Goodwater Capital

We're a generative artificial intelligence company leading the development of a goal-driven and multimodal engine: Charlie! Charlie helps entrepreneurs and enterprises create content that performs across text, images, and more. Imagine asking an AI to write a social media post that maximizes engagement with your target audience. At GoCharlie we know engagement means commerce, and we want to give you the tools to drive business through all your marketing channels.

KURUKURU is a webcomic platform to create comics by posing scenes and generating characters.

Wallbit is a neobank tailored for global remote workers, providing essential financial services to meet their unique needs. The company offers bank accounts and debit cards, enabling users to manage their finances effectively. Additionally, Wallbit provides an investment account that allows clients to invest in bonds or stocks on the US stock market. By facilitating payments, money deposits, and withdrawals, Wallbit helps remote workers receive their income seamlessly, making it easier for them to navigate their financial activities across borders.

Perfekto is an online retail platform focused on delivering imperfect produce directly from farms to consumers. By offering subscription boxes filled with deformed, disproportionate, and damaged fruits and vegetables, Perfekto aims to minimize food waste while providing customers with high-quality, fresh products that prioritize taste over appearance. This approach not only fosters a community of conscious buyers but also promotes sustainable consumption practices. Through its service, Perfekto allows consumers to conveniently purchase seasonal products online and have them delivered, contributing to the reduction of food waste in the region.

PowWater is a company focused on providing sustainable and safe drinking water through a mobile application designed for water delivery. By employing predictive systems, PowWater connects water vendors with customers, ensuring that the quality of water is tested and verified. The application allows users to select specific locations and volumes for water delivery, facilitating efficient access to safe, reliable, and affordable water. With a commitment to empowering communities, PowWater has established itself as a trusted water supplier globally.

FoodCourt is an on-demand food delivery application that facilitates the ordering of meals and drinks from a curated selection of virtual restaurant brands and shops. The app aims to enhance accessibility to quality food and convenience items across Africa by leveraging virtual restaurants and dark stores. By focusing on popular food and convenience categories, FoodCourt provides users with a convenient platform to order from a diverse range of delivery brands, ensuring a streamlined and efficient dining experience.

Crew is a career development platform aimed at supporting early and mid-career professionals in achieving greater clarity and confidence in their careers. The platform provides a range of digitized coaching tools and group-based live workshops designed to foster strong connections among colleagues and mentors. By integrating principles of design thinking with coaching methodologies, Crew enables individuals to identify their strengths and goals, empowering them to shape their careers according to their personal values and aspirations. Additionally, the platform assists employers in effectively hiring, retaining, and matching talent to suitable opportunities, thereby enhancing overall workforce satisfaction and productivity.

ApniBus is an intercity bus platform that aims to streamline the often unorganized bus travel experience. By digitizing the bus journey, ApniBus offers users a user-friendly ticket booking platform that provides real-time schedules and inventory. This innovation enhances the overall travel experience for passengers, making it easier for them to plan and book their journeys efficiently. Through its technology-driven approach, ApniBus addresses the challenges faced by travelers in the intercity bus market.

Spark Studio is an ed-tech startup focused on providing extracurricular online courses for children in the fields of visual arts, music, and communications. The company aims to foster creativity and confidence in young learners through its carefully designed programs. Courses are developed by experts and delivered by experienced teachers in small group settings, ensuring personalized attention. This approach allows students to engage in fun and interactive learning experiences that promote both creativity and skill development.

PayO is an Accounting and payments application that enables simplified billing, easy stock management, payment collections, and supplier payments for small businesses.

Coverage Cat is an innovative insurance platform designed to help individuals obtain optimal coverage for significant risks. The company focuses on providing fixed coverage options that cater specifically to genuinely catastrophic events. By offering lower premiums, Coverage Cat enables users to effectively manage their insurance needs while saving money. The platform aims to ensure that clients receive the appropriate level of protection tailored to their specific circumstances.

Chowdeck is an application that serves as a food delivery hub, connecting consumers with a variety of food vendors. It enables users to request and purchase meals from nearby restaurants, which are then delivered directly to their homes. The platform streamlines the ordering process, allowing for quick meal delivery within minutes. By offering a marketplace for a diverse selection of dining options, Chowdeck caters to the needs of both consumers seeking convenient meal solutions and restaurants aiming to expand their reach and delivery capabilities.

