GreenHouse Capital

Zone is a regulated blockchain network that facilitates the acceptance and payment of digital currencies. As a blockchain services company, it provides a secure and efficient infrastructure for transactions, promoting the use of digital assets in various applications. By leveraging blockchain technology, Zone aims to enhance financial transactions through increased transparency and reduced costs, catering to businesses and consumers looking to integrate digital currencies into their operations.

Zemo is a developer of a corporate expense management platform that aims to streamline the expense reporting process and reduce unnecessary spending within businesses. The company's technology empowers firms to effectively manage cash flow by implementing controls on issued cards, ensuring that expenditures are monitored and restricted. This platform enhances visibility for administrators and accountants, allowing them to track spending across all employees. By eliminating tedious expense reports, Zemo helps organizations optimize their financial management and improve overall efficiency.

Keble is a fintech platform dedicated to providing young Africans in the diaspora with accessible and affordable real estate investment opportunities. The company aims to democratize real estate investing by offering a variety of investment options tailored to different income levels and financial objectives. By breaking down barriers in the real estate market, Keble enables users to invest and diversify their portfolios without the typical challenges associated with property ownership. This approach is designed to empower individuals to build wealth securely and effectively, helping them achieve their financial goals through real estate.

Mano is an AI-driven marketplace that transforms the on-demand delivery landscape, particularly focusing on the grocery shopping experience in Africa. The company connects users to a diverse range of products, including groceries, restaurant meals, flowers, gifts, electronics, and appliances, facilitating ultra-fast delivery within minutes. By leveraging advanced artificial intelligence, Mano optimizes its logistics and enhances the overall customer experience, allowing for bulk and wholesale ordering tailored for businesses. With a commitment to convenience and efficiency, Mano aims to meet the needs of busy urban consumers, offering quality products at competitive prices while streamlining the shopping process.

CredPal is a financial technology company based in Lagos, Nigeria, founded in 2018 by Fehintolu Olaogun and Olorunfemi Jegede. The company offers a platform that enables both businesses and individuals to purchase goods and services and pay for them in installments at various online and offline merchants. CredPal's solution enhances transparency by allowing users to set up accounts and select payment plans that minimize risk. The platform connects customers with multiple financial institutions, providing convenient access to credit at the point of checkout. This service not only facilitates consumer purchases but also empowers retail businesses to offer on-demand credit to their customers, thereby enhancing the overall shopping experience.

Encore Pay is a UAE-based fintech and payment solutions provider that specializes in developing a comprehensive payment platform. This platform facilitates digital payments across various customer touchpoints, offering a wide range of services including payment infrastructure, neo banking, mobile money, agency banking, merchant payments, and kiosk payments. By focusing on efficiency and user experience, Encore Pay enables businesses to launch and manage their payment services with minimal turnaround time, ensuring smooth operations in an increasingly digital economy.

Yep! is a “financial super app” with payments, remittance, and banking features.

MarketForce is a technology company headquartered in the United States, with operations in Kenya and Nigeria, focused on enhancing B2B commerce and fintech solutions for African merchants. Launched in 2018, the company has developed the "RejaReja" platform, which allows merchants to digitally source, order, and pay for inventory. In addition to these services, MarketForce offers access to financing, enables digital payment collection, and allows merchants to resell digital financial services like airtime and utility tokens. Operating in five markets across Sub-Saharan Africa, MarketForce has established a rapidly growing network that includes over 200,000 merchants and 50 consumer brands. The company employs an asset-light business model to drive efficiency and productivity in the distribution of goods, utilizing advanced technology to streamline operations for its users.

LipaLater is a lending marketplace that facilitates postpaid payment options for e-commerce transactions. The platform enables retailers to offer a risk-free, point-of-sale credit solution, allowing consumers to purchase goods and services online and pay for them in manageable monthly installments. This approach not only supports retailers in increasing sales but also provides customers with an affordable way to acquire products, enhancing their shopping experience while making financial planning easier. By focusing on installment payments, LipaLater addresses the needs of both sellers and buyers in the online marketplace.

Apaya is a technology company that specializes in providing a unified application programming interface (API) designed to facilitate localized payment solutions for merchants. The company's platform enables businesses to manage and offer a variety of payment methods, including e-wallets, cash payment schemes, bank transfers, and carrier billing. By connecting merchants with over 150 local payment providers across Europe, the Middle East, and Africa, Apaya empowers them to enhance customer satisfaction by accommodating diverse payment preferences. This approach not only simplifies the payment process but also supports merchants in efficiently expanding their operations into new geographies.

