamline their travel-related payments and administrative tasks efficiently.

Hi.health is a company focused on transforming the claims process in private health insurance by addressing inefficiencies and enhancing user experience. It offers a health insurance application that integrates secure payment methods with a range of digital services, including invoice and prescription management. By providing co-branded debit cards to insurers' members, Hi.health eliminates out-of-pocket expenses, allowing users to access health-related facilities globally. The platform delivers real-time data, reducing claims lag and operational costs while minimizing fraud. Additionally, it implements a rewards program to encourage cost-effective behavior among users. Ultimately, Hi.health aims to significantly improve the user experience for insurance members while helping insurers achieve substantial cost savings.

C14 is a developer of a payment and web3 interface platform that facilitates the integration of cryptocurrency and fiat payments. The company offers a seamless payment widget that can be embedded in websites and decentralized applications (dApps) across various blockchain ecosystems. C14's platform enables access to the non-fungible token (NFT) marketplace, multiple blockchains, web3 projects, and crypto wallets through an efficient know-your-customer (KYC) process, eliminating the need for a centralized cryptocurrency exchange. This design allows users to comfortably and securely transact with digital assets on a global scale, enhancing the accessibility of cryptocurrency for a wider audience.

Teampay is a developer of a distributed spend management platform tailored for larger small to medium-sized businesses and middle-market organizations. The platform simplifies expense management by streamlining the purchasing process through the use of virtual and physical cards, invoices, and reimbursements. It facilitates a user-friendly workflow that aligns the needs of spenders with finance teams, ensuring transparency and control over organizational spending. By collecting and integrating critical data into existing systems, Teampay addresses common challenges such as policy misalignment and unpredictable expenses, enabling clients to manage their financial operations effectively and securely.

Thoropass is a compliance automation platform that helps businesses navigate complex regulatory requirements. The company offers a suite of services and tools designed to simplify the compliance process, enabling organizations to manage and store compliance programs effectively. Thoropass provides access to various infosec and privacy frameworks, including SOC 2, ISO 27001, GDPR, HIPAA, and PCI DSS. By combining intelligent software with expert guidance and continuous monitoring, Thoropass prepares companies for successful audits each year. Its platform facilitates the design of stage-appropriate controls and offers a concierge service to assist clients throughout the certification process. Hundreds of growing companies rely on Thoropass to build scalable security practices and maintain compliance over the long term.

Banyan, Inc. is a digital marketing and patient engagement company based in Orem, Utah, founded in 2013. It offers a HIPAA-compliant media consent application designed to enhance the online presence of healthcare practices through social media, patient reviews, and accurate online listings. The company's primary products include a patient engagement app that allows authorized sharing of patient photos on platforms like Facebook and Instagram, as well as a review management tool that facilitates the collection and tracking of patient feedback. Banyan also provides personalized website development to strengthen the credibility of medical practices and a listing service that ensures accurate practice information across numerous online directories. Additionally, the company offers coaching to help clients build their brands, attract talent, and improve their online visibility, thereby enhancing patient acquisition and retention. As of May 2019, Banyan operates as a subsidiary of NUVI LLC.

Bookkeep.com is a business offering automated bookkeeping services tailored for retail, restaurant, and e-commerce enterprises. Its online platform employs technology to streamline financial tasks such as transaction automation, expense tracking, bank reconciliation, tax filing, daily summaries, monthly trackers, and revenue recording, empowering businesses to efficiently manage their finances.

Banyan, Inc. is a digital marketing and patient engagement company based in Orem, Utah, founded in 2013. It offers a HIPAA-compliant media consent application designed to enhance the online presence of healthcare practices through social media, patient reviews, and accurate online listings. The company's primary products include a patient engagement app that allows authorized sharing of patient photos on platforms like Facebook and Instagram, as well as a review management tool that facilitates the collection and tracking of patient feedback. Banyan also provides personalized website development to strengthen the credibility of medical practices and a listing service that ensures accurate practice information across numerous online directories. Additionally, the company offers coaching to help clients build their brands, attract talent, and improve their online visibility, thereby enhancing patient acquisition and retention. As of May 2019, Banyan operates as a subsidiary of NUVI LLC.

