Goodwater Capital

Pap! is a technology company that specializes in automating the retrieval of refund claims for consumers. Its online platform leverages artificial intelligence to analyze email receipts and identify potential refund opportunities, such as price drops and flight delays. By streamlining the process of claiming refunds, Pap! ensures that individuals can take advantage of available financial recoveries without the hassle of navigating complex policies and rules. This innovative approach not only helps consumers reclaim funds they are owed but also raises awareness about refund policies that may otherwise go unnoticed.

Bloom is a financial technology company that provides a secure wallet hub for trading tokens and NFTs, enabling users to discover new decentralized applications and optimize their DeFi investments. The platform is described as offering innovative, fair, responsible and inclusive financial products, aimed at widening access to digital finance while simplifying crypto activity for a broad user base.

Blossom Social is a startup building a social investing platform that fosters financial literacy and community-driven ideas. The platform lets users view portfolios and trades of friends and top investors, discover new investment ideas from the community, and share portfolios, trades, and ideas. It provides portfolio tracking tools and investing education in a Duolingo-style format to help users make informed financial decisions. The service emphasizes verifiable stock holdings and performance to inform decision-making and promote transparent sharing within the community.

Cambio is a financial services platform dedicated to simplifying money management for individuals and businesses. It offers online payments, transfers, currency exchange, budgeting tools, and secure financial solutions.

Stash develops a personal finance application to combine banking, investing, and advice into one platform. Its application's services include personal investment accounts, retirement accounts, and custodial accounts for minors. It also provides the option to buy fractional shares of stocks, bonds, and funds with no add-on trading commissions to help users save small sums of money and make micro-investments.

Envelope Money is a technology company that specializes in developing a comprehensive mobile banking platform. This platform is designed to help users manage their family finances by offering a range of features, including flexible budgeting tools, virtual and physical cards, secure account controls, joint accounts, and advanced spending tracking capabilities. The platform aims to simplify financial management, enabling users to efficiently allocate funds, monitor expenses, and work towards achieving their financial goals.

Bitstack is a fintech company that provides a crypto wallet and app designed to save and invest in Bitcoin on autopilot. The platform lets users buy, sell, earn, and spend bitcoin, with everyday purchases rounded up to invest the spare change. It aims to simplify crypto-enabled financial management and help users achieve their financial goals. Since its inception in 2021, Bitstack has expanded beyond a rounding-up feature to offer a mass-market solution for managing Bitcoin, and it is positioned as part of a broader effort to reimagine consumer banking by leveraging Bitcoin and stablecoins in crypto-native services.

Cheese is a California-based fintech company focused on helping individuals build credit and grow savings through simple, automated solutions. It develops a credit-building financial application that provides digital banking services and debit cards to customers with no credit history, enabling them to establish and improve credit scores while meeting personal financial needs, with an emphasis on serving underbanked communities.

Finfree is a next-generation social trading platform designed to connect traders with like-minded analysts and communities, facilitating participation in both local and US stock markets. The platform targets millennials, who often prefer self-directed investment strategies and online social interactions. Finfree offers a comprehensive investment application that provides users with valuable resources to learn about the stock market, including stock financials, ratio chart reviews, and portfolio performance tracking. By focusing on education and community engagement, Finfree aims to empower millennials to make informed investment decisions and work towards achieving financial independence.

Castor is a fintech company based in Mexico, established in 2021, that focuses on improving financial stability for workers by offering automated savings tools and access to earned wages before the traditional payday. The platform enables users to save effectively and avoid debt by providing liquidity between paychecks without incurring interest charges. Castor's services include facilitating savings, making service payments, and offering free access to a portion of wages on a daily basis. By implementing these features, Castor aims to strengthen the financial well-being of its clients and help them manage their finances more effectively.

Gullak.Money is a financial platform focused on promoting saving and wealth creation for its users. It aims to establish an inclusive ecosystem that encourages individuals to save small amounts daily, facilitating the development of effective financial habits. The platform offers various resources to help users set and accomplish their financial goals, thereby empowering them to enhance their savings and invest wisely for future prosperity. Through its user-friendly approach, Gullak seeks to make saving accessible to everyone, ultimately contributing to improved financial well-being.

