At Cushion, our goal is to democratize access to financial help, not just financial advice - enabling consumers to waste less money, save more, and live financially healthier lives. We believe that the future of consumer finance is all about intelligently doing work on behalf of the end user - requiring very little input from, or interaction with, the consumer. Our first offering is a bot that negotiates with banks, on behalf of our customers, to get their bank fees and credit card interest charges waived - a $200 Billion annual problem in the U.S.
EarnUp is a consumer-first fintech platform that intelligently automates loan payments for the more than 200 million Americans with debt. They help you put a few dollars aside for your loans when you can afford it – then they make your loan payments for you, allocating funds in the way that gets you out of debt faster. They are dedicated to giving control back to everyone who is frustrated managing their finances
Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.
EarnUp is a consumer-first fintech platform that intelligently automates loan payments for the more than 200 million Americans with debt. They help you put a few dollars aside for your loans when you can afford it – then they make your loan payments for you, allocating funds in the way that gets you out of debt faster. They are dedicated to giving control back to everyone who is frustrated managing their finances
SeedFi is building a new generation of financial products for the 100MM Americans living paycheck to paycheck. Their customers include the most vulnerable members of society and their products have a tangible impact on their financial health, providing lower-cost access to capital and the opportunity to build credit and start saving. They were founded in early 2019 by a team of fintech (and tech!) veterans. Having spent the past 10+ years lending to lower-income consumers who need better options, they’re highly attuned to the challenges people face getting access to financial services that leave them in a better place. They aim to change that. SeedFi has offices in San Francisco and New York.
At Cushion, our goal is to democratize access to financial help, not just financial advice - enabling consumers to waste less money, save more, and live financially healthier lives. We believe that the future of consumer finance is all about intelligently doing work on behalf of the end user - requiring very little input from, or interaction with, the consumer. Our first offering is a bot that negotiates with banks, on behalf of our customers, to get their bank fees and credit card interest charges waived - a $200 Billion annual problem in the U.S.
ZestMoney is a consumer lending FinTech company based in India that offers digital equated monthly installments (EMIs) without requiring a credit card or a credit score. Founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman, the company aims to make EMI payments accessible to a broader audience. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney has reached millions of consumers across India. The company is supported by prominent global investors in digital financial services, including PayU, Ribbit Capital, and Omidyar Networks.
ZestMoney is a consumer lending FinTech company based in India that offers digital equated monthly installments (EMIs) without requiring a credit card or a credit score. Founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman, the company aims to make EMI payments accessible to a broader audience. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney has reached millions of consumers across India. The company is supported by prominent global investors in digital financial services, including PayU, Ribbit Capital, and Omidyar Networks.
MyShubhLife is a full stack financial services provider for the Next Half Billion. With Real-time analytics and credit reports based on alternative data, MyShubhLife reaches unserved and underserved market segments to provide meaningful financial inclusion. MyShubhLife has further strengthened its financial inclusion goal through its financial wellness program for corporates and individuals by expanding its portfolio to include Mini and Micro loans, Insurance, Mutual Fund SIPS, Tax filing service and more.
MyShubhLife is a full stack financial services provider for the Next Half Billion. With Real-time analytics and credit reports based on alternative data, MyShubhLife reaches unserved and underserved market segments to provide meaningful financial inclusion. MyShubhLife has further strengthened its financial inclusion goal through its financial wellness program for corporates and individuals by expanding its portfolio to include Mini and Micro loans, Insurance, Mutual Fund SIPS, Tax filing service and more.
Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.
Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.
Brigit is a financial health app established in 2017 and based in New York, New York. The company aims to assist everyday Americans in managing their financial well-being by offering tools and insights for budgeting and spending habits. Its platform enables users to monitor bills, track expenses, and access credit without incurring heavy interest costs. By promoting sustainable financial practices, Brigit seeks to alleviate immediate financial stress while also encouraging users to save for the future and improve their overall financial health.
Clerkie is a developer of a debt automation platform aimed at assisting Americans with their financial challenges. The company utilizes a proprietary financial automation system that leverages conversational AI to create detailed financial knowledge graphs. This technology enables users to manage their debt more effectively by providing expert financial advice alongside one-click automation solutions. Clerkie's approach not only helps users take proactive steps in addressing their financial situations but also assists creditors in managing loan losses. The platform is designed to simplify the process of navigating complex financial issues, making it more accessible for individuals seeking to alleviate their debt burdens.
