FinTech Collective

Grâce offers innovative insurance solutions to enhance customer experience and improve process efficiency.

Upfin Management is a venture capital firm based in Copenhagen, Denmark, founded in 2022. The firm specializes in early-stage investments, primarily focusing on the financial technology sector within the Nordic region. Upfin aims to support and nurture innovative companies in information technology and financial services, investing in approximately 15 to 20 startups. By concentrating on early-stage fintech ventures, Upfin seeks to capitalize on emerging trends and technologies that can transform the financial landscape.

Strike is a cybersecurity firm focused on providing accessible and high-quality security solutions to enterprises of all sizes. The company specializes in Continuous Pentesting, which connects organizations with cybersecurity professionals to ensure ongoing security assessments rather than relying solely on periodic testing. This approach combines manual pentesting by skilled experts with automated scanning, allowing organizations to identify and address vulnerabilities in real-time. By integrating with clients' management and communication systems, Strike enhances the efficiency of vulnerability triaging and remediation, helping businesses safeguard their data against potential threats before they can be exploited.

Glassbox is a SaaS financial modeling and analysis platform designed to streamline the creation and evaluation of complex M&A and financing transactions.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Diesta is a developer of payment software focused on enhancing the processing of insurance premiums. Its software automates the reconciliation and distribution of insurance payments, linking internal systems and external partners onto a unified financial ledger. This technology aims to modernize the flow of funds within the insurance sector, providing clients with improved transparency, reduced administrative costs, and the ability to execute quick payments. By streamlining these processes, Diesta enables insurance industry clients to enhance their revenue potential.

Ziina is a financial services company that specializes in peer-to-peer payment solutions through a mobile application. The platform ensures bank-grade security, utilizing end-to-end encryption to facilitate safe transactions. Users can send and receive funds simply using a phone number, allowing for efficient management of personal finances and greater control over their money.

Bunch is a fintech company that offers a platform designed to streamline private market investing. It focuses on digital entity creation, seamless investor onboarding, and portfolio management. By addressing challenges such as legacy intermediaries, regulatory complexity, and inefficient administration, Bunch aims to save time, money, and mental energy for its users. The platform operates across various legal structures, asset classes, and jurisdictions, making private markets more accessible for businesses and investors. Through its innovative approach, Bunch seeks to simplify and enhance the efficiency of private market transactions.

Truva is a AI firm that enhances software user experiences, guiding and executing tasks in real-time, boosting NPS.

WheeKeep is a portable storage company based in Jeddah, Saudi Arabia, that provides tailored storage solutions for both personal and commercial needs. The organization offers a variety of appropriately sized units, including portable, moving, and on-site storage options. These units allow customers to pack and securely store their belongings in a warehouse facility until they are needed. By facilitating effortless relocation, WheeKeep aims to simplify the process of managing personal and business items, ensuring that customers can shift their possessions with ease and security.

Aoto Coin is on a mission to revolutionize finance for digital assets through AI and blockchain technology, unlocking securitized digital asset markets and integrating crypto and Web3 businesses using Embedded Payments.

Simetrik, founded in 2017 and based in Bogotá, Colombia, provides verification and reconciliation services for transactional data, focusing on financial control and automation for corporate clients. The company offers a no-code/low-code platform that enhances efficiency and productivity, allowing finance and operations teams to customize and maintain automations for a variety of use cases. Simetrik's secure big data infrastructure supports high volumes of data while mitigating operational, compliance, and reputational risks. Currently, it reconciles $75 billion in total payment volume annually across 28 countries, serving notable clients such as Mercado Pago, Rappi Bank, and NuBank. The platform integrates various data sources, regardless of origin or format, enabling businesses to gain control over their financial movements and receive accurate results at a reduced cost.

Simetrik, founded in 2017 and based in Bogotá, Colombia, provides verification and reconciliation services for transactional data, focusing on financial control and automation for corporate clients. The company offers a no-code/low-code platform that enhances efficiency and productivity, allowing finance and operations teams to customize and maintain automations for a variety of use cases. Simetrik's secure big data infrastructure supports high volumes of data while mitigating operational, compliance, and reputational risks. Currently, it reconciles $75 billion in total payment volume annually across 28 countries, serving notable clients such as Mercado Pago, Rappi Bank, and NuBank. The platform integrates various data sources, regardless of origin or format, enabling businesses to gain control over their financial movements and receive accurate results at a reduced cost.

Glif builts and maintains essential Filecoin apps.

Vestwell is a developer of a digital savings platform focused on creating retirement plans for employees. The company provides automated retirement investing options tailored for registered investment advisers (RIAs), ensuring compliance with relevant rules and regulations. By streamlining the process of defined contributions for companies and their employees, Vestwell enables advisers to effectively engage with their clients while facilitating automation in retirement planning.

Performativ provides a wealth management platform designed to simplify the reporting process for financial services companies. By utilizing proprietary data models and technology based on open banking, Performativ connects banks and custodians with investors and asset managers, allowing smaller firms to access high-quality reporting previously unavailable to them. The platform enables financial institutions to offer clients and investment managers aggregated, real-time portfolio information within a customizable white-labeled environment. Additionally, it supports the customization of contracts and rebalancing proposals, streamlines regulatory reporting, and ensures compliance with local KYC/AML guidelines. Performativ stands out as an agnostic provider, allowing investment firms to select the components of its offerings that best fit their needs while providing full control through a sophisticated API. The platform enhances communication, financial performance tracking, asset allocation, and billing services, facilitating business growth and improved client satisfaction.

