FJ Labs

Comun is a digital banking platform that offers FDIC-insured deposit accounts and a Visa debit card via a mobile app, serving Latino users in the United States. The service enables quick online applications, access to a wide ATM network, bilingual customer support, and built-in fraud protection. It supports free and instant transfers through its internal payments platform and allows paycheck deposits up to two days early when Direct Deposit is connected. The platform aims to provide everyday financial transactions such as deposits and transfers, promoting financial stability and greater financial freedom for its target community.

Flowie is a developer of an invoicing platform designed to streamline financial transactions between companies. The platform automates workflows and invoice processes by integrating procure-to-pay and order-to-cash systems, ensuring compliance with EU regulations. By centralizing accounts receivable and payable information, Flowie enables organizations to efficiently manage their invoicing needs, providing clients with essential insights into payments from customers and disbursements to suppliers. This approach enhances the overall efficiency of financial operations within businesses, facilitating smoother money movements and improved cash flow management.

Comun is a digital banking platform that offers FDIC-insured deposit accounts and a Visa debit card via a mobile app, serving Latino users in the United States. The service enables quick online applications, access to a wide ATM network, bilingual customer support, and built-in fraud protection. It supports free and instant transfers through its internal payments platform and allows paycheck deposits up to two days early when Direct Deposit is connected. The platform aims to provide everyday financial transactions such as deposits and transfers, promoting financial stability and greater financial freedom for its target community.

ValidMind specializes in AI governance and risk management for the financial services industry. Its solution ensures regulatory compliance and risk mitigation of artificial intelligence and machine learning models, empowering institutions to confidently adopt AI advancements responsibly.

Lend provides a platform for companies to ease the process of setting up credit operations in full compliance with regulatory policies.

Founded in 2017, Simetrik specializes in providing big data solutions for corporate finance control and automation. Its platform offers AI-powered tools, no-code configuration, and secure data integration capabilities, enabling global enterprises to streamline transaction reconciliation, detect anomalies, reduce manual effort, accelerate financial closings, and enhance decision-making.

January is a developer of a data-driven financial platform that focuses on providing end-to-end resolution services for delinquent and charged-off consumer loans. The platform aims to build and enforce trust in consumer finance by addressing the challenges faced by borrowers in delinquency and default, such as harassment, hidden fees, and damaged credit scores. At the same time, it helps creditors recover lost funds while mitigating compliance and operational risks. By utilizing technology, January offers a streamlined and effective resolution process that caters to the unique financial situations and preferences of borrowers, ultimately fostering a more trustworthy relationship between borrowers and creditors.

QI Tech is a comprehensive platform offering financial, credit, banking, and anti-fraud services. It holds SCD and DTVM licenses from Brazil's Central Bank, providing clients with secure, compliant technology to tailor payment and credit services.

Shyft Network Inc, founded in 2017 and based in Barbados, operates a blockchain-based digital identity network aimed at enhancing regulatory compliance and data security. As a subsidiary of Bitfury USA, Inc., Shyft focuses on aggregating existing protocols to create a standardized approach to anti-money laundering verification. The network offers robust data protection and features such as a bridge watcher system to detect and deter threats. It provides users with granular control over their information, allowing them to decide what data to share, with whom, and for what purposes. Shyft also facilitates incentivized data exchange, enabling businesses to improve personal information security while accessing valuable compliance-satisfying data.

QI Tech is a comprehensive platform offering financial, credit, banking, and anti-fraud services. It holds SCD and DTVM licenses from Brazil's Central Bank, providing clients with secure, compliant technology to tailor payment and credit services.

Founded in 2017, Simetrik specializes in providing big data solutions for corporate finance control and automation. Its platform offers AI-powered tools, no-code configuration, and secure data integration capabilities, enabling global enterprises to streamline transaction reconciliation, detect anomalies, reduce manual effort, accelerate financial closings, and enhance decision-making.

Comun is a digital banking platform that offers FDIC-insured deposit accounts and a Visa debit card via a mobile app, serving Latino users in the United States. The service enables quick online applications, access to a wide ATM network, bilingual customer support, and built-in fraud protection. It supports free and instant transfers through its internal payments platform and allows paycheck deposits up to two days early when Direct Deposit is connected. The platform aims to provide everyday financial transactions such as deposits and transfers, promoting financial stability and greater financial freedom for its target community.