Navro is a fintech company that specializes in providing payment and banking infrastructure for software businesses. It offers a platform that enables brands to scale their payment operations globally by integrating various financial services such as international payment acceptance, local fund collection, and real-time coverage. Navro's solution allows businesses to manage their payment stack efficiently, facilitating international growth.

OatFi provides the end-to-end infrastructure for B2B payment platforms to embed and monetize working capital tools.

Sequence is focused on creating an innovative financial operations stack specifically for B2B companies. The company develops financial software that simplifies operational processes by offering APIs and tools designed to enhance pricing, billing, and related services. By leveraging data and analytics, Sequence enables businesses to implement dynamic billing and collections systems that adapt to changing market demands. This approach supports companies as they scale from initial funding stages to public offerings, allowing operators to build, iterate, and expand into new markets and product verticals. Additionally, Sequence provides real-time insights into business performance, facilitating informed decision-making.

Reveni is an instant refund platform designed specifically for e-commerce businesses, focusing on enhancing the returns and exchanges experience. The company offers a solution that facilitates immediate refunds to customers while preventing fraudulent returns. By streamlining the refund process, Reveni aims to increase sales, improve customer satisfaction, and enhance cash flow for retailers. Its platform not only simplifies returns but also encourages customer loyalty, enabling businesses to leverage recoveries as a strategic advantage in fostering repeat purchases and positive reviews. Through its innovative approach, Reveni helps e-commerce companies turn a typically challenging aspect of retail into a valuable tool for growth.

Opto Investments is a private equity firm based in New York, established in 2020. The company provides a comprehensive platform designed for independent investment advisors, enabling them to access private market investments. Opto connects these advisors with top-performing managers and offers a full suite of alternative asset tools, accompanied by expert insights. This approach aims to enhance revenue generation for clients while facilitating access to private investment opportunities, ultimately supporting long-term wealth building.

TruckSmarter is a technology company that provides a free electronic load board platform for truck drivers, enabling them to efficiently find and book loads from numerous brokers through a user-friendly mobile application. The platform allows drivers to access higher-paying loads without any monthly fees or long-term contracts, enhancing their operational efficiency. By connecting drivers with a larger pool of available loads, TruckSmarter improves drivers' quality of life, helping them manage their travel more effectively and maximize their earnings. The service also benefits brokers by increasing their visibility among drivers, thereby facilitating better load matching and optimizing the logistics process.

Power is a financial technology company specializing in providing credit card programs tailored for businesses, particularly high-growth brands. Founded by Randy Fernando and Andrew Dust, Power utilizes a cloud-native issuance platform to offer modern co-branded credit cards. The company's technology focuses on enhancing the connection between retailers and their customers through embedded banking experiences, enabling brands to build, launch, and scale customer-centric financial products efficiently.

Rosaly is a fintech company founded by Arbia Smiti in late 2019, focused on enhancing the financial well-being of employees through its innovative platform. The company's services include automatic management of advance payment requests and a comprehensive financial management tool designed to alleviate financial stress for employees. By providing on-demand pay, budget management, and educational resources through its app, Rosaly empowers businesses to support their staff's financial health while ensuring that cash flow remains unaffected.

VRGL is a company that specializes in providing wealth management firms with advanced analytics and automated data extraction tools. Its platform is designed to enhance the client acquisition, proposal management, and retention processes for financial advisors. By enabling seamless aggregation of client investment data, VRGL allows advisors to deliver a comprehensive view of clients' investment portfolios. The technology offers a no-touch analytics package that helps advisors contextualize their investment offerings and demonstrate the value they add. Additionally, VRGL's software provides scoring of client and prospect portfolios based on key metrics such as performance, diversification, risk, taxes, and fees, thereby guiding advisors in formulating more effective investment strategies. Founded by pioneers in the institutional wealth management sector, VRGL aims to empower financial professionals with the insights needed to better serve their clients.

