General Catalyst

AxiTrust is a FinTech company specializing in digital surety and risk management solutions for secure financial transactions. Its platform offers advanced tools for secure documentation, digital signatures, and real-time verification, enhancing operational efficiency and reducing risk. The company also provides micro surety bonds and real-time insights to micro, small, and medium enterprises (MSMEs), enabling them to streamline business operations, unlock capital, and drive growth while mitigating risks.

PvX Partners is a technology company that provides a platform to help consumer app businesses scale. It offers PvX Capital, a financing service that delivers fast, flexible capital for marketing spends, without the risks or drawbacks of traditional equity or debt financing. Additionally, PvX Partners is developing an operating system for growth, a unified platform that integrates various tools to enhance return on ad spend (ROAS) and support consumer businesses' growth strategies.

Bitwise is a specialized asset manager focused on cryptocurrency investments for individuals, investment managers, and institutions. The company provides a diverse range of investment solutions, including index funds, yield and alpha strategies, multi-strategy offerings, and separately managed accounts. Bitwise emphasizes the importance of security and liquidity, implementing modern protective measures for assets. Its platform is designed to facilitate rules-based exposure to the cryptocurrency market, helping clients navigate the complexities of digital assets while aligning with their investment objectives.

Stacks is an AI-powered workspace that shortens monthly financial close cycles, reduces accounting risk, and boosts accuracy.

Current is a consumer fintech banking platform dedicated to enhancing financial access for everyday Americans. The company focuses on developing integrated solutions that address the barriers preventing individuals from achieving their financial goals. By simplifying banking processes and providing user-friendly tools, Current aims to empower users to build a secure financial future. With backing from prominent investors, Current continues to innovate in the financial technology space, striving to meet the diverse needs of its customer base through modern banking solutions.

Goodstack is a SaaS and fintech platform for managing charitable donations.

Lean Technologies Limited, founded in 2019 and based in Riyadh, Saudi Arabia, is a FinTech startup that specializes in providing an application programming interface (API) platform for financial data applications. The company's API suite simplifies access to consumer financial data, allowing businesses to navigate the complexities of financial infrastructure with ease. By enabling seamless access to customers' financial information and facilitating instant bank transfers, Lean Technologies aims to enhance the accessibility, transparency, and utility of financial data and payments. This approach fosters a more inclusive and interconnected financial landscape, ultimately benefiting both consumers and businesses.

Tabs is an AI-powered revenue automation platform that streamlines the management of customer contracts, billing, revenue recognition, and renewals. Founded in 2023 and based in New York, the company automates the entire receivables lifecycle, from invoice computation to cash application, by organizing various customer documents and usage data. This enables the platform to identify key terms, generate billing schedules, and tabulate invoices without requiring structured data mapping. Tabs provides seamless invoice delivery, modern dunning processes, and integrates with major accounting and payment systems, enhancing operational efficiency. The platform also offers advanced analytics and reporting capabilities, significantly reducing the time required for collections and saving businesses hundreds of hours annually. By lowering operational and financial risks, Tabs aims to serve as a comprehensive solution for finance and revenue operations.

Melio is a fintech company that provides small businesses with a digital platform for managing business-to-business payments and receivables. Its services are designed to streamline the payment process, allowing businesses to transfer and receive payments more efficiently. The platform features an integrated accounts payable and receivables dashboard that enhances oversight and control over cash flow, helping to reduce or eliminate late payment costs. By simplifying the payment workflow, Melio enables small businesses to focus on customer engagement rather than administrative tasks, ultimately improving cash flow and minimizing time and costs associated with managing supplier payments.

Pap! is a technology company that specializes in automating refund claims for consumers. It operates an online platform that scans email receipts, identifying price drops and flight delays that entitle users to refunds. The platform uses artificial intelligence to navigate complex price adjustment policies and ensure users receive all eligible refunds, having recovered billions for consumers to date.

AtoB is a technology company based in San Francisco that specializes in developing payment infrastructure for the transportation and logistics sector, particularly focusing on commercial fleets. Founded by Harshita Arora, Vignan Velivela, and Tushar Misra, AtoB provides innovative financial technology services, including a zero-fee fuel card that is widely accepted. This offering is designed to facilitate quick and transparent transactions for clients in the trucking and logistics industry, ensuring that companies of various sizes can manage their fuel expenses without incurring additional costs.

Neon is a Brazilian fintech company founded in 2016, offering a digital banking platform and bill payment services. With over 15 million customers and 1,600 employees, Neon provides a range of products including debit and credit cards without annual fees, personal loans, investments in CDB and CDI, cashback on debit transactions, and various payment methods. Notably, Neon For Life, an AI-driven platform, enables consumers to pay bills like rent and utilities on flexible terms, without traditional credit pitfalls. The company aims to provide accessible, abusive-fee-free financial services to Brazilian workers and micro-entrepreneurs, with a focus on simplicity and convenience.

Stori, established in 2017 and headquartered in Vienna, Virginia, is a technology-driven financial services provider. It specializes in using artificial intelligence to offer inclusive financial products, primarily digital credit cards, to underserved middle- and emerging middle-class customers. Stori's platform connects consumers with personal loan officers, assists in product selection based on financial situations, and guides users through the loan application process. Additionally, it aims to simplify and secure financial management by offering a unified mobile application for borrowing, saving, and investing.

