FJ Labs

CredAluga is a Brazilian B2B2C fintech company that specializes in providing innovative financial solutions for the real estate sector. It partners with real estate agencies, offering technology-driven, credit-based services that aim to make renting more accessible and secure for tenants while empowering landlords and agencies. With offices in São Paulo and Minas Gerais, and local partners nationwide, CredAluga combines expertise in technology, credit, and real estate to deliver seamless rental experiences. Founded by experienced entrepreneurs, the company is growing rapidly and is driven by a multidisciplinary team committed to its mission.

JOKR is a hyper-local delivery platform specializing in instant retail services for grocery and convenience products. It aims to enhance the shopping experience by providing fast and personalized delivery, typically within minutes or at scheduled times, thus saving customers valuable time. By utilizing a network of micro fulfillment centers, JOKR delivers a diverse range of both global and local products, while also emphasizing sustainability by minimizing food waste and supporting small businesses. The company operates in key Brazilian cities such as Rio de Janeiro and São Paulo under the brand "DAKI." JOKR's commitment to a more relevant shopping experience and its innovative approach have positioned it as a significant player in the last-mile delivery market.

OTPless is a software company based in Delhi, India, founded in 2021. It specializes in developing SaaS products that allow users to log into various platforms using WhatsApp, thereby providing a secure and efficient alternative to traditional authentication methods. By partnering with WhatsApp, OTPless ensures that its solutions are reliable and safe for users. The company focuses on optimizing and customizing WhatsApp-based login systems, enabling businesses to achieve smoother user experiences while enhancing security and reducing customer acquisition costs. Through its innovative approach, OTPless aims to transform the way users authenticate themselves online.

Efficient Capital Labs is a provider of capital services specifically tailored for B2B SaaS businesses that have a significant operational presence in India while generating revenue primarily from the US and other leading markets. The company focuses on offering non-dilutive capital financing, acting as a direct lender to streamline the underwriting process. This approach allows Efficient Capital Labs to deliver transparent and clear product terms, enabling businesses to achieve their financing goals effectively. By facilitating fast, seamless, and cost-effective access to capital, the company positions itself as a modern solution for SaaS businesses seeking to grow without compromising equity.

InstaCarro is an online platform based in São Paulo, Brazil, that facilitates the buying and selling of used cars. Founded in July 2015 by Diego Fischer and Luca Cafici, the company offers a marketplace where individuals can sell their vehicles directly to professional traders. InstaCarro provides sellers with the convenience of online quotes, competitive pricing, and immediate payment following vehicle inspections. For buyers, the platform features a large inventory of pre-inspected cars, complete with detailed photos and reports, ensuring transparency and reliability. Additionally, InstaCarro guarantees an immediate return if a purchased car does not meet the reported conditions, thereby enhancing confidence in the buying process.

LogShare is a logistics collaboration platform based in Sao Paulo, Brazil, that facilitates communication between shipper and carrier companies. The platform is designed to maximize the utilization of transport resources by allowing shippers to sell available space on transport routes and enabling carriers to purchase this space. It actively manages asset sharing to promote sustainability in logistics processes. Additionally, LogShare's technology adjusts roadmaps in real time, taking into account traffic conditions, delivery windows, and other variables. This approach helps businesses streamline their logistics operations, reduce costs, enhance efficiency, and improve overall supply chain management.

InstaCarro is an online platform based in São Paulo, Brazil, that facilitates the buying and selling of used cars. Founded in July 2015 by Diego Fischer and Luca Cafici, the company offers a marketplace where individuals can sell their vehicles directly to professional traders. InstaCarro provides sellers with the convenience of online quotes, competitive pricing, and immediate payment following vehicle inspections. For buyers, the platform features a large inventory of pre-inspected cars, complete with detailed photos and reports, ensuring transparency and reliability. Additionally, InstaCarro guarantees an immediate return if a purchased car does not meet the reported conditions, thereby enhancing confidence in the buying process.

QI Tech is a Brazilian company that provides a comprehensive banking-as-a-service platform, specializing in financial, credit, banking, and anti-fraud services. It holds both SCD and DTVM licenses from the Brazilian Central Bank, allowing it to deliver a complete technological infrastructure for clients and partners. The company's platform integrates regulatory compliance with intelligent technology, enabling clients to securely offer payment and credit services customized to their specific business models. QI Tech's offerings include automated financial tools for debt issuance, credit analysis, and receivables management, thereby facilitating the entry and management of banking systems within the FinTech market.

EBAC Cursos Online is a fast-growing edutech company in Brazil. The company provides more than 50 courses in design, coding, marketing, data science to more than 15 thousand paying students. Students choose EBAC for the high relevance of courses and close collaboration with industry leaders.

Trocafone is a Brazilian company that operates an online marketplace focused on the buying and selling of used smartphones and electronic devices. As the first end-to-end e-commerce platform in Latin America, Trocafone simplifies the process for sellers by acquiring their devices, refurbishing them, and then reselling them as certified pre-owned products. This approach enhances the buying experience for customers, who benefit from competitive pricing and the reliability associated with a retail store environment. Sellers enjoy a streamlined process that allows them to complete transactions quickly, with the convenience of using pre-addressed and pre-stamped mailers for shipping. Overall, Trocafone aims to provide a hassle-free experience for both buyers and sellers in the used electronics market.