Venn is a banking platform that integrates multi-currency-based accounts to assist transfers. Venn makes it simple to manage business banking needs. It provides currency exchange rates in Canada, local checking accounts in multiple currencies, domestic and international bank transfers, and a corporate Mastercard to help clients manage their spending.

FairPlay is a company that offers fairness solutions for financial institutions, focusing on integrating fairness into AI decision-making processes to help clients assess and mitigate algorithmic bias in their models. The platform provides tools for automated fair lending analysis, allowing financial institutions to evaluate their decision-making frameworks against regulatory standards. FairPlay AI also helps organizations identify potential biases in their algorithms, ensuring compliance with fair lending regulations while promoting equitable outcomes in financial services. By leveraging data-driven insights, FairPlay AI enables clients to enhance their decision-making processes and foster greater transparency in their operations.

Fuell Technologies, S.L. is a Madrid-based company that specializes in issuing corporate credit cards and providing expense management software for businesses. Founded in 2019, Fuell's platform integrates a corporate card with expense management tools, allowing companies to manage spending in real-time and set budgets without the need for traditional expense reports. The service includes features such as automatic budget updates, credit increases as businesses grow, and cashbacks on various expenditures, including rideshare, fuel, dining, and recruitment services. This innovative approach aims to streamline financial management, offering businesses greater control over their expenses and enhancing operational efficiency.

Holdingz is a risk management platform that helps businesses diversify, protect, and grow their holdings.

Playter is a B2B platform that specializes in providing flexible payment solutions for businesses through invoice financing services. The company enables organizations to manage their cash flow more effectively by allowing them to spread the cost of invoices over periods of three, six, nine, or twelve months. This approach not only facilitates easier access to credit but also helps businesses attract new customers by offering them convenient payment options. By focusing on enhancing financial flexibility, Playter supports companies in navigating their financial obligations while maintaining operational efficiency.

Kard Financial, Inc., founded in 2015 and headquartered in New York, operates a web application designed to help users maximize their credit card rewards. By partnering with merchants and financial institutions, Kard aims to redefine the loyalty industry, offering a comprehensive solution that simplifies the rewards process for consumers. The company's platform notifies users of savings opportunities for both online and in-store purchases, enabling card issuers to reduce costs associated with loyalty programs while providing engaging offers to their customers.

Circle is a financial technology firm established in 2013 by Jeremy Allaire and Sean Neville, headquartered in Boston, with additional offices in New York, San Francisco, Dublin, London, and Hong Kong. The company leverages blockchain technology to facilitate payments and e-commerce through stablecoins and its Circle Pay platform, streamlining the process of sending money. Circle offers a range of services, including Circle Invest, which allows users to buy and sell cryptocurrency assets, and Circle Trade, which provides over-the-counter trading services with access to one of the largest global liquidity pools for digital asset trading, averaging $2 billion in monthly volume. Backed by prominent investors such as Goldman Sachs and Accel Partners, Circle positions itself as a key player in the global internet finance sector, focused on integrating crypto assets into mainstream financial applications.

SamCart, Inc. is an e-commerce software platform established in 2014 and headquartered in Fulton, Maryland. The company aims to empower creators by providing a user-friendly interface for displaying products and processing transactions directly from a single web page. With its robust platform, SamCart facilitates various essential functions for businesses, including managing customer communications, organizing customer data, and enabling membership access. The software also aids in maximizing sales through features that encourage back-end sales and recover failed payments. Through these capabilities, SamCart enables creators and entrepreneurs to efficiently set up sales pages, integrate secure payment processing, and enhance conversion rates, helping them to successfully sell direct-to-consumer products.

