finleap

Penta Fintech Ltd. is a digital banking platform based in Berlin, Germany, that caters to startups and small to medium-sized enterprises (SMEs). Founded in 2016, Penta offers a streamlined approach to banking by automating bank accounts and invoices, which helps businesses save time and money. The platform enables users to open online banking accounts quickly and manage their cash flows efficiently through cashless banking services. Penta aims to disrupt traditional business banking in Europe and beyond by providing innovative solutions tailored to the needs of self-employed individuals, freelancers, startups, and SMEs.

Qwist is an independent Open Banking platform provider based in Europe, focused on transforming the financial services landscape. The company offers a digital financial platform designed to address the challenges of the fragmented open banking ecosystem. With a secure cloud infrastructure, Qwist supports partners across various growth stages by leveraging data analytics and machine learning tools. This enables clients to enhance customer engagement while minimizing the costs and complexities associated with integrating financial services. By providing insights into customer transactions and interactions, Qwist empowers businesses across multiple industries to deliver innovative financial solutions.

ELEMENT Insurance AG is a digital insurance provider based in Berlin, Germany, founded in March 2017. The company specializes in creating white-label insurance products and is recognized as a leader in insurance digitalization. Licensed by the German Federal Financial Supervisory Authority, ELEMENT operates as a direct insurer for non-life insurance across 28 European countries, allowing it to manage risks and settle claims directly. ELEMENT's innovative technology platform, referred to as 'Insurance as a Platform,' supports a B2B2X model, enabling various partners—from e-commerce businesses to traditional insurers—to develop and market customized insurance solutions under their own brands. The platform streamlines the insurance value chain, addressing key functions such as actuarial calculations, underwriting, policy administration, customer service, and claims management, thereby enhancing efficiency and reducing complications within the industry.

Penta Fintech Ltd. is a digital banking platform based in Berlin, Germany, that caters to startups and small to medium-sized enterprises (SMEs). Founded in 2016, Penta offers a streamlined approach to banking by automating bank accounts and invoices, which helps businesses save time and money. The platform enables users to open online banking accounts quickly and manage their cash flows efficiently through cashless banking services. Penta aims to disrupt traditional business banking in Europe and beyond by providing innovative solutions tailored to the needs of self-employed individuals, freelancers, startups, and SMEs.

Elinvar GmbH, founded in 2016 and based in Berlin, Germany, specializes in providing a comprehensive B2B2C platform designed for independent discretionary portfolio managers and private banks. The company offers a robust Platform as a Service that facilitates the digital transformation of asset and wealth management businesses. Elinvar's platform encompasses essential applications for client relationship management, online onboarding, portfolio management, and reporting, among others. Its micro-services architecture allows for adaptability to evolving technology, regulatory requirements, and user preferences. Additionally, Elinvar holds the necessary regulatory licenses, enabling its partners to leverage advanced technology while ensuring compliance. This integrated approach allows asset and wealth managers to streamline their operations, enhance client engagement, and create tailored solutions, ultimately promoting efficiency and innovation in the financial services sector.

DeineStudienfinanzierung is a digital platform dedicated to assisting students in financing their education. It offers a financial advisory application that helps users manage their personal finances effectively. By integrating banking and educational resources, the platform employs an intelligent algorithm to analyze individual financial situations and aspirations. This analysis allows it to provide tailored consumer product recommendations from banks, insurers, and fintech companies. The primary goal of DeineStudienfinanzierung is to empower students with personalized investment advice, fostering financial independence and supporting them in achieving their academic goals.

OWWN is a banking app that provides a one-stop shop for young adults to manage their finances. It allows customers to maintain an account with a Visa debit card and make mobile payments, just like a typical bank, but they can also apply for a student loan from Kfw Bank. At the same time, they can create shared savings pools, anonymously compare their budgets with friends, and participate in challenges. Users can use Owwn alone or collectively.