Doocan operates an online B2B marketplace that connects global buyers with Indian manufacturers. By leveraging advanced technology and a comprehensive supplier network, the platform facilitates trade for businesses of all sizes. Doocan offers features such as product listings, supplier profiles, and secure payment options, ensuring a seamless experience for users. The marketplace primarily focuses on providing high-quality furniture craftsmanship and end-to-end services, making it easier for businesses to engage with manufacturers and streamline their procurement processes.

LogShare is a logistics collaboration platform based in Sao Paulo, Brazil, that facilitates communication between shipper and carrier companies. The platform is designed to maximize the utilization of transport resources by allowing shippers to sell available space on transport routes and enabling carriers to purchase this space. It actively manages asset sharing to promote sustainability in logistics processes. Additionally, LogShare's technology adjusts roadmaps in real time, taking into account traffic conditions, delivery windows, and other variables. This approach helps businesses streamline their logistics operations, reduce costs, enhance efficiency, and improve overall supply chain management.

Shopper.com.br is an online supermarket platform based in Brazil that aims to streamline the purchasing process for consumers by automating the procurement of essential products. The company focuses on delivering a wide range of items, including non-perishable food, beverages, cleaning products, toiletries, and pet food, directly to customers' homes at competitive prices. By implementing a subscription model for monthly sales and deliveries, Shopper eliminates the need for inventory and enhances demand predictability, resulting in cost savings that are passed on to consumers, typically around 10% cheaper than traditional retail prices. The startup is dedicated to improving the efficiency of the distribution chain, reducing both the time and resources spent by consumers on routine purchases, while leveraging innovative technology and a committed team to fulfill its mission of creating a more efficient world.

QI Tech is a Brazilian company that provides a comprehensive banking-as-a-service platform, specializing in financial, credit, banking, and anti-fraud services. It holds both SCD and DTVM licenses from the Brazilian Central Bank, allowing it to deliver a complete technological infrastructure for clients and partners. The company's platform integrates regulatory compliance with intelligent technology, enabling clients to securely offer payment and credit services customized to their specific business models. QI Tech's offerings include automated financial tools for debt issuance, credit analysis, and receivables management, thereby facilitating the entry and management of banking systems within the FinTech market.

Estoca is a decentralized logistics platform that offers Fulfillment-as-a-Service for multi-channel businesses in Brazil. The company enables seamless delivery of goods within two days to major cities, facilitating a straightforward setup process for its clients. By leveraging a network of warehouses and a predictive algorithm, Estoca efficiently allocates products to locations closer to customers, thereby optimizing the last-mile delivery experience. This innovative approach allows businesses to manage their logistics processes effectively, ensuring timely and hassle-free service.

Estoca is a decentralized logistics platform that offers Fulfillment-as-a-Service for multi-channel businesses in Brazil. The company enables seamless delivery of goods within two days to major cities, facilitating a straightforward setup process for its clients. By leveraging a network of warehouses and a predictive algorithm, Estoca efficiently allocates products to locations closer to customers, thereby optimizing the last-mile delivery experience. This innovative approach allows businesses to manage their logistics processes effectively, ensuring timely and hassle-free service.

CloserContact develops software and digital tools that organizes and manages various messaging platforms. It is based in Hong Kong.

JOKR is a hyper-local delivery platform specializing in instant retail services for grocery and convenience products. It aims to enhance the shopping experience by providing fast and personalized delivery, typically within minutes or at scheduled times, thus saving customers valuable time. By utilizing a network of micro fulfillment centers, JOKR delivers a diverse range of both global and local products, while also emphasizing sustainability by minimizing food waste and supporting small businesses. The company operates in key Brazilian cities such as Rio de Janeiro and São Paulo under the brand "DAKI." JOKR's commitment to a more relevant shopping experience and its innovative approach have positioned it as a significant player in the last-mile delivery market.

FRANQ is a Brazilian fintech company that operates a financial platform connecting individuals and small to medium-sized enterprises with a diverse range of financial products and services. The platform aggregates offerings from 50 financial institutions and distributes them through a network of 7,000 independent brokers, known as Personal Bankers. This multi-sided marketplace allows banking professionals to serve as one-stop shops for their clients, providing access to over 100 financial products at no cost to consumers. By ensuring the independence of these self-employed bankers and investment advisors, FRANQ promotes transparency and choice in the financial market, enabling clients to select products that best meet their needs.

Caju is a Brazilian company founded in 2019, based in Pinheiros, that specializes in providing a comprehensive employee benefits platform. The company offers a benefit card that enables employees to access various benefits, including food stamps, transportation costs, and other human resource-related perks. Caju's platform allows companies to register employees and manage their benefits efficiently. Each employee receives a single Visa card, which can be used across multiple categories such as food, meal, mobility, culture, health, education, and home office expenses. Additionally, Caju's application tracks all benefits and vouchers, helping both companies and employees monitor their usage and adjust benefits according to individual needs and company policies.

Semantix is a San Francisco-based software platform company specializing in language processing, artificial intelligence, and data analytics. It offers a fully integrated data software platform designed to unify analytics across business operations, data science, and engineering. Semantix provides tools that facilitate collaboration among data science teams, data engineering, and business lines, enabling the seamless development of data products. The company also focuses on enhancing medical coding technology through proprietary algorithms and a substantial data warehouse of clinical notes, catering primarily to the healthcare sector. While Semantix is based in the United States, it generates the majority of its revenue from Brazil, positioning itself as a key player in the data-driven technology landscape.