Nexu is a financing platform that enables car dealerships to provide a fully digital and real-time financing experience for buyers. The platform employs artificial intelligence and advanced algorithms to facilitate the comparison of automotive loan options, connecting individuals seeking credit with various financial institutions. Users can optimize their search for auto loans through Nexu's portal, where they can review, analyze, and obtain loan offers without incurring any costs. This streamlined approach enhances access to financing for a broader range of car buyers, making the process more efficient and user-friendly.

Mattilda is a Mexican company focused on addressing financial challenges faced by schools in Mexico and Latin America. It offers a finance management platform that aims to streamline financial operations for both parents and private educational institutions. The platform enables schools to advance tuition fees, ensuring predictable cash flow and minimizing delays in payments. Additionally, it provides various payment methods for parents, allowing them to manage their finances more efficiently. Through automated collection management products and access to medium and long-term credits, Mattilda supports schools in maintaining their focus on delivering high-quality education while resolving their financial issues.

Constrafor is a SaaS and fintech company focused on enhancing productivity and cost-efficiency in the construction industry. Its cloud-based platform simplifies and standardizes essential back-office tasks for general contractors and subcontractors, including subcontractor procurement, contract management, certificates of insurance, invoicing, and payments. The platform facilitates streamlined interactions among stakeholders, enabling multiple bids on projects and efficient communication with suppliers. Additionally, Constrafor provides subcontractors with receivables financing options, such as an Early Pay Program, which accelerates the invoice payment cycle and increases cash flow, allowing them to take on more projects. Overall, Constrafor aims to transform the construction procurement process, making it more efficient and effective for all parties involved.

Qlub offers a fast and secure payment solution designed specifically for the restaurant industry. Its platform enables restaurant, pub, and cafe owners to display their menus and accept payments in seconds. Customers can pay their bills quickly by scanning a QR code, allowing for a seamless transaction that takes about 10 seconds, all without the need to install an app or register. This efficiency enhances the dining experience for customers while improving workflow for staff, ultimately creating a more enjoyable atmosphere for all.

Mauve operates as a decentralized exchange with the compliance of traditional finance.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Anyfin is a financial technology company headquartered in Stockholm, Sweden, that focuses on helping individuals improve their financial situations. Founded in 2018, it offers a loan refinancing platform that enables users to refinance existing loans by taking a photograph, simplifying the process. The company utilizes publicly available consumer data, artificial intelligence, and mobile technology to assist clients with good credit ratings in obtaining better terms and lower interest rates on their loans without extending the repayment period. In addition to refinancing, Anyfin has expanded its services to include features that help users track subscriptions and manage their finances more effectively. The company is committed to providing fair and transparent financial services, ensuring that users only receive offers that genuinely improve their financial circumstances.

Mondu specializes in developing B2B payment software aimed at simplifying financial transactions for small and medium-sized businesses (SMBs). The company offers a buy-now-pay-later platform that provides flexible payment options, including net terms and split payments. This solution alleviates the financial and operational challenges often faced by businesses, allowing B2B marketplaces and merchants to achieve sustained growth in their operations.

9 of 10 founders don’t have a background in sales. 2 of 3 struggle to scale up sales beyond their existing network. Building a team is too expensive. No time or skills to do it yourself. Vendi AI is your sales superpower, giving you full access to your entire market, ensures you know everything to win every deal and makes you take the right action at the right time. Vendi's superpowers unlock the true potential of founders.

ORDA is a cloud-based restaurant operating system built for African chefs and food business owners. ORDA's ePos, integrations, and lending solutions enable Africa’s millions of food business owners to scale and grow their business. The company was founded in 2020 and is based in Lagos, Nigeria.

Mattilda is a Mexican company focused on addressing financial challenges faced by schools in Mexico and Latin America. It offers a finance management platform that aims to streamline financial operations for both parents and private educational institutions. The platform enables schools to advance tuition fees, ensuring predictable cash flow and minimizing delays in payments. Additionally, it provides various payment methods for parents, allowing them to manage their finances more efficiently. Through automated collection management products and access to medium and long-term credits, Mattilda supports schools in maintaining their focus on delivering high-quality education while resolving their financial issues.

Sigma360 is a risk decisioning software platform developed at MIT, designed to assist firms in identifying, screening, monitoring, and reviewing clients and their relationships using a comprehensive cloud-native risk intelligence database. Founded in 2016 and headquartered in Manhattan, New York, Sigma360 leverages artificial intelligence to optimize screening and monitoring processes across various external data sources. The platform provides automated multi-variable screening, categorization, and monitoring, allowing compliance teams and investigation firms to efficiently assess risk with a holistic perspective. The leadership team boasts over 50 years of combined experience, encompassing expertise in computer science, law, and government, further enhancing the effectiveness of the platform's solutions in adverse media screening, sanctions and watchlist screening, and enhanced due diligence.

GoGoPool is a developer of a decentralized staking protocol platform that focuses on simplifying the launch of subnets on the blockchain. The company offers tools designed to facilitate the creation of the subnet economy, addressing the challenges entrepreneurs encounter when establishing the necessary infrastructure. By enabling users to stake their tokens, GoGoPool allows them to participate in the verification of transactions on the network, while also earning rewards for their contributions. Through its innovative platform, GoGoPool aims to enhance accessibility and efficiency in the decentralized ecosystem.

