finleap

Penta Fintech Ltd. is a digital banking platform based in Berlin, Germany, that caters to startups and small to medium-sized enterprises (SMEs). Founded in 2016, Penta offers a streamlined approach to banking by automating bank accounts and invoices, which helps businesses save time and money. The platform enables users to open online banking accounts quickly and manage their cash flows efficiently through cashless banking services. Penta aims to disrupt traditional business banking in Europe and beyond by providing innovative solutions tailored to the needs of self-employed individuals, freelancers, startups, and SMEs.

Qwist is an independent Open Banking platform provider based in Europe, focused on transforming the financial services landscape. The company offers a digital financial platform designed to address the challenges of the fragmented open banking ecosystem. With a secure cloud infrastructure, Qwist supports partners across various growth stages by leveraging data analytics and machine learning tools. This enables clients to enhance customer engagement while minimizing the costs and complexities associated with integrating financial services. By providing insights into customer transactions and interactions, Qwist empowers businesses across multiple industries to deliver innovative financial solutions.

ELEMENT Insurance AG is a digital insurance provider based in Berlin, Germany, founded in March 2017. The company specializes in creating white-label insurance products and is recognized as a leader in insurance digitalization. Licensed by the German Federal Financial Supervisory Authority, ELEMENT operates as a direct insurer for non-life insurance across 28 European countries, allowing it to manage risks and settle claims directly. ELEMENT's innovative technology platform, referred to as 'Insurance as a Platform,' supports a B2B2X model, enabling various partners—from e-commerce businesses to traditional insurers—to develop and market customized insurance solutions under their own brands. The platform streamlines the insurance value chain, addressing key functions such as actuarial calculations, underwriting, policy administration, customer service, and claims management, thereby enhancing efficiency and reducing complications within the industry.

Penta Fintech Ltd. is a digital banking platform based in Berlin, Germany, that caters to startups and small to medium-sized enterprises (SMEs). Founded in 2016, Penta offers a streamlined approach to banking by automating bank accounts and invoices, which helps businesses save time and money. The platform enables users to open online banking accounts quickly and manage their cash flows efficiently through cashless banking services. Penta aims to disrupt traditional business banking in Europe and beyond by providing innovative solutions tailored to the needs of self-employed individuals, freelancers, startups, and SMEs.

Elinvar GmbH, founded in 2016 and based in Berlin, Germany, specializes in providing a comprehensive B2B2C platform designed for independent discretionary portfolio managers and private banks. The company offers a robust Platform as a Service that facilitates the digital transformation of asset and wealth management businesses. Elinvar's platform encompasses essential applications for client relationship management, online onboarding, portfolio management, and reporting, among others. Its micro-services architecture allows for adaptability to evolving technology, regulatory requirements, and user preferences. Additionally, Elinvar holds the necessary regulatory licenses, enabling its partners to leverage advanced technology while ensuring compliance. This integrated approach allows asset and wealth managers to streamline their operations, enhance client engagement, and create tailored solutions, ultimately promoting efficiency and innovation in the financial services sector.

DeineStudienfinanzierung is a digital platform dedicated to assisting students in financing their education. It offers a financial advisory application that helps users manage their personal finances effectively. By integrating banking and educational resources, the platform employs an intelligent algorithm to analyze individual financial situations and aspirations. This analysis allows it to provide tailored consumer product recommendations from banks, insurers, and fintech companies. The primary goal of DeineStudienfinanzierung is to empower students with personalized investment advice, fostering financial independence and supporting them in achieving their academic goals.

OWWN is a banking app that provides a one-stop shop for young adults to manage their finances. It allows customers to maintain an account with a Visa debit card and make mobile payments, just like a typical bank, but they can also apply for a student loan from Kfw Bank. At the same time, they can create shared savings pools, anonymously compare their budgets with friends, and participate in challenges. Users can use Owwn alone or collectively.

ELEMENT Insurance AG is a digital insurance provider based in Berlin, Germany, founded in March 2017. The company specializes in creating white-label insurance products and is recognized as a leader in insurance digitalization. Licensed by the German Federal Financial Supervisory Authority, ELEMENT operates as a direct insurer for non-life insurance across 28 European countries, allowing it to manage risks and settle claims directly. ELEMENT's innovative technology platform, referred to as 'Insurance as a Platform,' supports a B2B2X model, enabling various partners—from e-commerce businesses to traditional insurers—to develop and market customized insurance solutions under their own brands. The platform streamlines the insurance value chain, addressing key functions such as actuarial calculations, underwriting, policy administration, customer service, and claims management, thereby enhancing efficiency and reducing complications within the industry.