InstaCarro is an online platform based in São Paulo, Brazil, that facilitates the buying and selling of used cars. Founded in July 2015 by Diego Fischer and Luca Cafici, the company offers a marketplace where individuals can sell their vehicles directly to professional traders. InstaCarro provides sellers with the convenience of online quotes, competitive pricing, and immediate payment following vehicle inspections. For buyers, the platform features a large inventory of pre-inspected cars, complete with detailed photos and reports, ensuring transparency and reliability. Additionally, InstaCarro guarantees an immediate return if a purchased car does not meet the reported conditions, thereby enhancing confidence in the buying process.

Latitud is a venture capital firm established in 2020 and headquartered in Sao Paulo, Brazil. It is dedicated to supporting early-stage startups primarily in Latin America, focusing on technology-driven companies. Latitud provides pre-seed investments and offers comprehensive, hands-on support to founders, helping them build and scale their businesses effectively. The firm aims to create a robust infrastructure for tech startups, fostering innovation and growth in the region. By targeting various sectors, including information technology, healthcare, financial services, and consumer products, Latitud plays a significant role in the entrepreneurial landscape of Latin America.

Open Co thinks that creating trusting relationships with clients is more important than using cutting-edge technology to create ground-breaking credit solutions. Open Co was established in 2021 as the result of the merger of Geru and Rebel, two of Brazil's most cutting-edge fintech lenders. The company's goal is to permanently turn credit into a more equitable, adaptable, and accessible tool that improves Brazilians' financial situations.

Hubla is a technology company based in São Paulo, Brazil, founded in 2020. It provides a platform that allows creators to establish and manage their own paid communities. The platform enables users to create groups and charge for participation, offering exclusive content to members. Key features include a streamlined payment system, automated management of member entry and exit, recurring payments, and affiliate programs. By facilitating these services, Hubla empowers professionals to monetize their talents and expertise effectively, helping them to earn a living while pursuing their passions.

Chiper is a prominent B2B e-commerce platform serving corner stores in Latin America, with operations in Colombia, Mexico, and plans for expansion into Brazil. The company connects thousands of the region's 3.7 million corner stores, creating one of the largest networks of bulk buyers globally. By aggregating demand and enhancing the supply chain, Chiper enables these stores to access a diverse range of products, including groceries and household items, at competitive prices. The platform eliminates intermediaries, allowing retailers to directly connect with producers and streamline their procurement processes, ultimately supporting the growth and sustainability of local businesses.

Oico is an online marketplace in Brazil that streamlines the purchasing process for construction materials. The platform replaces the manual effort involved in finding vendors, comparing quotes, and managing orders by offering a comprehensive solution. It facilitates order management, provides pricing and quoting services, handles invoicing, tracks orders, and manages deliveries and payments. As a result, Oico enhances product availability and improves the overall purchasing experience for its clients in the construction industry.

Ripio, formerly known as Bitpagos, is a financial payments company based in Latin America that focuses on providing electronic payment solutions for businesses. Leveraging blockchain technology, Ripio aims to create a more accessible financial system in emerging markets. The company facilitates international transactions for merchants using credit cards or bitcoins at lower costs and allows consumers to purchase bitcoins instantly with cash. Operating in countries such as Argentina, Brazil, Chile, and Ecuador, Ripio's platform accepts various payment methods, including bitcoin and credit cards, and offers services such as local currency payouts for merchants, a digital wallet, and financing options for installment payments. Through these services, Ripio seeks to strengthen the digital economy by offering alternatives to traditional banking.

Caju is a Brazilian company founded in 2019, based in Pinheiros, that specializes in providing a comprehensive employee benefits platform. The company offers a benefit card that enables employees to access various benefits, including food stamps, transportation costs, and other human resource-related perks. Caju's platform allows companies to register employees and manage their benefits efficiently. Each employee receives a single Visa card, which can be used across multiple categories such as food, meal, mobility, culture, health, education, and home office expenses. Additionally, Caju's application tracks all benefits and vouchers, helping both companies and employees monitor their usage and adjust benefits according to individual needs and company policies.

InstaCarro is an online platform based in São Paulo, Brazil, that facilitates the buying and selling of used cars. Founded in July 2015 by Diego Fischer and Luca Cafici, the company offers a marketplace where individuals can sell their vehicles directly to professional traders. InstaCarro provides sellers with the convenience of online quotes, competitive pricing, and immediate payment following vehicle inspections. For buyers, the platform features a large inventory of pre-inspected cars, complete with detailed photos and reports, ensuring transparency and reliability. Additionally, InstaCarro guarantees an immediate return if a purchased car does not meet the reported conditions, thereby enhancing confidence in the buying process.

JOKR is a hyper-local delivery platform specializing in instant retail services for grocery and convenience products. It aims to enhance the shopping experience by providing fast and personalized delivery, typically within minutes or at scheduled times, thus saving customers valuable time. By utilizing a network of micro fulfillment centers, JOKR delivers a diverse range of both global and local products, while also emphasizing sustainability by minimizing food waste and supporting small businesses. The company operates in key Brazilian cities such as Rio de Janeiro and São Paulo under the brand "DAKI." JOKR's commitment to a more relevant shopping experience and its innovative approach have positioned it as a significant player in the last-mile delivery market.

