FJ Labs

Founded in 2013, iMENA Group is a venture capital investment firm based in Abu Dhabi. It focuses on investing in, building, and partnering with innovative companies across the technology, information, and internet sectors within the Middle East and North Africa region.

NymCard is a payment processing platform founded in 2016, operating from Abu Dhabi, United Arab Emirates, with a focus on enhancing the digital payment landscape in Africa and the Middle East. The company specializes in providing an issuer processor solution that allows banks and financial institutions to offer innovative digital payment products, including plastic, virtual, and tokenized cards. NymCard's advanced infrastructure and user-friendly mobile wallet solutions facilitate quick account setup and immediate access to smart payment cards, promoting efficient and secure online transactions. By leveraging open APIs and mobile SDKs, NymCard aims to address the low penetration of payment cards in these regions, thereby driving greater participation in the digital economy.

Founded in 2019, Alerzo is a B2B e-commerce company based in Ibadan, Nigeria. It offers an innovative platform that modernizes the operations of informal retail stores by providing on-demand inventory distribution and financial services. The platform also delivers real-time market trends, customer feedback, and consumer purchasing data to brands and manufacturers.

Founded in Tallinn, Estonia in 2020, Scramble is a lending marketplace that connects busy professionals with innovative consumer goods startups seeking growth capital. It facilitates secured loans through monthly fundraising rounds, enabling businesses to raise funds efficiently.

Founded in Tallinn, Estonia in 2020, Scramble is a lending marketplace that connects busy professionals with innovative consumer goods startups seeking growth capital. It facilitates secured loans through monthly fundraising rounds, enabling businesses to raise funds efficiently.

AI Clearing is a company focused on enhancing the construction industry by integrating artificial intelligence into its operations. Established in 2020 and headquartered in Austin, Texas, AI Clearing offers a construction progress reporting platform that facilitates fully automated tracking of construction progress and real-time quality control. The platform processes inputs from various construction projects to generate accurate payment approvals and deliver insightful analyses and reports. By leveraging a combination of AI, geographic information systems, and computer-aided design, AI Clearing aims to improve trust and productivity within construction businesses. Its solutions have been adopted by industry leaders across the United States, Canada, Europe, and the Middle East.

Founded in 2015, Spotawheel is a tech-driven used car dealership platform operating in Greece and Poland. It offers a transparent marketplace for buying and selling used cars, with predictive analytics to assess vehicle condition and a range of financing options.

Rive is redefining how people buy, sell, and rent homes. Rive brings simplicity to switching homes by providing liquidity to sellers and fully renovated, move-in-ready homes for buyers while providing real estate agents with a unique combination of tech tools and products to give superior service to their customers. As a result, our customers have access to everything they need for a successful real estate transaction, from cutting-edge real-time market insights to renovation services delivered by local real estate professionals who guide them at every step. ‘Rive’ means leading edge and groundbreaking, just like the idea Rive was founded on: that selling homes should be simple and stress-free. To make this a reality, the Rive platform brings together all the different solutions that you need to change your life and property. Since we started in 2017, we have grown from a local iBuyer into a team of more than 300 real estate professionals in Finland, Spain, and Poland, and expanded our offering into a full-service real estate platform that provides a range of solutions for selling, buying, renovating, and financing your home. Rive is headquartered in Helsinki and is operating in all the major cities in Finland as well as Warsaw, Poland, and Madrid and Barcelona, Spain. Rive service concept is developed by Homerun Technologies Ltd. You can find more about us: www.rivehomes.com

Founded in Tallinn, Estonia in 2020, Scramble is a lending marketplace that connects busy professionals with innovative consumer goods startups seeking growth capital. It facilitates secured loans through monthly fundraising rounds, enabling businesses to raise funds efficiently.

Founded in Tallinn, Estonia in 2020, Scramble is a lending marketplace that connects busy professionals with innovative consumer goods startups seeking growth capital. It facilitates secured loans through monthly fundraising rounds, enabling businesses to raise funds efficiently.

NymCard is a payment processing platform founded in 2016, operating from Abu Dhabi, United Arab Emirates, with a focus on enhancing the digital payment landscape in Africa and the Middle East. The company specializes in providing an issuer processor solution that allows banks and financial institutions to offer innovative digital payment products, including plastic, virtual, and tokenized cards. NymCard's advanced infrastructure and user-friendly mobile wallet solutions facilitate quick account setup and immediate access to smart payment cards, promoting efficient and secure online transactions. By leveraging open APIs and mobile SDKs, NymCard aims to address the low penetration of payment cards in these regions, thereby driving greater participation in the digital economy.

Founded in 2015, Cymbio is an Israeli company that operates a digital platform connecting brands with their retail partners. Its end-to-end automation streamlines sales processes, enabling brands to expand reach and control merchandising while retailers offer wider product selections without inventory risk.