Deutsche Fintech Solutions is a joint venture between Deutsche Vermögensberatung AG, Germany's largest independent financial advisory corporation, and finleap, a fintech ecosystem and company builder. The company specializes in developing a financial advisory platform that offers intelligent digital services to support the advisory of complex financial products. Its focus is on creating technology-driven solutions that enhance the experience for both consultants and their clients. By providing simple, transparent, and competent financial advice, Deutsche Fintech Solutions aims to help customers grow and protect their wealth through expert guidance and innovative digital experiences.

myEGO is a digital identity management platform that leverages blockchain technology. It enables users to securely store, organize, and share verified personal data across various ecosystems, eliminating data silos.

Penta Fintech Ltd. is a digital banking platform based in Berlin, Germany, that caters to startups and small to medium-sized enterprises (SMEs). Founded in 2016, Penta offers a streamlined approach to banking by automating bank accounts and invoices, which helps businesses save time and money. The platform enables users to open online banking accounts quickly and manage their cash flows efficiently through cashless banking services. Penta aims to disrupt traditional business banking in Europe and beyond by providing innovative solutions tailored to the needs of self-employed individuals, freelancers, startups, and SMEs.

Joonko is a financial platform focused on providing users with financial peace of mind through fairness, transparency, and simplicity. The company developed an intermediary service that allows consumers to compare car insurance options from leading insurers, helping them select the best coverage for their needs. Launched just five months after the company's inception, this car insurance comparison tool is the first of several products that Joonko plans to introduce, aiming to expand into additional banking and insurance offerings in the future. By enabling users to easily switch and obtain the right financial products, Joonko addresses personal saving and protection needs effectively.

Penta Fintech Ltd. is a digital banking platform based in Berlin, Germany, that caters to startups and small to medium-sized enterprises (SMEs). Founded in 2016, Penta offers a streamlined approach to banking by automating bank accounts and invoices, which helps businesses save time and money. The platform enables users to open online banking accounts quickly and manage their cash flows efficiently through cashless banking services. Penta aims to disrupt traditional business banking in Europe and beyond by providing innovative solutions tailored to the needs of self-employed individuals, freelancers, startups, and SMEs.

Elinvar GmbH, founded in 2016 and based in Berlin, Germany, specializes in providing a comprehensive B2B2C platform designed for independent discretionary portfolio managers and private banks. The company offers a robust Platform as a Service that facilitates the digital transformation of asset and wealth management businesses. Elinvar's platform encompasses essential applications for client relationship management, online onboarding, portfolio management, and reporting, among others. Its micro-services architecture allows for adaptability to evolving technology, regulatory requirements, and user preferences. Additionally, Elinvar holds the necessary regulatory licenses, enabling its partners to leverage advanced technology while ensuring compliance. This integrated approach allows asset and wealth managers to streamline their operations, enhance client engagement, and create tailored solutions, ultimately promoting efficiency and innovation in the financial services sector.

Penta Fintech Ltd. is a digital banking platform based in Berlin, Germany, that caters to startups and small to medium-sized enterprises (SMEs). Founded in 2016, Penta offers a streamlined approach to banking by automating bank accounts and invoices, which helps businesses save time and money. The platform enables users to open online banking accounts quickly and manage their cash flows efficiently through cashless banking services. Penta aims to disrupt traditional business banking in Europe and beyond by providing innovative solutions tailored to the needs of self-employed individuals, freelancers, startups, and SMEs.

Deutsche Fintech Solutions is a joint venture between Deutsche Vermögensberatung AG, Germany's largest independent financial advisory corporation, and finleap, a fintech ecosystem and company builder. The company specializes in developing a financial advisory platform that offers intelligent digital services to support the advisory of complex financial products. Its focus is on creating technology-driven solutions that enhance the experience for both consultants and their clients. By providing simple, transparent, and competent financial advice, Deutsche Fintech Solutions aims to help customers grow and protect their wealth through expert guidance and innovative digital experiences.

They know that it takes a lot to be self-employed and be fully responsible for your own future. With all the trouble on your mind to build your business, it seems like having a second job when you need to deal with the Italian bureaucracy. That's why they created Beesy - an easy way to manage your finances in one place. With banking, invoicing and digital accounting in a single tool, they aim to reduce the unnecessary complexity of running a business in today's world. With Beesy, they'd like you to be able to feel at ease when it comes to your finances so that you can focus your energy on what really matters.