Shopper.com.br is an online supermarket platform based in Brazil that aims to streamline the purchasing process for consumers by automating the procurement of essential products. The company focuses on delivering a wide range of items, including non-perishable food, beverages, cleaning products, toiletries, and pet food, directly to customers' homes at competitive prices. By implementing a subscription model for monthly sales and deliveries, Shopper eliminates the need for inventory and enhances demand predictability, resulting in cost savings that are passed on to consumers, typically around 10% cheaper than traditional retail prices. The startup is dedicated to improving the efficiency of the distribution chain, reducing both the time and resources spent by consumers on routine purchases, while leveraging innovative technology and a committed team to fulfill its mission of creating a more efficient world.

Letz is a corporate transport company based in São Paulo, Brazil, founded in 2019. It specializes in providing safe and comfortable transportation services for workers, facilitating their daily commutes from home to work. The company operates an online platform that connects self-employed drivers with individuals needing transportation, enabling efficient route optimization for up to four passengers. Letz has successfully navigated challenges such as the Covid pandemic, completing over 500,000 trips and significantly reducing reliance on public transport. By offering professional drivers and fixed travel routes, the company emphasizes security and convenience in its services, aiming to enhance the overall commuting experience for employees.

BXblue is a digital marketplace for personal loans in Brazil, focusing on pensioners and government workers who can secure loans against their guaranteed income. This model allows banks to deduct payments directly from paychecks, resulting in interest rates significantly lower than those of conventional credit cards. Payroll-secured loans are the most affordable personal loan option in Brazil, comprising 60% of the country's personal loan market, which is valued at approximately $40 billion annually and has historically operated offline. BXblue aims to transition this entire market online by providing a platform that simplifies the loan contracting process. The platform enables users to access multiple bank offers, receive alerts on falling interest rates for refinancing, and stay informed about important account updates, allowing borrowers to choose their preferred bank for loan services.

Olist is a Brazilian company headquartered in Curitiba that operates an online e-commerce platform designed to facilitate sales for small and medium-sized businesses (SMBs). It acts as a commerce enabler by connecting entrepreneurs to major online marketplaces, allowing them to advertise and sell their products seamlessly. Olist's offerings include Olist Store, which helps merchants sell on various marketplaces, and Olist Shops, a mobile-first e-commerce solution integrated with social media and accessible in 180 countries. Additionally, Olist provides logistics services through Olist Pax, a cloud-based network that supports fulfillment in Brazil, and financial services through Olist Credit and Olist Pay, assisting SMBs with their capital needs. As a leading commerce enabler, Olist is expanding its reach beyond Brazil to serve the global market.

Chiper is a prominent B2B e-commerce platform serving corner stores in Latin America, with operations in Colombia, Mexico, and plans for expansion into Brazil. The company connects thousands of the region's 3.7 million corner stores, creating one of the largest networks of bulk buyers globally. By aggregating demand and enhancing the supply chain, Chiper enables these stores to access a diverse range of products, including groceries and household items, at competitive prices. The platform eliminates intermediaries, allowing retailers to directly connect with producers and streamline their procurement processes, ultimately supporting the growth and sustainability of local businesses.

ViajaNet is an online travel agency based in São Caetano do Sul, Brazil, founded in 2009 by Alex Todres and Bob Rossato. The company specializes in providing a comprehensive range of travel services, including the sale of airline tickets, hotel accommodations, vacation packages, and travel insurance. ViajaNet's platform is designed to offer a user-friendly search experience, enabling customers to easily book their travel arrangements online. With a focus on competitive pricing, the agency caters to travelers across Brazil and Latin America, allowing them to access various travel options such as flights, hotels, cruises, and pre-assembled travel packages.

InstaCarro is an online platform based in São Paulo, Brazil, that facilitates the buying and selling of used cars. Founded in July 2015 by Diego Fischer and Luca Cafici, the company offers a marketplace where individuals can sell their vehicles directly to professional traders. InstaCarro provides sellers with the convenience of online quotes, competitive pricing, and immediate payment following vehicle inspections. For buyers, the platform features a large inventory of pre-inspected cars, complete with detailed photos and reports, ensuring transparency and reliability. Additionally, InstaCarro guarantees an immediate return if a purchased car does not meet the reported conditions, thereby enhancing confidence in the buying process.

Chingari is a short-video sharing platform designed to connect talented individuals in India. It enables users to create, edit, and share short videos, along with various multimedia content such as audio clips, GIF stickers, and photos. The application is primarily available for Android users and allows for instant sharing on third-party social media platforms. Chingari monetizes its services through in-app advertisements, providing a space for users to showcase their creativity while engaging with a broader audience.

Shopper.com.br is an online supermarket platform based in Brazil that aims to streamline the purchasing process for consumers by automating the procurement of essential products. The company focuses on delivering a wide range of items, including non-perishable food, beverages, cleaning products, toiletries, and pet food, directly to customers' homes at competitive prices. By implementing a subscription model for monthly sales and deliveries, Shopper eliminates the need for inventory and enhances demand predictability, resulting in cost savings that are passed on to consumers, typically around 10% cheaper than traditional retail prices. The startup is dedicated to improving the efficiency of the distribution chain, reducing both the time and resources spent by consumers on routine purchases, while leveraging innovative technology and a committed team to fulfill its mission of creating a more efficient world.

Ripio, formerly known as Bitpagos, is a financial payments company based in Latin America that focuses on providing electronic payment solutions for businesses. Leveraging blockchain technology, Ripio aims to create a more accessible financial system in emerging markets. The company facilitates international transactions for merchants using credit cards or bitcoins at lower costs and allows consumers to purchase bitcoins instantly with cash. Operating in countries such as Argentina, Brazil, Chile, and Ecuador, Ripio's platform accepts various payment methods, including bitcoin and credit cards, and offers services such as local currency payouts for merchants, a digital wallet, and financing options for installment payments. Through these services, Ripio seeks to strengthen the digital economy by offering alternatives to traditional banking.