ORDA is a cloud-based restaurant operating system built for African chefs and food business owners. ORDA's ePos, integrations, and lending solutions enable Africa’s millions of food business owners to scale and grow their business. The company was founded in 2020 and is based in Lagos, Nigeria.

CapIntel Inc. is a financial technology company based in Toronto, Canada, that specializes in developing an online platform designed to enhance financial advisory services. Founded in 2017, CapIntel's platform serves over 12,000 financial advisors and asset management sales teams across North America. It combines investment analytics with online collaboration and communication tools, facilitating seamless interactions between asset managers and advisors, as well as between advisors and their retail clients. The platform enables financial professionals to build client portfolios, compare performance, and easily create visually appealing proposals, thereby increasing sales and improving client experience. By empowering advisors with the tools they need to instill confidence in their clients regarding investments, CapIntel aims to elevate personal finance management and secure clients' financial futures.

Constrafor is a SaaS and fintech company focused on enhancing productivity and cost-efficiency in the construction industry. Its cloud-based platform simplifies and standardizes essential back-office tasks for general contractors and subcontractors, including subcontractor procurement, contract management, certificates of insurance, invoicing, and payments. The platform facilitates streamlined interactions among stakeholders, enabling multiple bids on projects and efficient communication with suppliers. Additionally, Constrafor provides subcontractors with receivables financing options, such as an Early Pay Program, which accelerates the invoice payment cycle and increases cash flow, allowing them to take on more projects. Overall, Constrafor aims to transform the construction procurement process, making it more efficient and effective for all parties involved.

Mondu specializes in developing B2B payment software aimed at simplifying financial transactions for small and medium-sized businesses (SMBs). The company offers a buy-now-pay-later platform that provides flexible payment options, including net terms and split payments. This solution alleviates the financial and operational challenges often faced by businesses, allowing B2B marketplaces and merchants to achieve sustained growth in their operations.

Pemo is a comprehensive spend management solution designed to streamline financial processes for small and medium enterprises in the MENAP region. The platform integrates smart corporate cards, invoice payment systems, and expense tracking features to provide businesses with complete visibility and control over their expenditures. With tools for accounting automation and real-time reporting, Pemo enables efficient management of employee expenses, allowing organizations to save time and reduce administrative burdens. By centralizing invoicing, approvals, and spending decisions, Pemo empowers businesses to focus on growth while maintaining financial oversight.

FUEL is a platform that empowers creators to launch, manage, and grow their own NFT collections through a variety of user-friendly tools. It offers an NFT-enabled shop-building solution that allows creators to develop and control their brand's website without requiring technical expertise. By providing the means to establish fully-customized NFT shops independent of aggregator platforms, FUEL helps creators unlock new revenue streams and foster deeper connections with their audiences.

IMMO is a technology-driven residential real estate platform based in Europe, specializing in the acquisition and management of single-family rental properties. Founded in 2017, the company offers a comprehensive end-to-end solution that includes sourcing, acquisition, portfolio management, lettings, and property management. This approach enables institutional partners to enhance performance and optimize returns on their investments. With a team of over 130 professionals drawn from prestigious backgrounds in various industries, IMMO has established a strong presence in the UK, Germany, Spain, and India. The platform simplifies the buying, selling, and renting of properties by identifying and appraising investment opportunities tailored to specific strategies, ensuring a seamless experience for clients. Additionally, IMMO has been recognized as a "Tech Pioneer" by the World Economic Forum, underscoring its innovative approach to the real estate market.

Violet is a blockchain protocol developed to create a crypto-native identity network. Built on the Ethereum platform, it facilitates the orchestration of identities by integrating both on-chain and off-chain elements. This approach enhances the composability of identities across the decentralized finance ecosystem, mitigating data fragmentation. By doing so, Violet aims to expand user access within decentralized markets, promoting a more cohesive and efficient interaction in the evolving landscape of digital finance.

FUEL is a platform that empowers creators to launch, manage, and grow their own NFT collections through a variety of user-friendly tools. It offers an NFT-enabled shop-building solution that allows creators to develop and control their brand's website without requiring technical expertise. By providing the means to establish fully-customized NFT shops independent of aggregator platforms, FUEL helps creators unlock new revenue streams and foster deeper connections with their audiences.

Simetrik, founded in 2017 and based in Bogotá, Colombia, provides verification and reconciliation services for transactional data, focusing on financial control and automation for corporate clients. The company offers a no-code/low-code platform that enhances efficiency and productivity, allowing finance and operations teams to customize and maintain automations for a variety of use cases. Simetrik's secure big data infrastructure supports high volumes of data while mitigating operational, compliance, and reputational risks. Currently, it reconciles $75 billion in total payment volume annually across 28 countries, serving notable clients such as Mercado Pago, Rappi Bank, and NuBank. The platform integrates various data sources, regardless of origin or format, enabling businesses to gain control over their financial movements and receive accurate results at a reduced cost.

Stables operates as a digital wallet aimed at integrating cryptocurrency into everyday financial transactions. The platform is designed to enhance economic alignment, fairness, and transparency within its financial model. It simplifies access to the financial system built on digital assets, allowing clients to manage their funds effectively. Users can save, spend, and earn from their balance, with the flexibility to add or withdraw money at their convenience. This innovative approach positions Stables as a modern alternative to traditional banking, catering to the evolving needs of individuals seeking more control over their finances.