Kuunda is a B2B advisory platform that specializes in providing financial services tailored for developing economies. The company offers a range of solutions including liquidity management tools, data insight tools, and consulting services. Its platform empowers users, such as underserved agents, merchants, and consumers, to access the liquidity they need to meet their financial requirements. By facilitating connections between users and bank partners, Kuunda enhances network productivity and encourages the distribution of products, ultimately promoting economic resilience and growth. The company aims to help individuals and businesses maintain their standard of living while driving measurable results through its innovative digital offerings.

Busha is a digital currency exchange platform that facilitates the buying, selling, and management of cryptocurrency portfolios. The platform offers users the ability to swap and store various cryptocurrencies, including Bitcoin, Ether, and Litecoin, among others. By providing a reliable and user-friendly interface, Busha enables both consumers and merchants to access and engage with digital currencies seamlessly. The company's focus is on ensuring a secure and efficient trading experience for its users.

Kalpay is a mobile application designed to facilitate secure and convenient digital payments for users, merchants, businesses, and financial institutions. The platform enables users to scan barcodes to pay for goods and services, transfer money, and settle bills through a secure electronic wallet. With its focus on enhancing payment efficiency, Kalpay provides financial institutions and businesses with digital solutions for managing online transactions, including options for deposits and withdrawals. This service aims to generate additional revenue streams while improving overall business administration for its clients.

We are a DLT company based in London and have started our bank authorization process to solve the problem of denial of bank accounts to blockchain businesses. We are building a Utility Bank from scratch & engineering it to leverage DLT.

Yellow Card is a financial technology company that operates an online cryptocurrency trading platform, facilitating secure and cost-effective transactions across Africa. It specializes in providing on/off ramp services for stablecoins like USDT, USDC, and PYUSD, enabling users to buy and sell these coins using their local currency. The company partners with local merchants and vendors to offer voucher-based Bitcoin purchases, simplifying money transfers and enabling e-commerce participation in cryptocurrency. Yellow Card, founded in 2016 and headquartered in Chamblee, Georgia, has expanded its operations to multiple African countries, processing over US$3 billion in transactions to date.

Pezesha is a digital financial marketplace based in Nairobi, Kenya, founded in 2016. The company focuses on connecting small and medium-sized businesses (SMBs) to various financial resources, including working capital, float financing, and LPO financing. By leveraging credit and data analytics, Pezesha facilitates affordable credit options for underserved micro-businesses, enabling them to access the formal financial system. The platform serves as a bridge between lenders and low-income borrowers, promoting a shared economy and broadening financial access for SMBs. Through its innovative approach, Pezesha aims to be a leading player in Africa's digital financial landscape, enhancing the growth potential of small businesses across the region.

Collect Africa is a mobile app that assists companies in obtaining payments from clients. Their application accepts payments using several online payment options. Their payments to businesses.

Dojah is a global platform specializing in fraud prevention and know your customer (KYC) services, assisting businesses of all sizes in identity verification, fraud mitigation, and regulatory compliance. With operations in over 150 countries, Dojah provides a comprehensive API platform that allows developers and businesses to integrate multiple services seamlessly. This includes functionalities for financial services, KYC compliance, and anti-money laundering measures, enabling banks and financial institutions to manage their accounts efficiently through a unified dashboard. By prioritizing safe customer onboarding and fraud protection, Dojah enhances operational security for its clients worldwide.

Chumz.io is a personal finance mobile application that focuses on making investing accessible and user-friendly. The platform allows individuals to create personal or group savings goals, set reminders, and track their financial progress in real-time. Users can establish savings clubs, obtain performance data on their investments, and monitor their savings objectives. Chumz.io aims to support users in their journey toward financial freedom by providing tools that help set and achieve both short- and long-term financial goals. Through its features, the application seeks to empower users to manage their finances more effectively and reach their desired financial outcomes.

GetEquity is a financial platform that aims to democratize access to private investments by facilitating the tokenization and trading of investment products. It enables investors to trade in tokenized equity of listed startups for minimal amounts, making private investments more accessible. The platform offers a comprehensive suite of tools for investing, organizing, and managing assets, allowing users to engage with startup investments from any location. By leveraging real-world asset tokenization, GetEquity is transforming traditional asset management and providing innovative solutions for alternative asset investment.

