Global Founders Capital

Bloom is a financial technology company that provides a secure wallet hub for trading tokens and NFTs, enabling users to discover new decentralized applications and optimize their DeFi investments. The platform is described as offering innovative, fair, responsible and inclusive financial products, aimed at widening access to digital finance while simplifying crypto activity for a broad user base.

Smartpay offers a unique buy now, pay later (BNPL) payment solution tailored for Japanese consumers with credit cards. Distinct from traditional BNPL services, Smartpay charges no fees, including sign-up, interest, settlement, or late charges. It features a user-friendly payment process that allows consumers to complete transactions in as little as 10 seconds, facilitating cross-merchant and cross-platform checkout. The payment structure is straightforward, requiring customers to make three equal installments over an eight-week period, eliminating the need for in-person payments at convenience stores or bank transfer fees. By enhancing the consumer payment experience while supporting merchant growth, Smartpay aims to improve overall transaction efficiency in the Japanese market.

Wind.app enables businesses worldwide to pay employees instantly via its cross-border payments infrastructure.

Defacto is a fintech company that specializes in providing credit infrastructure through an API aimed at small and medium-sized enterprises. The company has developed an invoice financing platform that addresses the working capital needs of businesses engaged in B2B transactions. This platform enables companies to finance their invoices and offers the flexibility to repay loans when their customers settle their payments. By facilitating early payments to suppliers and automating payout and reconciliation processes, Defacto helps businesses manage their cash flow efficiently and streamline their financial operations.

LemFi provides multi-currency accounts and a platform for international payments and global account management. The service enables individuals and businesses to hold funds in multiple currencies, manage their finances across borders, and send money internationally with low transfer fees. LemFi supports payments to more than 20 countries and emphasizes seamless, cost-efficient cross-border transactions without monthly subscription charges.

Maza is a mobile application offering digital banking services and financial products. It provides users with access to savings accounts, NFC-enabled prepaid cards for online or offline purchases, bill payments, and money transfers, aiming to deliver a seamless and cost-effective banking experience.

Poko is a technology company that specializes in facilitating payment solutions for the web3 ecosystem, focusing on games, creators, and merchants. Its platform provides a software development kit (SDK) that allows web3 builders to integrate fiat-to-crypto onramping using over 100 local payment methods. This solution significantly lowers onramping costs by up to 70% and enhances transaction success rates by as much as five times through intelligent routing and a streamlined integration process. Additionally, Poko offers a Direct Checkout solution that simplifies purchasing from smart contracts, resulting in a 79% increase in user conversion. With a team that includes experienced professionals from prominent financial institutions and blockchain initiatives, Poko aims to enable seamless engagement with web3 technologies while ensuring that users can transact using their preferred payment methods.

Slash operates an online banking platform designed to facilitate seamless fund transfers between personal and business bank accounts. The platform offers a range of services, including deposits, payments, virtual cards, and expense tracking. Users benefit from features such as account and routing numbers, direct deposit capabilities, and detailed statements. Additionally, the platform incorporates bank-level security encryption and read-only access to ensure user information is protected. A mobile application enhances the user experience by allowing customers to manage both personal and business accounts from a single dashboard and to split subscription costs with friends. Support services are available to address customer inquiries via email.

Tranch is a fintech company based in New York City, founded in 2021 by Beau Allison and Philip Kelvin. It focuses on providing businesses with flexible payment solutions to manage their invoices, particularly for large expenses. The company's platform allows enterprises, especially in the SaaS and service sectors, to control their cash flow by offering innovative payment options that prioritize growth. By simplifying the accounts receivable process, Tranch enables businesses to pay invoices upfront while also giving their customers the flexibility to choose how they want to manage their payments.

Principia provides an integrated financial and academic management platform for higher education institutions in Brazil. It offers a zero-default billing and collections service that guarantees on-time tuition payments by assuming responsibility for revenue management, enabling financial predictability for private institutions. Its academic software automates processes such as re-enrollment, digital administrative tasks, classroom scheduling, and student support, reducing operational costs and boosting staff productivity. The company incorporates AI into a growing share of its operations and plans deeper AI integration across its platform. Principia serves more than 600 partner institutions, including universities, technical schools, K-12 entities, and providers of open education, and emphasizes financial inclusion to help students access education and reduce dropout rates. It is a certified B Corp, recognizing its social and environmental impact.

Telda is a financial brand operating in the MENA region, specifically designed for Millennials and Gen Z. It aims to simplify the payment experience and facilitate peer-to-peer transfers, offering a modern alternative to traditional banking. The company has developed a money transfer application that allows users to easily send, spend, and save money. With features such as biometric identification and a 3D secure application, Telda enables users to open a free account without paperwork. The platform provides the ability to send and receive money from friends at no cost, while also offering insights into spending habits to help users manage their finances effectively.