Relativity6, Inc. is a technology company based in Cambridge, Massachusetts, that specializes in developing a machine learning and artificial intelligence platform designed to enhance customer engagement for carriers and brokers. Founded in 2016, the company leverages predictive statistical models and machine learning algorithms to analyze unresponsive customer data—such as transaction histories, behavioral insights, and demographic information—to identify potential returning customers. Its platform facilitates the estimation of second lifetime value for high-potential users and supports real-time experiments to optimize customer retention and acquisition strategies. Additionally, Relativity6's technology classifies businesses in real-time, offering vital insights for financial services and other sectors to improve segmentation and combat fraud.

Setscale is a financial services company that specializes in providing purchase order financing to businesses seeking to scale their operations without the hindrance of cash flow issues. By advancing capital directly to manufacturers, Setscale ensures that clients can fulfill orders promptly, covering up to 100% of production costs. The company carefully evaluates purchase orders of all sizes, allowing it to tailor funding solutions to meet the specific needs of brands and suppliers. As a partner in growth, Setscale helps businesses maintain momentum by offering non-dilutive funding, where repayment occurs only after customers receive their goods and invoice Setscale directly. This model enables companies to focus on expanding their operations rather than struggling with immediate cash flow shortages.

Playter is a B2B platform that specializes in providing flexible payment solutions for businesses through invoice financing services. The company enables organizations to manage their cash flow more effectively by allowing them to spread the cost of invoices over periods of three, six, nine, or twelve months. This approach not only facilitates easier access to credit but also helps businesses attract new customers by offering them convenient payment options. By focusing on enhancing financial flexibility, Playter supports companies in navigating their financial obligations while maintaining operational efficiency.

PTO Exchange is a company that specializes in transforming the value of paid time off for both employers and employees. Its SaaS-based platform enables employees to convert unused paid time off into various tangible benefits, including vacations, retirement funding, student loan payments, and charitable donations. By allowing employees to trade unused time off for goods and services, PTO Exchange provides a unique solution that enhances employee satisfaction and retention. Additionally, the platform supports a culture of sharing, as employees can donate their time off to non-profits or share it with colleagues. This innovative approach helps employers manage their benefits packages more effectively while promoting a supportive work environment.

Certa is a technology company that specializes in managing third-party relationships for businesses. Its core product is an automated SaaS platform designed to streamline various aspects of third-party lifecycle management, including onboarding, due diligence, risk mitigation, and ongoing monitoring. This platform enables companies to efficiently manage the operational risks, compliance issues, and overall workflow associated with their third-party interactions globally from a single location.

Ternary is a San Francisco-based company that specializes in providing a multi-cloud financial operations (FinOps) platform focused on cloud cost optimization for Google Cloud Platform (GCP) customers. Founded in 2021, Ternary's solution simplifies the complexities associated with cloud billing, making costs transparent and manageable. The platform employs data optimization techniques to enhance collaboration and accountability among users, allowing clients to effectively monitor, prioritize, and track their cloud expenditures. By delivering real-time analytical tools, Ternary enables organizations to maximize their cloud investments and improve cost management strategies. As a certified partner of the FinOps Foundation, Ternary is dedicated to addressing the unique financial operations needs of its clients in the cloud landscape.

Standard Metrics is an automated financial cooperation platform designed to enhance decision-making for investors and creators. By eliminating data silos found in spreadsheets and outdated applications, the platform provides seamless access to comprehensive firm data across portfolios, including financial metrics and investment information. It facilitates real-time engagement between teams and founders, ensuring financial transparency and effective communication. The platform automates data collection and centralizes portfolio information, enabling detailed analysis and insights. This empowers founders to make informed decisions aimed at scaling their companies and maximizing returns.