Clerkie is a developer of a debt automation platform aimed at assisting Americans with their financial challenges. The company utilizes a proprietary financial automation system that leverages conversational AI to create detailed financial knowledge graphs. This technology enables users to manage their debt more effectively by providing expert financial advice alongside one-click automation solutions. Clerkie's approach not only helps users take proactive steps in addressing their financial situations but also assists creditors in managing loan losses. The platform is designed to simplify the process of navigating complex financial issues, making it more accessible for individuals seeking to alleviate their debt burdens.
At Cushion, our goal is to democratize access to financial help, not just financial advice - enabling consumers to waste less money, save more, and live financially healthier lives. We believe that the future of consumer finance is all about intelligently doing work on behalf of the end user - requiring very little input from, or interaction with, the consumer. Our first offering is a bot that negotiates with banks, on behalf of our customers, to get their bank fees and credit card interest charges waived - a $200 Billion annual problem in the U.S.
ZestMoney is a consumer lending FinTech company based in India that offers digital equated monthly installments (EMIs) without requiring a credit card or a credit score. Founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman, the company aims to make EMI payments accessible to a broader audience. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney has reached millions of consumers across India. The company is supported by prominent global investors in digital financial services, including PayU, Ribbit Capital, and Omidyar Networks.
ZestMoney is a consumer lending FinTech company based in India that offers digital equated monthly installments (EMIs) without requiring a credit card or a credit score. Founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman, the company aims to make EMI payments accessible to a broader audience. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney has reached millions of consumers across India. The company is supported by prominent global investors in digital financial services, including PayU, Ribbit Capital, and Omidyar Networks.
At Cushion, our goal is to democratize access to financial help, not just financial advice - enabling consumers to waste less money, save more, and live financially healthier lives. We believe that the future of consumer finance is all about intelligently doing work on behalf of the end user - requiring very little input from, or interaction with, the consumer. Our first offering is a bot that negotiates with banks, on behalf of our customers, to get their bank fees and credit card interest charges waived - a $200 Billion annual problem in the U.S.
Cignifi Inc. is a Boston-based company that specializes in credit and marketing analytics for mobile network operators. Founded in 2010, it utilizes mobile phone data to generate credit risk and marketing scores for consumers, particularly targeting mobile pre-pay customers who may lack access to traditional financial services. By analyzing mobile phone behavior, Cignifi provides valuable insights for credit cards, personal loans, insurance, and savings. The company aims to serve the needs of the 2.7 billion individuals globally who have mobile access but limited financial options. In addition to its core analytics platform, Cignifi offers related products such as airtime credit, handset financing, and online lending, thereby enhancing financial inclusion for underserved populations. With a presence in both Boston and Sao Paulo, Brazil, Cignifi targets telecommunications operators, retailers, lenders, and insurers to expand access to essential financial products.
Tez Financial Services Limited provides digital non-banking micro financing services. The company develops an application through which it aggregates credit, savings, insurance, and investments into a single platform. Its products include Tez advance which provides nano credit services; Tez Bima which distributes insurance; and Tez Sarmaya which caters to the medium-to-long term investment needs. The company was incorporated in 2018 and is based in Karachi, Pakistan.
NeoGrowth Credit Private Limited is a non-banking financial institution based in Mumbai, India, established in 1993. The company specializes in providing business loans tailored for micro, small, and medium enterprises. Its services include retail finance, vendor finance for manufacturers and suppliers of large corporations, and purchase finance for traders and service providers acquiring goods from major corporate clients. NeoGrowth primarily focuses on meeting the financial needs of small businesses across various sectors, including retail, hospitality, and health services. It began commercial operations in 2013 and aims to support businesses that sell consumer goods and services, such as apparel, electronics, handicrafts, and personal care services.
GuiaBolso is a digital platform in Brazil that connects consumers to various financial products through an in-app marketplace, enabling real-time access and origination. By utilizing proprietary bank account aggregation technology, GuiaBolso offers users a comprehensive view of their finances, along with free credit bureau reports. This innovative approach allows users to access a range of fairly-priced loans based on actual credit risk, which is particularly significant in a market lacking a national credit score and characterized by high interest spreads. The platform also streamlines budgeting and financial control, automating processes and helping users select financial products from a curated list of partners. GuiaBolso's mission is to enhance individuals' financial well-being by providing the necessary information for better financial decision-making.
