FJ Labs

APLANET provides a cloud-based platform designed for organizations to manage, track, and showcase their Environmental, Social, and Governance (ESG) initiatives. The platform automates the data collection process, allowing users to aggregate information across their organization or client portfolios. This functionality simplifies the sharing of ESG data with stakeholders, enabling organizations to make informed decisions that enhance their societal impact. APLANET's software includes features focused on community, sustainability, and materiality, and operates on a subscription-based pricing model. This approach not only helps organizations measure and analyze their ESG efforts but also facilitates the maximization of positive outcomes across their value chains in a cost-effective manner.

Belvo is an open finance API platform founded in 2019 and headquartered in Mexico City. The company enables financial innovators to connect their users' accounts to various applications, facilitating the access and interpretation of financial data in a straightforward and scalable manner. Belvo's platform allows developers to gain insights into user behavior and manage financial transactions efficiently, thus helping businesses to streamline operations and create new revenue opportunities through a unified open finance solution.

Jus Mundi is a Paris-based company established in 2018 that operates a search engine focused on public international law and investor-state arbitration. The platform aims to democratize access to legal resources by utilizing artificial intelligence to enhance legal research. It offers a comprehensive collection of documents from courts and tribunals related to investor-state arbitration, international trade law, and the law of the sea. Additionally, Jus Mundi provides data-driven services for professional selection in arbitration and business development, thereby facilitating global justice and simplifying the research process for legal professionals and academics specializing in international law and arbitration.

Bondaval is a digital platform based in London that focuses on B2B credit security, aiming to transform traditional collateral-based instruments and trade credit insurance. Founded in 2020, Bondaval provides a more secure, capital-efficient, and cost-effective alternative to conventional methods such as bank guarantees. The platform allows for real-time issuance, amendment, renewal, and claims processing, enhancing the accessibility of credit security for businesses. By offering features like live risk monitoring, alerts, and streamlined claims handling, Bondaval enables companies to optimize their working capital and save time, ultimately supporting their growth by democratizing access to innovative credit solutions.

PVML is a data access platform founded in 2021 that focuses on providing fast and secure access to multiple data sources for development teams. The platform is designed to connect and protect sensitive data while enabling enterprises to gain live insights through the integration of artificial intelligence and data protection technologies. It caters to various users, including sales and marketing professionals, data analysts, and data scientists, allowing them to utilize sensitive data for analytics, monetization, and sharing. PVML's solution also offers administrators a centralized point for monitoring and controlling data access, thereby enhancing data privacy and utilization across organizations.

ValidMind specializes in artificial intelligence governance and risk management, focusing on the financial services sector's need to manage risks associated with AI and machine learning models. The company's platform automates essential elements of the AI/ML model risk management process, enhancing accuracy and consistency in documentation, validation, testing, and audit tracking. This solution enables financial institutions to effectively navigate the complexities of AI technologies while ensuring regulatory compliance and risk mitigation. ValidMind aims to foster a secure and ethical AI ecosystem, positioning itself as a key partner for organizations seeking to responsibly adopt AI advancements, including large language models. The team at ValidMind comprises experienced professionals with strong technical and academic backgrounds, committed to guiding clients through the evolving regulatory landscape and promoting societal well-being.

Dray Alliance is transforming the drayage trucking industry with its innovative technology platform that streamlines container deliveries to warehouses. By digitizing the container trucking process, the platform enhances transparency and predictability while reducing friction in each stage of delivery. It connects shippers, carriers, and truckers in real-time, ensuring efficient coordination. The platform also standardizes drayage rates to eliminate haggling, provides performance reviews and random inspections to uphold quality, and optimizes return trips to enhance operational efficiency. By focusing on data-driven solutions, Dray Alliance enables import and export shippers to effectively plan and manage the transportation of their products from ports to warehouses.

Simetrik, founded in 2017 and based in Bogotá, Colombia, provides verification and reconciliation services for transactional data, focusing on financial control and automation for corporate clients. The company offers a no-code/low-code platform that enhances efficiency and productivity, allowing finance and operations teams to customize and maintain automations for a variety of use cases. Simetrik's secure big data infrastructure supports high volumes of data while mitigating operational, compliance, and reputational risks. Currently, it reconciles $75 billion in total payment volume annually across 28 countries, serving notable clients such as Mercado Pago, Rappi Bank, and NuBank. The platform integrates various data sources, regardless of origin or format, enabling businesses to gain control over their financial movements and receive accurate results at a reduced cost.

