Hakbah Fintech is a prominent startup based in Saudi Arabia that specializes in financial savings through a unique social savings model. The company aims to transform how individuals save and access funds by offering a digital platform that facilitates both business-to-consumer and business-to-business-to-consumer solutions. Its application allows users to create or join savings groups, enabling them to save collaboratively with others. Users can participate in various time-based savings plans and customize their saving options. Payments for installments can be made using debit cards, and users have the flexibility to withdraw funds to their bank accounts when it is their turn to receive the pooled savings. Hakbah's mission is to simplify the savings process and make it accessible to everyone, empowering individuals to take control of their financial habits in a hassle-free manner.
Yodawy Inc. is an online pharmacy and insurtech startup based in Giza, Egypt, founded in 2018. The company offers a mobile app that allows customers to browse and order pharmaceuticals and personal care products, with delivery facilitated through a network of over 500 pharmacies across the country. Yodawy's platform features an artificial intelligence-powered approval engine that streamlines the medicine ordering process, automatically applying insurance and copayment benefits from four major insurance carriers, with plans to onboard additional providers. Additionally, Yodawy provides a digital prescription app and a pharmacy portal, enhancing the overall experience for patients seeking convenient access to medications and healthcare products.
Cartona is a B2B e-commerce marketplace that connects buyers and sellers across the supply chain. It directly connects retailers with suppliers, wholesalers, and producing companies. The platform enables retailers to browse, compare, and order their merchandise, saving time, money, and effort in their daily operations.
Supy is a business-to-business software provider that specializes in enhancing transaction efficiency between restaurants and their suppliers. The company's order processing system enables restaurants to effectively manage their purchasing activities by facilitating communication with all suppliers. Supy's platform allows users to place orders seamlessly and provides real-time insights to assist in informed purchasing decisions. This functionality helps restaurants minimize waste and optimize both time and costs associated with their procurement processes.
Paymob is a digital payments enabler based in Cairo, Egypt, founded in 2015. The company focuses on building payment infrastructure technologies that enhance financial inclusion in the Middle East and Africa (MEA) region. By providing integrated payment services, Paymob helps businesses of all sizes transition from cash to electronic payments, thereby unlocking new opportunities and efficiencies. Its software aims to minimize the risks associated with fraud and theft while speeding up money circulation. By empowering underserved communities with access to a variety of electronic payment and money transfer options, Paymob plays a crucial role in bridging the financial inclusion gap in the region.
Altibbi is a digital health platform that offers tools and information to provide access to health advice 24/7 anywhere through its website and apps.
Lucky is a financial services company that operates an app designed to enhance the shopping experience through credit products, discounts, and cashback rewards. The app allows users to search for and coordinate their shopping, payments, and savings, providing access to cashback rewards of up to 50% from various merchants. With a mission to transform shopping, payment, and savings in the Middle East and North Africa, Lucky has successfully connected over six million users since its launch. By partnering with both local and global brands, the app enables customers to easily access credit and save on their purchases, both in-person and online.
Udenz is a dental healthcare engagement platform for dentists and patients.
Sympl is a fintech company that offers a "save now, pay later" service, allowing merchants to sell directly to consumers through short-term, interest-free payment plans. This service provides customers with greater flexibility at checkout, enabling them to manage their cash flow more effectively while maintaining their lifestyle. By allowing customers to make payments in three to five installments—weekly, biweekly, or monthly—Sympl enhances their ability to manage expenses without incurring interest or hidden fees. The platform not only benefits consumers by promoting better financial management but also helps e-retailers increase sales volumes and conversion rates.
AlgoDriven is an automotive data platform that helps car dealers, classifieds, banks and insurance companies accurately identify and price used cars. Car dealers use our patented mobile app, EvalExpert to appraise their cars, while enterprise clients access our platform through our APIs
Cartona is a B2B e-commerce marketplace that connects buyers and sellers across the supply chain. It directly connects retailers with suppliers, wholesalers, and producing companies. The platform enables retailers to browse, compare, and order their merchandise, saving time, money, and effort in their daily operations.
