FinTech Ventures Fund

Momnt is a provider of embedded financial services that specializes in modern lending solutions, enabling businesses to offer affordable financing at the point of need. Utilizing an API-based platform, Momnt leverages alternative data and advanced technologies like machine learning and artificial intelligence to deliver real-time, customized loan offers to borrowers. This approach ensures compliance with existing financial regulations while creating a transparent borrowing experience for consumers. By streamlining digital lending and payment processes, Momnt not only supports individual borrowers but also provides merchants with opportunities for business growth, all while maintaining the essential role of financial institutions in the lending landscape.

Momnt is a provider of embedded financial services that specializes in modern lending solutions, enabling businesses to offer affordable financing at the point of need. Utilizing an API-based platform, Momnt leverages alternative data and advanced technologies like machine learning and artificial intelligence to deliver real-time, customized loan offers to borrowers. This approach ensures compliance with existing financial regulations while creating a transparent borrowing experience for consumers. By streamlining digital lending and payment processes, Momnt not only supports individual borrowers but also provides merchants with opportunities for business growth, all while maintaining the essential role of financial institutions in the lending landscape.

FinTech focused on the unbanked in emerging markets.

MaxRewards, Inc. is a personal finance application based in Atlanta, Georgia, that assists users in managing their credit card accounts and maximizing rewards. Launched in 2016, the app consolidates various functions, allowing users to track credit card rewards, bills, transactions, and credit scores from all connected cards in one place. It offers personalized, real-time recommendations on card usage to help users optimize their rewards and savings on every purchase. The platform also includes features for analyzing spending and reward activities, as well as tools for monitoring credit scores, thereby providing a comprehensive resource for users to effectively manage their credit cards and financial health.

GROUNDFLOOR is an online platform that facilitates financing for commercial and residential real estate projects by connecting property developers with investors. Founded in 2013 and based in Atlanta, Georgia, the company allows developers to raise funds for their projects through crowdsourced investments. It specializes in construction and acquisition loans, providing a streamlined process for sourcing and managing individual lenders. GROUNDFLOOR is notable for being the first company approved by the U.S. Securities & Exchange Commission to offer direct real estate debt investments under Regulation A, making these opportunities accessible to both accredited and non-accredited investors. The platform allows investors to build customizable real estate debt portfolios that aim for short-term, high-yield returns, while offering borrower-friendly loan terms to support developers in managing their cash flow.