By merging open-source blockchain technology and traditional payment infrastructures, Scalex provides a highly scalable and secure crypto-to-fiat gateway that enables web3 platforms, and crypto-service providers (B2B and retail crypto-payment solutions, wallet infrastructures, exchanges, NFT marketplaces, Play-to-earn platforms, DAOs, etc) in Africa to have access to a robust multichain liquidity framework with multiple fiat payment rails needed to scale their businesses.

Route is a savings management and tracking programe that aids users in investing their money and beginning to accumulate wealth.

PayHive is a technology company that facilitates secure international money transfers using cryptocurrency wallets and an encrypted transaction platform.

MyInvest is a retail trading platform that gives users exclusive access to verified high-yield real estate projects for a fractional investment.

eBanqo is a customer engagement software-as-a-service (SaaS) provider that enables organizations to automate their customer-facing services and enhance issue resolution. The platform allows businesses to extend their services across various digital channels, including web chat, in-app chat, social media, USSD, and SMS, facilitating seamless connectivity and prompt resolution of customer inquiries. Leveraging advanced artificial intelligence technology, eBanqo ensures that businesses can deliver consistent and personalized interactions across all platforms, fostering customer loyalty and brand affinity. By offering automated customer support, self-service options, and multi-channel live chat capabilities, eBanqo significantly reduces operational costs while improving customer satisfaction and retention. Its comprehensive approach allows businesses to consolidate their engagement channels into a unified omnichannel platform, enhancing accessibility and responsiveness to customer needs.

GetEquity is a financial platform that aims to democratize access to private investments by facilitating the tokenization and trading of investment products. It enables investors to trade in tokenized equity of listed startups for minimal amounts, making private investments more accessible. The platform offers a comprehensive suite of tools for investing, organizing, and managing assets, allowing users to engage with startup investments from any location. By leveraging real-world asset tokenization, GetEquity is transforming traditional asset management and providing innovative solutions for alternative asset investment.

MarketForce is a technology company headquartered in the United States, with operations in Kenya and Nigeria, focused on enhancing B2B commerce and fintech solutions for African merchants. Launched in 2018, the company has developed the "RejaReja" platform, which allows merchants to digitally source, order, and pay for inventory. In addition to these services, MarketForce offers access to financing, enables digital payment collection, and allows merchants to resell digital financial services like airtime and utility tokens. Operating in five markets across Sub-Saharan Africa, MarketForce has established a rapidly growing network that includes over 200,000 merchants and 50 consumer brands. The company employs an asset-light business model to drive efficiency and productivity in the distribution of goods, utilizing advanced technology to streamline operations for its users.

BFree is a company that specializes in credit management, aiming to enhance the credit collection process through innovative technology. It develops a platform that utilizes artificial intelligence to create ethical credit management tools, prioritizing the financial health of consumers. BFree's approach is centered on helping customers regain control over their finances by facilitating self-administered loan repayments. The company focuses on making the collection process more scalable, efficient, and user-friendly, particularly for individuals in emerging markets. By equipping users with essential financial knowledge and personal budgeting skills, BFree strives to lead customers out of debt sustainably.

GetEquity is a financial platform that aims to democratize access to private investments by facilitating the tokenization and trading of investment products. It enables investors to trade in tokenized equity of listed startups for minimal amounts, making private investments more accessible. The platform offers a comprehensive suite of tools for investing, organizing, and managing assets, allowing users to engage with startup investments from any location. By leveraging real-world asset tokenization, GetEquity is transforming traditional asset management and providing innovative solutions for alternative asset investment.

NOW Money is a fintech company that leverages mobile banking technology to offer financial services to the unbanked population in the Middle East. By providing accounts and remittance solutions, NOW Money aims to include individuals who are currently excluded from the financial system. The company focuses on low-income migrant workers in the Gulf region, offering them access to essential financial tools, including international money transfers and currency conversion services, at a reduced cost. This approach not only facilitates financial inclusion but also helps users save significantly on remittance expenses.

Sabi is a B2B network designed to enhance commerce within the informal trade sector. It aims to accelerate the flow of transactions by facilitating connections among stakeholders. The company offers a comprehensive e-commerce logistics infrastructure that serves both micro and small enterprises. Sabi's platform includes features such as digital ledgers for cash management, interfaces for wholesale business-to-business transactions, group buying options, and logistical support. These services are tailored to help merchants access essential tools, reach new customers, improve cash flow, and streamline their logistics processes. Through its innovative approach, Sabi enables businesses to thrive in a competitive marketplace.

