Flourish Ventures

Flourish Ventures is a venture capital firm founded in 2019 and based in San Francisco, California. The firm focuses on early-stage investments in sectors such as banking, consumer lending, data analytics, digital payments, insurance technology, personal finance, and regulatory technology. With a commitment to advancing financial health and prosperity for individuals and small businesses, Flourish Ventures manages $850 million in assets and adopts a long-term investment approach. The firm collaborates with over 70 global fintech founders and 18 ecosystem partners, including influential figures in research, policy, and regulation, to promote a fair and inclusive economy. Flourish Ventures targets companies located in Asia, Africa, Latin America, and the United States, seeking to support innovations that contribute to a more equitable financial landscape.

Arjuna Costa

Managing Partner

Tilman Ehrbeck

Managing Partner

Su Fen Goh

Associate

Matt Kelly

Senior Investment Analyst

Pranav Mittal

Senior Investment Analyst

Tina Moran

Associate

Diana Narváez

Principal

Shaw, Emmalyn

Managing Partner

Crystal Sun

Senior Investment Analyst

Upadhyay, Ameya

Venture Partner

Past deals in Life Insurance

Qoala

Series B in 2022
Qoala is a disruptive InsureTech company that leverages big data, machine learning, IoT, and blockchain aiming to revolutionize the insurance landscape in Indonesia. Qoala partners with big companies, including e-commerce and travel platforms, to enhance their customer experience through unique and innovative insurance products.

Kin Insurance

Series D in 2022
Kin Insurance is a direct-to-consumer digital insurer focusing on the homeowner's insurance market. Kin Insurance enhances homeowners insurance convenience and affordability by removing external agents. The tech platform offers a seamless user experience, personalized coverage options, and efficient claims service. Kin utilizes extensive property data for precise pricing and improved underwriting results.

GramCover

Series A in 2021
GramCover is an InsurTech marketplace for rural India. GramCover focuses on the development and brokerage of rural insurance products to farmers. It aims to reduce costs and increase penetration in rural areas by leveraging technology and an innovative distribution approach. GramCover's mobile insurance platform enables their partners to onboard their customers digitally anytime. The platform supports multiple collection options well suited for rural customers. Insurance Policies can be issued instantly.

Kin Insurance

Series C in 2021
Kin Insurance is a direct-to-consumer digital insurer focusing on the homeowner's insurance market. Kin Insurance enhances homeowners insurance convenience and affordability by removing external agents. The tech platform offers a seamless user experience, personalized coverage options, and efficient claims service. Kin utilizes extensive property data for precise pricing and improved underwriting results.

Kin Insurance

Series B in 2020
Kin Insurance is a direct-to-consumer digital insurer focusing on the homeowner's insurance market. Kin Insurance enhances homeowners insurance convenience and affordability by removing external agents. The tech platform offers a seamless user experience, personalized coverage options, and efficient claims service. Kin utilizes extensive property data for precise pricing and improved underwriting results.

GramCover

Seed Round in 2020
GramCover is an InsurTech marketplace for rural India. GramCover focuses on the development and brokerage of rural insurance products to farmers. It aims to reduce costs and increase penetration in rural areas by leveraging technology and an innovative distribution approach. GramCover's mobile insurance platform enables their partners to onboard their customers digitally anytime. The platform supports multiple collection options well suited for rural customers. Insurance Policies can be issued instantly.

Qoala

Series A in 2020
Qoala is a disruptive InsureTech company that leverages big data, machine learning, IoT, and blockchain aiming to revolutionize the insurance landscape in Indonesia. Qoala partners with big companies, including e-commerce and travel platforms, to enhance their customer experience through unique and innovative insurance products.

Toffee Insurance

Series A in 2019
Toffee Insurance operates a digital insurance platform designed to provide affordable and accessible insurance solutions. The company offers a streamlined plan that encompasses health, lifestyle, and travel coverage, allowing customers to secure protection for various aspects of their lives, including health hazards and household items. By simplifying the insurance process and enabling easy monthly payments, Toffee Insurance aims to make insurance relevant to a broad audience, ensuring that individuals and families can obtain the coverage they need without unnecessary complexity.

MyShubhLife

Series A in 2019
MyShubhLife is a full-stack financial services provider for the Next Half Billion. With Real-time analytics and credit reports based on alternative data, MyShubhLife reaches unserved and underserved market segments to provide meaningful financial inclusion. MyShubhLife has further strengthened its financial inclusion goal through its financial wellness program for corporates and individuals by expanding its portfolio to include Mini and Microloans, Insurance, Mutual Fund SIPS, Tax filing service, and more.

Kin Insurance

Convertible Note in 2019
Kin Insurance is a direct-to-consumer digital insurer focusing on the homeowner's insurance market. Kin Insurance enhances homeowners insurance convenience and affordability by removing external agents. The tech platform offers a seamless user experience, personalized coverage options, and efficient claims service. Kin utilizes extensive property data for precise pricing and improved underwriting results.

Toffee Insurance

Seed Round in 2019
Toffee Insurance operates a digital insurance platform designed to provide affordable and accessible insurance solutions. The company offers a streamlined plan that encompasses health, lifestyle, and travel coverage, allowing customers to secure protection for various aspects of their lives, including health hazards and household items. By simplifying the insurance process and enabling easy monthly payments, Toffee Insurance aims to make insurance relevant to a broad audience, ensuring that individuals and families can obtain the coverage they need without unnecessary complexity.

Kin Insurance

Seed Round in 2017
Kin Insurance is a direct-to-consumer digital insurer focusing on the homeowner's insurance market. Kin Insurance enhances homeowners insurance convenience and affordability by removing external agents. The tech platform offers a seamless user experience, personalized coverage options, and efficient claims service. Kin utilizes extensive property data for precise pricing and improved underwriting results.
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