Cashgrow is an all-in-one payment and expense management platform for businesses and SME merchants in Vietnam

Barte is a B2B online payments platform that enables businesses to send and receive payments, automate payment procedures, and improve cash flow for small and midsize enterprises. The platform offers revenue-based financing and access to financial metrics and credit options, with a focus on the Latin American market.

Bloom is a financial technology company that provides a secure wallet hub for trading tokens and NFTs, enabling users to discover new decentralized applications and optimize their DeFi investments. The platform is described as offering innovative, fair, responsible and inclusive financial products, aimed at widening access to digital finance while simplifying crypto activity for a broad user base.

Bloom is a financial technology company that provides a secure wallet hub for trading tokens and NFTs, enabling users to discover new decentralized applications and optimize their DeFi investments. The platform is described as offering innovative, fair, responsible and inclusive financial products, aimed at widening access to digital finance while simplifying crypto activity for a broad user base.

Peakflo is a SaaS platform that streamlines collections and payables for businesses in Southeast Asia. By offering a simple API and one‑click integration with accounting software, it automates back‑office workflows such as collections follow‑ups, procure‑to‑pay, invoice‑to‑cash, and expense management. The platform employs agentic workflows and AI voice agents to reduce manual effort, accelerate invoice payments by 10‑20 days, and cut vendor payment fees by 50‑90%. Finance teams across early‑stage startups to unicorns use Peakflo weekly to save time and improve cash flow.

Getmomo is a digital banking platform focused on streamlining property management processes. It offers solutions that allow landlords to manage rental deposits and rents effortlessly while integrating with existing software. The platform facilitates the quick setup of rental accounts and digital tenancy contracts, enabling landlords to secure rental units rapidly. With an emphasis on convenience, Getmomo allows users to open business and owner accounts instantly and provides online banking access tailored to meet the specific needs of rental management. By simplifying inventory management and digital claims settlement, Getmomo helps landlords reduce operational costs and increase their income efficiently.

Rider is an e-commerce logistics startup based in Pakistan that focuses on providing technology-driven, customer-centric solutions for last-mile delivery. The company specializes in delivering products from online sellers to customers' doorsteps, facilitating the logistics of e-commerce transactions. Rider offers services such as cash on delivery and a cash now, deliver later option, which allows vendors to receive payments promptly while ensuring timely delivery of goods to their customers. This innovative approach aims to enhance the efficiency and reliability of the logistics process for online merchants in Pakistan.

Defacto is a fintech company that specializes in providing credit infrastructure through an API aimed at small and medium-sized enterprises. The company has developed an invoice financing platform that addresses the working capital needs of businesses engaged in B2B transactions. This platform enables companies to finance their invoices and offers the flexibility to repay loans when their customers settle their payments. By facilitating early payments to suppliers and automating payout and reconciliation processes, Defacto helps businesses manage their cash flow efficiently and streamline their financial operations.

Fung Payments specializes in embedded payment solutions for vertical SaaS companies, focusing on sectors such as EV charging, property technology (PropTech), and accounting tech.

Pebble is the first financial product where you are paid to save, spend, and send your money — all in one balance.

Tranch is a fintech company based in New York City, founded in 2021 by Beau Allison and Philip Kelvin. It focuses on providing businesses with flexible payment solutions to manage their invoices, particularly for large expenses. The company's platform allows enterprises, especially in the SaaS and service sectors, to control their cash flow by offering innovative payment options that prioritize growth. By simplifying the accounts receivable process, Tranch enables businesses to pay invoices upfront while also giving their customers the flexibility to choose how they want to manage their payments.

Founded in Singapore in 2016, HitPay simplifies payments for growing businesses across Asia Pacific. It offers a unified platform for e-commerce, point-of-sale, and B2B transactions, supporting multiple currencies and payment methods securely.

Symmetrical.ai is the first payroll solution users don't hate. We enable fast-paced companies to onboard at scale and run their payroll invisibly. Instead of countless, complicated processes and (Excel) spreadsheets involving a high risk of human error, we make payroll and onboarding automated. We helped rapidly developing companies scale up by speeding up onboarding, reducing onboarding churn, and providing mistake-free payroll, ready to payout (real-time, daily, weekly, and monthly). Our mission is to eliminate borders for employment, time constraints on getting paid, and reduce the complexity of payroll across the board.

Nelly provides a tool for medical practices that digitizes patient onboarding, signatures, and payments to reduce administrative workload. The solution collects patient data via a mobile intake, enables secure e-signatures, and offers flexible payment options. It also allows documents and patient data to be transferred to a practice management system and supports sending treatment contracts by SMS or email for signature. By simplifying documentation and payments, Nelly aims to make clinic visits more efficient for both patients and staff, reducing bureaucratic burdens in healthcare.

Zenda is a fintech application that simplifies the payment of school fees for parents by offering both pay-now and pay-later options. The platform provides a comprehensive financial solution designed to facilitate digital payments and financing, specifically targeting the needs of parents. It includes features such as fee management for educational institutions, integrated payment gateways, and automated reminders to help avoid penalties and fines. Additionally, Zenda offers auto reconciliation and synchronization, reducing the need for manual intervention. By enabling parents to access installment options seamlessly at the time of payment, Zenda aims to streamline the financial process associated with education expenses while rewarding timely payments.