Summer combines innovative technology and policy expertise to serve student loan borrowers. The company's platform provides resources including a personalized loan payment dashboard, payment notifications, student loan policy updates, and customized repayment plans, enabling student borrowers to take control of their loans and save money while repaying. Summer was established in 2017 in New York by Will Sealy.

The first travel credit card for Gen Z.

Bilt Rewards offers a rewards program that allows renters to earn points on rent and create a path towards homeownership. With an alliance of the U.S.' largest real estate owners, Bilt Rewards will enable renters in more than two million units across the country to earn points just by paying rent. Launched in June 2021, Bilt Rewards boasts one of the highest value rewards programs on the market today, including one-to-one point transfers for travel across over 100 major airlines and hotel partners; fitness classes at the country’s top boutique studios; limited-edition and exclusive collections of art and home decorations through the Bilt Collection, and the ability to use points for rent credits or towards a future down payment. Bilt has also partnered with Mastercard and Wells Fargo to create the Bilt Mastercard - the first and only credit card that can be used to pay rent with no fees. In October 2022, Bilt announced a valuation of $1.5 billion following a $150 million growth round to advance its loyalty program and credit card for renters.

Finom is a financial technology company that offers a comprehensive platform designed for entrepreneurs, self-employed individuals, and small to medium-sized enterprises. Founded in 2019 and headquartered in Amsterdam, the Netherlands, Finom integrates digital banking, accounting, invoicing, and expense management into a single mobile-first solution. This approach enables users to efficiently manage their financial operations directly from their smartphones, streamlining processes and reducing the time and costs associated with traditional financial management. By combining various services into one platform, Finom aims to simplify financial tasks for its users and enhance their overall business efficiency.

Parallax operates a crypto platform designed to facilitate seamless transactions in both cryptocurrency and cash. The company is dedicated to making cryptocurrency a common method for business payments by providing the necessary infrastructure that simplifies the payment process. By enhancing the communication of payment needs and accounting, Parallax aims to unlock the potential of crypto for businesses, making payments more straightforward and accessible.

Greenlite is a technology company that specializes in automating financial crime compliance tasks. It offers an AI-driven platform that efficiently handles routine operations such as alert screening, business onboarding reviews, and regulatory reporting, thereby reducing the need for manual effort or outsourcing.

Magic is a fintech company that develops a bank payment platform.

Summer combines innovative technology and policy expertise to serve student loan borrowers. The company's platform provides resources including a personalized loan payment dashboard, payment notifications, student loan policy updates, and customized repayment plans, enabling student borrowers to take control of their loans and save money while repaying. Summer was established in 2017 in New York by Will Sealy.

Xclaim Inc. operates an electronic platform designed for the trading of bankruptcy claims, creating a marketplace for distressed debt that has historically been traded on paper. Founded in 2018 and based in Los Angeles, California, Xclaim connects investors in distressed debt with various parties owed money by bankrupt companies, such as vendors and landlords. The platform enhances trading efficiency, thereby increasing liquidity in a typically illiquid market. Xclaim's services include assisting users in tracking portfolios, facilitating out-of-court settlements, and providing a comprehensive view of buyer competition. By streamlining the trading process and offering risk mitigation features, Xclaim aims to eliminate inefficiencies in the bankruptcy claims marketplace.

Finom is a financial technology company that offers a comprehensive platform designed for entrepreneurs, self-employed individuals, and small to medium-sized enterprises. Founded in 2019 and headquartered in Amsterdam, the Netherlands, Finom integrates digital banking, accounting, invoicing, and expense management into a single mobile-first solution. This approach enables users to efficiently manage their financial operations directly from their smartphones, streamlining processes and reducing the time and costs associated with traditional financial management. By combining various services into one platform, Finom aims to simplify financial tasks for its users and enhance their overall business efficiency.

C14 is a developer of a payment and web3 interface platform that facilitates the integration of cryptocurrency and fiat payments. The platform offers a seamless, ecommerce-like payment widget that can be embedded in websites and decentralized applications (dApps) across various blockchain ecosystems. It provides users with access to the non-fungible token (NFT) marketplace, multiple blockchains, web3 projects, and crypto wallets. C14 streamlines the know-your-customer (KYC) process, eliminating the need for a centralized crypto exchange, thereby allowing users to comfortably and securely transact with digital assets worldwide.

Sovryn is a decentralized trading and lending platform built on RSK, a side chain of the Bitcoin blockchain. It enables users to trade and lend Bitcoin in a secure environment, utilizing audited smart contracts and secure oracles. The platform also features insurance funds to support undercollateralized loans and operates under an open-source model, promoting transparency and community governance. By leveraging Bitcoin's infrastructure, Sovryn aims to provide a convenient and reliable online portal for users to engage in cryptocurrency transactions.

CashFlo, also known as Cashflow Investments (India) Private Limited, is a Mumbai-based company that operates as India's only integrated accounts payable automation and supply chain financing platform. Founded in 1992, CashFlo aims to unlock the financial potential of millions of Indian businesses by facilitating early payments through its digital marketplace. The platform connects buyers, suppliers, and financial institutions, allowing them to collaborate effectively to optimize working capital and enhance treasury returns. With a diverse clientele that includes over 50 large enterprises and 200,000 mid-market and SME companies across various sectors, CashFlo has established itself as a key player in transforming payment and financing practices in India. The company has been recognized for its innovative solutions, having received the Supply Chain Finance Solution of the Year award for three consecutive years from 2019 to 2021.