ELEMENT Insurance AG is a digital insurance provider based in Berlin, Germany, founded in March 2017. The company specializes in creating white-label insurance products and is recognized as a leader in insurance digitalization. Licensed by the German Federal Financial Supervisory Authority, ELEMENT operates as a direct insurer for non-life insurance across 28 European countries, allowing it to manage risks and settle claims directly. ELEMENT's innovative technology platform, referred to as 'Insurance as a Platform,' supports a B2B2X model, enabling various partners—from e-commerce businesses to traditional insurers—to develop and market customized insurance solutions under their own brands. The platform streamlines the insurance value chain, addressing key functions such as actuarial calculations, underwriting, policy administration, customer service, and claims management, thereby enhancing efficiency and reducing complications within the industry.

Deutsche Fintech Solutions is a joint venture between Deutsche Vermögensberatung AG, Germany's largest independent financial advisory corporation, and finleap, a fintech ecosystem and company builder. The company specializes in developing a financial advisory platform that offers intelligent digital services to support the advisory of complex financial products. Its focus is on creating technology-driven solutions that enhance the experience for both consultants and their clients. By providing simple, transparent, and competent financial advice, Deutsche Fintech Solutions aims to help customers grow and protect their wealth through expert guidance and innovative digital experiences.

myEGO is a digital identity management platform that utilizes blockchain technology for self-sovereign identity (SSI) management. The platform enables users to securely digitize, verify, and organize their confidential data, including identity cards and credit cards, all within a single, private space. By allowing users to manage their entire profile with one connection, myEGO facilitates the sharing of verified data assets with affiliated service partners, thereby empowering users to control the ownership of their information. This innovative approach not only enhances security and privacy but also addresses the issue of data silos by linking user data across various ecosystems and services. Ultimately, myEGO transforms digital identity management beyond traditional eID or KYC processes, providing users with a comprehensive solution for managing and sharing their data effectively.

Penta Fintech Ltd. is a digital banking platform based in Berlin, Germany, that caters to startups and small to medium-sized enterprises (SMEs). Founded in 2016, Penta offers a streamlined approach to banking by automating bank accounts and invoices, which helps businesses save time and money. The platform enables users to open online banking accounts quickly and manage their cash flows efficiently through cashless banking services. Penta aims to disrupt traditional business banking in Europe and beyond by providing innovative solutions tailored to the needs of self-employed individuals, freelancers, startups, and SMEs.

Joonko is a financial platform focused on providing users with financial peace of mind through fairness, transparency, and simplicity. The company developed an intermediary service that allows consumers to compare car insurance options from leading insurers, helping them select the best coverage for their needs. Launched just five months after the company's inception, this car insurance comparison tool is the first of several products that Joonko plans to introduce, aiming to expand into additional banking and insurance offerings in the future. By enabling users to easily switch and obtain the right financial products, Joonko addresses personal saving and protection needs effectively.

Penta Fintech Ltd. is a digital banking platform based in Berlin, Germany, that caters to startups and small to medium-sized enterprises (SMEs). Founded in 2016, Penta offers a streamlined approach to banking by automating bank accounts and invoices, which helps businesses save time and money. The platform enables users to open online banking accounts quickly and manage their cash flows efficiently through cashless banking services. Penta aims to disrupt traditional business banking in Europe and beyond by providing innovative solutions tailored to the needs of self-employed individuals, freelancers, startups, and SMEs.

Elinvar GmbH, founded in 2016 and based in Berlin, Germany, specializes in providing a comprehensive B2B2C platform designed for independent discretionary portfolio managers and private banks. The company offers a robust Platform as a Service that facilitates the digital transformation of asset and wealth management businesses. Elinvar's platform encompasses essential applications for client relationship management, online onboarding, portfolio management, and reporting, among others. Its micro-services architecture allows for adaptability to evolving technology, regulatory requirements, and user preferences. Additionally, Elinvar holds the necessary regulatory licenses, enabling its partners to leverage advanced technology while ensuring compliance. This integrated approach allows asset and wealth managers to streamline their operations, enhance client engagement, and create tailored solutions, ultimately promoting efficiency and innovation in the financial services sector.

Penta Fintech Ltd. is a digital banking platform based in Berlin, Germany, that caters to startups and small to medium-sized enterprises (SMEs). Founded in 2016, Penta offers a streamlined approach to banking by automating bank accounts and invoices, which helps businesses save time and money. The platform enables users to open online banking accounts quickly and manage their cash flows efficiently through cashless banking services. Penta aims to disrupt traditional business banking in Europe and beyond by providing innovative solutions tailored to the needs of self-employed individuals, freelancers, startups, and SMEs.