Tandem is a financial operating system for couples. It offers a payment application designed to offer a quick and easy way for couples to share expenses. The company's application puts expense sharing on auto-pilot, helps split expenses with a swipe, and imports expenses from cards and accounts, enabling users to get a better handle on their money.

Whiz operates as a financial literacy platform aimed at fostering financial independence among teenagers. It offers a comprehensive financial planner that includes features such as connecting parent and child accounts, teaching saving strategies, and enabling children to manage their pocket money effectively. Additionally, Whiz provides educational resources, including news articles and training programs, to enhance financial understanding. By emphasizing real-life experiences in financial management, the platform seeks to create an inclusive financial ecosystem that empowers young individuals to appreciate the value of money and make informed financial decisions.

KEIPhone aims to bridge the digital divide in sub-Saharan Africa by offering free smartphones and data to the 70% of the population that lacks internet access. The company is pioneering revenue generation through lock screen advertising, making it the first of its kind in the region. In addition to smartphones, KEIPhone provides solar chargers, which help ensure that users can keep their devices powered. The company’s products deliver content in local languages through various formats, such as video and SMS, and focus on closing the gender gap in internet access. By enhancing connectivity, KEIPhone empowers women and supports their ability to improve their lives through better access to information and resources.

Patrol is an AI-powered safety network designed to enhance individual safety and community security. By collecting data from users and global networks, it provides valuable information on safety incidents, which can be utilized by insurance companies, government agencies, news organizations, and emergency officials. The platform offers neighborhood safety scores that improve the efficiency of insurers and aid in real estate decisions. Through its API application, Patrol empowers users to make informed decisions about safety, fostering a stronger sense of community and proactive protection measures.

Apparta is a restaurant-tech marketplace that focuses on enhancing productivity for dining establishments by facilitating the booking of empty tables through a mobile application. The platform operates on a yield management strategy, providing consumers with whole-menu discounts that vary based on demand; higher discounts are available during off-peak hours while lower discounts apply during peak times. This approach targets the significant issue of low occupancy rates, which average 40% in Latin America, presenting a substantial market opportunity. By driving dine-in traffic, Apparta aims to optimize restaurant operations and provide consumers with affordable dining options.

Northwind is a teledermatology service focused on providing care for individuals suffering from chronic skin conditions, such as psoriasis and eczema. Catering to the 6% of the global population affected by these lifelong issues, Northwind connects patients with specialists in under 12 hours, significantly reducing the average wait time of four months to see a licensed dermatologist. The service offers personalized treatment plans based on the severity of the patient's condition, utilizing a proprietary line of clinically tested, vegan, steroid-free, and prescription treatments. This approach enables patients to access effective care and alternative options to potentially harmful medications that may have been previously prescribed.

EQL Finance is a fintech lender that offers an online platform for interest-free lending, allowing users to access small loans without fees or interest. The platform is designed to provide immediate loans that are repayable over a few months, catering primarily to working families and individuals. In addition to facilitating loans, EQL Finance also offers training and insights related to financial management and purchase behavior, helping users improve their financial skills and build credit.

Foody operates a food recipe marketplace designed to empower culinary creators and home chefs. The platform allows users to buy recipes or upload their own, providing a centralized, ad-free space for recipe storage. By facilitating access to a diverse array of food recipes, Foody enables customers to learn new culinary techniques and discover innovative dishes. The service aims to foster a community of food enthusiasts and simplify the recipe-sharing process.

Spoken helps shoppers save up to 50% and cut through confusion when buying furniture online. We connect identical furniture products across all retailers where they are sold, even when sellers disguise their products with new names and photos. Promo codes can save you 15%, but buying the same item at another credible retailer can save you up to 50%.

Snowball Wealth, Inc. is a financial management platform based in San Mateo, California, that provides tailored guidance for managing student loans and other financial challenges. Established in 2018, the company focuses on helping individuals navigate debt, retirement, and investments through personalized analysis and recommendations. Its mobile app features a community-driven approach that encourages open discussions about debt and financial planning while also offering AI-driven tools to create customized plans for users. By addressing the complexities of student debt and providing insights on refinancing options, Snowball Wealth aims to empower individuals to effectively manage their finances, build generational wealth, and achieve their financial goals.

Alfie Health is a virtual obesity management clinic that utilizes proprietary AI technology to support weight loss through a combination of precision medicine and behavioral change. The platform allows patients to engage in weight management from the comfort of their homes by collecting medication history and patient data, and conducting lab tests to assess metabolism. Additionally, Alfie Health connects patients with certified health coaches, providing ongoing medical supervision and support through regular telehealth visits. This comprehensive approach aims to guide users in selecting the most effective medications and strategies for sustainable weight loss.