Tabby Inc. is a financial technology company based in the United Arab Emirates that offers payment solutions for online purchases. It operates a platform that provides customers in the UAE and Saudi Arabia with a buy now, pay later option, allowing them to make payments for their purchases either in a single deferred payment or through multiple installments. This service aims to enhance financial flexibility, enabling consumers to manage their spending more effectively while ensuring safe payment transactions. Through its innovative approach, Tabby seeks to reshape the relationship individuals have with their finances, promoting a more accessible shopping experience.
Arrow Labs is a mobility software manufacturer based in Dubai, specializing in niche applications and mobility solutions for various industries. The company's flagship product, the Arrow Labs MIMS, serves as an advanced mobility platform tailored for the modern workforce. By leveraging machine learning, process automation, and workforce optimization technology, Arrow Labs develops workforce management solutions designed to enhance the management of field resources through smart technology wearables and services. Their modular system caters to sectors such as facility management, hospitality, logistics, security, and transport, enabling clients to improve operational efficiencies, boost productivity, and lower operating costs. Arrow Labs' experience in creating and architecting critical medium and large-scale solutions positions them as a key player in the mobility software market.
Yodawy Inc. is an online pharmacy and insurtech startup based in Giza, Egypt, founded in 2018. The company offers a mobile app that allows customers to browse and order pharmaceuticals and personal care products, with delivery facilitated through a network of over 500 pharmacies across the country. Yodawy's platform features an artificial intelligence-powered approval engine that streamlines the medicine ordering process, automatically applying insurance and copayment benefits from four major insurance carriers, with plans to onboard additional providers. Additionally, Yodawy provides a digital prescription app and a pharmacy portal, enhancing the overall experience for patients seeking convenient access to medications and healthcare products.
Democrance is an insurance technology company based in Dubai, United Arab Emirates, founded in 2015. It specializes in developing software that facilitates the distribution, servicing, and administration of insurance policies across the Middle East and Northern Africa. The company focuses on providing insurance solutions to underinsured and uninsured populations in emerging markets, offering a range of products from micro-insurance to traditional policies. Democrance's platform enables low-income families to access life and health insurance programs conveniently through mobile devices, while also providing essential industry expertise, project management, customer management, and claim management services.
Minly Ltd is an online platform that connects celebrities with their fans by offering personalized experiences, such as video shoutouts, direct messages, and voice notes. Founded in 2020 and based in Abu Dhabi, United Arab Emirates, Minly allows fans to book unique interactions with their favorite actors, musicians, athletes, and influencers. This service enables fans to celebrate special occasions, including birthdays and anniversaries, with personalized messages from celebrities. Additionally, Minly engages in social responsibility by partnering with local non-profit organizations that focus on feeding and community development initiatives in the region. The platform serves users in the Middle East and globally through its website and mobile applications.
Valeo allows you to optimize your health by empowering you to take control of your health using a personalized mobile health tracker.
Nexford University is an online higher education institution founded in 2017 and based in Washington, D.C. It offers degree programs and courses designed to meet the demands of various industries, including technology, business, and healthcare. The university focuses on providing quality, affordable education that aligns with the needs of global employers, utilizing a curriculum informed by the skills most sought after in the job market. Nexford caters to students in multiple countries, such as the United States, the Philippines, Nigeria, and Egypt, and emphasizes flexible learning options to accommodate diverse learners. By leveraging artificial intelligence, the institution enhances its educational offerings to prepare students for success in a global workplace.
Red Sea Farms, based in Thuwal, Saudi Arabia, specializes in sustainable agriculture solutions tailored for arid environments. The company focuses on developing innovative technologies that enable greenhouse and hydroponic farms to cultivate high-quality produce while minimizing water and energy consumption. This approach not only enhances food production efficiency but also promotes sustainability and cost savings for farmers. In addition to its proprietary technologies, Red Sea Farms offers consultancy services, providing expert technical advice on the design and project management of saltwater-based and desert agricultural systems. Through its diverse range of products and services, the company aims to address the challenges of agriculture in water-scarce regions.