Founded in 2015, Spotawheel is a tech-driven used car dealership platform operating in Greece and Poland. It offers a transparent marketplace for buying and selling used cars, with predictive analytics to assess vehicle condition and a range of financing options.

Headout Inc. operates a mobile marketplace for last-minute tours, activities, and experiences. Its Headout app allows users to book tickets for food tours, walking tours, cruises, theaters, and various local events across the United States, with availability on iOS and Android devices.

Founded in 2019, Alerzo is a B2B e-commerce company based in Ibadan, Nigeria. It offers an innovative platform that modernizes the operations of informal retail stores by providing on-demand inventory distribution and financial services. The platform also delivers real-time market trends, customer feedback, and consumer purchasing data to brands and manufacturers.

Taptap Send is a mobile application that facilitates instant money transfers for immigrants sending funds back to Africa at low costs. Launched in the summer of 2018, the platform has successfully processed hundreds of millions of dollars and serves hundreds of thousands of customers. It operates in seven European countries and enables payments to various countries, including Ivory Coast, Senegal, Mali, Ghana, Guinea, Cameroon, Bangladesh, Kenya, Madagascar, Zambia, Vietnam, and the Democratic Republic of the Congo, with plans for further expansion. Taptap Send simplifies the remittance process by allowing users to transfer money directly to mobile money wallets using just a debit card, eliminating the need for physical deposits and saving time for its clients.

UNIPaaS is a payment solution that enables digital platforms and marketplaces to own, manage, and monetize from financial services. Digital marketplaces and B2B platforms can now own their payment experience and control their funds' flow. They are transforming how businesses integrate and handle payments, reducing financial operations costs, and accelerating the implementation of new growth engines powered by payments and financial services. By monetizing these activities and providing these new services to customers in the right context, digital platforms can effectively increase stickiness, and lifetime value, and generate additional revenues. UNIPaaS was founded in 2020 and is based in Israel.

Ramp Network is a fintech company established in 2017, headquartered in Warsaw, Poland. It specializes in payment infrastructure that connects crypto and traditional finance, aiming to create seamless, accessible connections between these two systems without the need for intermediaries.

Founded in 2017, Yassir is a leading super app offering on-demand ride-hailing, last-mile delivery, payment services, and financial solutions. Operating across multiple countries with over $150 million in funding, the company aims to digitize daily services while promoting social values.

Sendbox is a platform that facilitates e-commerce on social media platforms like Instagram, Facebook, and WhatsApp. It offers infrastructure for shipping, secure escrow payments, and merchant discovery services to businesses and customers across North America, Europe, and Africa.

Headout Inc. operates a mobile marketplace for last-minute tours, activities, and experiences. Its Headout app allows users to book tickets for food tours, walking tours, cruises, theaters, and various local events across the United States, with availability on iOS and Android devices.

Founded in 2011, Elmenus operates a food discovery platform that helps users find nearby restaurants and top dishes based on user ratings. It serves over 1 million monthly users across Egypt.

Founded in 2019, Alerzo is a B2B e-commerce company based in Ibadan, Nigeria. It offers an innovative platform that modernizes the operations of informal retail stores by providing on-demand inventory distribution and financial services. The platform also delivers real-time market trends, customer feedback, and consumer purchasing data to brands and manufacturers.

Baraka is an investment application based in the UAE that aims to democratize access to stock markets for all individuals. The platform provides users with educational resources, market news, and comprehensive stock analysis to enhance their investment knowledge and confidence. Baraka enables commission-free investing in a wide range of stocks and exchange-traded funds, allowing users to explore diverse investment opportunities. By focusing on accessibility and empowerment, Baraka seeks to cultivate a new generation of informed investors.

OpenSooq operates an online classified platform facilitating free trade of property, cars, products, and services in the Middle East & North Africa region. It connects buyers and sellers directly, offering a wide range of goods and services.

KZen Networks is a technology company based in Tel Aviv, Israel, specializing in the development of a non-custodial digital currency wallet. Incorporated in 2018, KZen Networks combines advanced cryptography with a strong emphasis on security, user interface, and user experience to create a reliable platform for digital asset management. The company's innovative approach to blockchain technology reflects its commitment to providing secure solutions for cryptocurrency users, leveraging expertise in both cutting-edge technology and consumer product marketing.

Founded in Tallinn, Estonia in 2020, Scramble is a lending marketplace that connects busy professionals with innovative consumer goods startups seeking growth capital. It facilitates secured loans through monthly fundraising rounds, enabling businesses to raise funds efficiently.