Koxa is a fintech company founded in 2020 and based in New York, United States. It specializes in developing an API platform that connects Enterprise Resource Planning (ERP) systems and accounting software with corporate bank accounts. The platform provides cloud-based tools that facilitate user identification, access management, and the approval of customer requests. Additionally, Koxa's technology addresses various security and identity concerns, thereby streamlining banking operations for financial institutions. By enhancing the efficiency of treasury-related processes, Koxa aims to improve the integration between accounting systems and banking services.

Mistho is a fintech company that provides an open payroll API designed to facilitate the access and sharing of salary and employment information in Europe. The platform enables consumers to securely and easily share their income data with various third parties, including banks, insurance companies, and lenders, through a streamlined process. By integrating Mistho's app into existing workflows, businesses can simplify income verification, enhancing the consumer experience during activities such as renting property, leasing vehicles, or applying for loans. This solution eliminates the need for consumers to manually upload payslips or request documentation from their HR departments, as it allows them to log in to their payroll portals directly for verification. Mistho aims to improve the efficiency of income verification processes and support businesses in delivering superior services in the fintech sector.

Neo.Tax is a California-based company that specializes in tax preparation and filing services through its innovative tax automation software. The firm focuses on simplifying the complex processes associated with tax credits, particularly the Research and Development (R&D) tax credit, which can potentially return significant funds to companies. In response to recent changes in tax legislation regarding R&D capitalization, Neo.Tax has developed a unique product aimed at helping businesses navigate these new regulations and optimize their tax liabilities. The platform leverages machine learning algorithms to efficiently gather and organize data from various sources, including emails, documents, and financial systems. This automation not only enhances accuracy but also streamlines the audit readiness of finance teams across a range of organizations, from early-stage startups to established public companies.

PollyEx, Inc. operates a loan trading platform focused on the mortgage capital markets, facilitating transactions between buyers and sellers of mortgage loans. Founded in 2017 and based in San Francisco, California, PollyEx enhances loan sale execution through its cloud-based platform, which integrates with buyers and sellers via API, thereby increasing liquidity and automating various functions within capital markets. The platform aims to provide pricing transparency and improve operational efficiency for lenders, enabling them to make informed decisions throughout the lifecycle of a loan.

DebtStream is a digital platform that specializes in debt collection for businesses dealing with clients in arrears. The platform provides comprehensive services for debt recovery, allowing users to establish automated collection plans and conduct income and expenditure assessments. It supports various payment methods, including card payments, and offers real-time alerts via email and SMS. Additionally, DebtStream enhances customer engagement through insightful analytics and facilitates file sharing, helping clients improve their operational efficiency and financial outcomes.

Hi.health is a company focused on transforming the claims process in private health insurance by addressing inefficiencies and enhancing user experience. It offers a health insurance application that integrates secure payment methods with a range of digital services, including invoice and prescription management. By providing co-branded debit cards to insurers' members, Hi.health eliminates out-of-pocket expenses, allowing users to access health-related facilities globally. The platform delivers real-time data, reducing claims lag and operational costs while minimizing fraud. Additionally, it implements a rewards program to encourage cost-effective behavior among users. Ultimately, Hi.health aims to significantly improve the user experience for insurance members while helping insurers achieve substantial cost savings.

Conduit is a financial technology company that specializes in enhancing cross-border payment solutions for global businesses. Its platform simplifies and accelerates the process of moving money between USD and various local currencies in Latin America, offering improved transparency and efficiency compared to traditional payment systems. By providing a user-friendly dashboard, Conduit enables teams to manage payments with greater visibility and speed, facilitating same-day transactions and seamless commercial exchanges. The company's focus on streamlining B2B payments and invoice settlements positions it as a key player in maximizing financial opportunities within emerging markets.