Fello is a savings and investment platform that aims to help users save and invest while earning higher returns than traditional savings accounts. The company has developed a gamified online platform that encourages individuals, particularly gamers, to become financial investors. Users are incentivized to save and grow their money by gaining opportunities to participate in games and lotteries each time they save or invest on the platform. This unique approach not only promotes financial literacy but also enhances user engagement by combining savings with elements of gaming, making the process of investing more appealing and rewarding.

Baselane is a banking and finance platform for landlords and real estate investors in the United States. It integrates users' bank accounts with expense management, rent collection, bookkeeping, cash flow tracking and performance analytics, delivering tailored financial services, automated tools and actionable insights to save time, improve financial visibility and help grow investment portfolios. The company serves more than 12 million landlords and real estate investors who own over 25 million homes, empowering independent property owners to manage finances efficiently and increase returns.

Wallbit is a global neobank offering USD and EUR accounts, debit cards, access to US investments, and local currency transactions through a single app. It caters to individuals living outside the US who require international banking services.

Earnr is a finance and tax service company based in the U.K., founded in 2020 by Anil Nair, Enzo Ottens, and Jamie Leverton. It caters to creators and individuals engaged in side-hustle businesses. Earnr's platform automates finances and tax submissions, allowing users to import bank transactions, track earnings, streamline tax returns, and maintain a comprehensive record of self-employed income. This helps users save time on financial organization and tax filing.

Founded in 2019, ClubFolio is a Bengaluru-based company that develops an online brokerage platform. This platform enables users to invest in stocks and mutual funds, fostering a fun and engaging environment for building financial freedom.

SELECT is a company focused on creating a next-generation credit card that prioritizes powerful and unique rewards for consumers. The business has established a vast network of exclusive benefits with premier partner brands and venues, offering rewards at over 1.5 million locations. Members enjoy substantial savings, such as discounts of up to 70% at numerous hotels, priority access and complimentary drinks at renowned dining and nightlife establishments, as well as exclusive offers with leading travel, retail, and entertainment brands. By paying an annual membership fee, customers gain access to a credit card that provides unique perks, including invitations to private events like cocktail hours and rooftop gatherings, enhancing their overall lifestyle experience.

Travel often, debt-free. You just tell us your travel details and preferences, we budget everything for you and turn it into an easy subscription plan. Your plan takes care of: booking the best travel flights, hotels, and FX. Everything you need to enjoy your trip in due time. We innovated in savings so we could help more people achieve their dreams. After 100k users, travel became the obvious choice of focus because it was responsible for more than 70% of our user's goals. This innovative approach to travel, using fintech at its core was only possible because we spent 3 years building the perfect savings solutions first.

Snowball Wealth, Inc. is a financial management company based in San Mateo, California, founded in 2018. It specializes in providing personalized guidance for student loans and broader financial planning, focusing on debt management, retirement, and investment strategies. The company has developed a mobile platform that combines community engagement, social challenges, and AI-driven planning to assist users in addressing financial challenges. By fostering an open dialogue around debt, income, and investing, Snowball Wealth aims to alleviate the stigma associated with these topics. Its innovative approach empowers individuals to make informed financial decisions, manage their student debt effectively, and build generational wealth through tailored advice and resources.

Weltio is a trading platform that enables users to open accounts in US dollars and invest in stock exchanges and cryptocurrencies. The company has developed a wealth management platform aimed at facilitating informed investment decisions. By connecting a diverse community of global investors, Weltio allows individuals, particularly from middle and middle-upper socioeconomic classes, to trade fractional shares. This accessibility empowers users to participate in various investment opportunities and enhance their financial outcomes.

Fleek provides a subscription tracking and management platform that centralizes control of subscription services, helping users view all active and expiring subscriptions, recurring and scheduled payments, and secure payment methods in one place. It enables users to discover, monitor, renew, or cancel subscriptions with ease, delivering simplified management and visibility across services.