Baraka is an investment application based in the UAE that aims to democratize access to stock markets for all individuals. The platform provides users with educational resources, market news, and comprehensive stock analysis to enhance their investment knowledge and confidence. Baraka enables commission-free investing in a wide range of stocks and exchange-traded funds, allowing users to explore diverse investment opportunities. By focusing on accessibility and empowerment, Baraka seeks to cultivate a new generation of informed investors.

UNIPaaS is a payment solution that enables digital platforms and marketplaces to own, manage, and monetize from financial services. Digital marketplaces and B2B platforms can now own their payment experience and control their funds' flow. They are transforming how businesses integrate and handle payments, reducing financial operations costs, and accelerating the implementation of new growth engines powered by payments and financial services. By monetizing these activities and providing these new services to customers in the right context, digital platforms can effectively increase stickiness, and lifetime value, and generate additional revenues. UNIPaaS was founded in 2020 and is based in Israel.

Headout Inc. operates a mobile marketplace for last-minute tours, activities, and experiences. Its Headout app allows users to book tickets for food tours, walking tours, cruises, theaters, and various local events across the United States, with availability on iOS and Android devices.

Founded in 2015, Spotawheel is a tech-driven used car dealership platform operating in Greece and Poland. It offers a transparent marketplace for buying and selling used cars, with predictive analytics to assess vehicle condition and a range of financing options.

MUNCH:ON is a food tech startup that has cracked the subscription space in the UAE & KSA, focusing on offering meals from the best restaurants at a significant discount and with free delivery. The company has invested heavily in its scheduling, bundling and order prediction software which has enabled it to achieve massive cost savings for its restaurant partners that they then pass on to their users, often offering up to a 55% discount vs. restaurants' regular price. Whether it's employees ordering from their company's curated menu or users ordering for their families at home, the platform takes the usual hassle and cost out of food delivery in a financially (and environmentally) sustainable manner for all stakeholders

Founded in 2015, Spotawheel is a tech-driven used car dealership platform operating in Greece and Poland. It offers a transparent marketplace for buying and selling used cars, with predictive analytics to assess vehicle condition and a range of financing options.

Headout Inc. operates a mobile marketplace for last-minute tours, activities, and experiences. Its Headout app allows users to book tickets for food tours, walking tours, cruises, theaters, and various local events across the United States, with availability on iOS and Android devices.

Founded in 2017, Yassir is a leading super app offering on-demand ride-hailing, last-mile delivery, payment services, and financial solutions. Operating across multiple countries with over $150 million in funding, the company aims to digitize daily services while promoting social values.

KZen Networks is a technology company based in Tel Aviv, Israel, specializing in the development of a non-custodial digital currency wallet. Incorporated in 2018, KZen Networks combines advanced cryptography with a strong emphasis on security, user interface, and user experience to create a reliable platform for digital asset management. The company's innovative approach to blockchain technology reflects its commitment to providing secure solutions for cryptocurrency users, leveraging expertise in both cutting-edge technology and consumer product marketing.

Facilitron designs a cloud-based platform that streamlines the discovery, scheduling, and booking of community facilities. It enables facility owners to showcase their spaces, maintain control over rentals, and simplifies management processes. Founded in 2015 by Jeff Benjamin, Facilitron is headquartered in Los Gatos, California.

Rive is redefining how people buy, sell, and rent homes. Rive brings simplicity to switching homes by providing liquidity to sellers and fully renovated, move-in-ready homes for buyers while providing real estate agents with a unique combination of tech tools and products to give superior service to their customers. As a result, our customers have access to everything they need for a successful real estate transaction, from cutting-edge real-time market insights to renovation services delivered by local real estate professionals who guide them at every step. ‘Rive’ means leading edge and groundbreaking, just like the idea Rive was founded on: that selling homes should be simple and stress-free. To make this a reality, the Rive platform brings together all the different solutions that you need to change your life and property. Since we started in 2017, we have grown from a local iBuyer into a team of more than 300 real estate professionals in Finland, Spain, and Poland, and expanded our offering into a full-service real estate platform that provides a range of solutions for selling, buying, renovating, and financing your home. Rive is headquartered in Helsinki and is operating in all the major cities in Finland as well as Warsaw, Poland, and Madrid and Barcelona, Spain. Rive service concept is developed by Homerun Technologies Ltd. You can find more about us: www.rivehomes.com

MUNCH:ON is a food tech startup that has cracked the subscription space in the UAE & KSA, focusing on offering meals from the best restaurants at a significant discount and with free delivery. The company has invested heavily in its scheduling, bundling and order prediction software which has enabled it to achieve massive cost savings for its restaurant partners that they then pass on to their users, often offering up to a 55% discount vs. restaurants' regular price. Whether it's employees ordering from their company's curated menu or users ordering for their families at home, the platform takes the usual hassle and cost out of food delivery in a financially (and environmentally) sustainable manner for all stakeholders

KZen Networks is a technology company based in Tel Aviv, Israel, specializing in the development of a non-custodial digital currency wallet. Incorporated in 2018, KZen Networks combines advanced cryptography with a strong emphasis on security, user interface, and user experience to create a reliable platform for digital asset management. The company's innovative approach to blockchain technology reflects its commitment to providing secure solutions for cryptocurrency users, leveraging expertise in both cutting-edge technology and consumer product marketing.

