FJ Labs

Somos Internet is a network and telecommunications startup that provides latest generation internet with a fast, secure, stable connection. The company was founded in 2018 and is headquartered in Medellín, Antioquia, Colombia.

TRIVER offers instant capital access to small businesses via its API-first platform. Utilizing Open Banking data and AI models, TRIVER enables partners like accounting software and digital banks to provide flexible financing solutions tailored to their clients' cash flow needs.

Baton Market, founded in 2021 and based in Richmond, Massachusetts, offers data-driven business valuation services aimed at empowering small business owners. The company focuses on providing accurate business valuation estimates that help maximize the value of enterprises. By leveraging first-party financial data, Baton Market specializes in producing refined valuations tailored specifically for small businesses, making these insights accessible to owners. The company's mission is to ensure that small business owners receive fair compensation for their efforts and contributions, promoting the idea that ownership of small businesses should be attainable for all.

Common Trust facilitates employee ownership buyouts for small businesses. It assists selling owners, management teams, and investors in developing, financing, and executing these buyouts, enabling business owners to access liquidity while preserving their company's legacy, purpose, and people.

Menlo is a payment platform that helps small entrepreneurs in managing accounts receivable.

Mundi is a company focused on facilitating international trade for small and medium-sized enterprises through its innovative financial solutions. It operates an international factoring platform that allows businesses to access capital, exchange currencies, and mitigate the risks associated with cross-border trading. By offering services in trade development, strategy, and freight, Mundi helps manufacturers and traders navigate the complexities of global markets. The company's platform aims to streamline the process of currency exchange, enabling users to conduct transactions digitally and efficiently, without unnecessary bureaucracy.

Founded in Tallinn, Estonia in 2020, Scramble is a lending marketplace that connects busy professionals with innovative consumer goods startups seeking growth capital. It facilitates secured loans through monthly fundraising rounds, enabling businesses to raise funds efficiently.

Lend provides a platform for companies to ease the process of setting up credit operations in full compliance with regulatory policies.

Founded in 2019, Finom is a Dutch company that offers an integrated mobile-first platform for early-stage businesses and SMEs. It combines accounting, financial management, and banking functions to provide comprehensive financial solutions tailored for entrepreneurs, self-employed individuals, and freelancers.

Conta Simples is a comprehensive finance platform that combines checking accounts, expense management software, and corporate cards. It aims to provide control, visibility, autonomy, and decentralization of payments for small and medium-sized businesses in Latin America.

Somos Internet is a network and telecommunications startup that provides latest generation internet with a fast, secure, stable connection. The company was founded in 2018 and is headquartered in Medellín, Antioquia, Colombia.

SoGood is an online marketplace designed to assist food operators, small businesses, and farmers in selling their products directly to consumers. The platform enables sellers to reach a broader audience, thereby enhancing their sales potential and operational efficiency. By facilitating direct access to open markets, SoGood empowers these businesses to connect with buyers and improve their market presence.

Founded in Tallinn, Estonia in 2020, Scramble is a lending marketplace that connects busy professionals with innovative consumer goods startups seeking growth capital. It facilitates secured loans through monthly fundraising rounds, enabling businesses to raise funds efficiently.

Elenas is a leading social commerce platform in Latin America that enables women to launch and grow online businesses from home. The platform offers a digital storefront, client management tools, and support for product sourcing, delivery, and payment collection, allowing users to focus on sales. Through direct sales catalogs and social media channels such as WhatsApp and Facebook, Elenas connects tens of thousands of women in Colombia and over 11 million across the region with a wide range of branded cosmetics, beauty, and lifestyle products. Sellers can offer customers discounts on major brands while earning supplemental income, making Elenas a key facilitator of home‑based entrepreneurship for women throughout the region.

Silverbird is a digital bank focused on facilitating international trade for small and medium-sized enterprises (SMEs). The company offers a range of services, including online banking, global business accounts, and efficient cross-border payment solutions. Utilizing data-driven, AI-powered know-your-client technology, Silverbird effectively onboards international SMEs, enabling them to access banking services in Europe and beyond. By collaborating with banks, regulators, payment networks, and trade finance companies, Silverbird aims to streamline the international payment process, thereby reducing obstacles for global merchants. This approach not only enhances the banking experience for businesses but also aims to unlock significant growth opportunities in international trade.