Deutsche Fintech Solutions is a joint venture between Deutsche Vermögensberatung AG, Germany's largest independent financial advisory corporation, and finleap, a fintech ecosystem and company builder. The company specializes in developing a financial advisory platform that offers intelligent digital services to support the advisory of complex financial products. Its focus is on creating technology-driven solutions that enhance the experience for both consultants and their clients. By providing simple, transparent, and competent financial advice, Deutsche Fintech Solutions aims to help customers grow and protect their wealth through expert guidance and innovative digital experiences.

Infinitec Solutions is a software-as-a-service provider specializing in innovative financial management solutions tailored for small and medium-sized enterprises. The company offers a white-label platform that enables partners and corporates to deliver streamlined digital finance services. Its finance innovation platform automates financial planning, allowing users to quickly launch financial services while providing real-time insights into their finances. Additionally, Infinitec's technology facilitates cash flow analysis and enables users to open bank accounts with ease, supporting banks and financial service providers in modernizing their corporate banking operations efficiently.

Founded in Berlin in 2016, PAIR Finance specializes in digital debt collection services. It employs AI, behavioral analytics, and data science to efficiently manage receivables for businesses across various industries such as telecommunications, banking, e-commerce, and energy providers.

Perseus Technologies specializes in providing Cyber Security-as-a-Service solutions tailored for small and midsize enterprises. The company offers a comprehensive suite of services that includes risk assessments, continuous risk management, and incident management. Its innovative approach integrates both human expertise and artificial intelligence to enhance cybersecurity measures. A key feature of Perseus's service is an AI-driven security scoring model that continuously evaluates and updates risk scores, enabling proactive breach prevention. Additionally, the platform provides automated recommendations for security enhancements, ensuring that businesses can effectively protect their systems against cyber threats while maintaining compliance with GDPR regulations.

ELEMENT Insurance AG is a digital insurance provider based in Berlin, Germany, founded in March 2017. The company specializes in creating white-label insurance products and is recognized as a leader in insurance digitalization. Licensed by the German Federal Financial Supervisory Authority, ELEMENT operates as a direct insurer for non-life insurance across 28 European countries, allowing it to manage risks and settle claims directly. ELEMENT's innovative technology platform, referred to as 'Insurance as a Platform,' supports a B2B2X model, enabling various partners—from e-commerce businesses to traditional insurers—to develop and market customized insurance solutions under their own brands. The platform streamlines the insurance value chain, addressing key functions such as actuarial calculations, underwriting, policy administration, customer service, and claims management, thereby enhancing efficiency and reducing complications within the industry.

Solaris is a technology company delivering an embedded finance, API-based Banking-as-a-Service platform that enables businesses to integrate digital banking and payment services into their products. The platform provides a comprehensive suite of APIs for developers to create customized banking solutions, including digital bank accounts, payment cards, identity verification, lending, and digital asset custody, with access to services from integrated third-party providers.

Founded in 2015, Vane is a Berlin-based technology-enabled finance provider dedicated to digital media companies globally. Through its platform BillFront, it offers flexible financing solutions ranging from €50,000 to several millions of euros per month by integrating with clients' invoicing systems.

Founded in Berlin in 2016, PAIR Finance specializes in digital debt collection services. It employs AI, behavioral analytics, and data science to efficiently manage receivables for businesses across various industries such as telecommunications, banking, e-commerce, and energy providers.

Elinvar GmbH, founded in 2016 and based in Berlin, Germany, specializes in providing a comprehensive B2B2C platform designed for independent discretionary portfolio managers and private banks. The company offers a robust Platform as a Service that facilitates the digital transformation of asset and wealth management businesses. Elinvar's platform encompasses essential applications for client relationship management, online onboarding, portfolio management, and reporting, among others. Its micro-services architecture allows for adaptability to evolving technology, regulatory requirements, and user preferences. Additionally, Elinvar holds the necessary regulatory licenses, enabling its partners to leverage advanced technology while ensuring compliance. This integrated approach allows asset and wealth managers to streamline their operations, enhance client engagement, and create tailored solutions, ultimately promoting efficiency and innovation in the financial services sector.

Clark is a Berlin-based insurance platform that uses technology and insurance expertise to provide transparent, affordable, and comprehensive coverage. The company offers simple, fair, and customer-centric insurance advice and helps users assess their current insurance status through a digital application and website. It automatically proposes optimization opportunities by analyzing policies and searching tariffs from different insurers, enabling users to manage insurance transparently and at low cost. Founded in June 2015 by Dr. Christopher Oster and Steffen Glomb, Clark aims to simplify insurance selection and comparison for individuals by combining digital tools with industry know-how.