Despite the availability of online and mobile payment applications from Banks, Telcos and financial technology companies (Fintechs) over 90% of payments are still made by cash & cheques. This is because no application currently offers sufficiently compelling features to cause a shift away from traditional payment methods.Popote is a payments application that goes beyond fulfilling the transaction by providing compelling accounting and management features. It offers team collaboration, approval controls, income & expense accounting, VAT return, P&L and more. Popote is a replacement to cash, cheques and paper/excel based accounting. Popote Payments was established in 2013 by Sam Wanjohi, with the need to explore applications that enhance the growth and use of information technology in and for Africa. It is based in Nairobi.

Indicina Technologies Limited is a Lagos-based company that offers a digitized credit analysis platform aimed at enhancing consumer finance strategies in Africa. The platform serves a variety of financial institutions, including banks, insurers, and consumer finance companies, by providing tools for creating credit rules and models, conducting credit assessments and scoring, managing loan portfolios, and facilitating loan collections. By leveraging analytics-driven insights, Indicina helps these institutions optimize their credit decision-making processes, improve application acceptance rates, and reduce default rates, thereby contributing to the development of a robust credit infrastructure in the region.

Moneymie is a digital bank and transaction platform that specializes in providing banking services through its fintech infrastructure. The company focuses on facilitating USD payments and international wire transfers, making cross-border transactions simple and secure for businesses. Moneymie's platform includes a B2B interface and APIs, allowing companies to efficiently manage payments to various countries. Additionally, Moneymie offers mobile app services, enhancing the user experience and accessibility of its financial solutions.

Wirepay is a financial technology company that provides a comprehensive payment gateway aimed at facilitating transactions for businesses and consumers in Africa. The company's platform enables users to receive, hold, and make payments in various currencies, offering flexibility in financial operations. Additionally, Wirepay allows customers to create both virtual and physical cards, as well as pay bills efficiently. The platform is designed to help users monitor their finances with real-time alerts on account activities, ensuring they stay informed about their transactions. Through these features, Wirepay positions itself as a vital financial operating system in the African market.

E-Settlement is a financial technology company that specializes in providing secure and affordable online payment solutions. The firm has developed a payment service application that enhances business performance by facilitating money transfers between individuals and merchants. Through its web application, users can make transactions using personal email addresses, allowing businesses to receive payments conveniently via smartphones. E-Settlement focuses on delivering innovative tools that simplify the payment process while ensuring security for its users.

CredPal is a financial technology company based in Lagos, Nigeria, founded in 2018 by Fehintolu Olaogun and Olorunfemi Jegede. The company offers a platform that enables both businesses and individuals to purchase goods and services and pay for them in installments at various online and offline merchants. CredPal's solution enhances transparency by allowing users to set up accounts and select payment plans that minimize risk. The platform connects customers with multiple financial institutions, providing convenient access to credit at the point of checkout. This service not only facilitates consumer purchases but also empowers retail businesses to offer on-demand credit to their customers, thereby enhancing the overall shopping experience.

NOW Money is a fintech company that leverages mobile banking technology to offer financial services to the unbanked population in the Middle East. By providing accounts and remittance solutions, NOW Money aims to include individuals who are currently excluded from the financial system. The company focuses on low-income migrant workers in the Gulf region, offering them access to essential financial tools, including international money transfers and currency conversion services, at a reduced cost. This approach not only facilitates financial inclusion but also helps users save significantly on remittance expenses.

Uqudo is a digital identity company headquartered in the UK, with additional offices in the UAE, Saudi Arabia, and Thailand. The company focuses on creating cross-border and cross-industry digital ecosystems that empower users to control their data, promoting an inclusive and sustainable internet. Uqudo's innovative platform leverages advanced technologies such as biometrics, certified 3D liveness detection, NFC-based passport reading, cognitive document analysis, AI, and blockchain. These capabilities facilitate a fast, secure, and seamless onboarding process for various sectors, including banking, telecommunications, insurance, and fintech, while simultaneously safeguarding against fraud and ensuring compliance with KYC, AML, and CDD regulations. Uqudo has received multiple awards recognizing its contributions to digital identity innovation and continues to undertake significant projects for both startups and multinational organizations, aligning its mission with the United Nations' Sustainable Development Goals to provide legal identity for all.

MoniMove is a FinTech platform focused on enhancing supply chain management through digital procurement and trade finance solutions. The company aims to implement high security and strong governance within the international supply chain industry. Its platform is designed to monitor financial transactions throughout the entire supply chain documentation process, ensuring the authentication and management of credit utilization cycles following fund and contract approvals. By offering these services, MoniMove helps companies minimize risks, reduce costs, and mitigate disputes, thereby fostering a safe and secure trading environment.