Alterya is a Software Development firm offering Simple, safe, and compliant access to web3.

Alterya is a Software Development firm offering Simple, safe, and compliant access to web3.

Fonoa is a tax automation platform that helps businesses authenticate tax IDs, compute taxes, generate invoices, report transactions, and file tax returns within a single solution. The software automates tax rate determination and calculation for sales transactions, supports invoicing compliance, country reporting, and the issuance of fully VAT-compliant invoices, enabling tax managers to manage obligations efficiently.

Whistic, Inc. is a software-as-a-service (SaaS) company founded in 2015 and headquartered in Pleasant Grove, Utah. It operates an AI-powered platform designed to help organizations evaluate and manage the IT security risks associated with their SaaS vendors. Whistic's platform streamlines the vendor risk assessment process, allowing information security and compliance teams to establish effective third-party risk management programs. The solution offers a centralized repository for security and compliance documentation, facilitating easier responses to security review requests and aiding in regulatory compliance. Additionally, Whistic features a unique Trust Catalog that connects vendors with their customers, enabling seamless exchange of security and compliance information. This comprehensive approach significantly reduces the risk of data breaches and enhances customer trust in the vendor relationship.

CountX offers an automated platform that streamlines the collection, processing, and verification of tax‑relevant data for online retailers. By integrating with e‑commerce marketplaces and ERP systems, it automatically pulls sales data, applies relevant international sales tax rules, and generates value‑added tax returns. The solution reduces manual effort, improves compliance accuracy, and provides a single point of access for sales tax management in e‑commerce.

Founded in 2017, Simetrik specializes in providing big data solutions for corporate finance control and automation. Its platform offers AI-powered tools, no-code configuration, and secure data integration capabilities, enabling global enterprises to streamline transaction reconciliation, detect anomalies, reduce manual effort, accelerate financial closings, and enhance decision-making.

Dinara develops enterprise banking software that unifies crypto and fiat assets in one platform, enabling enterprises to hold and transact both securely and quickly. The platform supports multiple users per account, management of multiple entities, and role-based permissions to control risk, with streamlined Know Your Customer onboarding to speed up sign-up. Dinara aims to simplify corporate crypto and fiat banking by providing a single, integrated solution for secure asset management and business transactions.

Comun is a digital banking platform that offers FDIC-insured deposit accounts and a Visa debit card via a mobile app, serving Latino users in the United States. The service enables quick online applications, access to a wide ATM network, bilingual customer support, and built-in fraud protection. It supports free and instant transfers through its internal payments platform and allows paycheck deposits up to two days early when Direct Deposit is connected. The platform aims to provide everyday financial transactions such as deposits and transfers, promoting financial stability and greater financial freedom for its target community.

Fonoa is a tax automation platform that helps businesses authenticate tax IDs, compute taxes, generate invoices, report transactions, and file tax returns within a single solution. The software automates tax rate determination and calculation for sales transactions, supports invoicing compliance, country reporting, and the issuance of fully VAT-compliant invoices, enabling tax managers to manage obligations efficiently.

LoginID is a cybersecurity company that designs and develops secure biometrics software and provides a platform for biometric authentication across smartphones, tablets, and PCs. Founded in 2018 and based in Toronto, Canada, the company offers biometrics-enabled security features for websites, applications, and eCommerce platforms, enabling strong customer authentication, data privacy, and tokenization of personal identifiable information through a compliant decentralized network. It supplies APIs and SDKs to integrate FIDO-certified authentication quickly and at scale, helping enterprises meet regulatory requirements such as PSD2 and GDPR while reducing authentication costs. The solution emphasizes user identity protection and privacy, combining biometrics with privacy-first architecture to empower individuals to control their personal data.

Fonoa is a tax automation platform that helps businesses authenticate tax IDs, compute taxes, generate invoices, report transactions, and file tax returns within a single solution. The software automates tax rate determination and calculation for sales transactions, supports invoicing compliance, country reporting, and the issuance of fully VAT-compliant invoices, enabling tax managers to manage obligations efficiently.