Zinsbaustein GmbH is a Berlin-based company that operates a digital platform designed to facilitate real estate investments. The platform enables small investors to participate in the German real estate market, providing access to investment opportunities that were previously limited to larger institutional investors. By leveraging technology, Zinsbaustein aims to democratize real estate investment, making it more accessible and transparent for individual investors.

Valendo is a Berlin-based pawnshop and lender that provides asset-backed mortgage loans to residential and commercial customers. It offers Sachwert loans, Depot loans, and Sales loans secured by tangible assets such as watches, jewelry, precious metals, art, and handbags. Customers can inquire online, and the company also provides transportation services for fund pickup. Founded in 2015 by Andreas von Buttlar and Lars Bresan, Valendo operates in Germany and was acquired by Creditshelf.

Savedo GmbH is an online marketplace based in Berlin, Germany, that allows users in Germany, Austria, and the Netherlands to invest in fixed-term deposits across the European Union. Founded in 2014, the company operates as a subsidiary of Deposit Solutions GmbH. Savedo's platform facilitates safe and efficient investment in retail financial products by providing better interest rates and handling customer service for participating banks. It offers standardized account documents, enabling clients to invest easily in various European markets without the need to travel. The company is supported by a team of experienced finance specialists and online professionals.

Solaris is a technology company delivering an embedded finance, API-based Banking-as-a-Service platform that enables businesses to integrate digital banking and payment services into their products. The platform provides a comprehensive suite of APIs for developers to create customized banking solutions, including digital bank accounts, payment cards, identity verification, lending, and digital asset custody, with access to services from integrated third-party providers.

Clark is a Berlin-based insurance platform that uses technology and insurance expertise to provide transparent, affordable, and comprehensive coverage. The company offers simple, fair, and customer-centric insurance advice and helps users assess their current insurance status through a digital application and website. It automatically proposes optimization opportunities by analyzing policies and searching tariffs from different insurers, enabling users to manage insurance transparently and at low cost. Founded in June 2015 by Dr. Christopher Oster and Steffen Glomb, Clark aims to simplify insurance selection and comparison for individuals by combining digital tools with industry know-how.

Finreach Solutions, founded in 2014 and based in Berlin, is a fintech company dedicated to simplifying the enablement of consumer financial potential. The firm collaborates with banking partners to create new business opportunities by enhancing their products and services through API-led connectivity. Finreach Solutions is notable for developing the first automated current account switch kit (ASK), which helps banks increase their share of primary current accounts. With a team of 30 professionals led by CEO Markus Dränert and CPO Taner Akcok, the company leverages extensive expertise in entrepreneurship, technology, and marketing to navigate the competitive fintech landscape.

Founded in 2015, Vane is a Berlin-based technology-enabled finance provider dedicated to digital media companies globally. Through its platform BillFront, it offers flexible financing solutions ranging from €50,000 to several millions of euros per month by integrating with clients' invoicing systems.

Savedo GmbH is an online marketplace based in Berlin, Germany, that allows users in Germany, Austria, and the Netherlands to invest in fixed-term deposits across the European Union. Founded in 2014, the company operates as a subsidiary of Deposit Solutions GmbH. Savedo's platform facilitates safe and efficient investment in retail financial products by providing better interest rates and handling customer service for participating banks. It offers standardized account documents, enabling clients to invest easily in various European markets without the need to travel. The company is supported by a team of experienced finance specialists and online professionals.

Finreach Solutions, founded in 2014 and based in Berlin, is a fintech company dedicated to simplifying the enablement of consumer financial potential. The firm collaborates with banking partners to create new business opportunities by enhancing their products and services through API-led connectivity. Finreach Solutions is notable for developing the first automated current account switch kit (ASK), which helps banks increase their share of primary current accounts. With a team of 30 professionals led by CEO Markus Dränert and CPO Taner Akcok, the company leverages extensive expertise in entrepreneurship, technology, and marketing to navigate the competitive fintech landscape.

Savedo GmbH is an online marketplace based in Berlin, Germany, that allows users in Germany, Austria, and the Netherlands to invest in fixed-term deposits across the European Union. Founded in 2014, the company operates as a subsidiary of Deposit Solutions GmbH. Savedo's platform facilitates safe and efficient investment in retail financial products by providing better interest rates and handling customer service for participating banks. It offers standardized account documents, enabling clients to invest easily in various European markets without the need to travel. The company is supported by a team of experienced finance specialists and online professionals.