Oico is an online marketplace in Brazil that streamlines the purchasing process for construction materials. The platform replaces the manual effort involved in finding vendors, comparing quotes, and managing orders by offering a comprehensive solution. It facilitates order management, provides pricing and quoting services, handles invoicing, tracks orders, and manages deliveries and payments. As a result, Oico enhances product availability and improves the overall purchasing experience for its clients in the construction industry.

Velocity is a prominent financial solution provider in India, specifically catering to digitally native businesses. Founded in 2020 by Abhiroop Medhekar, Atul Khichariya, and Saurav Swaroop, the company seeks to reshape the landscape of banking and financial services for modern enterprises. Velocity offers a diverse array of financial services, including term loans, revenue-based financing, overdrafts, and payment solutions. It distinguishes itself by providing funding options that do not require equity dilution or personal guarantees, allowing clients to repay loans as a fixed percentage of their future revenues. This innovative approach presents an alternative to traditional venture capital and standard loans, enabling businesses to access necessary funds while maintaining greater control over their financial obligations.

HomeLane is a home interior company based in Bangalore, Karnataka, that specializes in providing personalized interior design solutions for the urban Indian middle class. Founded in 2014, it has successfully delivered over 21,000 projects across the country, demonstrating significant expertise in helping customers realize their dream homes. The company offers a comprehensive range of services on a single platform, including interior design, modular furniture, decor products, painting, loose furniture, appliances, and home automation. HomeLane enables customers to visualize various design options in three dimensions and provides instant quotes, making the process of home interior design accessible and efficient.

Revelo Brasil is a staffing and recruiting company that specializes in connecting businesses with skilled tech professionals and software developers in Latin America. The company offers a digital recruiting platform that centralizes the profiles of Brazilian job seekers, allowing companies to source, screen, and recruit talent efficiently. Revelo provides two primary solutions: access to a vast network of over 400,000 vetted developers, managing all aspects from sourcing to compliance and payroll, and enhancements for large language models (LLMs) by supplying high-quality human data from elite developers. This enables rapid scaling of development teams and improves the output of LLMs through specialized post-training solutions. Revelo's comprehensive services are designed to simplify the recruitment process, ensuring compliance and quality while allowing companies to focus on their core objectives.

Revelo Brasil is a staffing and recruiting company that specializes in connecting businesses with skilled tech professionals and software developers in Latin America. The company offers a digital recruiting platform that centralizes the profiles of Brazilian job seekers, allowing companies to source, screen, and recruit talent efficiently. Revelo provides two primary solutions: access to a vast network of over 400,000 vetted developers, managing all aspects from sourcing to compliance and payroll, and enhancements for large language models (LLMs) by supplying high-quality human data from elite developers. This enables rapid scaling of development teams and improves the output of LLMs through specialized post-training solutions. Revelo's comprehensive services are designed to simplify the recruitment process, ensuring compliance and quality while allowing companies to focus on their core objectives.

InstaCarro is an online platform based in São Paulo, Brazil, that facilitates the buying and selling of used cars. Founded in July 2015 by Diego Fischer and Luca Cafici, the company offers a marketplace where individuals can sell their vehicles directly to professional traders. InstaCarro provides sellers with the convenience of online quotes, competitive pricing, and immediate payment following vehicle inspections. For buyers, the platform features a large inventory of pre-inspected cars, complete with detailed photos and reports, ensuring transparency and reliability. Additionally, InstaCarro guarantees an immediate return if a purchased car does not meet the reported conditions, thereby enhancing confidence in the buying process.

Zolo is a company based in Bangalore, Karnataka, India, that specializes in providing managed co-living spaces for students and young professionals. Established in 2015, Zolo aims to enhance the traditional options of paying guest accommodations, service apartments, and hostels by offering a range of living amenities, both basic and luxurious. Its fully furnished rooms come with essential services such as hygienic food, daily housekeeping, internet access, and security features. By delivering a hassle-free long-term living experience, Zolo addresses the needs of individuals relocating to new cities, enabling them to adapt quickly to their new environments.

MollyBox is a subscription-based e-commerce platform that caters to pet owners, specifically focusing on cats. Founded in 2015 by Yifu Sun and Yi Ju, the company is headquartered in Shanghai, China. MollyBox provides a monthly themed box that includes a selection of natural cat food and toys, allowing customers to conveniently receive these products on a regular basis. In addition to subscription options, customers can also purchase individual items, enhancing the accessibility of their offerings. Through this model, MollyBox aims to meet the needs of pet owners by delivering quality products directly to their homes.

Simpl Technologies Private Limited, established in 2015 and headquartered in Mumbai, India, operates a leading online payments platform that enhances the e-commerce experience. The company has developed a market-leading Pay-Later platform, allowing merchants to offer consumers a seamless 1-click checkout experience and a line of credit at the point of sale. Simpl's innovative approach streamlines the payment process by using algorithms and payment engineering to consolidate transactions, enabling users to avoid repetitive payments. Additionally, the platform provides full buyer protection, ensuring secure monetary transactions between customers and merchants. Through its services, Simpl aims to simplify and automate the online payment experience for all parties involved.