Achievable develops digital test preparation tools aimed at helping professionals prepare for exams such as the FINRA Series 7. The company offers personalized, convenient resources that leverage memory science and big data to tailor study plans, track progress, and raise the likelihood of reaching target scores. Its approach combines interactive content with supplementary videos integrated into textbook material to reinforce key concepts, delivering clearer, visual explanations. The platform is designed for busy professionals who study after hours, emphasizing a better user experience and greater accessibility. While initially focused on finance exams, Achievable intends to expand to other tests as it grows.

Tandem is a financial operating system for couples. It offers a payment application designed to offer a quick and easy way for couples to share expenses. The company's application puts expense sharing on auto-pilot, helps split expenses with a swipe, and imports expenses from cards and accounts, enabling users to get a better handle on their money.

Bloom is a financial technology company that provides a secure wallet hub for trading tokens and NFTs, enabling users to discover new decentralized applications and optimize their DeFi investments. The platform is described as offering innovative, fair, responsible and inclusive financial products, aimed at widening access to digital finance while simplifying crypto activity for a broad user base.

Bloom is a financial technology company that provides a secure wallet hub for trading tokens and NFTs, enabling users to discover new decentralized applications and optimize their DeFi investments. The platform is described as offering innovative, fair, responsible and inclusive financial products, aimed at widening access to digital finance while simplifying crypto activity for a broad user base.

Afriex Inc. is a mobile payment application developer based in Oakland, California, specializing in overseas money transfer services. Founded in 2019, the company offers a digital wallet application that allows users to send and receive money globally, utilizing stablecoins to ensure fast and cost-effective remittance solutions. Afriex supports transactions to over 30 countries, enabling users to make payments and manage their finances more efficiently at current exchange rates, while also providing various withdrawal options to enhance the user experience.

Shelf is a fintech platform in India that serves as a neobank for young professionals. It consolidates banking, payments, expense management and bill splitting into a single app, enabling users to manage savings, access bank accounts, track spending and coordinate lending or borrowing among friends or groups, thereby letting them control their finances in one place and simplify money management as they navigate early professional life.

Pigeon is an interpersonal finance app that makes it easier for anyone to create and keep track of loans with others. The leading solution for interpersonal loans, Pigeon is the smartest way to lend money to friends, family, and loved ones. Pigeon is helping millions around the world by providing everyday people with customizable technology and personalized education that eases the emotional pains of lending and borrowing money between individuals who care about each other. Pigeon was founded by Brian Bristol in 2020 and is based in Miami, Florida.

Cambio is a financial services platform dedicated to simplifying money management for individuals and businesses. It offers online payments, transfers, currency exchange, budgeting tools, and secure financial solutions.

Founded in 2021, Finku is a Jakarta-based fintech company dedicated to empowering Indonesians with better financial management tools. Its platform aims to eliminate financial illiteracy by providing users with automated financial logging, personalized insights, and budgeting assistance, enabling them to make informed financial decisions.

Whiz is a fintech company specializing in financial education for teens. It offers a platform that provides news, articles, training programs, and tools to help children manage pocket money, save, and understand the value of earnings.

Drahim is a Saudi Arabian fintech company that develops a digital platform for personalized financial planning. It analyzes users' financial habits to provide tailored investing plans, acting as a comprehensive budgeting app that tracks transactions and offers suggestions on saving and wealth growth.

Onyx Private is a modern private banking platform tailored for affluent young professionals, investors, and entrepreneurs. It provides a premium digital banking experience complemented by a concierge service that caters to various personal finance, wealth, and lifestyle needs. The platform features a personalized robo-advisor for tax-loss harvesting, fixed-income money market accounts, Treasury Bills, and alternative investments such as private equity, venture capital, and hedge fund strategies. By offering low fees and minimums, Onyx Private enables users to set customized financial goals and manage their finances more effectively, making private banking more accessible to a new generation.