Lendable, Inc. is a financial technology company based in San Francisco that specializes in providing debt financing and risk analytics for lenders operating in emerging and frontier markets. Founded in 2014, Lendable offers a comprehensive database containing market repayment, demographic, and contextual data, which aids in the improvement and validation of credit models. The company's risk engine assesses individual credit risk as well as portfolio and group-level risk, facilitating informed lending decisions. By connecting alternative lenders with institutional debt investors, Lendable aims to enhance access to financing for high-growth fintech firms in regions such as Africa, ultimately striving to make impact investing a viable asset class and serve the financial needs of millions of underserved borrowers.
Lendable, Inc. is a financial technology company based in San Francisco that specializes in providing debt financing and risk analytics for lenders operating in emerging and frontier markets. Founded in 2014, Lendable offers a comprehensive database containing market repayment, demographic, and contextual data, which aids in the improvement and validation of credit models. The company's risk engine assesses individual credit risk as well as portfolio and group-level risk, facilitating informed lending decisions. By connecting alternative lenders with institutional debt investors, Lendable aims to enhance access to financing for high-growth fintech firms in regions such as Africa, ultimately striving to make impact investing a viable asset class and serve the financial needs of millions of underserved borrowers.
Cignifi Inc. is a Boston-based company that specializes in credit and marketing analytics for mobile network operators. Founded in 2010, it utilizes mobile phone data to generate credit risk and marketing scores for consumers, particularly targeting mobile pre-pay customers who may lack access to traditional financial services. By analyzing mobile phone behavior, Cignifi provides valuable insights for credit cards, personal loans, insurance, and savings. The company aims to serve the needs of the 2.7 billion individuals globally who have mobile access but limited financial options. In addition to its core analytics platform, Cignifi offers related products such as airtime credit, handset financing, and online lending, thereby enhancing financial inclusion for underserved populations. With a presence in both Boston and Sao Paulo, Brazil, Cignifi targets telecommunications operators, retailers, lenders, and insurers to expand access to essential financial products.
Tez Financial Services Limited provides digital non-banking micro financing services. The company develops an application through which it aggregates credit, savings, insurance, and investments into a single platform. Its products include Tez advance which provides nano credit services; Tez Bima which distributes insurance; and Tez Sarmaya which caters to the medium-to-long term investment needs. The company was incorporated in 2018 and is based in Karachi, Pakistan.
Indifi Technologies Pvt. Ltd. operates a digital lending platform that connects small businesses in India with lenders, facilitating access to loans for those with potential but limited access to traditional financing options. Founded in 2015 and based in Gurugram, the company utilizes technology to gather and analyze data from various sources, assessing the creditworthiness of businesses based on their performance and industry context. This approach allows Indifi to identify low-risk, high-potential borrowers, thereby increasing their chances of securing funding. The platform supports a variety of sectors, including e-commerce, travel, hospitality, retail, and trading. Additionally, Indifi offers lifecycle support services for lenders, encompassing marketing, customer relationship management, data aggregation, loan monitoring, and payment management, ultimately creating a streamlined process for both borrowers and lenders.
ZestMoney is a consumer lending FinTech company based in India that offers digital equated monthly installments (EMIs) without requiring a credit card or a credit score. Founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman, the company aims to make EMI payments accessible to a broader audience. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney has reached millions of consumers across India. The company is supported by prominent global investors in digital financial services, including PayU, Ribbit Capital, and Omidyar Networks.
ZestMoney is a consumer lending FinTech company based in India that offers digital equated monthly installments (EMIs) without requiring a credit card or a credit score. Founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman, the company aims to make EMI payments accessible to a broader audience. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney has reached millions of consumers across India. The company is supported by prominent global investors in digital financial services, including PayU, Ribbit Capital, and Omidyar Networks.
NeoGrowth Credit Private Limited is a non-banking financial institution based in Mumbai, India, established in 1993. The company specializes in providing business loans tailored for micro, small, and medium enterprises. Its services include retail finance, vendor finance for manufacturers and suppliers of large corporations, and purchase finance for traders and service providers acquiring goods from major corporate clients. NeoGrowth primarily focuses on meeting the financial needs of small businesses across various sectors, including retail, hospitality, and health services. It began commercial operations in 2013 and aims to support businesses that sell consumer goods and services, such as apparel, electronics, handicrafts, and personal care services.