Slope is a financial platform developer that specializes in providing a range of payment alternatives for businesses. Its platform enables clients to manage loans, underwriting, debt collection, and payouts once goods or services are delivered. By offering options such as credit card acceptance and invoice link generation, Slope facilitates installment payments at checkout, which helps businesses improve their cash flow and financial security. Additionally, the platform allows technical teams to integrate its services into their existing frameworks, thereby reducing administrative burdens and enhancing the overall customer experience.

Poko is a technology company that specializes in facilitating payment solutions for the web3 ecosystem, focusing on games, creators, and merchants. Its platform provides a software development kit (SDK) that allows web3 builders to integrate fiat-to-crypto onramping using over 100 local payment methods. This solution significantly lowers onramping costs by up to 70% and enhances transaction success rates by as much as five times through intelligent routing and a streamlined integration process. Additionally, Poko offers a Direct Checkout solution that simplifies purchasing from smart contracts, resulting in a 79% increase in user conversion. With a team that includes experienced professionals from prominent financial institutions and blockchain initiatives, Poko aims to enable seamless engagement with web3 technologies while ensuring that users can transact using their preferred payment methods.

Kamino is a comprehensive financial management platform tailored for medium-sized businesses in Brazil. It offers embedded B2B payments, real-time data access, and a rigorous approval system for secure payment processing. By automating accounts payable and reconciliation, Kamino has significantly saved businesses time and improved operational efficiency.

Dash is building a unified, modern, and accessible alternative payment network for African consumers and businesses. The company was founded in 2020 and is headquartered in New York, United States.

Tabby offers flexible payment solutions for online shopping. Based in the United Arab Emirates, it enables users to pay for purchases in deferred single payments or installments.

Zebec is a protocol on Solana that facilitates continuous settlement. It enables composable transfers of value, initially focusing on Stream Payroll.

PayMongo Inc. is a payment processing platform based in Manila, Philippines, founded in 2019 by Francis Plaza, Luis Sia, Jaime Hing, and Edwin Lacierda. The company provides businesses with the tools to accept online payments through various channels, including credit cards, bank deposits, electronic wallets, and cash. Its platform features a user-friendly dashboard for real-time transaction monitoring, analytics tools to analyze customer purchasing patterns, and a streamlined checkout process to enhance the customer experience. Additionally, PayMongo offers shareable payment links that merchants can distribute via multiple communication channels, facilitating convenient payment collection. The company's mission is to empower businesses in the rapidly evolving digital economy by providing modern, accessible payment solutions.

Stables offers a secure digital wallet for managing stablecoins, providing users with a stable and accessible alternative to traditional banking services.

Swipe is a billing and payments application designed for small businesses, focusing on simplifying financial management tasks. The software enables users to generate instant GST-compliant invoices, track sales, and manage both inventory and vendor relationships. Additionally, Swipe facilitates the filing of GST returns and provides tools for creating professional invoices, helping businesses maintain compliance with tax regulations. By offering real-time insights into sales and purchases, Swipe aims to streamline the financial operations of its users, enhancing efficiency and organization.

Bold is a company that operates an application designed to facilitate payments and manage sales reports and transactions, specifically targeting small and medium-sized businesses (SMBs) in Colombia. Founded in 2019 and based in Bogotá, Colombia, Bold aims to simplify financial processes for its clients. In addition to its core financial services, Bold Media, Inc., which was established in 2015 and is based in San Francisco, California, provides an internal blog platform that helps organizations share knowledge and ideas efficiently.

FloatPays is a Cape Town-based fintech company established in 2019. It offers an integrated platform that enables employees early access to their earned wages, along with payroll integration, financial education, reporting services, and payment solutions.

Moss is a technology-driven payment and credit card platform designed to help businesses optimize their financial management. The company offers corporate credit cards with dynamic limits that can be significantly higher than traditional options, accommodating even the highest spending needs. Moss provides both virtual and physical credit cards, allowing teams to spend easily and securely while maintaining control over costs through individual spending limits and real-time data tracking by card, merchant, or team. The Moss app enhances financial oversight by enabling users to digitize receipts, including cost center and VAT assignments. At the end of each month, all financial data and documents can be seamlessly exported to various accounting software, streamlining the reconciliation process for businesses.

Dash is building a unified, modern, and accessible alternative payment network for African consumers and businesses. The company was founded in 2020 and is headquartered in New York, United States.

Athena Sciences provides technical services and solutions to commercial and government clients in aerospace, transportation, energy, and information technology. Its core competencies include software development, embedded controls, modeling and simulation, biometrics, test automation, and verification and validation of mission-critical software.