Koshex is a personal finance and wealth management service established in 2020 and headquartered in Bengaluru, Karnataka. The company focuses on automating wealth creation for Indian millennials by offering data-driven insights into their daily finances, enabling them to save more effectively and make informed investment decisions. Its innovative platform facilitates automated investing in various assets, including mutual funds, digital gold, and sectors such as technology, clean energy, automobiles, and US equities. By providing users with tools to understand money movement in real-time and evaluate potential investment outcomes, Koshex empowers customers to explore diverse investment opportunities tailored to their financial goals.

Streak operates as a rewarding digital bank for teenagers.

Established in 2021 and headquartered in Santa Monica, California, GoodFin operates as an AI-driven wealth management platform. It specializes in democratizing access to previously exclusive alternative asset classes such as private equity and venture capital investments.

Gauss is a financial technology company based in New York City, founded in 2021. It offers a mobile application that helps users manage their credit card debt while building wealth. By monitoring linked credit cards, Gauss automatically pays off high-interest balances, which can save consumers significant amounts in interest payments. This service not only accelerates bill repayment but also aids in improving users' credit ratings. Additionally, Gauss provides low-interest credit lines to refinance costly credit card debt, allowing consumers to transform liabilities into assets with minimal disruption to their financial situations.

Founded in 2021, Stock Unlock is a New York-based company that operates a stock analysis platform. This platform aims to demystify investing and promote financial literacy by providing users with access to financials, trends, ratios, and other relevant benchmarks. It enables clients to research stocks and track portfolios, thereby enhancing their investment capabilities.

Pluto Markets is an investment software application that focuses on making investing a social experience. It allows users to create groups with friends, fostering collaboration, competition, and co-investment. The platform notifies users about trades within their portfolios, facilitating discussions on the latest investment opportunities. By incorporating features like fractional shares and zero-commission trading, Pluto Markets aims to enhance the investment experience for individuals and their social circles.

Bundil is a fintech platform that converts spare change from everyday credit or debit card purchases into cryptocurrencies and other financial tools. The service automatically tracks spending, rounds purchases to the nearest dollar, and invests the resulting spare change into the user’s preferred digital asset. It operates as an automated micro-investing solution compatible with hundreds of banks, enabling users to establish saving and investing habits without active management. Bundil’s approach simplifies cryptocurrency participation by letting users accumulate investments over time through small, automated contributions tied to their everyday spending.

Stairs Financial is a company dedicated to assisting young Americans in purchasing their first homes. It offers a financial platform that combines financial advice with real estate listings, allowing users to evaluate their eligibility for various properties. By identifying homes based on individual financial situations, Stairs Financial connects users with relevant government grants, loans, and tax incentives. This integrated approach enables potential homeowners to plan effectively and make informed decisions regarding their property purchases.

Awabah provides digital pension planning and savings management services designed for self-employed and informal workers who lack formal pension coverage. The company offers micro-pension schemes and a platform that enables entrepreneurs, drivers, traders, artisans, and freelancers to start saving for future goals. In addition to pension services, Awabah delivers access to health insurance, life insurance, and accident cover as part of a practical benefits package, simplifying participation in retirement saving and protection for workers who do not have traditional pension arrangements.

Soon operates a finance management platform that automates personal finances, helping users manage their money more effectively. The platform allows individuals to deposit funds into their accounts, automatically allocating a portion for essential expenses while investing the remainder according to user-defined portfolio settings. This system enables users to balance their spending, saving, and investing, ultimately aiding them in achieving their financial goals efficiently. Soon's approach simplifies the financial management process by integrating spending and investment strategies into a single solution, thereby enhancing users' financial well-being.

Monzo Bank is a London-based commercial bank, established in 2015. It provides personal banking services including current, joint and savings accounts, plus business banking with invoicing, overdrafts and loans, and offers internet and mobile app-based banking in the United Kingdom and the United States. The bank emphasizes a mobile-first approach with real-time spending updates, transaction categorization, budgeting tools, and instant notifications. Its app features Pots sub-accounts to set aside funds for specific goals and includes a premium tier, Monzo Plus, with additional features such as enhanced card designs and travel insurance. Monzo aims to replace traditional branches with a fully digital experience, serving customers who prefer managing finances via smartphone.