GuiaBolso is a digital platform in Brazil that connects consumers to various financial products through an in-app marketplace, enabling real-time access and origination. By utilizing proprietary bank account aggregation technology, GuiaBolso offers users a comprehensive view of their finances, along with free credit bureau reports. This innovative approach allows users to access a range of fairly-priced loans based on actual credit risk, which is particularly significant in a market lacking a national credit score and characterized by high interest spreads. The platform also streamlines budgeting and financial control, automating processes and helping users select financial products from a curated list of partners. GuiaBolso's mission is to enhance individuals' financial well-being by providing the necessary information for better financial decision-making.
ZestMoney is a consumer lending FinTech company based in India that offers digital equated monthly installments (EMIs) without requiring a credit card or a credit score. Founded in 2016 by Priya Sharma, Lizzie Chapman, and Ashish Anantharaman, the company aims to make EMI payments accessible to a broader audience. By leveraging mobile technology, digital banking, and artificial intelligence, ZestMoney has reached millions of consumers across India. The company is supported by prominent global investors in digital financial services, including PayU, Ribbit Capital, and Omidyar Networks.
NeoGrowth Credit Private Limited is a non-banking financial institution based in Mumbai, India, established in 1993. The company specializes in providing business loans tailored for micro, small, and medium enterprises. Its services include retail finance, vendor finance for manufacturers and suppliers of large corporations, and purchase finance for traders and service providers acquiring goods from major corporate clients. NeoGrowth primarily focuses on meeting the financial needs of small businesses across various sectors, including retail, hospitality, and health services. It began commercial operations in 2013 and aims to support businesses that sell consumer goods and services, such as apparel, electronics, handicrafts, and personal care services.
Cignifi Inc. is a Boston-based company that specializes in credit and marketing analytics for mobile network operators. Founded in 2010, it utilizes mobile phone data to generate credit risk and marketing scores for consumers, particularly targeting mobile pre-pay customers who may lack access to traditional financial services. By analyzing mobile phone behavior, Cignifi provides valuable insights for credit cards, personal loans, insurance, and savings. The company aims to serve the needs of the 2.7 billion individuals globally who have mobile access but limited financial options. In addition to its core analytics platform, Cignifi offers related products such as airtime credit, handset financing, and online lending, thereby enhancing financial inclusion for underserved populations. With a presence in both Boston and Sao Paulo, Brazil, Cignifi targets telecommunications operators, retailers, lenders, and insurers to expand access to essential financial products.
Cignifi Inc. is a Boston-based company that specializes in credit and marketing analytics for mobile network operators. Founded in 2010, it utilizes mobile phone data to generate credit risk and marketing scores for consumers, particularly targeting mobile pre-pay customers who may lack access to traditional financial services. By analyzing mobile phone behavior, Cignifi provides valuable insights for credit cards, personal loans, insurance, and savings. The company aims to serve the needs of the 2.7 billion individuals globally who have mobile access but limited financial options. In addition to its core analytics platform, Cignifi offers related products such as airtime credit, handset financing, and online lending, thereby enhancing financial inclusion for underserved populations. With a presence in both Boston and Sao Paulo, Brazil, Cignifi targets telecommunications operators, retailers, lenders, and insurers to expand access to essential financial products.
NeoGrowth Credit Private Limited is a non-banking financial institution based in Mumbai, India, established in 1993. The company specializes in providing business loans tailored for micro, small, and medium enterprises. Its services include retail finance, vendor finance for manufacturers and suppliers of large corporations, and purchase finance for traders and service providers acquiring goods from major corporate clients. NeoGrowth primarily focuses on meeting the financial needs of small businesses across various sectors, including retail, hospitality, and health services. It began commercial operations in 2013 and aims to support businesses that sell consumer goods and services, such as apparel, electronics, handicrafts, and personal care services.
Cignifi Inc. is a Boston-based company that specializes in credit and marketing analytics for mobile network operators. Founded in 2010, it utilizes mobile phone data to generate credit risk and marketing scores for consumers, particularly targeting mobile pre-pay customers who may lack access to traditional financial services. By analyzing mobile phone behavior, Cignifi provides valuable insights for credit cards, personal loans, insurance, and savings. The company aims to serve the needs of the 2.7 billion individuals globally who have mobile access but limited financial options. In addition to its core analytics platform, Cignifi offers related products such as airtime credit, handset financing, and online lending, thereby enhancing financial inclusion for underserved populations. With a presence in both Boston and Sao Paulo, Brazil, Cignifi targets telecommunications operators, retailers, lenders, and insurers to expand access to essential financial products.