R2 is a developer of an embedded lending platform that provides financial resources to small and medium-sized businesses (SMBs) in Latin America. By partnering with established companies like Rappi and Clip, R2 enables these platforms to offer seamless financing options to their buyers and sellers. This integration allows businesses to lend without incurring credit risk, thereby enhancing their gross merchandise volume (GMV) and promoting customer retention. Additionally, R2's services create new revenue streams for its partners by positioning the company as a trusted financing supplier.

Spectral is a New Rochelle, New York-based company founded in 2020 that focuses on programmable creditworthiness through its innovative platform. The company provides valuable credit risk insights to its partners by utilizing on-chain data, thereby enhancing business decisions and offerings. Users can access new financial opportunities through the Multi-Asset Credit Risk Oracle (MACRO) Score, which serves as an on-chain equivalent to a traditional FICO score, allowing individuals to check their on-chain credit scores. Additionally, Spectral offers an AI-powered platform that simplifies the creation and deployment of smart contracts, enabling developers to generate complex contracts using natural language, thus accelerating development time and minimizing errors.

Flexpa is a healthcare technology company founded in 2021 and based in San Francisco, California. It specializes in developing a platform that allows digital health applications to connect with patient access APIs and integrate claims histories. By digitizing data collected from various healthcare providers, Flexpa creates analytics dashboards that enable healthcare professionals to track individual and group patient outcomes. This integration of diagnostic tests and lab reports helps providers make informed decisions regarding treatment plans and pharmaceutical options, ultimately aiming to enhance healthcare outcomes.

Pintarnya is a mobile application designed to enhance employment and financial opportunities for blue-collar workers in Indonesia. The platform operates as a job portal that employs a data-driven approach to connect job seekers with relevant job opportunities. Users can create simple resumes and apply for curated positions tailored to their skills, location, and the specific requirements of employers. By streamlining the hiring process, Pintarnya aims to make it more efficient for both job seekers and employers.

OneCode is a Fintech platform that connects digital-first brands with sellers to sell their products and services to trust deficit and less tech-savvy users by building trust through assisted sales and support. OneCode acts as a bridge between brands and the end consumers who need physical touchpoints, in-person interactions, training, push, and motivation before buying a product/service. OneCode partners with banking institutions such as IDFC First, SBI, Bank of Baroda as well as new-age fintech products including Navi, Groww, Jupiter as its customers.

Rapyd is a payments platform that integrates fintech services into applications, streamlining access to a variety of local payment methods. It empowers e-commerce merchants, gig platforms, challenger wallets, remittance services, online lenders, and traditional banks to overcome the constraints of outdated infrastructure. By facilitating the creation of innovative, mobile-friendly payment solutions, Rapyd enhances the financial capabilities of its users, allowing them to adapt to the evolving demands of the digital economy.

R2 is a developer of an embedded lending platform that provides financial resources to small and medium-sized businesses (SMBs) in Latin America. By partnering with established companies like Rappi and Clip, R2 enables these platforms to offer seamless financing options to their buyers and sellers. This integration allows businesses to lend without incurring credit risk, thereby enhancing their gross merchandise volume (GMV) and promoting customer retention. Additionally, R2's services create new revenue streams for its partners by positioning the company as a trusted financing supplier.

CoinTracker is a cryptocurrency portfolio and tax management platform that facilitates the tracking of cryptocurrency investments and ensures tax compliance. The platform automatically syncs transactions from various exchanges and wallets into a unified dashboard, allowing users to monitor their balances and transactions seamlessly. CoinTracker calculates cost basis and capital gains, delivering essential tax information with minimal effort. This service provides users with insights into their cryptocurrency movements, enabling them to visualize transactions and manage their portfolios effectively. By consolidating all relevant data, CoinTracker simplifies the process of filing crypto taxes and helps users maintain a comprehensive overview of their investments.

StockGro is a social investment platform that offers a gamified virtual environment for users to learn about stock trading. The platform allows individuals to buy and sell virtual securities using virtual currency, providing a risk-free way to develop trading strategies. Users can compete, interact with others, and receive rewards for their activities, enhancing the learning experience. Additionally, StockGro enables users to access, evaluate, and implement various trade techniques, making it easier for them to understand the stock market without the need to invest real money. Through this innovative approach, StockGro aims to educate and empower individuals interested in stock trading.

Jadu AR Inc., operating under the name Jadu, is a company based in Los Angeles, California, that specializes in augmented reality technology. Founded in 2019, Jadu has developed a mobile application that enables users to engage with holograms of their favorite musicians and performers, allowing fans to perform alongside these virtual representations. The application is available on the App Store, enhancing the interactive entertainment experience for users by blending real and digital performances.

Hometap is a fintech company founded in 2018 and based in Boston, Massachusetts, that specializes in home equity investments. It offers homeowners a unique opportunity to access cash without incurring debt or selling their property. By providing immediate funds in exchange for a percentage of the home's future value, Hometap enables homeowners to utilize the money for various purposes, such as paying off debt or financing renovations. This approach allows homeowners to improve their financial situation without the burden of monthly payments or additional loans.