CornerUp is a B2B e-commerce and wholesale platform that enables independent stores and small businesses to source, discover, and purchase products through a centralized marketplace. The platform supports order consolidation, flexible reordering, secure promotions, and deals, helping merchants save time and money and improve purchasing power. It provides digital tools and financing options designed to level the playing field with larger chains and rising consumer expectations. Targeting independent retailers, including food stores, CornerUp streamlines procurement and inventory management by removing many traditional distribution complexities. By bundling sourcing, purchasing, and discovery in one platform, it simplifies operations and offers a more efficient path to growth for small, locally focused businesses.

Secfi empowers startup employees and founders by offering comprehensive equity planning tools, personalized guidance from licensed strategists, and financing options. It aims to help individuals make informed decisions about their equity from offer to IPO.

Zyod is a global B2B marketplace for fashion brands seeking end-to-end apparel sourcing and manufacturing solutions. It offers fast turnaround times and low minimum order quantities (MOQs), enabling brands to efficiently produce international-grade products.

Founded in 2019, Finom is a Dutch company that offers an integrated mobile-first platform for early-stage businesses and SMEs. It combines accounting, financial management, and banking functions to provide comprehensive financial solutions tailored for entrepreneurs, self-employed individuals, and freelancers.

Founded in Tallinn, Estonia in 2020, Scramble is a lending marketplace that connects busy professionals with innovative consumer goods startups seeking growth capital. It facilitates secured loans through monthly fundraising rounds, enabling businesses to raise funds efficiently.

TRIVER offers instant capital access to small businesses via its API-first platform. Utilizing Open Banking data and AI models, TRIVER enables partners like accounting software and digital banks to provide flexible financing solutions tailored to their clients' cash flow needs.

Elenas is a leading social commerce platform in Latin America that enables women to launch and grow online businesses from home. The platform offers a digital storefront, client management tools, and support for product sourcing, delivery, and payment collection, allowing users to focus on sales. Through direct sales catalogs and social media channels such as WhatsApp and Facebook, Elenas connects tens of thousands of women in Colombia and over 11 million across the region with a wide range of branded cosmetics, beauty, and lifestyle products. Sellers can offer customers discounts on major brands while earning supplemental income, making Elenas a key facilitator of home‑based entrepreneurship for women throughout the region.

Kyte is an app for small businesses that helps sell more, manage better, and retain customers. Kyte is a selling application for anyone who needs control but has no time to waste. It is designed to give the owner and customers the best mobile phone experience.

Boopos is a lending platform designed to facilitate the acquisition of small businesses by providing flexible financing options. It simplifies the purchasing process through an online platform that connects potential buyers with pre-approved opportunities in collaboration with business brokers. Utilizing a data-driven analysis framework, Boopos makes informed lending decisions to support mid to long-term investments, particularly in e-commerce and software-as-a-service sectors. This approach enables businesses to acquire new ventures, fund significant growth investments, and secure the financial support needed to enhance their operations.

Silverbird is a digital bank focused on facilitating international trade for small and medium-sized enterprises (SMEs). The company offers a range of services, including online banking, global business accounts, and efficient cross-border payment solutions. Utilizing data-driven, AI-powered know-your-client technology, Silverbird effectively onboards international SMEs, enabling them to access banking services in Europe and beyond. By collaborating with banks, regulators, payment networks, and trade finance companies, Silverbird aims to streamline the international payment process, thereby reducing obstacles for global merchants. This approach not only enhances the banking experience for businesses but also aims to unlock significant growth opportunities in international trade.

Founded in Tallinn, Estonia in 2020, Scramble is a lending marketplace that connects busy professionals with innovative consumer goods startups seeking growth capital. It facilitates secured loans through monthly fundraising rounds, enabling businesses to raise funds efficiently.