MollyBox is a subscription-based e-commerce platform that caters to pet owners, specifically focusing on cats. Founded in 2015 by Yifu Sun and Yi Ju, the company is headquartered in Shanghai, China. MollyBox provides a monthly themed box that includes a selection of natural cat food and toys, allowing customers to conveniently receive these products on a regular basis. In addition to subscription options, customers can also purchase individual items, enhancing the accessibility of their offerings. Through this model, MollyBox aims to meet the needs of pet owners by delivering quality products directly to their homes.

InstaCarro is an online platform based in São Paulo, Brazil, that facilitates the buying and selling of used cars. Founded in July 2015 by Diego Fischer and Luca Cafici, the company offers a marketplace where individuals can sell their vehicles directly to professional traders. InstaCarro provides sellers with the convenience of online quotes, competitive pricing, and immediate payment following vehicle inspections. For buyers, the platform features a large inventory of pre-inspected cars, complete with detailed photos and reports, ensuring transparency and reliability. Additionally, InstaCarro guarantees an immediate return if a purchased car does not meet the reported conditions, thereby enhancing confidence in the buying process.

Mandaê is a Brazilian logistics company that leverages technology to enhance the delivery industry, offering an innovative and streamlined service for small and medium-sized businesses (SMBs). By providing a digital platform, Mandaê manages the entire parcel supply chain, including pickups, cross-docking, and last-mile transport, without owning physical assets. This model allows SMBs to utilize private transporters, significantly reducing their shipping costs by up to 35% compared to traditional postal services. Mandaê’s mission is to "Connect Stories" through logistics, ensuring a high-quality and efficient shipping experience. The company has received substantial investment from prominent Latin American investors and has gained recognition through various awards, including the ABComm Innovation in E-commerce Logistics Award and the São Paulo “Smart Cities” category of the 1776 Challenge Cup.

Weel is an information technology company based in São Paulo, Brazil, that focuses on supporting the growth of small and medium-sized enterprises (SMEs). Founded in 2016, the company offers an automated online financial management platform designed to help businesses manage their cash flows effectively. This platform integrates with enterprise resource planning systems and facilitates the tracking of cash flows, billing statements, and record keeping. Additionally, it enables SMEs to access financing by allowing them to receive loans based on the prepayment of receivables. By providing these financial management and accountancy automation tools, Weel empowers merchants to optimize their inventories, improve cash flow, and enhance revenue generation.

Olist is a Brazilian company headquartered in Curitiba that operates an online e-commerce platform designed to facilitate sales for small and medium-sized businesses (SMBs). It acts as a commerce enabler by connecting entrepreneurs to major online marketplaces, allowing them to advertise and sell their products seamlessly. Olist's offerings include Olist Store, which helps merchants sell on various marketplaces, and Olist Shops, a mobile-first e-commerce solution integrated with social media and accessible in 180 countries. Additionally, Olist provides logistics services through Olist Pax, a cloud-based network that supports fulfillment in Brazil, and financial services through Olist Credit and Olist Pay, assisting SMBs with their capital needs. As a leading commerce enabler, Olist is expanding its reach beyond Brazil to serve the global market.

RecargaPay is a Brazilian Super App that simplifies everyday payments for consumers and small to medium-sized enterprises (SMEs). It serves over 6 million users by consolidating various payment methods, including credit and debit cards, instant payments like Pix, and Open Finance, aiming to enhance the payment experience in the country. The platform offers a range of services such as bill payments, mobile top-ups, public transportation payments, installment plans, and loans, all designed for convenience and flexibility. By catering to both banked and unbanked individuals, RecargaPay is transforming how Brazilians manage their financial transactions. Founded in 2010, the company has raised over $120 million in funding from notable investors, and it is recognized as a Payments Institution and SCD by the Brazilian Central Bank.

Yieldstreet is a management platform that provides retail investors access to income-generating investment products. Founded in 2015, It gives individuals access to alternative investments that have traditionally been off-limits to the average investor. With over $2.5 billion invested across multiple asset classes, Yieldstreet is changing the way people generate passive income by lowering and removing the barriers that historically kept these lucrative opportunities far out of reach. In 2013, founders Milind Mehere and Michael Weisz were frustrated that many investment strategies were typically reserved only for institutions and the ultra-wealthy. Typically, the average investor was left to choose between the stock market and bonds with falling yields - with few options in between. Asset-based investments had longer hold periods and a higher barrier of entry, keeping them well out of reach of accredited investors — even more so for unaccredited investors. As a result, they decided to leverage the growing fintech disruption to give more people access to these previously restricted alternative investments. Milind’s background in building companies combined with Michael’s decade-plus experience in investing and fund management formed the core of Yieldstreet. Passion for their investors and employees as well as a willing embrace of innovation, has been part of Yieldstreet’s identity from the beginning. Each decision to leverage a new technology, or investment strategy, or originate a new deal is made to put investors first. That drive has propelled Yieldstreet across all 50 states, crossing $100M invested in less than eight quarters, with the $1B milestone coming only three years later. In 2019, Yieldstreet’s membership had grown to 100,000, and a savings account for members was launched. Yieldstreet, since its launch in 2015, has not deviated from its goal to change investing for the better, nor has it slowed down. Yieldstreet was ranked number 46 on the Inc. 5000 list of the fastest-growing companies and has been recognized by Built In as one of the Best Places to Work. Yieldstreet today delivers wealth generation options and alternative investments for more than 330,000 investors and has returned more than $1.3 billion in principal/interest. Many alternative investment platforms only focus on one asset class, such as real estate or art. Yieldstreet’s offerings, accessed through cash or a low-fee IRA, cover a wide range of asset classes — art, real estate, legal, corporates, consumer, and commercial, via single investments or funds. Yieldstreet also offers its members short-term notes on offerings with a hold period between 3 and 6 months, which generally boast higher interest rates than money markets and CDs. Yieldstreet is headquartered in New York and has offices in Brazil, Greece, and Malta. Michael Weisz serves as President and Milind Mehere serves as CEO. Together, they manage a team of more than 140 employees, all working toward Yieldstreet’s one goal: to change the way people invest for the better.