Grid is a company that offers a comprehensive management platform for financial services aimed at simplifying financial processes for clients. The platform provides tools for tracking payrolls, taxes, bills, and refunds, as well as managing individual paychecks. Additionally, Grid has developed a financial application that facilitates online tax filing and advisory services. This application collects financial information from clients and pairs them with in-house advisors, helping taxpayers maximize deductions and prepare their annual returns efficiently. By combining these features, Grid aims to optimize financial management for its users while maintaining transparency in costs through a flat fee structure.

Finch is a financial technology company based in Boston, Massachusetts, that provides an innovative online trading platform designed to simplify investing. Founded in 2019, Finch allows users to earn investment returns by automatically investing their cash balances into a diversified portfolio of exchange-traded funds (ETFs) tailored to their individual risk profiles. This unique approach ensures that users’ entire balance is actively working for them from the outset. Additionally, Finch offers instant access to funds, including those that are invested, enhancing liquidity for users. The platform also features a rewards card that enables customers to earn cash back on purchases, which can be automatically reinvested to foster financial growth. Through these services, Finch aims to make investing accessible and straightforward for its users.

Frich is a fintech startup that empowers Generation Z to manage their personal finances more effectively through social engagement. Its platform enables users to set spending goals collectively with friends, fostering accountability and motivation through gamification and social media integration.

Achievable develops digital test preparation tools aimed at helping professionals prepare for exams such as the FINRA Series 7. The company offers personalized, convenient resources that leverage memory science and big data to tailor study plans, track progress, and raise the likelihood of reaching target scores. Its approach combines interactive content with supplementary videos integrated into textbook material to reinforce key concepts, delivering clearer, visual explanations. The platform is designed for busy professionals who study after hours, emphasizing a better user experience and greater accessibility. While initially focused on finance exams, Achievable intends to expand to other tests as it grows.

EQL Finance is a fintech lender that specializes in providing an online lending platform for small loans without interest or fees. The company focuses on offering interest-free loans that can be repaid over a few months, making it accessible for working families and individuals. In addition to its lending services, EQL Finance provides training and insights into financial management and purchase behavior, helping users enhance their financial literacy and build credit. This comprehensive approach aims to empower individuals to improve their financial management skills and achieve greater financial stability.

Snowball Wealth, Inc. is a financial management company based in San Mateo, California, founded in 2018. It specializes in providing personalized guidance for student loans and broader financial planning, focusing on debt management, retirement, and investment strategies. The company has developed a mobile platform that combines community engagement, social challenges, and AI-driven planning to assist users in addressing financial challenges. By fostering an open dialogue around debt, income, and investing, Snowball Wealth aims to alleviate the stigma associated with these topics. Its innovative approach empowers individuals to make informed financial decisions, manage their student debt effectively, and build generational wealth through tailored advice and resources.

Fingo Africa is a fintech startup that offers a digital banking platform aimed at young customers. The service includes current accounts, real‑time money transfers, bill and utility payments, link‑based payments, and savings goal tools. The platform enables users to send money to friends, family, or businesses through a mobile interface, providing a convenient and comprehensive digital banking experience.

Flexi Salary is a financial services company based in Gurugram, Haryana. It offers an innovative salary wallet platform that enables employees to access their earned income early, fostering happier work environments and potentially reducing attrition rates for organizations.

Fingo Africa is a fintech startup that offers a digital banking platform aimed at young customers. The service includes current accounts, real‑time money transfers, bill and utility payments, link‑based payments, and savings goal tools. The platform enables users to send money to friends, family, or businesses through a mobile interface, providing a convenient and comprehensive digital banking experience.

We help companies improve employee satisfaction, reduce turnover and increase productivity by offering their employees benefits that reduce financial stress. With Monto, users have 24/7 access to their earned wages for a low fixed fee giving them the financial freedom they need to avoid thousands in interest, hidden and overdraft fees.

Koshex is a personal finance and wealth management service established in 2020 and headquartered in Bengaluru, Karnataka. The company focuses on automating wealth creation for Indian millennials by offering data-driven insights into their daily finances, enabling them to save more effectively and make informed investment decisions. Its innovative platform facilitates automated investing in various assets, including mutual funds, digital gold, and sectors such as technology, clean energy, automobiles, and US equities. By providing users with tools to understand money movement in real-time and evaluate potential investment outcomes, Koshex empowers customers to explore diverse investment opportunities tailored to their financial goals.