Figorr is a company that specializes in cold chain solutions, providing temperature-controlled products and comprehensive temperature monitoring services. It focuses on understanding the specific challenges faced by various markets that require reliable temperature management. Figorr offers enterprise software designed for real-time monitoring and tracking of temperature-sensitive items. This software provides clients with crucial information regarding temperature, humidity, and location of their cold chain products, alongside auto-generated reports that summarize cold storage performance over designated periods. By ensuring accurate and timely data, Figorr enables clients to obtain both qualitative and quantitative insights into their temperature-sensitive deliveries, enhancing overall supply chain efficiency.

Dapi Ltd is a fintech company that specializes in developing an open banking application programming interface (API) designed to facilitate seamless payment transactions between consumer bank accounts and businesses. Established in 2019 and based in Abu Dhabi, United Arab Emirates, Dapi provides a suite of APIs that enable real-time access to customer bank accounts, payment initiation, and financial data retrieval. This functionality allows developers to create a variety of financial applications, including digital wallets and budget trackers, while also enabling fintech companies to offer services based on bank statement data. Operating in seven countries, including the United States, Saudi Arabia, Egypt, Pakistan, South Africa, and Kuwait, Dapi has experienced significant demand for its services, achieving notable growth in annual recurring revenue.

Spring in Africa is a fnacial service offering firm that provides banking alternatives to make transection efficient.

Riby is a financial technology company based in Lagos, Nigeria, that specializes in providing a finance management platform tailored for cooperatives, trade groups, associations, and micro and small businesses. The company's platform enables users to efficiently manage their finances by automating savings processes, facilitating high-interest investments, and offering various payment options. Riby collaborates with banks and payment processing companies to assist clients, particularly those in low to middle-income brackets, in creating and managing bank or mobile money accounts. Additionally, the platform provides access to collateral-free loans, enhancing the financial capabilities of its users and promoting overall economic growth within these communities.

Bankly is a digital financial services company that offers a savings and peer-to-peer transfer platform aimed at enhancing financial inclusion in Nigeria. Users can fund their wallets through a network of vouchers, which operate under a "Recharge to save" model, similar to mobile airtime top-ups. This system allows customers to engage with digital finance seamlessly, utilizing existing consumer behaviors developed in the telecommunications sector. Bankly's platform includes features such as transaction history, financial behavior tracking, multi-channel and cardless withdrawals, as well as direct-to-account transactions. By simplifying and securing digital payments, Bankly empowers users to save, withdraw, and make payments through virtual interfaces, thus addressing the challenges of accessing financial services and paving the way for broader financial solutions.

Tanda is a fintech startup focused on enhancing access to essential digital financial services for micro, small, and medium enterprises (MSMEs) across Africa. The company provides micro-retailers with inventory credit and enables them to serve as access points for various essential services, including airtime, utility payments, mobile banking, and insurance. With micro-retailers supplying over 70% of essential goods in Africa, Tanda aims to address the significant financing gap faced by these businesses, as over 90% lack credit history or access to traditional financing. By offering a virtual wallet and money transfer API, Tanda allows micro-retailers to diversify their income through commissions earned from services such as bill payments and airtime purchases, thereby promoting financial inclusion for low-income MSMEs across the continent.

Schoolable is a fintech company focused on enhancing school finance management through its expense management platform. The platform provides essential tools for invoicing, expense reconciliation, and payment processing, enabling schools to manage various financial operations effectively. It includes features such as tracking part payments, managing discounts, handling employee payroll, and facilitating vendor payments with an approval flow for all transactions. Additionally, Schoolable's invoicing software assists families by creating separate bank accounts for automatic payment reminders, simplifying the process of tuition payments for parents. The company is dedicated to improving educational finance practices, with a belief in the transformative power of education within communities.

BoxCommerce is an eCommerce platform tailored for small and medium-sized businesses, providing a comprehensive solution for creating and managing online stores. The platform integrates site development, payment processing, shipping, and shop management, allowing businesses to efficiently handle their operations. By combining technology for shop management with logistics and last-mile delivery partners, BoxCommerce simplifies the complexities of running an online business, particularly in emerging markets. This enables entrepreneurs to focus on growth while ensuring that their eCommerce needs are effectively addressed.