Mamo is a fintech startup based in Dubai, UAE, specializing in payment and financial solutions for small and medium-sized enterprises (SMEs). It is the first fintech company licensed by the Dubai Financial Services Authority to provide money services, enabling it to offer a diverse range of financial services. Mamo's flagship product, Mamo Business, serves as an alternative to traditional business banking, functioning as a financial operating system tailored to the needs of SMEs. The platform incorporates essential components such as payments, spend management, and analytics, facilitating efficient financial operations. Mamo's application allows businesses to accept payments in multiple currencies, issue virtual cards, manage expenses, and integrate with e-commerce platforms. Its customer base includes a variety of sectors, including B2B service providers, tourism, healthcare, wellness, and retail, helping to streamline financial processes and enhance analysis of spending habits.
Paymob is a digital payments enabler based in Cairo, Egypt, founded in 2015. The company focuses on building payment infrastructure technologies that enhance financial inclusion in the Middle East and Africa (MEA) region. By providing integrated payment services, Paymob helps businesses of all sizes transition from cash to electronic payments, thereby unlocking new opportunities and efficiencies. Its software aims to minimize the risks associated with fraud and theft while speeding up money circulation. By empowering underserved communities with access to a variety of electronic payment and money transfer options, Paymob plays a crucial role in bridging the financial inclusion gap in the region.
Zid is an e-commerce in a box - solution that any retailer can use to start their eRetail. Zid helps them to build their own eStores (with their own name and identity) and integrates them with the supply chain players to enable them to manage and with ease. The company aims to enable the retail sector to enter the world of electronic retail in an easy and professional. Zid was founded in 2017 and based in Riyadh, Ar Riyad, Saudi Arabia.
NowPay, Inc. is a fintech company based in Cairo, Egypt, that aims to enhance the financial wellness of corporate employees. Established in 2018, it offers an online platform that enables employees to manage personal finances, including budgeting, spending, and borrowing. Through its mobile application, users can access detailed information about their salaries, account balances, and potential loan amounts. NowPay collaborates with employers to provide employees with the option to receive advance salary payments at any time during the month, allowing for repayment over multiple months without additional liabilities. This service not only aids employees in times of financial need but also helps corporations improve employee satisfaction, productivity, and loyalty.
Tarabut Gateway is the first and largest regulated Open Banking platform in the MENA region, facilitating connections between banks and FinTechs through a universal application programming interface (API). By enabling seamless data flow, Tarabut Gateway promotes collaboration and innovation within the financial sector, resulting in improved products and services for consumers. The platform supports the development and distribution of personalized financial solutions, contributing to a more integrated and agile financial services ecosystem in the region.
spiderSilk Security is a cybersecurity firm based in Dubai, United Arab Emirates, founded in 2019. The company specializes in simulating advanced cyberattacks to help organizations strengthen their security defenses. By combining proprietary machine-driven technology with the expertise of ethical hackers, spiderSilk enhances its capability to identify security vulnerabilities in applications across both public and internal infrastructures. Their methodologies enable impactful simulations that have potential implications for millions of individuals. In addition to its simulation services, spiderSilk offers advisory services that provide organizations with critical insights into security weaknesses and recommend best practices for improvement. The firm continuously monitors assets and attack surfaces to ensure comprehensive protection against emerging threats.
Buseet Corporation is a shared mobility startup based in Cairo, Egypt, founded in 2016. The company operates an online bus platform that simplifies the process of booking bus rides for daily commuters. Users can select their pickup and drop-off points, utilize saved locations for convenience, and pay via credit card. Buseet's platform offers the option to find nearby stations and provides personalized recommendations to help users optimize their travel plans. The service features air-conditioned buses with fixed routes and times, ensuring a comfortable commuting experience. Additionally, Buseet offers customer support to assist users in planning their daily commutes efficiently.
Tabby Inc. is a financial technology company based in the United Arab Emirates that offers payment solutions for online purchases. It operates a platform that provides customers in the UAE and Saudi Arabia with a buy now, pay later option, allowing them to make payments for their purchases either in a single deferred payment or through multiple installments. This service aims to enhance financial flexibility, enabling consumers to manage their spending more effectively while ensuring safe payment transactions. Through its innovative approach, Tabby seeks to reshape the relationship individuals have with their finances, promoting a more accessible shopping experience.