Devron is a data science platform developer founded in 2020 by Kartik Chopra in North Brunswick, New Jersey. The company aims to democratize access to machine learning across distributed data silos while preserving privacy. Its platform utilizes federated machine learning and privacy technologies, enabling users to extract insights from data without the need for centralized data storage. This approach eliminates the costs, time, and risks associated with data duplication, allowing clients to achieve faster results and improve the generalizability of their models while maintaining the confidentiality of data sources and methodologies.

CoinLedger is a financial services company focused on tax reporting and investment management within the cryptocurrency sector. It offers specialized software that assists users in calculating capital gains taxes related to digital assets. The platform is designed to simplify the process of managing crypto taxes by automatically calculating trading gains and preparing comprehensive tax reports. This functionality helps traders and investors navigate the complexities of cryptocurrency transactions, ultimately reducing the challenges associated with tax compliance in the digital asset space.

Qlub offers a fast and secure payment solution designed specifically for the restaurant industry. Its platform enables restaurant, pub, and cafe owners to display their menus and accept payments in seconds. Customers can pay their bills quickly by scanning a QR code, allowing for a seamless transaction that takes about 10 seconds, all without the need to install an app or register. This efficiency enhances the dining experience for customers while improving workflow for staff, ultimately creating a more enjoyable atmosphere for all.

The Graph is an indexing protocol that facilitates querying data from decentralized networks such as Ethereum and IPFS, serving as a vital component of the Web3 ecosystem. It allows developers to create and publish open APIs, known as subgraphs, which applications can access using GraphQL to retrieve blockchain data. Currently, The Graph provides a hosted service to simplify the development process, with plans to launch a decentralized network. It supports data indexing from Ethereum, IPFS, and POA, with additional networks anticipated in the future. As of now, thousands of developers have deployed over 3,000 subgraphs for decentralized applications, including prominent projects like Uniswap, Synthetix, and Decentraland. The platform has experienced significant growth in usage, highlighting its role in powering the decentralized web.

Boto is a no-code automation platform founded in 2021 and based in Delaware City, USA. It enables both developers and non-developers to create and share automation solutions, particularly for activities related to cryptocurrency, NFTs, and other blockchain or decentralized finance (DeFi) applications. The platform features a user-friendly interface that allows users to build automation by dragging and dropping components, facilitating the creation of smart contracts using real-world input data and output actions. Boto aims to simplify the automation process, making it accessible to a broader audience.

NYDIG is a technology and financial services firm dedicated to Bitcoin for institutions, private clients, and banks. The firm offers asset management, derivatives, financing, custody, and execution services. NYDIG's platform satisfies the highest regulatory, audit, and governance standards.

Extend Enterprises, Inc., founded in 2017 and based in New York, offers a peer-to-peer software as a service platform designed to facilitate the use of virtual credit cards. The company provides digital payment infrastructure that empowers financial institutions to deliver modern card experiences. Extend's offerings include a suite of aggregated virtual card APIs, a digital corporate card application, and a pioneering card tokenization service. This platform allows businesses to issue unique digital credit cards to employees, contractors, and freelancers, each with specific spending limits and expiration dates. By enhancing core financial processes, Extend enables organizations to streamline spend management while maintaining relationships with trusted banks.

Tulip Protocol decentralized application designed to allow the vault strategies to compound frequently. They provide an investment with risk rewards for any DeFi user. Their protocol offers three types of yield products, vaults, lending, and leveraged farming.

Sublime Finance is a decentralized lending platform focused on democratizing access to credit. It allows borrowers to obtain loans based on their digital identities and on-chain histories, utilizing social identities and reputations to facilitate undercollateralized lending. This innovative approach enables users to leverage their digital profiles to access financial resources, making credit more accessible to a broader audience.

Mondu specializes in developing B2B payment software aimed at simplifying financial transactions for small and medium-sized businesses (SMBs). The company offers a buy-now-pay-later platform that provides flexible payment options, including net terms and split payments. This solution alleviates the financial and operational challenges often faced by businesses, allowing B2B marketplaces and merchants to achieve sustained growth in their operations.

Anyfin is a financial technology company headquartered in Stockholm, Sweden, that focuses on helping individuals improve their financial situations. Founded in 2018, it offers a loan refinancing platform that enables users to refinance existing loans by taking a photograph, simplifying the process. The company utilizes publicly available consumer data, artificial intelligence, and mobile technology to assist clients with good credit ratings in obtaining better terms and lower interest rates on their loans without extending the repayment period. In addition to refinancing, Anyfin has expanded its services to include features that help users track subscriptions and manage their finances more effectively. The company is committed to providing fair and transparent financial services, ensuring that users only receive offers that genuinely improve their financial circumstances.

Coinshift offers a treasury management platform tailored for businesses and decentralized autonomous organizations to efficiently manage their cryptocurrency assets. The platform facilitates collaboration among users, enabling them to approve transactions and execute mass payouts seamlessly. Coinshift's comprehensive solution encompasses cash management, asset management, risk management, and reporting, ensuring users have a secure and transparent way to oversee their digital assets. Additionally, the platform supports data encryption and provides tools for diversification and allocation of idle treasury funds across various decentralized financial protocols, enhancing the overall management and security of cryptocurrency holdings.

Reserve Trust is a pioneering fintech trust company that holds a Federal Reserve master account, enabling it to offer B2B payment services directly to financial institutions and fintechs. This access allows clients to bypass the traditional reliance on correspondent and sponsor banks for payment processing. The company also develops financial payment software designed to securely store and transfer assets, ensuring compliance with regulatory and market requirements. By adapting its technology to evolving conditions, Reserve Trust empowers businesses to innovate and create new products and services in the financial landscape.