Loft is a residential real estate transactional marketplace based in São Paulo, Brazil, founded in 2018 by experienced entrepreneurs. As Brazil's first platform of its kind, Loft facilitates the buying and selling of properties for individuals, brokers, and publicly listed REITs managed by the company. The platform offers a searchable database that allows users to find, browse, and evaluate properties based on customer feedback and reviews. By utilizing proprietary transaction data and an end-to-end digital workflow, Loft modernizes the homebuying experience in Brazil, integrating various adjacent services to enhance the overall process for buyers and sellers.

ViajaNet is an online travel agency based in São Caetano do Sul, Brazil, founded in 2009 by Alex Todres and Bob Rossato. The company specializes in providing a comprehensive range of travel services, including the sale of airline tickets, hotel accommodations, vacation packages, and travel insurance. ViajaNet's platform is designed to offer a user-friendly search experience, enabling customers to easily book their travel arrangements online. With a focus on competitive pricing, the agency caters to travelers across Brazil and Latin America, allowing them to access various travel options such as flights, hotels, cruises, and pre-assembled travel packages.

Ingresse is a Brazilian social ticketing company that enables people to discover the concerts, nightclubs, parties, and theater plays of their choice. It connects organizers to their audience through an intuitive platform.

InstaCarro is an online platform based in São Paulo, Brazil, that facilitates the buying and selling of used cars. Founded in July 2015 by Diego Fischer and Luca Cafici, the company offers a marketplace where individuals can sell their vehicles directly to professional traders. InstaCarro provides sellers with the convenience of online quotes, competitive pricing, and immediate payment following vehicle inspections. For buyers, the platform features a large inventory of pre-inspected cars, complete with detailed photos and reports, ensuring transparency and reliability. Additionally, InstaCarro guarantees an immediate return if a purchased car does not meet the reported conditions, thereby enhancing confidence in the buying process.

Trocafone is a Brazilian company that operates an online marketplace focused on the buying and selling of used smartphones and electronic devices. As the first end-to-end e-commerce platform in Latin America, Trocafone simplifies the process for sellers by acquiring their devices, refurbishing them, and then reselling them as certified pre-owned products. This approach enhances the buying experience for customers, who benefit from competitive pricing and the reliability associated with a retail store environment. Sellers enjoy a streamlined process that allows them to complete transactions quickly, with the convenience of using pre-addressed and pre-stamped mailers for shipping. Overall, Trocafone aims to provide a hassle-free experience for both buyers and sellers in the used electronics market.

Simpl Technologies Private Limited, established in 2015 and headquartered in Mumbai, India, operates a leading online payments platform that enhances the e-commerce experience. The company has developed a market-leading Pay-Later platform, allowing merchants to offer consumers a seamless 1-click checkout experience and a line of credit at the point of sale. Simpl's innovative approach streamlines the payment process by using algorithms and payment engineering to consolidate transactions, enabling users to avoid repetitive payments. Additionally, the platform provides full buyer protection, ensuring secure monetary transactions between customers and merchants. Through its services, Simpl aims to simplify and automate the online payment experience for all parties involved.

Trocafone is a Brazilian company that operates an online marketplace focused on the buying and selling of used smartphones and electronic devices. As the first end-to-end e-commerce platform in Latin America, Trocafone simplifies the process for sellers by acquiring their devices, refurbishing them, and then reselling them as certified pre-owned products. This approach enhances the buying experience for customers, who benefit from competitive pricing and the reliability associated with a retail store environment. Sellers enjoy a streamlined process that allows them to complete transactions quickly, with the convenience of using pre-addressed and pre-stamped mailers for shipping. Overall, Trocafone aims to provide a hassle-free experience for both buyers and sellers in the used electronics market.

Méliuz S.A. is a Brazilian company that operates a cashback program, providing consumers with free discount coupons from various online stores. Founded in 2011 by Israel Salmen and Ofli Guimarães, the company is headquartered in Belo Horizonte, Brazil. Méliuz allows users to receive a portion of their spending back directly into their bank accounts, promoting savings and enhancing the online shopping experience.

Weel is an information technology company based in São Paulo, Brazil, that focuses on supporting the growth of small and medium-sized enterprises (SMEs). Founded in 2016, the company offers an automated online financial management platform designed to help businesses manage their cash flows effectively. This platform integrates with enterprise resource planning systems and facilitates the tracking of cash flows, billing statements, and record keeping. Additionally, it enables SMEs to access financing by allowing them to receive loans based on the prepayment of receivables. By providing these financial management and accountancy automation tools, Weel empowers merchants to optimize their inventories, improve cash flow, and enhance revenue generation.