Thndr is a financial services company based in Cairo, Egypt, that operates an app-based investment platform designed to facilitate commission-free trading for investors. Established in 2020 by Seif Amr, Thndr offers features such as no account minimums, easy account setup, and streamlined funding processes. The platform provides users with access to real-time market data and the latest financial news, along with educational tools to enhance their investment experience. By eliminating traditional barriers to entry in investing, Thndr aims to empower individuals to make informed financial decisions.
Paymob is a digital payments enabler based in Cairo, Egypt, founded in 2015. The company focuses on building payment infrastructure technologies that enhance financial inclusion in the Middle East and Africa (MEA) region. By providing integrated payment services, Paymob helps businesses of all sizes transition from cash to electronic payments, thereby unlocking new opportunities and efficiencies. Its software aims to minimize the risks associated with fraud and theft while speeding up money circulation. By empowering underserved communities with access to a variety of electronic payment and money transfer options, Paymob plays a crucial role in bridging the financial inclusion gap in the region.
Altibbi is a digital health platform that offers tools and information to provide access to health advice 24/7 anywhere through its website and apps.
Lean Technologies Limited, founded in 2019 and based in Riyadh, Saudi Arabia, is a FinTech startup that specializes in providing an application programming interface (API) platform for financial data applications. The company's API suite simplifies access to consumer financial data, allowing businesses to navigate the complexities of financial infrastructure with ease. By enabling seamless access to customers' financial information and facilitating instant bank transfers, Lean Technologies aims to enhance the accessibility, transparency, and utility of financial data and payments. This approach fosters a more inclusive and interconnected financial landscape, ultimately benefiting both consumers and businesses.
Ogram is a Dubai-based company that offers an on-demand staffing platform designed to address the manpower needs of various industries, including food and beverage, hospitality, retail, e-commerce, and logistics. By acting as a freelance marketplace, Ogram connects temporary workers with businesses seeking immediate staffing solutions. The platform streamlines the process of staff placement, scheduling, and coordination, allowing clients to efficiently manage their staffing requirements. Ogram addresses common staffing challenges, such as limited access to reliable personnel, lengthy onboarding processes, and the need for immediate staff availability, thereby enhancing operational efficiency for its clients.
Mamo is a fintech startup based in Dubai, UAE, specializing in payment and financial solutions for small and medium-sized enterprises (SMEs). It is the first fintech company licensed by the Dubai Financial Services Authority to provide money services, enabling it to offer a diverse range of financial services. Mamo's flagship product, Mamo Business, serves as an alternative to traditional business banking, functioning as a financial operating system tailored to the needs of SMEs. The platform incorporates essential components such as payments, spend management, and analytics, facilitating efficient financial operations. Mamo's application allows businesses to accept payments in multiple currencies, issue virtual cards, manage expenses, and integrate with e-commerce platforms. Its customer base includes a variety of sectors, including B2B service providers, tourism, healthcare, wellness, and retail, helping to streamline financial processes and enhance analysis of spending habits.
Elmenus is a food discovery platform based in Cairo, Egypt, founded in 2011. The company operates a digital application that allows users to explore nearby restaurants and discover popular dishes, enhanced by community-generated content including photos, reviews, and ratings. Catering to over one million monthly users, Elmenus combines a social and visual experience to facilitate food discovery and ordering. It has expanded its presence with offices in several Egyptian cities, including Alexandria and Sharm El Sheikh. The platform's focus on personalized recommendations helps users find and enjoy the food they love, making it a significant player in Egypt's food tech landscape.
spiderSilk Security is a cybersecurity firm based in Dubai, United Arab Emirates, founded in 2019. The company specializes in simulating advanced cyberattacks to help organizations strengthen their security defenses. By combining proprietary machine-driven technology with the expertise of ethical hackers, spiderSilk enhances its capability to identify security vulnerabilities in applications across both public and internal infrastructures. Their methodologies enable impactful simulations that have potential implications for millions of individuals. In addition to its simulation services, spiderSilk offers advisory services that provide organizations with critical insights into security weaknesses and recommend best practices for improvement. The firm continuously monitors assets and attack surfaces to ensure comprehensive protection against emerging threats.