Helium Health is a technology company focused on transforming healthcare in Africa by providing a comprehensive suite of software solutions for hospitals and clinics. The company specializes in electronic health record systems that facilitate the management of patient data and hospital operations. Its platform simplifies various processes, including doctor visits, prescriptions, and medical billing, making it accessible from any device. Additionally, Helium Health offers customizable forms and tools for monitoring healthcare trends, generating alerts, and producing reports. By leveraging technology, the company aims to create a modern and affordable healthcare system while aspiring to become the largest healthcare data exchange in Africa.

NOW Money is a fintech company that leverages mobile banking technology to offer financial services to the unbanked population in the Middle East. By providing accounts and remittance solutions, NOW Money aims to include individuals who are currently excluded from the financial system. The company focuses on low-income migrant workers in the Gulf region, offering them access to essential financial tools, including international money transfers and currency conversion services, at a reduced cost. This approach not only facilitates financial inclusion but also helps users save significantly on remittance expenses.

Flutterwave Inc. is a financial technology company that offers comprehensive payment solutions for businesses globally. Founded in 2014 and headquartered in San Francisco, California, Flutterwave provides a range of services, including Flutterwave Checkout for processing payments via web and mobile, and a Flutterwave API for creating and managing virtual cards. The platform also includes tools for invoicing, allowing businesses to create professional invoices and track payments, as well as payment links for easy collection from customers. Serving various industries such as gaming, events, transportation, and hospitality, Flutterwave aims to simplify payment infrastructure by connecting merchants with local and international card schemes and bank accounts, ensuring secure and efficient payment processing.

MAX is a company that specializes in providing motorcycle taxi and transport services, focusing on the last-mile delivery and online retail challenges in Africa. By utilizing mobile and web platforms, MAX connects consumers, retail businesses, and independent drivers in real-time, effectively removing logistical and technological barriers that have hindered retail growth on the continent. Additionally, MAX offers electric and low-emission vehicle subscription services tailored for commercial drivers, promoting financial freedom and wealth creation through vehicle ownership. The company aims to ensure that independent drivers have access to safe, reliable, and sustainable mobility solutions, thereby enhancing the overall transport landscape in Africa.

Rensource Inc, established in 2015 and headquartered in Lagos, Nigeria, is a unique energy company operating as a financial services business. It offers subscription-based solar power services to consumers and small businesses, generating electricity through small solar-hybrid systems installed on customers' premises. Rensource provides tailored plans such as Go, Eco, Duplo, and Pro, catering to diverse energy needs. Central to its operations is an internal 'bank' that finances these systems and manages credit operations, underwriting and servicing monthly collections from final customers. Rensource's mission is to transition Nigeria towards predominantly distributed, renewables-based power generation.

Mines.io, Inc. is a financial analytics company that operates a platform focused on mobile data. Its flagship product, Mteka, is an in-memory analytics solution capable of processing vast amounts of mobile carrier data rapidly, allowing for the creation and deployment of predictive models in real time. The company's services are designed to assist mobile operators in monetizing their data while enabling financial institutions to expand their customer reach. Among its offerings are a credit scoring service that evaluates consumer credit risk based on mobile behavior, a fraud detection system that identifies suspicious activities in real time, and behavior modeling tools that enhance customer identity verification. Additionally, the company employs risk analysis and machine learning techniques to help insurance providers tailor premiums based on consumer risk profiles. Founded in 2013 and based in San Francisco, Mines.io aims to leverage mobile data to improve financial services and consumer access to credit.

Migo is an embedded lending software that specializes in microfinance, credit, and loan services.

Rensource Inc, established in 2015 and headquartered in Lagos, Nigeria, is a unique energy company operating as a financial services business. It offers subscription-based solar power services to consumers and small businesses, generating electricity through small solar-hybrid systems installed on customers' premises. Rensource provides tailored plans such as Go, Eco, Duplo, and Pro, catering to diverse energy needs. Central to its operations is an internal 'bank' that finances these systems and manages credit operations, underwriting and servicing monthly collections from final customers. Rensource's mission is to transition Nigeria towards predominantly distributed, renewables-based power generation.

Commerce in Africa is deeply facilitated by cash, but cash-based transactions are expensive, unsafe, and difficult to track. Suregifts identified an opportunity to take advantage of the growth and adoption of the internet and all things digital in Africa by creating a simple, yet safe alternative currency to be utilised for specific purposes; Vouchers. At the core of what SureGifts does, is selling and maintaining an inventory of vouchers, which can be exchanged between two or more parties, and spent at a closed but extensive network of merchants across Africa for a near-unlimited assortment of goods and services.