Oxio is a connectivity platform based in Quebec, Canada, founded in 2017 by Marc-André Campagna and Francis Careau. The company operates as an internet service provider, offering customized internet packages designed to enhance user experience. These packages include free installation, stable internet speeds, and the provision of a modem and router, all without requiring contracts. Oxio aims to change the way individuals connect with their internet service provider by delivering affordable and flexible internet solutions.

Coincover is a provider of insurance-backed technology aimed at safeguarding digital assets, particularly cryptocurrencies. The company offers a range of services designed to protect end-users against the loss or theft of their crypto holdings due to hacks, human error, or fraudulent transactions. Key features include Cryptocurrency Theft cover, which shields users from phishing, hacking, and criminal extortion, ensuring that if theft occurs, the full value of the assets is recovered without any deductible. Additionally, Coincover provides a Deposit Protection Guarantee that secures user access to their cryptocurrency, even in cases of password loss, device failure, or business insolvency. The company also employs a Transaction Checker that monitors transactions in real-time to identify and flag suspicious activities, further enhancing the security of users' digital assets. Overall, Coincover aims to deliver peace of mind to its customers by ensuring that their digital currencies are both safe and accessible.

Willa Inc. is a fintech startup founded in 2019 and headquartered in Venice, California, with additional offices in Stockholm, Sweden, and Los Angeles, California. The company specializes in creating a payment process tailored for freelancers and influencers, addressing their primary challenge of timely payments. Willa's platform simplifies payment management by informing users of their expected earnings for completed tasks and handling the associated contracts and paperwork with corporations. This service enables freelancers to secure a predictable income, manage their bills effectively, and maintain their credit scores.

Ocrolus Inc. is a technology company that specializes in document automation for the financial sector. Founded in 2014 and based in New York, the company offers an intelligent automation platform that analyzes financial documents, enabling clients to automate manual data processes and enhance operational efficiency. Its solutions capture data from various sources, including e-statements and scanned documents, while performing algorithmic checks alongside reviews by fraud specialists. Ocrolus's platform supports a range of applications, including loan underwriting, account openings, and auditing, thereby facilitating credit decisions within fintech, mortgage, and banking industries. The company serves notable clients such as PayPal, Brex, and SoFi, and has raised over $100 million from leading fintech investors to bolster its innovative offerings.

Constrafor is a SaaS and fintech company focused on enhancing productivity and cost-efficiency in the construction industry. Its cloud-based platform simplifies and standardizes essential back-office tasks for general contractors and subcontractors, including subcontractor procurement, contract management, certificates of insurance, invoicing, and payments. The platform facilitates streamlined interactions among stakeholders, enabling multiple bids on projects and efficient communication with suppliers. Additionally, Constrafor provides subcontractors with receivables financing options, such as an Early Pay Program, which accelerates the invoice payment cycle and increases cash flow, allowing them to take on more projects. Overall, Constrafor aims to transform the construction procurement process, making it more efficient and effective for all parties involved.

Balancer Labs operates as a decentralized digital asset management company, offering a flexible and trustless platform for programmable liquidity. The company functions as a non-custodial portfolio manager, liquidity provider, and price sensor, allowing users to exchange tokens without the need for deposits. This enables customers to create their own self-balancing index funds or invest in those created by others, facilitating efficient asset management and trading in the cryptocurrency space.

NYDIG is a technology and financial services firm dedicated to Bitcoin for institutions, private clients, and banks. The firm offers asset management, derivatives, financing, custody, and execution services. NYDIG's platform satisfies the highest regulatory, audit, and governance standards.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Parkside is focused on enhancing global access to US stocks by leveraging regulatory innovation and modern technology. The company aims to allow individuals worldwide, beginning with Asia, to invest in US equities using their local currency and without any minimum investment requirements. By simplifying the investment process, Parkside seeks to create a more inclusive financial landscape for international investors.

Devron is a data science platform developer founded in 2020 by Kartik Chopra in North Brunswick, New Jersey. The company aims to democratize access to machine learning across distributed data silos while preserving privacy. Its platform utilizes federated machine learning and privacy technologies, enabling users to extract insights from data without the need for centralized data storage. This approach eliminates the costs, time, and risks associated with data duplication, allowing clients to achieve faster results and improve the generalizability of their models while maintaining the confidentiality of data sources and methodologies.

OXIO is a pioneering telecom-as-a-service (TAAS) platform that specializes in unbundling mobile telecom infrastructure for brands and enterprises. By leveraging a 100 percent cloud-based solution, OXIO integrates the wireless infrastructure of multiple providers, allowing for the creation of customized, asset-light networks that can be deployed rapidly. This innovative B2B SaaS platform empowers brands with comprehensive control over their wireless experiences, providing actionable intelligence that enhances customer engagement and drives tangible results. OXIO's approach enables brands to access mobile data previously confined within telecom silos, fostering closer connections with their customers. The company is headquartered in New York and maintains offices in Mexico City and Montreal, Canada.

Centrifuge Inc. is a technology company that develops a decentralized blockchain-based platform aimed at enhancing the global financial supply chain. Founded in 2017 and headquartered in San Francisco, with an additional office in Berlin, Centrifuge offers a peer-to-peer protocol that facilitates the secure and privacy-preserving exchange of financial documents. This platform allows businesses to tokenize, manage, and distribute their assets on-chain, providing asset managers with new tools and investors with access to a diversified portfolio of high-quality tokenized assets. By enabling third-party service providers to interact with financial data, Centrifuge fosters economic opportunity and promotes efficient transactions while ensuring that businesses retain ownership of their data and validated company details.