Kitopi is a Kitchen as a Service (KaaS) platform that facilitates the establishment of delivery-only restaurant locations by offering managed kitchen infrastructure and software solutions. Founded in 2018 by Mohamad Ballout, Saman Darkan, Bader Ataya, and Andy Arenas, Kitopi operates a network of over 60 cloud kitchens across the United Arab Emirates, Saudi Arabia, Kuwait, and Bahrain. The company enables restaurateurs to minimize capital expenditure and streamline operations by providing essential services such as management, call assistance, delivery management, trained staff, and specialized technology. Although Kitopi expanded into the United States in 2019, it exited the market following the onset of the pandemic.
Floranow operates an online marketplace designed to connect flower and plant growers with buyers, primarily targeting the Middle East. The platform facilitates transactions between flower farms and flower shops or importers, streamlining the process for both suppliers and customers. By utilizing innovative technology, Floranow optimizes the supply chain for fresh flowers, ensuring that growers can sell their products easily while buyers receive high-quality flowers. The company focuses on maintaining a cool chain for the management and supply of flowers, enhancing freshness and quality throughout the distribution process.
MUNCH:ON is a food tech startup that has cracked the subscription space in the UAE & KSA, focusing on offering meals from the best restaurants at a significant discount and with free delivery. The company has invested heavily in its scheduling, bundling and order prediction software which has enabled it to achieve massive cost savings for its restaurant partners that they then pass on to their users, often offering up to a 55% discount vs. restaurants' regular price. Whether it's employees ordering from their company's curated menu or users ordering for their families at home, the platform takes the usual hassle and cost out of food delivery in a financially (and environmentally) sustainable manner for all stakeholders
Buseet Corporation is a shared mobility startup based in Cairo, Egypt, founded in 2016. The company operates an online bus platform that simplifies the process of booking bus rides for daily commuters. Users can select their pickup and drop-off points, utilize saved locations for convenience, and pay via credit card. Buseet's platform offers the option to find nearby stations and provides personalized recommendations to help users optimize their travel plans. The service features air-conditioned buses with fixed routes and times, ensuring a comfortable commuting experience. Additionally, Buseet offers customer support to assist users in planning their daily commutes efficiently.
HolidayMe is an online travel portal founded in 2013 and operates under the registered trademark of Traveazy DMCC, with its headquarters in Dubai, UAE. The company provides a comprehensive travel booking platform that offers a range of services, including holiday planning, hotel bookings, customized travel packages, and booking vouchers. With a presence in multiple countries, including India, Saudi Arabia, and Egypt, HolidayMe caters to both B2B and B2C markets, featuring products such as Umrah and leisure packages. The platform is designed to streamline the travel experience, allowing customers to easily select and book their desired holiday destinations through various payment methods. HolidayMe has received multiple accolades and recognition within the travel and startup community, highlighting its commitment to delivering exceptional service and innovative solutions in a competitive market.
Mobile warranty and insurance for the MEA region
Arrow Labs is a mobility software manufacturer based in Dubai, specializing in niche applications and mobility solutions for various industries. The company's flagship product, the Arrow Labs MIMS, serves as an advanced mobility platform tailored for the modern workforce. By leveraging machine learning, process automation, and workforce optimization technology, Arrow Labs develops workforce management solutions designed to enhance the management of field resources through smart technology wearables and services. Their modular system caters to sectors such as facility management, hospitality, logistics, security, and transport, enabling clients to improve operational efficiencies, boost productivity, and lower operating costs. Arrow Labs' experience in creating and architecting critical medium and large-scale solutions positions them as a key player in the mobility software market.
Mumzworld.com is the leading e-commerce platform in the Middle East focused on products for mothers, babies, and children, serving over 2 million customers across the MENA region and shipping to more than 20 countries. The platform features an extensive catalog of over 200,000 items from more than 2,000 global and regional brands, making it a comprehensive resource for mothers seeking unique and essential products. Users can conveniently search, compare, and purchase a wide range of childcare items, educational toys, and maternity products, supported by detailed information and reviews to aid decision-making. Recognized as a pioneer in the e-commerce landscape for mothers, Mumzworld.com has partnered with major FMCG brands and secured exclusive distribution rights for numerous products, enhancing its offerings and solidifying its reputation as a vital online resource for families.