OpenStore is a company that provides instant liquidity services to eCommerce entrepreneurs, facilitating a seamless connection between merchants and customers. By leveraging data, information, and capital, OpenStore aims to enhance the online shopping experience, allowing for spontaneous discovery. The company's services enable merchants to concentrate on their core business operations while benefiting from improved access to financial resources. Ultimately, OpenStore seeks to create a unified platform that transforms the way merchants engage with customers in the digital marketplace.

Stori, established in 2017 and headquartered in Vienna, Virginia, is a technology-driven financial services provider. It specializes in using artificial intelligence to offer inclusive financial products, primarily digital credit cards, to underserved middle- and emerging middle-class customers. Stori's platform connects consumers with personal loan officers, assists in product selection based on financial situations, and guides users through the loan application process. Additionally, it aims to simplify and secure financial management by offering a unified mobile application for borrowing, saving, and investing.

AtoB is a technology company based in San Francisco that specializes in developing payment infrastructure for the transportation and logistics sector, particularly focusing on commercial fleets. Founded by Harshita Arora, Vignan Velivela, and Tushar Misra, AtoB provides innovative financial technology services, including a zero-fee fuel card that is widely accepted. This offering is designed to facilitate quick and transparent transactions for clients in the trucking and logistics industry, ensuring that companies of various sizes can manage their fuel expenses without incurring additional costs.

TripleBlind, Inc. is a Kansas City-based company incorporated in 2019 that provides an online platform enabling organizations to collaborate while safeguarding sensitive data and algorithms. The company specializes in privacy-enhancing computation, offering a software-only solution delivered through a simple API. TripleBlind focuses on sectors such as healthcare and financial services, utilizing innovations like federated learning and multi-party computation to enhance the scalability and efficiency of privacy-preserving technology. Its platform allows institutions to share and monetize regulated data without compromising privacy, ensuring compliance with regulations like HIPAA and GDPR. By facilitating collaboration around sensitive data without decryption, TripleBlind enables clients to generate new revenue, derive deeper insights, and improve modeling and analysis. The company is supported by notable investors including Accenture, General Catalyst, and The Mayo Clinic, and it integrates seamlessly with major cloud platforms.

Mono is a Nigerian company founded in 2020 that specializes in financial data infrastructure through its application programming interface (API) platform. This platform offers businesses the ability to access essential financial information, including bank statements, account verification, and payment initiation. Mono's services are designed to enhance onboarding and identification processes, particularly in emerging markets. By providing real-time access to financial data and enabling secure direct bank payments, Mono aims to empower companies of all sizes, from startups to large enterprises. The company's mission focuses on unlocking the potential of Africa’s financial system, facilitating economic growth by equipping businesses with the necessary tools to thrive in the digital economy.

Mono is a Nigerian company founded in 2020 that specializes in financial data infrastructure through its application programming interface (API) platform. This platform offers businesses the ability to access essential financial information, including bank statements, account verification, and payment initiation. Mono's services are designed to enhance onboarding and identification processes, particularly in emerging markets. By providing real-time access to financial data and enabling secure direct bank payments, Mono aims to empower companies of all sizes, from startups to large enterprises. The company's mission focuses on unlocking the potential of Africa’s financial system, facilitating economic growth by equipping businesses with the necessary tools to thrive in the digital economy.

Melio is a fintech company that provides small businesses with a digital platform for managing business-to-business payments and receivables. Its services are designed to streamline the payment process, allowing businesses to transfer and receive payments more efficiently. The platform features an integrated accounts payable and receivables dashboard that enhances oversight and control over cash flow, helping to reduce or eliminate late payment costs. By simplifying the payment workflow, Melio enables small businesses to focus on customer engagement rather than administrative tasks, ultimately improving cash flow and minimizing time and costs associated with managing supplier payments.

OpenStore is a company that provides instant liquidity services to eCommerce entrepreneurs, facilitating a seamless connection between merchants and customers. By leveraging data, information, and capital, OpenStore aims to enhance the online shopping experience, allowing for spontaneous discovery. The company's services enable merchants to concentrate on their core business operations while benefiting from improved access to financial resources. Ultimately, OpenStore seeks to create a unified platform that transforms the way merchants engage with customers in the digital marketplace.

Coda, established in 2014 and headquartered in Mountain View, California, specializes in developing innovative document management solutions. Its core product is a unified canvas that combines the functionalities of documents, spreadsheets, and applications, enabling users to create powerful, custom solutions. Coda's software is designed to streamline and automate financial management processes, enhance compliance, and improve corporate governance for organizations.

Xclaim Inc. operates an electronic platform designed for the trading of bankruptcy claims, creating a marketplace for distressed debt that has historically been traded on paper. Founded in 2018 and based in Los Angeles, California, Xclaim connects investors in distressed debt with various parties owed money by bankrupt companies, such as vendors and landlords. The platform enhances trading efficiency, thereby increasing liquidity in a typically illiquid market. Xclaim's services include assisting users in tracking portfolios, facilitating out-of-court settlements, and providing a comprehensive view of buyer competition. By streamlining the trading process and offering risk mitigation features, Xclaim aims to eliminate inefficiencies in the bankruptcy claims marketplace.