Sigma360 is a risk decisioning software platform developed at MIT, designed to assist firms in identifying, screening, monitoring, and reviewing clients and their relationships using a comprehensive cloud-native risk intelligence database. Founded in 2016 and headquartered in Manhattan, New York, Sigma360 leverages artificial intelligence to optimize screening and monitoring processes across various external data sources. The platform provides automated multi-variable screening, categorization, and monitoring, allowing compliance teams and investigation firms to efficiently assess risk with a holistic perspective. The leadership team boasts over 50 years of combined experience, encompassing expertise in computer science, law, and government, further enhancing the effectiveness of the platform's solutions in adverse media screening, sanctions and watchlist screening, and enhanced due diligence.

NYDIG is a technology and financial services firm dedicated to Bitcoin for institutions, private clients, and banks. The firm offers asset management, derivatives, financing, custody, and execution services. NYDIG's platform satisfies the highest regulatory, audit, and governance standards.

Oyster Financial, Inc. is a financial technology company that provides an online platform tailored for freelancers, startups, and small to medium enterprises. Founded in 2018 and headquartered in San Francisco, with additional offices in Mexico City and Kathmandu, the company aims to simplify financial management for business owners. Oyster's platform allows users to track income and expenses by project or client, manage budgets, and access real-time transaction updates. It offers a Mastercard debit card, enabling users to conduct online payments and bill payments for numerous service providers. Additionally, the platform facilitates fund transfers without fees and provides tools for invoicing and financial decision-making. By streamlining these processes, Oyster empowers entrepreneurs to focus on growing their businesses.

Fondeadora is a digital banking service founded in 2018 and headquartered in Mexico City, Mexico. The company aims to address the inefficiencies of traditional banking by offering a free debit card linked to a user-friendly mobile app. This platform allows users to pay, store, and manage their money without the complications often associated with conventional banking systems. In addition to basic banking functions, Fondeadora operates as a crowdfunding platform, enabling customers and businesses to monitor their expenses, receive immediate notifications, and raise funds securely. This innovative approach enhances financial management for its users while eliminating unnecessary fees and paperwork.

IMMO is a technology-driven residential real estate platform based in Europe, specializing in the acquisition and management of single-family rental properties. Founded in 2017, the company offers a comprehensive end-to-end solution that includes sourcing, acquisition, portfolio management, lettings, and property management. This approach enables institutional partners to enhance performance and optimize returns on their investments. With a team of over 130 professionals drawn from prestigious backgrounds in various industries, IMMO has established a strong presence in the UK, Germany, Spain, and India. The platform simplifies the buying, selling, and renting of properties by identifying and appraising investment opportunities tailored to specific strategies, ensuring a seamless experience for clients. Additionally, IMMO has been recognized as a "Tech Pioneer" by the World Economic Forum, underscoring its innovative approach to the real estate market.

Avise specializes in developing business software that simplifies the accounting process through cloud-native solutions. Its platform features a modern general ledger at its core, which centralizes schedule-based workflows and enhances collaboration and automation within accounting functions. By providing enterprise resource planning (ERP) systems and supplementary accounting tools, Avise enables businesses to streamline their accounting workflows and drive growth effectively.

Minka is a developer of open banking cloud software aimed at enhancing how individuals manage their finances. The platform enables swift interbank transactions, supports mobile wallets, and facilitates online tax collection, along with the transfer of digital currencies and cryptocurrencies. By providing these capabilities, Minka allows financial institutions to process transactions efficiently and cost-effectively, while also enabling them to create and launch innovative financial products.

Anyfin is a financial technology company headquartered in Stockholm, Sweden, that focuses on helping individuals improve their financial situations. Founded in 2018, it offers a loan refinancing platform that enables users to refinance existing loans by taking a photograph, simplifying the process. The company utilizes publicly available consumer data, artificial intelligence, and mobile technology to assist clients with good credit ratings in obtaining better terms and lower interest rates on their loans without extending the repayment period. In addition to refinancing, Anyfin has expanded its services to include features that help users track subscriptions and manage their finances more effectively. The company is committed to providing fair and transparent financial services, ensuring that users only receive offers that genuinely improve their financial circumstances.

Rainbow is a mobile app of Ethereum wallet for managing your assets.

Underline Infrastructure operates as a full-service solution to deliver an open-access fiber network. Its full-service offering accelerates deployment reduces the burden on local governments and provides an option for community ownership where desired.

Antler is a British company that has been making well designed and high quality luggage for over 100 years. We have remained at the forefront of the industry thanks to our passion for craftsmanship and dedication to be innovative. Ultimately we aim to ensure everything we do is underpinned by the key pillars of the brand.

Flutterwave Inc. is a financial technology company that offers comprehensive payment solutions for businesses globally. Founded in 2014 and headquartered in San Francisco, California, Flutterwave provides a range of services, including Flutterwave Checkout for processing payments via web and mobile, and a Flutterwave API for creating and managing virtual cards. The platform also includes tools for invoicing, allowing businesses to create professional invoices and track payments, as well as payment links for easy collection from customers. Serving various industries such as gaming, events, transportation, and hospitality, Flutterwave aims to simplify payment infrastructure by connecting merchants with local and international card schemes and bank accounts, ensuring secure and efficient payment processing.