Deutsche Fintech Solutions is a joint venture between Deutsche Vermögensberatung AG, Germany's largest independent financial advisory corporation, and finleap, a fintech ecosystem and company builder. The company specializes in developing a financial advisory platform that offers intelligent digital services to support the advisory of complex financial products. Its focus is on creating technology-driven solutions that enhance the experience for both consultants and their clients. By providing simple, transparent, and competent financial advice, Deutsche Fintech Solutions aims to help customers grow and protect their wealth through expert guidance and innovative digital experiences.

They know that it takes a lot to be self-employed and be fully responsible for your own future. With all the trouble on your mind to build your business, it seems like having a second job when you need to deal with the Italian bureaucracy. That's why they created Beesy - an easy way to manage your finances in one place. With banking, invoicing and digital accounting in a single tool, they aim to reduce the unnecessary complexity of running a business in today's world. With Beesy, they'd like you to be able to feel at ease when it comes to your finances so that you can focus your energy on what really matters.

Deutsche Fintech Solutions is a joint venture between Deutsche Vermögensberatung AG, Germany's largest independent financial advisory corporation, and finleap, a fintech ecosystem and company builder. The company specializes in developing a financial advisory platform that offers intelligent digital services to support the advisory of complex financial products. Its focus is on creating technology-driven solutions that enhance the experience for both consultants and their clients. By providing simple, transparent, and competent financial advice, Deutsche Fintech Solutions aims to help customers grow and protect their wealth through expert guidance and innovative digital experiences.

Infinitec Solutions is a software-as-a-service provider specializing in innovative financial management solutions tailored for small and medium-sized enterprises. The company offers a white-label platform that enables partners and corporates to deliver streamlined digital finance services. Its finance innovation platform automates financial planning, allowing users to quickly launch financial services while providing real-time insights into their finances. Additionally, Infinitec's technology facilitates cash flow analysis and enables users to open bank accounts with ease, supporting banks and financial service providers in modernizing their corporate banking operations efficiently.

PAIR Finance GmbH is a Berlin-based fintech company founded in 2016 that specializes in AI-based debt collection services. It aims to revolutionize the debt collection industry by providing sustainable, digital, and customer-centric solutions for receivables management. The company employs artificial intelligence, behavioral analytics, and data science to enhance the efficiency of its operations, thereby benefiting both business clients and consumers. PAIR Finance serves a diverse array of sectors, including telecommunications, banking, e-commerce, and utilities, and has successfully partnered with over 600 companies in these fields. With a workforce exceeding 250 experienced professionals, PAIR Finance underscores its commitment to transforming claims management through automated and data-driven technology that facilitates effective communication with customers.

Perseus Technologies specializes in providing Cyber Security-as-a-Service solutions tailored for small and midsize enterprises. The company offers a comprehensive suite of services that includes risk assessments, continuous risk management, and incident management. Its innovative approach integrates both human expertise and artificial intelligence to enhance cybersecurity measures. A key feature of Perseus's service is an AI-driven security scoring model that continuously evaluates and updates risk scores, enabling proactive breach prevention. Additionally, the platform provides automated recommendations for security enhancements, ensuring that businesses can effectively protect their systems against cyber threats while maintaining compliance with GDPR regulations.

ELEMENT Insurance AG is a digital insurance provider based in Berlin, Germany, founded in March 2017. The company specializes in creating white-label insurance products and is recognized as a leader in insurance digitalization. Licensed by the German Federal Financial Supervisory Authority, ELEMENT operates as a direct insurer for non-life insurance across 28 European countries, allowing it to manage risks and settle claims directly. ELEMENT's innovative technology platform, referred to as 'Insurance as a Platform,' supports a B2B2X model, enabling various partners—from e-commerce businesses to traditional insurers—to develop and market customized insurance solutions under their own brands. The platform streamlines the insurance value chain, addressing key functions such as actuarial calculations, underwriting, policy administration, customer service, and claims management, thereby enhancing efficiency and reducing complications within the industry.