FamPay Solutions Private Limited is a Bengaluru-based company that provides a digital payment application specifically designed for teenagers and their families. Incorporated in 2019, FamPay enables minors to conduct various payment activities, including UPI, peer-to-peer (P2P) transactions, and card payments, without requiring a traditional bank account. The application allows parents to send money to their children, who can then spend it securely at online and in-store merchants under parental supervision. By focusing on the unique needs of younger users, FamPay aims to create a seamless and enjoyable payment experience for teenagers while ensuring financial safety and accountability.

AtoB is a technology company based in San Francisco that specializes in developing payment infrastructure for the transportation and logistics sector, particularly focusing on commercial fleets. Founded by Harshita Arora, Vignan Velivela, and Tushar Misra, AtoB provides innovative financial technology services, including a zero-fee fuel card that is widely accepted. This offering is designed to facilitate quick and transparent transactions for clients in the trucking and logistics industry, ensuring that companies of various sizes can manage their fuel expenses without incurring additional costs.

Ethos Life is an insurance company that provides modern and ethical life insurance to protect life. They’re building ground-breaking software for life insurance (a $650 billion market) and the company's mission is to make protecting your family affordable, accessible, and instant. It also employs a human approach in delivering its services. Ethos policies are issued and guaranteed by Legal & General America (LGA), a large U.S. life insurance provider since 1836. They use technology to learn about what makes you unique so that they can find new and truly personal ways to cover you. Ethos was founded in 2016, the company is headquartered in San Francisco, California, United States.

Step is a financial services company that focuses on providing mobile banking solutions tailored for teenagers and young adults. Its mission is to foster financial independence and enhance financial literacy among its users by offering an all-in-one banking platform. This platform combines essential features of checking, savings, and debit accounts into a single account, allowing users to manage their finances conveniently. Step enables users to send and receive money instantly, shop online or in-store, and utilize digital wallet services, all while promoting smarter money management practices. Through its innovative approach, Step aims to empower young users with the tools and rewards necessary for a successful financial journey.

Rapyd is a payments platform that integrates fintech services into applications, streamlining access to a variety of local payment methods. It empowers e-commerce merchants, gig platforms, challenger wallets, remittance services, online lenders, and traditional banks to overcome the constraints of outdated infrastructure. By facilitating the creation of innovative, mobile-friendly payment solutions, Rapyd enhances the financial capabilities of its users, allowing them to adapt to the evolving demands of the digital economy.

Monzo is a digital bank that operates primarily through its mobile application, offering a range of banking services including current, savings, and business accounts, as well as overdrafts and loans. It provides real-time spending updates, categorized transactions, budgeting tools, and instant transaction notifications. Monzo's unique features include 'Pots', sub-accounts for saving towards specific goals, and Monzo Plus, a premium subscription service offering additional benefits. The company, founded in 2015 and based in London, aims to serve customers who prefer managing their finances digitally, without the need for physical branches.

Melio is a fintech company that provides small businesses with a digital platform for managing business-to-business payments and receivables. Its services are designed to streamline the payment process, allowing businesses to transfer and receive payments more efficiently. The platform features an integrated accounts payable and receivables dashboard that enhances oversight and control over cash flow, helping to reduce or eliminate late payment costs. By simplifying the payment workflow, Melio enables small businesses to focus on customer engagement rather than administrative tasks, ultimately improving cash flow and minimizing time and costs associated with managing supplier payments.

Rapyd is a payments platform that integrates fintech services into applications, streamlining access to a variety of local payment methods. It empowers e-commerce merchants, gig platforms, challenger wallets, remittance services, online lenders, and traditional banks to overcome the constraints of outdated infrastructure. By facilitating the creation of innovative, mobile-friendly payment solutions, Rapyd enhances the financial capabilities of its users, allowing them to adapt to the evolving demands of the digital economy.

Signal Advisors, established in 2018 and headquartered in Detroit, Michigan, is an insurance marketing organization that operates a tech-enabled platform for independent financial advisors. The company specializes in the distribution of life insurance and annuity products, streamlining processes such as licensing, contracting, new business submission, case design, marketing analytics, and compliance. Notably, Signal Advisors facilitates swift commission payments, within one day of application submission, at no additional cost to agents. By combining industry expertise, technology, and efficient processes, the company aims to empower financial advisors to grow and scale their businesses effectively.

CRED is a members-only credit card management and bill payments platform that rewards users every time they pay their credit card bills. The fintech startup operates an app that rewards customers for paying their credit card bills on time and gives them access to a range of additional services such as credit and a premium catalog of products from high-end brands. Customers are offered a range of features which include the ability to better track spending across various credit cards, and get reminders. Cred is backed by investors such as Falcon Edge Capital, Coatue Management, Insight Partners, DST Global, RTP Global, Tiger Global, Greenoaks Capital, Dragoneer Investment Group, and Sofina. It was established in Bengaluru, Karnataka by Kunal Shah in 2017.

Pulley is a San Francisco-based company that offers a platform designed to assist startup founders and employees in managing equity. Its primary product is a cap table management tool that enables companies to keep accurate records of investor shares, options, and grants. The platform simplifies the issuance of employee and investor equity by generating signed legal agreements and facilitating the signing and tracking of these agreements. Pulley ensures that startups can maintain clear ownership records as they grow, providing a comprehensive solution for equity management and compliance. By using Pulley, clients can effectively manage their equity issuance and maintain an organized understanding of their business ownership structure.