CornerUp is a B2B e-commerce and wholesale platform that enables independent stores and small businesses to source, discover, and purchase products through a centralized marketplace. The platform supports order consolidation, flexible reordering, secure promotions, and deals, helping merchants save time and money and improve purchasing power. It provides digital tools and financing options designed to level the playing field with larger chains and rising consumer expectations. Targeting independent retailers, including food stores, CornerUp streamlines procurement and inventory management by removing many traditional distribution complexities. By bundling sourcing, purchasing, and discovery in one platform, it simplifies operations and offers a more efficient path to growth for small, locally focused businesses.

Jabu is an e-commerce platform that connects FMCG brands with retail shops in Southern Africa. It facilitates ordering, sourcing, stock management, and last-mile distribution for shop owners, while also providing data services to manufacturers and suppliers.

Xepelin is a financial technology company focused on transforming business finance for small and medium-sized enterprises (SMEs) in Latin America. It offers a comprehensive suite of digital financial services, including short-term and long-term loans, capital credits, and accounts payable financing, all accessible through its online platform. By automating financial management and enhancing access to liquidity via smart accounts, Xepelin aims to provide economic freedom for its clients. The company also emphasizes the importance of advanced financial indicators and risk assessments to streamline decision-making within the broader business ecosystem. With a workforce of over 500 employees, Xepelin is positioned to lead a new era in finance, supported by notable investors in the industry.

Kilo operates a business-to-business e-commerce platform that connects wholesalers with micro, small, and medium-sized enterprises. The company's platform is designed to digitize the local retail value chain by providing retailers with access to essential tools for price, assortment, and inventory management. By focusing on small and medium-sized retailers, Kilo enhances their ability to manage businesses across multiple sales channels. The platform fosters a network effect that promotes growth for both supply and demand, thereby creating a more efficient and responsive retail environment.

LegalMate is a technology company that aims to enhance access to legal services. It offers a platform designed to automate complex legal processes, allowing law firms to manage payment plans efficiently while adhering to IOLTA and ABA guidelines. This enables more clients to afford professional legal representation tailored to their specific needs.

Mundi is a company focused on facilitating international trade for small and medium-sized enterprises through its innovative financial solutions. It operates an international factoring platform that allows businesses to access capital, exchange currencies, and mitigate the risks associated with cross-border trading. By offering services in trade development, strategy, and freight, Mundi helps manufacturers and traders navigate the complexities of global markets. The company's platform aims to streamline the process of currency exchange, enabling users to conduct transactions digitally and efficiently, without unnecessary bureaucracy.

Boopos is a lending platform designed to facilitate the acquisition of small businesses by providing flexible financing options. It simplifies the purchasing process through an online platform that connects potential buyers with pre-approved opportunities in collaboration with business brokers. Utilizing a data-driven analysis framework, Boopos makes informed lending decisions to support mid to long-term investments, particularly in e-commerce and software-as-a-service sectors. This approach enables businesses to acquire new ventures, fund significant growth investments, and secure the financial support needed to enhance their operations.

SoGood is an online marketplace designed to assist food operators, small businesses, and farmers in selling their products directly to consumers. The platform enables sellers to reach a broader audience, thereby enhancing their sales potential and operational efficiency. By facilitating direct access to open markets, SoGood empowers these businesses to connect with buyers and improve their market presence.

Founded in 2013, Moni is a Buenos Aires-based fintech company offering digital financial services. It provides instant personal loans with flexible repayment options, a virtual wallet for fund management, prepaid cards for purchases, and tools for bill payments and mobile recharges, serving the underbanked population.

Subscribe operates a marketplace network platform that equips creators with legal, marketing, and budgeting tools. It ties equity compensation to performance-based marketing, enabling creators to have an ownership stake in the companies they support.

Abacum is a SaaS platform designed to enhance productivity and strategic impact for small and medium-sized businesses' finance teams. It offers collaborative workflows, real-time data integration, customizable forecasting models, and AI-powered insights to streamline planning, improve decision-making, and reduce manual work.

Chiper is a leading B2B e-commerce platform that connects corner stores across Latin America. Operating in Colombia, Mexico, and soon Brazil, Chiper aggregates demand from thousands of stores to optimize supply chains, offering faster delivery, wider product selection, and competitive pricing.