LemFi provides multi-currency accounts and a platform for international payments and global account management. The service enables individuals and businesses to hold funds in multiple currencies, manage their finances across borders, and send money internationally with low transfer fees. LemFi supports payments to more than 20 countries and emphasizes seamless, cost-efficient cross-border transactions without monthly subscription charges.

Honest develops innovative financial products, notably a credit card application that offers no annual fee, low interest rates on purchases, balance transfers, and rewards points. Its platform aims to help customers build credit history and improve their overall financial health.

Alinea is a mobile investing platform that simplifies personal finance for beginners. It enables users to create themed investment playlists, automate investments through recurring contributions, and make informed decisions using relevant insights. The platform also facilitates social trading by allowing users to view and share strategies with peers.

Wagetap is a platform that provides employees with access to their earned wages at any time, enhancing financial flexibility. By integrating with company payroll systems, Wagetap allows employees to track their earnings and withdraw a portion of their pay before the traditional payday, which helps them manage unexpected expenses. This innovative approach serves as a valuable tool for businesses to improve employee recruitment, retention, and engagement by offering a modern solution to financial management.

Founded in 2020 by experienced entrepreneurs, Z1 is a digital banking app designed specifically for teenagers and young adults. It offers financial education, gamification, instant payments, peer-to-peer transfers, and personal finance management tools, empowering users to manage their money responsibly with no hidden fees.

GreenLight is a financial technology company that offers a comprehensive money management platform designed specifically for families. Founded in 2014 and headquartered in Atlanta, Georgia, GreenLight provides a debit card and accompanying app that enables parents and children to earn, save, spend, and invest money effectively. The platform empowers parents with flexible spending controls, tools for managing chores, and automated allowance features, all while promoting financial literacy among children. Users can earn up to 3% cash back on purchases, with the option for parents to automatically invest these rewards in stocks and exchange-traded funds for future family expenses. GreenLight aims to simplify personal finance for families, fostering responsible financial habits from a young age.

Plentina is a financial technology company founded in 2019 that specializes in creating alternative credit scores and applications to facilitate access to store credit financing for essential purchases, such as food and medicine, in emerging markets. By leveraging machine learning algorithms, Plentina aims to unlock financial services for underserved populations, enabling them to secure microloans and improve their purchasing power. The company's innovative approach addresses the challenges faced by individuals in these markets, helping them to access vital goods and financial resources more easily. Headquartered in its founding location, Plentina is committed to enhancing financial inclusion in regions where traditional credit systems may be inadequate.

Broad is a fintech company founded in 2019 that provides Brazilians and Latin Americans access to the international financial market through a multi-currency account and card. The platform supports holding multiple currencies and making cross-border transactions with reduced fees, aiming to simplify international finance and enable borderless spending. It focuses on practical tools for managing cross-border money movements and everyday international purchases, making international financial activity more accessible for its regional customers.

Founded in 2020 by experienced entrepreneurs, Z1 is a digital banking app designed specifically for teenagers and young adults. It offers financial education, gamification, instant payments, peer-to-peer transfers, and personal finance management tools, empowering users to manage their money responsibly with no hidden fees.

Bling is a Paris-based mobile application founded in 2019 that offers users financial assistance of up to €100 to help them manage their expenses and avoid overdrafts. The app provides features such as anti-overdraft alerts, direct bank balance monitoring, and cash flow predictions, enabling users to maintain better control over their finances. By offering innovative financial solutions, Bling aims to improve users' financial health and provide alternatives to conventional banking practices that often penalize customers for overdrafts.

Zeta is a financial technology company that builds a money management platform for households to manage finances together. The platform supports joint accounts and a money manager, providing tools to track shared and personal bank accounts, set and monitor budgets, split transactions, add memos, and receive bill reminders. It also offers money coaching and other features to help families track spending and reach financial goals. The company operates as a remote-first organization and is headquartered in San Francisco, California.