January is a developer of a data-driven financial platform that focuses on providing end-to-end resolution services for delinquent and charged-off consumer loans. The platform aims to build and enforce trust in consumer finance by addressing the challenges faced by borrowers in delinquency and default, such as harassment, hidden fees, and damaged credit scores. At the same time, it helps creditors recover lost funds while mitigating compliance and operational risks. By utilizing technology, January offers a streamlined and effective resolution process that caters to the unique financial situations and preferences of borrowers, ultimately fostering a more trustworthy relationship between borrowers and creditors.

APLANET provides a cloud-based platform designed for organizations to manage, track, and showcase their Environmental, Social, and Governance (ESG) initiatives. The platform automates the data collection process, allowing users to aggregate information across their organization or client portfolios. This functionality simplifies the sharing of ESG data with stakeholders, enabling organizations to make informed decisions that enhance their societal impact. APLANET's software includes features focused on community, sustainability, and materiality, and operates on a subscription-based pricing model. This approach not only helps organizations measure and analyze their ESG efforts but also facilitates the maximization of positive outcomes across their value chains in a cost-effective manner.

PVML is a data access platform founded in 2021 that focuses on providing fast and secure access to multiple data sources for development teams. The platform is designed to connect and protect sensitive data while enabling enterprises to gain live insights through the integration of artificial intelligence and data protection technologies. It caters to various users, including sales and marketing professionals, data analysts, and data scientists, allowing them to utilize sensitive data for analytics, monetization, and sharing. PVML's solution also offers administrators a centralized point for monitoring and controlling data access, thereby enhancing data privacy and utilization across organizations.

Simetrik, founded in 2017 and based in Bogotá, Colombia, provides verification and reconciliation services for transactional data, focusing on financial control and automation for corporate clients. The company offers a no-code/low-code platform that enhances efficiency and productivity, allowing finance and operations teams to customize and maintain automations for a variety of use cases. Simetrik's secure big data infrastructure supports high volumes of data while mitigating operational, compliance, and reputational risks. Currently, it reconciles $75 billion in total payment volume annually across 28 countries, serving notable clients such as Mercado Pago, Rappi Bank, and NuBank. The platform integrates various data sources, regardless of origin or format, enabling businesses to gain control over their financial movements and receive accurate results at a reduced cost.

Bondaval is a digital platform based in London that focuses on B2B credit security, aiming to transform traditional collateral-based instruments and trade credit insurance. Founded in 2020, Bondaval provides a more secure, capital-efficient, and cost-effective alternative to conventional methods such as bank guarantees. The platform allows for real-time issuance, amendment, renewal, and claims processing, enhancing the accessibility of credit security for businesses. By offering features like live risk monitoring, alerts, and streamlined claims handling, Bondaval enables companies to optimize their working capital and save time, ultimately supporting their growth by democratizing access to innovative credit solutions.

SonarX specializes in providing analytics, business intelligence, and data science services with a focus on blockchain data. The company has developed an on-chain data infrastructure that consolidates, normalizes, and delivers standardized data from major blockchains and decentralized finance platforms. This platform enables clients to access real-time insights into on-chain activities, ensuring that the complex data is made understandable and actionable. By offering a comprehensive view of the expanding crypto ecosystem, SonarX helps organizations navigate the rapidly evolving landscape of blockchain technology.

Unfolded is a developer of a geospatial analytics platform that helps perform data unification, enrichment, and visualization. Their platform combines, aggregates and correlates datasets by using GPU-based browser visualization combined with a backend for massive geospatial processing, enabling organizations to combine, aggregate and correlate datasets with different boundaries.

Koban is a fintech company focused on transforming financial services in Latin America by addressing the needs of the unbanked population and improving options for existing banking customers. The company provides a secure digital platform that offers a range of user-friendly financial services, including payments, money transfers, budgeting tools, and credit facilities. Koban is dedicated to promoting financial inclusion through innovative technology and design, aiming to empower individuals in managing their financial lives effectively. By prioritizing customer experience, Koban seeks to simplify the complexities of money management and broaden access to essential financial services across the region.