MerXu is an online trading platform tailored for small and medium-sized enterprises, facilitating the buying and selling of industrial products. The platform serves a diverse range of sectors, including office furniture, lighting, machinery, chemicals, and tools. By connecting verified buyers and sellers, MerXu enables direct inquiries and transactions, thus enhancing business efficiencies. The platform aims to support businesses in their digital transformation efforts, providing a comprehensive solution for B2B online trading that operates on both national and international scales. Through its secure environment, MerXu fosters a conducive marketplace for various manufacturers, wholesalers, contractors, and retailers to engage in commerce efficiently.

Teya is a comprehensive platform serving over 300,000 business owners worldwide. It offers payment processing, loyalty programs, cash advances, and business management tools, empowering small and growing businesses to thrive.

Juni is a fintech company that develops a banking app and an integrated payment service platform for e-commerce and online marketing entrepreneurs. The platform provides a centralized dashboard that aggregates funds from bank accounts, networks and payment services, and offers detailed customizable financial reporting. This enables digital entrepreneurs to make better decisions and scale their operations, unlocking the full potential of digital commerce.

Founded in 2021 by Roland Jais-Nielsen, Hero aims to bridge the funding gap for small and medium-sized enterprises (SMEs) across Europe. It offers a range of instantly available financing and payment options to alleviate working capital constraints faced by SMEs.

Cleany is a privately held office cleaning company based in Paris, France, founded in 2012. It specializes in a range of services, including maintenance of premises, window cleaning, carpet shampooing, and repairs. As a pioneer in the sector, Cleany leverages technology to enhance service quality and improve the working conditions of its cleaning agents. The company operates with a focus on social and environmental responsibility, aiming to simplify the operations of General Services while elevating the professional standards of maintenance agents. Through its innovative approach, Cleany strives to redefine office cleaning and deliver exceptional results to its clients.

Teya is a comprehensive platform serving over 300,000 business owners worldwide. It offers payment processing, loyalty programs, cash advances, and business management tools, empowering small and growing businesses to thrive.

Secfi empowers startup employees and founders by offering comprehensive equity planning tools, personalized guidance from licensed strategists, and financing options. It aims to help individuals make informed decisions about their equity from offer to IPO.

Inyad is a company that specializes in developing mobile applications aimed at supporting small and medium-sized businesses in their sales, operations, and growth. Its applications facilitate bookkeeping by tracking customer debts and payments, while also providing an online selling platform that enables offline businesses to establish and expand their presence in the digital marketplace. By enhancing the efficiency of merchants on a large scale, Inyad plays a crucial role in helping businesses navigate the complexities of modern commerce.

VUI provides Flexible Payroll (EWA) solutions, income statistics, and employee financial management education through a technology platform.

Founded in Tallinn, Estonia in 2020, Scramble is a lending marketplace that connects busy professionals with innovative consumer goods startups seeking growth capital. It facilitates secured loans through monthly fundraising rounds, enabling businesses to raise funds efficiently.

Meesho operates as an online reselling platform that enables anyone to start a business without investment. Meesho connects manufacturers, wholesalers, and suppliers with resellers who use social media platforms like WhatsApp and Facebook to sell products to their network of friends and family. The company was founded in 2015 by Vidit Aatrey and Sanjeev Barnwa and is headquartered in Bangalore, Karnataka.

Elenas is a leading social commerce platform in Latin America that enables women to launch and grow online businesses from home. The platform offers a digital storefront, client management tools, and support for product sourcing, delivery, and payment collection, allowing users to focus on sales. Through direct sales catalogs and social media channels such as WhatsApp and Facebook, Elenas connects tens of thousands of women in Colombia and over 11 million across the region with a wide range of branded cosmetics, beauty, and lifestyle products. Sellers can offer customers discounts on major brands while earning supplemental income, making Elenas a key facilitator of home‑based entrepreneurship for women throughout the region.

minu is revolutionizing the financial health of Mexican employees, offering them access to their already worked salary when they need it, instead of having to wait for payroll. The company works with HR divisions of companies that offer the provision of minu to improve satisfaction, retention, and attraction of talent. minu is supported by FinTech's leading institutional investors globally, including QED.