Weel provides an online payment service platform that allows users to instantly generate virtual MasterCards for online purchases. This service enhances security by protecting users from exposing their personal bank card information to online merchants, thereby reducing the risk of online fraud. Additionally, Weel's virtual cards enable users to make transactions without incurring foreign transaction fees, facilitating secure and cost-effective purchasing. The platform is designed to streamline expense management, offering features that eliminate the need for credit card sharing and traditional reimbursement processes.

Clara is a Latin American fintech company specializing in corporate spending management. It offers locally-issued corporate cards, bill pay services, financing solutions, and a software platform designed to streamline expense reporting and provide real-time insights into spending.

Trinio is a company that specializes in enhancing e-commerce experiences by reducing friction in the payment process and increasing conversion rates. It operates a payment gateway platform that offers a customizable and secure infrastructure designed to facilitate seamless transactions for shoppers and e-commerce platforms. By focusing on fraud prevention and streamlined checkout processes, Trinio aims to improve user satisfaction and bolster the overall efficiency of online shopping.

RetryPay develops financial software for e-commerce payments, aiming to boost conversion while avoiding fraud. The platform consolidates multiple processors and alternative payment methods into a single integration to increase acceptance rates and reduce rejections, helping merchants optimize checkout. Founded in 2020 and based in Zapopan, Jalisco.

PostEx blends receivables factoring with courier services to provide upfront payment of COD invoices to e-commerce companies. It offers payment acceptance from customers and upfront collection for all COD orders, helping businesses monitor delivery status, retailers track shipments, and manage cash flow across COD transactions.

Tino is building a B2B payment network that lets merchants use credit card receivables as credit collateral to access working capital, increasing their purchasing power with suppliers. The platform enables retailers to obtain more credit for supplier purchases without needing to anticipate receivables, helping them manage cash flow and suppliers expand commercial opportunities while keeping default risk under control. Tino aims to streamline the B2B buying and selling relationship by leveraging data to boost transactions between merchants and suppliers. The company was founded in November 2021 by Pedro Sonego de Oliveira and Luis Eduardo Cascão and is headquartered in São Paulo, Brazil.

Slope is a financial platform developer that specializes in providing a range of payment alternatives for businesses. Its platform enables clients to manage loans, underwriting, debt collection, and payouts once goods or services are delivered. By offering options such as credit card acceptance and invoice link generation, Slope facilitates installment payments at checkout, which helps businesses improve their cash flow and financial security. Additionally, the platform allows technical teams to integrate its services into their existing frameworks, thereby reducing administrative burdens and enhancing the overall customer experience.

Littio is a financial technology company focused on enhancing the financial well-being of individuals in emerging economies. It offers a secure application that enables users to manage their finances in a stable currency, facilitating seamless international payments while protecting their money from hidden costs. By providing access to dollar-denominated financial products, Littio empowers users to mitigate the risks of currency devaluation and offers opportunities for wealth growth through digital dollar investments. The company's innovative approach aims to improve financial access and stability for its users, ultimately transforming their financial lives.

Nomod is a financial technology company established in 2019 and headquartered in London. It specializes in creating a financial operating system tailored for innovative businesses in emerging markets. Nomod's suite of payment tools and financial services simplifies the management of business transactions, allowing entrepreneurs and startups to efficiently handle their finances. The platform enables users to easily sign up and begin accepting card payments both in-person and online, thereby supporting the growth and development of businesses in these regions.

Defacto is a fintech company that specializes in providing credit infrastructure through an API aimed at small and medium-sized enterprises. The company has developed an invoice financing platform that addresses the working capital needs of businesses engaged in B2B transactions. This platform enables companies to finance their invoices and offers the flexibility to repay loans when their customers settle their payments. By facilitating early payments to suppliers and automating payout and reconciliation processes, Defacto helps businesses manage their cash flow efficiently and streamline their financial operations.

Savyour is Pakistan's first cashback platform and pay-per-sale affiliate marketing network, launched in August 2020. The application has successfully completed nearly 200,000 orders and boasts over one million users along with partnerships with more than 300 brands, including major names like Daraz and foodpanda. Savyour also accommodates smaller businesses, allowing them to register on the platform without any upfront costs, thereby expanding their reach to a larger audience. Users benefit by earning cashback on their purchases, which is credited as hard cash to their Savyour wallet. This cashback can be redeemed directly into their bank account once a minimum threshold is met. The platform offers users access to exclusive deals across various categories, including restaurants, groceries, beauty, and fashion, making it a versatile shopping tool that encourages consumer engagement and supports the growth of small and medium enterprises.

Float provides comprehensive financial services tailored for businesses at all stages. Their offerings include corporate cards, bill payment, expense management, and high-yield accounts, empowering finance teams to efficiently manage spending and cash flow.

SWAP provides Banking-as-a-Service (BaaS) platform for SaaS companies and fintech startups. Its secure APIs enable clients to integrate financial services such as pre-paid cards, digital wallets, and expense management into their platforms, creating new revenue streams and enhancing user experiences.