Monzo Bank is a London-based commercial bank, established in 2015. It provides personal banking services including current, joint and savings accounts, plus business banking with invoicing, overdrafts and loans, and offers internet and mobile app-based banking in the United Kingdom and the United States. The bank emphasizes a mobile-first approach with real-time spending updates, transaction categorization, budgeting tools, and instant notifications. Its app features Pots sub-accounts to set aside funds for specific goals and includes a premium tier, Monzo Plus, with additional features such as enhanced card designs and travel insurance. Monzo aims to replace traditional branches with a fully digital experience, serving customers who prefer managing finances via smartphone.

Stash develops a personal finance application to combine banking, investing, and advice into one platform. Its application's services include personal investment accounts, retirement accounts, and custodial accounts for minors. It also provides the option to buy fractional shares of stocks, bonds, and funds with no add-on trading commissions to help users save small sums of money and make micro-investments.

Kredi operates an online mortgage platform designed for Latin American customers. It uses proprietary algorithms to connect users with suitable financial institutions, streamlining the loan application process.

Zoro Card is a company that specializes in creating money management software designed to facilitate cashless transactions and enhance credit scores. Their platform allows users to pay off debts and loans efficiently, with the added benefit of improving their credit standing over time. This enables users to qualify for low-interest loans more easily. The software includes a debit card feature specifically for managing regular bills, fees, or debt payments, ensuring that users can maintain financial stability while building their credit history.

Monzo Bank is a London-based commercial bank, established in 2015. It provides personal banking services including current, joint and savings accounts, plus business banking with invoicing, overdrafts and loans, and offers internet and mobile app-based banking in the United Kingdom and the United States. The bank emphasizes a mobile-first approach with real-time spending updates, transaction categorization, budgeting tools, and instant notifications. Its app features Pots sub-accounts to set aside funds for specific goals and includes a premium tier, Monzo Plus, with additional features such as enhanced card designs and travel insurance. Monzo aims to replace traditional branches with a fully digital experience, serving customers who prefer managing finances via smartphone.

GreenLight is a financial technology company that offers a comprehensive money management platform designed specifically for families. Founded in 2014 and headquartered in Atlanta, Georgia, GreenLight provides a debit card and accompanying app that enables parents and children to earn, save, spend, and invest money effectively. The platform empowers parents with flexible spending controls, tools for managing chores, and automated allowance features, all while promoting financial literacy among children. Users can earn up to 3% cash back on purchases, with the option for parents to automatically invest these rewards in stocks and exchange-traded funds for future family expenses. GreenLight aims to simplify personal finance for families, fostering responsible financial habits from a young age.

Monzo Bank is a London-based commercial bank, established in 2015. It provides personal banking services including current, joint and savings accounts, plus business banking with invoicing, overdrafts and loans, and offers internet and mobile app-based banking in the United Kingdom and the United States. The bank emphasizes a mobile-first approach with real-time spending updates, transaction categorization, budgeting tools, and instant notifications. Its app features Pots sub-accounts to set aside funds for specific goals and includes a premium tier, Monzo Plus, with additional features such as enhanced card designs and travel insurance. Monzo aims to replace traditional branches with a fully digital experience, serving customers who prefer managing finances via smartphone.

Stash develops a personal finance application to combine banking, investing, and advice into one platform. Its application's services include personal investment accounts, retirement accounts, and custodial accounts for minors. It also provides the option to buy fractional shares of stocks, bonds, and funds with no add-on trading commissions to help users save small sums of money and make micro-investments.

Gerald is a fintech company based in New York that simplifies bill payments for consumers. It offers an application that links and automatically pays users' household bills, providing overdraft and late fee protection. The platform also includes banking services such as direct deposits, credit building, cash advance, and rewards.