REBEL is a data, tech and analytics-driven online platform led by technology and finance entrepreneurs. Founded in 2016, REBEL offers its customers fast, easy and trust-worthy credit of up to 50,000 reais for up to 24 months at interest rates as low as 2.9% per month. In addition, REBEL offers consumers free access to its proprietary REBEL Score, a credit score designed to transparently explain an individual’s credit profile and to suggest actionable steps to improve financial health.

Centrifuge Inc. is a technology company that develops a decentralized blockchain-based platform aimed at enhancing the global financial supply chain. Founded in 2017 and headquartered in San Francisco, with an additional office in Berlin, Centrifuge offers a peer-to-peer protocol that facilitates the secure and privacy-preserving exchange of financial documents. This platform allows businesses to tokenize, manage, and distribute their assets on-chain, providing asset managers with new tools and investors with access to a diversified portfolio of high-quality tokenized assets. By enabling third-party service providers to interact with financial data, Centrifuge fosters economic opportunity and promotes efficient transactions while ensuring that businesses retain ownership of their data and validated company details.

MoneyLion, Inc. is a mobile banking and financial membership platform based in Sandy, Utah, incorporated in 2013. The company provides an all-in-one mobile banking solution that includes services for banking, lending, and investment. Utilizing analytics and machine learning technology, MoneyLion offers personalized financial advice and streamlined underwriting by gaining a comprehensive view of users' finances. Its platform encourages positive financial behaviors through a built-in rewards system that promotes better financial outcomes. By delivering convenient and low-cost access to various financial services, MoneyLion aims to empower individuals to take control of their financial well-being through its innovative digital platform.

Ocrolus Inc. is a technology company that specializes in document automation for the financial sector. Founded in 2014 and based in New York, the company offers an intelligent automation platform that analyzes financial documents, enabling clients to automate manual data processes and enhance operational efficiency. Its solutions capture data from various sources, including e-statements and scanned documents, while performing algorithmic checks alongside reviews by fraud specialists. Ocrolus's platform supports a range of applications, including loan underwriting, account openings, and auditing, thereby facilitating credit decisions within fintech, mortgage, and banking industries. The company serves notable clients such as PayPal, Brex, and SoFi, and has raised over $100 million from leading fintech investors to bolster its innovative offerings.

Anyfin is a financial technology company headquartered in Stockholm, Sweden, that focuses on helping individuals improve their financial situations. Founded in 2018, it offers a loan refinancing platform that enables users to refinance existing loans by taking a photograph, simplifying the process. The company utilizes publicly available consumer data, artificial intelligence, and mobile technology to assist clients with good credit ratings in obtaining better terms and lower interest rates on their loans without extending the repayment period. In addition to refinancing, Anyfin has expanded its services to include features that help users track subscriptions and manage their finances more effectively. The company is committed to providing fair and transparent financial services, ensuring that users only receive offers that genuinely improve their financial circumstances.

Extend Enterprises, Inc., founded in 2017 and based in New York, offers a peer-to-peer software as a service platform designed to facilitate the use of virtual credit cards. The company provides digital payment infrastructure that empowers financial institutions to deliver modern card experiences. Extend's offerings include a suite of aggregated virtual card APIs, a digital corporate card application, and a pioneering card tokenization service. This platform allows businesses to issue unique digital credit cards to employees, contractors, and freelancers, each with specific spending limits and expiration dates. By enhancing core financial processes, Extend enables organizations to streamline spend management while maintaining relationships with trusted banks.

Vestwell is a developer of a digital savings platform focused on creating retirement plans for employees. The company provides automated retirement investing options tailored for registered investment advisers (RIAs), ensuring compliance with relevant rules and regulations. By streamlining the process of defined contributions for companies and their employees, Vestwell enables advisers to effectively engage with their clients while facilitating automation in retirement planning.

Dharma Labs Inc. is a San Francisco-based company that develops a suite of smart contracts and tools designed for issuing and crowdfunding debt on blockchain technology. Founded in 2017, the company provides a protocol that facilitates decentralized issuance, origination, risk assessment, and underwriting of peer-to-peer loans. This innovative framework enables open and permissionless innovation within the lending industry, allowing entrepreneurs to create diverse lending platforms, including consumer lending, margin lending, and crowdfunding municipal bonds. By leveraging blockchain's capabilities, Dharma Labs aims to streamline the lending process and enhance accessibility for various financial services.

Contabilizei is an online accounting service that caters to small and micro enterprises, providing a cost-effective solution to traditional accounting practices. Founded in January 2014 by Fábio Bacarin and Vitor Torres, the company is headquartered in Curitiba, Brazil. Its platform automates tax reporting and accounting processes, allowing businesses to manage their financial activities more efficiently. By leveraging proprietary technology, Contabilizei aims to simplify accounting for small and medium-sized businesses, thereby enhancing their operational capabilities and contributing positively to their growth.

Flutterwave Inc. is a financial technology company that offers comprehensive payment solutions for businesses globally. Founded in 2014 and headquartered in San Francisco, California, Flutterwave provides a range of services, including Flutterwave Checkout for processing payments via web and mobile, and a Flutterwave API for creating and managing virtual cards. The platform also includes tools for invoicing, allowing businesses to create professional invoices and track payments, as well as payment links for easy collection from customers. Serving various industries such as gaming, events, transportation, and hospitality, Flutterwave aims to simplify payment infrastructure by connecting merchants with local and international card schemes and bank accounts, ensuring secure and efficient payment processing.

Risk Labs is the foundation and core team behind the Across and UMA Protocols.