Billie GmbH, founded in 2016 and based in Berlin, Germany, is a fintech startup focused on reinventing working capital management for small and medium-sized enterprises (SMEs). The company offers innovative lending products, including pre-financing of invoices and online factoring services. Billie's platform leverages big data analytics and digitalized processes to provide instant financing at the point-of-sale and streamline invoice factoring, helping SMEs manage their outgoing invoices efficiently without hidden fees or excessive paperwork. Additionally, Billie assists B2B online merchants in securing better payment terms through a pay-after-delivery product.

Rider is an e-commerce logistics startup based in Pakistan that focuses on providing technology-driven, customer-centric solutions for last-mile delivery. The company specializes in delivering products from online sellers to customers' doorsteps, facilitating the logistics of e-commerce transactions. Rider offers services such as cash on delivery and a cash now, deliver later option, which allows vendors to receive payments promptly while ensuring timely delivery of goods to their customers. This innovative approach aims to enhance the efficiency and reliability of the logistics process for online merchants in Pakistan.

Félix is a chat-based platform that enables Latinos in the United States to send money abroad. The company combines blockchain technology, natural language processing, and artificial intelligence to automate and simplify cross-border payments, aiming to transform remittances and improve financial health for users. The platform supports faster transfers, reduced costs, and easier tracking by engaging users through chat interactions and secure settlement processes. It also helps build credit history for customers, contributing to broader financial inclusion.

Dots is a multichannel payouts API that automates manual processes for marketplaces. Dots' API lets a marketplace pay their sellers in the ways they want to be paid, including Venmo, Paypal, ACH and Zelle. As more Americans earn a living by becoming a 1099 worker, marketplaces need to provide flexible payout options and we make supporting these payouts easy through a single API.

Bloom is a financial technology company that provides a secure wallet hub for trading tokens and NFTs, enabling users to discover new decentralized applications and optimize their DeFi investments. The platform is described as offering innovative, fair, responsible and inclusive financial products, aimed at widening access to digital finance while simplifying crypto activity for a broad user base.

Dash is building a unified, modern, and accessible alternative payment network for African consumers and businesses. The company was founded in 2020 and is headquartered in New York, United States.

Finmo offers a cloud-based platform streamlining global payments and financial operations. It enables businesses to manage cross-border payments, hold funds in multiple currencies, automate cash flow forecasting, and expand into new markets with ease.

Skript is an Open Banking infrastructure provider, offering both API and application layer capabilities. Our focus is to provide SaaS based capabilities that redefine information collection, Internet Banking and payment services. In Australia, Skript is a fully Accredited Data Recipient under the Consumer Data Right, and has verified access to all 114 Australian banks.

Tino is building a B2B payment network that lets merchants use credit card receivables as credit collateral to access working capital, increasing their purchasing power with suppliers. The platform enables retailers to obtain more credit for supplier purchases without needing to anticipate receivables, helping them manage cash flow and suppliers expand commercial opportunities while keeping default risk under control. Tino aims to streamline the B2B buying and selling relationship by leveraging data to boost transactions between merchants and suppliers. The company was founded in November 2021 by Pedro Sonego de Oliveira and Luis Eduardo Cascão and is headquartered in São Paulo, Brazil.

Protego Solutions specializes in chargeback management for companies in Latin America, focusing on the recovery of lost revenue. The company offers an automated platform that streamlines the chargeback process, which traditionally involves significant manual effort. By integrating with payment processors, Protego Solutions gathers essential data and delivers real-time monitoring, reporting, and analytics on chargeback activities. This provides clients with valuable insights into fraudulent consumer behavior, ultimately helping them minimize financial losses and improve operational efficiency in their revenue recovery efforts.

Honest develops innovative financial products, notably a credit card application that offers no annual fee, low interest rates on purchases, balance transfers, and rewards points. Its platform aims to help customers build credit history and improve their overall financial health.

Moss is a technology-driven payment and credit card platform designed to help businesses optimize their financial management. The company offers corporate credit cards with dynamic limits that can be significantly higher than traditional options, accommodating even the highest spending needs. Moss provides both virtual and physical credit cards, allowing teams to spend easily and securely while maintaining control over costs through individual spending limits and real-time data tracking by card, merchant, or team. The Moss app enhances financial oversight by enabling users to digitize receipts, including cost center and VAT assignments. At the end of each month, all financial data and documents can be seamlessly exported to various accounting software, streamlining the reconciliation process for businesses.

PAYZE is a payment gateway that instantly onboards online merchants. It enables marketplaces to define payment split schemes once, automating accounting processes and reducing tax-related risks.

Tabby offers flexible payment solutions for online shopping. Based in the United Arab Emirates, it enables users to pay for purchases in deferred single payments or installments.

Founded in Singapore in 2016, HitPay simplifies payments for growing businesses across Asia Pacific. It offers a unified platform for e-commerce, point-of-sale, and B2B transactions, supporting multiple currencies and payment methods securely.