Edisen is a production and optimization company that specializes in post-production, brand management, and content creation for a diverse array of clients, including multinational advertisers, broadcasting companies, and content producers. The company combines creativity and technology through its cloud-based services, enabling clients to efficiently develop and deliver high-quality projects while managing their marketing processes more effectively. Edisen’s offerings include popular television shows, motion pictures, and social media content, designed to engage audiences across various devices such as televisions, smartphones, and digital billboards. The company aims to create content that captures attention and is difficult to ignore, supported by its proprietary content optimizer that enhances content efficiency. With a team of experienced professionals, Edisen seeks to empower marketing organizations by centralizing creative assets and streamlining workflows, ultimately facilitating faster campaign execution and improved communication across teams.

Banxware is a fintech startup based in Berlin, founded in 2020 by Miriam Wohlfarth, Jens Röhrborn, and Fabian Heiß. The company specializes in embedded lending solutions designed for platform-based businesses, including fintechs and banks. Its lending-as-a-service platform allows digital marketplaces, payment providers, and other aggregators to offer white-label financial products, particularly loans, to their merchants. By integrating essential financial infrastructure directly into various platforms, Banxware enables small and medium-sized enterprises, e-commerce sellers, and restaurant owners to access necessary liquidity. The platform features robust capabilities such as customer onboarding, credit scoring, risk management, and loan origination, thereby promoting growth and enhancing customer convenience. With a dedicated team of over 50 employees, Banxware aims to streamline financing solutions across Europe, adapting to the needs of a rapidly evolving digital economy.

Stere is a digital platform designed to assist businesses in launching, growing, and managing insurance programs. Founded in 2021 and based in Dover, Delaware, the company connects capacity seekers, such as banks and insurance partners, with capacity providers, including carriers and reinsurers. By offering a comprehensive infrastructure, Stere equips businesses with essential tools and services, including digital platforms, data analytics, and access to a network of capacity providers. This enables companies to effectively develop and enhance their insurance offerings.

Pontoro Inc. is a financial technology company established in late 2018, aimed at enhancing investor access to private market assets, particularly in the realm of infrastructure debt financing. The company is developing a patented technology solution that will create an innovative private investment platform, offering liquidity typically absent in traditional investment opportunities. By utilizing a blockchain-based platform, Pontoro facilitates the flow of infrastructure loans from large banks to institutional investors, enhancing asset liquidity and providing price transparency in the private market. With an initial focus on addressing the significant shortfall in infrastructure debt finance, Pontoro is poised to transform the landscape of private investments.

Hummingbird is a compliance management platform focused on enhancing anti-money laundering (AML) operations and counter-terrorist financing investigations. The platform is designed for compliance professionals, allowing them to efficiently collect case information, conduct investigations, and report on unusual or suspicious activities. By significantly reducing paperwork and providing insightful analytics, Hummingbird improves operational efficiency and enables investigators to concentrate on combating financial crime. The founding team consists of experts from various sectors, including finance and regulatory agencies, which enriches the platform with valuable product and regulatory insights. Hummingbird aims to modernize regulatory compliance in the financial sector through innovative data solutions and design.

Netomi is a company that specializes in developing a conversational artificial intelligence platform aimed at enhancing customer experience in commerce. Founded in 2015 and headquartered in San Mateo, California, with additional offices in New York and Gurugram, Netomi provides a no-code solution that integrates seamlessly with various platforms, including Zendesk, Salesforce, and Shopify. Its technology enables brands and businesses to automate customer interactions across multiple channels, such as mobile messaging, chat, email, and voice, allowing them to make product recommendations, answer queries about availability, and assist with purchases. Netomi's platform is designed to improve customer satisfaction and operational efficiency while reducing costs and reliance on developers. The company has established itself as a leader in customer experience AI, leveraging advanced AI technologies to help enterprises meet evolving customer expectations and deliver exceptional service.