Flexi Salary is a financial services company based in Gurugram, Haryana, that offers employees early access to their earned income. The company has developed a salary wallet that allows employees to draw their pay at any time, with the salary being credited each morning. This amount is subsequently deducted from the employee's next paycheck, facilitating immediate access to funds. By providing this service, Flexi Salary aims to enhance employee satisfaction and reduce attrition rates without altering the employer's existing costs, cash flows, or payroll processes.

Playhouse is a mobile application that facilitates the exploration of real estate by allowing users to browse video listings of properties for sale. The app provides a consumer-friendly experience by combining detailed property and neighborhood data with an engaging full-screen video feed. This innovative approach enables customers to gain clear insights into various homes and neighborhoods, making the search for real estate more interactive and informative.

Flowly is a mobile application designed to help users manage pain and anxiety through biofeedback and virtual reality-based therapy. The platform offers interactive experiences that teach individuals how to regulate their nervous system via relaxation training. Users can track their progress and engage with a supportive community, fostering a safe environment for sharing and discussion. Flowly's content is accessible on mobile devices and compatible with VR headsets, enhancing the user experience. By providing tools for self-regulation and community support, Flowly aims to empower users to effectively address their pain and anxiety.

DocVita is a telehealth platform operating in India that connects consumers with a broad network of healthcare professionals, including general practitioners, therapists, and specialists. The platform facilitates both online and in-person consultations, allowing users to find suitable mental health care providers such as therapists and psychiatrists. By offering personalized and confidential therapy options, DocVita aims to enhance access to mental health services and improve overall healthcare delivery for users across the country.

Dime is a digital platform that provides creators to turn their content into digital collectibles and trade them in the market at a reasonable price. The company was founded in 2021 and is headquartered in San Francisco, California, United States.

We help companies improve employee satisfaction, reduce turnover and increase productivity by offering their employees benefits that reduce financial stress. With Monto, users have 24/7 access to their earned wages for a low fixed fee giving them the financial freedom they need to avoid thousands in interest, hidden and overdraft fees.

Koshex is a wealth management service founded in 2020 and headquartered in Bengaluru, Karnataka. The company focuses on automating wealth creation for 400 million Indian millennials by offering data-driven insights into personal finance. Its platform enables users to track real-time money movement and facilitates automated investing in various assets, including mutual funds, digital gold, and sectors such as technology, clean energy, automobiles, and US equities. By providing tools to evaluate potential investment outcomes, Koshex empowers customers to make informed financial decisions tailored to their individual goals.

FastFarma is a digital pharmacy that aims to enhance the supply chain of pharmaceuticals through a fully digitized process. The company provides an online platform where customers can purchase medicines and health products, often accompanied by offers and discounts. FastFarma focuses on making healthcare more accessible by offering home delivery services, ensuring that individuals can conveniently obtain their medications from the comfort of their homes.

Shimmer provides a platform for 1:1 remote ADHD coaching. Our platform matches users to an ADHD coach who helps guide them towards identifying and meeting goals, maintaining a positive approach to change, and improving productivity while providing a source of accountability.

HappyCredit is an innovative platform based in India that enables users to earn instant rewards while shopping through any bank credit card, debit card, or UPI. Known for its unique feature called Aishback, the platform simplifies the process of earning cashback on transactions, making it accessible and user-friendly. In addition to providing cashback rewards, HappyCredit also offers expense tracking tools to help users manage their spending effectively. By integrating these functionalities, the platform enhances the shopping experience, allowing consumers to benefit financially with every purchase they make.

Mighty Technologies, Inc. is a company focused on developing a wellness application specifically designed for older adults, particularly those dealing with joint issues or other health challenges. Incorporated in 2018 and based in San Francisco, the company provides a personalized platform that connects users with coaches to foster the development of healthy habits related to nutrition and lifestyle. The application serves as a comprehensive resource, offering customizable exercise programs, nutrition guidance, and holistic health support. Additionally, it features a motivational community aimed at encouraging users to achieve their health goals through personal training and wellness coaching.