Nomad is a fintech company that offers financial services primarily aimed at non-residents in the United States. Its platform enables users to open current accounts, transfer money, and pay bills easily. Additionally, Nomad provides a virtual card for online shopping, allowing Brazilian residents to access these financial services without incurring fees. This innovative approach facilitates hassle-free banking and financial management for individuals who may otherwise face challenges in accessing traditional financial services.

Nium is a payments services provider offering real-time cross-border payment solutions. It facilitates global transactions through its platform, network, and APIs, serving various industries such as travel, marketplaces, financial institutions, and payroll.

Float provides comprehensive financial services tailored for businesses at all stages. Their offerings include corporate cards, bill payment, expense management, and high-yield accounts, empowering finance teams to efficiently manage spending and cash flow.

Bankuish is a technology platform founded in 2020, with headquarters in New York City and Mexico City, that enables gig workers and freelancers to utilize their work history data to establish creditworthiness. The platform provides users access to a marketplace of preapproved financial offers from national banks, alongside tools designed to enhance their credit scores. By employing AI-driven methods to generate alternative credit scores, Bankuish facilitates the provision of loans, insurance, and digital payment solutions. Additionally, the company aids banks in acquiring new customers, managing risk, and fostering improved relationships with clientele. The Bankuish Score has successfully been used to de-risk thousands of individuals while maintaining a default rate significantly below industry norms.

FamPay Solutions Private Limited is a Bengaluru-based company that provides a digital payment application specifically designed for teenagers and their families. Incorporated in 2019, FamPay enables minors to conduct various payment activities, including UPI, peer-to-peer (P2P) transactions, and card payments, without requiring a traditional bank account. The application allows parents to send money to their children, who can then spend it securely at online and in-store merchants under parental supervision. By focusing on the unique needs of younger users, FamPay aims to create a seamless and enjoyable payment experience for teenagers while ensuring financial safety and accountability.

Bold is a company that operates an application designed to facilitate payments and manage sales reports and transactions, specifically targeting small and medium-sized businesses (SMBs) in Colombia. Founded in 2019 and based in Bogotá, Colombia, Bold aims to simplify financial processes for its clients. In addition to its core financial services, Bold Media, Inc., which was established in 2015 and is based in San Francisco, California, provides an internal blog platform that helps organizations share knowledge and ideas efficiently.

QisstPay operates a Buy Now, Pay Later platform in Pakistan, offering consumers the ability to purchase items through interest-free installments. The service is designed to facilitate credit sales for merchants without imposing any markup fees or interest charges. By enabling customers to buy products such as clothing and shoes while deferring payment, QisstPay enhances the shopping experience and increases sales potential for retailers. The platform aims to simplify the payment process and make installment purchasing accessible, thereby promoting a more flexible financial option for consumers in Pakistan.

Telda is a financial brand operating in the MENA region, specifically designed for Millennials and Gen Z. It aims to simplify the payment experience and facilitate peer-to-peer transfers, offering a modern alternative to traditional banking. The company has developed a money transfer application that allows users to easily send, spend, and save money. With features such as biometric identification and a 3D secure application, Telda enables users to open a free account without paperwork. The platform provides the ability to send and receive money from friends at no cost, while also offering insights into spending habits to help users manage their finances effectively.

Mamo is a Fintech startup based in Dubai, UAE, focused on providing innovative payment and financial solutions tailored for small and medium-sized enterprises (SMEs). The company operates under a Cat 3C Providing Money Services license from the Dubai Financial Services Authority, making it the first licensed Fintech startup in this category in the region. Mamo's flagship offering, Mamo Business, serves as an alternative to traditional banking for SMEs, combining payments, spend management, and analytics into a user-friendly platform. This platform enables businesses to accept payments globally in multiple currencies, manage expenses, and issue virtual cards, thereby streamlining financial operations and enhancing payment success rates. Mamo's diverse customer base includes a variety of sectors, such as B2B services, healthcare, tourism, and retail, making it a crucial partner for businesses looking to optimize their financial processes.

Gr4vy, Inc. is a payment orchestration platform that simplifies the management of payment ecosystems for businesses. Founded in 2020 and based in San Mateo, California, Gr4vy provides a no-code solution that allows mid-sized businesses to seamlessly integrate a comprehensive range of payment infrastructure without incurring technical debt. Its platform features a robust rules engine and low-code integration, facilitating access to various payment methods and anti-fraud services globally. Gr4vy operates on a service-based pricing model rather than a transaction-based one, allowing for more flexibility in costs. Additionally, it offers tools for reporting, monitoring, and managing payments infrastructure, enabling businesses to scale operations and expand into new markets effectively.

Clara is a Latin American fintech company specializing in corporate spending management. It offers locally-issued corporate cards, bill pay services, financing solutions, and a software platform designed to streamline expense reporting and provide real-time insights into spending.