Melio is a fintech company that provides small businesses with a digital platform for managing business-to-business payments and receivables. Its services are designed to streamline the payment process, allowing businesses to transfer and receive payments more efficiently. The platform features an integrated accounts payable and receivables dashboard that enhances oversight and control over cash flow, helping to reduce or eliminate late payment costs. By simplifying the payment workflow, Melio enables small businesses to focus on customer engagement rather than administrative tasks, ultimately improving cash flow and minimizing time and costs associated with managing supplier payments.

Coda, established in 2014 and headquartered in Mountain View, California, specializes in developing innovative document management solutions. Its core product is a unified canvas that combines the functionalities of documents, spreadsheets, and applications, enabling users to create powerful, custom solutions. Coda's software is designed to streamline and automate financial management processes, enhance compliance, and improve corporate governance for organizations.

Signal Advisors, established in 2018 and headquartered in Detroit, Michigan, is an insurance marketing organization that operates a tech-enabled platform for independent financial advisors. The company specializes in the distribution of life insurance and annuity products, streamlining processes such as licensing, contracting, new business submission, case design, marketing analytics, and compliance. Notably, Signal Advisors facilitates swift commission payments, within one day of application submission, at no additional cost to agents. By combining industry expertise, technology, and efficient processes, the company aims to empower financial advisors to grow and scale their businesses effectively.

Monzo is a digital bank that operates primarily through its mobile application, offering a range of banking services including current, savings, and business accounts, as well as overdrafts and loans. It provides real-time spending updates, categorized transactions, budgeting tools, and instant transaction notifications. Monzo's unique features include 'Pots', sub-accounts for saving towards specific goals, and Monzo Plus, a premium subscription service offering additional benefits. The company, founded in 2015 and based in London, aims to serve customers who prefer managing their finances digitally, without the need for physical branches.

Finom is a financial technology company that offers a comprehensive platform designed for entrepreneurs, self-employed individuals, and small to medium-sized enterprises. Founded in 2019 and headquartered in Amsterdam, the Netherlands, Finom integrates digital banking, accounting, invoicing, and expense management into a single mobile-first solution. This approach enables users to efficiently manage their financial operations directly from their smartphones, streamlining processes and reducing the time and costs associated with traditional financial management. By combining various services into one platform, Finom aims to simplify financial tasks for its users and enhance their overall business efficiency.

ZET, formerly OneCode, is a fintech platform enabling individuals to earn online by selling financial products.

Hometap is a fintech company founded in 2018 and based in Boston, Massachusetts, that specializes in home equity investments. It offers homeowners a unique opportunity to access cash without incurring debt or selling their property. By providing immediate funds in exchange for a percentage of the home's future value, Hometap enables homeowners to utilize the money for various purposes, such as paying off debt or financing renovations. This approach allows homeowners to improve their financial situation without the burden of monthly payments or additional loans.

Rapyd is a payments platform that integrates fintech services into applications, streamlining access to a variety of local payment methods. It empowers e-commerce merchants, gig platforms, challenger wallets, remittance services, online lenders, and traditional banks to overcome the constraints of outdated infrastructure. By facilitating the creation of innovative, mobile-friendly payment solutions, Rapyd enhances the financial capabilities of its users, allowing them to adapt to the evolving demands of the digital economy.

Digit, Inc. is a financial technology company based in San Francisco, California, that specializes in a mobile application designed to help users manage their finances effectively. Founded in 2012, the app analyzes users' spending habits and automatically saves a tailored amount of money each day, based on their income and expenditure patterns. By utilizing machine learning and insights from behavioral psychology, Digit aims to reduce the stress associated with financial management and assists users in building a secure financial future. The platform keeps savings in a separate account and adjusts the savings amount daily, helping users achieve their financial goals without requiring constant attention.

Summer combines innovative technology and policy expertise to serve student loan borrowers. The company's platform provides resources including a personalized loan payment dashboard, payment notifications, student loan policy updates, and customized repayment plans, enabling student borrowers to take control of their loans and save money while repaying. Summer was established in 2017 in New York by Will Sealy.

Fundbox, established in 2013, is a financial technology company based in San Francisco, California, with an additional office in Plano, Texas. It operates an AI-driven platform that provides credit and payment solutions to small businesses serving other businesses (SMB2B). Fundbox uses machine learning and deep data analytics to facilitate business payments, offer invoice financing, and provide lines of credit, helping SMEs manage their cash flow more efficiently.

CRED is a members-only credit card management and bill payments platform that rewards users every time they pay their credit card bills. The fintech startup operates an app that rewards customers for paying their credit card bills on time and gives them access to a range of additional services such as credit and a premium catalog of products from high-end brands. Customers are offered a range of features which include the ability to better track spending across various credit cards, and get reminders. Cred is backed by investors such as Falcon Edge Capital, Coatue Management, Insight Partners, DST Global, RTP Global, Tiger Global, Greenoaks Capital, Dragoneer Investment Group, and Sofina. It was established in Bengaluru, Karnataka by Kunal Shah in 2017.