Fynd, operated by Shopsense Retail Technologies Private Limited, is a prominent mobile shopping application based in Mumbai, India, focused on lifestyle products from branded stores. Launched in 2012 and rebranded in 2015, Fynd offers customers real-time access to inventory from over 9,000 stores, making it India's largest fashion online-to-offline (O2O) platform. The application allows users to browse and select products while providing delivery services to enhance the shopping experience. Fynd's unique approach combines technology and partnerships with leading brands, enabling it to provide a diverse selection of over 1.5 million products across various fashion categories. The company has successfully raised funding to bolster its operations and improve consumer-retailer engagement, catering to a growing customer base across 42 cities in India.

ServX is an Indian network of automobile workshops that simplifies the maintenance experience for vehicle owners. It helps users identify and select the most suitable authorized service providers in their vicinity. The platform facilitates the entire process, allowing customers to book appointments and track the maintenance status in real time. By connecting automobile owners with reliable workshops, ServX aims to enhance convenience and ensure quality service in vehicle maintenance.

Bulk MRO Industrial Supply Pvt. Ltd. is a Mumbai-based distributor of maintenance, repair, and operations products. Founded in 2016, the company provides a comprehensive range of items, including abrasives, adhesives, cleaning equipment, electrical equipment, fasteners, hand tools, lighting products, office supplies, and safety products. It serves a diverse array of sectors such as automobile, chemical, FMCG, hospitality, manufacturing, mining, oil and gas, pharmaceuticals, and power. As a global B2B platform, Bulk MRO caters to numerous large corporations and government clients across North America, Europe, India, the Middle East, and Africa, positioning itself as a one-stop shop for millions of products sourced from thousands of manufacturers.

Ingresse is a Brazilian social ticketing company that enables people to discover the concerts, nightclubs, parties, and theater plays of their choice. It connects organizers to their audience through an intuitive platform.

Méliuz S.A. is a Brazilian company that operates a cashback program, providing consumers with free discount coupons from various online stores. Founded in 2011 by Israel Salmen and Ofli Guimarães, the company is headquartered in Belo Horizonte, Brazil. Méliuz allows users to receive a portion of their spending back directly into their bank accounts, promoting savings and enhancing the online shopping experience.

Happy Meal is a mobile-based service that specializes in delivering healthy lunch boxes to college-educated professionals in Shanghai, China. Founded in 2014, the company offers an on-demand platform where customers can select from a variety of meal options tailored to their preferences. Deliveries are made primarily to office buildings, ensuring that meals arrive within a quick timeframe of 15 minutes. By focusing on convenience and health, Happy Meal caters to the fast-paced lifestyle of urban professionals in China.

InstaCarro is an online platform based in São Paulo, Brazil, that facilitates the buying and selling of used cars. Founded in July 2015 by Diego Fischer and Luca Cafici, the company offers a marketplace where individuals can sell their vehicles directly to professional traders. InstaCarro provides sellers with the convenience of online quotes, competitive pricing, and immediate payment following vehicle inspections. For buyers, the platform features a large inventory of pre-inspected cars, complete with detailed photos and reports, ensuring transparency and reliability. Additionally, InstaCarro guarantees an immediate return if a purchased car does not meet the reported conditions, thereby enhancing confidence in the buying process.

Méliuz S.A. is a Brazilian company that operates a cashback program, providing consumers with free discount coupons from various online stores. Founded in 2011 by Israel Salmen and Ofli Guimarães, the company is headquartered in Belo Horizonte, Brazil. Méliuz allows users to receive a portion of their spending back directly into their bank accounts, promoting savings and enhancing the online shopping experience.

RecargaPay is a Brazilian Super App that simplifies everyday payments for consumers and small to medium-sized enterprises (SMEs). It serves over 6 million users by consolidating various payment methods, including credit and debit cards, instant payments like Pix, and Open Finance, aiming to enhance the payment experience in the country. The platform offers a range of services such as bill payments, mobile top-ups, public transportation payments, installment plans, and loans, all designed for convenience and flexibility. By catering to both banked and unbanked individuals, RecargaPay is transforming how Brazilians manage their financial transactions. Founded in 2010, the company has raised over $120 million in funding from notable investors, and it is recognized as a Payments Institution and SCD by the Brazilian Central Bank.

VivaReal is an online real estate marketplace based in São Paulo, Brazil, established in 2009. The platform facilitates connections between buyers, sellers, and renters, allowing users to sell, buy, rent, or invest in a variety of properties, including residential, commercial, vacation, and beachfront real estate. With a substantial inventory of approximately 5 million listings, VivaReal attracts over 15 million visitors each month, making it a significant player in the Brazilian real estate market. The company aims to help individuals find their ideal properties while also enabling profitable real estate transactions.

55social is a content optimization platform for social networks that helps brands manage their social media and analyze their results. It also helps firms reach out and monetize their social media. The company was founded in 2011 by IG Expansion, Brazilian entrepreneurs and Redpoint Ventures to provide tech-based solutions for the Brazilian social media market, which was, and still is, growing. The company has offices in Brazil and Argentina. Its Brazilian office has commercial and customer service operations, with approximately 40 employees. In Argentina, is located the software development operations, with approximately 30 employees.

Estoca is a decentralized logistics platform that offers Fulfillment-as-a-Service for multi-channel businesses in Brazil. The company enables seamless delivery of goods within two days to major cities, facilitating a straightforward setup process for its clients. By leveraging a network of warehouses and a predictive algorithm, Estoca efficiently allocates products to locations closer to customers, thereby optimizing the last-mile delivery experience. This innovative approach allows businesses to manage their logistics processes effectively, ensuring timely and hassle-free service.