OXIO is a pioneering telecom-as-a-service (TAAS) platform that specializes in unbundling mobile telecom infrastructure for brands and enterprises. By leveraging a 100 percent cloud-based solution, OXIO integrates the wireless infrastructure of multiple providers, allowing for the creation of customized, asset-light networks that can be deployed rapidly. This innovative B2B SaaS platform empowers brands with comprehensive control over their wireless experiences, providing actionable intelligence that enhances customer engagement and drives tangible results. OXIO's approach enables brands to access mobile data previously confined within telecom silos, fostering closer connections with their customers. The company is headquartered in New York and maintains offices in Mexico City and Montreal, Canada.

Sigma360 is a risk decisioning software platform developed at MIT, designed to assist firms in identifying, screening, monitoring, and reviewing clients and their relationships using a comprehensive cloud-native risk intelligence database. Founded in 2016 and headquartered in Manhattan, New York, Sigma360 leverages artificial intelligence to optimize screening and monitoring processes across various external data sources. The platform provides automated multi-variable screening, categorization, and monitoring, allowing compliance teams and investigation firms to efficiently assess risk with a holistic perspective. The leadership team boasts over 50 years of combined experience, encompassing expertise in computer science, law, and government, further enhancing the effectiveness of the platform's solutions in adverse media screening, sanctions and watchlist screening, and enhanced due diligence.

Fantail Ventures is a New York-based venture capital firm established in 2008 that focuses on investing in and advising early-stage companies. The firm specializes in sectors such as data and analytics, digital media, e-commerce, fintech, financial technologies, digital assets, automation, marketplaces, and wellness. By leveraging its expertise, Fantail Ventures aims to support innovative startups that are poised for growth in these dynamic industries.

MoneyLion, Inc. is a mobile banking and financial membership platform based in Sandy, Utah, incorporated in 2013. The company provides an all-in-one mobile banking solution that includes services for banking, lending, and investment. Utilizing analytics and machine learning technology, MoneyLion offers personalized financial advice and streamlined underwriting by gaining a comprehensive view of users' finances. Its platform encourages positive financial behaviors through a built-in rewards system that promotes better financial outcomes. By delivering convenient and low-cost access to various financial services, MoneyLion aims to empower individuals to take control of their financial well-being through its innovative digital platform.

Mighty Group Inc. operates an online marketplace designed to facilitate connections between litigants and attorneys in personal injury lawsuits. Founded in 2014 and based in New York City, the company provides a platform that includes communication tools for funders, enabling them to easily interact with plaintiffs and manage documentation. The platform also features a customer relationship management tool that assists personal injury law firms, medical providers, and financial service businesses in managing personal injury liens, tracking case status, payouts, and overall financial returns. Mighty aims to enhance access to justice for victims of personal injury cases by streamlining the management of legal and financial processes. The company has attracted funding from notable investors, including IA Ventures and Tribeca Venture Partners.

Vestwell is a developer of a digital savings platform focused on creating retirement plans for employees. The company provides automated retirement investing options tailored for registered investment advisers (RIAs), ensuring compliance with relevant rules and regulations. By streamlining the process of defined contributions for companies and their employees, Vestwell enables advisers to effectively engage with their clients while facilitating automation in retirement planning.

Neighborly Corporation is a San Francisco-based company that operates an online community investment marketplace, allowing individual retail investors to access the municipal bond market. This platform funds essential public projects, such as schools, parks, and infrastructure, enabling citizens to invest directly in their communities. Neighborly connects issuers with a diverse range of investors, facilitating ongoing investor relations and surveillance. Founded in 2012, Neighborly aims to democratize access to public finance, thereby enhancing community engagement in civic projects. Additionally, Neighborly, Inc., formerly known as The Dwyer Group, provides a wide array of residential and commercial restoration and cleaning services through its extensive network of franchises. With a history dating back to 1970, the company has grown to encompass 21 service-based brands across several countries, offering essential services including plumbing, HVAC, and home maintenance. Neighborly is committed to supporting franchisees and enhancing the quality of life for homeowners through affordable service solutions.

Axoni is a technology company that specializes in real-time data replication and distributed ledger software for the financial services industry. Founded in 2017, it serves major financial institutions, including banks, asset managers, hedge funds, and market infrastructure firms globally, with offices in New York and London. Axoni's platform facilitates the seamless integration of traditional financial technologies with blockchain systems, offering market information and deep analysis of trends. Its solutions enable rapid deployment of critical financial networks and automate real-time data sharing among market participants, enhancing the management of legal records, lifecycle events, and cash flow calculations.

MoneyLion, Inc. is a mobile banking and financial membership platform based in Sandy, Utah, incorporated in 2013. The company provides an all-in-one mobile banking solution that includes services for banking, lending, and investment. Utilizing analytics and machine learning technology, MoneyLion offers personalized financial advice and streamlined underwriting by gaining a comprehensive view of users' finances. Its platform encourages positive financial behaviors through a built-in rewards system that promotes better financial outcomes. By delivering convenient and low-cost access to various financial services, MoneyLion aims to empower individuals to take control of their financial well-being through its innovative digital platform.

Vestwell is a developer of a digital savings platform focused on creating retirement plans for employees. The company provides automated retirement investing options tailored for registered investment advisers (RIAs), ensuring compliance with relevant rules and regulations. By streamlining the process of defined contributions for companies and their employees, Vestwell enables advisers to effectively engage with their clients while facilitating automation in retirement planning.