Borzo is a global delivery service specializing in same-day intracity delivery. The company employs advanced algorithms to optimize numerous parallel deliveries by analyzing factors such as geographical routes, package contents, and available couriers. This technology allows Borzo to efficiently manage and execute deliveries within the same day, catering to a diverse clientele that includes small and medium-sized enterprises as well as larger corporations. Operating in several countries, including Brazil, India, Indonesia, Mexico, and Turkey, Borzo serves millions of customers, providing a reliable solution for their delivery needs.

Vivense is a Turkish online furniture retailer that connects customers with furniture manufacturers. It offers a broad range of furniture items such as sofas, chairs, tables, beds, dining tables, lighting, and decor. Through its platform, customers can order furniture online, with free delivery available for certain products.

Founded in 2016, Lori Systems operates a logistics platform that connects transporters with cargo owners. Based in Nairobi, Kenya, with offices in Mombasa, Kampala, and Lagos, the company uses technology to improve transparency, flexibility, reliability, and cost savings (up to 18%) in Africa's $180 billion annual haulage market.

OpenSooq operates an online classified platform facilitating free trade of property, cars, products, and services in the Middle East & North Africa region. It connects buyers and sellers directly, offering a wide range of goods and services.

Bulk MRO Industrial Supply Pvt. Ltd. is a Mumbai-based distributor of maintenance, repair, and operations products. Established in 2016, the company offers a wide range of items including abrasives, adhesives, cleaning equipment, electrical and electronic products, fasteners, hand tools, and safety products. Serving various sectors such as automobile, chemical, FMCG, hospitality, manufacturing, mining, oil and gas, pharmaceuticals, and power, Bulk MRO acts as a global B2B platform for large corporations and government customers across North America, Europe, India, the Middle East, and Africa. The company positions itself as a one-stop shop for millions of products sourced from thousands of manufacturers.

Shiftgig, Inc. is a technology company that operates a workforce management platform designed to connect individuals seeking temporary work with businesses requiring on-demand staffing. Founded in 2011 and based in Chicago, Illinois, Shiftgig serves a variety of industries, including food service, hospitality, retail, healthcare, and experiential marketing. The platform allows businesses to post job opportunities while enabling workers to browse and claim shifts that align with their skills and schedules. By collecting data on hiring requirements and worker qualifications, Shiftgig facilitates timely matching and effective event management. The company also provides mobile applications for both Android and iPhone, enhancing accessibility for users. With additional offices in cities such as Milwaukee, Atlanta, Dallas, and New York, Shiftgig aims to streamline staffing processes and optimize workforce management for its clients.

OpenSooq operates an online classified platform facilitating free trade of property, cars, products, and services in the Middle East & North Africa region. It connects buyers and sellers directly, offering a wide range of goods and services.

Shiftgig, Inc. is a technology company that operates a workforce management platform designed to connect individuals seeking temporary work with businesses requiring on-demand staffing. Founded in 2011 and based in Chicago, Illinois, Shiftgig serves a variety of industries, including food service, hospitality, retail, healthcare, and experiential marketing. The platform allows businesses to post job opportunities while enabling workers to browse and claim shifts that align with their skills and schedules. By collecting data on hiring requirements and worker qualifications, Shiftgig facilitates timely matching and effective event management. The company also provides mobile applications for both Android and iPhone, enhancing accessibility for users. With additional offices in cities such as Milwaukee, Atlanta, Dallas, and New York, Shiftgig aims to streamline staffing processes and optimize workforce management for its clients.

DocPlanner is a digital health company that operates a global online marketplace for medical appointments. Founded in 2012, the company connects patients with healthcare professionals, enabling instant booking and free doctor reviews. With a network of nearly 2 million healthcare providers, DocPlanner serves over 260,000 customers worldwide, facilitating over 22 million patient appointments per month. The company's software solutions help doctors and clinics streamline scheduling, reduce no-shows, and digitize their practices, ultimately improving patient outcomes and experiences. DocPlanner operates in 13 countries across Europe and Latin America, with over 2,800 employees across multiple offices. The company has raised approximately €400 million from leading venture capital funds.

Founded in 2009, SeatGeek operates a mobile ticketing marketplace and search engine for live sports, concerts, and theater events. It aggregates ticket listings from various sources, offering users a 'Deal Score' metric to assess ticket value. The platform also provides event discovery tools based on user preferences. SeatGeek is headquartered in New York with additional offices globally.