Simetrik, founded in 2017 and based in Bogotá, Colombia, provides verification and reconciliation services for transactional data, focusing on financial control and automation for corporate clients. The company offers a no-code/low-code platform that enhances efficiency and productivity, allowing finance and operations teams to customize and maintain automations for a variety of use cases. Simetrik's secure big data infrastructure supports high volumes of data while mitigating operational, compliance, and reputational risks. Currently, it reconciles $75 billion in total payment volume annually across 28 countries, serving notable clients such as Mercado Pago, Rappi Bank, and NuBank. The platform integrates various data sources, regardless of origin or format, enabling businesses to gain control over their financial movements and receive accurate results at a reduced cost.

APLANET provides a cloud-based platform designed for organizations to manage, track, and showcase their Environmental, Social, and Governance (ESG) initiatives. The platform automates the data collection process, allowing users to aggregate information across their organization or client portfolios. This functionality simplifies the sharing of ESG data with stakeholders, enabling organizations to make informed decisions that enhance their societal impact. APLANET's software includes features focused on community, sustainability, and materiality, and operates on a subscription-based pricing model. This approach not only helps organizations measure and analyze their ESG efforts but also facilitates the maximization of positive outcomes across their value chains in a cost-effective manner.

Jus Mundi is a Paris-based company established in 2018 that operates a search engine focused on public international law and investor-state arbitration. The platform aims to democratize access to legal resources by utilizing artificial intelligence to enhance legal research. It offers a comprehensive collection of documents from courts and tribunals related to investor-state arbitration, international trade law, and the law of the sea. Additionally, Jus Mundi provides data-driven services for professional selection in arbitration and business development, thereby facilitating global justice and simplifying the research process for legal professionals and academics specializing in international law and arbitration.

SmartAsset is an online platform that provides consumer-focused financial information and advice, facilitating connections between consumers and financial advisors through its SmartAdvisor marketplace. The company reaches approximately 75 million individuals monthly with its educational content, personalized calculators, and financial tools designed to guide users in making informed personal finance decisions related to home buying, retirement, and taxes. SmartAsset has garnered recognition for its rapid growth and innovation, being named one of the fastest-growing private companies and receiving accolades for its financial planning technology. The company recently completed a significant funding round, further solidifying its valuation and position in the financial technology sector.

Belvo is an open finance API platform founded in 2019 and headquartered in Mexico City. The company enables financial innovators to connect their users' accounts to various applications, facilitating the access and interpretation of financial data in a straightforward and scalable manner. Belvo's platform allows developers to gain insights into user behavior and manage financial transactions efficiently, thus helping businesses to streamline operations and create new revenue opportunities through a unified open finance solution.

Agenteur operates an online recruiting platform that connects top tech talent with recruiters focused on finding suitable company culture matches. Utilizing machine learning, big data, neuroscience, and psychological analysis, Agenteur's platform helps job seekers identify optimal job matches while providing recruiters with effective talent acquisition tools. This approach enhances the visibility of both candidates and employers in the job market, ultimately aiming to improve workplace happiness by ensuring better alignment between individuals and organizations.

Dray Alliance is transforming the drayage trucking industry with its innovative technology platform that streamlines container deliveries to warehouses. By digitizing the container trucking process, the platform enhances transparency and predictability while reducing friction in each stage of delivery. It connects shippers, carriers, and truckers in real-time, ensuring efficient coordination. The platform also standardizes drayage rates to eliminate haggling, provides performance reviews and random inspections to uphold quality, and optimizes return trips to enhance operational efficiency. By focusing on data-driven solutions, Dray Alliance enables import and export shippers to effectively plan and manage the transportation of their products from ports to warehouses.

Agenteur operates an online recruiting platform that connects top tech talent with recruiters focused on finding suitable company culture matches. Utilizing machine learning, big data, neuroscience, and psychological analysis, Agenteur's platform helps job seekers identify optimal job matches while providing recruiters with effective talent acquisition tools. This approach enhances the visibility of both candidates and employers in the job market, ultimately aiming to improve workplace happiness by ensuring better alignment between individuals and organizations.