Monzo is a digital bank that operates primarily through its mobile application, offering a range of banking services including current, savings, and business accounts, as well as overdrafts and loans. It provides real-time spending updates, categorized transactions, budgeting tools, and instant transaction notifications. Monzo's unique features include 'Pots', sub-accounts for saving towards specific goals, and Monzo Plus, a premium subscription service offering additional benefits. The company, founded in 2015 and based in London, aims to serve customers who prefer managing their finances digitally, without the need for physical branches.

Rapyd is a payments platform that integrates fintech services into applications, streamlining access to a variety of local payment methods. It empowers e-commerce merchants, gig platforms, challenger wallets, remittance services, online lenders, and traditional banks to overcome the constraints of outdated infrastructure. By facilitating the creation of innovative, mobile-friendly payment solutions, Rapyd enhances the financial capabilities of its users, allowing them to adapt to the evolving demands of the digital economy.

Monzo is a digital bank that operates primarily through its mobile application, offering a range of banking services including current, savings, and business accounts, as well as overdrafts and loans. It provides real-time spending updates, categorized transactions, budgeting tools, and instant transaction notifications. Monzo's unique features include 'Pots', sub-accounts for saving towards specific goals, and Monzo Plus, a premium subscription service offering additional benefits. The company, founded in 2015 and based in London, aims to serve customers who prefer managing their finances digitally, without the need for physical branches.

Circle is a financial technology firm established in 2013 by Jeremy Allaire and Sean Neville, headquartered in Boston, with additional offices in New York, San Francisco, Dublin, London, and Hong Kong. The company leverages blockchain technology to facilitate payments and e-commerce through stablecoins and its Circle Pay platform, streamlining the process of sending money. Circle offers a range of services, including Circle Invest, which allows users to buy and sell cryptocurrency assets, and Circle Trade, which provides over-the-counter trading services with access to one of the largest global liquidity pools for digital asset trading, averaging $2 billion in monthly volume. Backed by prominent investors such as Goldman Sachs and Accel Partners, Circle positions itself as a key player in the global internet finance sector, focused on integrating crypto assets into mainstream financial applications.

Hometap is a fintech company founded in 2018 and based in Boston, Massachusetts, that specializes in home equity investments. It offers homeowners a unique opportunity to access cash without incurring debt or selling their property. By providing immediate funds in exchange for a percentage of the home's future value, Hometap enables homeowners to utilize the money for various purposes, such as paying off debt or financing renovations. This approach allows homeowners to improve their financial situation without the burden of monthly payments or additional loans.

Carbon-12 Labs, Inc., founded in 2017 and located in New York, operates in the cryptocurrency sector, focusing on simplifying the transition from fiat currency to digital assets. The company provides API-driven solutions that facilitate access to the blockchain economy, allowing users to convert traditional currencies into cryptocurrencies with ease. Through its innovative technology, Carbon-12 Labs aims to enhance the user experience in the rapidly evolving financial landscape.

Bitwise is a specialized asset manager focused on cryptocurrency investments for individuals, investment managers, and institutions. The company provides a diverse range of investment solutions, including index funds, yield and alpha strategies, multi-strategy offerings, and separately managed accounts. Bitwise emphasizes the importance of security and liquidity, implementing modern protective measures for assets. Its platform is designed to facilitate rules-based exposure to the cryptocurrency market, helping clients navigate the complexities of digital assets while aligning with their investment objectives.

Ualá is a financial technology company that offers a digital banking application aimed at democratizing access to financial services. The platform provides a comprehensive financial ecosystem, allowing users to manage payments, request loans, and invest in various financial products. Ualá's services include a prepaid Mastercard and savings accounts, which enhance financial inclusion by enabling users to make secure purchases and transfer money instantly through a traditional transactional payment network. The company's mission is to empower individuals by offering accessible financial solutions.

Cadre is an online marketplace established in 2014 that connects accredited investors with opportunities in commercial real estate. Founded by Ryan Williams, Josh Kushner, and Jared Kushner, the platform leverages proprietary technology and data analytics to streamline the investment process, allowing users to analyze assets quickly, identify market trends, and make informed decisions. Cadre introduces liquidity to the real estate market by enabling investors to sell their interests on a secondary marketplace, thus enhancing transparency and efficiency. The company manages various investment funds, including the Cadre Direct Access Fund, which focuses on value-added opportunities in multi-family, industrial, hospitality, and office asset classes within the United States. By utilizing data science, Cadre aims to provide an economical approach to real estate investment, helping investors diversify portfolios and mitigate risks while targeting long-term returns.

Summer combines innovative technology and policy expertise to serve student loan borrowers. The company's platform provides resources including a personalized loan payment dashboard, payment notifications, student loan policy updates, and customized repayment plans, enabling student borrowers to take control of their loans and save money while repaying. Summer was established in 2017 in New York by Will Sealy.

Digit, Inc. is a financial technology company based in San Francisco, California, that specializes in a mobile application designed to help users manage their finances effectively. Founded in 2012, the app analyzes users' spending habits and automatically saves a tailored amount of money each day, based on their income and expenditure patterns. By utilizing machine learning and insights from behavioral psychology, Digit aims to reduce the stress associated with financial management and assists users in building a secure financial future. The platform keeps savings in a separate account and adjusts the savings amount daily, helping users achieve their financial goals without requiring constant attention.