Mundi is a company focused on facilitating international trade for small and medium-sized enterprises through its innovative financial solutions. It operates an international factoring platform that allows businesses to access capital, exchange currencies, and mitigate the risks associated with cross-border trading. By offering services in trade development, strategy, and freight, Mundi helps manufacturers and traders navigate the complexities of global markets. The company's platform aims to streamline the process of currency exchange, enabling users to conduct transactions digitally and efficiently, without unnecessary bureaucracy.

Jabu is an e-commerce platform that connects FMCG brands with retail shops in Southern Africa. It facilitates ordering, sourcing, stock management, and last-mile distribution for shop owners, while also providing data services to manufacturers and suppliers.

Conta Simples is a comprehensive finance platform that combines checking accounts, expense management software, and corporate cards. It aims to provide control, visibility, autonomy, and decentralization of payments for small and medium-sized businesses in Latin America.

Mr Jeff Labs, S.L., founded in 2015 by Eloi Gómez, Adrián Lorenzo, and Rubén Muñoz in Valencia, Spain, offers a mobile application that initially focused on home laundry and dry-cleaning services. The company has since expanded its offerings to include a variety of everyday services such as hairdressing, beauty treatments, fitness, and massages, establishing itself as an international omnichannel ecosystem for day-to-day needs. Mr Jeff also provides opportunities for individuals to invest in or start their own businesses under the Jeff brand, facilitating entrepreneurship in the service sector.

Chiper is a leading B2B e-commerce platform that connects corner stores across Latin America. Operating in Colombia, Mexico, and soon Brazil, Chiper aggregates demand from thousands of stores to optimize supply chains, offering faster delivery, wider product selection, and competitive pricing.

Nuvemshop provides entrepreneurs and SMBs with the tools to set up, manage, and promote their online businesses easily from any device. With the suite of tools around payments, shipping, inventory management, and marketing provided by the company, owners are enabled to participate in the e-commerce market, ramp up their sales, reduce costs, and provide their end customers with a shopping experience. In 2011, co-founders Alejandro Alfonso, Santiago Sosa, Jose Abuchaem, Martin Palombo, and Alejandro Vazquez established Nuvemshop in 2011.

Xepelin is a financial technology company focused on transforming business finance for small and medium-sized enterprises (SMEs) in Latin America. It offers a comprehensive suite of digital financial services, including short-term and long-term loans, capital credits, and accounts payable financing, all accessible through its online platform. By automating financial management and enhancing access to liquidity via smart accounts, Xepelin aims to provide economic freedom for its clients. The company also emphasizes the importance of advanced financial indicators and risk assessments to streamline decision-making within the broader business ecosystem. With a workforce of over 500 employees, Xepelin is positioned to lead a new era in finance, supported by notable investors in the industry.

Founded in 2019, Finom is a Dutch company that offers an integrated mobile-first platform for early-stage businesses and SMEs. It combines accounting, financial management, and banking functions to provide comprehensive financial solutions tailored for entrepreneurs, self-employed individuals, and freelancers.

VUI provides Flexible Payroll (EWA) solutions, income statistics, and employee financial management education through a technology platform.

Aprila is a fintech company offering innovative financial solutions for small and medium-sized enterprises (SMEs). Its API-based platform connects with around 130,000 SMEs through partnerships with leading online accounting systems. Aprila uses machine learning models to assess risk and make real-time credit decisions.

Founded in 2019, Finom is a Dutch company that offers an integrated mobile-first platform for early-stage businesses and SMEs. It combines accounting, financial management, and banking functions to provide comprehensive financial solutions tailored for entrepreneurs, self-employed individuals, and freelancers.

Mr Jeff Labs, S.L., founded in 2015 by Eloi Gómez, Adrián Lorenzo, and Rubén Muñoz in Valencia, Spain, offers a mobile application that initially focused on home laundry and dry-cleaning services. The company has since expanded its offerings to include a variety of everyday services such as hairdressing, beauty treatments, fitness, and massages, establishing itself as an international omnichannel ecosystem for day-to-day needs. Mr Jeff also provides opportunities for individuals to invest in or start their own businesses under the Jeff brand, facilitating entrepreneurship in the service sector.