Solaris SE operates as a technology company in the financial services sector, offering an embedded finance platform that enables businesses to integrate digital banking and payment services directly into their products via APIs. With a full German banking license, Solarisbank AG, its subsidiary, provides modular banking services such as digital bank accounts, payment cards, identification and lending services, digital asset custody, and third-party provider integrations. The company has raised over EUR 160 million from prominent investors to drive innovation in the financial industry, making it more accessible and efficient for businesses to offer financial services.

Vane is a technology-enabled finance provider that focuses on delivering non-dilutive funding services to digital media companies worldwide. Established in 2015 and headquartered in Berlin, with additional offices in London and New York, the company operates through its innovative platform, BillFront, which facilitates access to working capital by integrating with clients' invoicing systems. Vane offers flexible financing options ranging from receivables finance to revenue-based finance, allowing businesses in various digital sectors, including advertising technology, app development, e-commerce, and online publishing, to secure funding efficiently. Led by Greg Dimitriou, a former media M&A banker, Vane aims to empower its clients to accelerate their growth through agile financial solutions.

PAIR Finance GmbH is a Berlin-based fintech company founded in 2016 that specializes in AI-based debt collection services. It aims to revolutionize the debt collection industry by providing sustainable, digital, and customer-centric solutions for receivables management. The company employs artificial intelligence, behavioral analytics, and data science to enhance the efficiency of its operations, thereby benefiting both business clients and consumers. PAIR Finance serves a diverse array of sectors, including telecommunications, banking, e-commerce, and utilities, and has successfully partnered with over 600 companies in these fields. With a workforce exceeding 250 experienced professionals, PAIR Finance underscores its commitment to transforming claims management through automated and data-driven technology that facilitates effective communication with customers.

Elinvar GmbH, founded in 2016 and based in Berlin, Germany, specializes in providing a comprehensive B2B2C platform designed for independent discretionary portfolio managers and private banks. The company offers a robust Platform as a Service that facilitates the digital transformation of asset and wealth management businesses. Elinvar's platform encompasses essential applications for client relationship management, online onboarding, portfolio management, and reporting, among others. Its micro-services architecture allows for adaptability to evolving technology, regulatory requirements, and user preferences. Additionally, Elinvar holds the necessary regulatory licenses, enabling its partners to leverage advanced technology while ensuring compliance. This integrated approach allows asset and wealth managers to streamline their operations, enhance client engagement, and create tailored solutions, ultimately promoting efficiency and innovation in the financial services sector.

Clark is a Berlin-based insurance platform founded in June 2015 by Dr. Christopher Oster and Steffen Glomb. The company aims to simplify and enhance the insurance experience by providing transparent and affordable coverage options. Through its digital platform, available via iOS and Android applications as well as a website, Clark allows users to assess their insurance status and identifies opportunities for optimization by comparing tariffs from various insurance providers. By leveraging technology alongside insurance expertise, Clark offers customer-centric advice, enabling users to manage their insurance needs efficiently and cost-effectively. The company is supported by the FinTech incubator FinLeap and the Institute for Transparency, further enhancing its commitment to promoting clarity and fairness in the insurance industry.

Zinsbaustein GmbH is a Berlin-based company that operates a digital platform designed to facilitate real estate investments. The platform enables small investors to participate in the German real estate market, providing access to investment opportunities that were previously limited to larger institutional investors. By leveraging technology, Zinsbaustein aims to democratize real estate investment, making it more accessible and transparent for individual investors.

Valendo is a pawnshop that provides their residential and commercial customers with asset-based mortgage loans. Valendo provides Sachwert loans, Depot loans, and Sales loans. It accepts watches, jewelry, precious metals, art, handbags, and more as tangible assets. It also enables its customers to inquire online and offers transportation services for their requests of money. Valendo was founded by Andreas von Buttlar and Lars Bresan in 2015. And it is headquartered in Berlin, Germany.