Safepay operates a secure payments platform designed to facilitate digital transactions in Pakistan. The company offers a single integrated payment solution that works with both local and international payment options. By assisting stores in increasing checkout conversion rates, Safepay helps streamline sales and improve account receivables. Its platform enables customers to pay online efficiently, enhancing the overall payment process for clients and promoting a smoother transaction experience.

Moss is a technology-driven payment and credit card platform designed to help businesses optimize their financial management. The company offers corporate credit cards with dynamic limits that can be significantly higher than traditional options, accommodating even the highest spending needs. Moss provides both virtual and physical credit cards, allowing teams to spend easily and securely while maintaining control over costs through individual spending limits and real-time data tracking by card, merchant, or team. The Moss app enhances financial oversight by enabling users to digitize receipts, including cost center and VAT assignments. At the end of each month, all financial data and documents can be seamlessly exported to various accounting software, streamlining the reconciliation process for businesses.

Tabby offers flexible payment solutions for online shopping. Based in the United Arab Emirates, it enables users to pay for purchases in deferred single payments or installments.

Tilled, Inc. is a payments platform based in Boulder, Colorado, that specializes in providing a PayFac-as-a-Service solution for B2B independent software vendors (ISVs). Founded in 2019, Tilled enables software companies to seamlessly integrate payment processing into their applications through modern APIs and SDKs. This turnkey system allows clients to start monetizing payments without incurring upfront costs or the need for additional personnel. By handling the complexities of regulatory compliance and associated liabilities, Tilled simplifies the payment facilitation process, allowing software vendors, marketplaces, and SaaS providers to focus on their core operations while generating revenue from credit card processing.

Gr4vy, Inc. is a payment orchestration platform that simplifies the management of payment ecosystems for businesses. Founded in 2020 and based in San Mateo, California, Gr4vy provides a no-code solution that allows mid-sized businesses to seamlessly integrate a comprehensive range of payment infrastructure without incurring technical debt. Its platform features a robust rules engine and low-code integration, facilitating access to various payment methods and anti-fraud services globally. Gr4vy operates on a service-based pricing model rather than a transaction-based one, allowing for more flexibility in costs. Additionally, it offers tools for reporting, monitoring, and managing payments infrastructure, enabling businesses to scale operations and expand into new markets effectively.

PayMongo Inc. is a payment processing platform based in Manila, Philippines, founded in 2019 by Francis Plaza, Luis Sia, Jaime Hing, and Edwin Lacierda. The company provides businesses with the tools to accept online payments through various channels, including credit cards, bank deposits, electronic wallets, and cash. Its platform features a user-friendly dashboard for real-time transaction monitoring, analytics tools to analyze customer purchasing patterns, and a streamlined checkout process to enhance the customer experience. Additionally, PayMongo offers shareable payment links that merchants can distribute via multiple communication channels, facilitating convenient payment collection. The company's mission is to empower businesses in the rapidly evolving digital economy by providing modern, accessible payment solutions.

goDutch is a digital payments service that issues cards to enable automatic splitting of group expenses. It provides a tool for equal division of costs and convenient group payments, aiming to eliminate reminders, missed payments, and multiple transactions. The service lets users track balances with friends and sends payment prompts through embedded UPI links via SMS and in-app notifications.

SWAP provides Banking-as-a-Service (BaaS) platform for SaaS companies and fintech startups. Its secure APIs enable clients to integrate financial services such as pre-paid cards, digital wallets, and expense management into their platforms, creating new revenue streams and enhancing user experiences.

Mamo is a Fintech startup based in Dubai, UAE, focused on providing innovative payment and financial solutions tailored for small and medium-sized enterprises (SMEs). The company operates under a Cat 3C Providing Money Services license from the Dubai Financial Services Authority, making it the first licensed Fintech startup in this category in the region. Mamo's flagship offering, Mamo Business, serves as an alternative to traditional banking for SMEs, combining payments, spend management, and analytics into a user-friendly platform. This platform enables businesses to accept payments globally in multiple currencies, manage expenses, and issue virtual cards, thereby streamlining financial operations and enhancing payment success rates. Mamo's diverse customer base includes a variety of sectors, such as B2B services, healthcare, tourism, and retail, making it a crucial partner for businesses looking to optimize their financial processes.

Symmetrical.ai is the first payroll solution users don't hate. We enable fast-paced companies to onboard at scale and run their payroll invisibly. Instead of countless, complicated processes and (Excel) spreadsheets involving a high risk of human error, we make payroll and onboarding automated. We helped rapidly developing companies scale up by speeding up onboarding, reducing onboarding churn, and providing mistake-free payroll, ready to payout (real-time, daily, weekly, and monthly). Our mission is to eliminate borders for employment, time constraints on getting paid, and reduce the complexity of payroll across the board.