Mundi is a company focused on facilitating international trade for small and medium-sized enterprises through its innovative financial solutions. It operates an international factoring platform that allows businesses to access capital, exchange currencies, and mitigate the risks associated with cross-border trading. By offering services in trade development, strategy, and freight, Mundi helps manufacturers and traders navigate the complexities of global markets. The company's platform aims to streamline the process of currency exchange, enabling users to conduct transactions digitally and efficiently, without unnecessary bureaucracy.

Silverbird is a digital bank focused on facilitating international trade for small and medium-sized enterprises (SMEs). The company offers a range of services, including online banking, global business accounts, and efficient cross-border payment solutions. Utilizing data-driven, AI-powered know-your-client technology, Silverbird effectively onboards international SMEs, enabling them to access banking services in Europe and beyond. By collaborating with banks, regulators, payment networks, and trade finance companies, Silverbird aims to streamline the international payment process, thereby reducing obstacles for global merchants. This approach not only enhances the banking experience for businesses but also aims to unlock significant growth opportunities in international trade.

Plooto is a cloud-based payments platform for small and medium-sized businesses that automates and streamlines payments. The platform enables users to send and receive payments online and automatically reconciles transactions with leading accounting software. It supports payments to anyone with an active bank account and typically completes transfers within 2-3 business days. Founded in 2015, Plooto is headquartered in Toronto, Canada.

Nuvemshop provides entrepreneurs and SMBs with the tools to set up, manage, and promote their online businesses easily from any device. With the suite of tools around payments, shipping, inventory management, and marketing provided by the company, owners are enabled to participate in the e-commerce market, ramp up their sales, reduce costs, and provide their end customers with a shopping experience. In 2011, co-founders Alejandro Alfonso, Santiago Sosa, Jose Abuchaem, Martin Palombo, and Alejandro Vazquez established Nuvemshop in 2011.

Aprila is a fintech company offering innovative financial solutions for small and medium-sized enterprises (SMEs). Its API-based platform connects with around 130,000 SMEs through partnerships with leading online accounting systems. Aprila uses machine learning models to assess risk and make real-time credit decisions.

Secfi empowers startup employees and founders by offering comprehensive equity planning tools, personalized guidance from licensed strategists, and financing options. It aims to help individuals make informed decisions about their equity from offer to IPO.

Skubana, LLC is a software company based in Fort Lee, New Jersey, that provides an e-commerce ERP platform designed to streamline and manage various backend operations for online sellers. The Skubana platform integrates data from multiple sales channels, warehouses, and fulfillment centers, allowing brands to efficiently oversee order processing, shipping, inventory management, and vendor relations. By centralizing these functions, Skubana helps merchants focus on enhancing customer experience while automating repetitive tasks and facilitating multi-channel profitability. The platform is tailored for e-commerce businesses, enabling them to operate more effectively and make informed decisions through comprehensive analytics.

Cleany is a privately held office cleaning company based in Paris, France, founded in 2012. It specializes in a range of services, including maintenance of premises, window cleaning, carpet shampooing, and repairs. As a pioneer in the sector, Cleany leverages technology to enhance service quality and improve the working conditions of its cleaning agents. The company operates with a focus on social and environmental responsibility, aiming to simplify the operations of General Services while elevating the professional standards of maintenance agents. Through its innovative approach, Cleany strives to redefine office cleaning and deliver exceptional results to its clients.

Clearco is an online financial platform that offers growth capital to e-commerce and B2B companies. It uses proprietary software and data science models to identify high-growth funding opportunities, providing funding in exchange for a steady revenue share of earnings.