Monzo Bank is a London-based commercial bank, established in 2015. It provides personal banking services including current, joint and savings accounts, plus business banking with invoicing, overdrafts and loans, and offers internet and mobile app-based banking in the United Kingdom and the United States. The bank emphasizes a mobile-first approach with real-time spending updates, transaction categorization, budgeting tools, and instant notifications. Its app features Pots sub-accounts to set aside funds for specific goals and includes a premium tier, Monzo Plus, with additional features such as enhanced card designs and travel insurance. Monzo aims to replace traditional branches with a fully digital experience, serving customers who prefer managing finances via smartphone.

Stash develops a personal finance application to combine banking, investing, and advice into one platform. Its application's services include personal investment accounts, retirement accounts, and custodial accounts for minors. It also provides the option to buy fractional shares of stocks, bonds, and funds with no add-on trading commissions to help users save small sums of money and make micro-investments.

Monzo Bank is a London-based commercial bank, established in 2015. It provides personal banking services including current, joint and savings accounts, plus business banking with invoicing, overdrafts and loans, and offers internet and mobile app-based banking in the United Kingdom and the United States. The bank emphasizes a mobile-first approach with real-time spending updates, transaction categorization, budgeting tools, and instant notifications. Its app features Pots sub-accounts to set aside funds for specific goals and includes a premium tier, Monzo Plus, with additional features such as enhanced card designs and travel insurance. Monzo aims to replace traditional branches with a fully digital experience, serving customers who prefer managing finances via smartphone.

Stash develops a personal finance application to combine banking, investing, and advice into one platform. Its application's services include personal investment accounts, retirement accounts, and custodial accounts for minors. It also provides the option to buy fractional shares of stocks, bonds, and funds with no add-on trading commissions to help users save small sums of money and make micro-investments.

Monzo Bank is a London-based commercial bank, established in 2015. It provides personal banking services including current, joint and savings accounts, plus business banking with invoicing, overdrafts and loans, and offers internet and mobile app-based banking in the United Kingdom and the United States. The bank emphasizes a mobile-first approach with real-time spending updates, transaction categorization, budgeting tools, and instant notifications. Its app features Pots sub-accounts to set aside funds for specific goals and includes a premium tier, Monzo Plus, with additional features such as enhanced card designs and travel insurance. Monzo aims to replace traditional branches with a fully digital experience, serving customers who prefer managing finances via smartphone.

Stash develops a personal finance application to combine banking, investing, and advice into one platform. Its application's services include personal investment accounts, retirement accounts, and custodial accounts for minors. It also provides the option to buy fractional shares of stocks, bonds, and funds with no add-on trading commissions to help users save small sums of money and make micro-investments.

Stash develops a personal finance application to combine banking, investing, and advice into one platform. Its application's services include personal investment accounts, retirement accounts, and custodial accounts for minors. It also provides the option to buy fractional shares of stocks, bonds, and funds with no add-on trading commissions to help users save small sums of money and make micro-investments.

Stash develops a personal finance application to combine banking, investing, and advice into one platform. Its application's services include personal investment accounts, retirement accounts, and custodial accounts for minors. It also provides the option to buy fractional shares of stocks, bonds, and funds with no add-on trading commissions to help users save small sums of money and make micro-investments.

Stash develops a personal finance application to combine banking, investing, and advice into one platform. Its application's services include personal investment accounts, retirement accounts, and custodial accounts for minors. It also provides the option to buy fractional shares of stocks, bonds, and funds with no add-on trading commissions to help users save small sums of money and make micro-investments.

Slash operates an online banking platform designed to facilitate seamless fund transfers between personal and business bank accounts. The platform offers a range of services, including deposits, payments, virtual cards, and expense tracking. Users benefit from features such as account and routing numbers, direct deposit capabilities, and detailed statements. Additionally, the platform incorporates bank-level security encryption and read-only access to ensure user information is protected. A mobile application enhances the user experience by allowing customers to manage both personal and business accounts from a single dashboard and to split subscription costs with friends. Support services are available to address customer inquiries via email.

Stash develops a personal finance application to combine banking, investing, and advice into one platform. Its application's services include personal investment accounts, retirement accounts, and custodial accounts for minors. It also provides the option to buy fractional shares of stocks, bonds, and funds with no add-on trading commissions to help users save small sums of money and make micro-investments.