FairPlay is a company that offers fairness solutions for financial institutions, focusing on integrating fairness into AI decision-making processes to help clients assess and mitigate algorithmic bias in their models. The platform provides tools for automated fair lending analysis, allowing financial institutions to evaluate their decision-making frameworks against regulatory standards. FairPlay AI also helps organizations identify potential biases in their algorithms, ensuring compliance with fair lending regulations while promoting equitable outcomes in financial services. By leveraging data-driven insights, FairPlay AI enables clients to enhance their decision-making processes and foster greater transparency in their operations.

Neuro-ID, Inc., established in 2014 and headquartered in Whitefish, Montana, specializes in developing prescriptive analytics solutions for the risk industry. The company offers Neuro-CS, a real-time analytics tool that focuses on applicant behavior patterns and measures how individuals respond to questions in real time. Serving banking and financial institutions, insurance providers, and e-commerce organizations, Neuro-ID aims to reduce fraud and online threats while enhancing customer experience through its actionable insights.

Nimbla is a London-based fintech company specialising in B2B invoice insurance for small and medium-sized businesses in the UK. It offers an innovative digital platform that enables clients to instantly assess their invoices' creditworthiness and insure them individually against insolvency risks. The platform also provides predictive cash flow analysis, risk assessment tools, and trade credit protection, helping businesses manage their credit exposure effectively.

Maxwell Financial Labs, Inc. is a technology company founded in 2015 and based in Palo Alto, California. It specializes in providing a comprehensive platform that connects home buyers, real estate agents, and lenders, facilitating the mortgage loan process from application intake to the secondary market. The company's Mortgage Optimization Platform offers technology-driven solutions designed to give local lending teams a competitive edge, enabling non-depository mortgage banks, credit unions, brokers, and local banks to better serve their communities. By focusing on enhancing the homeownership experience, Maxwell Financial Labs aims to deliver significant benefits to all stakeholders involved in the mortgage process.

Selfbook is a technology company that provides a streamlined payment platform tailored for the hotel industry. Its innovative system facilitates secure and easy one-tap payments, accommodating all global credit and debit card brands, as well as digital wallets and alternative payment methods. By removing obstacles to direct bookings, Selfbook enhances the booking experience for both hotels and guests. The platform integrates seamlessly with existing reservation systems, enabling hotels to improve conversion rates, capture mobile bookings, and increase revenue. Through its comprehensive approach, Selfbook empowers hotels with modern e-commerce tools that unify payment processing and enhance overall security, making the direct booking process more efficient and user-friendly.

Embed provides modern securities execution, clearing, settlement, and custody APIs for fintechs, broker-dealers, RIAs, banks, and trust companies.

AnChain.AI Inc. is a cybersecurity company specializing in blockchain data analytics and cryptocurrency transaction monitoring, founded in 2018 and headquartered in Milpitas, California. The company offers a range of solutions, including Blockchain Ecosystem Intelligence, which connects wallet addresses and transactions to real-world entities for compliance and risk management, and a Transaction Analytics Platform that delivers insights through automated alerts and anomaly detection. Additionally, AnChain.AI provides a Smart Contract Auditing Sandbox for assessing the security of Solidity-based smart contracts and a Crypto Ransom Response service aimed at identifying and mitigating threats from cyber adversaries. Its clientele spans various sectors, including financial institutions, blockchain industry participants like exchanges and wallets, and enterprises engaged in cybersecurity and innovation. AnChain.AI's advanced AML engine monitors over $1 billion in daily cryptocurrency transactions, emphasizing its commitment to enhancing security and compliance within the blockchain ecosystem.

Banyan, Inc. is a digital marketing and patient engagement company based in Orem, Utah, founded in 2013. It offers a HIPAA-compliant media consent application designed to enhance the online presence of healthcare practices through social media, patient reviews, and accurate online listings. The company's primary products include a patient engagement app that allows authorized sharing of patient photos on platforms like Facebook and Instagram, as well as a review management tool that facilitates the collection and tracking of patient feedback. Banyan also provides personalized website development to strengthen the credibility of medical practices and a listing service that ensures accurate practice information across numerous online directories. Additionally, the company offers coaching to help clients build their brands, attract talent, and improve their online visibility, thereby enhancing patient acquisition and retention. As of May 2019, Banyan operates as a subsidiary of NUVI LLC.