Savedo GmbH is an online marketplace based in Berlin, Germany, that allows users in Germany, Austria, and the Netherlands to invest in fixed-term deposits across the European Union. Founded in 2014, the company operates as a subsidiary of Deposit Solutions GmbH. Savedo's platform facilitates safe and efficient investment in retail financial products by providing better interest rates and handling customer service for participating banks. It offers standardized account documents, enabling clients to invest easily in various European markets without the need to travel. The company is supported by a team of experienced finance specialists and online professionals.

Solaris SE operates as a technology company in the financial services sector, offering an embedded finance platform that enables businesses to integrate digital banking and payment services directly into their products via APIs. With a full German banking license, Solarisbank AG, its subsidiary, provides modular banking services such as digital bank accounts, payment cards, identification and lending services, digital asset custody, and third-party provider integrations. The company has raised over EUR 160 million from prominent investors to drive innovation in the financial industry, making it more accessible and efficient for businesses to offer financial services.

Clark is a Berlin-based insurance platform founded in June 2015 by Dr. Christopher Oster and Steffen Glomb. The company aims to simplify and enhance the insurance experience by providing transparent and affordable coverage options. Through its digital platform, available via iOS and Android applications as well as a website, Clark allows users to assess their insurance status and identifies opportunities for optimization by comparing tariffs from various insurance providers. By leveraging technology alongside insurance expertise, Clark offers customer-centric advice, enabling users to manage their insurance needs efficiently and cost-effectively. The company is supported by the FinTech incubator FinLeap and the Institute for Transparency, further enhancing its commitment to promoting clarity and fairness in the insurance industry.

Finreach Solutions, founded in 2014 and based in Berlin, is a fintech company dedicated to simplifying the enablement of consumer financial potential. The firm collaborates with banking partners to create new business opportunities by enhancing their products and services through API-led connectivity. Finreach Solutions is notable for developing the first automated current account switch kit (ASK), which helps banks increase their share of primary current accounts. With a team of 30 professionals led by CEO Markus Dränert and CPO Taner Akcok, the company leverages extensive expertise in entrepreneurship, technology, and marketing to navigate the competitive fintech landscape.

Vane is a technology-enabled finance provider that focuses on delivering non-dilutive funding services to digital media companies worldwide. Established in 2015 and headquartered in Berlin, with additional offices in London and New York, the company operates through its innovative platform, BillFront, which facilitates access to working capital by integrating with clients' invoicing systems. Vane offers flexible financing options ranging from receivables finance to revenue-based finance, allowing businesses in various digital sectors, including advertising technology, app development, e-commerce, and online publishing, to secure funding efficiently. Led by Greg Dimitriou, a former media M&A banker, Vane aims to empower its clients to accelerate their growth through agile financial solutions.

Savedo GmbH is an online marketplace based in Berlin, Germany, that allows users in Germany, Austria, and the Netherlands to invest in fixed-term deposits across the European Union. Founded in 2014, the company operates as a subsidiary of Deposit Solutions GmbH. Savedo's platform facilitates safe and efficient investment in retail financial products by providing better interest rates and handling customer service for participating banks. It offers standardized account documents, enabling clients to invest easily in various European markets without the need to travel. The company is supported by a team of experienced finance specialists and online professionals.

Finreach Solutions, founded in 2014 and based in Berlin, is a fintech company dedicated to simplifying the enablement of consumer financial potential. The firm collaborates with banking partners to create new business opportunities by enhancing their products and services through API-led connectivity. Finreach Solutions is notable for developing the first automated current account switch kit (ASK), which helps banks increase their share of primary current accounts. With a team of 30 professionals led by CEO Markus Dränert and CPO Taner Akcok, the company leverages extensive expertise in entrepreneurship, technology, and marketing to navigate the competitive fintech landscape.

Savedo GmbH is an online marketplace based in Berlin, Germany, that allows users in Germany, Austria, and the Netherlands to invest in fixed-term deposits across the European Union. Founded in 2014, the company operates as a subsidiary of Deposit Solutions GmbH. Savedo's platform facilitates safe and efficient investment in retail financial products by providing better interest rates and handling customer service for participating banks. It offers standardized account documents, enabling clients to invest easily in various European markets without the need to travel. The company is supported by a team of experienced finance specialists and online professionals.