​Ituloh is an Indonesia-based technology company that operates a community-driven video commerce platform. It offers services such as influencer marketing, community engagement, affiliate marketing, event management, and live shopping. The platform connects brands with Key Opinion Leaders (KOLs) across various lifestyle communities to facilitate product discovery and purchasing.​

FunctionUp is an EdTech company based in Bangalore, India, founded by IIT and ISB alumni with extensive experience in the industry. Backed by Y-Combinator, FunctionUp addresses global talent shortages by upskilling graduates and professionals in essential skills demanded by the job market. The company offers an innovative placement boot camp that includes online live classes, educational resources, and training sessions, allowing students to prepare for high-paying software development positions. With over 800 hiring partners and a proven track record of successfully transforming the careers of more than 1,000 learners, FunctionUp is committed to delivering positive outcomes for its participants. The unique payment model allows students to defer tuition fees until they secure employment, making quality education more accessible.

InsideOut is a London-based company that focuses on mental health care and well-being support. It has developed a therapy platform aimed at reducing social stigma surrounding mental health and fostering open conversations about the subject. The platform provides continuous therapy support through an online application, which employs an intelligent matching system to connect users with suitable therapists. This approach enables individuals to maintain positive mental well-being by accessing tailored therapeutic resources and support.

Ceresa, Inc. is a company based in Austin, Texas, that specializes in leadership acceleration and mentoring services. Founded in 2017, it has developed a platform aimed at providing a personalized and data-driven leadership journey tailored to the specific needs of diverse aspiring leaders. Ceresa's offerings include virtual executive coaching, structured curriculum, and mentoring support, allowing professionals to access affordable leadership development resources. The company emphasizes a proactive approach, seeking individuals who are motivated to tackle challenges and create meaningful impact in their roles.

Reach is an online platform that connects creators with top brands, providing them with opportunities to earn a living doing what they love.

NextPay is a financial technology company that provides an all-in-one banking service platform tailored for small businesses and entrepreneurs. The platform simplifies financial management by allowing users to collect customer payments through digital invoices, manage cash flow, and execute batch payments to employees, suppliers, or bills. By consolidating various financial activities into a single platform, NextPay enables clients to efficiently send, receive, and oversee their finances, making it a convenient alternative to traditional bank accounts.

Mint Songs operates as a prominent music NFT marketplace that focuses on enhancing the relationship between artists and their fans. By utilizing non-fungible token technology, Mint Songs enables music artists to create and engage with web3 communities. The platform facilitates the buying, selling, and trading of music NFTs, allowing fans to interact with their favorite artists in innovative ways. Through this approach, Mint Songs aims to strengthen the bonds within the music community while providing artists with new avenues for monetization and fan engagement.

Zeta is a financial technology company based in San Francisco that provides tools designed to enhance family financial management. Its platform features a modern joint account and money management system, allowing families to track their bank accounts with sharing controls, manage shared and personal budgets, and split transactions. Additionally, Zeta offers capabilities such as bill reminders, memos, and money coaching, all aimed at helping families effectively monitor their spending, establish budgets, and achieve their financial objectives together. The company operates remotely, emphasizing convenience and accessibility in its services.

Billdr is a home renovation marketplace operating in Montreal, Toronto, and Chicago, designed to streamline the renovation experience for both homeowners and general contractors. By acting as a trusted intermediary, Billdr provides homeowners with personalized support throughout the renovation process, including pre-project assessments and detailed estimates. General contractors benefit from access to pre-qualified leads and tailored tools for managing quotes, invoices, and payouts. This approach enhances efficiency and fosters a regulated marketplace, ultimately transforming how home renovations are conducted.

Kredi is a financial platform designed to simplify the mortgage application process for consumers in Latin America. It operates similarly to Rocket Mortgage, allowing users to easily secure loans online. The platform employs a sophisticated mathematical algorithm to connect customers with financial institutions that are most likely to approve their credit applications. This enables consumers to obtain financing for new or used homes, as well as access various loan modalities tailored to their specific needs. Kredi aims to enhance the borrowing experience by streamlining the process and providing users with suitable lending options.

Fitnescity is a consumer health platform that simplifies access to health and wellness testing services. The company offers a range of test kits that are utilized by prominent laboratories, hospitals, and clinics across the country. These kits facilitate consumer-facing tests, including assessments for vitamin D, testosterone, glucose, body composition, creatinine, and resting metabolic rate. By providing both at-home and in-person testing options, Fitnescity enables individuals to easily navigate their health and fitness needs, empowering them to make informed decisions regarding their wellness and performance.