Habi is a technology-driven real estate company based in Bogotá, Colombia, that specializes in simplifying the homeownership process for middle-class customers throughout Latin America. Founded in 2019, Habi utilizes a proprietary pricing algorithm and advanced analytical tools to facilitate quicker and more efficient transactions for buying and selling residential properties. By reducing the time required for sales and minimizing risks associated with traditional real estate processes, Habi eliminates the need for intermediaries and empowers clients with essential information. The company's innovative platform aims to enhance the overall experience of homeownership, making it more accessible and streamlined for its users.

Kueski is a prominent buy now, pay later (BNPL) and online consumer lending company in Latin America, primarily serving the Mexican market. Founded in 2012, Kueski aims to simplify financial access for consumers through its innovative product offerings. The company's ecosystem includes Kueski Pay, a BNPL solution that facilitates purchases both online and in physical stores, and Kueski Cash, which provides personal loans. By utilizing advanced technologies such as artificial intelligence and big data, Kueski efficiently assesses credit and fraud risks, enabling rapid approval or rejection of loan applications within minutes. This approach helps clients meet their short-term financial needs. Kueski has successfully raised over $300 million in equity and debt financing and has been recognized in industry rankings, underscoring its significant impact on the financial landscape in Mexico.

CityBldr is a real estate platform that connects homeowners with builders and property developers. It leverages artificial intelligence and machine learning to analyze real estate data, allowing users to assess and compare the fair value of individual properties. The platform provides insights into market rents and potential valuations, supporting residential and commercial real estate transactions as well as real estate development and city planning initiatives. By utilizing advanced data science techniques, CityBldr aims to enhance the real estate decision-making process for its customers.

SmartAsset is an online platform that provides consumer-focused financial information and advice, facilitating connections between consumers and financial advisors through its SmartAdvisor marketplace. The company reaches approximately 75 million individuals monthly with its educational content, personalized calculators, and financial tools designed to guide users in making informed personal finance decisions related to home buying, retirement, and taxes. SmartAsset has garnered recognition for its rapid growth and innovation, being named one of the fastest-growing private companies and receiving accolades for its financial planning technology. The company recently completed a significant funding round, further solidifying its valuation and position in the financial technology sector.

Firstleaf is a personalized wine subscription service that utilizes extensive data analysis to curate wine shipments tailored to individual preferences. Founded by Philip James, a seasoned wine industry professional, the company combines advanced technology with expert winemaking to create unique Wine Profiles for its members. Each shipment is customized, with over 82 million potential combinations, resulting in 98% of monthly boxes being distinct. Firstleaf's team of winemakers evaluates more than 10,000 wines annually from across the globe to select high-quality offerings, with the brand boasting over 2,800 awards, including numerous 90+ point ratings. With over 700,000 cases sold last year, Firstleaf has gained recognition as a leading wine brand, attracting nearly one million customers since its launch. The company has received accolades such as being named one of Fast Company's Most Innovative Companies in the data science category and recognized as one of Wine Business Monthly's largest wineries.

Knowde operates an online marketplace focused on the chemical industry, enhancing the accessibility of trading chemicals, polymers, and industrial ingredients. Its platform utilizes advanced technologies, including deep learning and self-learning data models, to facilitate the search, filtering, sampling, quoting, and purchasing of products tailored to client specifications. By offering a comprehensive chemical taxonomy, Knowde empowers global chemical producers and distributors to transform their operations digitally. This innovative approach allows clients to compare and access products from suppliers worldwide, streamlining the procurement process in the chemical sector. The company has garnered support from prominent investors, highlighting its potential in revolutionizing how chemical transactions are conducted.

ContextLogic Inc., formerly known for its Wish ecommerce platform, is a technology-driven company specializing in the online retail sector. The company previously offered a global marketplace connecting consumers with merchants through a mobile shopping experience. Following a recent transaction, ContextLogic has sold its operating assets to Qoo10 and now focuses on leveraging its substantial net operating losses (NOLs) for future financial opportunities. ContextLogic continues to explore ways to maximize the value of these tax attributes while managing reduced operational expenses.