Ocrolus Inc. is a document automation platform that specializes in automating manual data work for the financial sector. Founded in 2014 and based in New York, the company offers an intelligent automation platform that analyzes financial documents to streamline processes such as loan underwriting, account openings, and auditing. By leveraging artificial intelligence and crowdsourcing, Ocrolus enables clients to capture data from various sources, including e-statements and scanned documents, while also conducting algorithmic checks alongside reviews by fraud specialists. This approach enhances data verification, improves fraud detection, and allows for in-depth cash flow analysis. Serving prominent customers in the fintech, mortgage, and banking industries, Ocrolus empowers financial services firms to make high-quality decisions efficiently and with trusted data.

Certificial is an insurance verification platform that streamlines the supplier management and certificate issuance processes. By providing businesses with real-time access to suppliers' insurance coverage, it ensures that companies can easily monitor compliance and updates regarding changes in coverage. The platform integrates seamlessly with brokers' and AMS providers' APIs, making it accessible for both large and small agents and brokers at no cost to insurers. Certificial's features include immediate information retrieval, historical records of business relationships, and compliance alerts, which help mitigate risks associated with fraud, misinformation, and coverage lapses.

Synctera Inc. is a digital banking solutions provider based in San Carlos, California, and was incorporated in 2020. The company specializes in offering technology infrastructure, sponsor bank connections, and a compliance framework to facilitate the launch of FinTech and embedded banking products for businesses of all sizes. Synctera’s platform employs a unified set of APIs, allowing companies to efficiently introduce and expand various financial products such as debit cards, bank accounts, charge cards, lines of credit, and money movement services. By examining the specific needs of traditional banks and connecting them with appropriate FinTech firms, Synctera manages relationships and regulatory compliance, enabling regional and community banks to transition to digital operations effectively.

Boost Insurance USA, Inc. specializes in providing a comprehensive platform for insurtech startups in the property and casualty insurance sector. Established in 2017 and headquartered in New York, Boost offers an infrastructure-as-a-service solution that simplifies the creation and management of insurance products. The platform enables technology companies and emerging startups to seamlessly embed insurance offerings into their existing systems, significantly reducing costs associated with operational, compliance, and capital requirements through straightforward API integration. Boost automates essential processes such as policy administration, claims management, and regulatory compliance, allowing partners to concentrate on enhancing customer experiences and innovating their insurance products. The company is licensed to produce both commercial and personal lines of insurance across all 50 states, delivering modern, 'A'-rated insurance solutions that are backed by leading industry players.

Caplight is a financial technology company that provides a platform for institutional investors to engage in derivative transactions involving private equity. The platform facilitates the buying and selling of call and put options, as well as security-based swap contracts, allowing investors to take both long and short positions in private company stock. By offering public settlement-like mechanics, Caplight enables institutional investors to hedge their positions, generate income from assets, and achieve a level of liquidity that was previously unavailable in private markets. The company caters to a diverse clientele, including hedge funds, venture capital firms, family offices, pensions, endowments, mutual funds, and insurance companies, connecting them with trading counterparties and underwriting financial institutions.

GreenLight is a financial technology company that offers a comprehensive money management platform designed specifically for families. Founded in 2014 and headquartered in Atlanta, Georgia, GreenLight provides a debit card and accompanying app that enables parents and children to earn, save, spend, and invest money effectively. The platform empowers parents with flexible spending controls, tools for managing chores, and automated allowance features, all while promoting financial literacy among children. Users can earn up to 3% cash back on purchases, with the option for parents to automatically invest these rewards in stocks and exchange-traded funds for future family expenses. GreenLight aims to simplify personal finance for families, fostering responsible financial habits from a young age.