Circle is a financial technology firm established in 2013 by Jeremy Allaire and Sean Neville, headquartered in Boston, with additional offices in New York, San Francisco, Dublin, London, and Hong Kong. The company leverages blockchain technology to facilitate payments and e-commerce through stablecoins and its Circle Pay platform, streamlining the process of sending money. Circle offers a range of services, including Circle Invest, which allows users to buy and sell cryptocurrency assets, and Circle Trade, which provides over-the-counter trading services with access to one of the largest global liquidity pools for digital asset trading, averaging $2 billion in monthly volume. Backed by prominent investors such as Goldman Sachs and Accel Partners, Circle positions itself as a key player in the global internet finance sector, focused on integrating crypto assets into mainstream financial applications.

Coda, established in 2014 and headquartered in Mountain View, California, specializes in developing innovative document management solutions. Its core product is a unified canvas that combines the functionalities of documents, spreadsheets, and applications, enabling users to create powerful, custom solutions. Coda's software is designed to streamline and automate financial management processes, enhance compliance, and improve corporate governance for organizations.

Fundbox, established in 2013, is a financial technology company based in San Francisco, California, with an additional office in Plano, Texas. It operates an AI-driven platform that provides credit and payment solutions to small businesses serving other businesses (SMB2B). Fundbox uses machine learning and deep data analytics to facilitate business payments, offer invoice financing, and provide lines of credit, helping SMEs manage their cash flow more efficiently.

Digit, Inc. is a financial technology company based in San Francisco, California, that specializes in a mobile application designed to help users manage their finances effectively. Founded in 2012, the app analyzes users' spending habits and automatically saves a tailored amount of money each day, based on their income and expenditure patterns. By utilizing machine learning and insights from behavioral psychology, Digit aims to reduce the stress associated with financial management and assists users in building a secure financial future. The platform keeps savings in a separate account and adjusts the savings amount daily, helping users achieve their financial goals without requiring constant attention.

Circle is a financial technology firm established in 2013 by Jeremy Allaire and Sean Neville, headquartered in Boston, with additional offices in New York, San Francisco, Dublin, London, and Hong Kong. The company leverages blockchain technology to facilitate payments and e-commerce through stablecoins and its Circle Pay platform, streamlining the process of sending money. Circle offers a range of services, including Circle Invest, which allows users to buy and sell cryptocurrency assets, and Circle Trade, which provides over-the-counter trading services with access to one of the largest global liquidity pools for digital asset trading, averaging $2 billion in monthly volume. Backed by prominent investors such as Goldman Sachs and Accel Partners, Circle positions itself as a key player in the global internet finance sector, focused on integrating crypto assets into mainstream financial applications.

Fundbox, established in 2013, is a financial technology company based in San Francisco, California, with an additional office in Plano, Texas. It operates an AI-driven platform that provides credit and payment solutions to small businesses serving other businesses (SMB2B). Fundbox uses machine learning and deep data analytics to facilitate business payments, offer invoice financing, and provide lines of credit, helping SMEs manage their cash flow more efficiently.

Coda, established in 2014 and headquartered in Mountain View, California, specializes in developing innovative document management solutions. Its core product is a unified canvas that combines the functionalities of documents, spreadsheets, and applications, enabling users to create powerful, custom solutions. Coda's software is designed to streamline and automate financial management processes, enhance compliance, and improve corporate governance for organizations.

Circle is a financial technology firm established in 2013 by Jeremy Allaire and Sean Neville, headquartered in Boston, with additional offices in New York, San Francisco, Dublin, London, and Hong Kong. The company leverages blockchain technology to facilitate payments and e-commerce through stablecoins and its Circle Pay platform, streamlining the process of sending money. Circle offers a range of services, including Circle Invest, which allows users to buy and sell cryptocurrency assets, and Circle Trade, which provides over-the-counter trading services with access to one of the largest global liquidity pools for digital asset trading, averaging $2 billion in monthly volume. Backed by prominent investors such as Goldman Sachs and Accel Partners, Circle positions itself as a key player in the global internet finance sector, focused on integrating crypto assets into mainstream financial applications.

Circle is a financial technology firm established in 2013 by Jeremy Allaire and Sean Neville, headquartered in Boston, with additional offices in New York, San Francisco, Dublin, London, and Hong Kong. The company leverages blockchain technology to facilitate payments and e-commerce through stablecoins and its Circle Pay platform, streamlining the process of sending money. Circle offers a range of services, including Circle Invest, which allows users to buy and sell cryptocurrency assets, and Circle Trade, which provides over-the-counter trading services with access to one of the largest global liquidity pools for digital asset trading, averaging $2 billion in monthly volume. Backed by prominent investors such as Goldman Sachs and Accel Partners, Circle positions itself as a key player in the global internet finance sector, focused on integrating crypto assets into mainstream financial applications.

Finom is a financial technology company that offers a comprehensive platform designed for entrepreneurs, self-employed individuals, and small to medium-sized enterprises. Founded in 2019 and headquartered in Amsterdam, the Netherlands, Finom integrates digital banking, accounting, invoicing, and expense management into a single mobile-first solution. This approach enables users to efficiently manage their financial operations directly from their smartphones, streamlining processes and reducing the time and costs associated with traditional financial management. By combining various services into one platform, Finom aims to simplify financial tasks for its users and enhance their overall business efficiency.