Pixpay is a company focused on financial education for teenagers, offering a banking application that facilitates online banking services tailored to the younger generation. The application is integrated with a mobile bank account and provides a single payment card along with mobile payment options. This enables teenagers to effectively manage their finances by monitoring and tracking their spending. Additionally, Pixpay encourages responsible consumption and financial literacy, empowering teenagers to pay, receive payments, save money, and enjoy discounts on their favorite brands. Through its platform, the company aims to motivate young individuals to pursue their financial goals and develop essential budgeting skills.

Cubo is a developer of a payment services platform. They offer small and medium businesses, starting with the point-of-sale systems that make payment accessible for merchants.

Fast's mission is to make buying online faster, safer and easier for everyone. Its Fast Login and Fast Checkout product enable a one-click sign-in and purchasing experience that makes it easier for people to buy and merchants to sell. The company's products work on any browser, device or platform for consistent, stress-free purchasing, either on a merchants own domain or through headless checkout on any other website. Fast invests heavily in its user privacy and security, with a Zero Fraud Guarantee on chargebacks for sellers. Headquartered in San Francisco, Fast is a privately held company founded by Domm Holland and Allison Barr Allen and funded by Stripe, Addition, Index Ventures, Susa Ventures and Sugar Capital. Headquartered in San Francisco, Fast is a privately held company funded by Stripe, Index Ventures, Susa Ventures, Global Founders Capital, and Brian Sugar – who also serves on the board.

Tabby offers flexible payment solutions for online shopping. Based in the United Arab Emirates, it enables users to pay for purchases in deferred single payments or installments.

Moss is a technology-driven payment and credit card platform designed to help businesses optimize their financial management. The company offers corporate credit cards with dynamic limits that can be significantly higher than traditional options, accommodating even the highest spending needs. Moss provides both virtual and physical credit cards, allowing teams to spend easily and securely while maintaining control over costs through individual spending limits and real-time data tracking by card, merchant, or team. The Moss app enhances financial oversight by enabling users to digitize receipts, including cost center and VAT assignments. At the end of each month, all financial data and documents can be seamlessly exported to various accounting software, streamlining the reconciliation process for businesses.

PayMongo Inc. is a payment processing platform based in Manila, Philippines, founded in 2019 by Francis Plaza, Luis Sia, Jaime Hing, and Edwin Lacierda. The company provides businesses with the tools to accept online payments through various channels, including credit cards, bank deposits, electronic wallets, and cash. Its platform features a user-friendly dashboard for real-time transaction monitoring, analytics tools to analyze customer purchasing patterns, and a streamlined checkout process to enhance the customer experience. Additionally, PayMongo offers shareable payment links that merchants can distribute via multiple communication channels, facilitating convenient payment collection. The company's mission is to empower businesses in the rapidly evolving digital economy by providing modern, accessible payment solutions.

Billie GmbH, founded in 2016 and based in Berlin, Germany, is a fintech startup focused on reinventing working capital management for small and medium-sized enterprises (SMEs). The company offers innovative lending products, including pre-financing of invoices and online factoring services. Billie's platform leverages big data analytics and digitalized processes to provide instant financing at the point-of-sale and streamline invoice factoring, helping SMEs manage their outgoing invoices efficiently without hidden fees or excessive paperwork. Additionally, Billie assists B2B online merchants in securing better payment terms through a pay-after-delivery product.

Pixpay is a company focused on financial education for teenagers, offering a banking application that facilitates online banking services tailored to the younger generation. The application is integrated with a mobile bank account and provides a single payment card along with mobile payment options. This enables teenagers to effectively manage their finances by monitoring and tracking their spending. Additionally, Pixpay encourages responsible consumption and financial literacy, empowering teenagers to pay, receive payments, save money, and enjoy discounts on their favorite brands. Through its platform, the company aims to motivate young individuals to pursue their financial goals and develop essential budgeting skills.

Handle is a construction software company that provides an end-to-end platform to streamline payments and project administration. Its tools automate tasks related to late payments, lien management, deadline tracking, mailings, and document management, enabling contractors and material suppliers to be paid faster. The software supports credit and finance teams with online payments, waivers, and access to capital, consolidating workflows for invoices and documents. By digitizing owner verification, required documents, electronic signatures, and related communications, Handle helps construction projects run smoothly and reduce payment delays. Based in La Jolla, California.

Nium is a payments services provider offering real-time cross-border payment solutions. It facilitates global transactions through its platform, network, and APIs, serving various industries such as travel, marketplaces, financial institutions, and payroll.

Remessa Online is a Brazilian company founded in 2016 and headquartered in São Paulo, specializing in international money transfer services. The platform enables both individuals and businesses to conduct incoming and outgoing wire transfers across borders, catering to over 300,000 customers in more than 100 countries. By leveraging proprietary technology, Remessa Online offers a streamlined and cost-effective solution for foreign exchange, with fees significantly lower than traditional local options. The company aims to simplify and automate cross-border transactions, enhancing user experience while addressing clients' global financial needs. Its mission is to facilitate a world without physical borders, allowing clients to focus on their international aspirations.