Mandaê is a Brazilian company that combines logistics and technology to revolutionize the delivery industry. It offers an asset-light digital platform that manages the entire parcel supply chain, from pickups to cross-docking and last-mile transport, providing SMBs with a seamless, high-quality, and efficient parcel shipment service. By enabling SMBs to use private transporters instead of relying solely on the national postal service, Mandaê helps these businesses save up to 35% on shipping costs. The company's mission is to "Connect Stories" through logistics. Mandaê has received backing from prominent Latin American investors and has been recognized with several awards for its innovative approach to e-commerce logistics.

Weel is an information technology company based in São Paulo, Brazil, that focuses on supporting the growth of small and medium-sized enterprises (SMEs). Founded in 2016, the company offers an automated online financial management platform designed to help businesses manage their cash flows effectively. This platform integrates with enterprise resource planning systems and facilitates the tracking of cash flows, billing statements, and record keeping. Additionally, it enables SMEs to access financing by allowing them to receive loans based on the prepayment of receivables. By providing these financial management and accountancy automation tools, Weel empowers merchants to optimize their inventories, improve cash flow, and enhance revenue generation.

Secfi empowers startup employees and founders by offering comprehensive equity planning tools, personalized guidance from licensed strategists, and financing options. It aims to help individuals make informed decisions about their equity from offer to IPO.

Aprila is a fintech company offering innovative financial solutions for small and medium-sized enterprises (SMEs). Its API-based platform connects with around 130,000 SMEs through partnerships with leading online accounting systems. Aprila uses machine learning models to assess risk and make real-time credit decisions.

Aprila is a fintech company offering innovative financial solutions for small and medium-sized enterprises (SMEs). Its API-based platform connects with around 130,000 SMEs through partnerships with leading online accounting systems. Aprila uses machine learning models to assess risk and make real-time credit decisions.

Weel is an information technology company based in São Paulo, Brazil, that focuses on supporting the growth of small and medium-sized enterprises (SMEs). Founded in 2016, the company offers an automated online financial management platform designed to help businesses manage their cash flows effectively. This platform integrates with enterprise resource planning systems and facilitates the tracking of cash flows, billing statements, and record keeping. Additionally, it enables SMEs to access financing by allowing them to receive loans based on the prepayment of receivables. By providing these financial management and accountancy automation tools, Weel empowers merchants to optimize their inventories, improve cash flow, and enhance revenue generation.

Nuvemshop provides entrepreneurs and SMBs with the tools to set up, manage, and promote their online businesses easily from any device. With the suite of tools around payments, shipping, inventory management, and marketing provided by the company, owners are enabled to participate in the e-commerce market, ramp up their sales, reduce costs, and provide their end customers with a shopping experience. In 2011, co-founders Alejandro Alfonso, Santiago Sosa, Jose Abuchaem, Martin Palombo, and Alejandro Vazquez established Nuvemshop in 2011.

Second Home is a workspace provider, established in 2014, that offers shared office spaces for entrepreneurs, innovators, and creative businesses in London, Lisbon, and Los Angeles. The company, founded by Rohan Silva, Samuel Aldenton, and Robin Klein, operates its headquarters in London, UK. Second Home's spaces foster collaboration and creativity, hosting a variety of cultural events and providing a supportive environment for diverse industries and disciplines.

Second Home is a workspace provider, established in 2014, that offers shared office spaces for entrepreneurs, innovators, and creative businesses in London, Lisbon, and Los Angeles. The company, founded by Rohan Silva, Samuel Aldenton, and Robin Klein, operates its headquarters in London, UK. Second Home's spaces foster collaboration and creativity, hosting a variety of cultural events and providing a supportive environment for diverse industries and disciplines.

ShineOn is an on-demand jewelry manufacturing platform and e-commerce company that enables individuals to create and sell custom jewelry. Founded in 2016 by Eric Toczko, ShineOn aims to establish the world's largest jewelry retail network by partnering with approximately 3,000 Shopify store owners who utilize the ShineOn Jewelry app to manage their businesses. This innovative platform empowers sellers to design unique jewelry pieces and reach a broader audience, fostering entrepreneurship in the jewelry market.

Founded in 2013, Fundbox operates a payments network that facilitates transactions between businesses. It provides credit and payment solutions to small businesses serving other businesses (SMB2B), empowering them with fast and intuitive access to business credit.