Whistic, Inc. is a software-as-a-service (SaaS) company founded in 2015 and headquartered in Pleasant Grove, Utah. It operates an AI-powered platform designed to help organizations evaluate and manage the IT security risks associated with their SaaS vendors. Whistic's platform streamlines the vendor risk assessment process, allowing information security and compliance teams to establish effective third-party risk management programs. The solution offers a centralized repository for security and compliance documentation, facilitating easier responses to security review requests and aiding in regulatory compliance. Additionally, Whistic features a unique Trust Catalog that connects vendors with their customers, enabling seamless exchange of security and compliance information. This comprehensive approach significantly reduces the risk of data breaches and enhances customer trust in the vendor relationship.

Shyft Network Inc, founded in 2017 and based in Barbados, operates a blockchain-based digital identity network aimed at enhancing regulatory compliance and data security. As a subsidiary of Bitfury USA, Inc., Shyft focuses on aggregating existing protocols to create a standardized approach to anti-money laundering verification. The network offers robust data protection and features such as a bridge watcher system to detect and deter threats. It provides users with granular control over their information, allowing them to decide what data to share, with whom, and for what purposes. Shyft also facilitates incentivized data exchange, enabling businesses to improve personal information security while accessing valuable compliance-satisfying data.

Whistic, Inc. is a software-as-a-service (SaaS) company founded in 2015 and headquartered in Pleasant Grove, Utah. It operates an AI-powered platform designed to help organizations evaluate and manage the IT security risks associated with their SaaS vendors. Whistic's platform streamlines the vendor risk assessment process, allowing information security and compliance teams to establish effective third-party risk management programs. The solution offers a centralized repository for security and compliance documentation, facilitating easier responses to security review requests and aiding in regulatory compliance. Additionally, Whistic features a unique Trust Catalog that connects vendors with their customers, enabling seamless exchange of security and compliance information. This comprehensive approach significantly reduces the risk of data breaches and enhances customer trust in the vendor relationship.

Confident LIMS is a technology company focused on enhancing transparency in the legal cannabis sector. It operates the largest real-time database of legal cannabis, offering free software specifically designed for cannabis testing laboratories. This platform facilitates communication between producers and consumers, enabling producers to showcase product quality and potentially command higher prices. Retailers benefit from the ability to rate their supply, leading to more informed purchasing decisions. Additionally, consumers gain insights into product ingredients, promoting confidence in their purchases. The platform combines an intuitive interface with a network of laboratories and testing clients, allowing labs to attract and retain customers, streamline workflows, and ensure that clients receive lab-tested products from licensed and compliant vendors.

Securitize operates a platform for issuing and managing digital securities, offering issuer services (issuance, document handling, investor communications, accreditation), investor services (onboarding, wallet management, investor dashboards, token distribution), and support functions (fiat and crypto escrow, custody). Founded in 2017 and based in Redwood City, California, the company aims to modernize capital markets by enabling ownership, management and trading of digital securities across equities, funds, fixed income and real estate, with a global, compliant framework that increases transparency and liquidity and streamlines processes. It positions itself as an SEC-registered transfer agent integrated with multiple regulated US marketplaces and provides KYC/AML and capital management services.

FairClaims offers an online dispute resolution platform aimed at enterprises, delivering efficient and cost-effective mediation and arbitration capabilities. Its platform includes mediated chat and video arbitration tools that facilitate dispute resolution irrespective of access to formal legal counsel, helping organizations resolve disputes more quickly and with reduced costs.

Archblock is a financial technology company that focuses on bridging institutional capital with decentralized finance (DeFi) through innovative web3-enabled products. Founded in 2017 and based in San Francisco, Archblock operates the TrustToken platform, which facilitates the creation of asset-backed tokens for global trading. The company emphasizes transparency and accessibility in lending by connecting institutional lenders and fund managers to DeFi markets. Its offerings include a modular suite of tools that allows institutions to create and manage stablecoins, tokenize real-world assets, and securely manage portfolios. Archblock's platform ensures compliance with fiduciary responsibilities and provides a legal framework that enforces smart contract terms, thereby enhancing the integrity of financial transactions.